Wallick and Volk, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Wallick and Volk, Inc. of Cheyenne, WY reported 3,540 mortgage applications totaling $1.1 billion, down 59% from 2021. The average application was for $297,166, and applicants reported an average income of $103,260. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (504), Casper, WY (347) and Prescott Valley-Prescott, AZ (327) (applications in parentheses).

Mortgage Company & Address Wallick and Volk, Inc.
222 E. 18th St.
Cheyenne, WY 82001
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,540
Total Mortgage Loan Application Amount $1,051,970,000
Average Mortgage Loan Application Amount $297,166
Highest Mortgage Loan Application Amount $3,285,000
Average Applicant Income $103,260
Highest Applicant Income $1,502,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wallick and Volk, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wallick and Volk, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 417 $ 146,945,000 $ 352,386 $ 112,000
Natrona, Wyoming 347 $ 65,265,000 $ 188,083 $ 76,000
Yavapai, Arizona 327 $ 100,115,000 $ 306,162 $ 89,000
Laramie, Wyoming 307 $ 79,135,000 $ 257,768 $ 89,000
Coconino, Arizona 243 $ 104,455,000 $ 429,855 $ 135,000
McLennan, Texas 230 $ 59,330,000 $ 257,956 $ 112,000
Bexar, Texas 186 $ 48,340,000 $ 259,892 $ 91,000
Victoria, Texas 161 $ 36,995,000 $ 229,782 $ 97,000
Imperial, California 157 $ 44,445,000 $ 283,089 $ 110,000
Pinal, Arizona 87 $ 29,505,000 $ 339,137 $ 90,000
Bernalillo, New Mexico 87 $ 19,715,000 $ 226,609 $ 82,000
Brazos, Texas 85 $ 20,225,000 $ 237,941 $ 97,000
Pierce, Washington 67 $ 23,955,000 $ 357,537 $ 113,000
King, Washington 62 $ 35,740,000 $ 576,451 $ 187,000
Kootenai, Idaho 53 $ 23,595,000 $ 445,188 $ 139,000
Navajo, Arizona 52 $ 14,360,000 $ 276,153 $ 129,000
Snohomish, Washington 31 $ 16,315,000 $ 526,290 $ 138,000
Spokane, Washington 28 $ 8,620,000 $ 307,857 $ 108,000
Washington, Texas 25 $ 6,545,000 $ 261,800 $ 98,000
Apache, Arizona 22 $ 5,460,000 $ 248,181 $ 96,000
Guadalupe, Texas 22 $ 7,000,000 $ 318,181 $ 112,000
Converse, Wyoming 22 $ 3,360,000 $ 152,727 $ 75,000
Burleson, Texas 20 $ 4,470,000 $ 223,500 $ 91,000
Sandoval, New Mexico 19 $ 4,695,000 $ 247,105 $ 91,000
Gila, Arizona 18 $ 6,250,000 $ 347,222 $ 120,000
Valencia, New Mexico 18 $ 2,550,000 $ 141,666 $ 68,000
San Diego, California 15 $ 7,635,000 $ 509,000 $ 145,000
Grimes, Texas 15 $ 4,035,000 $ 269,000 $ 98,000
Thurston, Washington 15 $ 6,565,000 $ 437,666 $ 126,000
Grays Harbor, Washington 14 $ 3,980,000 $ 284,285 $ 108,000
Carbon, Wyoming 14 $ 1,690,000 $ 120,714 $ 63,000
Calhoun, Texas 13 $ 2,575,000 $ 198,076 $ 111,000
Walker, Texas 13 $ 3,205,000 $ 246,538 $ 90,000
Pima, Arizona 11 $ 2,215,000 $ 201,363 $ 78,000
Riverside, California 11 $ 3,645,000 $ 331,363 $ 96,000
Harris, Texas 10 $ 2,730,000 $ 273,000 $ 106,000
Clallam, Washington 10 $ 2,810,000 $ 281,000 $ 121,000
Comal, Texas 9 $ 4,005,000 $ 445,000 $ 140,000
Coryell, Texas 9 $ 2,715,000 $ 301,666 $ 94,000
