Wallick & Volk, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,570 |
| Total Mortgage Loan Application Amount | $2,300,540,000 |
| Average Mortgage Loan Application Amount | $261,000 |
| Highest Mortgage Loan Application Amount | $2,165,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $2,201,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,252 | $ 360,550,000 | $ 287,000 | $ 95,000 |
| Yavapai County Arizona | 617 | $ 165,285,000 | $ 267,000 | $ 92,000 |
| Coconino County Arizona | 591 | $ 199,465,000 | $ 337,000 | $ 114,000 |
| Natrona County Wyoming | 563 | $ 93,365,000 | $ 165,000 | $ 70,000 |
| Laramie County Wyoming | 553 | $ 130,565,000 | $ 236,000 | $ 84,000 |
| McLennan County Texas | 491 | $ 108,325,000 | $ 220,000 | $ 96,000 |
| Bexar County Texas | 426 | $ 95,430,000 | $ 224,000 | $ 77,000 |
| Pierce County Washington | 267 | $ 87,665,000 | $ 328,000 | $ 110,000 |
| King County Washington | 263 | $ 105,325,000 | $ 400,000 | $ 128,000 |
| San Diego County California | 257 | $ 111,185,000 | $ 432,000 | $ 120,000 |
| Victoria County Texas | 237 | $ 54,295,000 | $ 229,000 | $ 93,000 |
| Brazos County Texas | 205 | $ 45,475,000 | $ 221,000 | $ 94,000 |
| Bernalillo County New Mexico | 203 | $ 37,565,000 | $ 185,000 | $ 77,000 |
| Imperial County California | 194 | $ 48,780,000 | $ 251,000 | $ 104,000 |
| Dallas County Texas | 169 | $ 40,375,000 | $ 238,000 | $ 84,000 |
| Pinal County Arizona | 135 | $ 38,085,000 | $ 282,000 | $ 76,000 |
| Kootenai County Idaho | 125 | $ 42,475,000 | $ 339,000 | $ 114,000 |
| Tarrant County Texas | 124 | $ 33,170,000 | $ 267,000 | $ 94,000 |
| Navajo County Arizona | 120 | $ 27,580,000 | $ 229,000 | $ 89,000 |
| Snohomish County Washington | 98 | $ 39,990,000 | $ 408,000 | $ 133,000 |
| Riverside County California | 89 | $ 23,785,000 | $ 267,000 | $ 107,000 |
| Kaufman County Texas | 64 | $ 16,660,000 | $ 260,000 | $ 78,000 |
| Sandoval County New Mexico | 59 | $ 11,795,000 | $ 199,000 | $ 73,000 |
| Denton County Texas | 56 | $ 16,770,000 | $ 299,000 | $ 95,000 |
| Grays Harbor County Washington | 52 | $ 12,530,000 | $ 240,000 | $ 118,000 |
| Spokane County Washington | 51 | $ 13,805,000 | $ 270,000 | $ 89,000 |
| Ellis County Texas | 46 | $ 15,240,000 | $ 331,000 | $ 94,000 |
| Walker County Texas | 45 | $ 9,775,000 | $ 217,000 | $ 73,000 |
| Valencia County New Mexico | 44 | $ 7,860,000 | $ 178,000 | $ 69,000 |
| Harris County Texas | 43 | $ 10,485,000 | $ 243,000 | $ 104,000 |
| Calhoun County Texas | 38 | $ 7,630,000 | $ 200,000 | $ 80,000 |
| Washington County Texas | 38 | $ 9,540,000 | $ 251,000 | $ 138,000 |
| Apache County Arizona | 37 | $ 8,235,000 | $ 222,000 | $ 126,000 |
| Collin County Texas | 35 | $ 11,795,000 | $ 337,000 | $ 137,000 |
| Burleson County Texas | 34 | $ 6,880,000 | $ 202,000 | $ 83,000 |
| Thurston County Washington | 30 | $ 9,490,000 | $ 316,000 | $ 121,000 |
| Pima County Arizona | 29 | $ 7,515,000 | $ 259,000 | $ 120,000 |
| Converse County Wyoming | 29 | $ 4,775,000 | $ 164,000 | $ 75,000 |
| Grimes County Texas | 28 | $ 5,340,000 | $ 190,000 | $ 66,000 |
| Guadalupe County Texas | 27 | $ 7,325,000 | $ 271,000 | $ 84,000 |
| Carbon County Wyoming | 27 | $ 4,275,000 | $ 158,000 | $ 88,000 |
| Mohave County Arizona | 26 | $ 5,940,000 | $ 228,000 | $ 112,000 |
| Johnson County Texas | 26 | $ 6,410,000 | $ 246,000 | $ 83,000 |
| Comal County Texas | 24 | $ 7,790,000 | $ 324,000 | $ 101,000 |
| Kitsap County Washington | 20 | $ 6,920,000 | $ 346,000 | $ 109,000 |
| Shoshone County Idaho | 18 | $ 2,860,000 | $ 158,000 | $ 76,000 |
| Clallam County Washington | 18 | $ 5,790,000 | $ 321,000 | $ 128,000 |
| Gila County Arizona | 16 | $ 4,940,000 | $ 308,000 | $ 83,000 |
| San Bernardino County California | 16 | $ 4,600,000 | $ 287,000 | $ 114,000 |
| Albany County Wyoming | 16 | $ 4,310,000 | $ 269,000 | $ 102,000 |
