Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2017

In 2017, Wallick and Volk, Inc. of Cheyenne, WY reported 6,920 mortgage applications totaling $1.5 billion, down 14% from 2016. The average application was for $215,080, and applicants reported an average income of $86,778. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,375), Albuquerque, NM (739) and Prescott, AZ (600) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 6,920
Total Mortgage Loan Application Amount $1,488,357,000
Average Mortgage Loan Application Amount $215,080
Highest Mortgage Loan Application Amount $2,426,000
Average Applicant Income $86,778
Highest Applicant Income $1,908,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,250 $ 279,521,000 $ 223,616 $ 89,000
Yavapai, Arizona 600 $ 127,299,000 $ 212,165 $ 90,000
Bernalillo, New Mexico 565 $ 84,226,000 $ 149,072 $ 71,000
Natrona, Wyoming 507 $ 69,345,000 $ 136,775 $ 62,000
Laramie, Wyoming 418 $ 76,880,000 $ 183,923 $ 68,000
McLennan, Texas 404 $ 70,615,000 $ 174,789 $ 88,000
Imperial, California 382 $ 78,195,000 $ 204,698 $ 82,000
Bexar, Texas 350 $ 63,177,000 $ 180,505 $ 73,000
Coconino, Arizona 332 $ 93,417,000 $ 281,376 $ 101,000
San Diego, California 258 $ 103,021,000 $ 399,306 $ 112,000
Brazos, Texas 187 $ 37,775,000 $ 202,005 $ 92,000
Victoria, Texas 164 $ 28,633,000 $ 174,591 $ 91,000
Sandoval, New Mexico 144 $ 21,217,000 $ 147,340 $ 67,000
Pinal, Arizona 125 $ 22,034,000 $ 176,272 $ 66,000
King, Washington 121 $ 58,088,000 $ 480,066 $ 184,000
Dallas, Texas 68 $ 16,433,000 $ 241,661 $ 106,000
Snohomish, Washington 64 $ 22,122,000 $ 345,656 $ 112,000
Tarrant, Texas 49 $ 9,706,000 $ 198,081 $ 95,000
Contra Costa, California 47 $ 24,077,000 $ 512,276 $ 166,000
Washington, Texas 47 $ 9,014,000 $ 191,787 $ 85,000
Carbon, Wyoming 44 $ 6,819,000 $ 154,977 $ 77,000
Walker, Texas 37 $ 7,130,000 $ 192,702 $ 110,000
Pierce, Washington 37 $ 9,968,000 $ 269,405 $ 90,000
Grays Harbor, Washington 32 $ 6,110,000 $ 190,937 $ 81,000
Navajo, Arizona 29 $ 5,158,000 $ 177,862 $ 104,000
Los Angeles, California 28 $ 12,977,000 $ 463,464 $ 167,000
Riverside, California 28 $ 8,162,000 $ 291,500 $ 78,000
Valencia, New Mexico 28 $ 3,185,000 $ 113,750 $ 55,000
Calhoun, Texas 28 $ 3,633,000 $ 129,750 $ 52,000
Converse, Wyoming 28 $ 4,213,000 $ 150,464 $ 60,000
Denton, Texas 27 $ 7,016,000 $ 259,851 $ 101,000
Collin, Texas 22 $ 6,083,000 $ 276,500 $ 113,000
Grimes, Texas 22 $ 3,532,000 $ 160,545 $ 59,000
Mohave, Arizona 21 $ 4,688,000 $ 223,238 $ 136,000
Alameda, California 21 $ 12,036,000 $ 573,142 $ 182,000
Guadalupe, Texas 20 $ 4,589,000 $ 229,450 $ 86,000
Comal, Texas 13 $ 3,708,000 $ 285,230 $ 103,000
Spokane, Washington 13 $ 3,010,000 $ 231,538 $ 83,000
Coryell, Texas 11 $ 1,801,000 $ 163,727 $ 90,000
Albany, Wyoming 11 $ 2,086,000 $ 189,636 $ 72,000
