Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Washington Federal Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,106 |
| Total Mortgage Loan Application Amount | $2,442,874,000 |
| Average Mortgage Loan Application Amount | $352,666 |
| Highest Mortgage Loan Application Amount | $27,950,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,103 | $ 540,765,000 | $ 490,000 | $ 148,000 |
| Snohomish County Washington | 383 | $ 128,562,000 | $ 335,000 | $ 115,000 |
| Maricopa County Arizona | 347 | $ 142,195,000 | $ 409,000 | $ 128,000 |
| Pima County Arizona | 324 | $ 86,010,000 | $ 265,000 | $ 130,000 |
| Salt Lake County Utah | 258 | $ 90,744,000 | $ 351,000 | $ 165,000 |
| Whatcom County Washington | 232 | $ 58,979,000 | $ 254,000 | $ 100,000 |
| Pierce County Washington | 180 | $ 82,111,000 | $ 456,000 | $ 142,000 |
| Skagit County Washington | 180 | $ 43,276,000 | $ 240,000 | $ 154,000 |
| Kitsap County Washington | 138 | $ 49,732,000 | $ 360,000 | $ 125,000 |
| Deschutes County Oregon | 137 | $ 41,844,000 | $ 305,000 | $ 85,000 |
| Ada County Idaho | 122 | $ 37,342,000 | $ 306,000 | $ 132,000 |
| Clark County Nevada | 113 | $ 53,057,000 | $ 469,000 | $ 196,000 |
| Multnomah County Oregon | 113 | $ 62,549,000 | $ 553,000 | $ 148,000 |
| Dallas County Texas | 99 | $ 45,619,000 | $ 460,000 | $ 158,000 |
| Clackamas County Oregon | 81 | $ 33,135,000 | $ 409,000 | $ 146,000 |
| Bernalillo County New Mexico | 78 | $ 28,951,000 | $ 371,000 | $ 131,000 |
| Lane County Oregon | 76 | $ 54,494,000 | $ 717,000 | $ 81,000 |
| Island County Washington | 76 | $ 20,320,000 | $ 267,000 | $ 107,000 |
| Utah County Utah | 62 | $ 22,463,000 | $ 362,000 | $ 152,000 |
| Jackson County Oregon | 60 | $ 22,136,000 | $ 368,000 | $ 101,000 |
| San Juan County Washington | 60 | $ 20,085,000 | $ 334,000 | $ 149,000 |
| Washington County Oregon | 59 | $ 22,195,000 | $ 376,000 | $ 112,000 |
| Marion County Oregon | 57 | $ 20,259,000 | $ 355,000 | $ 99,000 |
| Summit County Utah | 56 | $ 23,064,000 | $ 411,000 | $ 180,000 |
| Collin County Texas | 50 | $ 18,341,000 | $ 366,000 | $ 141,000 |
| Clallam County Washington | 50 | $ 12,128,000 | $ 242,000 | $ 85,000 |
| Santa Fe County New Mexico | 46 | $ 21,756,000 | $ 472,000 | $ 130,000 |
| Davis County Utah | 45 | $ 16,696,000 | $ 371,000 | $ 153,000 |
| Chaves County New Mexico | 44 | $ 5,007,000 | $ 113,000 | $ 63,000 |
| Benton County Oregon | 44 | $ 17,640,000 | $ 400,000 | $ 105,000 |
| Canyon County Idaho | 42 | $ 8,509,000 | $ 202,000 | $ 88,000 |
| Thurston County Washington | 40 | $ 11,453,000 | $ 286,000 | $ 120,000 |
| Twin Falls County Idaho | 38 | $ 6,877,000 | $ 180,000 | $ 87,000 |
| Jefferson County Washington | 38 | $ 9,195,000 | $ 241,000 | $ 103,000 |
| Clark County Washington | 35 | $ 13,374,000 | $ 382,000 | $ 91,000 |
| Tarrant County Texas | 34 | $ 13,709,000 | $ 403,000 | $ 155,000 |
| Yavapai County Arizona | 33 | $ 9,146,000 | $ 277,000 | $ 83,000 |
| Dona Ana County New Mexico | 31 | $ 4,582,000 | $ 147,000 | $ 74,000 |
| Bonneville County Idaho | 30 | $ 4,295,000 | $ 143,000 | $ 56,000 |
| Cache County Utah | 30 | $ 6,179,000 | $ 205,000 | $ 83,000 |
| Carbon County Utah | 30 | $ 5,007,000 | $ 166,000 | $ 73,000 |
| Weber County Utah | 28 | $ 7,652,000 | $ 273,000 | $ 130,000 |
