Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Washington Federal Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,136 |
| Total Mortgage Loan Application Amount | $1,889,323,000 |
| Average Mortgage Loan Application Amount | $329,666 |
| Highest Mortgage Loan Application Amount | $21,670,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $5,706,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,015 | $ 443,363,000 | $ 436,000 | $ 140,000 |
| Pima County Arizona | 426 | $ 99,417,000 | $ 233,000 | $ 128,000 |
| Maricopa County Arizona | 390 | $ 95,063,000 | $ 243,000 | $ 113,000 |
| Snohomish County Washington | 313 | $ 80,712,000 | $ 257,000 | $ 120,000 |
| Salt Lake County Utah | 215 | $ 65,958,000 | $ 306,000 | $ 108,000 |
| Pierce County Washington | 180 | $ 61,846,000 | $ 343,000 | $ 120,000 |
| Whatcom County Washington | 161 | $ 46,981,000 | $ 291,000 | $ 93,000 |
| Kitsap County Washington | 142 | $ 50,300,000 | $ 354,000 | $ 142,000 |
| Multnomah County Oregon | 131 | $ 72,289,000 | $ 551,000 | $ 124,000 |
| Washington County Oregon | 121 | $ 65,295,000 | $ 539,000 | $ 111,000 |
| Skagit County Washington | 117 | $ 24,876,000 | $ 212,000 | $ 73,000 |
| Deschutes County Oregon | 100 | $ 28,809,000 | $ 288,000 | $ 100,000 |
| Dallas County Texas | 93 | $ 43,757,000 | $ 470,000 | $ 205,000 |
| Ada County Idaho | 80 | $ 26,645,000 | $ 333,000 | $ 124,000 |
| Lane County Oregon | 79 | $ 21,648,000 | $ 274,000 | $ 72,000 |
| Clackamas County Oregon | 68 | $ 27,193,000 | $ 399,000 | $ 140,000 |
| San Juan County Washington | 68 | $ 20,929,000 | $ 307,000 | $ 110,000 |
| Davis County Utah | 66 | $ 19,811,000 | $ 300,000 | $ 143,000 |
| Island County Washington | 61 | $ 15,796,000 | $ 258,000 | $ 102,000 |
| Thurston County Washington | 61 | $ 16,673,000 | $ 273,000 | $ 112,000 |
| Clark County Nevada | 60 | $ 17,971,000 | $ 299,000 | $ 161,000 |
| Clallam County Washington | 55 | $ 11,925,000 | $ 216,000 | $ 128,000 |
| Benton County Oregon | 50 | $ 14,949,000 | $ 298,000 | $ 104,000 |
| Utah County Utah | 50 | $ 16,168,000 | $ 323,000 | $ 147,000 |
| San Juan County New Mexico | 49 | $ 10,472,000 | $ 213,000 | $ 86,000 |
| Marion County Oregon | 49 | $ 13,619,000 | $ 277,000 | $ 84,000 |
| Linn County Oregon | 48 | $ 10,960,000 | $ 228,000 | $ 89,000 |
| McKinley County New Mexico | 43 | $ 8,420,000 | $ 195,000 | $ 79,000 |
| Santa Fe County New Mexico | 43 | $ 12,411,000 | $ 288,000 | $ 71,000 |
| Carbon County Utah | 42 | $ 5,973,000 | $ 142,000 | $ 86,000 |
| Bernalillo County New Mexico | 41 | $ 12,963,000 | $ 316,000 | $ 135,000 |
| Jefferson County Washington | 39 | $ 8,853,000 | $ 227,000 | $ 81,000 |
| Denton County Texas | 37 | $ 10,233,000 | $ 276,000 | $ 121,000 |
| Cache County Utah | 37 | $ 6,466,000 | $ 174,000 | $ 82,000 |
| Collin County Texas | 35 | $ 13,537,000 | $ 386,000 | $ 168,000 |
