Clearpoint Funding, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, Clearpoint Funding, Inc. of Westborough, MA reported 9,504 mortgage applications totaling $2.2 billion, up 28% from 2011. The average application was for $234,773, and applicants reported an average income of $103,918. 67% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (762), Boston-Quincy, MA (459) and Washington-Arlington-Alexandria, DC-VA-MD-WV (453) (applications in parentheses).
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 9,504 |
| Total Mortgage Loan Application Amount | $2,231,289,000 |
| Average Mortgage Loan Application Amount | $234,773 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $103,918 |
| Highest Applicant Income | $4,743,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpoint Funding, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 762 | $ 233,721,000 | $ 306,720 | $ 117,000 |
| Middlesex, Massachusetts | 449 | $ 122,575,000 | $ 272,995 | $ 116,000 |
| Essex, Massachusetts | 319 | $ 80,631,000 | $ 252,761 | $ 99,000 |
| Montgomery, Maryland | 270 | $ 79,711,000 | $ 295,225 | $ 124,000 |
| Norfolk, Massachusetts | 219 | $ 61,888,000 | $ 282,593 | $ 118,000 |
| Orange, California | 211 | $ 69,198,000 | $ 327,952 | $ 127,000 |
| Fairfax, Virginia | 195 | $ 58,724,000 | $ 301,148 | $ 112,000 |
| Santa Clara, California | 188 | $ 70,753,000 | $ 376,345 | $ 164,000 |
| Rockingham, New Hampshire | 172 | $ 35,393,000 | $ 205,773 | $ 91,000 |
| San Diego, California | 170 | $ 48,693,000 | $ 286,429 | $ 120,000 |
| Hillsborough, New Hampshire | 167 | $ 31,184,000 | $ 186,730 | $ 87,000 |
| Worcester, Massachusetts | 165 | $ 35,887,000 | $ 217,496 | $ 96,000 |
| Cook, Illinois | 162 | $ 29,686,000 | $ 183,246 | $ 72,000 |
| Fairfield, Connecticut | 146 | $ 41,208,000 | $ 282,246 | $ 127,000 |
| Hartford, Connecticut | 144 | $ 30,341,000 | $ 210,701 | $ 97,000 |
| Suffolk, Massachusetts | 126 | $ 36,532,000 | $ 289,936 | $ 119,000 |
| Allegheny, Pennsylvania | 123 | $ 16,144,000 | $ 131,252 | $ 79,000 |
| Providence, Rhode Island | 123 | $ 23,272,000 | $ 189,203 | $ 87,000 |
| Plymouth, Massachusetts | 114 | $ 29,528,000 | $ 259,017 | $ 98,000 |
| Harris, Texas | 114 | $ 20,800,000 | $ 182,456 | $ 106,000 |
| Oakland, Michigan | 107 | $ 19,369,000 | $ 181,018 | $ 93,000 |
| Knox, Tennessee | 107 | $ 18,223,000 | $ 170,308 | $ 80,000 |
| Bristol, Massachusetts | 93 | $ 21,844,000 | $ 234,881 | $ 105,000 |
| Ventura, California | 92 | $ 27,807,000 | $ 302,250 | $ 111,000 |
| Miami-Dade, Florida | 92 | $ 17,624,000 | $ 191,565 | $ 91,000 |
| Anne Arundel, Maryland | 89 | $ 25,316,000 | $ 284,449 | $ 132,000 |
| Salt Lake, Utah | 83 | $ 19,165,000 | $ 230,903 | $ 113,000 |
| Alameda, California | 73 | $ 25,306,000 | $ 346,657 | $ 152,000 |
| Broward, Florida | 72 | $ 14,763,000 | $ 205,041 | $ 96,000 |
| Barnstable, Massachusetts | 72 | $ 16,873,000 | $ 234,347 | $ 123,000 |
| Gwinnett, Georgia | 69 | $ 10,157,000 | $ 147,202 | $ 65,000 |
| New Haven, Connecticut | 65 | $ 13,529,000 | $ 208,138 | $ 103,000 |
| York, Maine | 63 | $ 11,764,000 | $ 186,730 | $ 86,000 |
| Fulton, Georgia | 62 | $ 13,663,000 | $ 220,370 | $ 114,000 |
| Howard, Maryland | 58 | $ 17,752,000 | $ 306,068 | $ 112,000 |
| Riverside, California | 57 | $ 13,366,000 | $ 234,491 | $ 106,000 |
| Spartanburg, South Carolina | 56 | $ 6,984,000 | $ 124,714 | $ 54,000 |
| Cumberland, Maine | 53 | $ 10,334,000 | $ 194,981 | $ 91,000 |
| Prince William, Virginia | 53 | $ 13,645,000 | $ 257,452 | $ 90,000 |
| Sedgwick, Kansas | 52 | $ 7,771,000 | $ 149,442 | $ 82,000 |
| Bucks, Pennsylvania | 51 | $ 12,368,000 | $ 242,509 | $ 90,000 |
| Travis, Texas | 50 | $ 11,024,000 | $ 220,480 | $ 116,000 |
| Kent, Rhode Island | 49 | $ 8,929,000 | $ 182,224 | $ 72,000 |
| DeKalb, Georgia | 48 | $ 7,553,000 | $ 157,354 | $ 81,000 |
| San Mateo, California | 47 | $ 18,742,000 | $ 398,765 | $ 157,000 |
| Baltimore City, Maryland | 47 | $ 9,983,000 | $ 212,404 | $ 91,000 |
| Prince George's, Maryland | 46 | $ 10,155,000 | $ 220,760 | $ 95,000 |
| Loudoun, Virginia | 46 | $ 15,844,000 | $ 344,434 | $ 139,000 |
| Contra Costa, California | 44 | $ 14,274,000 | $ 324,409 | $ 188,000 |
| Baltimore, Maryland | 44 | $ 9,579,000 | $ 217,704 | $ 92,000 |
| Frederick, Maryland | 43 | $ 10,781,000 | $ 250,720 | $ 105,000 |
| Maricopa, Arizona | 42 | $ 7,161,000 | $ 170,500 | $ 82,000 |
| Washington, Rhode Island | 42 | $ 9,407,000 | $ 223,976 | $ 97,000 |
