Clearpoint Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Clearpoint Funding, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,274 |
| Total Mortgage Loan Application Amount | $1,030,588,000 |
| Average Mortgage Loan Application Amount | $233,500 |
| Highest Mortgage Loan Application Amount | $746,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $3,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Clearpoint Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpoint Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Clearpoint Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpoint Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpoint Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpoint Funding, Inc.'s mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 489 | $ 136,301,000 | $ 278,000 | $ 119,000 |
| Norfolk County Massachusetts | 212 | $ 64,269,000 | $ 303,000 | $ 120,000 |
| Essex County Massachusetts | 208 | $ 54,794,000 | $ 263,000 | $ 102,000 |
| Los Angeles County California | 197 | $ 60,256,000 | $ 305,000 | $ 109,000 |
| Worcester County Massachusetts | 187 | $ 41,161,000 | $ 220,000 | $ 100,000 |
| Cook County Illinois | 178 | $ 39,518,000 | $ 222,000 | $ 89,000 |
| Hartford County Connecticut | 161 | $ 33,803,000 | $ 209,000 | $ 97,000 |
| Providence County Rhode Island | 144 | $ 26,931,000 | $ 187,000 | $ 76,000 |
| Suffolk County Massachusetts | 133 | $ 37,078,000 | $ 278,000 | $ 116,000 |
| Bristol County Massachusetts | 130 | $ 30,065,000 | $ 231,000 | $ 84,000 |
| Plymouth County Massachusetts | 115 | $ 31,519,000 | $ 274,000 | $ 108,000 |
| Fairfield County Connecticut | 111 | $ 31,098,000 | $ 280,000 | $ 138,000 |
| New Haven County Connecticut | 108 | $ 22,357,000 | $ 207,000 | $ 81,000 |
| Rockingham County New Hampshire | 93 | $ 22,451,000 | $ 241,000 | $ 102,000 |
| Hillsborough County New Hampshire | 88 | $ 18,763,000 | $ 213,000 | $ 88,000 |
| Harris County Texas | 73 | $ 12,556,000 | $ 172,000 | $ 117,000 |
| Ventura County California | 65 | $ 19,444,000 | $ 299,000 | $ 103,000 |
| Orange County California | 63 | $ 22,373,000 | $ 355,000 | $ 125,000 |
| Washington County Rhode Island | 62 | $ 14,455,000 | $ 233,000 | $ 101,000 |
| Hampden County Massachusetts | 54 | $ 11,685,000 | $ 216,000 | $ 88,000 |
| Webb County Texas | 52 | $ 8,350,000 | $ 160,000 | $ 70,000 |
| Barnstable County Massachusetts | 51 | $ 14,553,000 | $ 285,000 | $ 211,000 |
| Kent County Rhode Island | 41 | $ 7,842,000 | $ 191,000 | $ 82,000 |
| Orange County Florida | 33 | $ 5,196,000 | $ 157,000 | $ 68,000 |
| DuPage County Illinois | 31 | $ 7,388,000 | $ 238,000 | $ 115,000 |
| Middlesex County Connecticut | 30 | $ 6,453,000 | $ 215,000 | $ 87,000 |
| Merrimack County New Hampshire | 29 | $ 5,433,000 | $ 187,000 | $ 97,000 |
| Bexar County Texas | 29 | $ 5,361,000 | $ 184,000 | $ 90,000 |
| Lake County Illinois | 28 | $ 7,313,000 | $ 261,000 | $ 129,000 |
| Riverside County California | 27 | $ 5,824,000 | $ 215,000 | $ 90,000 |
| Sacramento County California | 27 | $ 5,047,000 | $ 186,000 | $ 63,000 |
| Litchfield County Connecticut | 25 | $ 5,394,000 | $ 215,000 | $ 77,000 |