| Weber County Utah | 34 | $ 6,079,000 | $ 178,000 | $ 86,000 |
| Yavapai County Arizona | 33 | $ 9,351,000 | $ 283,000 | $ 116,000 |
| Dona Ana County New Mexico | 32 | $ 7,250,000 | $ 226,000 | $ 82,000 |
| Pinal County Arizona | 29 | $ 4,298,000 | $ 148,000 | $ 75,000 |
| Lincoln County Oregon | 29 | $ 7,796,000 | $ 268,000 | $ 77,000 |
| Clark County Washington | 29 | $ 9,958,000 | $ 343,000 | $ 131,000 |
| Chaves County New Mexico | 25 | $ 2,769,000 | $ 110,000 | $ 67,000 |
| Polk County Oregon | 25 | $ 6,016,000 | $ 240,000 | $ 80,000 |
| Canyon County Idaho | 24 | $ 4,625,000 | $ 192,000 | $ 70,000 |
| Jackson County Oregon | 24 | $ 6,491,000 | $ 270,000 | $ 73,000 |
| Lewis County Washington | 24 | $ 9,021,000 | $ 375,000 | $ 61,000 |
| Summit County Utah | 23 | $ 9,317,000 | $ 405,000 | $ 207,000 |
| Madison County Idaho | 22 | $ 6,925,000 | $ 314,000 | $ 88,000 |
| Klamath County Oregon | 22 | $ 4,620,000 | $ 210,000 | $ 55,000 |
| Mason County Washington | 20 | $ 3,656,000 | $ 182,000 | $ 103,000 |
| Lincoln County New Mexico | 19 | $ 2,442,000 | $ 128,000 | $ 80,000 |
| Emery County Utah | 18 | $ 3,016,000 | $ 167,000 | $ 60,000 |
| Twin Falls County Idaho | 17 | $ 2,457,000 | $ 144,000 | $ 59,000 |
| Box Elder County Utah | 17 | $ 3,027,000 | $ 178,000 | $ 83,000 |
| Santa Cruz County Arizona | 16 | $ 3,271,000 | $ 204,000 | $ 99,000 |
| Bannock County Idaho | 16 | $ 1,312,000 | $ 82,000 | $ 48,000 |
| Bingham County Idaho | 16 | $ 2,410,000 | $ 150,000 | $ 46,000 |
| Eddy County New Mexico | 16 | $ 2,453,000 | $ 153,000 | $ 97,000 |
| Tarrant County Texas | 16 | $ 4,734,000 | $ 295,000 | $ 142,000 |
| Wasco County Oregon | 15 | $ 3,791,000 | $ 252,000 | $ 63,000 |
| Yamhill County Oregon | 15 | $ 7,053,000 | $ 470,000 | $ 85,000 |
| Klickitat County Washington | 14 | $ 3,526,000 | $ 251,000 | $ 114,000 |
| Jerome County Idaho | 13 | $ 1,778,000 | $ 136,000 | $ 68,000 |
| El Paso County Texas | 13 | $ 6,407,000 | $ 492,000 | $ 74,000 |
| Bonneville County Idaho | 12 | $ 1,521,000 | $ 126,000 | $ 111,000 |
| Otero County New Mexico | 12 | $ 1,769,000 | $ 147,000 | $ 72,000 |
| Jefferson County Idaho | 11 | $ 2,165,000 | $ 196,000 | $ 85,000 |
| Sandoval County New Mexico | 11 | $ 3,839,000 | $ 349,000 | $ 110,000 |
| Hood River County Oregon | 11 | $ 3,243,000 | $ 294,000 | $ 141,000 |
| Crook County Oregon | 10 | $ 2,237,000 | $ 223,000 | $ 125,000 |
| Fremont County Idaho | 9 | $ 1,412,000 | $ 156,000 | $ 150,000 |
| Valley County Idaho | 7 | $ 1,711,000 | $ 244,000 | $ 139,000 |
| Tillamook County Oregon | 7 | $ 1,817,000 | $ 259,000 | $ 97,000 |
| Wasatch County Utah | 7 | $ 3,184,000 | $ 454,000 | $ 199,000 |
| Grays Harbor County Washington | 7 | $ 1,570,000 | $ 224,000 | $ 139,000 |
| Josephine County Oregon | 6 | $ 2,708,000 | $ 451,000 | $ 58,000 |
