Willow Bend Mortgage Company, LLC Mortgage Lending & HMDA Data, 2012

In 2012, Willow Bend Mortgage Company, LLC of Plano, TX reported 1,887 mortgage applications totaling $408.9 million, up 15% from 2011. The average application was for $216,674, and applicants reported an average income of $124,492. 92% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (812), Austin-Round Rock-San Marcos, TX (408) and Houston-Sugar Land-Baytown, TX (156) (applications in parentheses).

Mortgage Company & Address Willow Bend Mortgage Company, LLC
5800 W Plano Pkwy Ste 105
Plano, TX 75093
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,887
Total Mortgage Loan Application Amount $408,865,000
Average Mortgage Loan Application Amount $216,674
Highest Mortgage Loan Application Amount $2,460,000
Average Applicant Income $124,492
Highest Applicant Income $1,716,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Willow Bend Mortgage Company, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Willow Bend Mortgage Company, LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,150 $233,980,000 $203,000 $2,460,000 $112,000 $1,716,000
Refinancing 669 $159,017,000 $237,000 $980,000 $145,000 $1,534,000
Home Improvement 68 $15,868,000 $233,000 $600,000 $134,000 $400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,433 $322,213,000 $224,000 $2,460,000 $132,000 $1,716,000
Hispanic 243 $40,142,000 $165,000 $980,000 $85,000 $406,000
Asian 81 $17,878,000 $220,000 $417,000 $136,000 $563,000
Not Provided 62 $15,124,000 $243,000 $750,000 $126,000 $430,000
Black or African American 61 $12,438,000 $203,000 $631,000 $108,000 $465,000
American Indian or Alaskan Native 4 $429,000 $107,000 $130,000 $62,000 $72,000
Native Hawaiian or Other Pacific Islander 3 $641,000 $213,000 $306,000 $167,000 $264,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,244 $298,222,000 $239,000 $2,460,000 $150,000 $1,716,000
FHA-insured (Federal Housing Administration) 477 $75,170,000 $157,000 $294,000 $76,000 $797,000
VA-guaranteed (Veterans Administration) 138 $31,473,000 $228,000 $669,000 $85,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $4,000,000 $142,000 $239,000 $51,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,737 $376,620,000 $216,000 $2,460,000 $125,000 $1,716,000
Application Withdrawn By Applicant 79 $17,652,000 $223,000 $780,000 $120,000 $500,000
Application Denied By Financial Institution 26 $4,707,000 $181,000 $336,000 $101,000 $797,000
File Closed For Incompleteness 24 $4,958,000 $206,000 $360,000 $114,000 $430,000
Application Approved But Not Accepted 20 $4,618,000 $230,000 $494,000 $145,000 $589,000
Preapproval Denied by Financial Institution 1 $310,000 $310,000 $310,000 $153,000 $153,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 7 $1,163,000 $166,000 $271,000 $169,000 $797,000
Credit History 6 $1,046,000 $174,000 $239,000 $79,000 $109,000
Other 3 $651,000 $217,000 $243,000 $96,000 $104,000
Collateral 2 $316,000 $158,000 $171,000 $88,000 $113,000
Credit Application Incomplete 1 $107,000 $107,000 $107,000 $65,000 $65,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Willow Bend Mortgage Company, LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Willow Bend Mortgage Company, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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