| New London County Connecticut | 24 | $ 4,645,000 | $ 193,000 | $ 59,000 |
| San Bernardino County California | 23 | $ 5,044,000 | $ 219,000 | $ 77,000 |
| Cobb County Georgia | 23 | $ 4,149,000 | $ 180,000 | $ 82,000 |
| Fort Bend County Texas | 23 | $ 5,056,000 | $ 219,000 | $ 106,000 |
| San Diego County California | 22 | $ 5,846,000 | $ 265,000 | $ 136,000 |
| Kane County Illinois | 22 | $ 3,813,000 | $ 173,000 | $ 84,000 |
| Montgomery County Texas | 22 | $ 5,264,000 | $ 239,000 | $ 133,000 |
| Miami-Dade County Florida | 21 | $ 4,896,000 | $ 233,000 | $ 117,000 |
| Broward County Florida | 19 | $ 4,068,000 | $ 214,000 | $ 116,000 |
| Fulton County Georgia | 19 | $ 5,037,000 | $ 265,000 | $ 166,000 |
| Seminole County Florida | 18 | $ 2,780,000 | $ 154,000 | $ 74,000 |
| DeKalb County Georgia | 18 | $ 3,433,000 | $ 190,000 | $ 72,000 |
| Newport County Rhode Island | 18 | $ 4,545,000 | $ 252,000 | $ 159,000 |
| Palm Beach County Florida | 17 | $ 3,380,000 | $ 198,000 | $ 88,000 |
| Gwinnett County Georgia | 17 | $ 2,807,000 | $ 165,000 | $ 57,000 |
| Will County Illinois | 17 | $ 3,429,000 | $ 201,000 | $ 91,000 |
| Tolland County Connecticut | 16 | $ 3,666,000 | $ 229,000 | $ 82,000 |
| Indian River County Florida | 15 | $ 2,765,000 | $ 184,000 | $ 213,000 |
| Windham County Connecticut | 14 | $ 2,268,000 | $ 162,000 | $ 62,000 |
| Prince George's County Maryland | 14 | $ 3,105,000 | $ 221,000 | $ 70,000 |
| Hampshire County Massachusetts | 14 | $ 3,707,000 | $ 264,000 | $ 99,000 |
| Duval County Florida | 13 | $ 1,619,000 | $ 124,000 | $ 64,000 |
| Marion County Florida | 13 | $ 2,008,000 | $ 154,000 | $ 58,000 |
| Volusia County Florida | 13 | $ 1,735,000 | $ 133,000 | $ 53,000 |
| Bristol County Rhode Island | 13 | $ 3,387,000 | $ 260,000 | $ 105,000 |
| Alameda County California | 12 | $ 3,102,000 | $ 258,000 | $ 117,000 |
| Contra Costa County California | 12 | $ 4,393,000 | $ 366,000 | $ 143,000 |
| District of Columbia County District Of Columbia | 12 | $ 4,053,000 | $ 337,000 | $ 100,000 |
| Grafton County New Hampshire | 12 | $ 2,132,000 | $ 177,000 | $ 117,000 |
| Santa Clara County California | 11 | $ 5,119,000 | $ 465,000 | $ 138,000 |
| Cherokee County Georgia | 11 | $ 2,197,000 | $ 199,000 | $ 82,000 |
| Anne Arundel County Maryland | 11 | $ 3,523,000 | $ 320,000 | $ 118,000 |
| Baltimore County Maryland | 11 | $ 3,409,000 | $ 309,000 | $ 136,000 |
| Montgomery County Maryland | 11 | $ 4,010,000 | $ 364,000 | $ 129,000 |
| Dukes County Massachusetts | 11 | $ 3,853,000 | $ 350,000 | $ 145,000 |
| Brevard County Florida | 10 | $ 1,622,000 | $ 162,000 | $ 93,000 |
| Lee County Florida | 10 | $ 1,201,000 | $ 120,000 | $ 76,000 |
| Carroll County New Hampshire | 10 | $ 2,630,000 | $ 263,000 | $ 170,000 |
| Lake County Florida | 9 | $ 1,293,000 | $ 143,000 | $ 64,000 |
| York County Maine | 9 | $ 1,832,000 | $ 203,000 | $ 70,000 |
| Placer County California | 8 | $ 2,806,000 | $ 350,000 | $ 149,000 |
| New Castle County Delaware | 8 | $ 1,605,000 | $ 200,000 | $ 118,000 |
| Osceola County Florida | 8 | $ 1,082,000 | $ 135,000 | $ 58,000 |