| Macomb, Michigan | 40 | $ 5,962,000 | $ 149,050 | $ 73,000 |
| King, Washington | 39 | $ 13,117,000 | $ 336,333 | $ 158,000 |
| Philadelphia, Pennsylvania | 38 | $ 7,017,000 | $ 184,657 | $ 74,000 |
| District of Columbia, District Of Columbia | 37 | $ 10,989,000 | $ 297,000 | $ 111,000 |
| Strafford, New Hampshire | 37 | $ 6,902,000 | $ 186,540 | $ 98,000 |
| Muskingum, Ohio | 37 | $ 4,949,000 | $ 133,756 | $ 67,000 |
| Montgomery, Pennsylvania | 36 | $ 8,526,000 | $ 236,833 | $ 111,000 |
| Jefferson, Colorado | 34 | $ 7,340,000 | $ 215,882 | $ 97,000 |
| Davis, Utah | 34 | $ 7,266,000 | $ 213,705 | $ 79,000 |
| Dane, Wisconsin | 34 | $ 6,292,000 | $ 185,058 | $ 84,000 |
| Cobb, Georgia | 33 | $ 6,142,000 | $ 186,121 | $ 98,000 |
| Livingston, Michigan | 33 | $ 4,967,000 | $ 150,515 | $ 94,000 |
| Middlesex, Connecticut | 32 | $ 6,568,000 | $ 205,250 | $ 91,000 |
| San Bernardino, California | 31 | $ 6,679,000 | $ 215,451 | $ 94,000 |
| Lee, Florida | 31 | $ 6,673,000 | $ 215,258 | $ 111,000 |
| DuPage, Illinois | 29 | $ 6,565,000 | $ 226,379 | $ 98,000 |
| Cumberland, Pennsylvania | 29 | $ 5,151,000 | $ 177,620 | $ 73,000 |
| Davidson, Tennessee | 29 | $ 7,054,000 | $ 243,241 | $ 100,000 |
| Sumner, Tennessee | 29 | $ 3,900,000 | $ 134,482 | $ 57,000 |
| Weber, Utah | 29 | $ 4,866,000 | $ 167,793 | $ 64,000 |
| Merrimack, New Hampshire | 27 | $ 5,441,000 | $ 201,518 | $ 89,000 |
| Bexar, Texas | 27 | $ 4,899,000 | $ 181,444 | $ 95,000 |
| Henrico, Virginia | 27 | $ 5,429,000 | $ 201,074 | $ 84,000 |
| Hampden, Massachusetts | 26 | $ 4,794,000 | $ 184,384 | $ 76,000 |
| Williamson, Texas | 26 | $ 4,423,000 | $ 170,115 | $ 98,000 |
| Utah, Utah | 26 | $ 5,385,000 | $ 207,115 | $ 102,000 |
| Palm Beach, Florida | 25 | $ 5,447,000 | $ 217,880 | $ 91,000 |
| Hennepin, Minnesota | 24 | $ 4,010,000 | $ 167,083 | $ 73,000 |
| Montgomery, Texas | 24 | $ 5,501,000 | $ 229,208 | $ 122,000 |
| Harford, Maryland | 23 | $ 6,641,000 | $ 288,739 | $ 119,000 |
| Lucas, Ohio | 23 | $ 2,983,000 | $ 129,695 | $ 46,000 |
| Lake, Illinois | 22 | $ 6,010,000 | $ 273,181 | $ 123,000 |
| Orange, Florida | 21 | $ 3,021,000 | $ 143,857 | $ 71,000 |
| Beaver, Pennsylvania | 21 | $ 3,141,000 | $ 149,571 | $ 74,000 |
| Douglas, Colorado | 20 | $ 5,451,000 | $ 272,550 | $ 109,000 |
| Pinellas, Florida | 20 | $ 3,225,000 | $ 161,250 | $ 118,000 |
| Seminole, Florida | 20 | $ 3,025,000 | $ 151,250 | $ 98,000 |
| Hamilton, Ohio | 20 | $ 3,419,000 | $ 170,950 | $ 78,000 |
| Rutherford, Tennessee | 20 | $ 3,207,000 | $ 160,350 | $ 68,000 |
| Chesterfield, Virginia | 20 | $ 3,386,000 | $ 169,300 | $ 74,000 |
| Forsyth, Georgia | 19 | $ 4,251,000 | $ 223,736 | $ 89,000 |
| Middlesex, New Jersey | 19 | $ 5,324,000 | $ 280,210 | $ 113,000 |
| Montgomery, Ohio | 19 | $ 3,140,000 | $ 165,263 | $ 104,000 |
| Westmoreland, Pennsylvania | 19 | $ 2,690,000 | $ 141,578 | $ 82,000 |
| Kerr, Texas | 19 | $ 3,026,000 | $ 159,263 | $ 79,000 |
| Arlington, Virginia | 19 | $ 5,387,000 | $ 283,526 | $ 117,000 |
| New London, Connecticut | 18 | $ 3,638,000 | $ 202,111 | $ 87,000 |
| Perry, Pennsylvania | 18 | $ 2,866,000 | $ 159,222 | $ 79,000 |
| Richmond City, Virginia | 18 | $ 2,677,000 | $ 148,722 | $ 70,000 |
| Snohomish, Washington | 18 | $ 5,165,000 | $ 286,944 | $ 128,000 |
| Sacramento, California | 17 | $ 2,915,000 | $ 171,470 | $ 124,000 |
| Hall, Georgia | 17 | $ 3,530,000 | $ 207,647 | $ 123,000 |
| Will, Illinois | 17 | $ 3,948,000 | $ 232,235 | $ 116,000 |
| Williamson, Tennessee | 17 | $ 4,523,000 | $ 266,058 | $ 102,000 |
| Fort Bend, Texas | 17 | $ 3,518,000 | $ 206,941 | $ 106,000 |
| Alexandria, Virginia | 17 | $ 5,003,000 | $ 294,294 | $ 115,000 |
| Denver, Colorado | 16 | $ 3,327,000 | $ 207,937 | $ 81,000 |
| Warren, Ohio | 16 | $ 3,315,000 | $ 207,187 | $ 99,000 |
| Dorchester, Maryland | 15 | $ 2,062,000 | $ 137,466 | $ 61,000 |
| Greene, Ohio | 15 | $ 2,197,000 | $ 146,466 | $ 107,000 |
| Greenville, South Carolina | 15 | $ 2,318,000 | $ 154,533 | $ 66,000 |
| Wayne, Michigan | 14 | $ 2,127,000 | $ 151,928 | $ 79,000 |
| Butler, Pennsylvania | 14 | $ 2,532,000 | $ 180,857 | $ 108,000 |
| Brazoria, Texas | 14 | $ 2,352,000 | $ 168,000 | $ 127,000 |
| Hanover, Virginia | 14 | $ 2,732,000 | $ 195,142 | $ 60,000 |
| Monterey, California | 13 | $ 3,191,000 | $ 245,461 | $ 116,000 |
| San Joaquin, California | 13 | $ 2,874,000 | $ 221,076 | $ 188,000 |
