Washington Federal S&L
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Washington Federal S&L 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal S&L 425 Pike Street Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,722 |
| Total Mortgage Loan Application Amount | $2,401,160,000 |
| Average Mortgage Loan Application Amount | $308,000 |
| Highest Mortgage Loan Application Amount | $3,986,000 |
| Average Applicant Income | $145,666 |
| Highest Applicant Income | $8,640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Washington Federal S&L. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal S&L's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Washington Federal S&L's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal S&L serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal S&L, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal S&L's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,150 | $ 515,780,000 | $ 448,000 | $ 160,000 |
| Clark County Nevada | 432 | $ 120,584,000 | $ 279,000 | $ 228,000 |
| Maricopa County Arizona | 414 | $ 98,261,000 | $ 237,000 | $ 168,000 |
| Salt Lake County Utah | 413 | $ 128,473,000 | $ 311,000 | $ 114,000 |
| Pierce County Washington | 335 | $ 105,942,000 | $ 316,000 | $ 180,000 |
| Snohomish County Washington | 310 | $ 113,551,000 | $ 366,000 | $ 138,000 |
| Pima County Arizona | 223 | $ 60,081,000 | $ 269,000 | $ 119,000 |
| Ada County Idaho | 197 | $ 48,460,000 | $ 245,000 | $ 109,000 |
| Multnomah County Oregon | 190 | $ 81,524,000 | $ 429,000 | $ 160,000 |
| Lane County Oregon | 189 | $ 53,899,000 | $ 285,000 | $ 112,000 |
| Thurston County Washington | 162 | $ 46,319,000 | $ 285,000 | $ 148,000 |
| Bernalillo County New Mexico | 155 | $ 38,078,000 | $ 245,000 | $ 99,000 |
| Skagit County Washington | 155 | $ 36,308,000 | $ 234,000 | $ 89,000 |
| Kitsap County Washington | 139 | $ 56,569,000 | $ 406,000 | $ 145,000 |
| Washington County Oregon | 127 | $ 43,742,000 | $ 344,000 | $ 124,000 |
| Marion County Oregon | 124 | $ 36,790,000 | $ 296,000 | $ 197,000 |
| Whatcom County Washington | 121 | $ 33,771,000 | $ 279,000 | $ 128,000 |
| Clackamas County Oregon | 118 | $ 52,420,000 | $ 444,000 | $ 619,000 |
| Clallam County Washington | 116 | $ 32,180,000 | $ 277,000 | $ 78,000 |
| Deschutes County Oregon | 114 | $ 41,080,000 | $ 360,000 | $ 174,000 |
| Island County Washington | 113 | $ 37,032,000 | $ 327,000 | $ 100,000 |
| Davis County Utah | 100 | $ 27,239,000 | $ 272,000 | $ 81,000 |
| Utah County Utah | 99 | $ 31,722,000 | $ 320,000 | $ 126,000 |
| Chaves County New Mexico | 96 | $ 4,530,000 | $ 47,000 | $ 52,000 |
| Clark County Washington | 93 | $ 33,281,000 | $ 357,000 | $ 845,000 |
| McKinley County New Mexico | 75 | $ 8,195,000 | $ 109,000 | $ 67,000 |
| Dona Ana County New Mexico | 73 | $ 16,571,000 | $ 227,000 | $ 85,000 |
| Polk County Oregon | 68 | $ 18,096,000 | $ 266,000 | $ 143,000 |
| Cache County Utah | 68 | $ 13,988,000 | $ 205,000 | $ 88,000 |
| Pinal County Arizona | 67 | $ 9,024,000 | $ 134,000 | $ 105,000 |
| Linn County Oregon | 67 | $ 17,040,000 | $ 254,000 | $ 95,000 |
| Canyon County Idaho | 66 | $ 11,857,000 | $ 179,000 | $ 89,000 |
| Dallas County Texas | 64 | $ 25,089,000 | $ 392,000 | $ 176,000 |
| San Juan County Washington | 63 | $ 23,594,000 | $ 374,000 | $ 236,000 |
| Lewis County Washington | 57 | $ 10,907,000 | $ 191,000 | $ 69,000 |
| Benton County Oregon | 56 | $ 17,932,000 | $ 320,000 | $ 106,000 |