| Cheshire County New Hampshire | 8 | $ 1,769,000 | $ 221,000 | $ 79,000 |
| Wharton County Texas | 8 | $ 1,210,000 | $ 151,000 | $ 86,000 |
| San Francisco County California | 7 | $ 2,602,000 | $ 371,000 | $ 98,000 |
| Santa Cruz County California | 7 | $ 3,273,000 | $ 467,000 | $ 146,000 |
| Chatham County Georgia | 7 | $ 1,216,000 | $ 173,000 | $ 104,000 |
| Cumberland County Maine | 7 | $ 1,182,000 | $ 168,000 | $ 80,000 |
| Strafford County New Hampshire | 7 | $ 1,562,000 | $ 223,000 | $ 89,000 |
| Clayton County Georgia | 6 | $ 800,000 | $ 133,000 | $ 52,000 |
| Douglas County Georgia | 6 | $ 786,000 | $ 131,000 | $ 44,000 |
| Paulding County Georgia | 6 | $ 944,000 | $ 157,000 | $ 61,000 |
| Androscoggin County Maine | 6 | $ 737,000 | $ 122,000 | $ 40,000 |
| Sullivan County New Hampshire | 6 | $ 1,155,000 | $ 192,000 | $ 120,000 |
| Brazos County Texas | 6 | $ 869,000 | $ 144,000 | $ 63,000 |
| Collin County Texas | 6 | $ 1,069,000 | $ 178,000 | $ 172,000 |
| Dallas County Texas | 6 | $ 1,038,000 | $ 173,000 | $ 76,000 |
| Fresno County California | 5 | $ 952,000 | $ 190,000 | $ 86,000 |
| Clay County Florida | 5 | $ 978,000 | $ 195,000 | $ 77,000 |
| Pinellas County Florida | 5 | $ 1,021,000 | $ 204,000 | $ 91,000 |
| Forsyth County Georgia | 5 | $ 1,495,000 | $ 299,000 | $ 112,000 |
| Liberty County Georgia | 5 | $ 516,000 | $ 103,000 | $ 87,000 |
| Walton County Georgia | 5 | $ 929,000 | $ 185,000 | $ 49,000 |
| Howard County Maryland | 5 | $ 1,583,000 | $ 316,000 | $ 166,000 |
| Berkshire County Massachusetts | 5 | $ 949,000 | $ 189,000 | $ 101,000 |
| Belknap County New Hampshire | 5 | $ 1,171,000 | $ 234,000 | $ 189,000 |
| Comal County Texas | 5 | $ 873,000 | $ 174,000 | $ 80,000 |
| Kern County California | 4 | $ 668,000 | $ 167,000 | $ 67,000 |
| Manatee County Florida | 4 | $ 911,000 | $ 227,000 | $ 117,000 |
| Pasco County Florida | 4 | $ 762,000 | $ 190,000 | $ 90,000 |
| Rockdale County Georgia | 4 | $ 516,000 | $ 129,000 | $ 35,000 |
| El Paso County Texas | 4 | $ 844,000 | $ 211,000 | $ 76,000 |
| Galveston County Texas | 4 | $ 513,000 | $ 128,000 | $ 201,000 |
| Collier County Florida | 3 | $ 359,000 | $ 119,000 | $ 100,000 |
| Escambia County Florida | 3 | $ 468,000 | $ 156,000 | $ 39,000 |
| Flagler County Florida | 3 | $ 550,000 | $ 183,000 | $ 97,000 |
| Hillsborough County Florida | 3 | $ 541,000 | $ 180,000 | $ 50,000 |
| St. Johns County Florida | 3 | $ 499,000 | $ 166,000 | $ 51,000 |
| St. Lucie County Florida | 3 | $ 301,000 | $ 100,000 | $ 49,000 |
| Hall County Georgia | 3 | $ 659,000 | $ 219,000 | $ 38,000 |
| Henry County Georgia | 3 | $ 598,000 | $ 199,000 | $ 112,000 |
| McHenry County Illinois | 3 | $ 483,000 | $ 161,000 | $ 52,000 |
| Kennebec County Maine | 3 | $ 406,000 | $ 135,000 | $ 51,000 |
| Oxford County Maine | 3 | $ 746,000 | $ 248,000 | $ 130,000 |
| Baltimore City County Maryland | 3 | $ 701,000 | $ 233,000 | $ 130,000 |
| Frederick County Maryland | 3 | $ 730,000 | $ 243,000 | $ 105,000 |
| Harford County Maryland | 3 | $ 937,000 | $ 312,000 | $ 95,000 |
| Franklin County Massachusetts | 3 | $ 1,069,000 | $ 356,000 | $ 141,000 |