| Tolland, Connecticut | 13 | $ 2,595,000 | $ 199,615 | $ 80,000 |
| Seward, Kansas | 13 | $ 1,441,000 | $ 110,846 | $ 75,000 |
| Collin, Texas | 13 | $ 2,634,000 | $ 202,615 | $ 89,000 |
| Adams, Colorado | 12 | $ 1,654,000 | $ 137,833 | $ 60,000 |
| Litchfield, Connecticut | 12 | $ 2,625,000 | $ 218,750 | $ 87,000 |
| Collier, Florida | 12 | $ 2,671,000 | $ 222,583 | $ 99,000 |
| Hillsborough, Florida | 12 | $ 1,950,000 | $ 162,500 | $ 89,000 |
| Volusia, Florida | 12 | $ 1,365,000 | $ 113,750 | $ 67,000 |
| Cherokee, Georgia | 12 | $ 2,477,000 | $ 206,416 | $ 139,000 |
| Washington, Pennsylvania | 12 | $ 2,352,000 | $ 196,000 | $ 90,000 |
| Minnehaha, South Dakota | 12 | $ 1,449,000 | $ 120,750 | $ 51,000 |
| Newport News, Virginia | 12 | $ 2,010,000 | $ 167,500 | $ 70,000 |
| Polk, Florida | 11 | $ 1,287,000 | $ 117,000 | $ 90,000 |
| Johnson, Kansas | 11 | $ 1,496,000 | $ 136,000 | $ 69,000 |
| Cuyahoga, Ohio | 11 | $ 1,747,000 | $ 158,818 | $ 80,000 |
| Sonoma, California | 10 | $ 3,133,000 | $ 313,300 | $ 98,000 |
| Arapahoe, Colorado | 10 | $ 1,805,000 | $ 180,500 | $ 76,000 |
| Linn, Iowa | 10 | $ 1,408,000 | $ 140,800 | $ 65,000 |
| Calvert, Maryland | 10 | $ 2,646,000 | $ 264,600 | $ 396,000 |
| Worcester, Maryland | 10 | $ 2,410,000 | $ 241,000 | $ 132,000 |
| Carroll, New Hampshire | 10 | $ 1,963,000 | $ 196,300 | $ 80,000 |
| Dallas, Texas | 10 | $ 2,025,000 | $ 202,500 | $ 130,000 |
| Denton, Texas | 10 | $ 1,811,000 | $ 181,100 | $ 95,000 |
| Titus, Texas | 10 | $ 1,467,000 | $ 146,700 | $ 77,000 |
| Okaloosa, Florida | 9 | $ 2,114,000 | $ 234,888 | $ 234,000 |
| Wicomico, Maryland | 9 | $ 1,256,000 | $ 139,555 | $ 43,000 |
| Hampshire, Massachusetts | 9 | $ 2,150,000 | $ 238,888 | $ 119,000 |
| Hudson, New Jersey | 9 | $ 2,500,000 | $ 277,777 | $ 94,000 |
| Butler, Ohio | 9 | $ 1,308,000 | $ 145,333 | $ 58,000 |
| Newport, Rhode Island | 9 | $ 2,251,000 | $ 250,111 | $ 168,000 |
| Blount, Tennessee | 9 | $ 1,238,000 | $ 137,555 | $ 49,000 |
| Tarrant, Texas | 9 | $ 1,717,000 | $ 190,777 | $ 99,000 |
| Marin, California | 8 | $ 3,371,000 | $ 421,375 | $ 175,000 |
| Placer, California | 8 | $ 2,553,000 | $ 319,125 | $ 165,000 |
| San Francisco, California | 8 | $ 3,735,000 | $ 466,875 | $ 303,000 |
| El Paso, Colorado | 8 | $ 1,451,000 | $ 181,375 | $ 92,000 |
| Osceola, Florida | 8 | $ 1,039,000 | $ 129,875 | $ 43,000 |
| Carroll, Maryland | 8 | $ 1,946,000 | $ 243,250 | $ 67,000 |
| Charles, Maryland | 8 | $ 2,202,000 | $ 275,250 | $ 90,000 |
| Chester, Pennsylvania | 8 | $ 1,610,000 | $ 201,250 | $ 122,000 |
| Sevier, Tennessee | 8 | $ 1,362,000 | $ 170,250 | $ 56,000 |
| Brazos, Texas | 8 | $ 1,419,000 | $ 177,375 | $ 202,000 |
| Iron, Utah | 8 | $ 951,000 | $ 118,875 | $ 67,000 |
| Virginia Beach, Virginia | 8 | $ 1,598,000 | $ 199,750 | $ 99,000 |
| Santa Cruz, California | 7 | $ 2,586,000 | $ 369,428 | $ 124,000 |
| Putnam, Georgia | 7 | $ 1,434,000 | $ 204,857 | $ 66,000 |
| Scott, Iowa | 7 | $ 1,393,000 | $ 199,000 | $ 86,000 |
| Butler, Kansas | 7 | $ 788,000 | $ 112,571 | $ 76,000 |
| Reno, Kansas | 7 | $ 1,003,000 | $ 143,285 | $ 54,000 |
| Queen Anne's, Maryland | 7 | $ 1,618,000 | $ 231,142 | $ 75,000 |
| Bergen, New Jersey | 7 | $ 1,957,000 | $ 279,571 | $ 72,000 |
| Mecklenburg, North Carolina | 7 | $ 1,357,000 | $ 193,857 | $ 84,000 |
| Franklin, Ohio | 7 | $ 1,148,000 | $ 164,000 | $ 90,000 |
| Cherokee, South Carolina | 7 | $ 725,000 | $ 103,571 | $ 43,000 |
| Anderson, Tennessee | 7 | $ 1,365,000 | $ 195,000 | $ 85,000 |
| Galveston, Texas | 7 | $ 1,688,000 | $ 241,142 | $ 91,000 |
| Hampton, Virginia | 7 | $ 1,210,000 | $ 172,857 | $ 93,000 |
| Santa Barbara, California | 6 | $ 1,870,000 | $ 311,666 | $ 116,000 |
| Solano, California | 6 | $ 1,292,000 | $ 215,333 | $ 126,000 |
| Citrus, Florida | 6 | $ 748,000 | $ 124,666 | $ 63,000 |
| Bibb, Georgia | 6 | $ 1,037,000 | $ 172,833 | $ 75,000 |
| Rockdale, Georgia | 6 | $ 890,000 | $ 148,333 | $ 81,000 |
| Washtenaw, Michigan | 6 | $ 981,000 | $ 163,500 | $ 72,000 |
| Dakota, Minnesota | 6 | $ 797,000 | $ 132,833 | $ 73,000 |
| Essex, New Jersey | 6 | $ 1,399,000 | $ 233,166 | $ 85,000 |
| Monmouth, New Jersey | 6 | $ 1,874,000 | $ 312,333 | $ 123,000 |
| Morris, New Jersey | 6 | $ 2,624,000 | $ 437,333 | $ 136,000 |
| Ocean, New Jersey | 6 | $ 1,368,000 | $ 228,000 | $ 86,000 |
| Wood, Ohio | 6 | $ 892,000 | $ 148,666 | $ 72,000 |
| Dauphin, Pennsylvania | 6 | $ 797,000 | $ 132,833 | $ 72,000 |