| Morgan County Utah | 6 | $ 2,124,000 | $ 354,000 | $ 162,000 |
| Cowlitz County Washington | 6 | $ 2,985,000 | $ 497,000 | $ 47,000 |
| Douglas County Oregon | 5 | $ 929,000 | $ 185,000 | $ 51,000 |
| Tooele County Utah | 5 | $ 1,058,000 | $ 211,000 | $ 83,000 |
| Blaine County Idaho | 4 | $ 1,706,000 | $ 426,000 | $ 175,000 |
| Cassia County Idaho | 4 | $ 407,000 | $ 101,000 | $ 52,000 |
| Gooding County Idaho | 4 | $ 598,000 | $ 149,000 | $ 48,000 |
| Rio Arriba County New Mexico | 4 | $ 1,567,000 | $ 391,000 | $ 148,000 |
| Jefferson County Oregon | 4 | $ 1,054,000 | $ 263,000 | $ 82,000 |
| Kittitas County Washington | 4 | $ 1,978,000 | $ 494,000 | $ 231,000 |
| Valencia County New Mexico | 3 | $ 294,000 | $ 98,000 | $ 54,000 |
| Clatsop County Oregon | 3 | $ 2,910,000 | $ 970,000 | $ 68,000 |
| Columbia County Oregon | 3 | $ 951,000 | $ 317,000 | $ 19,000 |
| Skamania County Washington | 3 | $ 862,000 | $ 287,000 | $ 70,000 |
| Graham County Arizona | 2 | $ 366,000 | $ 183,000 | $ 80,000 |
| Mohave County Arizona | 2 | $ 126,000 | $ 63,000 | $ 20,000 |
| Adams County Idaho | 2 | $ 375,000 | $ 187,000 | $ 76,000 |
| Boise County Idaho | 2 | $ 205,000 | $ 102,000 | $ 26,000 |
| Gem County Idaho | 2 | $ 211,000 | $ 105,000 | $ 60,000 |
| Lincoln County Idaho | 2 | $ 218,000 | $ 109,000 | $ 34,000 |
| Owyhee County Idaho | 2 | $ 524,000 | $ 262,000 | $ 86,000 |
| Nye County Nevada | 2 | $ 126,000 | $ 63,000 | $ 38,000 |
| Cibola County New Mexico | 2 | $ 147,000 | $ 73,000 | $ 50,000 |
| Coos County Oregon | 2 | $ 303,000 | $ 151,000 | $ 70,000 |
| Rockwall County Texas | 2 | $ 725,000 | $ 362,000 | $ 206,000 |
| Cochise County Arizona | 1 | $ 187,000 | $ 187,000 | $ 114,000 |
| Gila County Arizona | 1 | $ 357,000 | $ 357,000 | $ 222,000 |
| Elmore County Idaho | 1 | $ 53,000 | $ 53,000 | $ 19,000 |
| Oneida County Idaho | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Power County Idaho | 1 | $ 240,000 | $ 240,000 | $ 71,000 |
| Teton County Idaho | 1 | $ 198,000 | $ 198,000 | $ 51,000 |
| De Baca County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 308,000 |
| Los Alamos County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Lake County Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Ellis County Texas | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Franklin County Texas | 1 | $ 196,000 | $ 196,000 | $ 149,000 |
| Grayson County Texas | 1 | $ 272,000 | $ 272,000 | $ 215,000 |
| Henderson County Texas | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Kaufman County Texas | 1 | $ 420,000 | $ 420,000 | $ 157,000 |
| Navarro County Texas | 1 | $ 427,000 | $ 427,000 | $ 182,000 |
| Parker County Texas | 1 | $ 191,000 | $ 191,000 | $ 68,000 |
| Rich County Utah | 1 | $ 283,000 | $ 283,000 | $ 112,000 |
| Washington County Utah | 1 | $ 450,000 | $ 450,000 | $ 215,000 |
