Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Wallick & Volk, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,883 |
| Total Mortgage Loan Application Amount | $1,249,678,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $1,640,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $5,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,161 | $ 223,435,000 | $ 192,000 | $ 95,000 |
| Laramie County Wyoming | 802 | $ 140,056,000 | $ 174,000 | $ 67,000 |
| Yavapai County Arizona | 588 | $ 100,035,000 | $ 170,000 | $ 78,000 |
| Imperial County California | 559 | $ 81,856,000 | $ 146,000 | $ 67,000 |
| Natrona County Wyoming | 407 | $ 69,775,000 | $ 171,000 | $ 89,000 |
| Coconino County Arizona | 392 | $ 82,063,000 | $ 209,000 | $ 101,000 |
| McLennan County Texas | 376 | $ 53,335,000 | $ 141,000 | $ 76,000 |
| San Diego County California | 374 | $ 101,235,000 | $ 270,000 | $ 86,000 |
| Riverside County California | 353 | $ 56,454,000 | $ 159,000 | $ 61,000 |
| Bernalillo County New Mexico | 261 | $ 43,450,000 | $ 166,000 | $ 69,000 |
| Victoria County Texas | 185 | $ 27,725,000 | $ 149,000 | $ 74,000 |
| Pima County Arizona | 177 | $ 28,470,000 | $ 160,000 | $ 84,000 |
| King County Washington | 166 | $ 55,924,000 | $ 336,000 | $ 131,000 |
| Brazos County Texas | 141 | $ 21,539,000 | $ 152,000 | $ 78,000 |
| Carbon County Wyoming | 98 | $ 16,658,000 | $ 169,000 | $ 64,000 |
| Sandoval County New Mexico | 77 | $ 14,094,000 | $ 183,000 | $ 70,000 |
| Navajo County Arizona | 73 | $ 11,664,000 | $ 159,000 | $ 86,000 |
| San Juan County New Mexico | 70 | $ 11,494,000 | $ 164,000 | $ 66,000 |
| Pinal County Arizona | 66 | $ 8,384,000 | $ 127,000 | $ 69,000 |
| Washington County Texas | 56 | $ 8,486,000 | $ 151,000 | $ 60,000 |
| Snohomish County Washington | 49 | $ 13,511,000 | $ 275,000 | $ 96,000 |
| Bell County Texas | 33 | $ 5,159,000 | $ 156,000 | $ 73,000 |
| Converse County Wyoming | 27 | $ 5,246,000 | $ 194,000 | $ 74,000 |
| Calhoun County Texas | 26 | $ 3,685,000 | $ 141,000 | $ 67,000 |
| Grimes County Texas | 26 | $ 3,720,000 | $ 143,000 | $ 59,000 |
| Los Angeles County California | 24 | $ 6,147,000 | $ 256,000 | $ 117,000 |
| Apache County Arizona | 21 | $ 2,552,000 | $ 121,000 | $ 74,000 |
| Coryell County Texas | 17 | $ 1,906,000 | $ 112,000 | $ 59,000 |
| Orange County California | 14 | $ 4,090,000 | $ 292,000 | $ 119,000 |
| Valencia County New Mexico | 13 | $ 1,446,000 | $ 111,000 | $ 54,000 |
| Walker County Texas | 11 | $ 1,740,000 | $ 158,000 | $ 69,000 |
| San Bernardino County California | 10 | $ 1,258,000 | $ 125,000 | $ 56,000 |
| Pierce County Washington | 9 | $ 2,422,000 | $ 269,000 | $ 79,000 |
| Jackson County Texas | 8 | $ 735,000 | $ 91,000 | $ 66,000 |
| Montgomery County Texas | 8 | $ 1,124,000 | $ 140,000 | $ 56,000 |
| Albany County Wyoming | 8 | $ 1,152,000 | $ 144,000 | $ 61,000 |
| Sublette County Wyoming | 8 | $ 1,861,000 | $ 232,000 | $ 89,000 |
| Larimer County Colorado | 7 | $ 1,536,000 | $ 219,000 | $ 167,000 |
| Bosque County Texas | 6 | $ 676,000 | $ 112,000 | $ 73,000 |
| Limestone County Texas | 6 | $ 1,114,000 | $ 185,000 | $ 96,000 |
| Grays Harbor County Washington | 6 | $ 1,002,000 | $ 167,000 | $ 84,000 |
| Mohave County Arizona | 5 | $ 655,000 | $ 131,000 | $ 98,000 |
| Falls County Texas | 5 | $ 613,000 | $ 122,000 | $ 53,000 |
| Gila County Arizona | 4 | $ 572,000 | $ 143,000 | $ 76,000 |
| San Luis Obispo County California | 4 | $ 1,191,000 | $ 297,000 | $ 60,000 |
| Denton County Texas | 4 | $ 1,056,000 | $ 264,000 | $ 146,000 |
| DeWitt County Texas | 4 | $ 591,000 | $ 147,000 | $ 58,000 |
| Harris County Texas | 4 | $ 476,000 | $ 119,000 | $ 70,000 |
| Thurston County Washington | 4 | $ 846,000 | $ 211,000 | $ 67,000 |
| Campbell County Wyoming | 4 | $ 738,000 | $ 184,000 | $ 78,000 |
| Goshen County Wyoming | 4 | $ 561,000 | $ 140,000 | $ 79,000 |
| Contra Costa County California | 3 | $ 1,162,000 | $ 387,000 | $ 126,000 |