| Lawrence, Pennsylvania | 6 | $ 743,000 | $ 123,833 | $ 72,000 |
| Lexington, South Carolina | 6 | $ 1,163,000 | $ 193,833 | $ 72,000 |
| Comal, Texas | 6 | $ 1,599,000 | $ 266,500 | $ 131,000 |
| Manassas, Virginia | 6 | $ 926,000 | $ 154,333 | $ 58,000 |
| Jefferson, Alabama | 5 | $ 569,000 | $ 113,800 | $ 48,000 |
| Kern, California | 5 | $ 920,000 | $ 184,000 | $ 117,000 |
| Hernando, Florida | 5 | $ 354,000 | $ 70,800 | $ 25,000 |
| Androscoggin, Maine | 5 | $ 570,000 | $ 114,000 | $ 95,000 |
| Hancock, Maine | 5 | $ 1,234,000 | $ 246,800 | $ 96,000 |
| Ingham, Michigan | 5 | $ 643,000 | $ 128,600 | $ 135,000 |
| Monroe, Michigan | 5 | $ 787,000 | $ 157,400 | $ 63,000 |
| Washington, Minnesota | 5 | $ 846,000 | $ 169,200 | $ 83,000 |
| Belknap, New Hampshire | 5 | $ 929,000 | $ 185,800 | $ 79,000 |
| Grafton, New Hampshire | 5 | $ 914,000 | $ 182,800 | $ 139,000 |
| Union, New Jersey | 5 | $ 1,317,000 | $ 263,400 | $ 114,000 |
| Allen, Ohio | 5 | $ 573,000 | $ 114,600 | $ 80,000 |
| Summit, Ohio | 5 | $ 1,022,000 | $ 204,400 | $ 126,000 |
| Multnomah, Oregon | 5 | $ 1,106,000 | $ 221,200 | $ 132,000 |
| Orangeburg, South Carolina | 5 | $ 675,000 | $ 135,000 | $ 41,000 |
| Lincoln, South Dakota | 5 | $ 828,000 | $ 165,600 | $ 82,000 |
| Maury, Tennessee | 5 | $ 873,000 | $ 174,600 | $ 67,000 |
| Roane, Tennessee | 5 | $ 927,000 | $ 185,400 | $ 88,000 |
| Shelby, Tennessee | 5 | $ 1,261,000 | $ 252,200 | $ 87,000 |
| El Paso, Texas | 5 | $ 749,000 | $ 149,800 | $ 56,000 |
| Hays, Texas | 5 | $ 897,000 | $ 179,400 | $ 70,000 |
| Tooele, Utah | 5 | $ 837,000 | $ 167,400 | $ 53,000 |
| Washington, Utah | 5 | $ 1,221,000 | $ 244,200 | $ 214,000 |
| York, Virginia | 5 | $ 1,231,000 | $ 246,200 | $ 106,000 |
| Fresno, California | 4 | $ 589,000 | $ 147,250 | $ 81,000 |
| Broomfield, Colorado | 4 | $ 717,000 | $ 179,250 | $ 80,000 |
| Windham, Connecticut | 4 | $ 704,000 | $ 176,000 | $ 76,000 |
| Duval, Florida | 4 | $ 333,000 | $ 83,250 | $ 61,000 |
| Martin, Florida | 4 | $ 513,000 | $ 128,250 | $ 53,000 |
| Fayette, Georgia | 4 | $ 675,000 | $ 168,750 | $ 92,000 |
| Henry, Georgia | 4 | $ 624,000 | $ 156,000 | $ 75,000 |
| McHenry, Illinois | 4 | $ 822,000 | $ 205,500 | $ 131,000 |
| Douglas, Kansas | 4 | $ 629,000 | $ 157,250 | $ 73,000 |
| Sumner, Kansas | 4 | $ 512,000 | $ 128,000 | $ 95,000 |
| Lincoln, Maine | 4 | $ 719,000 | $ 179,750 | $ 65,000 |
| Ramsey, Minnesota | 4 | $ 574,000 | $ 143,500 | $ 63,000 |
| Wright, Minnesota | 4 | $ 668,000 | $ 167,000 | $ 68,000 |
| Sullivan, New Hampshire | 4 | $ 921,000 | $ 230,250 | $ 93,000 |
| Clark, Ohio | 4 | $ 467,000 | $ 116,750 | $ 84,000 |
| Clackamas, Oregon | 4 | $ 923,000 | $ 230,750 | $ 81,000 |
| Washington, Oregon | 4 | $ 626,000 | $ 156,500 | $ 152,000 |
| Fayette, Pennsylvania | 4 | $ 578,000 | $ 144,500 | $ 90,000 |
| York, Pennsylvania | 4 | $ 863,000 | $ 215,750 | $ 187,000 |
| Bristol, Rhode Island | 4 | $ 961,000 | $ 240,250 | $ 105,000 |
| Anderson, South Carolina | 4 | $ 568,000 | $ 142,000 | $ 39,000 |
| Horry, South Carolina | 4 | $ 927,000 | $ 231,750 | $ 91,000 |
| Brookings, South Dakota | 4 | $ 882,000 | $ 220,500 | $ 96,000 |
| Loudon, Tennessee | 4 | $ 406,000 | $ 101,500 | $ 60,000 |
| Wilson, Tennessee | 4 | $ 509,000 | $ 127,250 | $ 51,000 |
| Morgan, Utah | 4 | $ 1,301,000 | $ 325,250 | $ 98,000 |
| Henry, Virginia | 4 | $ 669,000 | $ 167,250 | $ 39,000 |
| New Kent, Virginia | 4 | $ 557,000 | $ 139,250 | $ 41,000 |
| Spotsylvania, Virginia | 4 | $ 1,096,000 | $ 274,000 | $ 121,000 |
| Stafford, Virginia | 4 | $ 912,000 | $ 228,000 | $ 84,000 |
| Pierce, Washington | 4 | $ 793,000 | $ 198,250 | $ 132,000 |
| Waukesha, Wisconsin | 4 | $ 672,000 | $ 168,000 | $ 76,000 |
| Madison, Alabama | 3 | $ 537,000 | $ 179,000 | $ 64,000 |
| Mobile, Alabama | 3 | $ 485,000 | $ 161,666 | $ 56,000 |
| Pima, Arizona | 3 | $ 455,000 | $ 151,666 | $ 80,000 |
| San Luis Obispo, California | 3 | $ 1,112,000 | $ 370,666 | $ 79,000 |
| Larimer, Colorado | 3 | $ 624,000 | $ 208,000 | $ 97,000 |
| Sussex, Delaware | 3 | $ 977,000 | $ 325,666 | $ 330,000 |
| Brevard, Florida | 3 | $ 376,000 | $ 125,333 | $ 46,000 |
| Escambia, Florida | 3 | $ 553,000 | $ 184,333 | $ 69,000 |
| Lake, Florida | 3 | $ 553,000 | $ 184,333 | $ 120,000 |
| Manatee, Florida | 3 | $ 697,000 | $ 232,333 | $ 147,000 |
| Monroe, Florida | 3 | $ 1,093,000 | $ 364,333 | $ 97,000 |
| Columbia, Georgia | 3 | $ 917,000 | $ 305,666 | $ 86,000 |
