Vanguard Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Vanguard Funding Llc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanguard Funding Llc 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 802 |
| Total Mortgage Loan Application Amount | $250,110,000 |
| Average Mortgage Loan Application Amount | $317,500 |
| Highest Mortgage Loan Application Amount | $1,129,000 |
| Average Applicant Income | $104,000 |
| Highest Applicant Income | $2,579,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Vanguard Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanguard Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Vanguard Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanguard Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanguard Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanguard Funding Llc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 111 | $ 39,224,000 | $ 353,000 | $ 110,000 |
| Suffolk County New York | 106 | $ 32,583,000 | $ 307,000 | $ 94,000 |
| Kings County New York | 45 | $ 18,797,000 | $ 417,000 | $ 88,000 |
| Queens County New York | 45 | $ 16,418,000 | $ 364,000 | $ 120,000 |
| Bronx County New York | 22 | $ 7,992,000 | $ 363,000 | $ 74,000 |
| Richmond County New York | 19 | $ 6,058,000 | $ 318,000 | $ 78,000 |
| Bergen County New Jersey | 18 | $ 6,757,000 | $ 375,000 | $ 90,000 |
| Westchester County New York | 17 | $ 6,999,000 | $ 411,000 | $ 177,000 |
| Prince George's County Maryland | 16 | $ 4,704,000 | $ 294,000 | $ 80,000 |
| Fairfield County Connecticut | 15 | $ 4,304,000 | $ 286,000 | $ 76,000 |
| Essex County New Jersey | 14 | $ 4,182,000 | $ 298,000 | $ 64,000 |
| Hudson County New Jersey | 12 | $ 3,538,000 | $ 294,000 | $ 142,000 |
| Monmouth County New Jersey | 12 | $ 4,085,000 | $ 340,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 11 | $ 2,100,000 | $ 190,000 | $ 43,000 |
| Hartford County Connecticut | 10 | $ 2,095,000 | $ 209,000 | $ 58,000 |
| Somerset County New Jersey | 9 | $ 2,549,000 | $ 283,000 | $ 82,000 |
| Rockland County New York | 8 | $ 3,116,000 | $ 389,000 | $ 423,000 |
| Middlesex County New Jersey | 7 | $ 1,934,000 | $ 276,000 | $ 84,000 |
| Morris County New Jersey | 7 | $ 2,767,000 | $ 395,000 | $ 109,000 |
| Union County New Jersey | 7 | $ 2,339,000 | $ 334,000 | $ 136,000 |
| New Haven County Connecticut | 6 | $ 1,375,000 | $ 229,000 | $ 64,000 |
| Baltimore County Maryland | 6 | $ 1,312,000 | $ 218,000 | $ 64,000 |
| Hunterdon County New Jersey | 6 | $ 2,083,000 | $ 347,000 | $ 100,000 |
| Passaic County New Jersey | 6 | $ 1,836,000 | $ 306,000 | $ 77,000 |
| Orange County New York | 6 | $ 1,405,000 | $ 234,000 | $ 75,000 |
| Middlesex County Massachusetts | 5 | $ 1,589,000 | $ 317,000 | $ 108,000 |
| Suffolk County Massachusetts | 5 | $ 1,390,000 | $ 278,000 | $ 38,000 |
| Burlington County New Jersey | 5 | $ 1,203,000 | $ 240,000 | $ 66,000 |
| Dutchess County New York | 5 | $ 1,236,000 | $ 247,000 | $ 78,000 |
| Palm Beach County Florida | 4 | $ 970,000 | $ 242,000 | $ 115,000 |
| Charles County Maryland | 4 | $ 952,000 | $ 238,000 | $ 79,000 |
| Essex County Massachusetts | 4 | $ 1,047,000 | $ 261,000 | $ 57,000 |
| Norfolk County Massachusetts | 4 | $ 1,178,000 | $ 294,000 | $ 20,000 |
| Camden County New Jersey | 4 | $ 701,000 | $ 175,000 | $ 63,000 |
| Sussex County New Jersey | 4 | $ 932,000 | $ 233,000 | $ 62,000 |
| New York County New York | 4 | $ 2,343,000 | $ 585,000 | $ 112,000 |
| Schenectady County New York | 4 | $ 714,000 | $ 178,000 | $ 57,000 |
| Broward County Florida | 3 | $ 760,000 | $ 253,000 | $ 96,000 |
| Worcester County Massachusetts | 3 | $ 697,000 | $ 232,000 | $ 18,000 |
| Mercer County New Jersey | 3 | $ 812,000 | $ 270,000 | $ 136,000 |
| Los Angeles County California | 2 | $ 609,000 | $ 304,000 | $ 155,000 |
| Santa Clara County California | 2 | $ 811,000 | $ 405,000 | $ 38,000 |
| Sonoma County California | 2 | $ 553,000 | $ 276,000 | $ 105,000 |
