Wallick And Volk
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wallick And Volk 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick And Volk 222 East 18Th Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,675 |
| Total Mortgage Loan Application Amount | $421,717,000 |
| Average Mortgage Loan Application Amount | $145,333 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $2,247,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wallick And Volk. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick And Volk's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wallick And Volk's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick And Volk serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick And Volk, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick And Volk's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 488 | $ 61,229,000 | $ 125,000 | $ 74,000 |
| Maricopa County Arizona | 368 | $ 74,198,000 | $ 201,000 | $ 115,000 |
| Coconino County Arizona | 329 | $ 65,540,000 | $ 199,000 | $ 92,000 |
| Yavapai County Arizona | 246 | $ 36,710,000 | $ 149,000 | $ 59,000 |
| Bernalillo County New Mexico | 187 | $ 28,397,000 | $ 151,000 | $ 116,000 |
| Natrona County Wyoming | 181 | $ 19,760,000 | $ 109,000 | $ 63,000 |
| Campbell County Wyoming | 114 | $ 16,667,000 | $ 146,000 | $ 69,000 |
| Pinal County Arizona | 88 | $ 12,864,000 | $ 146,000 | $ 71,000 |
| Clark County Nevada | 75 | $ 13,895,000 | $ 185,000 | $ 79,000 |
| Nye County Nevada | 59 | $ 10,160,000 | $ 172,000 | $ 72,000 |
| Carbon County Wyoming | 55 | $ 5,202,000 | $ 94,000 | $ 59,000 |
| Washoe County Nevada | 51 | $ 11,902,000 | $ 233,000 | $ 69,000 |
| Navajo County Arizona | 35 | $ 4,717,000 | $ 134,000 | $ 82,000 |
| Sweetwater County Wyoming | 33 | $ 4,172,000 | $ 126,000 | $ 315,000 |
| Lyon County Nevada | 28 | $ 4,810,000 | $ 171,000 | $ 55,000 |
| Mohave County Arizona | 24 | $ 3,561,000 | $ 148,000 | $ 72,000 |
| Pima County Arizona | 24 | $ 2,895,000 | $ 120,000 | $ 44,000 |
| Gila County Arizona | 19 | $ 2,486,000 | $ 130,000 | $ 72,000 |
| Sandoval County New Mexico | 17 | $ 3,034,000 | $ 178,000 | $ 67,000 |
| Apache County Arizona | 16 | $ 1,789,000 | $ 111,000 | $ 47,000 |
| Sheridan County Wyoming | 16 | $ 2,006,000 | $ 125,000 | $ 45,000 |
| Larimer County Colorado | 15 | $ 2,610,000 | $ 174,000 | $ 224,000 |
| Weld County Colorado | 14 | $ 2,438,000 | $ 174,000 | $ 82,000 |
| Albany County Wyoming | 12 | $ 2,315,000 | $ 192,000 | $ 92,000 |
| Valencia County New Mexico | 11 | $ 1,032,000 | $ 93,000 | $ 54,000 |
| Denver County Colorado | 10 | $ 2,298,000 | $ 229,000 | $ 116,000 |
| El Paso County Colorado | 9 | $ 1,413,000 | $ 157,000 | $ 92,000 |
| Pershing County Nevada | 7 | $ 894,000 | $ 127,000 | $ 79,000 |
| Converse County Wyoming | 7 | $ 977,000 | $ 139,000 | $ 59,000 |
| Arapahoe County Colorado | 6 | $ 595,000 | $ 99,000 | $ 28,000 |
| Jefferson County Colorado | 6 | $ 1,075,000 | $ 179,000 | $ 34,000 |
| Churchill County Nevada | 6 | $ 1,147,000 | $ 191,000 | $ 57,000 |
| Lander County Nevada | 5 | $ 528,000 | $ 105,000 | $ 58,000 |
| Kane County Utah | 5 | $ 736,000 | $ 147,000 | $ 113,000 |
| Weston County Wyoming | 5 | $ 659,000 | $ 131,000 | $ 50,000 |
| Rio Arriba County New Mexico | 4 | $ 575,000 | $ 143,000 | $ 45,000 |
| Hot Springs County Wyoming | 4 | $ 216,000 | $ 54,000 | $ 36,000 |
| Johnson County Wyoming | 4 | $ 549,000 | $ 137,000 | $ 38,000 |
| Boulder County Colorado | 3 | $ 1,018,000 | $ 339,000 | $ 146,000 |
| Mesa County Colorado | 3 | $ 553,000 | $ 184,000 | $ 109,000 |
| Moffat County Colorado | 3 | $ 362,000 | $ 120,000 | $ 72,000 |
| Montrose County Colorado | 3 | $ 404,000 | $ 134,000 | $ 46,000 |
| Douglas County Nevada | 3 | $ 611,000 | $ 203,000 | $ 130,000 |
| Mineral County Nevada | 3 | $ 391,000 | $ 130,000 | $ 53,000 |
| Dona Ana County New Mexico | 3 | $ 250,000 | $ 83,000 | $ 45,000 |
| Santa Fe County New Mexico | 3 | $ 345,000 | $ 115,000 | $ 52,000 |
| Platte County Wyoming | 3 | $ 282,000 | $ 94,000 | $ 40,000 |
| Santa Cruz County Arizona | 2 | $ 177,000 | $ 88,000 | $ 50,000 |
| Adams County Colorado | 2 | $ 295,000 | $ 147,000 | $ 95,000 |
| Lemhi County Idaho | 2 | $ 324,000 | $ 162,000 | $ 102,000 |
| Storey County Nevada | 2 | $ 425,000 | $ 212,000 | $ 55,000 |
| San Juan County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Taos County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Salt Lake County Utah | 2 | $ 438,000 | $ 219,000 | $ 71,000 |
| Crook County Wyoming | 2 | $ 293,000 | $ 146,000 | $ 56,000 |
| Graham County Arizona | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| La Paz County Arizona | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Contra Costa County California | 1 | $ 355,000 | $ 355,000 | $ 52,000 |
| Madera County California | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Plumas County California | 1 | $ 100,000 | $ 100,000 | $ 118,000 |