| Douglas, Georgia | 3 | $ 332,000 | $ 110,666 | $ 17,000 |
| Houston, Georgia | 3 | $ 485,000 | $ 161,666 | $ 58,000 |
| Morgan, Georgia | 3 | $ 553,000 | $ 184,333 | $ 57,000 |
| Paulding, Georgia | 3 | $ 377,000 | $ 125,666 | $ 52,000 |
| Union, Georgia | 3 | $ 621,000 | $ 207,000 | $ 86,000 |
| Black Hawk, Iowa | 3 | $ 428,000 | $ 142,666 | $ 298,000 |
| Jefferson, Kentucky | 3 | $ 625,000 | $ 208,333 | $ 132,000 |
| Franklin, Maine | 3 | $ 644,000 | $ 214,666 | $ 170,000 |
| Sagadahoc, Maine | 3 | $ 347,000 | $ 115,666 | $ 88,000 |
| Caroline, Maryland | 3 | $ 516,000 | $ 172,000 | $ 64,000 |
| St. Mary's, Maryland | 3 | $ 957,000 | $ 319,000 | $ 75,000 |
| Washington, Maryland | 3 | $ 711,000 | $ 237,000 | $ 123,000 |
| Dukes, Massachusetts | 3 | $ 950,000 | $ 316,666 | $ 218,000 |
| Antrim, Michigan | 3 | $ 659,000 | $ 219,666 | $ 196,000 |
| Bay, Michigan | 3 | $ 338,000 | $ 112,666 | $ 47,000 |
| Clinton, Michigan | 3 | $ 576,000 | $ 192,000 | $ 74,000 |
| Grand Traverse, Michigan | 3 | $ 484,000 | $ 161,333 | $ 82,000 |
| Lapeer, Michigan | 3 | $ 447,000 | $ 149,000 | $ 64,000 |
| Itasca, Minnesota | 3 | $ 512,000 | $ 170,666 | $ 70,000 |
| Le Sueur, Minnesota | 3 | $ 387,000 | $ 129,000 | $ 89,000 |
| Scott, Minnesota | 3 | $ 533,000 | $ 177,666 | $ 72,000 |
| Douglas, Nebraska | 3 | $ 680,000 | $ 226,666 | $ 57,000 |
| Cheshire, New Hampshire | 3 | $ 349,000 | $ 116,333 | $ 60,000 |
| Wake, North Carolina | 3 | $ 557,000 | $ 185,666 | $ 31,000 |
| Burleigh, North Dakota | 3 | $ 420,000 | $ 140,000 | $ 36,000 |
| Brown, Ohio | 3 | $ 259,000 | $ 86,333 | $ 28,000 |
| Geauga, Ohio | 3 | $ 664,000 | $ 221,333 | $ 96,000 |
| Highland, Ohio | 3 | $ 227,000 | $ 75,666 | $ 37,000 |
| Miami, Ohio | 3 | $ 572,000 | $ 190,666 | $ 111,000 |
| Delaware, Pennsylvania | 3 | $ 557,000 | $ 185,666 | $ 80,000 |
| Indiana, Pennsylvania | 3 | $ 470,000 | $ 156,666 | $ 36,000 |
| Lehigh, Pennsylvania | 3 | $ 813,000 | $ 271,000 | $ 92,000 |
| Charleston, South Carolina | 3 | $ 668,000 | $ 222,666 | $ 104,000 |
| Richland, South Carolina | 3 | $ 632,000 | $ 210,666 | $ 88,000 |
| Codington, South Dakota | 3 | $ 548,000 | $ 182,666 | $ 79,000 |
| Campbell, Tennessee | 3 | $ 665,000 | $ 221,666 | $ 170,000 |
| Hamilton, Tennessee | 3 | $ 609,000 | $ 203,000 | $ 71,000 |
| Monroe, Tennessee | 3 | $ 374,000 | $ 124,666 | $ 41,000 |
| Montgomery, Tennessee | 3 | $ 489,000 | $ 163,000 | $ 62,000 |
| Aransas, Texas | 3 | $ 823,000 | $ 274,333 | $ 150,000 |
| Gillespie, Texas | 3 | $ 531,000 | $ 177,000 | $ 53,000 |
| Henderson, Texas | 3 | $ 473,000 | $ 157,666 | $ 68,000 |
| Kendall, Texas | 3 | $ 831,000 | $ 277,000 | $ 142,000 |
| Morris, Texas | 3 | $ 210,000 | $ 70,000 | $ 41,000 |
| Prince George, Virginia | 3 | $ 729,000 | $ 243,000 | $ 91,000 |
| Door, Wisconsin | 3 | $ 949,000 | $ 316,333 | $ 124,000 |
| Milwaukee, Wisconsin | 3 | $ 557,000 | $ 185,666 | $ 68,000 |
| Rock, Wisconsin | 3 | $ 542,000 | $ 180,666 | $ 63,000 |
| Etowah, Alabama | 2 | $ 252,000 | $ 126,000 | $ 106,000 |
| Montgomery, Alabama | 2 | $ 457,000 | $ 228,500 | $ 79,000 |
| Kodiak Island, Alaska | 2 | $ 533,000 | $ 266,500 | $ 72,000 |
| Pinal, Arizona | 2 | $ 295,000 | $ 147,500 | $ 92,000 |
| Calaveras, California | 2 | $ 309,000 | $ 154,500 | $ 156,000 |
| El Dorado, California | 2 | $ 674,000 | $ 337,000 | $ 120,000 |
| Siskiyou, California | 2 | $ 167,000 | $ 83,500 | $ 55,000 |
| Boulder, Colorado | 2 | $ 373,000 | $ 186,500 | $ 60,000 |
| Eagle, Colorado | 2 | $ 890,000 | $ 445,000 | $ 169,000 |
| Summit, Colorado | 2 | $ 476,000 | $ 238,000 | $ 130,000 |
| Weld, Colorado | 2 | $ 472,000 | $ 236,000 | $ 81,000 |
| Kent, Delaware | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| New Castle, Delaware | 2 | $ 305,000 | $ 152,500 | $ 59,000 |
| Charlotte, Florida | 2 | $ 372,000 | $ 186,000 | $ 75,000 |
| Flagler, Florida | 2 | $ 226,000 | $ 113,000 | $ 37,000 |
| Pasco, Florida | 2 | $ 524,000 | $ 262,000 | $ 91,000 |
| Sarasota, Florida | 2 | $ 302,000 | $ 151,000 | $ 85,000 |
| St. Johns, Florida | 2 | $ 611,000 | $ 305,500 | $ 194,000 |
| Coweta, Georgia | 2 | $ 347,000 | $ 173,500 | $ 66,000 |
| Dawson, Georgia | 2 | $ 219,000 | $ 109,500 | $ 44,000 |
| Fannin, Georgia | 2 | $ 305,000 | $ 152,500 | $ 100,000 |
| Gilmer, Georgia | 2 | $ 349,000 | $ 174,500 | $ 93,000 |
| Greene, Georgia | 2 | $ 442,000 | $ 221,000 | $ 98,000 |
| Jackson, Georgia | 2 | $ 326,000 | $ 163,000 | $ 201,000 |