| Fremont County Wyoming | 16 | $ 3,030,000 | $ 189,000 | $ 84,000 |
| Coryell County Texas | 15 | $ 2,735,000 | $ 182,000 | $ 78,000 |
| Montgomery County Texas | 15 | $ 3,675,000 | $ 245,000 | $ 95,000 |
| Bell County Texas | 13 | $ 2,705,000 | $ 208,000 | $ 109,000 |
| Campbell County Wyoming | 13 | $ 2,515,000 | $ 193,000 | $ 70,000 |
| Kendall County Texas | 12 | $ 3,930,000 | $ 327,000 | $ 119,000 |
| Rockwall County Texas | 12 | $ 3,850,000 | $ 320,000 | $ 103,000 |
| Wilson County Texas | 12 | $ 4,560,000 | $ 380,000 | $ 97,000 |
| Santa Fe County New Mexico | 11 | $ 2,155,000 | $ 195,000 | $ 122,000 |
| Bosque County Texas | 11 | $ 2,115,000 | $ 192,000 | $ 105,000 |
| Jackson County Texas | 11 | $ 1,895,000 | $ 172,000 | $ 70,000 |
| Mason County Washington | 11 | $ 2,755,000 | $ 250,000 | $ 99,000 |
| Los Angeles County California | 10 | $ 6,250,000 | $ 625,000 | $ 149,000 |
| Bonner County Idaho | 10 | $ 4,040,000 | $ 404,000 | $ 143,000 |
| Fort Bend County Texas | 10 | $ 3,570,000 | $ 357,000 | $ 126,000 |
| Catron County New Mexico | 9 | $ 1,015,000 | $ 112,000 | $ 62,000 |
| Hill County Texas | 9 | $ 3,155,000 | $ 350,000 | $ 102,000 |
| Travis County Texas | 9 | $ 3,605,000 | $ 400,000 | $ 142,000 |
| Latah County Idaho | 8 | $ 2,110,000 | $ 263,000 | $ 74,000 |
| Medina County Texas | 8 | $ 1,750,000 | $ 218,000 | $ 88,000 |
| Skagit County Washington | 8 | $ 2,320,000 | $ 290,000 | $ 72,000 |
| Williamson County Texas | 7 | $ 2,365,000 | $ 337,000 | $ 122,000 |
| Platte County Wyoming | 7 | $ 1,245,000 | $ 177,000 | $ 84,000 |
| Washakie County Wyoming | 7 | $ 1,105,000 | $ 157,000 | $ 77,000 |
| Weld County Colorado | 6 | $ 2,200,000 | $ 366,000 | $ 125,000 |
| Torrance County New Mexico | 6 | $ 430,000 | $ 71,000 | $ 35,000 |
| DeWitt County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 91,000 |
| Falls County Texas | 6 | $ 1,070,000 | $ 178,000 | $ 100,000 |
| Webb County Texas | 6 | $ 920,000 | $ 153,000 | $ 62,000 |
| Pacific County Washington | 6 | $ 1,000,000 | $ 166,000 | $ 79,000 |
| Whatcom County Washington | 6 | $ 2,470,000 | $ 411,000 | $ 180,000 |
| Goliad County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| Hood County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 116,000 |
| Clark County Washington | 5 | $ 2,185,000 | $ 437,000 | $ 91,000 |
| Island County Washington | 5 | $ 1,855,000 | $ 371,000 | $ 147,000 |
| Lewis County Washington | 5 | $ 965,000 | $ 193,000 | $ 74,000 |
| Goshen County Wyoming | 5 | $ 705,000 | $ 141,000 | $ 66,000 |
| Park County Wyoming | 5 | $ 1,165,000 | $ 233,000 | $ 65,000 |
| Yuma County Arizona | 4 | $ 1,140,000 | $ 285,000 | $ 143,000 |
| Santa Clara County California | 4 | $ 2,930,000 | $ 732,000 | $ 134,000 |
| Ventura County California | 4 | $ 2,120,000 | $ 530,000 | $ 109,000 |
| Larimer County Colorado | 4 | $ 1,240,000 | $ 310,000 | $ 76,000 |
| Montezuma County Colorado | 4 | $ 1,280,000 | $ 320,000 | $ 117,000 |
| San Juan County New Mexico | 4 | $ 440,000 | $ 110,000 | $ 61,000 |
| Multnomah County Oregon | 4 | $ 1,870,000 | $ 467,000 | $ 129,000 |
| Williamson County Tennessee | 4 | $ 2,160,000 | $ 540,000 | $ 193,000 |
| El Paso County Texas | 4 | $ 790,000 | $ 197,000 | $ 102,000 |
| Hidalgo County Texas | 4 | $ 770,000 | $ 192,000 | $ 66,000 |
| Hunt County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 72,000 |
| Kerr County Texas | 4 | $ 920,000 | $ 230,000 | $ 98,000 |
| Matagorda County Texas | 4 | $ 640,000 | $ 160,000 | $ 71,000 |
| San Patricio County Texas | 4 | $ 740,000 | $ 185,000 | $ 92,000 |
| Wichita County Texas | 4 | $ 640,000 | $ 160,000 | $ 86,000 |
| Chelan County Washington | 4 | $ 1,850,000 | $ 462,000 | $ 251,000 |
| Jefferson County Washington | 4 | $ 1,040,000 | $ 260,000 | $ 66,000 |
| Stevens County Washington | 4 | $ 1,180,000 | $ 295,000 | $ 113,000 |