Pima, Arizona 10 $ 2,259,000 $ 225,900 $ 128,000
Santa Fe, New Mexico 10 $ 1,562,000 $ 156,200 $ 61,000
Harris, Texas 10 $ 2,389,000 $ 238,900 $ 127,000
Medina, Texas 9 $ 1,958,000 $ 217,555 $ 86,000
Wilson, Texas 9 $ 1,731,000 $ 192,333 $ 88,000
Gila, Arizona 8 $ 2,199,000 $ 274,875 $ 109,000
Orange, California 8 $ 4,086,000 $ 510,750 $ 141,000
Bosque, Texas 8 $ 1,110,000 $ 138,750 $ 71,000
Jackson, Texas 8 $ 1,247,000 $ 155,875 $ 81,000
Montgomery, Texas 8 $ 1,536,000 $ 192,000 $ 92,000
San Bernardino, California 7 $ 1,948,000 $ 278,285 $ 133,000
Bandera, Texas 7 $ 1,682,000 $ 240,285 $ 99,000
Bell, Texas 6 $ 698,000 $ 116,333 $ 63,000
Apache, Arizona 5 $ 966,000 $ 193,200 $ 60,000
Yuma, Arizona 5 $ 599,000 $ 119,800 $ 50,000
San Joaquin, California 5 $ 1,810,000 $ 362,000 $ 124,000
Solano, California 5 $ 1,553,000 $ 310,600 $ 83,000
Hidalgo, Texas 5 $ 901,000 $ 180,200 $ 65,000
Kaufman, Texas 5 $ 1,213,000 $ 242,600 $ 92,000
Nueces, Texas 5 $ 604,000 $ 120,800 $ 74,000
Ventura, California 4 $ 1,946,000 $ 486,500 $ 143,000
Curry, New Mexico 4 $ 294,000 $ 73,500 $ 39,000
Sierra, New Mexico 4 $ 309,000 $ 77,250 $ 38,000
Grayson, Texas 4 $ 535,000 $ 133,750 $ 63,000
Hunt, Texas 4 $ 993,000 $ 248,250 $ 93,000
Lewis, Washington 4 $ 959,000 $ 239,750 $ 59,000
Thurston, Washington 4 $ 1,043,000 $ 260,750 $ 97,000
Platte, Wyoming 4 $ 535,000 $ 133,750 $ 43,000
El Paso, Colorado 3 $ 611,000 $ 203,666 $ 76,000
Atascosa, Texas 3 $ 444,000 $ 148,000 $ 57,000
DeWitt, Texas 3 $ 320,000 $ 106,666 $ 39,000
Galveston, Texas 3 $ 978,000 $ 326,000 $ 212,000
Gonzales, Texas 3 $ 444,000 $ 148,000 $ 61,000
Gregg, Texas 3 $ 289,000 $ 96,333 $ 75,000
Johnson, Texas 3 $ 775,000 $ 258,333 $ 107,000
Parker, Texas 3 $ 736,000 $ 245,333 $ 134,000
Robertson, Texas 3 $ 782,000 $ 260,666 $ 81,000
Benton, Washington 3 $ 825,000 $ 275,000 $ 97,000
Island, Washington 3 $ 951,000 $ 317,000 $ 63,000
Kitsap, Washington 3 $ 917,000 $ 305,666 $ 177,000
Whatcom, Washington 3 $ 872,000 $ 290,666 $ 103,000
Campbell, Wyoming 3 $ 413,000 $ 137,666 $ 70,000
Crook, Wyoming 3 $ 457,000 $ 152,333 $ 70,000
Fremont, Wyoming 3 $ 807,000 $ 269,000 $ 90,000
Cochise, Arizona 2 $ 689,000 $ 344,500 $ 104,000
La Paz, Arizona 2 $ 193,000 $ 96,500 $ 31,000
Fresno, California 2 $ 452,000 $ 226,000 $ 75,000
Nevada, California 2 $ 673,000 $ 336,500 $ 123,000
San Mateo, California 2 $ 1,475,000 $ 737,500 $ 200,000
Adams, Colorado 2 $ 601,000 $ 300,500 $ 107,000
Arapahoe, Colorado 2 $ 795,000 $ 397,500 $ 82,000
Boulder, Colorado 2 $ 711,000 $ 355,500 $ 147,000
Torrance, New Mexico 2 $ 239,000 $ 119,500 $ 68,000
Clackamas, Oregon 2 $ 829,000 $ 414,500 $ 145,000
Multnomah, Oregon 2 $ 640,000 $ 320,000 $ 113,000
Aransas, Texas 2 $ 591,000 $ 295,500 $ 192,000
Austin, Texas 2 $ 361,000 $ 180,500 $ 79,000
Bastrop, Texas 2 $ 427,000 $ 213,500 $ 74,000
Bee, Texas 2 $ 142,000 $ 71,000 $ 43,000
