Veridian Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Veridian Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Veridian Credit Union 1827 Ansborough Ave Waterloo, IA 50701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,678 |
| Total Mortgage Loan Application Amount | $1,120,580,000 |
| Average Mortgage Loan Application Amount | $98,166 |
| Highest Mortgage Loan Application Amount | $19,205,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $1,361,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 2,651 | $ 277,425,000 | $ 104,000 | $ 91,000 |
| Black Hawk County Iowa | 2,229 | $ 170,925,000 | $ 76,000 | $ 68,000 |
| Douglas County Nebraska | 822 | $ 107,690,000 | $ 131,000 | $ 100,000 |
| Linn County Iowa | 744 | $ 68,030,000 | $ 91,000 | $ 79,000 |
| Dallas County Iowa | 497 | $ 84,585,000 | $ 170,000 | $ 110,000 |
| Bremer County Iowa | 393 | $ 33,425,000 | $ 85,000 | $ 74,000 |
| Sarpy County Nebraska | 325 | $ 48,375,000 | $ 148,000 | $ 97,000 |
| Buchanan County Iowa | 283 | $ 18,695,000 | $ 66,000 | $ 69,000 |
| Fayette County Iowa | 232 | $ 15,640,000 | $ 67,000 | $ 62,000 |
| Butler County Iowa | 219 | $ 14,115,000 | $ 64,000 | $ 69,000 |
| Pottawattamie County Iowa | 197 | $ 15,795,000 | $ 80,000 | $ 70,000 |
| Warren County Iowa | 196 | $ 21,020,000 | $ 107,000 | $ 95,000 |
| Johnson County Iowa | 195 | $ 21,645,000 | $ 111,000 | $ 90,000 |
| Grundy County Iowa | 128 | $ 10,330,000 | $ 80,000 | $ 81,000 |
| Story County Iowa | 120 | $ 31,170,000 | $ 259,000 | $ 102,000 |
| Benton County Iowa | 101 | $ 9,105,000 | $ 90,000 | $ 82,000 |
| Boone County Iowa | 76 | $ 6,310,000 | $ 83,000 | $ 97,000 |
| Jasper County Iowa | 73 | $ 5,165,000 | $ 70,000 | $ 80,000 |
| Tama County Iowa | 69 | $ 4,275,000 | $ 61,000 | $ 78,000 |
| Chickasaw County Iowa | 59 | $ 3,045,000 | $ 51,000 | $ 58,000 |
| Madison County Iowa | 51 | $ 6,445,000 | $ 126,000 | $ 86,000 |
| Marshall County Iowa | 50 | $ 3,060,000 | $ 61,000 | $ 76,000 |
| Hardin County Iowa | 43 | $ 2,645,000 | $ 61,000 | $ 72,000 |
| Cerro Gordo County Iowa | 38 | $ 3,940,000 | $ 103,000 | $ 104,000 |
| Cass County Nebraska | 35 | $ 4,535,000 | $ 129,000 | $ 87,000 |
| Cedar County Iowa | 32 | $ 2,250,000 | $ 70,000 | $ 77,000 |
| Floyd County Iowa | 31 | $ 1,935,000 | $ 62,000 | $ 82,000 |
| Allamakee County Iowa | 28 | $ 1,880,000 | $ 67,000 | $ 76,000 |
| Scott County Iowa | 28 | $ 11,990,000 | $ 428,000 | $ 127,000 |
| Marion County Iowa | 26 | $ 2,590,000 | $ 99,000 | $ 65,000 |
| Mills County Iowa | 25 | $ 4,555,000 | $ 182,000 | $ 109,000 |
| Iowa County Iowa | 23 | $ 2,165,000 | $ 94,000 | $ 80,000 |
| Washington County Nebraska | 23 | $ 4,005,000 | $ 174,000 | $ 149,000 |
| Clayton County Iowa | 20 | $ 1,450,000 | $ 72,000 | $ 78,000 |
| Guthrie County Iowa | 20 | $ 3,150,000 | $ 157,000 | $ 111,000 |
| Delaware County Iowa | 19 | $ 2,045,000 | $ 107,000 | $ 83,000 |
| Harrison County Iowa | 17 | $ 1,675,000 | $ 98,000 | $ 63,000 |
| Jones County Iowa | 16 | $ 1,660,000 | $ 103,000 | $ 99,000 |
| Adair County Iowa | 15 | $ 1,035,000 | $ 69,000 | $ 58,000 |
| Franklin County Iowa | 15 | $ 745,000 | $ 49,000 | $ 74,000 |
| Muscatine County Iowa | 15 | $ 1,115,000 | $ 74,000 | $ 106,000 |
| Poweshiek County Iowa | 15 | $ 3,255,000 | $ 217,000 | $ 108,000 |
| Winneshiek County Iowa | 15 | $ 1,475,000 | $ 98,000 | $ 91,000 |
| Hancock County Iowa | 14 | $ 950,000 | $ 67,000 | $ 47,000 |
| Webster County Iowa | 13 | $ 1,335,000 | $ 102,000 | $ 70,000 |
| Lancaster County Nebraska | 13 | $ 8,475,000 | $ 651,000 | $ 150,000 |
| Clarke County Iowa | 12 | $ 1,030,000 | $ 85,000 | $ 54,000 |
| Henry County Iowa | 12 | $ 6,800,000 | $ 566,000 | $ 77,000 |