| Sweetwater County Wyoming | 4 | $ 900,000 | $ 225,000 | $ 99,000 |
| Orange County California | 3 | $ 1,045,000 | $ 348,000 | $ 115,000 |
| La Plata County Colorado | 3 | $ 1,905,000 | $ 635,000 | $ 324,000 |
| Mesa County Colorado | 3 | $ 755,000 | $ 251,000 | $ 128,000 |
| Kimball County Nebraska | 3 | $ 445,000 | $ 148,000 | $ 37,000 |
| De Baca County New Mexico | 3 | $ 185,000 | $ 61,000 | $ 56,000 |
| Dona Ana County New Mexico | 3 | $ 665,000 | $ 221,000 | $ 93,000 |
| Atascosa County Texas | 3 | $ 775,000 | $ 258,000 | $ 52,000 |
| Bee County Texas | 3 | $ 465,000 | $ 155,000 | $ 58,000 |
| Cameron County Texas | 3 | $ 435,000 | $ 145,000 | $ 109,000 |
| Grayson County Texas | 3 | $ 805,000 | $ 268,000 | $ 135,000 |
| Hays County Texas | 3 | $ 905,000 | $ 301,000 | $ 107,000 |
| Madison County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 102,000 |
| Smith County Texas | 3 | $ 475,000 | $ 158,000 | $ 33,000 |
| Asotin County Washington | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| San Juan County Washington | 3 | $ 1,645,000 | $ 548,000 | $ 165,000 |
| Johnson County Wyoming | 3 | $ 705,000 | $ 235,000 | $ 82,000 |
| Cochise County Arizona | 2 | $ 410,000 | $ 205,000 | $ 106,000 |
| Graham County Arizona | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Madera County California | 2 | $ 740,000 | $ 370,000 | $ 80,000 |
| Sacramento County California | 2 | $ 1,100,000 | $ 550,000 | $ 144,000 |
| San Luis Obispo County California | 2 | $ 850,000 | $ 425,000 | $ 149,000 |
| Stanislaus County California | 2 | $ 510,000 | $ 255,000 | $ 80,000 |
| Yolo County California | 2 | $ 710,000 | $ 355,000 | $ 136,000 |
| Douglas County Colorado | 2 | $ 470,000 | $ 235,000 | $ 49,000 |
| Canyon County Idaho | 2 | $ 610,000 | $ 305,000 | $ 130,000 |
| Cassia County Idaho | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Lewis County Idaho | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Nez Perce County Idaho | 2 | $ 410,000 | $ 205,000 | $ 54,000 |
| Curry County New Mexico | 2 | $ 70,000 | $ 35,000 | $ 18,000 |
| Luna County New Mexico | 2 | $ 120,000 | $ 60,000 | $ 25,000 |
| Roosevelt County New Mexico | 2 | $ 220,000 | $ 110,000 | $ 54,000 |
| San Miguel County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| Socorro County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 126,000 |
| Taos County New Mexico | 2 | $ 310,000 | $ 155,000 | $ 53,000 |
| Union County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Tillamook County Oregon | 2 | $ 690,000 | $ 345,000 | $ 186,000 |
| Umatilla County Oregon | 2 | $ 610,000 | $ 305,000 | $ 95,000 |
| Washington County Oregon | 2 | $ 770,000 | $ 385,000 | $ 128,000 |
| Aransas County Texas | 2 | $ 590,000 | $ 295,000 | $ 121,000 |
| Freestone County Texas | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Galveston County Texas | 2 | $ 710,000 | $ 355,000 | $ 176,000 |
| Henderson County Texas | 2 | $ 1,350,000 | $ 675,000 | $ 421,000 |
| Lavaca County Texas | 2 | $ 890,000 | $ 445,000 | $ 252,000 |
| Parker County Texas | 2 | $ 950,000 | $ 475,000 | $ 223,000 |
| Somervell County Texas | 2 | $ 480,000 | $ 240,000 | $ 54,000 |
| Uvalde County Texas | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Benton County Washington | 2 | $ 660,000 | $ 330,000 | $ 97,000 |
| Ferry County Washington | 2 | $ 380,000 | $ 190,000 | $ 76,000 |
| Klickitat County Washington | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Lincoln County Wyoming | 2 | $ 650,000 | $ 325,000 | $ 164,000 |
| Sheridan County Wyoming | 2 | $ 820,000 | $ 410,000 | $ 66,000 |
| Alameda County California | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Contra Costa County California | 1 | $ 595,000 | $ 595,000 | $ 313,000 |
| Napa County California | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Nevada County California | 1 | $ 965,000 | $ 965,000 | $ 187,000 |
