Vanguard Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Vanguard Funding Llc 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Vanguard Funding Llc 300 Garden City Plaza, Suite 170 Garden City, NY 11530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,228 |
| Total Mortgage Loan Application Amount | $374,748,000 |
| Average Mortgage Loan Application Amount | $305,000 |
| Highest Mortgage Loan Application Amount | $2,143,000 |
| Average Applicant Income | $106,500 |
| Highest Applicant Income | $1,544,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Vanguard Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Vanguard Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Vanguard Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Vanguard Funding Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Vanguard Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Vanguard Funding Llc's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 220 | $ 65,914,000 | $ 299,000 | $ 107,000 |
| Nassau County New York | 188 | $ 65,453,000 | $ 348,000 | $ 125,000 |
| Queens County New York | 115 | $ 39,756,000 | $ 345,000 | $ 100,000 |
| Kings County New York | 102 | $ 41,575,000 | $ 407,000 | $ 94,000 |
| Westchester County New York | 51 | $ 18,043,000 | $ 353,000 | $ 139,000 |
| Richmond County New York | 40 | $ 11,505,000 | $ 287,000 | $ 83,000 |
| Bronx County New York | 25 | $ 7,932,000 | $ 317,000 | $ 87,000 |
| Bergen County New Jersey | 20 | $ 6,172,000 | $ 308,000 | $ 169,000 |
| Orange County New York | 18 | $ 4,008,000 | $ 222,000 | $ 98,000 |
| Essex County New Jersey | 16 | $ 4,127,000 | $ 257,000 | $ 98,000 |
| Fairfield County Connecticut | 13 | $ 6,521,000 | $ 501,000 | $ 154,000 |
| Hudson County New Jersey | 12 | $ 2,484,000 | $ 207,000 | $ 81,000 |
| Morris County New Jersey | 12 | $ 4,410,000 | $ 367,000 | $ 112,000 |
| New York County New York | 12 | $ 5,390,000 | $ 449,000 | $ 226,000 |
| Rockland County New York | 12 | $ 3,773,000 | $ 314,000 | $ 88,000 |
| Gloucester County New Jersey | 11 | $ 2,316,000 | $ 210,000 | $ 80,000 |
| Monmouth County New Jersey | 11 | $ 3,265,000 | $ 296,000 | $ 253,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,772,000 | $ 161,000 | $ 63,000 |
| Dutchess County New York | 10 | $ 2,562,000 | $ 256,000 | $ 126,000 |
| Camden County New Jersey | 9 | $ 1,382,000 | $ 153,000 | $ 55,000 |
| Middlesex County New Jersey | 9 | $ 2,085,000 | $ 231,000 | $ 78,000 |
| Union County New Jersey | 9 | $ 1,823,000 | $ 202,000 | $ 85,000 |
| Hartford County Connecticut | 8 | $ 1,692,000 | $ 211,000 | $ 60,000 |
| Berks County Pennsylvania | 8 | $ 1,369,000 | $ 171,000 | $ 61,000 |
| Bucks County Pennsylvania | 8 | $ 2,549,000 | $ 318,000 | $ 84,000 |
| Chester County Pennsylvania | 8 | $ 2,521,000 | $ 315,000 | $ 104,000 |
| New Haven County Connecticut | 7 | $ 1,633,000 | $ 233,000 | $ 70,000 |
| Broward County Florida | 7 | $ 3,985,000 | $ 569,000 | $ 254,000 |
| Palm Beach County Florida | 7 | $ 1,106,000 | $ 158,000 | $ 65,000 |
| Middlesex County Massachusetts | 7 | $ 2,000,000 | $ 285,000 | $ 114,000 |
| Erie County New York | 7 | $ 1,273,000 | $ 181,000 | $ 82,000 |
| Montgomery County Maryland | 6 | $ 2,558,000 | $ 426,000 | $ 127,000 |
| Burlington County New Jersey | 6 | $ 1,184,000 | $ 197,000 | $ 69,000 |
| Putnam County New York | 6 | $ 2,184,000 | $ 364,000 | $ 92,000 |
| Rensselaer County New York | 6 | $ 934,000 | $ 155,000 | $ 91,000 |
| Saratoga County New York | 6 | $ 1,170,000 | $ 195,000 | $ 70,000 |
| Ulster County New York | 6 | $ 1,212,000 | $ 202,000 | $ 118,000 |
| Delaware County Pennsylvania | 6 | $ 1,548,000 | $ 258,000 | $ 130,000 |
| New London County Connecticut | 5 | $ 1,366,000 | $ 273,000 | $ 119,000 |
| Prince George's County Maryland | 5 | $ 1,394,000 | $ 278,000 | $ 77,000 |
| Monroe County New York | 5 | $ 703,000 | $ 140,000 | $ 64,000 |
| Onondaga County New York | 5 | $ 705,000 | $ 141,000 | $ 94,000 |
| Sullivan County New York | 5 | $ 1,052,000 | $ 210,000 | $ 84,000 |
| Litchfield County Connecticut | 4 | $ 804,000 | $ 201,000 | $ 53,000 |
| Plymouth County Massachusetts | 4 | $ 1,339,000 | $ 334,000 | $ 92,000 |
