Wells Fargo Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wells Fargo Bank, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Bank, Na 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 380,815 |
| Total Mortgage Loan Application Amount | $61,282,182,000 |
| Average Mortgage Loan Application Amount | $1,402,401 |
| Highest Mortgage Loan Application Amount | $90,000,000 |
| Average Applicant Income | $61,101 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA-NJ | 19,773 | $ 2,318,939,000 | $ 117,000 | $ 78,000 |
| ATLANTA, GA | 12,719 | $ 2,112,430,000 | $ 166,000 | $ 74,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 11,455 | $ 1,763,211,000 | $ 153,000 | $ 66,000 |
| NEWARK, NJ | 9,300 | $ 1,689,365,000 | $ 181,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9,175 | $ 952,930,000 | $ 103,000 | $ 61,000 |
| MIAMI, FL | 6,627 | $ 954,910,000 | $ 144,000 | $ 101,000 |
| FORT LAUDERDALE, FL | 6,577 | $ 940,924,000 | $ 143,000 | $ 70,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 6,493 | $ 787,956,000 | $ 121,000 | $ 59,000 |
| CHICAGO, IL | 6,427 | $ 1,338,619,000 | $ 208,000 | $ 72,000 |
| RICHMOND-PETERSBURG, VA | 6,368 | $ 776,983,000 | $ 122,000 | $ 66,000 |
| MONMOUTH-OCEAN, NJ | 6,311 | $ 1,068,995,000 | $ 169,000 | $ 99,000 |
| BALTIMORE, MD | 6,262 | $ 945,687,000 | $ 151,000 | $ 69,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 6,145 | $ 984,994,000 | $ 160,000 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON, FL | 5,949 | $ 885,268,000 | $ 148,000 | $ 79,000 |
| JACKSONVILLE, FL | 5,709 | $ 713,674,000 | $ 125,000 | $ 69,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 5,662 | $ 748,125,000 | $ 132,000 | $ 63,000 |
| LOS ANGELES-LONG BEACH, CA | 5,563 | $ 1,921,144,000 | $ 345,000 | $ 119,000 |
| NEW YORK, NY | 5,378 | $ 1,415,136,000 | $ 263,000 | $ 115,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 5,370 | $ 611,511,000 | $ 113,000 | $ 72,000 |
| ORLANDO, FL | 5,105 | $ 613,823,000 | $ 120,000 | $ 66,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 5,091 | $ 938,812,000 | $ 184,000 | $ 106,000 |
| BERGEN-PASSAIC, NJ | 4,972 | $ 982,175,000 | $ 197,000 | $ 90,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4,089 | $ 356,771,000 | $ 87,000 | $ 64,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 3,674 | $ 475,191,000 | $ 129,000 | $ 65,000 |
| PHOENIX-MESA, AZ | 3,279 | $ 701,499,000 | $ 213,000 | $ 68,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3,232 | $ 672,618,000 | $ 208,000 | $ 95,000 |
| READING, PA | 3,200 | $ 309,198,000 | $ 96,000 | $ 55,000 |
| DENVER, CO | 3,108 | $ 648,156,000 | $ 208,000 | $ 61,000 |
| DAYTONA BEACH, FL | 3,059 | $ 325,286,000 | $ 106,000 | $ 61,000 |
| ORANGE COUNTY, CA | 2,882 | $ 1,109,134,000 | $ 384,000 | $ 107,000 |
| COLUMBIA, SC | 2,870 | $ 331,341,000 | $ 115,000 | $ 68,000 |
| LAKELAND-WINTER HAVEN, FL | 2,749 | $ 202,912,000 | $ 73,000 | $ 58,000 |
| BOSTON, MA-NH | 2,739 | $ 797,934,000 | $ 291,000 | $ 93,000 |
| SAN DIEGO, CA | 2,627 | $ 929,692,000 | $ 353,000 | $ 86,000 |
| AUGUSTA-AIKEN, GA-SC | 2,391 | $ 256,021,000 | $ 107,000 | $ 66,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 2,349 | $ 222,970,000 | $ 94,000 | $ 60,000 |