| Lincoln County Oregon | 54 | $ 15,259,000 | $ 282,000 | $ 115,000 |
| Jackson County Oregon | 49 | $ 14,580,000 | $ 297,000 | $ 97,000 |
| Weber County Utah | 46 | $ 15,162,000 | $ 329,000 | $ 165,000 |
| Lincoln County New Mexico | 45 | $ 6,412,000 | $ 142,000 | $ 79,000 |
| Klamath County Oregon | 44 | $ 8,562,000 | $ 194,000 | $ 110,000 |
| Sandoval County New Mexico | 38 | $ 13,025,000 | $ 342,000 | $ 132,000 |
| Denton County Texas | 36 | $ 12,705,000 | $ 352,000 | $ 174,000 |
| Bingham County Idaho | 35 | $ 6,357,000 | $ 181,000 | $ 97,000 |
| Twin Falls County Idaho | 34 | $ 5,778,000 | $ 169,000 | $ 106,000 |
| Summit County Utah | 34 | $ 18,046,000 | $ 530,000 | $ 362,000 |
| Yamhill County Oregon | 31 | $ 11,139,000 | $ 359,000 | $ 444,000 |
| Box Elder County Utah | 31 | $ 6,852,000 | $ 221,000 | $ 93,000 |
| Mason County Washington | 31 | $ 7,664,000 | $ 247,000 | $ 111,000 |
| San Juan County New Mexico | 30 | $ 5,501,000 | $ 183,000 | $ 80,000 |
| Bannock County Idaho | 29 | $ 5,107,000 | $ 176,000 | $ 73,000 |
| Bonneville County Idaho | 29 | $ 5,170,000 | $ 178,000 | $ 337,000 |
| Jefferson County Washington | 28 | $ 8,895,000 | $ 317,000 | $ 109,000 |
| Collin County Texas | 27 | $ 11,470,000 | $ 424,000 | $ 454,000 |
| Madison County Idaho | 26 | $ 8,197,000 | $ 315,000 | $ 130,000 |
| Valley County Idaho | 26 | $ 7,302,000 | $ 280,000 | $ 137,000 |
| Santa Fe County New Mexico | 24 | $ 6,859,000 | $ 285,000 | $ 134,000 |
| Carbon County Utah | 23 | $ 4,145,000 | $ 180,000 | $ 82,000 |
| Tarrant County Texas | 22 | $ 11,116,000 | $ 505,000 | $ 227,000 |
| Wasatch County Utah | 22 | $ 11,171,000 | $ 507,000 | $ 365,000 |
| Jerome County Idaho | 21 | $ 2,754,000 | $ 131,000 | $ 57,000 |
| Kittitas County Washington | 21 | $ 7,638,000 | $ 363,000 | $ 213,000 |
| Tooele County Utah | 20 | $ 4,885,000 | $ 244,000 | $ 93,000 |
| Douglas County Oregon | 19 | $ 4,307,000 | $ 226,000 | $ 65,000 |
| Coos County Oregon | 18 | $ 4,369,000 | $ 242,000 | $ 108,000 |
| Josephine County Oregon | 18 | $ 6,411,000 | $ 356,000 | $ 93,000 |
| Yavapai County Arizona | 17 | $ 2,910,000 | $ 171,000 | $ 87,000 |
| Rich County Utah | 17 | $ 4,084,000 | $ 240,000 | $ 301,000 |
| Crook County Oregon | 16 | $ 3,580,000 | $ 223,000 | $ 48,000 |
| Columbia County Oregon | 15 | $ 3,968,000 | $ 264,000 | $ 676,000 |
| Cowlitz County Washington | 15 | $ 4,436,000 | $ 295,000 | $ 94,000 |
| Santa Cruz County Arizona | 14 | $ 3,108,000 | $ 222,000 | $ 133,000 |
| Fremont County Idaho | 14 | $ 3,161,000 | $ 225,000 | $ 246,000 |
| Hood River County Oregon | 14 | $ 4,019,000 | $ 287,000 | $ 107,000 |
| Washington County Utah | 14 | $ 4,067,000 | $ 290,000 | $ 379,000 |
| Valencia County New Mexico | 12 | $ 2,965,000 | $ 247,000 | $ 84,000 |
| Jefferson County Oregon | 12 | $ 2,845,000 | $ 237,000 | $ 86,000 |
| Boise County Idaho | 11 | $ 3,069,000 | $ 279,000 | $ 114,000 |
| Otero County New Mexico | 11 | $ 1,407,000 | $ 127,000 | $ 83,000 |
| El Paso County Texas | 11 | $ 1,942,000 | $ 176,000 | $ 74,000 |
| Emery County Utah | 11 | $ 1,998,000 | $ 181,000 | $ 70,000 |
| Gem County Idaho | 10 | $ 1,752,000 | $ 175,000 | $ 56,000 |
| Wasco County Oregon | 10 | $ 2,133,000 | $ 213,000 | $ 72,000 |
| Rockwall County Texas | 9 | $ 3,684,000 | $ 409,000 | $ 218,000 |
| Klickitat County Washington | 9 | $ 1,812,000 | $ 201,000 | $ 71,000 |
