Viewpoint Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Viewpoint Bank, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Viewpoint Bank, N.A. 1309 W 15Th, Suite 302 Plano, TX 75075 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,745 |
| Total Mortgage Loan Application Amount | $244,259,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $122,333 |
| Highest Applicant Income | $2,087,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Viewpoint Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Viewpoint Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Viewpoint Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Viewpoint Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Viewpoint Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Viewpoint Bank, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 437 | $ 31,162,000 | $ 71,000 | $ 130,000 |
| Dallas County Texas | 334 | $ 39,950,000 | $ 119,000 | $ 120,000 |
| Denton County Texas | 215 | $ 17,420,000 | $ 81,000 | $ 144,000 |
| Tarrant County Texas | 138 | $ 9,925,000 | $ 71,000 | $ 135,000 |
| Travis County Texas | 26 | $ 15,096,000 | $ 580,000 | $ 170,000 |
| Jack County Texas | 24 | $ 1,076,000 | $ 44,000 | $ 69,000 |
| Hunt County Texas | 22 | $ 1,404,000 | $ 63,000 | $ 89,000 |
| Rockwall County Texas | 21 | $ 1,187,000 | $ 56,000 | $ 159,000 |
| Kaufman County Texas | 19 | $ 885,000 | $ 46,000 | $ 100,000 |
| Parker County Texas | 13 | $ 624,000 | $ 48,000 | $ 174,000 |
| Ellis County Texas | 12 | $ 709,000 | $ 59,000 | $ 139,000 |
| Harrison County Texas | 12 | $ 1,534,000 | $ 127,000 | $ 56,000 |
| Bexar County Texas | 11 | $ 1,680,000 | $ 152,000 | $ 46,000 |
| Caldwell County Texas | 10 | $ 1,493,000 | $ 149,000 | $ 58,000 |
| Wise County Texas | 10 | $ 1,072,000 | $ 107,000 | $ 71,000 |
| Harris County Texas | 9 | $ 9,105,000 | $ 1,011,000 | $ 220,000 |
| Johnson County Texas | 9 | $ 904,000 | $ 100,000 | $ 91,000 |
| Bastrop County Texas | 8 | $ 1,286,000 | $ 160,000 | $ 58,000 |
| Montgomery County Texas | 8 | $ 915,000 | $ 114,000 | $ 85,000 |
| Guadalupe County Texas | 7 | $ 853,000 | $ 121,000 | $ 55,000 |
| Cleveland County Oklahoma | 6 | $ 1,372,000 | $ 228,000 | $ 112,000 |
| Tulsa County Oklahoma | 6 | $ 2,224,000 | $ 370,000 | $ 217,000 |
| Atascosa County Texas | 6 | $ 1,054,000 | $ 175,000 | $ 61,000 |
| Palo Pinto County Texas | 6 | $ 505,000 | $ 84,000 | $ 104,000 |
| Brazos County Texas | 5 | $ 957,000 | $ 191,000 | $ 67,000 |
| Cooke County Texas | 5 | $ 295,000 | $ 59,000 | $ 84,000 |
| Fort Bend County Texas | 5 | $ 358,000 | $ 71,000 | $ 140,000 |
| Grayson County Texas | 5 | $ 468,000 | $ 93,000 | $ 81,000 |
| Henderson County Texas | 5 | $ 1,114,000 | $ 222,000 | $ 227,000 |
| Williamson County Texas | 5 | $ 1,040,000 | $ 208,000 | $ 78,000 |
| Long County Georgia | 4 | $ 449,000 | $ 112,000 | $ 43,000 |
| Rio Arriba County New Mexico | 4 | $ 724,000 | $ 181,000 | $ 74,000 |
| Washington County Pennsylvania | 4 | $ 552,000 | $ 138,000 | $ 54,000 |
| Fannin County Texas | 4 | $ 289,000 | $ 72,000 | $ 78,000 |
| Llano County Texas | 4 | $ 1,478,000 | $ 369,000 | $ 175,000 |
| Wood County Texas | 4 | $ 363,000 | $ 90,000 | $ 69,000 |
| Garland County Arkansas | 3 | $ 670,000 | $ 223,000 | $ 149,000 |
| Riverside County California | 3 | $ 529,000 | $ 176,000 | $ 48,000 |
| Hillsborough County Florida | 3 | $ 420,000 | $ 140,000 | $ 44,000 |
| Wayne County Georgia | 3 | $ 293,000 | $ 97,000 | $ 58,000 |
| St. Martin County Louisiana | 3 | $ 563,000 | $ 187,000 | $ 101,000 |
| Murray County Oklahoma | 3 | $ 351,000 | $ 117,000 | $ 55,000 |
| Oklahoma County Oklahoma | 3 | $ 11,705,000 | $ 3,901,000 | $ 43,000 |
| Lancaster County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 61,000 |
| Brazoria County Texas | 3 | $ 331,000 | $ 110,000 | $ 110,000 |
| Coryell County Texas | 3 | $ 422,000 | $ 140,000 | $ 73,000 |
| Ector County Texas | 3 | $ 551,000 | $ 183,000 | $ 105,000 |
| Gillespie County Texas | 3 | $ 404,000 | $ 134,000 | $ 290,000 |
| Hays County Texas | 3 | $ 456,000 | $ 152,000 | $ 98,000 |
| Howard County Texas | 3 | $ 431,000 | $ 143,000 | $ 55,000 |
| Liberty County Texas | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| Live Oak County Texas | 3 | $ 429,000 | $ 143,000 | $ 58,000 |
| McLennan County Texas | 3 | $ 267,000 | $ 89,000 | $ 79,000 |
| Medina County Texas | 3 | $ 451,000 | $ 150,000 | $ 41,000 |
| Smith County Texas | 3 | $ 451,000 | $ 150,000 | $ 59,000 |
| Shelby County Alabama | 2 | $ 255,000 | $ 127,000 | $ 38,000 |
| Benton County Arkansas | 2 | $ 242,000 | $ 121,000 | $ 51,000 |
| Conway County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Faulkner County Arkansas | 2 | $ 322,000 | $ 161,000 | $ 43,000 |
| Saline County Arkansas | 2 | $ 276,000 | $ 138,000 | $ 39,000 |
| Sussex County Delaware | 2 | $ 318,000 | $ 159,000 | $ 40,000 |
| Osceola County Florida | 2 | $ 252,000 | $ 126,000 | $ 58,000 |
| Bulloch County Georgia | 2 | $ 201,000 | $ 100,000 | $ 32,000 |
| Effingham County Georgia | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Acadia County Louisiana | 2 | $ 275,000 | $ 137,000 | $ 43,000 |
| Jefferson County Louisiana | 2 | $ 10,127,000 | $ 5,063,000 | $ 14,000 |
| Lafayette County Louisiana | 2 | $ 194,000 | $ 97,000 | $ 51,000 |
| Livingston County Louisiana | 2 | $ 205,000 | $ 102,000 | $ 39,000 |
| St. Landry County Louisiana | 2 | $ 246,000 | $ 123,000 | $ 48,000 |
| St. Mary County Louisiana | 2 | $ 271,000 | $ 135,000 | $ 44,000 |