| FORT MYERS-CAPE CORAL, FL | 2,318 | $ 248,066,000 | $ 107,000 | $ 85,000 |
| OAKLAND, CA | 2,264 | $ 856,681,000 | $ 378,000 | $ 103,000 |
| HARTFORD, CT | 2,254 | $ 336,847,000 | $ 149,000 | $ 76,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 2,228 | $ 243,517,000 | $ 109,000 | $ 70,000 |
| NEW HAVEN-MERIDEN, CT | 2,223 | $ 302,103,000 | $ 135,000 | $ 74,000 |
| WASHINGTON, DC-MD-VA-WV | 2,190 | $ 507,460,000 | $ 231,000 | $ 102,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 2,162 | $ 530,629,000 | $ 245,000 | $ 73,000 |
| ATLANTIC-CAPE MAY, NJ | 2,140 | $ 347,236,000 | $ 162,000 | $ 108,000 |
| NASSAU-SUFFOLK, NY | 2,137 | $ 534,044,000 | $ 249,000 | $ 152,000 |
| SARASOTA-BRADENTON, FL | 2,082 | $ 262,141,000 | $ 125,000 | $ 69,000 |
| DETROIT, MI | 2,072 | $ 371,475,000 | $ 179,000 | $ 65,000 |
| TRENTON, NJ | 1,913 | $ 272,136,000 | $ 142,000 | $ 80,000 |
| LANCASTER, PA | 1,881 | $ 196,498,000 | $ 104,000 | $ 62,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 1,595 | $ 202,022,000 | $ 126,000 | $ 73,000 |
| SAN JOSE, CA | 1,591 | $ 661,810,000 | $ 415,000 | $ 112,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 1,549 | $ 312,864,000 | $ 201,000 | $ 81,000 |
| JERSEY CITY, NJ | 1,545 | $ 279,657,000 | $ 181,000 | $ 76,000 |
| DALLAS, TX | 1,514 | $ 264,969,000 | $ 175,000 | $ 62,000 |
| NAPLES, FL | 1,505 | $ 306,079,000 | $ 203,000 | $ 92,000 |
| HICKORY-MORGANTON-LENOIR, NC | 1,498 | $ 144,418,000 | $ 96,000 | $ 61,000 |
| ST. LOUIS, MO-IL | 1,488 | $ 253,174,000 | $ 170,000 | $ 76,000 |
| SAN FRANCISCO, CA | 1,456 | $ 639,094,000 | $ 438,000 | $ 129,000 |
| BRIDGEPORT, CT | 1,430 | $ 271,476,000 | $ 189,000 | $ 78,000 |
| YORK, PA | 1,385 | $ 156,000,000 | $ 112,000 | $ 74,000 |
| SAVANNAH, GA | 1,374 | $ 183,718,000 | $ 133,000 | $ 104,000 |
| TUCSON, AZ | 1,323 | $ 198,811,000 | $ 150,000 | $ 58,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 1,311 | $ 208,447,000 | $ 158,000 | $ 66,000 |
| LYNCHBURG, VA | 1,292 | $ 117,297,000 | $ 90,000 | $ 59,000 |
| STAMFORD-NORWALK, CT | 1,292 | $ 462,113,000 | $ 357,000 | $ 142,000 |
| MILWAUKEE-WAUKESHA, WI | 1,234 | $ 180,785,000 | $ 146,000 | $ 78,000 |
| ROANOKE, VA | 1,188 | $ 125,278,000 | $ 105,000 | $ 85,000 |
| HOUSTON, TX | 1,167 | $ 233,098,000 | $ 199,000 | $ 59,000 |
| INDIANAPOLIS, IN | 1,090 | $ 190,886,000 | $ 175,000 | $ 61,000 |
| SACRAMENTO, CA | 1,072 | $ 287,576,000 | $ 268,000 | $ 79,000 |
| PITTSBURGH, PA | 1,065 | $ 162,689,000 | $ 152,000 | $ 57,000 |
| ASHEVILLE, NC | 1,042 | $ 134,201,000 | $ 128,000 | $ 103,000 |
| WILMINGTON, NC | 1,034 | $ 198,444,000 | $ 191,000 | $ 138,000 |
| MYRTLE BEACH, SC | 1,008 | $ 128,568,000 | $ 127,000 | $ 69,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 999 | $ 254,339,000 | $ 254,000 | $ 79,000 |
| PENSACOLA, FL | 997 | $ 99,304,000 | $ 99,000 | $ 73,000 |
| WATERBURY, CT | 992 | $ 119,007,000 | $ 119,000 | $ 65,000 |
| FORT WORTH-ARLINGTON, TX | 963 | $ 131,863,000 | $ 136,000 | $ 64,000 |
| LAS VEGAS, NV-AZ | 936 | $ 226,495,000 | $ 241,000 | $ 81,000 |
| DANBURY, CT | 900 | $ 191,663,000 | $ 212,000 | $ 104,000 |
| LOUISVILLE, KY-IN | 861 | $ 134,390,000 | $ 156,000 | $ 68,000 |
| OCALA, FL | 850 | $ 67,337,000 | $ 79,000 | $ 55,000 |
