Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Wallick & Volk, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,983 |
| Total Mortgage Loan Application Amount | $535,135,000 |
| Average Mortgage Loan Application Amount | $283,500 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $116,250 |
| Highest Applicant Income | $1,077,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laramie County Wyoming | 269 | $ 69,115,000 | $ 256,000 | $ 101,000 |
| Natrona County Wyoming | 226 | $ 40,400,000 | $ 178,000 | $ 84,000 |
| McLennan County Texas | 168 | $ 42,690,000 | $ 254,000 | $ 111,000 |
| Victoria County Texas | 165 | $ 38,665,000 | $ 234,000 | $ 109,000 |
| Maricopa County Arizona | 148 | $ 51,760,000 | $ 349,000 | $ 128,000 |
| Bexar County Texas | 117 | $ 31,315,000 | $ 267,000 | $ 96,000 |
| Imperial County California | 111 | $ 34,095,000 | $ 307,000 | $ 130,000 |
| Yavapai County Arizona | 77 | $ 20,615,000 | $ 267,000 | $ 113,000 |
| Coconino County Arizona | 56 | $ 19,440,000 | $ 347,000 | $ 118,000 |
| Brazos County Texas | 54 | $ 17,370,000 | $ 321,000 | $ 133,000 |
| Bernalillo County New Mexico | 43 | $ 10,855,000 | $ 252,000 | $ 95,000 |
| Pinal County Arizona | 37 | $ 10,655,000 | $ 287,000 | $ 87,000 |
| Kootenai County Idaho | 31 | $ 11,155,000 | $ 359,000 | $ 139,000 |
| Pierce County Washington | 30 | $ 11,480,000 | $ 382,000 | $ 131,000 |
| King County Washington | 29 | $ 11,495,000 | $ 396,000 | $ 139,000 |
| Guadalupe County Texas | 26 | $ 7,620,000 | $ 293,000 | $ 94,000 |
| Calhoun County Texas | 20 | $ 4,330,000 | $ 216,000 | $ 129,000 |
| Snohomish County Washington | 19 | $ 8,475,000 | $ 446,000 | $ 142,000 |
| Converse County Wyoming | 18 | $ 3,300,000 | $ 183,000 | $ 81,000 |
| Comal County Texas | 13 | $ 4,335,000 | $ 333,000 | $ 185,000 |
| Grays Harbor County Washington | 11 | $ 1,725,000 | $ 156,000 | $ 74,000 |
| Sandoval County New Mexico | 9 | $ 1,785,000 | $ 198,000 | $ 77,000 |
| Valencia County New Mexico | 9 | $ 1,395,000 | $ 155,000 | $ 83,000 |
| Fremont County Wyoming | 9 | $ 1,945,000 | $ 216,000 | $ 91,000 |
| Navajo County Arizona | 8 | $ 1,700,000 | $ 212,000 | $ 104,000 |
| Bell County Texas | 7 | $ 1,925,000 | $ 275,000 | $ 121,000 |
| Bosque County Texas | 7 | $ 1,325,000 | $ 189,000 | $ 79,000 |
| Harris County Texas | 7 | $ 2,015,000 | $ 287,000 | $ 95,000 |
| Montgomery County Texas | 7 | $ 1,785,000 | $ 255,000 | $ 101,000 |
| Washington County Texas | 7 | $ 2,065,000 | $ 295,000 | $ 92,000 |
| Wilson County Texas | 7 | $ 3,095,000 | $ 442,000 | $ 104,000 |
| Spokane County Washington | 7 | $ 1,595,000 | $ 227,000 | $ 99,000 |
| Albany County Wyoming | 7 | $ 1,545,000 | $ 220,000 | $ 218,000 |
| Mohave County Arizona | 6 | $ 1,810,000 | $ 301,000 | $ 132,000 |
| Pima County Arizona | 6 | $ 1,500,000 | $ 250,000 | $ 81,000 |
| Torrance County New Mexico | 6 | $ 1,070,000 | $ 178,000 | $ 207,000 |
| Campbell County Wyoming | 6 | $ 1,210,000 | $ 201,000 | $ 84,000 |
| Gila County Arizona | 5 | $ 1,535,000 | $ 307,000 | $ 128,000 |
| Socorro County New Mexico | 5 | $ 385,000 | $ 77,000 | $ 41,000 |
| Aransas County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 89,000 |
| Medina County Texas | 5 | $ 1,525,000 | $ 305,000 | $ 131,000 |
| Clallam County Washington | 5 | $ 735,000 | $ 147,000 | $ 101,000 |
| Escambia County Florida | 4 | $ 450,000 | $ 112,000 | $ 51,000 |
| DeWitt County Texas | 4 | $ 600,000 | $ 150,000 | $ 107,000 |
| Falls County Texas | 4 | $ 680,000 | $ 170,000 | $ 79,000 |
| Goliad County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 96,000 |
| Grimes County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 159,000 |
| Hill County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 132,000 |
| Hood County Texas | 4 | $ 800,000 | $ 200,000 | $ 79,000 |
| Uvalde County Texas | 4 | $ 820,000 | $ 205,000 | $ 81,000 |
| Kitsap County Washington | 4 | $ 1,660,000 | $ 415,000 | $ 160,000 |
| Washakie County Wyoming | 4 | $ 710,000 | $ 177,000 | $ 140,000 |
| Yuma County Arizona | 3 | $ 995,000 | $ 331,000 | $ 110,000 |
| Riverside County California | 3 | $ 1,245,000 | $ 415,000 | $ 125,000 |
| Larimer County Colorado | 3 | $ 1,545,000 | $ 515,000 | $ 194,000 |