| Weld County Colorado | 3 | $ 488,000 | $ 162,000 | $ 30,000 |
| Scotts Bluff County Nebraska | 3 | $ 332,000 | $ 110,000 | $ 55,000 |
| Multnomah County Oregon | 3 | $ 881,000 | $ 293,000 | $ 142,000 |
| Ellis County Texas | 3 | $ 425,000 | $ 141,000 | $ 79,000 |
| Goliad County Texas | 3 | $ 537,000 | $ 179,000 | $ 91,000 |
| Chelan County Washington | 3 | $ 833,000 | $ 277,000 | $ 205,000 |
| Clark County Washington | 3 | $ 476,000 | $ 158,000 | $ 52,000 |
| Island County Washington | 3 | $ 856,000 | $ 285,000 | $ 110,000 |
| Sweetwater County Wyoming | 3 | $ 643,000 | $ 214,000 | $ 50,000 |
| Santa Cruz County Arizona | 2 | $ 145,000 | $ 72,000 | $ 41,000 |
| Yuma County Arizona | 2 | $ 329,000 | $ 164,000 | $ 348,000 |
| San Mateo County California | 2 | $ 757,000 | $ 378,000 | $ 392,000 |
| Adams County Colorado | 2 | $ 320,000 | $ 160,000 | $ 33,000 |
| Denver County Colorado | 2 | $ 712,000 | $ 356,000 | $ 428,000 |
| Douglas County Colorado | 2 | $ 636,000 | $ 318,000 | $ 332,000 |
| El Paso County Colorado | 2 | $ 386,000 | $ 193,000 | $ 100,000 |
| Cibola County New Mexico | 2 | $ 358,000 | $ 179,000 | $ 54,000 |
| Torrance County New Mexico | 2 | $ 142,000 | $ 71,000 | $ 32,000 |
| Lake County Oregon | 2 | $ 234,000 | $ 117,000 | $ 30,000 |
| Bexar County Texas | 2 | $ 262,000 | $ 131,000 | $ 101,000 |
| Burleson County Texas | 2 | $ 217,000 | $ 108,000 | $ 123,000 |
| Fort Bend County Texas | 2 | $ 271,000 | $ 135,000 | $ 250,000 |
| Hill County Texas | 2 | $ 182,000 | $ 91,000 | $ 84,000 |
| Lavaca County Texas | 2 | $ 408,000 | $ 204,000 | $ 60,000 |
| Nueces County Texas | 2 | $ 312,000 | $ 156,000 | $ 106,000 |
| Tarrant County Texas | 2 | $ 221,000 | $ 110,000 | $ 80,000 |
| Williamson County Texas | 2 | $ 276,000 | $ 138,000 | $ 112,000 |
| Kitsap County Washington | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Kittitas County Washington | 2 | $ 820,000 | $ 410,000 | $ 467,000 |
| San Juan County Washington | 2 | $ 777,000 | $ 388,000 | $ 72,000 |
| Platte County Wyoming | 2 | $ 236,000 | $ 118,000 | $ 49,000 |
| Washakie County Wyoming | 2 | $ 247,000 | $ 123,000 | $ 72,000 |
| Cochise County Arizona | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Graham County Arizona | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| La Paz County Arizona | 1 | $ 288,000 | $ 288,000 | $ 215,000 |
| El Dorado County California | 1 | $ 216,000 | $ 216,000 | $ 151,000 |
| Fresno County California | 1 | $ 201,000 | $ 201,000 | $ 52,000 |
| Kern County California | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Monterey County California | 1 | $ 131,000 | $ 131,000 | $ 76,000 |
| Santa Barbara County California | 1 | $ 384,000 | $ 384,000 | $ 305,000 |
| Santa Clara County California | 1 | $ 467,000 | $ 467,000 | $ 122,000 |
| Sonoma County California | 1 | $ 204,000 | $ 204,000 | $ 71,000 |
| Ventura County California | 1 | $ 449,000 | $ 449,000 | $ 111,000 |
| Yuba County California | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Archuleta County Colorado | 1 | $ 300,000 | $ 300,000 | $ 107,000 |
| Gunnison County Colorado | 1 | $ 198,000 | $ 198,000 | $ 401,000 |
| Jefferson County Colorado | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Kit Carson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Washington County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 19,000 |
| Colfax County New Mexico | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Taos County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 89,000 |
| Lane County Oregon | 1 | $ 263,000 | $ 263,000 | $ 137,000 |
| Washington County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Aransas County Texas | 1 | $ 198,000 | $ 198,000 | $ 165,000 |
| Austin County Texas | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Bastrop County Texas | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Cherokee County Texas | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