| FLORENCE, SC | 845 | $ 75,128,000 | $ 88,000 | $ 60,000 |
| GAINESVILLE, FL | 831 | $ 96,848,000 | $ 116,000 | $ 63,000 |
| FAYETTEVILLE, NC | 780 | $ 73,499,000 | $ 94,000 | $ 55,000 |
| GARY, IN | 774 | $ 92,829,000 | $ 119,000 | $ 60,000 |
| VENTURA, CA | 732 | $ 270,799,000 | $ 369,000 | $ 102,000 |
| COLUMBUS, GA-AL | 728 | $ 76,767,000 | $ 105,000 | $ 75,000 |
| NEW ORLEANS, LA | 719 | $ 97,566,000 | $ 135,000 | $ 63,000 |
| TALLAHASSEE, FL | 701 | $ 81,263,000 | $ 115,000 | $ 83,000 |
| DUTCHESS COUNTY, NY | 699 | $ 124,273,000 | $ 177,000 | $ 88,000 |
| PUNTA GORDA, FL | 665 | $ 64,896,000 | $ 97,000 | $ 58,000 |
| ROCKY MOUNT, NC | 652 | $ 63,797,000 | $ 97,000 | $ 60,000 |
| COLUMBUS, OH | 629 | $ 114,391,000 | $ 181,000 | $ 67,000 |
| WILMINGTON-NEWARK, DE-MD | 591 | $ 131,861,000 | $ 223,000 | $ 75,000 |
| GREENVILLE, NC | 589 | $ 65,845,000 | $ 111,000 | $ 74,000 |
| NEWBURGH, NY-PA | 561 | $ 91,078,000 | $ 162,000 | $ 87,000 |
| LAFAYETTE, LA | 551 | $ 58,121,000 | $ 105,000 | $ 43,000 |
| CHARLOTTESVILLE, VA | 543 | $ 105,410,000 | $ 194,000 | $ 88,000 |
| SALT LAKE CITY-OGDEN, UT | 538 | $ 89,251,000 | $ 165,000 | $ 70,000 |
| WORCESTER, MA-CT | 521 | $ 90,686,000 | $ 174,000 | $ 60,000 |
| PORTLAND-VANCOUVER, OR-WA | 498 | $ 97,435,000 | $ 195,000 | $ 59,000 |
| LEXINGTON, KY | 478 | $ 66,373,000 | $ 138,000 | $ 54,000 |
| BATON ROUGE, LA | 470 | $ 55,733,000 | $ 118,000 | $ 54,000 |
| BOULDER-LONGMONT, CO | 467 | $ 128,312,000 | $ 274,000 | $ 87,000 |
| CINCINNATI, OH-KY-IN | 453 | $ 76,985,000 | $ 169,000 | $ 53,000 |
| COLORADO SPRINGS, CO | 439 | $ 75,206,000 | $ 171,000 | $ 52,000 |
| OMAHA, NE-IA | 435 | $ 58,553,000 | $ 134,000 | $ 68,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 429 | $ 76,108,000 | $ 177,000 | $ 60,000 |
| JACKSONVILLE, NC | 425 | $ 38,546,000 | $ 90,000 | $ 53,000 |
| NASHVILLE, TN | 424 | $ 64,684,000 | $ 152,000 | $ 45,000 |
| AUSTIN-SAN MARCOS, TX | 411 | $ 93,659,000 | $ 227,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 411 | $ 50,725,000 | $ 123,000 | $ 62,000 |
| TULSA, OK | 399 | $ 47,111,000 | $ 118,000 | $ 58,000 |
| LAKE CHARLES, LA | 379 | $ 39,015,000 | $ 102,000 | $ 53,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 372 | $ 101,892,000 | $ 273,000 | $ 92,000 |
| MEMPHIS, TN-AR-MS | 369 | $ 45,645,000 | $ 123,000 | $ 53,000 |
| HUNTSVILLE, AL | 348 | $ 39,960,000 | $ 114,000 | $ 60,000 |
| ALBUQUERQUE, NM | 346 | $ 64,499,000 | $ 186,000 | $ 63,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 330 | $ 30,068,000 | $ 91,000 | $ 46,000 |
| ANN ARBOR, MI | 316 | $ 69,975,000 | $ 221,000 | $ 76,000 |
| MANCHESTER, NH | 312 | $ 52,823,000 | $ 169,000 | $ 67,000 |
| BIRMINGHAM, AL | 311 | $ 56,884,000 | $ 182,000 | $ 45,000 |
| HOUMA, LA | 310 | $ 35,170,000 | $ 113,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 306 | $ 33,404,000 | $ 109,000 | $ 59,000 |
| SPOKANE, WA | 305 | $ 62,852,000 | $ 206,000 | $ 46,000 |
| FORT WALTON BEACH, FL | 299 | $ 44,640,000 | $ 149,000 | $ 85,000 |
| FORT COLLINS-LOVELAND, CO | 298 | $ 58,523,000 | $ 196,000 | $ 59,000 |
| SANTA ROSA, CA | 297 | $ 102,701,000 | $ 345,000 | $ 100,000 |
| STOCKTON-LODI, CA | 282 | $ 67,126,000 | $ 238,000 | $ 75,000 |