| Grant County Washington | 28 | $ 3,543,000 | $ 126,000 | $ 73,000 |
| Lincoln County Oregon | 27 | $ 5,464,000 | $ 202,000 | $ 100,000 |
| Madison County Idaho | 25 | $ 7,689,000 | $ 307,000 | $ 87,000 |
| San Juan County New Mexico | 25 | $ 9,323,000 | $ 372,000 | $ 105,000 |
| Linn County Oregon | 25 | $ 8,849,000 | $ 353,000 | $ 70,000 |
| Denton County Texas | 25 | $ 8,318,000 | $ 332,000 | $ 115,000 |
| Yakima County Washington | 25 | $ 3,353,000 | $ 134,000 | $ 90,000 |
| Chelan County Washington | 23 | $ 5,176,000 | $ 225,000 | $ 106,000 |
| Kittitas County Washington | 23 | $ 6,690,000 | $ 290,000 | $ 210,000 |
| Santa Cruz County Arizona | 22 | $ 3,485,000 | $ 158,000 | $ 73,000 |
| Klamath County Oregon | 22 | $ 4,499,000 | $ 204,000 | $ 90,000 |
| Josephine County Oregon | 21 | $ 3,131,000 | $ 149,000 | $ 64,000 |
| Polk County Oregon | 21 | $ 9,755,000 | $ 464,000 | $ 99,000 |
| Mason County Washington | 21 | $ 6,104,000 | $ 290,000 | $ 181,000 |
| Pinal County Arizona | 20 | $ 5,060,000 | $ 253,000 | $ 111,000 |
| Blaine County Idaho | 20 | $ 5,660,000 | $ 283,000 | $ 101,000 |
| Stevens County Washington | 20 | $ 3,556,000 | $ 177,000 | $ 87,000 |
| Bingham County Idaho | 19 | $ 2,560,000 | $ 134,000 | $ 71,000 |
| Sandoval County New Mexico | 19 | $ 4,599,000 | $ 242,000 | $ 86,000 |
| Wasco County Oregon | 18 | $ 3,510,000 | $ 195,000 | $ 73,000 |
| Lewis County Washington | 18 | $ 3,518,000 | $ 195,000 | $ 113,000 |
| Lincoln County New Mexico | 17 | $ 2,075,000 | $ 122,000 | $ 54,000 |
| Box Elder County Utah | 17 | $ 4,191,000 | $ 246,000 | $ 74,000 |
| Cochise County Arizona | 16 | $ 1,951,000 | $ 121,000 | $ 88,000 |
| Colfax County New Mexico | 16 | $ 2,569,000 | $ 160,000 | $ 106,000 |
| Jefferson County Idaho | 15 | $ 3,010,000 | $ 200,000 | $ 68,000 |
| Klickitat County Washington | 15 | $ 3,311,000 | $ 220,000 | $ 82,000 |
| Jerome County Idaho | 14 | $ 1,819,000 | $ 129,000 | $ 53,000 |
| McKinley County New Mexico | 14 | $ 1,355,000 | $ 96,000 | $ 52,000 |
| Hood River County Oregon | 14 | $ 4,373,000 | $ 312,000 | $ 162,000 |
| Yamhill County Oregon | 14 | $ 5,914,000 | $ 422,000 | $ 95,000 |
| Wasatch County Utah | 14 | $ 5,845,000 | $ 417,000 | $ 112,000 |
| Fremont County Idaho | 13 | $ 2,128,000 | $ 163,000 | $ 108,000 |
| Eddy County New Mexico | 13 | $ 2,773,000 | $ 213,000 | $ 104,000 |
| Crook County Oregon | 13 | $ 1,840,000 | $ 141,000 | $ 45,000 |
| Okanogan County Washington | 13 | $ 1,892,000 | $ 145,000 | $ 92,000 |
| Grant County New Mexico | 12 | $ 1,300,000 | $ 108,000 | $ 49,000 |
| Spokane County Washington | 12 | $ 4,918,000 | $ 409,000 | $ 61,000 |
| Gooding County Idaho | 11 | $ 986,000 | $ 89,000 | $ 54,000 |
| Umatilla County Oregon | 11 | $ 701,000 | $ 63,000 | $ 32,000 |
| Lemhi County Idaho | 10 | $ 2,134,000 | $ 213,000 | $ 89,000 |
| Valley County Idaho | 10 | $ 3,817,000 | $ 381,000 | $ 269,000 |
| Bannock County Idaho | 9 | $ 1,165,000 | $ 129,000 | $ 84,000 |
| Lincoln County Idaho | 9 | $ 664,000 | $ 73,000 | $ 25,000 |
| Socorro County New Mexico | 9 | $ 1,726,000 | $ 191,000 | $ 61,000 |
| Jefferson County Oregon | 9 | $ 2,815,000 | $ 312,000 | $ 46,000 |
| Otero County New Mexico | 8 | $ 1,049,000 | $ 131,000 | $ 61,000 |