Burleson, Texas 2 $ 342,000 $ 171,000 $ 84,000
Ellis, Texas 2 $ 499,000 $ 249,500 $ 104,000
Falls, Texas 2 $ 285,000 $ 142,500 $ 98,000
Hamilton, Texas 2 $ 318,000 $ 159,000 $ 142,000
Hays, Texas 2 $ 593,000 $ 296,500 $ 231,000
Henderson, Texas 2 $ 500,000 $ 250,000 $ 109,000
Kendall, Texas 2 $ 498,000 $ 249,000 $ 346,000
Kerr, Texas 2 $ 652,000 $ 326,000 $ 81,000
Madison, Texas 2 $ 438,000 $ 219,000 $ 101,000
Navarro, Texas 2 $ 262,000 $ 131,000 $ 66,000
Rockwall, Texas 2 $ 433,000 $ 216,500 $ 87,000
Travis, Texas 2 $ 1,241,000 $ 620,500 $ 162,000
Trinity, Texas 2 $ 176,000 $ 88,000 $ 63,000
Williamson, Texas 2 $ 514,000 $ 257,000 $ 100,000
Clark, Washington 2 $ 364,000 $ 182,000 $ 83,000
Skagit, Washington 2 $ 752,000 $ 376,000 $ 189,000
Goshen, Wyoming 2 $ 232,000 $ 116,000 $ 69,000
El Dorado, California 1 $ 360,000 $ 360,000 $ 540,000
Sacramento, California 1 $ 223,000 $ 223,000 $ 159,000
San Francisco, California 1 $ 540,000 $ 540,000 $ 126,000
Santa Clara, California 1 $ 653,000 $ 653,000 $ 172,000
Yuba, California 1 $ 277,000 $ 277,000 $ 126,000
Custer, Colorado 1 $ 326,000 $ 326,000 $ 107,000
Jefferson, Colorado 1 $ 353,000 $ 353,000 $ 95,000
Larimer, Colorado 1 $ 251,000 $ 251,000 $ 67,000
Park, Colorado 1 $ 243,000 $ 243,000 $ 52,000
Saguache, Colorado 1 $ 234,000 $ 234,000 $ 46,000
Chase, Nebraska 1 $ 196,000 $ 196,000 $ 76,000
Colfax, New Mexico 1 $ 74,000 $ 74,000 $ 30,000
Dona Ana, New Mexico 1 $ 132,000 $ 132,000 $ 111,000
Eddy, New Mexico 1 $ 268,000 $ 268,000 $ 0
Los Alamos, New Mexico 1 $ 142,000 $ 142,000 $ 123,000
Roosevelt, New Mexico 1 $ 136,000 $ 136,000 $ 227,000
Socorro, New Mexico 1 $ 68,000 $ 68,000 $ 58,000
Curry, Oregon 1 $ 175,000 $ 175,000 $ 63,000
Lincoln, Oregon 1 $ 130,000 $ 130,000 $ 77,000
Yamhill, Oregon 1 $ 263,000 $ 263,000 $ 49,000
Angelina, Texas 1 $ 185,000 $ 185,000 $ 54,000
Burnet, Texas 1 $ 228,000 $ 228,000 $ 88,000
Caldwell, Texas 1 $ 84,000 $ 84,000 $ 53,000
Cameron, Texas 1 $ 59,000 $ 59,000 $ 35,000
Eastland, Texas 1 $ 141,000 $ 141,000 $ 142,000
Ector, Texas 1 $ 137,000 $ 137,000 $ 70,000
El Paso, Texas 1 $ 114,000 $ 114,000 $ 65,000
Erath, Texas 1 $ 174,000 $ 174,000 $ 47,000
Fort Bend, Texas 1 $ 356,000 $ 356,000 $ 146,000
Goliad, Texas 1 $ 300,000 $ 300,000 $ 77,000
Gray, Texas 1 $ 201,000 $ 201,000 $ 123,000
Lavaca, Texas 1 $ 222,000 $ 222,000 $ 75,000
Limestone, Texas 1 $ 158,000 $ 158,000 $ 88,000
Mason, Texas 1 $ 273,000 $ 273,000 $ 211,000
Panola, Texas 1 $ 240,000 $ 240,000 $ 120,000
Shelby, Texas 1 $ 176,000 $ 176,000 $ 86,000
Smith, Texas 1 $ 169,000 $ 169,000 $ 88,000
Tom Green, Texas 1 $ 81,000 $ 81,000 $ 31,000
Webb, Texas 1 $ 173,000 $ 173,000 $ 54,000
Wharton, Texas 1 $ 181,000 $ 181,000 $ 80,000
Wise, Texas 1 $ 251,000 $ 251,000 $ 137,000
Adams, Washington 1 $ 126,000 $ 126,000 $ 51,000