| Skamania County Washington | 9 | $ 3,170,000 | $ 352,000 | $ 94,000 |
| Grays Harbor County Washington | 8 | $ 2,123,000 | $ 265,000 | $ 83,000 |
| Jefferson County Idaho | 7 | $ 1,839,000 | $ 262,000 | $ 139,000 |
| Nye County Nevada | 7 | $ 1,373,000 | $ 196,000 | $ 59,000 |
| Eddy County New Mexico | 7 | $ 320,000 | $ 45,000 | $ 29,000 |
| Tillamook County Oregon | 7 | $ 2,638,000 | $ 376,000 | $ 125,000 |
| Mohave County Arizona | 6 | $ 713,000 | $ 118,000 | $ 81,000 |
| Gooding County Idaho | 6 | $ 901,000 | $ 150,000 | $ 70,000 |
| Payette County Idaho | 6 | $ 1,001,000 | $ 166,000 | $ 202,000 |
| Cibola County New Mexico | 6 | $ 459,000 | $ 76,000 | $ 34,000 |
| Gila County Arizona | 5 | $ 998,000 | $ 199,000 | $ 139,000 |
| Bear Lake County Idaho | 5 | $ 928,000 | $ 185,000 | $ 63,000 |
| Owyhee County Idaho | 5 | $ 1,050,000 | $ 210,000 | $ 32,000 |
| Grant County New Mexico | 5 | $ 942,000 | $ 188,000 | $ 57,000 |
| Lea County New Mexico | 5 | $ 906,000 | $ 181,000 | $ 347,000 |
| Blaine County Idaho | 4 | $ 3,023,000 | $ 755,000 | $ 353,000 |
| Teton County Idaho | 4 | $ 1,120,000 | $ 280,000 | $ 196,000 |
| Morgan County Utah | 4 | $ 2,470,000 | $ 617,000 | $ 397,000 |
| Washington County Idaho | 3 | $ 374,000 | $ 124,000 | $ 168,000 |
| San Miguel County New Mexico | 3 | $ 828,000 | $ 276,000 | $ 80,000 |
| Cooke County Texas | 3 | $ 855,000 | $ 285,000 | $ 62,000 |
| Coconino County Arizona | 2 | $ 586,000 | $ 293,000 | $ 117,000 |
| Navajo County Arizona | 2 | $ 344,000 | $ 172,000 | $ 56,000 |
| Adams County Idaho | 2 | $ 570,000 | $ 285,000 | $ 104,000 |
| Elmore County Idaho | 2 | $ 398,000 | $ 199,000 | $ 68,000 |
| Curry County New Mexico | 2 | $ 225,000 | $ 112,000 | $ 98,000 |
| Roosevelt County New Mexico | 2 | $ 227,000 | $ 113,000 | $ 98,000 |
| Hunt County Texas | 2 | $ 294,000 | $ 147,000 | $ 72,000 |
| Iron County Utah | 2 | $ 444,000 | $ 222,000 | $ 111,000 |
| Pacific County Washington | 2 | $ 386,000 | $ 193,000 | $ 74,000 |
| Apache County Arizona | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Cochise County Arizona | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Boulder County Colorado | 1 | $ 223,000 | $ 223,000 | $ 44,000 |
| Butte County Idaho | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Franklin County Idaho | 1 | $ 134,000 | $ 134,000 | $ 106,000 |
| Idaho County Idaho | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Lincoln County Idaho | 1 | $ 119,000 | $ 119,000 | $ 110,000 |
| Oneida County Idaho | 1 | $ 276,000 | $ 276,000 | $ 75,000 |
| Gallatin County Montana | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Washoe County Nevada | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Luna County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Rio Arriba County New Mexico | 1 | $ 229,000 | $ 229,000 | $ 58,000 |
| Socorro County New Mexico | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Taos County New Mexico | 1 | $ 394,000 | $ 394,000 | $ 119,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Ellis County Texas | 1 | $ 496,000 | $ 496,000 | $ 104,000 |
| Grayson County Texas | 1 | $ 219,000 | $ 219,000 | $ 171,000 |
| Wise County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Duchesne County Utah | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Sevier County Utah | 1 | $ 152,000 | $ 152,000 | $ 65,000 |
| Uintah County Utah | 1 | $ 252,000 | $ 252,000 | $ 139,000 |