| GOLDSBORO, NC | 278 | $ 25,071,000 | $ 90,000 | $ 51,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 277 | $ 79,681,000 | $ 287,000 | $ 92,000 |
| DANVILLE, VA | 276 | $ 21,249,000 | $ 76,000 | $ 55,000 |
| SUMTER, SC | 276 | $ 24,298,000 | $ 88,000 | $ 61,000 |
| ALBANY-SCHENECTADY-TROY, NY | 275 | $ 34,655,000 | $ 126,000 | $ 68,000 |
| FITCHBURG-LEOMINSTER, MA | 275 | $ 41,732,000 | $ 151,000 | $ 49,000 |
| DAYTON-SPRINGFIELD, OH | 271 | $ 37,267,000 | $ 137,000 | $ 58,000 |
| FRESNO, CA | 263 | $ 57,452,000 | $ 218,000 | $ 69,000 |
| SHREVEPORT-BOSSIER CITY, LA | 261 | $ 25,056,000 | $ 96,000 | $ 51,000 |
| SAN ANTONIO, TX | 244 | $ 35,505,000 | $ 145,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 241 | $ 28,761,000 | $ 119,000 | $ 65,000 |
| PORTLAND, ME | 237 | $ 40,846,000 | $ 172,000 | $ 68,000 |
| LOWELL, MA-NH | 231 | $ 48,607,000 | $ 210,000 | $ 66,000 |
| TACOMA, WA | 228 | $ 39,520,000 | $ 173,000 | $ 58,000 |
| SPRINGFIELD, MA | 227 | $ 29,484,000 | $ 129,000 | $ 58,000 |
| GREELEY, CO | 226 | $ 37,438,000 | $ 165,000 | $ 54,000 |
| MONTGOMERY, AL | 226 | $ 29,232,000 | $ 129,000 | $ 61,000 |
| NEW LONDON-NORWICH, CT-RI | 222 | $ 37,438,000 | $ 168,000 | $ 96,000 |
| ROCHESTER, NY | 221 | $ 25,426,000 | $ 115,000 | $ 58,000 |
| FORT WAYNE, IN | 215 | $ 25,820,000 | $ 120,000 | $ 54,000 |
| KNOXVILLE, TN | 210 | $ 30,019,000 | $ 142,000 | $ 61,000 |
| MACON, GA | 209 | $ 24,497,000 | $ 117,000 | $ 79,000 |
| BROCKTON, MA | 206 | $ 36,529,000 | $ 177,000 | $ 56,000 |
| AKRON, OH | 202 | $ 30,683,000 | $ 151,000 | $ 66,000 |
| MOBILE, AL | 200 | $ 25,953,000 | $ 129,000 | $ 65,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 198 | $ 31,326,000 | $ 158,000 | $ 59,000 |
| PROVO-OREM, UT | 198 | $ 46,815,000 | $ 236,000 | $ 52,000 |
| WICHITA FALLS, TX | 198 | $ 14,981,000 | $ 75,000 | $ 38,000 |
| PEORIA-PEKIN, IL | 191 | $ 24,413,000 | $ 127,000 | $ 39,000 |
| SANTA CRUZ-WATSONVILLE, CA | 191 | $ 67,427,000 | $ 353,000 | $ 81,000 |
| DECATUR, AL | 186 | $ 15,760,000 | $ 84,000 | $ 42,000 |
| ALEXANDRIA, LA | 184 | $ 17,997,000 | $ 97,000 | $ 50,000 |
| CHATTANOOGA, TN-GA | 184 | $ 22,224,000 | $ 120,000 | $ 51,000 |
| LAWRENCE, MA-NH | 183 | $ 48,768,000 | $ 266,000 | $ 90,000 |
| BUFFALO-NIAGARA FALLS, NY | 180 | $ 19,105,000 | $ 106,000 | $ 64,000 |
| BAKERSFIELD, CA | 179 | $ 24,783,000 | $ 138,000 | $ 58,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 179 | $ 90,243,000 | $ 504,000 | $ 78,000 |
| SALINAS, CA | 171 | $ 62,742,000 | $ 366,000 | $ 113,000 |
| GRAND FORKS, ND-MN | 168 | $ 17,080,000 | $ 101,000 | $ 57,000 |
| NASHUA, NH | 166 | $ 28,219,000 | $ 169,000 | $ 71,000 |
| DES MOINES, IA | 161 | $ 21,697,000 | $ 134,000 | $ 64,000 |
| RENO, NV | 156 | $ 39,958,000 | $ 256,000 | $ 74,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 156 | $ 15,112,000 | $ 96,000 | $ 60,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 151 | $ 31,496,000 | $ 208,000 | $ 75,000 |
| BARNSTABLE-YARMOUTH, MA | 150 | $ 32,981,000 | $ 219,000 | $ 103,000 |
| MODESTO, CA | 150 | $ 30,407,000 | $ 202,000 | $ 84,000 |
| YOLO, CA | 149 | $ 32,864,000 | $ 220,000 | $ 87,000 |
| SANTA FE, NM | 141 | $ 35,532,000 | $ 252,000 | $ 101,000 |