| Cameron County Texas | 3 | $ 737,000 | $ 245,000 | $ 155,000 |
| Grimes County Texas | 3 | $ 413,000 | $ 137,000 | $ 136,000 |
| Kerr County Texas | 3 | $ 905,000 | $ 301,000 | $ 275,000 |
| Midland County Texas | 3 | $ 286,000 | $ 95,000 | $ 32,000 |
| Travis County Texas | 3 | $ 751,000 | $ 250,000 | $ 195,000 |
| Kings County California | 2 | $ 495,000 | $ 247,000 | $ 91,000 |
| Madera County California | 2 | $ 723,000 | $ 361,000 | $ 151,000 |
| Monterey County California | 2 | $ 380,000 | $ 190,000 | $ 53,000 |
| Napa County California | 2 | $ 989,000 | $ 494,000 | $ 167,000 |
| Santa Barbara County California | 2 | $ 576,000 | $ 288,000 | $ 166,000 |
| Sussex County Delaware | 2 | $ 615,000 | $ 307,000 | $ 205,000 |
| Citrus County Florida | 2 | $ 533,000 | $ 266,000 | $ 110,000 |
| Martin County Florida | 2 | $ 507,000 | $ 253,000 | $ 156,000 |
| Monroe County Florida | 2 | $ 360,000 | $ 180,000 | $ 112,000 |
| Nassau County Florida | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Polk County Florida | 2 | $ 244,000 | $ 122,000 | $ 46,000 |
| Putnam County Florida | 2 | $ 406,000 | $ 203,000 | $ 134,000 |
| Santa Rosa County Florida | 2 | $ 227,000 | $ 113,000 | $ 46,000 |
| Barrow County Georgia | 2 | $ 281,000 | $ 140,000 | $ 66,000 |
| Bryan County Georgia | 2 | $ 378,000 | $ 189,000 | $ 86,000 |
| Bulloch County Georgia | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Clarke County Georgia | 2 | $ 349,000 | $ 174,000 | $ 38,000 |
| Columbia County Georgia | 2 | $ 193,000 | $ 96,000 | $ 204,000 |
| Effingham County Georgia | 2 | $ 371,000 | $ 185,000 | $ 118,000 |
| Glynn County Georgia | 2 | $ 342,000 | $ 171,000 | $ 70,000 |
| Greene County Georgia | 2 | $ 351,000 | $ 175,000 | $ 68,000 |
| Meriwether County Georgia | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Newton County Georgia | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Kendall County Illinois | 2 | $ 526,000 | $ 263,000 | $ 161,000 |
| Penobscot County Maine | 2 | $ 236,000 | $ 118,000 | $ 58,000 |
| Somerset County Maine | 2 | $ 250,000 | $ 125,000 | $ 42,000 |
| Charles County Maryland | 2 | $ 466,000 | $ 233,000 | $ 74,000 |
| Aransas County Texas | 2 | $ 346,000 | $ 173,000 | $ 75,000 |
| Brazoria County Texas | 2 | $ 358,000 | $ 179,000 | $ 109,000 |
| Denton County Texas | 2 | $ 333,000 | $ 166,000 | $ 56,000 |
| Ellis County Texas | 2 | $ 447,000 | $ 223,000 | $ 94,000 |
| Hidalgo County Texas | 2 | $ 227,000 | $ 113,000 | $ 68,000 |
| Nueces County Texas | 2 | $ 311,000 | $ 155,000 | $ 108,000 |
| Smith County Texas | 2 | $ 273,000 | $ 136,000 | $ 46,000 |
| Somervell County Texas | 2 | $ 532,000 | $ 266,000 | $ 61,000 |
| Humboldt County California | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Lassen County California | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Marin County California | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| San Luis Obispo County California | 1 | $ 239,000 | $ 239,000 | $ 53,000 |
| San Mateo County California | 1 | $ 200,000 | $ 200,000 | $ 216,000 |
| Solano County California | 1 | $ 333,000 | $ 333,000 | $ 79,000 |