Tarrant, Texas 9 $ 2,865,000 $ 318,333 $ 187,000
Wilson, Texas 9 $ 3,225,000 $ 358,333 $ 118,000
Shoshone, Idaho 8 $ 1,570,000 $ 196,250 $ 69,000
Bell, Texas 7 $ 1,485,000 $ 212,142 $ 81,000
Jackson, Texas 7 $ 1,725,000 $ 246,428 $ 74,000
Albany, Wyoming 7 $ 1,725,000 $ 246,428 $ 80,000
Campbell, Wyoming 7 $ 1,415,000 $ 202,142 $ 88,000
Mohave, Arizona 6 $ 1,460,000 $ 243,333 $ 73,000
Yuma, Arizona 6 $ 1,350,000 $ 225,000 $ 190,000
DeWitt, Texas 6 $ 1,390,000 $ 231,666 $ 81,000
Pacific, Washington 6 $ 1,690,000 $ 281,666 $ 76,000
Scotts Bluff, Nebraska 5 $ 605,000 $ 121,000 $ 57,000
Goliad, Texas 5 $ 1,055,000 $ 211,000 $ 70,000
Limestone, Texas 5 $ 1,335,000 $ 267,000 $ 87,000
Travis, Texas 5 $ 1,815,000 $ 363,000 $ 106,000
Island, Washington 5 $ 1,695,000 $ 339,000 $ 92,000
Kitsap, Washington 5 $ 1,795,000 $ 359,000 $ 115,000
Goshen, Wyoming 5 $ 605,000 $ 121,000 $ 76,000
Hill, Texas 4 $ 1,160,000 $ 290,000 $ 101,000
Grant, Washington 4 $ 830,000 $ 207,500 $ 74,000
Mason, Washington 4 $ 1,190,000 $ 297,500 $ 86,000
Platte, Wyoming 4 $ 1,120,000 $ 280,000 $ 84,000
Cochise, Arizona 3 $ 905,000 $ 301,666 $ 120,000
Los Angeles, California 3 $ 2,075,000 $ 691,666 $ 146,000
San Bernardino, California 3 $ 815,000 $ 271,666 $ 58,000
Otero, New Mexico 3 $ 295,000 $ 98,333 $ 80,000
Ellis, Texas 3 $ 835,000 $ 278,333 $ 114,000
Falls, Texas 3 $ 445,000 $ 148,333 $ 42,000
Fort Bend, Texas 3 $ 975,000 $ 325,000 $ 109,000
Johnson, Texas 3 $ 775,000 $ 258,333 $ 123,000
Medina, Texas 3 $ 1,045,000 $ 348,333 $ 95,000
Montgomery, Texas 3 $ 735,000 $ 245,000 $ 75,000
Jefferson, Washington 3 $ 1,815,000 $ 605,000 $ 257,000
Lewis, Washington 3 $ 1,085,000 $ 361,666 $ 60,000
Whatcom, Washington 3 $ 1,605,000 $ 535,000 $ 344,000
Yakima, Washington 3 $ 615,000 $ 205,000 $ 61,000
Sheridan, Wyoming 3 $ 525,000 $ 175,000 $ 80,000
Arapahoe, Colorado 2 $ 840,000 $ 420,000 $ 127,000
Logan, Colorado 2 $ 330,000 $ 165,000 $ 45,000
Weld, Colorado 2 $ 770,000 $ 385,000 $ 310,000
Benewah, Idaho 2 $ 540,000 $ 270,000 $ 71,000
Bonner, Idaho 2 $ 4,380,000 $ 2,190,000 $ 535,000
Nez Perce, Idaho 2 $ 400,000 $ 200,000 $ 74,000
Catron, New Mexico 2 $ 510,000 $ 255,000 $ 90,000
Curry, New Mexico 2 $ 480,000 $ 240,000 $ 39,000
Hamilton, Tennessee 2 $ 500,000 $ 250,000 $ 65,000
Aransas, Texas 2 $ 420,000 $ 210,000 $ 196,000
Atascosa, Texas 2 $ 480,000 $ 240,000 $ 88,000
Austin, Texas 2 $ 770,000 $ 385,000 $ 129,000
Bandera, Texas 2 $ 610,000 $ 305,000 $ 100,000
Bosque, Texas 2 $ 470,000 $ 235,000 $ 54,000
Dallas, Texas 2 $ 510,000 $ 255,000 $ 82,000
El Paso, Texas 2 $ 390,000 $ 195,000 $ 70,000
Gonzales, Texas 2 $ 400,000 $ 200,000 $ 64,000
Hays, Texas 2 $ 1,210,000 $ 605,000 $ 252,000
Kendall, Texas 2 $ 1,040,000 $ 520,000 $ 99,000
Kerr, Texas 2 $ 790,000 $ 395,000 $ 98,000
Parker, Texas 2 $ 690,000 $ 345,000 $ 153,000
Pend Oreille, Washington 2 $ 740,000 $ 370,000 $ 96,000
Skagit, Washington 2 $ 890,000 $ 445,000 $ 93,000
Fremont, Wyoming 2 $ 950,000 $ 475,000 $ 131,000