| Madison, Georgia | 2 | $ 397,000 | $ 198,500 | $ 80,000 |
| Newton, Georgia | 2 | $ 327,000 | $ 163,500 | $ 65,000 |
| Oconee, Georgia | 2 | $ 373,000 | $ 186,500 | $ 45,000 |
| Rabun, Georgia | 2 | $ 353,000 | $ 176,500 | $ 73,000 |
| Latah, Idaho | 2 | $ 382,000 | $ 191,000 | $ 35,000 |
| Kane, Illinois | 2 | $ 512,000 | $ 256,000 | $ 87,000 |
| Kendall, Illinois | 2 | $ 348,000 | $ 174,000 | $ 40,000 |
| Lee, Illinois | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Rock Island, Illinois | 2 | $ 185,000 | $ 92,500 | $ 40,000 |
| Benton, Iowa | 2 | $ 413,000 | $ 206,500 | $ 63,000 |
| Meade, Kansas | 2 | $ 199,000 | $ 99,500 | $ 14,000 |
| Wyandotte, Kansas | 2 | $ 161,000 | $ 80,500 | $ 65,000 |
| Ascension, Louisiana | 2 | $ 359,000 | $ 179,500 | $ 77,000 |
| East Baton Rouge, Louisiana | 2 | $ 827,000 | $ 413,500 | $ 79,000 |
| Kennebec, Maine | 2 | $ 221,000 | $ 110,500 | $ 41,000 |
| Oxford, Maine | 2 | $ 211,000 | $ 105,500 | $ 58,000 |
| Penobscot, Maine | 2 | $ 380,000 | $ 190,000 | $ 162,000 |
| Allegany, Maryland | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Cecil, Maryland | 2 | $ 515,000 | $ 257,500 | $ 32,000 |
| Franklin, Massachusetts | 2 | $ 298,000 | $ 149,000 | $ 65,000 |
| Alpena, Michigan | 2 | $ 351,000 | $ 175,500 | $ 153,000 |
| Genesee, Michigan | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Saginaw, Michigan | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| St. Clair, Michigan | 2 | $ 265,000 | $ 132,500 | $ 69,000 |
| Van Buren, Michigan | 2 | $ 596,000 | $ 298,000 | $ 229,000 |
| Anoka, Minnesota | 2 | $ 399,000 | $ 199,500 | $ 66,000 |
| Douglas, Minnesota | 2 | $ 438,000 | $ 219,000 | $ 264,000 |
| Clay, Missouri | 2 | $ 318,000 | $ 159,000 | $ 86,000 |
| Coos, New Hampshire | 2 | $ 301,000 | $ 150,500 | $ 50,000 |
| Mercer, New Jersey | 2 | $ 278,000 | $ 139,000 | $ 104,000 |
| Passaic, New Jersey | 2 | $ 642,000 | $ 321,000 | $ 140,000 |
| Guilford, North Carolina | 2 | $ 378,000 | $ 189,000 | $ 51,000 |
| Auglaize, Ohio | 2 | $ 201,000 | $ 100,500 | $ 33,000 |
| Henry, Ohio | 2 | $ 314,000 | $ 157,000 | $ 35,000 |
| Ottawa, Ohio | 2 | $ 247,000 | $ 123,500 | $ 60,000 |
| Portage, Ohio | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Richland, Ohio | 2 | $ 216,000 | $ 108,000 | $ 83,000 |
| Shelby, Ohio | 2 | $ 118,000 | $ 59,000 | $ 27,000 |
| Stark, Ohio | 2 | $ 238,000 | $ 119,000 | $ 58,000 |
| Lane, Oregon | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Blair, Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 38,000 |
| Clarion, Pennsylvania | 2 | $ 279,000 | $ 139,500 | $ 48,000 |
| Juniata, Pennsylvania | 2 | $ 178,000 | $ 89,000 | $ 44,000 |
| Lancaster, Pennsylvania | 2 | $ 582,000 | $ 291,000 | $ 129,000 |
| Mercer, Pennsylvania | 2 | $ 425,000 | $ 212,500 | $ 91,000 |
| Somerset, Pennsylvania | 2 | $ 285,000 | $ 142,500 | $ 194,000 |
| Berkeley, South Carolina | 2 | $ 319,000 | $ 159,500 | $ 76,000 |
| Dorchester, South Carolina | 2 | $ 439,000 | $ 219,500 | $ 54,000 |
| Greene, Tennessee | 2 | $ 314,000 | $ 157,000 | $ 39,000 |
| Lauderdale, Tennessee | 2 | $ 337,000 | $ 168,500 | $ 154,000 |
| Robertson, Tennessee | 2 | $ 532,000 | $ 266,000 | $ 106,000 |
| Austin, Texas | 2 | $ 392,000 | $ 196,000 | $ 88,000 |
| Burnet, Texas | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Franklin, Texas | 2 | $ 239,000 | $ 119,500 | $ 44,000 |
| Hidalgo, Texas | 2 | $ 778,000 | $ 389,000 | $ 220,000 |
| Kaufman, Texas | 2 | $ 198,000 | $ 99,000 | $ 49,000 |
| Llano, Texas | 2 | $ 385,000 | $ 192,500 | $ 231,000 |
| Rockwall, Texas | 2 | $ 319,000 | $ 159,500 | $ 178,000 |
| Waller, Texas | 2 | $ 515,000 | $ 257,500 | $ 120,000 |
| Webb, Texas | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Box Elder, Utah | 2 | $ 499,000 | $ 249,500 | $ 62,000 |
| Cache, Utah | 2 | $ 204,000 | $ 102,000 | $ 34,000 |
| Augusta, Virginia | 2 | $ 281,000 | $ 140,500 | $ 50,000 |
| Chesapeake, Virginia | 2 | $ 423,000 | $ 211,500 | $ 96,000 |
| Colonial Heights, Virginia | 2 | $ 266,000 | $ 133,000 | $ 48,000 |
| Fauquier, Virginia | 2 | $ 655,000 | $ 327,500 | $ 242,000 |
| King William, Virginia | 2 | $ 394,000 | $ 197,000 | $ 79,000 |
| Martinsville, Virginia | 2 | $ 349,000 | $ 174,500 | $ 37,000 |
| Montgomery, Virginia | 2 | $ 352,000 | $ 176,000 | $ 56,000 |
| Norfolk, Virginia | 2 | $ 632,000 | $ 316,000 | $ 117,000 |
| Portsmouth, Virginia | 2 | $ 143,000 | $ 71,500 | $ 92,000 |
