Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2003
In 2003, Wells Fargo Bank, NA of Winston-Salem, NC reported 380,815 mortgage applications totaling $61.3 billion. The average application was for $160,923, and applicants reported an average income of $73,913. 52% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Philadelphia, PA-NJ (19,773), Atlanta, GA (12,719) and Charlotte-Gastonia-Rock Hill, NC-SC (11,455) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 100 N Main Street Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 380,815 |
| Total Mortgage Loan Application Amount | $61,282,182,000 |
| Average Mortgage Loan Application Amount | $160,923 |
| Highest Mortgage Loan Application Amount | $90,000,000 |
| Average Applicant Income | $73,913 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA-NJ | 19,773 | $ 2,318,939,000 | $ 117,278 | $ 78,000 |
| Atlanta, GA | 12,719 | $ 2,112,430,000 | $ 166,084 | $ 74,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 11,455 | $ 1,763,211,000 | $ 153,925 | $ 66,000 |
| Newark, NJ | 9,300 | $ 1,689,365,000 | $ 181,652 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9,175 | $ 952,930,000 | $ 103,861 | $ 61,000 |
| Miami, FL | 6,627 | $ 954,910,000 | $ 144,093 | $ 101,000 |
| Fort Lauderdale, FL | 6,577 | $ 940,924,000 | $ 143,062 | $ 70,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 6,493 | $ 787,956,000 | $ 121,354 | $ 59,000 |
| Chicago, IL | 6,427 | $ 1,338,619,000 | $ 208,280 | $ 72,000 |
| Richmond-Petersburg, VA | 6,368 | $ 776,983,000 | $ 122,013 | $ 66,000 |
| Monmouth-Ocean, NJ | 6,311 | $ 1,068,995,000 | $ 169,385 | $ 99,000 |
| Baltimore, MD | 6,262 | $ 945,687,000 | $ 151,019 | $ 69,000 |
| Raleigh-Durham-Chapel Hill, NC | 6,145 | $ 984,994,000 | $ 160,291 | $ 74,000 |
| West Palm Beach-Boca Raton, FL | 5,949 | $ 885,268,000 | $ 148,809 | $ 79,000 |
| Jacksonville, FL | 5,709 | $ 713,674,000 | $ 125,008 | $ 69,000 |
| Greensboro--Winston-Salem--High Point, NC | 5,662 | $ 748,125,000 | $ 132,130 | $ 63,000 |
| Los Angeles-Long Beach, CA | 5,563 | $ 1,921,144,000 | $ 345,343 | $ 119,000 |
| New York, NY | 5,378 | $ 1,415,136,000 | $ 263,134 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA | 5,370 | $ 611,511,000 | $ 113,875 | $ 72,000 |
| Orlando, FL | 5,105 | $ 613,823,000 | $ 120,239 | $ 66,000 |
| Middlesex-Somerset-Hunterdon, NJ | 5,091 | $ 938,812,000 | $ 184,406 | $ 106,000 |
| Bergen-Passaic, NJ | 4,972 | $ 982,175,000 | $ 197,541 | $ 90,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4,089 | $ 356,771,000 | $ 87,251 | $ 64,000 |
| Greenville-Spartanburg-Anderson, SC | 3,674 | $ 475,191,000 | $ 129,338 | $ 65,000 |
| Phoenix-Mesa, AZ | 3,279 | $ 701,499,000 | $ 213,936 | $ 68,000 |
| Charleston-North Charleston, SC | 3,232 | $ 672,618,000 | $ 208,112 | $ 95,000 |
| Reading, PA | 3,200 | $ 309,198,000 | $ 96,624 | $ 55,000 |
| Denver, CO | 3,108 | $ 648,156,000 | $ 208,544 | $ 61,000 |
| Daytona Beach, FL | 3,059 | $ 325,286,000 | $ 106,337 | $ 61,000 |
| Orange County, CA | 2,882 | $ 1,109,134,000 | $ 384,848 | $ 107,000 |
| Columbia, SC | 2,870 | $ 331,341,000 | $ 115,449 | $ 68,000 |
| Lakeland-Winter Haven, FL | 2,749 | $ 202,912,000 | $ 73,813 | $ 58,000 |