| Latah County Idaho | 3 | $ 525,000 | $ 175,000 | $ 61,000 |
| Shoshone County Idaho | 3 | $ 895,000 | $ 298,000 | $ 80,000 |
| Scotts Bluff County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 46,000 |
| Santa Fe County New Mexico | 3 | $ 575,000 | $ 191,000 | $ 126,000 |
| Atascosa County Texas | 3 | $ 995,000 | $ 331,000 | $ 125,000 |
| Burleson County Texas | 3 | $ 865,000 | $ 288,000 | $ 144,000 |
| Hays County Texas | 3 | $ 885,000 | $ 295,000 | $ 89,000 |
| Jackson County Texas | 3 | $ 625,000 | $ 208,000 | $ 53,000 |
| Lavaca County Texas | 3 | $ 725,000 | $ 241,000 | $ 93,000 |
| Nueces County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 129,000 |
| Tarrant County Texas | 3 | $ 945,000 | $ 315,000 | $ 78,000 |
| Travis County Texas | 3 | $ 1,895,000 | $ 631,000 | $ 293,000 |
| Island County Washington | 3 | $ 835,000 | $ 278,000 | $ 99,000 |
| Pacific County Washington | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| Thurston County Washington | 3 | $ 1,325,000 | $ 441,000 | $ 139,000 |
| Apache County Arizona | 2 | $ 990,000 | $ 495,000 | $ 153,000 |
| Bonner County Idaho | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| Idaho County Idaho | 2 | $ 240,000 | $ 120,000 | $ 80,000 |
| Catron County New Mexico | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Roosevelt County New Mexico | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| San Miguel County New Mexico | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Archer County Texas | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 590,000 | $ 295,000 | $ 90,000 |
| Coryell County Texas | 2 | $ 520,000 | $ 260,000 | $ 96,000 |
| Dallas County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 205,000 |
| Denton County Texas | 2 | $ 900,000 | $ 450,000 | $ 265,000 |
| Limestone County Texas | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| McCulloch County Texas | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Williamson County Texas | 2 | $ 770,000 | $ 385,000 | $ 199,000 |
| Sweetwater County Wyoming | 2 | $ 220,000 | $ 110,000 | $ 80,000 |
| La Paz County Arizona | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Del Norte County California | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Fresno County California | 1 | $ 485,000 | $ 485,000 | $ 121,000 |
| Los Angeles County California | 1 | $ 965,000 | $ 965,000 | $ 223,000 |
| San Diego County California | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Santa Barbara County California | 1 | $ 495,000 | $ 495,000 | $ 195,000 |
| El Paso County Colorado | 1 | $ 455,000 | $ 455,000 | $ 176,000 |
| La Plata County Colorado | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Charlotte County Florida | 1 | $ 565,000 | $ 565,000 | $ 140,000 |
| Ada County Idaho | 1 | $ 615,000 | $ 615,000 | $ 208,000 |
| Bannock County Idaho | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Boise County Idaho | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Minidoka County Idaho | 1 | $ 225,000 | $ 225,000 | $ 43,000 |
| Dawson County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Lancaster County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 279,000 |
| Rio Arriba County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 166,000 |
| Montgomery County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Bandera County Texas | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Cameron County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Chambers County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Collin County Texas | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| El Paso County Texas | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Fayette County Texas | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Fort Bend County Texas | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Gonzales County Texas | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Grayson County Texas | 1 | $ 205,000 | $ 205,000 | $ 6,000 |
| Henderson County Texas | 1 | $ 315,000 | $ 315,000 | $ 143,000 |
| Johnson County Texas | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Kendall County Texas | 1 | $ 465,000 | $ 465,000 | $ 108,000 |
| Leon County Texas | 1 | $ 45,000 | $ 45,000 | $ 117,000 |