| Mercer County New Jersey | 4 | $ 773,000 | $ 193,000 | $ 80,000 |
| Ocean County New Jersey | 4 | $ 1,019,000 | $ 254,000 | $ 79,000 |
| Allegheny County Pennsylvania | 4 | $ 1,280,000 | $ 320,000 | $ 116,000 |
| Monroe County Pennsylvania | 4 | $ 688,000 | $ 172,000 | $ 76,000 |
| Northampton County Pennsylvania | 4 | $ 798,000 | $ 199,000 | $ 114,000 |
| Middlesex County Connecticut | 3 | $ 596,000 | $ 198,000 | $ 95,000 |
| Windham County Connecticut | 3 | $ 471,000 | $ 157,000 | $ 62,000 |
| Anne Arundel County Maryland | 3 | $ 755,000 | $ 251,000 | $ 81,000 |
| Baltimore County Maryland | 3 | $ 645,000 | $ 215,000 | $ 38,000 |
| Harford County Maryland | 3 | $ 855,000 | $ 285,000 | $ 79,000 |
| Worcester County Massachusetts | 3 | $ 671,000 | $ 223,000 | $ 102,000 |
| Greene County New York | 3 | $ 601,000 | $ 200,000 | $ 106,000 |
| Jefferson County New York | 3 | $ 801,000 | $ 267,000 | $ 109,000 |
| Schenectady County New York | 3 | $ 421,000 | $ 140,000 | $ 40,000 |
| Washington County New York | 3 | $ 578,000 | $ 192,000 | $ 61,000 |
| Montgomery County Pennsylvania | 3 | $ 1,022,000 | $ 340,000 | $ 177,000 |
| Los Angeles County California | 2 | $ 1,300,000 | $ 650,000 | $ 147,000 |
| Lake County Florida | 2 | $ 275,000 | $ 137,000 | $ 62,000 |
| Miami-Dade County Florida | 2 | $ 198,000 | $ 99,000 | $ 118,000 |
| Orange County Florida | 2 | $ 838,000 | $ 419,000 | $ 236,000 |
| Cobb County Georgia | 2 | $ 668,000 | $ 334,000 | $ 225,000 |
| Gwinnett County Georgia | 2 | $ 328,000 | $ 164,000 | $ 57,000 |
| Baltimore City County Maryland | 2 | $ 415,000 | $ 207,000 | $ 15,000 |
| Calvert County Maryland | 2 | $ 604,000 | $ 302,000 | $ 85,000 |
| Norfolk County Massachusetts | 2 | $ 577,000 | $ 288,000 | $ 114,000 |
| Suffolk County Massachusetts | 2 | $ 642,000 | $ 321,000 | $ 62,000 |
| Atlantic County New Jersey | 2 | $ 393,000 | $ 196,000 | $ 37,000 |
| Cumberland County New Jersey | 2 | $ 435,000 | $ 217,000 | $ 87,000 |
| Passaic County New Jersey | 2 | $ 788,000 | $ 394,000 | $ 266,000 |
| Sussex County New Jersey | 2 | $ 871,000 | $ 435,000 | $ 126,000 |
| Broome County New York | 2 | $ 287,000 | $ 143,000 | $ 90,000 |
| Chemung County New York | 2 | $ 274,000 | $ 137,000 | $ 72,000 |
| Columbia County New York | 2 | $ 311,000 | $ 155,000 | $ 57,000 |
| Essex County New York | 2 | $ 465,000 | $ 232,000 | $ 103,000 |
| Herkimer County New York | 2 | $ 950,000 | $ 475,000 | $ 292,000 |
| Livingston County New York | 2 | $ 242,000 | $ 121,000 | $ 53,000 |
| Oneida County New York | 2 | $ 283,000 | $ 141,000 | $ 90,000 |
| Oswego County New York | 2 | $ 392,000 | $ 196,000 | $ 95,000 |
| Wayne County New York | 2 | $ 331,000 | $ 165,000 | $ 71,000 |
| Wyoming County New York | 2 | $ 265,000 | $ 132,000 | $ 65,000 |
| Iredell County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 64,000 |
| Erie County Pennsylvania | 2 | $ 291,000 | $ 145,000 | $ 21,000 |
| Lancaster County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 119,000 |
| Lehigh County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Pike County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 35,000 |
| Washington County Pennsylvania | 2 | $ 466,000 | $ 233,000 | $ 109,000 |
| York County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
| San Bernardino County California | 1 | $ 315,000 | $ 315,000 | $ 39,000 |
| San Mateo County California | 1 | $ 212,000 | $ 212,000 | $ 59,000 |
| Santa Clara County California | 1 | $ 712,000 | $ 712,000 | $ 208,000 |
| Stanislaus County California | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Tolland County Connecticut | 1 | $ 136,000 | $ 136,000 | $ 68,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Highlands County Florida | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Hillsborough County Florida | 1 | $ 224,000 | $ 224,000 | $ 51,000 |
| Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Martin County Florida | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Pinellas County Florida | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Seminole County Florida | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Cherokee County Georgia | 1 | $ 108,000 | $ 108,000 | $ 87,000 |