| HAMILTON-MIDDLETOWN, OH | 140 | $ 19,454,000 | $ 138,000 | $ 60,000 |
| SYRACUSE, NY | 139 | $ 17,684,000 | $ 127,000 | $ 100,000 |
| PANAMA CITY, FL | 137 | $ 24,347,000 | $ 177,000 | $ 166,000 |
| PUEBLO, CO | 136 | $ 17,862,000 | $ 131,000 | $ 59,000 |
| TOLEDO, OH | 135 | $ 19,116,000 | $ 141,000 | $ 68,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 134 | $ 24,419,000 | $ 182,000 | $ 51,000 |
| BOISE CITY, ID | 131 | $ 20,164,000 | $ 153,000 | $ 49,000 |
| MADISON, WI | 127 | $ 20,913,000 | $ 164,000 | $ 88,000 |
| SOUTH BEND, IN | 121 | $ 12,383,000 | $ 102,000 | $ 49,000 |
| DOVER, DE | 120 | $ 14,959,000 | $ 124,000 | $ 53,000 |
| ATHENS, GA | 119 | $ 22,961,000 | $ 192,000 | $ 90,000 |
| RACINE, WI | 119 | $ 14,346,000 | $ 120,000 | $ 52,000 |
| WICHITA, KS | 115 | $ 10,668,000 | $ 92,000 | $ 52,000 |
| LINCOLN, NE | 112 | $ 13,985,000 | $ 124,000 | $ 48,000 |
| GALVESTON-TEXAS CITY, TX | 107 | $ 13,360,000 | $ 124,000 | $ 78,000 |
| CANTON-MASSILLON, OH | 105 | $ 11,954,000 | $ 113,000 | $ 46,000 |
| MISSOULA, MT | 104 | $ 17,475,000 | $ 168,000 | $ 79,000 |
| FLINT, MI | 100 | $ 11,153,000 | $ 111,000 | $ 46,000 |
| NEW BEDFORD, MA | 100 | $ 16,435,000 | $ 164,000 | $ 72,000 |
| KALAMAZOO-BATTLE CREEK, MI | 98 | $ 15,097,000 | $ 154,000 | $ 59,000 |
| FLAGSTAFF, AZ-UT | 91 | $ 17,126,000 | $ 188,000 | $ 98,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 89 | $ 9,924,000 | $ 111,000 | $ 46,000 |
| BREMERTON, WA | 88 | $ 17,849,000 | $ 202,000 | $ 65,000 |
| LANSING-EAST LANSING, MI | 88 | $ 12,248,000 | $ 139,000 | $ 65,000 |
| MONROE, LA | 88 | $ 7,641,000 | $ 86,000 | $ 41,000 |
| YOUNGSTOWN-WARREN, OH | 86 | $ 9,828,000 | $ 114,000 | $ 68,000 |
| CEDAR RAPIDS, IA | 85 | $ 11,955,000 | $ 140,000 | $ 72,000 |
| ROCKFORD, IL | 85 | $ 9,487,000 | $ 111,000 | $ 63,000 |
| WILLIAMSPORT, PA | 81 | $ 6,574,000 | $ 81,000 | $ 55,000 |
| SALEM, OR | 77 | $ 10,672,000 | $ 138,000 | $ 41,000 |
| ERIE, PA | 76 | $ 8,176,000 | $ 107,000 | $ 46,000 |
| FORT SMITH, AR-OK | 76 | $ 8,295,000 | $ 109,000 | $ 58,000 |
| EL PASO, TX | 75 | $ 7,893,000 | $ 105,000 | $ 45,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 74 | $ 10,684,000 | $ 144,000 | $ 57,000 |
| HAGERSTOWN, MD | 73 | $ 10,282,000 | $ 140,000 | $ 57,000 |
| JOHNSTOWN, PA | 72 | $ 6,289,000 | $ 87,000 | $ 70,000 |
| KENOSHA, WI | 72 | $ 9,958,000 | $ 138,000 | $ 53,000 |
| GREEN BAY, WI | 71 | $ 9,340,000 | $ 131,000 | $ 58,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 70 | $ 7,041,000 | $ 100,000 | $ 59,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 70 | $ 9,364,000 | $ 133,000 | $ 53,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 70 | $ 8,006,000 | $ 114,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 69 | $ 7,516,000 | $ 108,000 | $ 66,000 |
| EUGENE-SPRINGFIELD, OR | 69 | $ 10,433,000 | $ 151,000 | $ 54,000 |
| LONGVIEW-MARSHALL, TX | 69 | $ 6,135,000 | $ 88,000 | $ 51,000 |
| GLENS FALLS, NY | 68 | $ 7,521,000 | $ 110,000 | $ 71,000 |
| BEAUMONT-PORT ARTHUR, TX | 67 | $ 6,559,000 | $ 97,000 | $ 56,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 66 | $ 5,858,000 | $ 88,000 | $ 49,000 |
| SPRINGFIELD, MO | 66 | $ 7,696,000 | $ 116,000 | $ 71,000 |