| San Bernardino County California | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Sonoma County California | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| Archuleta County Colorado | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Chaffee County Colorado | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Delta County Colorado | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| Routt County Colorado | 1 | $ 321,000 | $ 321,000 | $ 134,000 |
| San Miguel County Colorado | 1 | $ 464,000 | $ 464,000 | $ 176,000 |
| Ada County Idaho | 1 | $ 349,000 | $ 349,000 | $ 508,000 |
| Bonneville County Idaho | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Kootenai County Idaho | 1 | $ 287,000 | $ 287,000 | $ 80,000 |
| Lincoln County Montana | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Douglas County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Lincoln County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Sarpy County Nebraska | 1 | $ 161,000 | $ 161,000 | $ 77,000 |
| Scotts Bluff County Nebraska | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Carson City County Nevada | 1 | $ 248,000 | $ 248,000 | $ 117,000 |
| Elko County Nevada | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Esmeralda County Nevada | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Humboldt County Nevada | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Lincoln County Nevada | 1 | $ 143,000 | $ 143,000 | $ 56,000 |
| Socorro County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Torrance County New Mexico | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Schenectady County New York | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Grand County Utah | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| San Juan County Utah | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 480,000 |
| Utah County Utah | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Clark County Washington | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Franklin County Washington | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Goshen County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 23,000 |
| Sublette County Wyoming | 1 | $ 136,000 | $ 136,000 | $ 137,000 |
| Uinta County Wyoming | 1 | $ 262,000 | $ 262,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Wallick And Volk in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,144 | $316,485,000 | $147,000 | $1,855,000 | $83,000 | $2,247,000 |
| Refinancing | 530 | $105,141,000 | $198,000 | $1,437,000 | $94,000 | $1,576,000 |
| Home Improvement | 1 | $91,000 | $91,000 | $91,000 | $27,000 | $27,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,051 | $321,846,000 | $156,000 | $1,855,000 | $85,000 | $2,247,000 |
| Not Provided | 273 | $43,959,000 | $161,000 | $525,000 | $91,000 | $1,531,000 |
| Hispanic | 213 | $32,579,000 | $152,000 | $641,000 | $66,000 | $1,266,000 |
| Asian | 77 | $12,692,000 | $164,000 | $701,000 | $105,000 | $348,000 |
| Black or African American | 38 | $6,463,000 | $170,000 | $500,000 | $96,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,488,000 | $191,000 | $748,000 | $87,000 | $217,000 |
| American Indian or Alaskan Native | 10 | $1,690,000 | $169,000 | $417,000 | $79,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,000 | $316,021,000 | $158,000 | $1,855,000 | $95,000 | $2,247,000 |
| FHA-insured (Federal Housing Administration) | 556 | $84,633,000 | $152,000 | $386,000 | $56,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 119 | $21,063,000 | $177,000 | $417,000 | $59,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,219 | $350,915,000 | $158,000 | $1,855,000 | $88,000 | $2,247,000 |
| Application Withdrawn By Applicant | 385 | $59,283,000 | $153,000 | $640,000 | $70,000 | $512,000 |
| Application Denied By Financial Institution | 70 | $11,279,000 | $161,000 | $580,000 | $60,000 | $295,000 |
| File Closed For Incompleteness | 1 | $240,000 | $240,000 | $240,000 | $49,000 | $49,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $4,517,000 | $155,000 | $301,000 | $54,000 | $112,000 |
| Collateral | 14 | $2,651,000 | $189,000 | $580,000 | $68,000 | $173,000 |
| Debt-To-Income Ratio | 8 | $1,165,000 | $145,000 | $287,000 | $63,000 | $156,000 |
| Other | 5 | $709,000 | $141,000 | $376,000 | $78,000 | $295,000 |
| Unverifiable Information | 2 | $596,000 | $298,000 | $417,000 | $106,000 | $132,000 |
| Credit Application Incomplete | 2 | $319,000 | $159,000 | $226,000 | $54,000 | $68,000 |
| Employment History | 2 | $302,000 | $151,000 | $242,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $182,000 | $182,000 | $182,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick And Volk's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick And Volk's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.