| Boston, MA-NH | 2,739 | $ 797,934,000 | $ 291,323 | $ 93,000 |
| San Diego, CA | 2,627 | $ 929,692,000 | $ 353,898 | $ 86,000 |
| Augusta-Aiken, GA-SC | 2,391 | $ 256,021,000 | $ 107,076 | $ 66,000 |
| Harrisburg-Lebanon-Carlisle, PA | 2,349 | $ 222,970,000 | $ 94,921 | $ 60,000 |
| Fort Myers-Cape Coral, FL | 2,318 | $ 248,066,000 | $ 107,017 | $ 85,000 |
| Oakland, CA | 2,264 | $ 856,681,000 | $ 378,392 | $ 103,000 |
| Hartford, CT | 2,254 | $ 336,847,000 | $ 149,444 | $ 76,000 |
| Melbourne-Titusville-Palm Bay, FL | 2,228 | $ 243,517,000 | $ 109,298 | $ 70,000 |
| New Haven-Meriden, CT | 2,223 | $ 302,103,000 | $ 135,898 | $ 74,000 |
| Washington, DC-MD-VA-WV | 2,190 | $ 507,460,000 | $ 231,716 | $ 102,000 |
| Riverside-San Bernardino, CA | 2,162 | $ 530,629,000 | $ 245,434 | $ 73,000 |
| Atlantic-Cape May, NJ | 2,140 | $ 347,236,000 | $ 162,259 | $ 108,000 |
| Nassau-Suffolk, NY | 2,137 | $ 534,044,000 | $ 249,903 | $ 152,000 |
| Sarasota-Bradenton, FL | 2,082 | $ 262,141,000 | $ 125,908 | $ 69,000 |
| Detroit, MI | 2,072 | $ 371,475,000 | $ 179,283 | $ 65,000 |
| Trenton, NJ | 1,913 | $ 272,136,000 | $ 142,256 | $ 80,000 |
| Lancaster, PA | 1,881 | $ 196,498,000 | $ 104,464 | $ 62,000 |
| Fort Pierce-Port St. Lucie, FL | 1,595 | $ 202,022,000 | $ 126,659 | $ 73,000 |
| San Jose, CA | 1,591 | $ 661,810,000 | $ 415,971 | $ 112,000 |
| Minneapolis-St. Paul, MN-WI | 1,549 | $ 312,864,000 | $ 201,978 | $ 81,000 |
| Jersey City, NJ | 1,545 | $ 279,657,000 | $ 181,007 | $ 76,000 |
| Dallas, TX | 1,514 | $ 264,969,000 | $ 175,012 | $ 62,000 |
| Naples, FL | 1,505 | $ 306,079,000 | $ 203,374 | $ 92,000 |
| Hickory-Morganton-Lenoir, NC | 1,498 | $ 144,418,000 | $ 96,407 | $ 61,000 |
| St. Louis, MO-IL | 1,488 | $ 253,174,000 | $ 170,143 | $ 76,000 |
| San Francisco, CA | 1,456 | $ 639,094,000 | $ 438,938 | $ 129,000 |
| Bridgeport, CT | 1,430 | $ 271,476,000 | $ 189,843 | $ 78,000 |
| York, PA | 1,385 | $ 156,000,000 | $ 112,635 | $ 74,000 |
| Savannah, GA | 1,374 | $ 183,718,000 | $ 133,710 | $ 104,000 |
| Tucson, AZ | 1,323 | $ 198,811,000 | $ 150,272 | $ 58,000 |
| Providence-Fall River-Warwick, RI-MA | 1,311 | $ 208,447,000 | $ 158,998 | $ 66,000 |
| Lynchburg, VA | 1,292 | $ 117,297,000 | $ 90,787 | $ 59,000 |
| Stamford-Norwalk, CT | 1,292 | $ 462,113,000 | $ 357,672 | $ 142,000 |
| Milwaukee-Waukesha, WI | 1,234 | $ 180,785,000 | $ 146,503 | $ 78,000 |
| Roanoke, VA | 1,188 | $ 125,278,000 | $ 105,452 | $ 85,000 |
| Houston, TX | 1,167 | $ 233,098,000 | $ 199,741 | $ 59,000 |
| Indianapolis, IN | 1,090 | $ 190,886,000 | $ 175,124 | $ 61,000 |
| Sacramento, CA | 1,072 | $ 287,576,000 | $ 268,261 | $ 79,000 |
| Pittsburgh, PA | 1,065 | $ 162,689,000 | $ 152,759 | $ 57,000 |
| Asheville, NC | 1,042 | $ 134,201,000 | $ 128,791 | $ 103,000 |
| Wilmington, NC | 1,034 | $ 198,444,000 | $ 191,918 | $ 138,000 |
| Myrtle Beach, SC | 1,008 | $ 128,568,000 | $ 127,547 | $ 69,000 |
| Seattle-Bellevue-Everett, WA | 999 | $ 254,339,000 | $ 254,593 | $ 79,000 |
| Pensacola, FL | 997 | $ 99,304,000 | $ 99,602 | $ 73,000 |
| Waterbury, CT | 992 | $ 119,007,000 | $ 119,966 | $ 65,000 |
| Fort Worth-Arlington, TX | 963 | $ 131,863,000 | $ 136,929 | $ 64,000 |