| Washington County Iowa | 12 | $ 1,010,000 | $ 84,000 | $ 56,000 |
| Woodbury County Iowa | 12 | $ 6,760,000 | $ 563,000 | $ 84,000 |
| Wright County Iowa | 12 | $ 880,000 | $ 73,000 | $ 93,000 |
| Saunders County Nebraska | 12 | $ 1,090,000 | $ 90,000 | $ 95,000 |
| Greene County Iowa | 11 | $ 835,000 | $ 75,000 | $ 73,000 |
| Wapello County Iowa | 11 | $ 725,000 | $ 65,000 | $ 75,000 |
| Cass County Iowa | 10 | $ 750,000 | $ 75,000 | $ 57,000 |
| Dubuque County Iowa | 10 | $ 740,000 | $ 74,000 | $ 66,000 |
| Hamilton County Iowa | 10 | $ 530,000 | $ 53,000 | $ 91,000 |
| Keokuk County Iowa | 9 | $ 435,000 | $ 48,000 | $ 46,000 |
| Dodge County Nebraska | 9 | $ 485,000 | $ 53,000 | $ 60,000 |
| Cook County Illinois | 8 | $ 1,630,000 | $ 203,000 | $ 124,000 |
| Dickinson County Iowa | 8 | $ 700,000 | $ 87,000 | $ 82,000 |
| Shelby County Iowa | 8 | $ 830,000 | $ 103,000 | $ 64,000 |
| Union County Iowa | 8 | $ 860,000 | $ 107,000 | $ 78,000 |
| Appanoose County Iowa | 7 | $ 635,000 | $ 90,000 | $ 81,000 |
| Fremont County Iowa | 7 | $ 735,000 | $ 105,000 | $ 116,000 |
| Howard County Iowa | 7 | $ 275,000 | $ 39,000 | $ 61,000 |
| Kossuth County Iowa | 7 | $ 505,000 | $ 72,000 | $ 77,000 |
| Hennepin County Minnesota | 7 | $ 1,485,000 | $ 212,000 | $ 84,000 |
| Audubon County Iowa | 5 | $ 335,000 | $ 67,000 | $ 48,000 |
| Calhoun County Iowa | 5 | $ 355,000 | $ 71,000 | $ 62,000 |
| Des Moines County Iowa | 5 | $ 495,000 | $ 99,000 | $ 102,000 |
| Mahaska County Iowa | 5 | $ 635,000 | $ 127,000 | $ 93,000 |
| Mitchell County Iowa | 5 | $ 485,000 | $ 97,000 | $ 74,000 |
| Ringgold County Iowa | 5 | $ 465,000 | $ 93,000 | $ 145,000 |
| Worth County Iowa | 5 | $ 195,000 | $ 39,000 | $ 66,000 |
| Dakota County Minnesota | 5 | $ 1,235,000 | $ 247,000 | $ 68,000 |
| Carroll County Iowa | 4 | $ 190,000 | $ 47,000 | $ 113,000 |
| Clay County Iowa | 4 | $ 320,000 | $ 80,000 | $ 79,000 |
| Clinton County Iowa | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| Decatur County Iowa | 4 | $ 280,000 | $ 70,000 | $ 47,000 |
| Wayne County Iowa | 4 | $ 360,000 | $ 90,000 | $ 77,000 |
| Camden County Missouri | 4 | $ 910,000 | $ 227,000 | $ 89,000 |
| Buena Vista County Iowa | 3 | $ 205,000 | $ 68,000 | $ 70,000 |
| Humboldt County Iowa | 3 | $ 125,000 | $ 41,000 | $ 98,000 |
| Taylor County Iowa | 3 | $ 235,000 | $ 78,000 | $ 86,000 |
| Van Buren County Iowa | 3 | $ 105,000 | $ 35,000 | $ 97,000 |
| Jackson County Missouri | 3 | $ 305,000 | $ 101,000 | $ 226,000 |
| Burt County Nebraska | 3 | $ 225,000 | $ 75,000 | $ 77,000 |
| Madison County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 82,000 |
| Crawford County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 64,000 |
| Rock Island County Illinois | 2 | $ 3,810,000 | $ 1,905,000 | $ 104,000 |
| Winnebago County Illinois | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Crawford County Iowa | 2 | $ 70,000 | $ 35,000 | $ 73,000 |
| Jackson County Iowa | 2 | $ 170,000 | $ 85,000 | $ 18,000 |
| Louisa County Iowa | 2 | $ 140,000 | $ 70,000 | $ 86,000 |
| Lucas County Iowa | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Monona County Iowa | 2 | $ 210,000 | $ 105,000 | $ 103,000 |
| Palo Alto County Iowa | 2 | $ 30,000 | $ 15,000 | $ 125,000 |
| Pocahontas County Iowa | 2 | $ 120,000 | $ 60,000 | $ 74,000 |
| Winnebago County Iowa | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Carver County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Crow Wing County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Harrison County Missouri | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Putnam County Missouri | 2 | $ 500,000 | $ 250,000 | $ 178,000 |