| Matagorda County Texas | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Milam County Texas | 1 | $ 625,000 | $ 625,000 | $ 148,000 |
| Nacogdoches County Texas | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Navarro County Texas | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Parker County Texas | 1 | $ 725,000 | $ 725,000 | $ 270,000 |
| Robertson County Texas | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Rockwall County Texas | 1 | $ 325,000 | $ 325,000 | $ 195,000 |
| San Patricio County Texas | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Taylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Upshur County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Val Verde County Texas | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Webb County Texas | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Wise County Texas | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Asotin County Washington | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Mason County Washington | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Okanogan County Washington | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Carbon County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Crook County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Goshen County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Platte County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Weston County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,848 | $497,200,000 | $269,000 | $965,000 | $109,000 | $1,077,000 |
| Cash-out Refinancing | 82 | $23,070,000 | $281,000 | $885,000 | $107,000 | $448,000 |
| Refinancing | 41 | $11,095,000 | $270,000 | $505,000 | $108,000 | $320,000 |
| Home Improvement | 12 | $3,770,000 | $314,000 | $725,000 | $141,000 | $342,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $302,085,000 | $261,000 | $965,000 | $111,000 | $900,000 |
| Hispanic | 543 | $139,805,000 | $257,000 | $965,000 | $98,000 | $1,077,000 |
| Not Provided | 127 | $41,075,000 | $323,000 | $945,000 | $128,000 | $650,000 |
| Black or African American | 86 | $25,840,000 | $300,000 | $645,000 | $115,000 | $514,000 |
| Asian | 42 | $16,260,000 | $387,000 | $925,000 | $125,000 | $428,000 |
| American Indian or Alaskan Native | 16 | $4,570,000 | $285,000 | $455,000 | $101,000 | $228,000 |
| Not applicable | 12 | $3,720,000 | $310,000 | $875,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $535,000 | $535,000 | $535,000 | $151,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,031 | $248,365,000 | $240,000 | $965,000 | $120,000 | $1,077,000 |
| FHA-insured (Federal Housing Administration) | 711 | $200,685,000 | $282,000 | $825,000 | $93,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 228 | $83,090,000 | $364,000 | $965,000 | $113,000 | $587,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,995,000 | $230,000 | $395,000 | $82,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,486 | $389,810,000 | $262,000 | $965,000 | $107,000 | $874,000 |
| Application Withdrawn By Applicant | 379 | $114,455,000 | $301,000 | $965,000 | $120,000 | $900,000 |
| Application Denied By Financial Institution | 103 | $26,275,000 | $255,000 | $945,000 | $96,000 | $1,077,000 |
| Loan Purchased By The Institution | 12 | $3,720,000 | $310,000 | $875,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $875,000 | $291,000 | $395,000 | $99,000 | $114,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,880 | $508,860,000 | $270,000 | $965,000 | $110,000 | $900,000 |
| Debt-To-Income Ratio | 33 | $8,935,000 | $270,000 | $945,000 | $82,000 | $237,000 |
| Collateral | 25 | $6,385,000 | $255,000 | $545,000 | $134,000 | $1,077,000 |
| Credit History | 14 | $4,010,000 | $286,000 | $485,000 | $89,000 | $205,000 |
| Unverifiable Information | 9 | $1,895,000 | $210,000 | $305,000 | $55,000 | $127,000 |
| Employment History | 9 | $1,855,000 | $206,000 | $375,000 | $46,000 | $79,000 |
| Credit Application Incomplete | 8 | $2,430,000 | $303,000 | $705,000 | $92,000 | $176,000 |
| Other | 3 | $585,000 | $195,000 | $385,000 | $259,000 | $446,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $180,000 | $90,000 | $175,000 | $89,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.