| Las Vegas, NV-AZ | 936 | $ 226,495,000 | $ 241,981 | $ 81,000 |
| Danbury, CT | 900 | $ 191,663,000 | $ 212,958 | $ 104,000 |
| Louisville, KY-IN | 861 | $ 134,390,000 | $ 156,085 | $ 68,000 |
| Ocala, FL | 850 | $ 67,337,000 | $ 79,220 | $ 55,000 |
| Florence, SC | 845 | $ 75,128,000 | $ 88,908 | $ 60,000 |
| Gainesville, FL | 831 | $ 96,848,000 | $ 116,543 | $ 63,000 |
| Fayetteville, NC | 780 | $ 73,499,000 | $ 94,229 | $ 55,000 |
| Gary, IN | 774 | $ 92,829,000 | $ 119,934 | $ 60,000 |
| Ventura, CA | 732 | $ 270,799,000 | $ 369,943 | $ 102,000 |
| Columbus, GA-AL | 728 | $ 76,767,000 | $ 105,449 | $ 75,000 |
| New Orleans, LA | 719 | $ 97,566,000 | $ 135,696 | $ 63,000 |
| Tallahassee, FL | 701 | $ 81,263,000 | $ 115,924 | $ 83,000 |
| Dutchess County, NY | 699 | $ 124,273,000 | $ 177,786 | $ 88,000 |
| Punta Gorda, FL | 665 | $ 64,896,000 | $ 97,587 | $ 58,000 |
| Rocky Mount, NC | 652 | $ 63,797,000 | $ 97,848 | $ 60,000 |
| Columbus, OH | 629 | $ 114,391,000 | $ 181,861 | $ 67,000 |
| Wilmington-Newark, DE-MD | 591 | $ 131,861,000 | $ 223,115 | $ 75,000 |
| Greenville, NC | 589 | $ 65,845,000 | $ 111,791 | $ 74,000 |
| Newburgh, NY-PA | 561 | $ 91,078,000 | $ 162,349 | $ 87,000 |
| Lafayette, LA | 551 | $ 58,121,000 | $ 105,482 | $ 43,000 |
| Charlottesville, VA | 543 | $ 105,410,000 | $ 194,125 | $ 88,000 |
| Salt Lake City-Ogden, UT | 538 | $ 89,251,000 | $ 165,894 | $ 70,000 |
| Worcester, MA-CT | 521 | $ 90,686,000 | $ 174,061 | $ 60,000 |
| Portland-Vancouver, OR-WA | 498 | $ 97,435,000 | $ 195,652 | $ 59,000 |
| Lexington, KY | 478 | $ 66,373,000 | $ 138,855 | $ 54,000 |
| Baton Rouge, LA | 470 | $ 55,733,000 | $ 118,580 | $ 54,000 |
| Boulder-Longmont, CO | 467 | $ 128,312,000 | $ 274,758 | $ 87,000 |
| Cincinnati, OH-KY-IN | 453 | $ 76,985,000 | $ 169,944 | $ 53,000 |
| Colorado Springs, CO | 439 | $ 75,206,000 | $ 171,312 | $ 52,000 |
| Omaha, NE-IA | 435 | $ 58,553,000 | $ 134,604 | $ 68,000 |
| Cleveland-Lorain-Elyria, OH | 429 | $ 76,108,000 | $ 177,407 | $ 60,000 |
| Jacksonville, NC | 425 | $ 38,546,000 | $ 90,696 | $ 53,000 |
| Nashville, TN | 424 | $ 64,684,000 | $ 152,556 | $ 45,000 |
| Austin-San Marcos, TX | 411 | $ 93,659,000 | $ 227,880 | $ 54,000 |
| Kansas City, MO-KS | 411 | $ 50,725,000 | $ 123,418 | $ 62,000 |
| Tulsa, OK | 399 | $ 47,111,000 | $ 118,072 | $ 58,000 |
| Lake Charles, LA | 379 | $ 39,015,000 | $ 102,941 | $ 53,000 |
| Vallejo-Fairfield-Napa, CA | 372 | $ 101,892,000 | $ 273,903 | $ 92,000 |
| Memphis, TN-AR-MS | 369 | $ 45,645,000 | $ 123,699 | $ 53,000 |
| Huntsville, AL | 348 | $ 39,960,000 | $ 114,827 | $ 60,000 |
| Albuquerque, NM | 346 | $ 64,499,000 | $ 186,413 | $ 63,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 330 | $ 30,068,000 | $ 91,115 | $ 46,000 |
| Ann Arbor, MI | 316 | $ 69,975,000 | $ 221,439 | $ 76,000 |
| Manchester, NH | 312 | $ 52,823,000 | $ 169,304 | $ 67,000 |
| Birmingham, AL | 311 | $ 56,884,000 | $ 182,906 | $ 45,000 |
| Houma, LA | 310 | $ 35,170,000 | $ 113,451 | $ 65,000 |
| Oklahoma City, OK | 306 | $ 33,404,000 | $ 109,163 | $ 59,000 |
| Spokane, WA | 305 | $ 62,852,000 | $ 206,072 | $ 46,000 |
| Fort Walton Beach, FL | 299 | $ 44,640,000 | $ 149,297 | $ 85,000 |