| Buffalo County Nebraska | 2 | $ 2,450,000 | $ 1,225,000 | $ 54,000 |
| Cedar County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Nemaha County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Otoe County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 199,000 |
| Saline County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Dane County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Lincoln County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 95,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 483,000 |
| Orange County California | 1 | $ 255,000 | $ 255,000 | $ 492,000 |
| Hancock County Illinois | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Henderson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Henry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Menard County Illinois | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| St. Clair County Illinois | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Noble County Indiana | 1 | $ 45,000 | $ 45,000 | $ 146,000 |
| Davis County Iowa | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Ida County Iowa | 1 | $ 5,000 | $ 5,000 | $ 153,000 |
| Jefferson County Iowa | 1 | $ 5,000 | $ 5,000 | $ 84,000 |
| Lyon County Iowa | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Monroe County Iowa | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Montgomery County Iowa | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Osceola County Iowa | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Sioux County Iowa | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Beltrami County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Houston County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 179,000 |
| Kandiyohi County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| Le Sueur County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Ramsey County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Wright County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Christian County Missouri | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Greene County Missouri | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Morgan County Missouri | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Nodaway County Missouri | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Phelps County Missouri | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Platte County Missouri | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Ray County Missouri | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| St. Louis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Stone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Butler County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Cherry County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Colfax County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Dakota County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Furnas County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Gage County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Hall County Nebraska | 1 | $ 15,925,000 | $ 15,925,000 | $ 0 |
| Lincoln County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Nance County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Pawnee County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Red Willow County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Scotts Bluff County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Stanton County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| Monroe County New York | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Lincoln County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Union County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Prince William County Virginia | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| La Crosse County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Milwaukee County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 245,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Veridian Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,427 | $631,695,000 | $142,000 | $11,505,000 | $81,000 | $777,000 |