| Rio Arriba County New Mexico | 8 | $ 1,254,000 | $ 156,000 | $ 63,000 |
| Columbia County Oregon | 8 | $ 1,981,000 | $ 247,000 | $ 92,000 |
| Emery County Utah | 8 | $ 1,811,000 | $ 226,000 | $ 89,000 |
| Tooele County Utah | 8 | $ 1,687,000 | $ 210,000 | $ 100,000 |
| Curry County New Mexico | 7 | $ 510,000 | $ 72,000 | $ 50,000 |
| Lea County New Mexico | 7 | $ 3,571,000 | $ 510,000 | $ 67,000 |
| Travis County Texas | 7 | $ 3,987,000 | $ 569,000 | $ 75,000 |
| Asotin County Washington | 7 | $ 1,111,000 | $ 158,000 | $ 64,000 |
| Navajo County Arizona | 6 | $ 1,423,000 | $ 237,000 | $ 131,000 |
| Grays Harbor County Washington | 6 | $ 805,000 | $ 134,000 | $ 110,000 |
| Whitman County Washington | 6 | $ 1,033,000 | $ 172,000 | $ 69,000 |
| Gila County Arizona | 5 | $ 1,650,000 | $ 330,000 | $ 149,000 |
| Yuma County Arizona | 5 | $ 507,000 | $ 101,000 | $ 71,000 |
| Clatsop County Oregon | 5 | $ 2,259,000 | $ 451,000 | $ 141,000 |
| Lake County Oregon | 5 | $ 469,000 | $ 93,000 | $ 47,000 |
| Morgan County Utah | 5 | $ 1,940,000 | $ 388,000 | $ 110,000 |
| Bonner County Idaho | 4 | $ 721,000 | $ 180,000 | $ 13,000 |
| Coos County Oregon | 4 | $ 1,076,000 | $ 269,000 | $ 130,000 |
| Douglas County Oregon | 4 | $ 1,115,000 | $ 278,000 | $ 86,000 |
| Tillamook County Oregon | 4 | $ 1,022,000 | $ 255,000 | $ 81,000 |
| Cowlitz County Washington | 4 | $ 888,000 | $ 222,000 | $ 69,000 |
| Douglas County Washington | 4 | $ 1,245,000 | $ 311,000 | $ 165,000 |
| Lincoln County Washington | 4 | $ 355,000 | $ 88,000 | $ 43,000 |
| Gem County Idaho | 3 | $ 671,000 | $ 223,000 | $ 34,000 |
| Kootenai County Idaho | 3 | $ 2,886,000 | $ 962,000 | $ 407,000 |
| Nez Perce County Idaho | 3 | $ 518,000 | $ 172,000 | $ 208,000 |
| Payette County Idaho | 3 | $ 354,000 | $ 118,000 | $ 58,000 |
| Lyon County Nevada | 3 | $ 211,000 | $ 70,000 | $ 36,000 |
| White Pine County Nevada | 3 | $ 343,000 | $ 114,000 | $ 39,000 |
| San Miguel County New Mexico | 3 | $ 1,005,000 | $ 335,000 | $ 93,000 |
| Taos County New Mexico | 3 | $ 338,000 | $ 112,000 | $ 112,000 |
| Valencia County New Mexico | 3 | $ 352,000 | $ 117,000 | $ 69,000 |
| Malheur County Oregon | 3 | $ 222,000 | $ 74,000 | $ 83,000 |
| El Paso County Texas | 3 | $ 569,000 | $ 189,000 | $ 112,000 |
| Franklin County Washington | 3 | $ 795,000 | $ 265,000 | $ 88,000 |
| Walla Walla County Washington | 3 | $ 305,000 | $ 101,000 | $ 47,000 |
| Coconino County Arizona | 2 | $ 807,000 | $ 403,000 | $ 39,000 |
| Cassia County Idaho | 2 | $ 402,000 | $ 201,000 | $ 114,000 |
| Elmore County Idaho | 2 | $ 450,000 | $ 225,000 | $ 37,000 |
| Minidoka County Idaho | 2 | $ 172,000 | $ 86,000 | $ 42,000 |
| Shoshone County Idaho | 2 | $ 257,000 | $ 128,000 | $ 51,000 |
| Churchill County Nevada | 2 | $ 181,000 | $ 90,000 | $ 68,000 |
| Humboldt County Nevada | 2 | $ 273,000 | $ 136,000 | $ 66,000 |
| Los Alamos County New Mexico | 2 | $ 142,000 | $ 71,000 | $ 108,000 |
| Sherman County Oregon | 2 | $ 520,000 | $ 260,000 | $ 120,000 |
| Union County Oregon | 2 | $ 892,000 | $ 446,000 | $ 51,000 |
| Rockwall County Texas | 2 | $ 602,000 | $ 301,000 | $ 93,000 |
| Pend Oreille County Washington | 2 | $ 227,000 | $ 113,000 | $ 43,000 |
| Skamania County Washington | 2 | $ 439,000 | $ 219,000 | $ 124,000 |