| Fort Collins-Loveland, CO | 298 | $ 58,523,000 | $ 196,385 | $ 59,000 |
| Santa Rosa, CA | 297 | $ 102,701,000 | $ 345,794 | $ 100,000 |
| Stockton-Lodi, CA | 282 | $ 67,126,000 | $ 238,035 | $ 75,000 |
| Goldsboro, NC | 278 | $ 25,071,000 | $ 90,183 | $ 51,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 277 | $ 79,681,000 | $ 287,657 | $ 92,000 |
| Danville, VA | 276 | $ 21,249,000 | $ 76,989 | $ 55,000 |
| Sumter, SC | 276 | $ 24,298,000 | $ 88,036 | $ 61,000 |
| Albany-Schenectady-Troy, NY | 275 | $ 34,655,000 | $ 126,018 | $ 68,000 |
| Fitchburg-Leominster, MA | 275 | $ 41,732,000 | $ 151,752 | $ 49,000 |
| Dayton-Springfield, OH | 271 | $ 37,267,000 | $ 137,516 | $ 58,000 |
| Fresno, CA | 263 | $ 57,452,000 | $ 218,448 | $ 69,000 |
| Shreveport-Bossier City, LA | 261 | $ 25,056,000 | $ 96,000 | $ 51,000 |
| San Antonio, TX | 244 | $ 35,505,000 | $ 145,512 | $ 46,000 |
| Fayetteville-Springdale-Rogers, AR | 241 | $ 28,761,000 | $ 119,340 | $ 65,000 |
| Portland, ME | 237 | $ 40,846,000 | $ 172,345 | $ 68,000 |
| Lowell, MA-NH | 231 | $ 48,607,000 | $ 210,419 | $ 66,000 |
| Tacoma, WA | 228 | $ 39,520,000 | $ 173,333 | $ 58,000 |
| Springfield, MA | 227 | $ 29,484,000 | $ 129,885 | $ 58,000 |
| Greeley, CO | 226 | $ 37,438,000 | $ 165,654 | $ 54,000 |
| Montgomery, AL | 226 | $ 29,232,000 | $ 129,345 | $ 61,000 |
| New London-Norwich, CT-RI | 222 | $ 37,438,000 | $ 168,639 | $ 96,000 |
| Rochester, NY | 221 | $ 25,426,000 | $ 115,049 | $ 58,000 |
| Fort Wayne, IN | 215 | $ 25,820,000 | $ 120,093 | $ 54,000 |
| Knoxville, TN | 210 | $ 30,019,000 | $ 142,947 | $ 61,000 |
| Macon, GA | 209 | $ 24,497,000 | $ 117,210 | $ 79,000 |
| Brockton, MA | 206 | $ 36,529,000 | $ 177,325 | $ 56,000 |
| Akron, OH | 202 | $ 30,683,000 | $ 151,896 | $ 66,000 |
| Mobile, AL | 200 | $ 25,953,000 | $ 129,765 | $ 65,000 |
| Grand Rapids-Muskegon-Holland, MI | 198 | $ 31,326,000 | $ 158,212 | $ 59,000 |
| Provo-Orem, UT | 198 | $ 46,815,000 | $ 236,439 | $ 52,000 |
| Wichita Falls, TX | 198 | $ 14,981,000 | $ 75,661 | $ 38,000 |
| Peoria-Pekin, IL | 191 | $ 24,413,000 | $ 127,816 | $ 39,000 |
| Santa Cruz-Watsonville, CA | 191 | $ 67,427,000 | $ 353,020 | $ 81,000 |
| Decatur, AL | 186 | $ 15,760,000 | $ 84,731 | $ 42,000 |
| Alexandria, LA | 184 | $ 17,997,000 | $ 97,809 | $ 50,000 |
| Chattanooga, TN-GA | 184 | $ 22,224,000 | $ 120,782 | $ 51,000 |
| Lawrence, MA-NH | 183 | $ 48,768,000 | $ 266,491 | $ 90,000 |
| Buffalo-Niagara Falls, NY | 180 | $ 19,105,000 | $ 106,138 | $ 64,000 |
| Bakersfield, CA | 179 | $ 24,783,000 | $ 138,452 | $ 58,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 179 | $ 90,243,000 | $ 504,150 | $ 78,000 |
| Salinas, CA | 171 | $ 62,742,000 | $ 366,912 | $ 113,000 |
| Grand Forks, ND-MN | 168 | $ 17,080,000 | $ 101,666 | $ 57,000 |
| Nashua, NH | 166 | $ 28,219,000 | $ 169,993 | $ 71,000 |
| Des Moines, IA | 161 | $ 21,697,000 | $ 134,763 | $ 64,000 |
| Reno, NV | 156 | $ 39,958,000 | $ 256,141 | $ 74,000 |
| Vineland-Millville-Bridgeton, NJ | 156 | $ 15,112,000 | $ 96,871 | $ 60,000 |
| Portsmouth-Rochester, NH-ME | 151 | $ 31,496,000 | $ 208,582 | $ 75,000 |
| Barnstable-Yarmouth, MA | 150 | $ 32,981,000 | $ 219,873 | $ 103,000 |
| Modesto, CA | 150 | $ 30,407,000 | $ 202,713 | $ 84,000 |