| Sonoma County California | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Tulare County California | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Kent County Delaware | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Bay County Florida | 1 | $ 274,000 | $ 274,000 | $ 53,000 |
| Charlotte County Florida | 1 | $ 136,000 | $ 136,000 | $ 91,000 |
| Sarasota County Florida | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Washington County Florida | 1 | $ 308,000 | $ 308,000 | $ 79,000 |
| Bartow County Georgia | 1 | $ 118,000 | $ 118,000 | $ 21,000 |
| Chattooga County Georgia | 1 | $ 183,000 | $ 183,000 | $ 86,000 |
| Coweta County Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Crawford County Georgia | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Fayette County Georgia | 1 | $ 173,000 | $ 173,000 | $ 130,000 |
| Franklin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Houston County Georgia | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Jefferson County Georgia | 1 | $ 316,000 | $ 316,000 | $ 164,000 |
| Putnam County Georgia | 1 | $ 353,000 | $ 353,000 | $ 1,092,000 |
| Rabun County Georgia | 1 | $ 312,000 | $ 312,000 | $ 85,000 |
| Tattnall County Georgia | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Thomas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Walker County Georgia | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Wayne County Georgia | 1 | $ 179,000 | $ 179,000 | $ 56,000 |
| White County Georgia | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| Whitfield County Georgia | 1 | $ 177,000 | $ 177,000 | $ 40,000 |
| DeKalb County Illinois | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Grundy County Illinois | 1 | $ 164,000 | $ 164,000 | $ 35,000 |
| Morgan County Illinois | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Ogle County Illinois | 1 | $ 89,000 | $ 89,000 | $ 18,000 |
| Franklin County Maine | 1 | $ 197,000 | $ 197,000 | $ 135,000 |
| Knox County Maine | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Lincoln County Maine | 1 | $ 278,000 | $ 278,000 | $ 88,000 |
| Sagadahoc County Maine | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Washington County Maine | 1 | $ 269,000 | $ 269,000 | $ 58,000 |
| Carroll County Maryland | 1 | $ 256,000 | $ 256,000 | $ 61,000 |
| Cecil County Maryland | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Queen Anne's County Maryland | 1 | $ 224,000 | $ 224,000 | $ 79,000 |
| Nantucket County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Coos County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Bastrop County Texas | 1 | $ 252,000 | $ 252,000 | $ 109,000 |
| Bell County Texas | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Fannin County Texas | 1 | $ 236,000 | $ 236,000 | $ 76,000 |
| Gillespie County Texas | 1 | $ 208,000 | $ 208,000 | $ 77,000 |
| Grayson County Texas | 1 | $ 82,000 | $ 82,000 | $ 66,000 |
| Henderson County Texas | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Hood County Texas | 1 | $ 380,000 | $ 380,000 | $ 111,000 |
| Kendall County Texas | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Kleberg County Texas | 1 | $ 107,000 | $ 107,000 | $ 73,000 |
