Dimmit County, TX Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 306 mortgage applications in Dimmit County, TX totaling $20.8 million, up 56% from 2011. The average application was for $68,000, and applicants reported an average income of $70,000. 27% of applications resulted in an originated loan and 43% were denied. The most active lender was 21st Mortgage, with 160 applications, followed by US Bank, N.A. and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 306
Total Mortgage Loan Application Amount $20,847,000
Average Mortgage Loan Application Amount $68,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $70,000
Highest Applicant Income $696,000
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Top Mortgage Lenders in Dimmit County, TX (2012)

Ranked by the number of mortgage applications each lender reported in Dimmit County, TX in 2012.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 21st Mortgage
Knoxville, TN
160 $8,164,000 $51,000 $66,000
2 US Bank, N.A.
Cincinnati, OH
41 $2,489,000 $60,000 $65,000
3 Wells Fargo Bank NA
Minneapolis, MN
17 $1,850,000 $108,000 $61,000
4 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
15 $1,044,000 $69,000 $79,000
5 Pfl dba Marquee Mortgage
San Antonio, TX
4 $456,000 $114,000 $42,000
6 Willow Bend Mortgage Company, LLC
Plano, TX
4 $403,000 $100,000 $45,000
7 JPMorgan Chase Bank, NA
Columbus, OH
4 $550,000 $137,000 $119,000
8 The Hondo National Bank
Hondo, TX
3 $250,000 $83,000 $80,000
9 Justice Federal Credit Union
Chantilly, VA
3 $74,000 $24,000 $116,000
10 Viewpoint Bank, N.A.
Plano, TX
2 $231,000 $115,000 $139,000

See every lender active in Dimmit County, TX in 2012 »

The tables below break down 2012 mortgage applications in Dimmit County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Dimmit County, TX in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 268 $17,428,000 $65,000 $232,000 $68,000 $696,000
Refinancing 25 $3,091,000 $123,000 $417,000 $61,000 $244,000
Home Improvement 13 $328,000 $25,000 $50,000 $121,000 $386,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 223 $14,290,000 $64,000 $417,000 $61,000 $300,000
White 52 $4,606,000 $88,000 $325,000 $111,000 $386,000
Not Provided 13 $735,000 $56,000 $182,000 $123,000 $696,000
Not applicable 12 $915,000 $76,000 $137,000 $0 $0
Black or African American 3 $126,000 $42,000 $50,000 $32,000 $46,000
Asian 2 $135,000 $67,000 $77,000 $55,000 $60,000
American Indian or Alaskan Native 1 $40,000 $40,000 $40,000 $107,000 $107,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 265 $16,365,000 $61,000 $417,000 $75,000 $696,000
FHA-insured (Federal Housing Administration) 25 $2,878,000 $115,000 $232,000 $38,000 $106,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,429,000 $102,000 $137,000 $37,000 $51,000
VA-guaranteed (Veterans Administration) 2 $175,000 $87,000 $119,000 $67,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 132 $7,733,000 $58,000 $417,000 $64,000 $257,000
Loan Originated 82 $6,012,000 $73,000 $232,000 $85,000 $696,000
Application Approved But Not Accepted 50 $2,894,000 $57,000 $232,000 $60,000 $300,000
Loan Purchased By The Institution 25 $2,749,000 $109,000 $212,000 $70,000 $328,000
Application Withdrawn By Applicant 9 $844,000 $93,000 $150,000 $85,000 $116,000
File Closed For Incompleteness 8 $615,000 $76,000 $121,000 $56,000 $104,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 86 $4,630,000 $53,000 $417,000 $60,000 $180,000
Debt-To-Income Ratio 20 $1,364,000 $68,000 $325,000 $49,000 $190,000
Employment History 9 $513,000 $57,000 $71,000 $79,000 $257,000
Unverifiable Information 3 $181,000 $60,000 $116,000 $104,000 $183,000
Other 2 $169,000 $84,000 $93,000 $126,000 $252,000
Collateral 1 $40,000 $40,000 $40,000 $172,000 $172,000
Credit Application Incomplete 1 $24,000 $24,000 $24,000 $120,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 1 $115,000 $115,000 $115,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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