Niobrara, Wyoming 2 $ 100,000 $ 50,000 $ 66,000
Graham, Arizona 1 $ 305,000 $ 305,000 $ 80,000
Alameda, California 1 $ 315,000 $ 315,000 $ 97,000
Kern, California 1 $ 375,000 $ 375,000 $ 100,000
Orange, California 1 $ 295,000 $ 295,000 $ 107,000
Tuolumne, California 1 $ 465,000 $ 465,000 $ 186,000
Adams, Colorado 1 $ 545,000 $ 545,000 $ 128,000
Archuleta, Colorado 1 $ 155,000 $ 155,000 $ 102,000
Broomfield, Colorado 1 $ 175,000 $ 175,000 $ 210,000
La Plata, Colorado 1 $ 395,000 $ 395,000 $ 110,000
Larimer, Colorado 1 $ 425,000 $ 425,000 $ 120,000
Mesa, Colorado 1 $ 345,000 $ 345,000 $ 60,000
Montezuma, Colorado 1 $ 385,000 $ 385,000 $ 112,000
Bear Lake, Idaho 1 $ 605,000 $ 605,000 $ 339,000
Canyon, Idaho 1 $ 635,000 $ 635,000 $ 120,000
Douglas, Nebraska 1 $ 155,000 $ 155,000 $ 54,000
Lancaster, Nebraska 1 $ 175,000 $ 175,000 $ 60,000
Colfax, New Mexico 1 $ 125,000 $ 125,000 $ 52,000
Torrance, New Mexico 1 $ 195,000 $ 195,000 $ 115,000
Clackamas, Oregon 1 $ 455,000 $ 455,000 $ 101,000
Clatsop, Oregon 1 $ 955,000 $ 955,000 $ 706,000
Deschutes, Oregon 1 $ 215,000 $ 215,000 $ 103,000
Washington, Oregon 1 $ 1,555,000 $ 1,555,000 $ 337,000
Benton, Tennessee 1 $ 175,000 $ 175,000 $ 42,000
Coffee, Tennessee 1 $ 155,000 $ 155,000 $ 0
Davidson, Tennessee 1 $ 335,000 $ 335,000 $ 104,000
Montgomery, Tennessee 1 $ 345,000 $ 345,000 $ 91,000
Putnam, Tennessee 1 $ 305,000 $ 305,000 $ 67,000
Sevier, Tennessee 1 $ 235,000 $ 235,000 $ 55,000
Sumner, Tennessee 1 $ 325,000 $ 325,000 $ 110,000
Wilson, Tennessee 1 $ 285,000 $ 285,000 $ 59,000
Anderson, Texas 1 $ 105,000 $ 105,000 $ 120,000
Bee, Texas 1 $ 245,000 $ 245,000 $ 114,000
Burnet, Texas 1 $ 295,000 $ 295,000 $ 58,000
Cherokee, Texas 1 $ 175,000 $ 175,000 $ 125,000
Collin, Texas 1 $ 505,000 $ 505,000 $ 172,000
Colorado, Texas 1 $ 185,000 $ 185,000 $ 131,000
Gregg, Texas 1 $ 215,000 $ 215,000 $ 96,000
Hardin, Texas 1 $ 225,000 $ 225,000 $ 96,000
Hidalgo, Texas 1 $ 65,000 $ 65,000 $ 39,000
Hood, Texas 1 $ 215,000 $ 215,000 $ 209,000
Hunt, Texas 1 $ 345,000 $ 345,000 $ 79,000
Jim Wells, Texas 1 $ 405,000 $ 405,000 $ 95,000
Lee, Texas 1 $ 205,000 $ 205,000 $ 56,000
Leon, Texas 1 $ 155,000 $ 155,000 $ 82,000
Liberty, Texas 1 $ 175,000 $ 175,000 $ 48,000
Matagorda, Texas 1 $ 255,000 $ 255,000 $ 84,000
Navarro, Texas 1 $ 425,000 $ 425,000 $ 126,000
Nueces, Texas 1 $ 175,000 $ 175,000 $ 159,000
Robertson, Texas 1 $ 315,000 $ 315,000 $ 104,000
San Jacinto, Texas 1 $ 175,000 $ 175,000 $ 60,000
San Patricio, Texas 1 $ 225,000 $ 225,000 $ 97,000
Smith, Texas 1 $ 275,000 $ 275,000 $ 79,000
Taylor, Texas 1 $ 175,000 $ 175,000 $ 82,000
Uvalde, Texas 1 $ 375,000 $ 375,000 $ 98,000
Wharton, Texas 1 $ 195,000 $ 195,000 $ 48,000
Williamson, Texas 1 $ 175,000 $ 175,000 $ 138,000
Chelan, Washington 1 $ 355,000 $ 355,000 $ 148,000
Kittitas, Washington 1 $ 375,000 $ 375,000 $ 75,000
Stevens, Washington 1 $ 265,000 $ 265,000 $ 84,000
Hot Springs, Wyoming 1 $ 155,000 $ 155,000 $ 100,000
Lincoln, Wyoming 1 $ 625,000 $ 625,000 $ 207,000