| Hillsborough County Florida | 2 | $ 494,000 | $ 247,000 | $ 112,000 |
| Miami-Dade County Florida | 2 | $ 816,000 | $ 408,000 | $ 395,000 |
| Polk County Florida | 2 | $ 219,000 | $ 109,000 | $ 57,000 |
| Paulding County Georgia | 2 | $ 334,000 | $ 167,000 | $ 78,000 |
| Calvert County Maryland | 2 | $ 650,000 | $ 325,000 | $ 31,000 |
| Howard County Maryland | 2 | $ 435,000 | $ 217,000 | $ 239,000 |
| Montgomery County Maryland | 2 | $ 578,000 | $ 289,000 | $ 116,000 |
| Plymouth County Massachusetts | 2 | $ 866,000 | $ 433,000 | $ 146,000 |
| Pettis County Missouri | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Atlantic County New Jersey | 2 | $ 282,000 | $ 141,000 | $ 42,000 |
| Cumberland County New Jersey | 2 | $ 402,000 | $ 201,000 | $ 72,000 |
| Warren County New Jersey | 2 | $ 542,000 | $ 271,000 | $ 52,000 |
| Delaware County New York | 2 | $ 355,000 | $ 177,000 | $ 85,000 |
| Erie County New York | 2 | $ 219,000 | $ 109,000 | $ 59,000 |
| Herkimer County New York | 2 | $ 296,000 | $ 148,000 | $ 112,000 |
| Oneida County New York | 2 | $ 311,000 | $ 155,000 | $ 69,000 |
| Onondaga County New York | 2 | $ 206,000 | $ 103,000 | $ 37,000 |
| Oswego County New York | 2 | $ 249,000 | $ 124,000 | $ 79,000 |
| Sullivan County New York | 2 | $ 279,000 | $ 139,000 | $ 18,000 |
| Ulster County New York | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Wake County North Carolina | 2 | $ 421,000 | $ 210,000 | $ 50,000 |
| Dauphin County Pennsylvania | 2 | $ 405,000 | $ 202,000 | $ 44,000 |
| Delaware County Pennsylvania | 2 | $ 331,000 | $ 165,000 | $ 50,000 |
| Erie County Pennsylvania | 2 | $ 484,000 | $ 242,000 | $ 96,000 |
| Montgomery County Pennsylvania | 2 | $ 415,000 | $ 207,000 | $ 149,000 |
| Northampton County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 46,000 |
| York County Pennsylvania | 2 | $ 541,000 | $ 270,000 | $ 82,000 |
| Riverside County California | 1 | $ 298,000 | $ 298,000 | $ 135,000 |
| Sacramento County California | 1 | $ 224,000 | $ 224,000 | $ 44,000 |
| San Mateo County California | 1 | $ 244,000 | $ 244,000 | $ 41,000 |
| Litchfield County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Tolland County Connecticut | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Windham County Connecticut | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Alachua County Florida | 1 | $ 200,000 | $ 200,000 | $ 27,000 |
| Brevard County Florida | 1 | $ 88,000 | $ 88,000 | $ 171,000 |
| Clay County Florida | 1 | $ 302,000 | $ 302,000 | $ 98,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Lee County Florida | 1 | $ 487,000 | $ 487,000 | $ 233,000 |
| Marion County Florida | 1 | $ 80,000 | $ 80,000 | $ 115,000 |
| Monroe County Florida | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Sarasota County Florida | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| St. Lucie County Florida | 1 | $ 201,000 | $ 201,000 | $ 47,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bryan County Georgia | 1 | $ 310,000 | $ 310,000 | $ 70,000 |
| Fulton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 126,000 | $ 126,000 | $ 98,000 |
| Lowndes County Georgia | 1 | $ 207,000 | $ 207,000 | $ 67,000 |
| Honolulu County Hawaii | 1 | $ 459,000 | $ 459,000 | $ 84,000 |
| Maui County Hawaii | 1 | $ 790,000 | $ 790,000 | $ 240,000 |
| Anne Arundel County Maryland | 1 | $ 230,000 | $ 230,000 | $ 146,000 |
| Baltimore City County Maryland | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Carroll County Maryland | 1 | $ 336,000 | $ 336,000 | $ 83,000 |
| Cecil County Maryland | 1 | $ 370,000 | $ 370,000 | $ 68,000 |
| Frederick County Maryland | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Queen Anne's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 159,000 |
| Talbot County Maryland | 1 | $ 535,000 | $ 535,000 | $ 106,000 |