| Powhatan, Virginia | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Suffolk, Virginia | 2 | $ 338,000 | $ 169,000 | $ 41,000 |
| Winchester, Virginia | 2 | $ 315,000 | $ 157,500 | $ 51,000 |
| Kanawha, West Virginia | 2 | $ 312,000 | $ 156,000 | $ 81,000 |
| Marathon, Wisconsin | 2 | $ 232,000 | $ 116,000 | $ 68,000 |
| Oneida, Wisconsin | 2 | $ 353,000 | $ 176,500 | $ 132,000 |
| Racine, Wisconsin | 2 | $ 392,000 | $ 196,000 | $ 2,403,000 |
| Walworth, Wisconsin | 2 | $ 449,000 | $ 224,500 | $ 59,000 |
| Washington, Wisconsin | 2 | $ 522,000 | $ 261,000 | $ 72,000 |
| Carbon, Wyoming | 2 | $ 391,000 | $ 195,500 | $ 31,000 |
| Blount, Alabama | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Calhoun, Alabama | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Colbert, Alabama | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Geneva, Alabama | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Lee, Alabama | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Limestone, Alabama | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Marshall, Alabama | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Shelby, Alabama | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Tuscaloosa, Alabama | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Yavapai, Arizona | 1 | $ 386,000 | $ 386,000 | $ 96,000 |
| Humboldt, California | 1 | $ 294,000 | $ 294,000 | $ 55,000 |
| Kings, California | 1 | $ 216,000 | $ 216,000 | $ 62,000 |
| Mendocino, California | 1 | $ 201,000 | $ 201,000 | $ 105,000 |
| Merced, California | 1 | $ 118,000 | $ 118,000 | $ 184,000 |
| Mono, California | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Plumas, California | 1 | $ 105,000 | $ 105,000 | $ 310,000 |
| Sutter, California | 1 | $ 124,000 | $ 124,000 | $ 155,000 |
| Tulare, California | 1 | $ 163,000 | $ 163,000 | $ 71,000 |
| Tuolumne, California | 1 | $ 344,000 | $ 344,000 | $ 103,000 |
| Yolo, California | 1 | $ 187,000 | $ 187,000 | $ 126,000 |
| Grand, Colorado | 1 | $ 186,000 | $ 186,000 | $ 202,000 |
| Highlands, Florida | 1 | $ 210,000 | $ 210,000 | $ 335,000 |
| Indian River, Florida | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Leon, Florida | 1 | $ 179,000 | $ 179,000 | $ 143,000 |
| St. Lucie, Florida | 1 | $ 246,000 | $ 246,000 | $ 57,000 |
| Walton, Florida | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Baldwin, Georgia | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Barrow, Georgia | 1 | $ 224,000 | $ 224,000 | $ 58,000 |
| Bartow, Georgia | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| Carroll, Georgia | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Chatham, Georgia | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Clarke, Georgia | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Glynn, Georgia | 1 | $ 394,000 | $ 394,000 | $ 60,000 |
| Habersham, Georgia | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Jones, Georgia | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Lumpkin, Georgia | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Monroe, Georgia | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Peach, Georgia | 1 | $ 157,000 | $ 157,000 | $ 122,000 |
| Spalding, Georgia | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Towns, Georgia | 1 | $ 141,000 | $ 141,000 | $ 51,000 |
| Walker, Georgia | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Walton, Georgia | 1 | $ 328,000 | $ 328,000 | $ 138,000 |
| White, Georgia | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Whitfield, Georgia | 1 | $ 93,000 | $ 93,000 | $ 22,000 |
| Ada, Idaho | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Kootenai, Idaho | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Minidoka, Idaho | 1 | $ 86,000 | $ 86,000 | $ 81,000 |
| Champaign, Illinois | 1 | $ 142,000 | $ 142,000 | $ 255,000 |
| DeKalb, Illinois | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Kankakee, Illinois | 1 | $ 252,000 | $ 252,000 | $ 127,000 |
| McLean, Illinois | 1 | $ 283,000 | $ 283,000 | $ 86,000 |
| Sangamon, Illinois | 1 | $ 182,000 | $ 182,000 | $ 61,000 |
| Whiteside, Illinois | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Hamilton, Indiana | 1 | $ 250,000 | $ 250,000 | $ 662,000 |
| Dallas, Iowa | 1 | $ 219,000 | $ 219,000 | $ 71,000 |
| Jones, Iowa | 1 | $ 268,000 | $ 268,000 | $ 67,000 |
| Winneshiek, Iowa | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Miami, Kansas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Morton, Kansas | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