| Terrebonne County Louisiana | 2 | $ 409,000 | $ 204,000 | $ 84,000 |
| Taos County New Mexico | 2 | $ 497,000 | $ 248,000 | $ 83,000 |
| Coshocton County Ohio | 2 | $ 266,000 | $ 133,000 | $ 31,000 |
| Licking County Ohio | 2 | $ 291,000 | $ 145,000 | $ 59,000 |
| Logan County Oklahoma | 2 | $ 415,000 | $ 207,000 | $ 60,000 |
| McClain County Oklahoma | 2 | $ 261,000 | $ 130,000 | $ 45,000 |
| Pottawatomie County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 33,000 |
| Stephens County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Klamath County Oregon | 2 | $ 341,000 | $ 170,000 | $ 77,000 |
| Crawford County Pennsylvania | 2 | $ 406,000 | $ 203,000 | $ 67,000 |
| Fayette County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 54,000 |
| Lancaster County Pennsylvania | 2 | $ 377,000 | $ 188,000 | $ 48,000 |
| York County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 39,000 |
| Anderson County South Carolina | 2 | $ 202,000 | $ 101,000 | $ 22,000 |
| Pickens County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
| Washington County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 50,000 |
| Comal County Texas | 2 | $ 235,000 | $ 117,000 | $ 36,000 |
| Dimmit County Texas | 2 | $ 231,000 | $ 115,000 | $ 139,000 |
| Galveston County Texas | 2 | $ 25,276,000 | $ 12,638,000 | $ 44,000 |
| Hood County Texas | 2 | $ 339,000 | $ 169,000 | $ 80,000 |
| Jackson County Texas | 2 | $ 308,000 | $ 154,000 | $ 75,000 |
| Jim Wells County Texas | 2 | $ 332,000 | $ 166,000 | $ 71,000 |
| Lavaca County Texas | 2 | $ 440,000 | $ 220,000 | $ 105,000 |
| Madison County Texas | 2 | $ 276,000 | $ 138,000 | $ 46,000 |
| Marion County Texas | 2 | $ 281,000 | $ 140,000 | $ 74,000 |
| Montague County Texas | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Navarro County Texas | 2 | $ 34,000 | $ 17,000 | $ 80,000 |
| Panola County Texas | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Scurry County Texas | 2 | $ 396,000 | $ 198,000 | $ 98,000 |
| Somervell County Texas | 2 | $ 152,000 | $ 76,000 | $ 111,000 |
| Trinity County Texas | 2 | $ 346,000 | $ 173,000 | $ 82,000 |
| Uvalde County Texas | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Val Verde County Texas | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Van Zandt County Texas | 2 | $ 79,000 | $ 39,000 | $ 147,000 |
| Victoria County Texas | 2 | $ 458,000 | $ 229,000 | $ 73,000 |
| Wilson County Texas | 2 | $ 244,000 | $ 122,000 | $ 41,000 |
| Whatcom County Washington | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| Chilton County Alabama | 1 | $ 116,000 | $ 116,000 | $ 28,000 |
| Elmore County Alabama | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Sumter County Alabama | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| La Paz County Arizona | 1 | $ 158,000 | $ 158,000 | $ 33,000 |
| Maricopa County Arizona | 1 | $ 51,000 | $ 51,000 | $ 43,000 |
| Crawford County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 80,000 |
| Pike County Arkansas | 1 | $ 199,000 | $ 199,000 | $ 94,000 |
| Pulaski County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| White County Arkansas | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Larimer County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Duval County Florida | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Leon County Florida | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Marion County Florida | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Nassau County Florida | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Orange County Florida | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Pinellas County Florida | 1 | $ 288,000 | $ 288,000 | $ 103,000 |
| Polk County Florida | 1 | $ 103,000 | $ 103,000 | $ 68,000 |
| Wakulla County Florida | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Burke County Georgia | 1 | $ 223,000 | $ 223,000 | $ 110,000 |
| Evans County Georgia | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Johnson County Georgia | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Liberty County Georgia | 1 | $ 127,000 | $ 127,000 | $ 83,000 |
| McIntosh County Georgia | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Montgomery County Georgia | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Polk County Georgia | 1 | $ 130,000 | $ 130,000 | $ 209,000 |
| Telfair County Georgia | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Coles County Illinois | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Douglas County Illinois | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Franklin County Illinois | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Fulton County Illinois | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Dubois County Indiana | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Greene County Indiana | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Harrison County Indiana | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
| Jefferson County Indiana | 1 | $ 127,000 | $ 127,000 | $ 71,000 |
| Hancock County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Hopkins County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Lawrence County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Lincoln County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Webster County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Assumption County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 17,000 |