| San Francisco County California | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| San Mateo County California | 1 | $ 215,000 | $ 215,000 | $ 161,000 |
| Adams County Colorado | 1 | $ 335,000 | $ 335,000 | $ 48,000 |
| Arapahoe County Colorado | 1 | $ 595,000 | $ 595,000 | $ 174,000 |
| Custer County Colorado | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| Eagle County Colorado | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| El Paso County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Garfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Jefferson County Colorado | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Routt County Colorado | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Ada County Idaho | 1 | $ 395,000 | $ 395,000 | $ 985,000 |
| Benewah County Idaho | 1 | $ 485,000 | $ 485,000 | $ 87,000 |
| Twin Falls County Idaho | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Cheyenne County Nebraska | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| Sarpy County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Scotts Bluff County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 126,000 |
| Grant County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Lincoln County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Quay County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Rio Arriba County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Clackamas County Oregon | 1 | $ 425,000 | $ 425,000 | $ 76,000 |
| Deschutes County Oregon | 1 | $ 725,000 | $ 725,000 | $ 262,000 |
| Jackson County Oregon | 1 | $ 495,000 | $ 495,000 | $ 99,000 |
| Wasco County Oregon | 1 | $ 505,000 | $ 505,000 | $ 97,000 |
| Maury County Tennessee | 1 | $ 2,165,000 | $ 2,165,000 | $ 127,000 |
| Sumner County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Angelina County Texas | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Brazoria County Texas | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Burnet County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Cooke County Texas | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Dimmit County Texas | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Ector County Texas | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Erath County Texas | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Fannin County Texas | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
| Gillespie County Texas | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Gonzales County Texas | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Gregg County Texas | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Hamilton County Texas | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Harrison County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Jack County Texas | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Lampasas County Texas | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Lee County Texas | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Leon County Texas | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Liberty County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Limestone County Texas | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| Lubbock County Texas | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Midland County Texas | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Nueces County Texas | 1 | $ 465,000 | $ 465,000 | $ 187,000 |