| Liberty County Texas | 1 | $ 63,000 | $ 63,000 | $ 40,000 |
| Medina County Texas | 1 | $ 257,000 | $ 257,000 | $ 130,000 |
| Rains County Texas | 1 | $ 113,000 | $ 113,000 | $ 68,000 |
| Rockwall County Texas | 1 | $ 118,000 | $ 118,000 | $ 136,000 |
| San Jacinto County Texas | 1 | $ 167,000 | $ 167,000 | $ 152,000 |
| Tarrant County Texas | 1 | $ 232,000 | $ 232,000 | $ 167,000 |
| Van Zandt County Texas | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Walker County Texas | 1 | $ 71,000 | $ 71,000 | $ 39,000 |
| Williamson County Texas | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Wilson County Texas | 1 | $ 244,000 | $ 244,000 | $ 80,000 |
| Wood County Texas | 1 | $ 114,000 | $ 114,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,919 | $738,438,000 | $252,000 | $746,000 | $113,000 | $3,500,000 |
| Home Purchase | 1,355 | $292,150,000 | $215,000 | $737,000 | $82,000 | $1,850,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,022 | $743,468,000 | $246,000 | $746,000 | $109,000 | $3,500,000 |
| Not Provided | 411 | $102,899,000 | $250,000 | $675,000 | $102,000 | $799,000 |
| Hispanic | 359 | $70,104,000 | $195,000 | $537,000 | $70,000 | $711,000 |
| Asian | 273 | $69,014,000 | $252,000 | $666,000 | $114,000 | $1,437,000 |
| Black or African American | 185 | $40,135,000 | $216,000 | $613,000 | $74,000 | $251,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,558,000 | $222,000 | $525,000 | $70,000 | $178,000 |
| American Indian or Alaskan Native | 8 | $1,410,000 | $176,000 | $288,000 | $63,000 | $111,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,810 | $690,598,000 | $245,000 | $735,000 | $119,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 1,464 | $339,990,000 | $232,000 | $746,000 | $74,000 | $472,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,817 | $681,102,000 | $241,000 | $746,000 | $108,000 | $1,850,000 |
| Application Denied By Financial Institution | 760 | $179,427,000 | $236,000 | $639,000 | $88,000 | $3,500,000 |
| Application Approved But Not Accepted | 450 | $105,605,000 | $234,000 | $730,000 | $110,000 | $1,437,000 |
| Application Withdrawn By Applicant | 174 | $46,525,000 | $267,000 | $735,000 | $99,000 | $403,000 |
| File Closed For Incompleteness | 73 | $17,929,000 | $245,000 | $721,000 | $85,000 | $522,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 228 | $55,729,000 | $244,000 | $639,000 | $64,000 | $363,000 |
| Other | 179 | $42,765,000 | $238,000 | $611,000 | $106,000 | $383,000 |
| Collateral | 173 | $40,292,000 | $232,000 | $578,000 | $91,000 | $377,000 |
| Credit History | 79 | $16,830,000 | $213,000 | $499,000 | $74,000 | $257,000 |
| Employment History | 35 | $6,596,000 | $188,000 | $534,000 | $58,000 | $169,000 |
| Unverifiable Information | 27 | $7,836,000 | $290,000 | $638,000 | $109,000 | $450,000 |
| Mortgage Insurance Denied | 14 | $3,577,000 | $255,000 | $514,000 | $88,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $908,000 | $181,000 | $305,000 | $68,000 | $121,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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