Clearpoint Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Clearpoint Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 9,504 |
| Total Mortgage Loan Application Amount | $2,231,289,000 |
| Average Mortgage Loan Application Amount | $223,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $4,743,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Carver County Minnesota | 1 | $ 228,000 | $ 228,000 | $ 34,000 |
| Chippewa County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Chisago County Minnesota | 1 | $ 227,000 | $ 227,000 | $ 116,000 |
| Crow Wing County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 95,000 |
| Hubbard County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 65,000 |
| Jackson County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Lincoln County Minnesota | 1 | $ 322,000 | $ 322,000 | $ 155,000 |
| Marshall County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| Meeker County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Nicollet County Minnesota | 1 | $ 133,000 | $ 133,000 | $ 1,000 |
| Pine County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Pipestone County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 90,000 |
| Sherburne County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Sibley County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| Stearns County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Watonwan County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 62,000 |
| Yellow Medicine County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 76,000 |
| Barry County Missouri | 1 | $ 149,000 | $ 149,000 | $ 164,000 |
| Buchanan County Missouri | 1 | $ 186,000 | $ 186,000 | $ 65,000 |
| Jackson County Missouri | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Platte County Missouri | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| St. Louis County Missouri | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Sarpy County Nebraska | 1 | $ 181,000 | $ 181,000 | $ 85,000 |
| Burlington County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Somerset County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 79,000 |
| Sussex County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 133,000 |
| Alamance County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Buncombe County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
| Cabarrus County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 38,000 |
| Davidson County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 231,000 |
| Durham County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 83,000 |
| Pitt County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 99,000 |
| Union County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 83,000 |
| Morton County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 25,000 |
| Champaign County Ohio | 1 | $ 174,000 | $ 174,000 | $ 113,000 |
| Clermont County Ohio | 1 | $ 310,000 | $ 310,000 | $ 226,000 |
| Coshocton County Ohio | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Erie County Ohio | 1 | $ 416,000 | $ 416,000 | $ 76,000 |
| Fulton County Ohio | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Guernsey County Ohio | 1 | $ 150,000 | $ 150,000 | $ 21,000 |
| Jefferson County Ohio | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Lake County Ohio | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Lawrence County Ohio | 1 | $ 153,000 | $ 153,000 | $ 26,000 |
| Licking County Ohio | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Logan County Ohio | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Mahoning County Ohio | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Medina County Ohio | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Morrow County Ohio | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Perry County Ohio | 1 | $ 66,000 | $ 66,000 | $ 26,000 |
| Sandusky County Ohio | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
| Tuscarawas County Ohio | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Van Wert County Ohio | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Washington County Ohio | 1 | $ 167,000 | $ 167,000 | $ 107,000 |
| Beaver County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 72,000 |
| Garfield County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| Clatsop County Oregon | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Deschutes County Oregon | 1 | $ 297,000 | $ 297,000 | $ 62,000 |
| Lincoln County Oregon | 1 | $ 319,000 | $ 319,000 | $ 156,000 |
| Adams County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 141,000 |
| Armstrong County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Bedford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Centre County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| Columbia County Pennsylvania | 1 | $ 217,000 | $ 217,000 | $ 79,000 |
| Erie County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 332,000 |
| Greene County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Lebanon County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| McKean County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 43,000 |
| Mifflin County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Monroe County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| Northampton County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
| Northumberland County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 51,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Union County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Custer County South Dakota | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Grant County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Gregory County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Hughes County South Dakota | 1 | $ 257,000 | $ 257,000 | $ 61,000 |
| Lawrence County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Stanley County South Dakota | 1 | $ 407,000 | $ 407,000 | $ 135,000 |
| Union County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 140,000 |
| Cannon County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 71,000 |
| Claiborne County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Fayette County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 54,000 |
| Fentress County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 119,000 |
| Hardin County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 83,000 |
| Jefferson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Macon County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Marion County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Marshall County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 18,000 |
| McMinn County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 54,000 |
| Morgan County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Putnam County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 30,000 |
| Scott County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 299,000 |
| Sequatchie County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| Smith County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Sullivan County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Tipton County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 85,000 |