| JOPLIN, MO | 65 | $ 5,849,000 | $ 89,000 | $ 54,000 |
| LUBBOCK, TX | 64 | $ 5,410,000 | $ 84,000 | $ 57,000 |
| OLYMPIA, WA | 64 | $ 11,158,000 | $ 174,000 | $ 75,000 |
| TOPEKA, KS | 62 | $ 6,818,000 | $ 109,000 | $ 66,000 |
| EVANSVILLE-HENDERSON, IN-KY | 58 | $ 7,741,000 | $ 133,000 | $ 80,000 |
| OWENSBORO, KY | 58 | $ 5,031,000 | $ 86,000 | $ 33,000 |
| CHICO-PARADISE, CA | 56 | $ 9,821,000 | $ 175,000 | $ 55,000 |
| MCALLEN-EDINBURG-MISSION, TX | 55 | $ 6,339,000 | $ 115,000 | $ 62,000 |
| JANESVILLE-BELOIT, WI | 52 | $ 5,591,000 | $ 107,000 | $ 58,000 |
| STATE COLLEGE, PA | 52 | $ 14,446,000 | $ 277,000 | $ 76,000 |
| MEDFORD-ASHLAND, OR | 51 | $ 8,338,000 | $ 163,000 | $ 55,000 |
| MERCED, CA | 51 | $ 8,571,000 | $ 168,000 | $ 62,000 |
| KOKOMO, IN | 50 | $ 4,963,000 | $ 99,000 | $ 56,000 |
| REDDING, CA | 48 | $ 7,763,000 | $ 161,000 | $ 65,000 |
| TEXARKANA, TX-AR | 48 | $ 5,067,000 | $ 105,000 | $ 92,000 |
| BINGHAMTON, NY | 47 | $ 3,429,000 | $ 72,000 | $ 41,000 |
| BRAZORIA, TX | 46 | $ 5,908,000 | $ 128,000 | $ 98,000 |
| DULUTH-SUPERIOR, MN-WI | 46 | $ 5,658,000 | $ 123,000 | $ 52,000 |
| SIOUX FALLS, SD | 46 | $ 6,454,000 | $ 140,000 | $ 74,000 |
| UTICA-ROME, NY | 46 | $ 3,969,000 | $ 86,000 | $ 44,000 |
| LA CROSSE, WI-MN | 44 | $ 6,174,000 | $ 140,000 | $ 45,000 |
| YAKIMA, WA | 44 | $ 5,376,000 | $ 122,000 | $ 47,000 |
| YUBA CITY, CA | 44 | $ 6,123,000 | $ 139,000 | $ 48,000 |
| BELLINGHAM, WA | 43 | $ 6,280,000 | $ 146,000 | $ 51,000 |
| CHARLESTON, WV | 43 | $ 5,815,000 | $ 135,000 | $ 72,000 |
| CASPER, WY | 42 | $ 4,394,000 | $ 104,000 | $ 67,000 |
| LAFAYETTE, IN | 42 | $ 5,121,000 | $ 121,000 | $ 49,000 |
| SHARON, PA | 42 | $ 4,531,000 | $ 107,000 | $ 39,000 |
| SHEBOYGAN, WI | 42 | $ 6,230,000 | $ 148,000 | $ 45,000 |
| BURLINGTON, VT | 39 | $ 8,358,000 | $ 214,000 | $ 77,000 |
| FARGO-MOORHEAD, ND-MN | 39 | $ 4,313,000 | $ 110,000 | $ 50,000 |
| LIMA, OH | 39 | $ 3,472,000 | $ 89,000 | $ 40,000 |
| TUSCALOOSA, AL | 39 | $ 4,655,000 | $ 119,000 | $ 41,000 |
| BANGOR, ME | 38 | $ 4,147,000 | $ 109,000 | $ 45,000 |
| LEWISTON-AUBURN, ME | 38 | $ 4,177,000 | $ 109,000 | $ 33,000 |
| ROCHESTER, MN | 38 | $ 5,161,000 | $ 135,000 | $ 44,000 |
| ANCHORAGE, AK | 37 | $ 5,369,000 | $ 145,000 | $ 97,000 |
| BISMARCK, ND | 37 | $ 4,287,000 | $ 115,000 | $ 60,000 |
| ELKHART-GOSHEN, IN | 37 | $ 4,283,000 | $ 115,000 | $ 35,000 |
| HONOLULU, HI | 37 | $ 17,352,000 | $ 468,000 | $ 92,000 |
| FLORENCE, AL | 36 | $ 3,172,000 | $ 88,000 | $ 44,000 |
| BENTON HARBOR, MI | 35 | $ 6,400,000 | $ 182,000 | $ 85,000 |
| WHEELING, WV-OH | 35 | $ 3,505,000 | $ 100,000 | $ 64,000 |
| GRAND JUNCTION, CO | 34 | $ 4,297,000 | $ 126,000 | $ 57,000 |
| PITTSFIELD, MA | 34 | $ 3,899,000 | $ 114,000 | $ 86,000 |
| JACKSON, MI | 33 | $ 4,735,000 | $ 143,000 | $ 47,000 |
| YUMA, AZ | 33 | $ 4,009,000 | $ 121,000 | $ 52,000 |
| ODESSA-MIDLAND, TX | 32 | $ 2,524,000 | $ 78,000 | $ 38,000 |
| EAU CLAIRE, WI | 30 | $ 3,794,000 | $ 126,000 | $ 50,000 |
| MANSFIELD, OH | 29 | $ 3,278,000 | $ 113,000 | $ 44,000 |
| ALTOONA, PA | 28 | $ 2,643,000 | $ 94,000 | $ 51,000 |
| IOWA CITY, IA | 28 | $ 3,959,000 | $ 141,000 | $ 54,000 |
| ST. JOSEPH, MO | 28 | $ 2,643,000 | $ 94,000 | $ 52,000 |