| Chelan County Washington | 1 | $ 126,000 | $ 126,000 | $ 149,000 |
| Lincoln County Washington | 1 | $ 68,000 | $ 68,000 | $ 118,000 |
| Yakima County Washington | 1 | $ 312,000 | $ 312,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,425 | $1,301,281,000 | $294,000 | $21,670,000 | $116,000 | $5,706,000 |
| Refinancing | 1,384 | $471,631,000 | $340,000 | $4,130,000 | $103,000 | $4,620,000 |
| Home Improvement | 327 | $116,411,000 | $355,000 | $4,700,000 | $127,000 | $892,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,537 | $1,324,029,000 | $291,000 | $4,700,000 | $124,000 | $5,706,000 |
| Asian | 492 | $137,562,000 | $279,000 | $1,500,000 | $103,000 | $622,000 |
| Hispanic | 388 | $68,841,000 | $177,000 | $1,390,000 | $76,000 | $584,000 |
| Not applicable | 325 | $218,196,000 | $671,000 | $21,670,000 | $0 | $0 |
| Not Provided | 274 | $107,288,000 | $391,000 | $2,750,000 | $159,000 | $1,199,000 |
| Black or African American | 72 | $21,990,000 | $305,000 | $1,500,000 | $124,000 | $532,000 |
| American Indian or Alaskan Native | 35 | $8,175,000 | $233,000 | $820,000 | $85,000 | $539,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,242,000 | $249,000 | $585,000 | $88,000 | $299,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,136 | $1,889,323,000 | $307,000 | $21,670,000 | $114,000 | $5,706,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,922 | $963,067,000 | $329,000 | $21,670,000 | $121,000 | $5,706,000 |
| Application Denied By Financial Institution | 1,145 | $357,991,000 | $312,000 | $3,850,000 | $108,000 | $4,620,000 |
| File Closed For Incompleteness | 794 | $239,331,000 | $301,000 | $2,500,000 | $114,000 | $1,306,000 |
| Application Withdrawn By Applicant | 527 | $129,301,000 | $245,000 | $1,225,000 | $110,000 | $1,000,000 |
| Preapproval Approved but not Accepted | 273 | $69,923,000 | $256,000 | $874,000 | $96,000 | $584,000 |
| Preapproval Denied by Financial Institution | 272 | $64,435,000 | $236,000 | $1,500,000 | $79,000 | $617,000 |
| Application Approved But Not Accepted | 203 | $65,275,000 | $321,000 | $1,265,000 | $129,000 | $717,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 509 | $152,287,000 | $299,000 | $3,000,000 | $72,000 | $580,000 |
| Other | 286 | $106,682,000 | $373,000 | $3,850,000 | $159,000 | $4,620,000 |
| Credit History | 265 | $58,654,000 | $221,000 | $910,000 | $97,000 | $723,000 |
| Collateral | 131 | $40,901,000 | $312,000 | $1,217,000 | $134,000 | $715,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $39,997,000 | $310,000 | $1,500,000 | $99,000 | $532,000 |
| Employment History | 75 | $18,216,000 | $242,000 | $750,000 | $72,000 | $288,000 |
| Unverifiable Information | 18 | $4,674,000 | $259,000 | $875,000 | $80,000 | $211,000 |
| Credit Application Incomplete | 4 | $1,015,000 | $253,000 | $600,000 | $56,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.