| Spalding County Georgia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Tift County Georgia | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Carroll County Maryland | 1 | $ 340,000 | $ 340,000 | $ 138,000 |
| Frederick County Maryland | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Queen Anne's County Maryland | 1 | $ 560,000 | $ 560,000 | $ 90,000 |
| Barnstable County Massachusetts | 1 | $ 392,000 | $ 392,000 | $ 279,000 |
| Berkshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Hampden County Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 155,000 |
| Hunterdon County New Jersey | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Warren County New Jersey | 1 | $ 298,000 | $ 298,000 | $ 55,000 |
| Albany County New York | 1 | $ 98,000 | $ 98,000 | $ 24,000 |
| Cattaraugus County New York | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Franklin County New York | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Genesee County New York | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Niagara County New York | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Ontario County New York | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Tioga County New York | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Warren County New York | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Henderson County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Mecklenburg County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 145,000 |
| Union County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
| Adams County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 43,000 |
| Butler County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Centre County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 196,000 |
| Cumberland County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 199,000 |
| Dauphin County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 65,000 |
| Lebanon County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 215,000 |
| Luzerne County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 11,000 |
| Mifflin County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Westmoreland County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Wyoming County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Vanguard Funding Llc in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 936 | $285,591,000 | $305,000 | $2,143,000 | $107,000 | $1,544,000 |
| Home Purchase | 292 | $89,157,000 | $305,000 | $1,250,000 | $106,000 | $824,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 752 | $228,452,000 | $303,000 | $2,143,000 | $113,000 | $1,009,000 |
| Black or African American | 165 | $46,590,000 | $282,000 | $674,000 | $78,000 | $214,000 |
| Not Provided | 139 | $43,722,000 | $314,000 | $1,175,000 | $110,000 | $1,544,000 |
| Hispanic | 116 | $34,631,000 | $298,000 | $1,100,000 | $94,000 | $799,000 |
| Asian | 52 | $19,754,000 | $379,000 | $729,000 | $115,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,599,000 | $399,000 | $599,000 | $183,000 | $289,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 711 | $222,063,000 | $312,000 | $2,143,000 | $125,000 | $1,544,000 |
| FHA-insured (Federal Housing Administration) | 515 | $152,335,000 | $295,000 | $736,000 | $82,000 | $502,000 |
| VA-guaranteed (Veterans Administration) | 2 | $350,000 | $175,000 | $195,000 | $57,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 680 | $201,402,000 | $296,000 | $2,143,000 | $105,000 | $1,009,000 |
| Application Withdrawn By Applicant | 293 | $93,409,000 | $318,000 | $2,000,000 | $121,000 | $1,544,000 |
| Application Denied By Financial Institution | 143 | $45,297,000 | $316,000 | $1,680,000 | $92,000 | $735,000 |
| Application Approved But Not Accepted | 96 | $29,934,000 | $311,000 | $920,000 | $106,000 | $467,000 |
| File Closed For Incompleteness | 16 | $4,706,000 | $294,000 | $456,000 | $79,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Vanguard Funding Llc's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Vanguard Funding Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.