| Yolo, CA | 149 | $ 32,864,000 | $ 220,563 | $ 87,000 |
| Santa Fe, NM | 141 | $ 35,532,000 | $ 252,000 | $ 101,000 |
| Hamilton-Middletown, OH | 140 | $ 19,454,000 | $ 138,957 | $ 60,000 |
| Syracuse, NY | 139 | $ 17,684,000 | $ 127,223 | $ 100,000 |
| Panama City, FL | 137 | $ 24,347,000 | $ 177,715 | $ 166,000 |
| Pueblo, CO | 136 | $ 17,862,000 | $ 131,338 | $ 59,000 |
| Toledo, OH | 135 | $ 19,116,000 | $ 141,600 | $ 68,000 |
| Little Rock-North Little Rock, AR | 134 | $ 24,419,000 | $ 182,231 | $ 51,000 |
| Boise City, ID | 131 | $ 20,164,000 | $ 153,923 | $ 49,000 |
| Madison, WI | 127 | $ 20,913,000 | $ 164,669 | $ 88,000 |
| South Bend, IN | 121 | $ 12,383,000 | $ 102,338 | $ 49,000 |
| Dover, DE | 120 | $ 14,959,000 | $ 124,658 | $ 53,000 |
| Athens, GA | 119 | $ 22,961,000 | $ 192,949 | $ 90,000 |
| Racine, WI | 119 | $ 14,346,000 | $ 120,554 | $ 52,000 |
| Wichita, KS | 115 | $ 10,668,000 | $ 92,765 | $ 52,000 |
| Lincoln, NE | 112 | $ 13,985,000 | $ 124,866 | $ 48,000 |
| Galveston-Texas City, TX | 107 | $ 13,360,000 | $ 124,859 | $ 78,000 |
| Canton-Massillon, OH | 105 | $ 11,954,000 | $ 113,847 | $ 46,000 |
| Missoula, MT | 104 | $ 17,475,000 | $ 168,028 | $ 79,000 |
| Flint, MI | 100 | $ 11,153,000 | $ 111,530 | $ 46,000 |
| New Bedford, MA | 100 | $ 16,435,000 | $ 164,350 | $ 72,000 |
| Kalamazoo-Battle Creek, MI | 98 | $ 15,097,000 | $ 154,051 | $ 59,000 |
| Flagstaff, AZ-UT | 91 | $ 17,126,000 | $ 188,197 | $ 98,000 |
| Appleton-Oshkosh-Neenah, WI | 89 | $ 9,924,000 | $ 111,505 | $ 46,000 |
| Bremerton, WA | 88 | $ 17,849,000 | $ 202,829 | $ 65,000 |
| Lansing-East Lansing, MI | 88 | $ 12,248,000 | $ 139,181 | $ 65,000 |
| Monroe, LA | 88 | $ 7,641,000 | $ 86,829 | $ 41,000 |
| Youngstown-Warren, OH | 86 | $ 9,828,000 | $ 114,279 | $ 68,000 |
| Cedar Rapids, IA | 85 | $ 11,955,000 | $ 140,647 | $ 72,000 |
| Rockford, IL | 85 | $ 9,487,000 | $ 111,611 | $ 63,000 |
| Williamsport, PA | 81 | $ 6,574,000 | $ 81,160 | $ 55,000 |
| Salem, OR | 77 | $ 10,672,000 | $ 138,597 | $ 41,000 |
| Erie, PA | 76 | $ 8,176,000 | $ 107,578 | $ 46,000 |
| Fort Smith, AR-OK | 76 | $ 8,295,000 | $ 109,144 | $ 58,000 |
| El Paso, TX | 75 | $ 7,893,000 | $ 105,240 | $ 45,000 |
| Visalia-Tulare-Porterville, CA | 74 | $ 10,684,000 | $ 144,378 | $ 57,000 |
| Hagerstown, MD | 73 | $ 10,282,000 | $ 140,849 | $ 57,000 |
| Johnstown, PA | 72 | $ 6,289,000 | $ 87,347 | $ 70,000 |
| Kenosha, WI | 72 | $ 9,958,000 | $ 138,305 | $ 53,000 |
| Green Bay, WI | 71 | $ 9,340,000 | $ 131,549 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 70 | $ 7,041,000 | $ 100,585 | $ 59,000 |
| Richland-Kennewick-Pasco, WA | 70 | $ 9,364,000 | $ 133,771 | $ 53,000 |
| Saginaw-Bay City-Midland, MI | 70 | $ 8,006,000 | $ 114,371 | $ 60,000 |
| Auburn-Opelika, AL | 69 | $ 7,516,000 | $ 108,927 | $ 66,000 |
| Eugene-Springfield, OR | 69 | $ 10,433,000 | $ 151,202 | $ 54,000 |
| Longview-Marshall, TX | 69 | $ 6,135,000 | $ 88,913 | $ 51,000 |
| Glens Falls, NY | 68 | $ 7,521,000 | $ 110,602 | $ 71,000 |
| Beaumont-Port Arthur, TX | 67 | $ 6,559,000 | $ 97,895 | $ 56,000 |
| Brownsville-Harlingen-San Benito, TX | 66 | $ 5,858,000 | $ 88,757 | $ 49,000 |
| Springfield, MO | 66 | $ 7,696,000 | $ 116,606 | $ 71,000 |