Sweetwater, Wyoming 1 $ 205,000 $ 205,000 $ 68,000
Washakie, Wyoming 1 $ 125,000 $ 125,000 $ 59,000
Weston, Wyoming 1 $ 125,000 $ 125,000 $ 47,000

Mortgage Loan Application Detail Totals for Wallick and Volk, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,828 $836,940,000 $295,000 $2,405,000 $105,000 $1,502,000
Cash-out Refinancing 440 $132,790,000 $301,000 $905,000 $91,000 $355,000
Refinancing 214 $68,700,000 $321,000 $3,285,000 $107,000 $1,165,000
Other Purpose 54 $12,860,000 $238,000 $2,005,000 $102,000 $605,000
Home Improvement 4 $680,000 $170,000 $215,000 $39,000 $44,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,171 $642,055,000 $295,000 $3,285,000 $104,000 $1,165,000
Hispanic 768 $201,980,000 $262,000 $1,405,000 $92,000 $759,000
Not Provided 337 $119,495,000 $354,000 $2,005,000 $114,000 $605,000
Black or African American 115 $33,605,000 $292,000 $1,435,000 $107,000 $750,000
Asian 83 $34,405,000 $414,000 $2,125,000 $139,000 $1,502,000
American Indian or Alaskan Native 35 $10,975,000 $313,000 $745,000 $105,000 $388,000
Native Hawaiian or Other Pacific Islander 10 $3,210,000 $321,000 $525,000 $106,000 $166,000
Not applicable 7 $2,025,000 $289,000 $555,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,316 $688,650,000 $297,000 $3,285,000 $114,000 $1,502,000
FHA-insured (Federal Housing Administration) 892 $241,700,000 $270,000 $905,000 $79,000 $502,000
VA-guaranteed (Veterans Administration) 298 $113,420,000 $380,000 $1,955,000 $97,000 $318,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $8,200,000 $241,000 $395,000 $70,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,626 $776,130,000 $295,000 $2,125,000 $104,000 $1,006,000
Application Withdrawn By Applicant 676 $206,430,000 $305,000 $1,955,000 $107,000 $1,502,000
Application Denied By Financial Institution 222 $62,290,000 $280,000 $2,405,000 $82,000 $537,000
Application Approved But Not Accepted 7 $1,525,000 $217,000 $655,000 $80,000 $166,000
Loan Purchased By The Institution 7 $2,025,000 $289,000 $555,000 $0 $0
File Closed For Incompleteness 2 $3,570,000 $1,785,000 $3,285,000 $630,000 $1,165,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,318 $989,680,000 $298,000 $3,285,000 $105,000 $1,502,000
Debt-To-Income Ratio 78 $23,540,000 $301,000 $2,375,000 $70,000 $465,000
Collateral 51 $14,235,000 $279,000 $2,405,000 $99,000 $537,000
Credit Application Incomplete 33 $8,295,000 $251,000 $555,000 $92,000 $233,000
Credit History 23 $6,525,000 $283,000 $555,000 $87,000 $289,000
Insufficient Cash (Downpayment, Closing Cost) 20 $4,820,000 $241,000 $515,000 $81,000 $329,000
Other 7 $1,545,000 $220,000 $425,000 $73,000 $105,000
Unverifiable Information 5 $2,165,000 $433,000 $855,000 $87,000 $157,000
Employment History 5 $1,165,000 $233,000 $445,000 $29,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick and Volk, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wallick and Volk, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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