| Barnstable County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Bristol County Massachusetts | 1 | $ 309,000 | $ 309,000 | $ 164,000 |
| Hampden County Massachusetts | 1 | $ 231,000 | $ 231,000 | $ 83,000 |
| Nantucket County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 172,000 |
| St. Charles County Missouri | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| St. Louis County Missouri | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Gloucester County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Ocean County New Jersey | 1 | $ 179,000 | $ 179,000 | $ 61,000 |
| Albany County New York | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Monroe County New York | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Niagara County New York | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Putnam County New York | 1 | $ 323,000 | $ 323,000 | $ 99,000 |
| Rensselaer County New York | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Warren County New York | 1 | $ 310,000 | $ 310,000 | $ 149,000 |
| Wayne County New York | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Buncombe County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Durham County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Gaston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Lenoir County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 172,000 |
| Lincoln County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Transylvania County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Bucks County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Chester County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Fayette County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Lackawanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 35,000 |
| Lebanon County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Luzerne County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 86,000 |
| Schuylkill County Pennsylvania | 1 | $ 247,000 | $ 247,000 | $ 124,000 |
| Venango County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 64,000 |
| Westmoreland County Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding Llc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 629 | $193,196,000 | $307,000 | $1,129,000 | $91,000 | $2,579,000 |
| Home Purchase | 173 | $56,914,000 | $328,000 | $1,120,000 | $117,000 | $810,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 469 | $145,904,000 | $311,000 | $1,120,000 | $104,000 | $2,579,000 |
| Black or African American | 121 | $35,558,000 | $293,000 | $639,000 | $75,000 | $692,000 |
| Not Provided | 110 | $33,574,000 | $305,000 | $790,000 | $94,000 | $1,036,000 |
| Hispanic | 68 | $22,664,000 | $333,000 | $785,000 | $74,000 | $218,000 |
| Asian | 29 | $11,114,000 | $383,000 | $1,129,000 | $138,000 | $810,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $701,000 | $233,000 | $344,000 | $69,000 | $103,000 |
| American Indian or Alaskan Native | 2 | $595,000 | $297,000 | $344,000 | $67,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 452 | $146,321,000 | $323,000 | $1,129,000 | $78,000 | $300,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 350 | $103,789,000 | $296,000 | $1,095,000 | $122,000 | $2,579,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 446 | $131,263,000 | $294,000 | $664,000 | $89,000 | $780,000 |
| Application Withdrawn By Applicant | 261 | $86,789,000 | $332,000 | $1,129,000 | $105,000 | $2,579,000 |
| Application Denied By Financial Institution | 83 | $27,896,000 | $336,000 | $1,120,000 | $106,000 | $810,000 |
| File Closed For Incompleteness | 12 | $4,162,000 | $346,000 | $580,000 | $141,000 | $692,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $250,000 | $250,000 | $250,000 | $52,000 | $52,000 |
| Unverifiable Information | 1 | $372,000 | $372,000 | $372,000 | $86,000 | $86,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding Llc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.