| Home Improvement | 2,080 | $79,450,000 | $38,000 | $345,000 | $88,000 | $517,000 |
| Other Purpose | 1,807 | $88,105,000 | $48,000 | $965,000 | $86,000 | $1,361,000 |
| Refinancing | 1,425 | $184,815,000 | $129,000 | $19,205,000 | $83,000 | $800,000 |
| Cash-out Refinancing | 932 | $135,900,000 | $145,000 | $15,925,000 | $87,000 | $593,000 |
| Not Applicable | 7 | $615,000 | $87,000 | $135,000 | $99,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,595 | $788,495,000 | $91,000 | $1,665,000 | $84,000 | $1,361,000 |
| Not Provided | 1,226 | $115,520,000 | $94,000 | $7,505,000 | $91,000 | $800,000 |
| Hispanic | 292 | $21,060,000 | $72,000 | $435,000 | $59,000 | $364,000 |
| Black or African American | 248 | $20,880,000 | $84,000 | $665,000 | $68,000 | $593,000 |
| Asian | 192 | $25,250,000 | $131,000 | $535,000 | $93,000 | $531,000 |
| Not applicable | 73 | $141,825,000 | $1,942,000 | $19,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $3,110,000 | $129,000 | $315,000 | $82,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,245,000 | $113,000 | $295,000 | $60,000 | $105,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,497 | $1,084,745,000 | $103,000 | $19,205,000 | $84,000 | $1,361,000 |
| VA-guaranteed (Veterans Administration) | 172 | $35,120,000 | $204,000 | $455,000 | $84,000 | $283,000 |
| FHA-insured (Federal Housing Administration) | 6 | $330,000 | $55,000 | $105,000 | $73,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $385,000 | $128,000 | $245,000 | $50,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,514 | $901,180,000 | $105,000 | $19,205,000 | $85,000 | $1,361,000 |
| Application Withdrawn By Applicant | 1,127 | $136,585,000 | $121,000 | $11,505,000 | $82,000 | $689,000 |
| Application Denied By Financial Institution | 528 | $36,740,000 | $69,000 | $505,000 | $65,000 | $800,000 |
| File Closed For Incompleteness | 242 | $14,510,000 | $59,000 | $395,000 | $93,000 | $563,000 |
| Application Approved But Not Accepted | 163 | $14,705,000 | $90,000 | $395,000 | $82,000 | $531,000 |
| Preapproval Approved but not Accepted | 82 | $13,440,000 | $163,000 | $415,000 | $78,000 | $229,000 |
| Preapproval Denied by Financial Institution | 22 | $3,420,000 | $155,000 | $425,000 | $66,000 | $197,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,128 | $1,080,420,000 | $106,000 | $19,205,000 | $85,000 | $1,361,000 |
| Debt-To-Income Ratio | 250 | $17,100,000 | $68,000 | $455,000 | $55,000 | $234,000 |
| Credit History | 197 | $13,385,000 | $67,000 | $505,000 | $67,000 | $800,000 |
| Collateral | 61 | $5,865,000 | $96,000 | $425,000 | $92,000 | $492,000 |
| Other | 15 | $1,345,000 | $89,000 | $235,000 | $71,000 | $161,000 |
| Employment History | 7 | $385,000 | $55,000 | $115,000 | $45,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $505,000 | $72,000 | $235,000 | $61,000 | $186,000 |
| Credit Application Incomplete | 6 | $920,000 | $153,000 | $305,000 | $83,000 | $190,000 |
| Mortgage Insurance Denied | 4 | $470,000 | $117,000 | $345,000 | $100,000 | $137,000 |
| Unverifiable Information | 3 | $185,000 | $61,000 | $95,000 | $36,000 | $41,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.