| Avoyelles County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Caddo County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Evangeline County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Natchitoches County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Rapides County Louisiana | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| St. Helena County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| St. James County Louisiana | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Tangipahoa County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Union County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Bay County Michigan | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Genesee County Michigan | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Adams County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 55,000 |
| Clarke County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Grenada County Mississippi | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Lauderdale County Mississippi | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Pike County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Wayne County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Nodaway County Missouri | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Pettis County Missouri | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Shelby County Missouri | 1 | $ 118,000 | $ 118,000 | $ 51,000 |
| Stone County Missouri | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| McCone County Montana | 1 | $ 274,000 | $ 274,000 | $ 116,000 |
| Kearney County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Chaves County New Mexico | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Eddy County New Mexico | 1 | $ 213,000 | $ 213,000 | $ 152,000 |
| Lea County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Lincoln County New Mexico | 1 | $ 159,000 | $ 159,000 | $ 101,000 |
| Mora County New Mexico | 1 | $ 147,000 | $ 147,000 | $ 26,000 |
| San Juan County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 38,000 |
| San Miguel County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Sierra County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Valencia County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Alamance County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 183,000 |
| Burke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Chowan County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Davie County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Granville County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Carroll County Ohio | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Clermont County Ohio | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Columbiana County Ohio | 1 | $ 169,000 | $ 169,000 | $ 33,000 |
| Erie County Ohio | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Guernsey County Ohio | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Perry County Ohio | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Scioto County Ohio | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Atoka County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Canadian County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 64,000 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Creek County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Custer County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Garfield County Oklahoma | 1 | $ 480,000 | $ 480,000 | $ 450,000 |
| Grady County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Jackson County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Le Flore County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Rogers County Oklahoma | 1 | $ 261,000 | $ 261,000 | $ 155,000 |
| Sequoyah County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
| Tillman County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 136,000 |
| Coos County Oregon | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Lake County Oregon | 1 | $ 169,000 | $ 169,000 | $ 37,000 |
| Lane County Oregon | 1 | $ 283,000 | $ 283,000 | $ 94,000 |
| Polk County Oregon | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Tillamook County Oregon | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Bucks County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Lackawanna County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Northampton County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| Wyoming County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Barnwell County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 64,000 |
| Darlington County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Greenville County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Horry County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Spartanburg County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Anderson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Davidson County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Hickman County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Maury County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Polk County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Wilson County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Anderson County Texas | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Andrews County Texas | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Bandera County Texas | 1 | $ 234,000 | $ 234,000 | $ 123,000 |