| WATERLOO-CEDAR FALLS, IA | 28 | $ 2,834,000 | $ 101,000 | $ 50,000 |
| KANKAKEE, IL | 27 | $ 2,564,000 | $ 94,000 | $ 43,000 |
| ANNISTON, AL | 26 | $ 2,007,000 | $ 77,000 | $ 54,000 |
| BLOOMINGTON-NORMAL, IL | 24 | $ 5,204,000 | $ 216,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 24 | $ 2,582,000 | $ 107,000 | $ 55,000 |
| CUMBERLAND, MD-WV | 24 | $ 2,114,000 | $ 88,000 | $ 57,000 |
| LAS CRUCES, NM | 24 | $ 2,968,000 | $ 123,000 | $ 64,000 |
| SPRINGFIELD, IL | 24 | $ 2,492,000 | $ 103,000 | $ 58,000 |
| ST. CLOUD, MN | 24 | $ 10,486,000 | $ 436,000 | $ 41,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 23 | $ 2,439,000 | $ 106,000 | $ 51,000 |
| MUNCIE, IN | 23 | $ 1,825,000 | $ 79,000 | $ 46,000 |
| BLOOMINGTON, IN | 22 | $ 3,672,000 | $ 166,000 | $ 80,000 |
| ALBANY, GA | 21 | $ 1,252,000 | $ 59,000 | $ 50,000 |
| BILLINGS, MT | 21 | $ 2,857,000 | $ 136,000 | $ 43,000 |
| CHEYENNE, WY | 21 | $ 2,956,000 | $ 140,000 | $ 65,000 |
| CORVALLIS, OR | 21 | $ 3,360,000 | $ 160,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 2,804,000 | $ 133,000 | $ 45,000 |
| JAMESTOWN, NY | 21 | $ 2,189,000 | $ 104,000 | $ 73,000 |
| LAWRENCE, KS | 21 | $ 2,599,000 | $ 123,000 | $ 45,000 |
| CHAMPAIGN-URBANA, IL | 20 | $ 5,912,000 | $ 295,000 | $ 60,000 |
| JACKSON, TN | 20 | $ 2,050,000 | $ 102,000 | $ 43,000 |
| KILLEEN-TEMPLE, TX | 20 | $ 2,146,000 | $ 107,000 | $ 39,000 |
| POCATELLO, ID | 20 | $ 1,895,000 | $ 94,000 | $ 47,000 |
| SIOUX CITY, IA-NE | 20 | $ 1,686,000 | $ 84,000 | $ 43,000 |
| WAUSAU, WI | 20 | $ 2,336,000 | $ 116,000 | $ 35,000 |
| ELMIRA, NY | 19 | $ 2,386,000 | $ 125,000 | $ 68,000 |
| TYLER, TX | 17 | $ 1,487,000 | $ 87,000 | $ 55,000 |
| BRYAN-COLLEGE STATION, TX | 16 | $ 6,989,000 | $ 436,000 | $ 37,000 |
| AMARILLO, TX | 15 | $ 1,604,000 | $ 106,000 | $ 37,000 |
| COLUMBIA, MO | 15 | $ 1,947,000 | $ 129,000 | $ 59,000 |
| GREAT FALLS, MT | 15 | $ 1,490,000 | $ 99,000 | $ 59,000 |
| LAWTON, OK | 15 | $ 1,146,000 | $ 76,000 | $ 44,000 |
| PARKERSBURG-MARIETTA, WV-OH | 13 | $ 1,670,000 | $ 128,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 13 | $ 1,828,000 | $ 140,000 | $ 81,000 |
| TERRE HAUTE, IN | 13 | $ 800,000 | $ 61,000 | $ 35,000 |
| JONESBORO, AR | 11 | $ 1,281,000 | $ 116,000 | $ 79,000 |
| PINE BLUFF, AR | 11 | $ 870,000 | $ 79,000 | $ 51,000 |
| RAPID CITY, SD | 11 | $ 1,252,000 | $ 113,000 | $ 55,000 |
| WACO, TX | 11 | $ 2,018,000 | $ 183,000 | $ 54,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 10 | $ 980,000 | $ 98,000 | $ 32,000 |
| SAN ANGELO, TX | 9 | $ 827,000 | $ 91,000 | $ 53,000 |
| DECATUR, IL | 8 | $ 1,277,000 | $ 159,000 | $ 62,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 1,055,000 | $ 131,000 | $ 68,000 |
| GADSDEN, AL | 7 | $ 842,000 | $ 120,000 | $ 75,000 |
| JACKSON, MS | 7 | $ 1,603,000 | $ 229,000 | $ 12,000 |
| ABILENE, TX | 6 | $ 944,000 | $ 157,000 | $ 160,000 |
| DOTHAN, AL | 6 | $ 423,000 | $ 70,000 | $ 31,000 |
| DUBUQUE, IA | 4 | $ 303,000 | $ 75,000 | $ 88,000 |
| ENID, OK | 4 | $ 505,000 | $ 126,000 | $ 81,000 |
| LAREDO, TX | 4 | $ 324,000 | $ 81,000 | $ 8,000 |
| HATTIESBURG, MS | 3 | $ 649,000 | $ 216,000 | $ 0 |