| Joplin, MO | 65 | $ 5,849,000 | $ 89,984 | $ 54,000 |
| Lubbock, TX | 64 | $ 5,410,000 | $ 84,531 | $ 57,000 |
| Olympia, WA | 64 | $ 11,158,000 | $ 174,343 | $ 75,000 |
| Topeka, KS | 62 | $ 6,818,000 | $ 109,967 | $ 66,000 |
| Evansville-Henderson, IN-KY | 58 | $ 7,741,000 | $ 133,465 | $ 80,000 |
| Owensboro, KY | 58 | $ 5,031,000 | $ 86,741 | $ 33,000 |
| Chico-Paradise, CA | 56 | $ 9,821,000 | $ 175,375 | $ 55,000 |
| McAllen-Edinburg-Mission, TX | 55 | $ 6,339,000 | $ 115,254 | $ 62,000 |
| Janesville-Beloit, WI | 52 | $ 5,591,000 | $ 107,519 | $ 58,000 |
| State College, PA | 52 | $ 14,446,000 | $ 277,807 | $ 76,000 |
| Medford-Ashland, OR | 51 | $ 8,338,000 | $ 163,490 | $ 55,000 |
| Merced, CA | 51 | $ 8,571,000 | $ 168,058 | $ 62,000 |
| Kokomo, IN | 50 | $ 4,963,000 | $ 99,260 | $ 56,000 |
| Redding, CA | 48 | $ 7,763,000 | $ 161,729 | $ 65,000 |
| Texarkana, TX-AR | 48 | $ 5,067,000 | $ 105,562 | $ 92,000 |
| Binghamton, NY | 47 | $ 3,429,000 | $ 72,957 | $ 41,000 |
| Brazoria, TX | 46 | $ 5,908,000 | $ 128,434 | $ 98,000 |
| Duluth-Superior, MN-WI | 46 | $ 5,658,000 | $ 123,000 | $ 52,000 |
| Sioux Falls, SD | 46 | $ 6,454,000 | $ 140,304 | $ 74,000 |
| Utica-Rome, NY | 46 | $ 3,969,000 | $ 86,282 | $ 44,000 |
| La Crosse, WI-MN | 44 | $ 6,174,000 | $ 140,318 | $ 45,000 |
| Yakima, WA | 44 | $ 5,376,000 | $ 122,181 | $ 47,000 |
| Yuba City, CA | 44 | $ 6,123,000 | $ 139,159 | $ 48,000 |
| Bellingham, WA | 43 | $ 6,280,000 | $ 146,046 | $ 51,000 |
| Charleston, WV | 43 | $ 5,815,000 | $ 135,232 | $ 72,000 |
| Casper, WY | 42 | $ 4,394,000 | $ 104,619 | $ 67,000 |
| Lafayette, IN | 42 | $ 5,121,000 | $ 121,928 | $ 49,000 |
| Sharon, PA | 42 | $ 4,531,000 | $ 107,880 | $ 39,000 |
| Sheboygan, WI | 42 | $ 6,230,000 | $ 148,333 | $ 45,000 |
| Burlington, VT | 39 | $ 8,358,000 | $ 214,307 | $ 77,000 |
| Fargo-Moorhead, ND-MN | 39 | $ 4,313,000 | $ 110,589 | $ 50,000 |
| Lima, OH | 39 | $ 3,472,000 | $ 89,025 | $ 40,000 |
| Tuscaloosa, AL | 39 | $ 4,655,000 | $ 119,358 | $ 41,000 |
| Bangor, ME | 38 | $ 4,147,000 | $ 109,131 | $ 45,000 |
| Lewiston-Auburn, ME | 38 | $ 4,177,000 | $ 109,921 | $ 33,000 |
| Rochester, MN | 38 | $ 5,161,000 | $ 135,815 | $ 44,000 |
| Anchorage, AK | 37 | $ 5,369,000 | $ 145,108 | $ 97,000 |
| Bismarck, ND | 37 | $ 4,287,000 | $ 115,864 | $ 60,000 |
| Elkhart-Goshen, IN | 37 | $ 4,283,000 | $ 115,756 | $ 35,000 |
| Honolulu, HI | 37 | $ 17,352,000 | $ 468,972 | $ 92,000 |
| Florence, AL | 36 | $ 3,172,000 | $ 88,111 | $ 44,000 |
| Benton Harbor, MI | 35 | $ 6,400,000 | $ 182,857 | $ 85,000 |
| Wheeling, WV-OH | 35 | $ 3,505,000 | $ 100,142 | $ 64,000 |
| Grand Junction, CO | 34 | $ 4,297,000 | $ 126,382 | $ 57,000 |
| Pittsfield, MA | 34 | $ 3,899,000 | $ 114,676 | $ 86,000 |
| Jackson, MI | 33 | $ 4,735,000 | $ 143,484 | $ 47,000 |
| Yuma, AZ | 33 | $ 4,009,000 | $ 121,484 | $ 52,000 |
| Odessa-Midland, TX | 32 | $ 2,524,000 | $ 78,875 | $ 38,000 |
| Eau Claire, WI | 30 | $ 3,794,000 | $ 126,466 | $ 50,000 |
| Mansfield, OH | 29 | $ 3,278,000 | $ 113,034 | $ 44,000 |
| Altoona, PA | 28 | $ 2,643,000 | $ 94,392 | $ 51,000 |
| Iowa City, IA | 28 | $ 3,959,000 | $ 141,392 | $ 54,000 |