| Rice, Kansas | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Russell, Kansas | 1 | $ 171,000 | $ 171,000 | $ 92,000 |
| Shawnee, Kansas | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Barren, Kentucky | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Bullitt, Kentucky | 1 | $ 188,000 | $ 188,000 | $ 73,000 |
| Logan, Kentucky | 1 | $ 58,000 | $ 58,000 | $ 39,000 |
| Shelby, Kentucky | 1 | $ 111,000 | $ 111,000 | $ 41,000 |
| Avoyelles, Louisiana | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Livingston, Louisiana | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Orleans, Louisiana | 1 | $ 410,000 | $ 410,000 | $ 174,000 |
| St. Helena, Louisiana | 1 | $ 179,000 | $ 179,000 | $ 66,000 |
| Somerset, Maine | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Washington, Maine | 1 | $ 163,000 | $ 163,000 | $ 101,000 |
| Kent, Maryland | 1 | $ 187,000 | $ 187,000 | $ 129,000 |
| Somerset, Maryland | 1 | $ 396,000 | $ 396,000 | $ 283,000 |
| Talbot, Maryland | 1 | $ 230,000 | $ 230,000 | $ 56,000 |
| Berkshire, Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Allegan, Michigan | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Charlevoix, Michigan | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Eaton, Michigan | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Emmet, Michigan | 1 | $ 342,000 | $ 342,000 | $ 206,000 |
| Kent, Michigan | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Otsego, Michigan | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Shiawassee, Michigan | 1 | $ 216,000 | $ 216,000 | $ 123,000 |
| Beltrami, Minnesota | 1 | $ 216,000 | $ 216,000 | $ 29,000 |
| Benton, Minnesota | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,280 | $1,562,860,000 | $248,000 | $1,500,000 | $112,000 | $4,743,000 |
| Home Purchase | 3,066 | $634,025,000 | $206,000 | $1,404,000 | $87,000 | $1,518,000 |
| Home Improvement | 158 | $34,404,000 | $217,000 | $625,000 | $111,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,705 | $1,546,047,000 | $230,000 | $1,500,000 | $106,000 | $4,743,000 |
| Asian | 1,258 | $340,578,000 | $270,000 | $1,404,000 | $113,000 | $997,000 |
| Not Provided | 639 | $159,540,000 | $249,000 | $1,220,000 | $102,000 | $534,000 |
| Hispanic | 543 | $114,301,000 | $210,000 | $742,000 | $78,000 | $448,000 |
| Black or African American | 326 | $62,215,000 | $190,000 | $630,000 | $73,000 | $349,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,810,000 | $253,000 | $548,000 | $100,000 | $244,000 |
| American Indian or Alaskan Native | 14 | $3,798,000 | $271,000 | $508,000 | $102,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,511 | $1,831,487,000 | $243,000 | $1,500,000 | $114,000 | $4,743,000 |
| FHA-insured (Federal Housing Administration) | 1,744 | $354,121,000 | $203,000 | $742,000 | $69,000 | $754,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 145 | $20,673,000 | $142,000 | $357,000 | $48,000 | $112,000 |
| VA-guaranteed (Veterans Administration) | 104 | $25,008,000 | $240,000 | $560,000 | $73,000 | $252,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,376 | $1,498,333,000 | $234,000 | $780,000 | $106,000 | $4,743,000 |
| Application Approved But Not Accepted | 1,737 | $421,966,000 | $242,000 | $1,404,000 | $109,000 | $2,710,000 |
| Application Denied By Financial Institution | 1,117 | $244,657,000 | $219,000 | $1,500,000 | $82,000 | $997,000 |
| Application Withdrawn By Applicant | 274 | $66,333,000 | $242,000 | $1,220,000 | $105,000 | $782,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 371 | $86,084,000 | $232,000 | $888,000 | $58,000 | $235,000 |
| Other | 229 | $50,195,000 | $219,000 | $625,000 | $104,000 | $997,000 |
| Collateral | 184 | $35,492,000 | $192,000 | $725,000 | $97,000 | $962,000 |
| Credit History | 171 | $31,404,000 | $183,000 | $706,000 | $67,000 | $754,000 |
| Credit Application Incomplete | 72 | $21,874,000 | $303,000 | $1,500,000 | $135,000 | $600,000 |
| Employment History | 42 | $8,684,000 | $206,000 | $633,000 | $68,000 | $360,000 |
| Unverifiable Information | 22 | $5,454,000 | $247,000 | $625,000 | $107,000 | $303,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,556,000 | $259,000 | $600,000 | $105,000 | $195,000 |
| Mortgage Insurance Denied | 4 | $852,000 | $213,000 | $383,000 | $95,000 | $178,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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