Chelan, Washington 1 $ 244,000 $ 244,000 $ 310,000
Clallam, Washington 1 $ 180,000 $ 180,000 $ 65,000
Mason, Washington 1 $ 104,000 $ 104,000 $ 56,000
San Juan, Washington 1 $ 540,000 $ 540,000 $ 131,000
Stevens, Washington 1 $ 256,000 $ 256,000 $ 84,000
Yakima, Washington 1 $ 205,000 $ 205,000 $ 44,000
Lincoln, Wyoming 1 $ 93,000 $ 93,000 $ 61,000
Sublette, Wyoming 1 $ 356,000 $ 356,000 $ 118,000
Sweetwater, Wyoming 1 $ 404,000 $ 404,000 $ 185,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,782 $1,192,001,000 $206,000 $1,408,000 $84,000 $1,908,000
Refinancing 1,136 $296,125,000 $260,000 $2,426,000 $101,000 $1,675,000
Home Improvement 2 $231,000 $115,000 $156,000 $40,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,343 $951,297,000 $219,000 $2,426,000 $92,000 $1,908,000
Hispanic 1,525 $302,120,000 $198,000 $993,000 $73,000 $713,000
Not Provided 636 $130,311,000 $204,000 $1,249,000 $88,000 $1,536,000
Black or African American 206 $45,264,000 $219,000 $648,000 $83,000 $453,000
Asian 166 $50,112,000 $301,000 $1,320,000 $105,000 $525,000
American Indian or Alaskan Native 30 $5,248,000 $174,000 $395,000 $66,000 $170,000
Native Hawaiian or Other Pacific Islander 14 $4,005,000 $286,000 $539,000 $135,000 $800,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,970 $863,580,000 $217,000 $2,426,000 $99,000 $1,908,000
FHA-insured (Federal Housing Administration) 2,121 $422,899,000 $199,000 $714,000 $68,000 $946,000
VA-guaranteed (Veterans Administration) 700 $179,284,000 $256,000 $971,000 $83,000 $1,817,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $22,594,000 $175,000 $356,000 $55,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,376 $1,154,167,000 $214,000 $2,426,000 $88,000 $1,908,000
Application Withdrawn By Applicant 1,029 $228,612,000 $222,000 $1,325,000 $92,000 $1,536,000
Application Denied By Financial Institution 471 $95,397,000 $202,000 $1,250,000 $69,000 $484,000
Application Approved But Not Accepted 40 $9,511,000 $237,000 $635,000 $88,000 $325,000
File Closed For Incompleteness 4 $670,000 $167,000 $203,000 $93,000 $134,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 162 $30,262,000 $186,000 $854,000 $50,000 $222,000
Collateral 119 $24,520,000 $206,000 $1,249,000 $82,000 $402,000
Credit History 66 $14,399,000 $218,000 $1,050,000 $65,000 $291,000
Other 42 $6,674,000 $158,000 $900,000 $85,000 $317,000
Credit Application Incomplete 20 $4,216,000 $210,000 $484,000 $82,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 19 $4,843,000 $254,000 $1,070,000 $101,000 $484,000
Employment History 18 $3,317,000 $184,000 $630,000 $50,000 $130,000
Unverifiable Information 12 $2,823,000 $235,000 $660,000 $88,000 $240,000
Mortgage Insurance Denied 2 $896,000 $448,000 $478,000 $137,000 $152,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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