| St. Joseph, MO | 28 | $ 2,643,000 | $ 94,392 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 28 | $ 2,834,000 | $ 101,214 | $ 50,000 |
| Kankakee, IL | 27 | $ 2,564,000 | $ 94,962 | $ 43,000 |
| Anniston, AL | 26 | $ 2,007,000 | $ 77,192 | $ 54,000 |
| Bloomington-Normal, IL | 24 | $ 5,204,000 | $ 216,833 | $ 67,000 |
| Corpus Christi, TX | 24 | $ 2,582,000 | $ 107,583 | $ 55,000 |
| Cumberland, MD-WV | 24 | $ 2,114,000 | $ 88,083 | $ 57,000 |
| Las Cruces, NM | 24 | $ 2,968,000 | $ 123,666 | $ 64,000 |
| Springfield, IL | 24 | $ 2,492,000 | $ 103,833 | $ 58,000 |
| St. Cloud, MN | 24 | $ 10,486,000 | $ 436,916 | $ 41,000 |
| Clarksville-Hopkinsville, TN-KY | 23 | $ 2,439,000 | $ 106,043 | $ 51,000 |
| Muncie, IN | 23 | $ 1,825,000 | $ 79,347 | $ 46,000 |
| Bloomington, IN | 22 | $ 3,672,000 | $ 166,909 | $ 80,000 |
| Albany, GA | 21 | $ 1,252,000 | $ 59,619 | $ 50,000 |
| Billings, MT | 21 | $ 2,857,000 | $ 136,047 | $ 43,000 |
| Cheyenne, WY | 21 | $ 2,956,000 | $ 140,761 | $ 65,000 |
| Corvallis, OR | 21 | $ 3,360,000 | $ 160,000 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 21 | $ 2,804,000 | $ 133,523 | $ 45,000 |
| Jamestown, NY | 21 | $ 2,189,000 | $ 104,238 | $ 73,000 |
| Lawrence, KS | 21 | $ 2,599,000 | $ 123,761 | $ 45,000 |
| Champaign-Urbana, IL | 20 | $ 5,912,000 | $ 295,600 | $ 60,000 |
| Jackson, TN | 20 | $ 2,050,000 | $ 102,500 | $ 43,000 |
| Killeen-Temple, TX | 20 | $ 2,146,000 | $ 107,300 | $ 39,000 |
| Pocatello, ID | 20 | $ 1,895,000 | $ 94,750 | $ 47,000 |
| Sioux City, IA-NE | 20 | $ 1,686,000 | $ 84,300 | $ 43,000 |
| Wausau, WI | 20 | $ 2,336,000 | $ 116,800 | $ 35,000 |
| Elmira, NY | 19 | $ 2,386,000 | $ 125,578 | $ 68,000 |
| Tyler, TX | 17 | $ 1,487,000 | $ 87,470 | $ 55,000 |
| Bryan-College Station, TX | 16 | $ 6,989,000 | $ 436,812 | $ 37,000 |
| Amarillo, TX | 15 | $ 1,604,000 | $ 106,933 | $ 37,000 |
| Columbia, MO | 15 | $ 1,947,000 | $ 129,800 | $ 59,000 |
| Great Falls, MT | 15 | $ 1,490,000 | $ 99,333 | $ 59,000 |
| Lawton, OK | 15 | $ 1,146,000 | $ 76,400 | $ 44,000 |
| Parkersburg-Marietta, WV-OH | 13 | $ 1,670,000 | $ 128,461 | $ 75,000 |
| Sherman-Denison, TX | 13 | $ 1,828,000 | $ 140,615 | $ 81,000 |
| Terre Haute, IN | 13 | $ 800,000 | $ 61,538 | $ 35,000 |
| Jonesboro, AR | 11 | $ 1,281,000 | $ 116,454 | $ 79,000 |
| Pine Bluff, AR | 11 | $ 870,000 | $ 79,090 | $ 51,000 |
| Rapid City, SD | 11 | $ 1,252,000 | $ 113,818 | $ 55,000 |
| Waco, TX | 11 | $ 2,018,000 | $ 183,454 | $ 54,000 |
| Biloxi-Gulfport-Pascagoula, MS | 10 | $ 980,000 | $ 98,000 | $ 32,000 |
| San Angelo, TX | 9 | $ 827,000 | $ 91,888 | $ 53,000 |
| Decatur, IL | 8 | $ 1,277,000 | $ 159,625 | $ 62,000 |
| Steubenville-Weirton, OH-WV | 8 | $ 1,055,000 | $ 131,875 | $ 68,000 |
| Gadsden, AL | 7 | $ 842,000 | $ 120,285 | $ 75,000 |
| Jackson, MS | 7 | $ 1,603,000 | $ 229,000 | $ 12,000 |
| Abilene, TX | 6 | $ 944,000 | $ 157,333 | $ 160,000 |
| Dothan, AL | 6 | $ 423,000 | $ 70,500 | $ 31,000 |
| Dubuque, IA | 4 | $ 303,000 | $ 75,750 | $ 88,000 |
| Enid, OK | 4 | $ 505,000 | $ 126,250 | $ 81,000 |
| Laredo, TX | 4 | $ 324,000 | $ 81,000 | $ 8,000 |
| Hattiesburg, MS | 3 | $ 649,000 | $ 216,333 | $ 0 |