| Bandera County Texas | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Bell County Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Cass County Texas | 1 | $ 49,000 | $ 49,000 | $ 59,000 |
| Chambers County Texas | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Colorado County Texas | 1 | $ 49,000 | $ 49,000 | $ 63,000 |
| Concho County Texas | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Ector County Texas | 1 | $ 172,000 | $ 172,000 | $ 102,000 |
| Ellis County Texas | 1 | $ 252,000 | $ 252,000 | $ 23,000 |
| Hale County Texas | 1 | $ 315,000 | $ 315,000 | $ 299,000 |
| Hardin County Texas | 1 | $ 218,000 | $ 218,000 | $ 105,000 |
| Johnson County Texas | 1 | $ 133,000 | $ 133,000 | $ 94,000 |
| Nueces County Texas | 1 | $ 93,000 | $ 93,000 | $ 97,000 |
| Parker County Texas | 1 | $ 162,000 | $ 162,000 | $ 119,000 |
| San Patricio County Texas | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Upshur County Texas | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Uvalde County Texas | 1 | $ 235,000 | $ 235,000 | $ 190,000 |
| Wise County Texas | 1 | $ 176,000 | $ 176,000 | $ 100,000 |
| Carbon County Utah | 1 | $ 220,000 | $ 220,000 | $ 36,000 |
| Duchesne County Utah | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Sanpete County Utah | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Wasatch County Utah | 1 | $ 389,000 | $ 389,000 | $ 1,644,000 |
| Lamoille County Vermont | 1 | $ 410,000 | $ 410,000 | $ 475,000 |
| Orleans County Vermont | 1 | $ 390,000 | $ 390,000 | $ 197,000 |
| Accomack County Virginia | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Bedford County Virginia | 1 | $ 360,000 | $ 360,000 | $ 137,000 |
| Bland County Virginia | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Clarke County Virginia | 1 | $ 360,000 | $ 360,000 | $ 200,000 |
| Culpeper County Virginia | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Essex County Virginia | 1 | $ 400,000 | $ 400,000 | $ 101,000 |
| Fairfax City County Virginia | 1 | $ 319,000 | $ 319,000 | $ 105,000 |
| Falls Church County Virginia | 1 | $ 309,000 | $ 309,000 | $ 77,000 |
| Fredericksburg County Virginia | 1 | $ 198,000 | $ 198,000 | $ 87,000 |
| Hopewell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| King and Queen County Virginia | 1 | $ 206,000 | $ 206,000 | $ 47,000 |
| Lynchburg County Virginia | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Mecklenburg County Virginia | 1 | $ 147,000 | $ 147,000 | $ 43,000 |
| Nelson County Virginia | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Petersburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Pittsylvania County Virginia | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Poquoson County Virginia | 1 | $ 279,000 | $ 279,000 | $ 112,000 |
| Richmond County Virginia | 1 | $ 187,000 | $ 187,000 | $ 52,000 |
| Roanoke City County Virginia | 1 | $ 116,000 | $ 116,000 | $ 127,000 |
| Rockingham County Virginia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Southampton County Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Sussex County Virginia | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Warren County Virginia | 1 | $ 182,000 | $ 182,000 | $ 115,000 |
| Westmoreland County Virginia | 1 | $ 168,000 | $ 168,000 | $ 106,000 |
| Clark County Washington | 1 | $ 350,000 | $ 350,000 | $ 107,000 |
| Island County Washington | 1 | $ 353,000 | $ 353,000 | $ 132,000 |
| Kitsap County Washington | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Kittitas County Washington | 1 | $ 244,000 | $ 244,000 | $ 215,000 |
| Pacific County Washington | 1 | $ 260,000 | $ 260,000 | $ 74,000 |
| Whatcom County Washington | 1 | $ 361,000 | $ 361,000 | $ 64,000 |
| Jefferson County West Virginia | 1 | $ 179,000 | $ 179,000 | $ 210,000 |
| Putnam County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Adams County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Calumet County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Fond du Lac County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Green County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Iowa County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 28,000 |
| Outagamie County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 184,000 |
| Pierce County Wisconsin | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
| Sheboygan County Wisconsin | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Trempealeau County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 101,000 |
| Waushara County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Albany County Wyoming | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Teton County Wyoming | 1 | $ 277,000 | $ 277,000 | $ 139,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,280 | $1,562,860,000 | $248,000 | $1,500,000 | $112,000 | $4,743,000 |
| Home Purchase | 3,066 | $634,025,000 | $206,000 | $1,404,000 | $87,000 | $1,518,000 |
| Home Improvement | 158 | $34,404,000 | $217,000 | $625,000 | $111,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,705 | $1,546,047,000 | $230,000 | $1,500,000 | $106,000 | $4,743,000 |
| Asian | 1,258 | $340,578,000 | $270,000 | $1,404,000 | $113,000 | $997,000 |
| Not Provided | 639 | $159,540,000 | $249,000 | $1,220,000 | $102,000 | $534,000 |
| Hispanic | 543 | $114,301,000 | $210,000 | $742,000 | $78,000 | $448,000 |
| Black or African American | 326 | $62,215,000 | $190,000 | $630,000 | $73,000 | $349,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,810,000 | $253,000 | $548,000 | $100,000 | $244,000 |
| American Indian or Alaskan Native | 14 | $3,798,000 | $271,000 | $508,000 | $102,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,511 | $1,831,487,000 | $243,000 | $1,500,000 | $114,000 | $4,743,000 |
| FHA-insured (Federal Housing Administration) | 1,744 | $354,121,000 | $203,000 | $742,000 | $69,000 | $754,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $20,673,000 | $142,000 | $357,000 | $48,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 104 | $25,008,000 | $240,000 | $560,000 | $73,000 | $252,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,376 | $1,498,333,000 | $234,000 | $780,000 | $106,000 | $4,743,000 |
| Application Approved But Not Accepted | 1,737 | $421,966,000 | $242,000 | $1,404,000 | $109,000 | $2,710,000 |
| Application Denied By Financial Institution | 1,117 | $244,657,000 | $219,000 | $1,500,000 | $82,000 | $997,000 |
| Application Withdrawn By Applicant | 274 | $66,333,000 | $242,000 | $1,220,000 | $105,000 | $782,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 371 | $86,084,000 | $232,000 | $888,000 | $58,000 | $235,000 |
| Other | 229 | $50,195,000 | $219,000 | $625,000 | $104,000 | $997,000 |
| Collateral | 184 | $35,492,000 | $192,000 | $725,000 | $97,000 | $962,000 |
| Credit History | 171 | $31,404,000 | $183,000 | $706,000 | $67,000 | $754,000 |
| Credit Application Incomplete | 72 | $21,874,000 | $303,000 | $1,500,000 | $135,000 | $600,000 |
| Employment History | 42 | $8,684,000 | $206,000 | $633,000 | $68,000 | $360,000 |
| Unverifiable Information | 22 | $5,454,000 | $247,000 | $625,000 | $107,000 | $303,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,556,000 | $259,000 | $600,000 | $105,000 | $195,000 |
| Mortgage Insurance Denied | 4 | $852,000 | $213,000 | $383,000 | $95,000 | $178,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.