| Polk County Texas | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Potter County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Refugio County Texas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Robertson County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Starr County Texas | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Taylor County Texas | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Titus County Texas | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Tom Green County Texas | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Wharton County Texas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Wise County Texas | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Kittitas County Washington | 1 | $ 415,000 | $ 415,000 | $ 72,000 |
| Pend Oreille County Washington | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Yakima County Washington | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| Big Horn County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Sublette County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Teton County Wyoming | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Uinta County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,449 | $1,445,005,000 | $265,000 | $2,165,000 | $94,000 | $2,201,000 |
| Refinancing | 1,784 | $477,020,000 | $267,000 | $1,615,000 | $103,000 | $1,438,000 |
| Cash-out Refinancing | 1,238 | $356,180,000 | $287,000 | $1,445,000 | $94,000 | $1,067,000 |
| Other Purpose | 99 | $22,335,000 | $225,000 | $545,000 | $121,000 | $746,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,030 | $1,341,540,000 | $266,000 | $2,165,000 | $100,000 | $2,201,000 |
| Hispanic | 1,814 | $460,690,000 | $253,000 | $1,335,000 | $80,000 | $1,650,000 |
| Not Provided | 755 | $217,015,000 | $287,000 | $1,045,000 | $105,000 | $884,000 |
| Black or African American | 615 | $164,065,000 | $266,000 | $1,335,000 | $87,000 | $1,261,000 |
| Asian | 193 | $65,975,000 | $341,000 | $1,825,000 | $120,000 | $870,000 |
| American Indian or Alaskan Native | 83 | $20,205,000 | $243,000 | $865,000 | $90,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,610,000 | $288,000 | $515,000 | $117,000 | $253,000 |
| Not applicable | 5 | $1,715,000 | $343,000 | $535,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,022 | $1,605,980,000 | $266,000 | $2,165,000 | $105,000 | $2,201,000 |
| FHA-insured (Federal Housing Administration) | 1,931 | $493,305,000 | $255,000 | $795,000 | $71,000 | $386,000 |
| VA-guaranteed (Veterans Administration) | 528 | $180,610,000 | $342,000 | $1,075,000 | $90,000 | $329,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $20,645,000 | $231,000 | $535,000 | $63,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,637 | $1,772,345,000 | $267,000 | $1,615,000 | $96,000 | $2,201,000 |
| Application Withdrawn By Applicant | 1,335 | $374,195,000 | $280,000 | $2,165,000 | $102,000 | $1,438,000 |
| Application Denied By Financial Institution | 556 | $143,370,000 | $257,000 | $1,045,000 | $78,000 | $1,404,000 |
| Application Approved But Not Accepted | 31 | $7,505,000 | $242,000 | $545,000 | $96,000 | $246,000 |
| File Closed For Incompleteness | 6 | $1,410,000 | $235,000 | $455,000 | $89,000 | $174,000 |
| Loan Purchased By The Institution | 5 | $1,715,000 | $343,000 | $535,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,014 | $2,157,170,000 | $269,000 | $2,165,000 | $97,000 | $2,201,000 |
| Debt-To-Income Ratio | 179 | $46,495,000 | $259,000 | $785,000 | $55,000 | $200,000 |
| Credit Application Incomplete | 100 | $27,070,000 | $270,000 | $685,000 | $100,000 | $336,000 |
| Collateral | 99 | $21,635,000 | $218,000 | $955,000 | $93,000 | $1,404,000 |
| Credit History | 89 | $22,025,000 | $247,000 | $565,000 | $82,000 | $730,000 |
| Unverifiable Information | 28 | $7,050,000 | $251,000 | $515,000 | $44,000 | $300,000 |
| Employment History | 27 | $7,675,000 | $284,000 | $1,045,000 | $12,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $6,980,000 | $349,000 | $695,000 | $184,000 | $1,261,000 |
| Other | 14 | $4,440,000 | $317,000 | $645,000 | $110,000 | $360,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.