| Victoria, TX | 2 | $ 123,000 | $ 61,500 | $ 0 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 278,060 | $43,533,411,000 | $162,411 | $8,800,000 | $69,313 | $9,999,000 |
| Home Purchase (one-to-four family) | 84,360 | $14,682,136,000 | $174,568 | $6,333,000 | $71,470 | $8,578,000 |
| Home Improvement (one-to-four family) | 17,790 | $839,136,000 | $59,489 | $1,654,000 | $77,340 | $6,015,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 605 | $2,227,499,000 | $8,151,535 | $90,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 222,515 | $32,036,529,000 | $155,352 | $11,000,000 | $80,411 | $9,960,000 |
| Information not provided by applicant in mail or telephone application | 45,680 | $6,783,603,000 | $157,411 | $7,500,000 | $87,725 | $9,999,000 |
| Not applicable | 40,542 | $13,510,886,000 | $262,196 | $90,000,000 | $4,254 | $5,400,000 |
| Black | 32,689 | $3,271,277,000 | $131,955 | $2,920,000 | $88,622 | $7,500,000 |
| Hispanic | 21,647 | $2,747,757,000 | $131,326 | $75,000,000 | $67,391 | $2,197,000 |
| Asian or Pacific Islander | 8,004 | $1,399,463,000 | $155,212 | $3,000,000 | $83,361 | $2,400,000 |
| American Indian or Alaskan Native | 5,242 | $848,722,000 | $157,695 | $3,500,000 | $71,065 | $6,112,000 |
| Other | 4,496 | $683,945,000 | $149,250 | $1,540,000 | $72,772 | $6,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 363,098 | $59,046,999,000 | $170,274 | $90,000,000 | $74,176 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 13,281 | $1,640,339,000 | $120,265 | $426,000 | $26,224 | $1,243,000 |
| VA-guaranteed (Veterans Administration) | 4,436 | $594,844,000 | $134,404 | $323,000 | $35,574 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 199,608 | $31,759,707,000 | $171,372 | $90,000,000 | $91,372 | $9,999,000 |
| Application Denied By Financial Institution | 64,853 | $7,161,544,000 | $127,764 | $6,333,000 | $65,235 | $4,913,000 |
| Application Approved But Not Accepted | 63,135 | $8,162,385,000 | $138,673 | $7,500,000 | $79,204 | $8,331,000 |
| Loan Purchased By The Institution | 39,901 | $11,364,730,000 | $211,137 | $1,996,000 | $1,647 | $657,000 |
| Application Withdrawn By Applicant | 6,670 | $1,621,013,000 | $233,244 | $58,000,000 | $97,163 | $6,600,000 |
| File Closed For Incompleteness | 6,648 | $1,212,803,000 | $159,958 | $2,800,000 | $69,750 | $5,421,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38,513 | $3,372,894,000 | $105,160 | $4,000,000 | $58,060 | $2,554,000 |
| Debt-To-Income Ratio | 11,647 | $1,690,010,000 | $139,775 | $5,520,000 | $51,959 | $1,096,000 |
| Collateral | 9,698 | $1,195,335,000 | $136,900 | $6,333,000 | $78,240 | $3,980,000 |
| Other | 3,046 | $570,629,000 | $160,918 | $6,000,000 | $80,571 | $4,913,000 |
| Unverifiable Information | 680 | $109,299,000 | $156,600 | $2,000,000 | $87,755 | $2,400,000 |
| Employment History | 513 | $84,777,000 | $155,813 | $1,000,000 | $61,162 | $1,100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 504 | $91,178,000 | $161,972 | $3,150,000 | $83,918 | $1,500,000 |
| Credit Application Incomplete | 244 | $44,737,000 | $145,307 | $2,000,000 | $71,205 | $3,800,000 |
| Mortgage Insurance Denied | 8 | $2,685,000 | $370,833 | $1,181,000 | $134,000 | $298,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About