| VICTORIA, TX | 2 | $ 123,000 | $ 61,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 278,060 | $43,533,411,000 | $162,411 | $8,800,000 | $69,313 | $9,999,000 |
| Home Purchase (one-to-four family) | 84,360 | $14,682,136,000 | $174,568 | $6,333,000 | $71,470 | $8,578,000 |
| Home Improvement (one-to-four family) | 17,790 | $839,136,000 | $59,489 | $1,654,000 | $77,340 | $6,015,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 605 | $2,227,499,000 | $8,151,535 | $90,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 222,515 | $32,036,529,000 | $155,352 | $11,000,000 | $80,411 | $9,960,000 |
| Information not provided by applicant in mail or telephone application | 45,680 | $6,783,603,000 | $157,411 | $7,500,000 | $87,725 | $9,999,000 |
| Not applicable | 40,542 | $13,510,886,000 | $262,196 | $90,000,000 | $4,254 | $5,400,000 |
| Black | 32,689 | $3,271,277,000 | $131,955 | $2,920,000 | $88,622 | $7,500,000 |
| Hispanic | 21,647 | $2,747,757,000 | $131,326 | $75,000,000 | $67,391 | $2,197,000 |
| Asian or Pacific Islander | 8,004 | $1,399,463,000 | $155,212 | $3,000,000 | $83,361 | $2,400,000 |
| American Indian or Alaskan Native | 5,242 | $848,722,000 | $157,695 | $3,500,000 | $71,065 | $6,112,000 |
| Other | 4,496 | $683,945,000 | $149,250 | $1,540,000 | $72,772 | $6,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 363,098 | $59,046,999,000 | $170,274 | $90,000,000 | $74,176 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 13,281 | $1,640,339,000 | $120,265 | $426,000 | $26,224 | $1,243,000 |
| VA-guaranteed (Veterans Administration) | 4,436 | $594,844,000 | $134,404 | $323,000 | $35,574 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 199,608 | $31,759,707,000 | $171,372 | $90,000,000 | $91,372 | $9,999,000 |
| Application Denied By Financial Institution | 64,853 | $7,161,544,000 | $127,764 | $6,333,000 | $65,235 | $4,913,000 |
| Application Approved But Not Accepted | 63,135 | $8,162,385,000 | $138,673 | $7,500,000 | $79,204 | $8,331,000 |
| Loan Purchased By The Institution | 39,901 | $11,364,730,000 | $211,137 | $1,996,000 | $1,647 | $657,000 |
| Application Withdrawn By Applicant | 6,670 | $1,621,013,000 | $233,244 | $58,000,000 | $97,163 | $6,600,000 |
| File Closed For Incompleteness | 6,648 | $1,212,803,000 | $159,958 | $2,800,000 | $69,750 | $5,421,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38,513 | $3,372,894,000 | $105,160 | $4,000,000 | $58,060 | $2,554,000 |
| Debt-To-Income Ratio | 11,647 | $1,690,010,000 | $139,775 | $5,520,000 | $51,959 | $1,096,000 |
| Collateral | 9,698 | $1,195,335,000 | $136,900 | $6,333,000 | $78,240 | $3,980,000 |
| Other | 3,046 | $570,629,000 | $160,918 | $6,000,000 | $80,571 | $4,913,000 |
| Unverifiable Information | 680 | $109,299,000 | $156,600 | $2,000,000 | $87,755 | $2,400,000 |
| Employment History | 513 | $84,777,000 | $155,813 | $1,000,000 | $61,162 | $1,100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 504 | $91,178,000 | $161,972 | $3,150,000 | $83,918 | $1,500,000 |
| Credit Application Incomplete | 244 | $44,737,000 | $145,307 | $2,000,000 | $71,205 | $3,800,000 |
| Mortgage Insurance Denied | 8 | $2,685,000 | $370,833 | $1,181,000 | $134,000 | $298,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.