| Bell County Texas | 1 | $ 100,000 | $ 100,000 | $ 133,000 |
| Blanco County Texas | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Bowie County Texas | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Brown County Texas | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Burnet County Texas | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Callahan County Texas | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Cass County Texas | 1 | $ 102,000 | $ 102,000 | $ 46,000 |
| Cherokee County Texas | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Fayette County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Franklin County Texas | 1 | $ 130,000 | $ 130,000 | $ 409,000 |
| Freestone County Texas | 1 | $ 4,000 | $ 4,000 | $ 4,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Gregg County Texas | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Grimes County Texas | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Hill County Texas | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Hopkins County Texas | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Lee County Texas | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Limestone County Texas | 1 | $ 214,000 | $ 214,000 | $ 149,000 |
| Lubbock County Texas | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Martin County Texas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Midland County Texas | 1 | $ 102,000 | $ 102,000 | $ 184,000 |
| Nueces County Texas | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Orange County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Rains County Texas | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Red River County Texas | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Rusk County Texas | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| San Augustine County Texas | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| San Jacinto County Texas | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| San Patricio County Texas | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Upshur County Texas | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
| Upton County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Waller County Texas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Young County Texas | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Benton County Washington | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Cowlitz County Washington | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Lewis County Washington | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Okanogan County Washington | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Snohomish County Washington | 1 | $ 179,000 | $ 179,000 | $ 37,000 |
| Spokane County Washington | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Doddridge County West Virginia | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Marion County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Viewpoint Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 974 | $32,137,000 | $32,000 | $728,000 | $123,000 | $700,000 |
| Home Purchase | 575 | $136,684,000 | $237,000 | $11,475,000 | $87,000 | $2,087,000 |
| Refinancing | 196 | $75,438,000 | $384,000 | $25,000,000 | $157,000 | $1,195,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,289 | $135,504,000 | $105,000 | $1,500,000 | $122,000 | $2,087,000 |
| Hispanic | 179 | $13,987,000 | $78,000 | $436,000 | $84,000 | $423,000 |
| Black or African American | 132 | $12,488,000 | $94,000 | $1,720,000 | $101,000 | $1,176,000 |
| Not Provided | 66 | $4,233,000 | $64,000 | $504,000 | $99,000 | $249,000 |
| Asian | 46 | $6,752,000 | $146,000 | $920,000 | $149,000 | $707,000 |
| Not applicable | 20 | $70,076,000 | $3,503,000 | $25,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $751,000 | $83,000 | $155,000 | $74,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $468,000 | $117,000 | $227,000 | $128,000 | $163,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,305 | $180,062,000 | $137,000 | $25,000,000 | $134,000 | $2,087,000 |
| FHA-insured (Federal Housing Administration) | 421 | $61,062,000 | $145,000 | $290,000 | $57,000 | $252,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,135,000 | $165,000 | $283,000 | $64,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 660 | $135,036,000 | $204,000 | $1,500,000 | $110,000 | $2,087,000 |
| Application Denied By Financial Institution | 541 | $18,643,000 | $34,000 | $309,000 | $110,000 | $700,000 |
| Loan Originated | 422 | $83,324,000 | $197,000 | $25,000,000 | $128,000 | $1,176,000 |
| Application Approved But Not Accepted | 118 | $6,850,000 | $58,000 | $1,400,000 | $123,000 | $600,000 |
| Application Withdrawn By Applicant | 4 | $406,000 | $101,000 | $220,000 | $73,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 226 | $6,342,000 | $28,000 | $250,000 | $109,000 | $301,000 |
| Debt-To-Income Ratio | 174 | $5,810,000 | $33,000 | $309,000 | $75,000 | $278,000 |
| Collateral | 111 | $5,613,000 | $50,000 | $280,000 | $158,000 | $700,000 |
| Employment History | 26 | $657,000 | $25,000 | $95,000 | $133,000 | $310,000 |
| Other | 2 | $42,000 | $21,000 | $23,000 | $154,000 | $158,000 |
| Unverifiable Information | 1 | $4,000 | $4,000 | $4,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Viewpoint Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Viewpoint Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.