| Grant County Washington | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Spokane County Washington | 1 | $ 262,000 | $ 262,000 | $ 92,000 |
| Yakima County Washington | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Washington Federal S&L in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,319 | $1,379,742,000 | $319,000 | $3,986,000 | $164,000 | $8,640,000 |
| Refinancing | 2,983 | $892,737,000 | $299,000 | $2,755,000 | $160,000 | $8,528,000 |
| Home Improvement | 420 | $128,681,000 | $306,000 | $2,995,000 | $113,000 | $1,063,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,053 | $1,880,740,000 | $310,000 | $2,995,000 | $174,000 | $8,528,000 |
| Hispanic | 483 | $110,408,000 | $228,000 | $2,786,000 | $91,000 | $1,223,000 |
| Not applicable | 358 | $130,846,000 | $365,000 | $3,986,000 | $0 | $0 |
| Not Provided | 349 | $128,542,000 | $368,000 | $3,656,000 | $183,000 | $2,387,000 |
| Asian | 316 | $102,269,000 | $323,000 | $1,387,000 | $134,000 | $1,767,000 |
| Black or African American | 95 | $31,374,000 | $330,000 | $2,286,000 | $211,000 | $8,640,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $7,950,000 | $220,000 | $600,000 | $131,000 | $840,000 |
| American Indian or Alaskan Native | 32 | $9,031,000 | $282,000 | $1,365,000 | $93,000 | $598,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,701 | $2,398,467,000 | $311,000 | $3,986,000 | $160,000 | $8,640,000 |
| FHA-insured (Federal Housing Administration) | 9 | $871,000 | $96,000 | $159,000 | $47,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,450,000 | $161,000 | $220,000 | $69,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $372,000 | $124,000 | $137,000 | $38,000 | $41,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,168 | $1,185,028,000 | $284,000 | $3,986,000 | $143,000 | $8,640,000 |
| Application Denied By Financial Institution | 1,707 | $597,880,000 | $350,000 | $2,500,000 | $145,000 | $8,400,000 |
| Application Withdrawn By Applicant | 740 | $231,919,000 | $313,000 | $2,786,000 | $280,000 | $6,239,000 |
| File Closed For Incompleteness | 439 | $165,246,000 | $376,000 | $3,656,000 | $158,000 | $6,336,000 |
| Application Approved But Not Accepted | 293 | $99,307,000 | $338,000 | $1,000,000 | $217,000 | $4,830,000 |
| Preapproval Approved but not Accepted | 193 | $66,569,000 | $344,000 | $1,500,000 | $166,000 | $1,551,000 |
| Preapproval Denied by Financial Institution | 182 | $55,211,000 | $303,000 | $1,685,000 | $97,000 | $668,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 891 | $349,842,000 | $392,000 | $2,188,000 | $98,000 | $1,526,000 |
| Other | 306 | $100,646,000 | $328,000 | $1,800,000 | $251,000 | $5,202,000 |
| Credit History | 281 | $76,080,000 | $270,000 | $2,500,000 | $86,000 | $999,000 |
| Collateral | 242 | $71,594,000 | $295,000 | $1,820,000 | $182,000 | $2,228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 89 | $31,495,000 | $353,000 | $1,500,000 | $214,000 | $8,400,000 |
| Employment History | 35 | $9,810,000 | $280,000 | $695,000 | $94,000 | $327,000 |
| Unverifiable Information | 29 | $9,406,000 | $324,000 | $900,000 | $344,000 | $2,099,000 |
| Credit Application Incomplete | 10 | $3,011,000 | $301,000 | $600,000 | $91,000 | $180,000 |
| Mortgage Insurance Denied | 6 | $1,207,000 | $201,000 | $326,000 | $72,000 | $152,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal S&L's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal S&L's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.