| Dallas County Texas | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Galveston County Texas | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Grayson County Texas | 1 | $ 113,000 | $ 113,000 | $ 47,000 |
| Hays County Texas | 1 | $ 329,000 | $ 329,000 | $ 120,000 |
| Kaufman County Texas | 1 | $ 187,000 | $ 187,000 | $ 140,000 |
| Midland County Texas | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Robertson County Texas | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Travis County Texas | 1 | $ 146,000 | $ 146,000 | $ 301,000 |
| Waller County Texas | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Wharton County Texas | 1 | $ 182,000 | $ 182,000 | $ 80,000 |
| Wilson County Texas | 1 | $ 322,000 | $ 322,000 | $ 93,000 |
| Skagit County Washington | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Spokane County Washington | 1 | $ 94,000 | $ 94,000 | $ 98,000 |
| Big Horn County Wyoming | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Crook County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Fremont County Wyoming | 1 | $ 151,000 | $ 151,000 | $ 247,000 |
| Johnson County Wyoming | 1 | $ 213,000 | $ 213,000 | $ 66,000 |
| Lincoln County Wyoming | 1 | $ 371,000 | $ 371,000 | $ 80,000 |
| Weston County Wyoming | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,131 | $879,424,000 | $171,000 | $1,640,000 | $76,000 | $5,000,000 |
| Refinancing | 1,745 | $368,767,000 | $211,000 | $998,000 | $99,000 | $5,000,000 |
| Home Improvement | 7 | $1,487,000 | $212,000 | $398,000 | $84,000 | $200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,827 | $896,784,000 | $185,000 | $1,640,000 | $88,000 | $5,000,000 |
| Hispanic | 1,357 | $210,345,000 | $155,000 | $672,000 | $57,000 | $647,000 |
| Not Provided | 418 | $86,294,000 | $206,000 | $590,000 | $88,000 | $1,232,000 |
| Asian | 140 | $31,433,000 | $224,000 | $626,000 | $101,000 | $372,000 |
| Black or African American | 111 | $19,384,000 | $174,000 | $363,000 | $61,000 | $153,000 |
| American Indian or Alaskan Native | 17 | $2,785,000 | $163,000 | $338,000 | $63,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,325,000 | $193,000 | $368,000 | $82,000 | $163,000 |
| Not applicable | 1 | $328,000 | $328,000 | $328,000 | $392,000 | $392,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,340 | $637,214,000 | $190,000 | $1,640,000 | $106,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 2,275 | $371,513,000 | $163,000 | $682,000 | $59,000 | $1,232,000 |
| VA-guaranteed (Veterans Administration) | 786 | $169,829,000 | $216,000 | $998,000 | $63,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 482 | $71,122,000 | $147,000 | $394,000 | $46,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,563 | $1,011,680,000 | $181,000 | $1,640,000 | $82,000 | $5,000,000 |
| Application Withdrawn By Applicant | 1,094 | $200,924,000 | $183,000 | $956,000 | $80,000 | $1,232,000 |
| Application Denied By Financial Institution | 180 | $29,302,000 | $162,000 | $790,000 | $69,000 | $338,000 |
| Application Approved But Not Accepted | 46 | $7,772,000 | $168,000 | $417,000 | $64,000 | $160,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 49 | $6,494,000 | $132,000 | $417,000 | $66,000 | $188,000 |
| Other | 35 | $5,642,000 | $161,000 | $417,000 | $73,000 | $207,000 |
| Credit History | 32 | $5,844,000 | $182,000 | $604,000 | $64,000 | $149,000 |
| Debt-To-Income Ratio | 31 | $6,101,000 | $196,000 | $790,000 | $77,000 | $338,000 |
| Employment History | 9 | $1,329,000 | $147,000 | $338,000 | $56,000 | $213,000 |
| Unverifiable Information | 8 | $1,383,000 | $172,000 | $350,000 | $74,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $494,000 | $123,000 | $190,000 | $49,000 | $85,000 |
| Mortgage Insurance Denied | 1 | $189,000 | $189,000 | $189,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 1 | $163,000 | $163,000 | $163,000 | $57,000 | $57,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.