| Mohave County Arizona | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Arapahoe County Colorado | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Adams County Idaho | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Camas County Idaho | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Clark County Idaho | 1 | $ 150,000 | $ 150,000 | $ 249,000 |
| Custer County Idaho | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Power County Idaho | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Teton County Idaho | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Washington County Idaho | 1 | $ 66,000 | $ 66,000 | $ 23,000 |
| Elko County Nevada | 1 | $ 150,000 | $ 150,000 | $ 217,000 |
| Washoe County Nevada | 1 | $ 656,000 | $ 656,000 | $ 1,431,000 |
| Catron County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Hidalgo County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Luna County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Wallowa County Oregon | 1 | $ 364,000 | $ 364,000 | $ 25,000 |
| Bastrop County Texas | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Bexar County Texas | 1 | $ 580,000 | $ 580,000 | $ 320,000 |
| Cooke County Texas | 1 | $ 673,000 | $ 673,000 | $ 284,000 |
| Ellis County Texas | 1 | $ 232,000 | $ 232,000 | $ 69,000 |
| Grayson County Texas | 1 | $ 131,000 | $ 131,000 | $ 127,000 |
| Hood County Texas | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Johnson County Texas | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Duchesne County Utah | 1 | $ 388,000 | $ 388,000 | $ 280,000 |
| Washington County Utah | 1 | $ 700,000 | $ 700,000 | $ 208,000 |
| Benton County Washington | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,512 | $1,863,750,000 | $338,000 | $27,950,000 | $121,000 | $9,999,000 |
| Refinancing | 1,310 | $477,873,000 | $364,000 | $8,900,000 | $113,000 | $2,048,000 |
| Home Improvement | 284 | $101,251,000 | $356,000 | $1,500,000 | $139,000 | $4,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,017 | $1,598,204,000 | $318,000 | $3,000,000 | $130,000 | $9,999,000 |
| Hispanic | 648 | $122,755,000 | $189,000 | $1,200,000 | $73,000 | $844,000 |
| Asian | 499 | $160,320,000 | $321,000 | $2,000,000 | $115,000 | $714,000 |
| Not applicable | 447 | $381,547,000 | $853,000 | $27,950,000 | $44,000 | $2,048,000 |
| Not Provided | 337 | $134,578,000 | $399,000 | $2,560,000 | $162,000 | $1,164,000 |
| Black or African American | 96 | $28,881,000 | $300,000 | $1,000,000 | $162,000 | $4,815,000 |
| American Indian or Alaskan Native | 36 | $8,192,000 | $227,000 | $738,000 | $100,000 | $370,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $8,397,000 | $322,000 | $780,000 | $123,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,106 | $2,442,874,000 | $343,000 | $27,950,000 | $120,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,393 | $1,273,813,000 | $375,000 | $27,950,000 | $134,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,737 | $528,493,000 | $304,000 | $2,560,000 | $96,000 | $1,327,000 |
| File Closed For Incompleteness | 1,341 | $414,988,000 | $309,000 | $2,375,000 | $124,000 | $4,200,000 |
| Application Withdrawn By Applicant | 405 | $120,352,000 | $297,000 | $3,000,000 | $142,000 | $2,650,000 |
| Loan Purchased By The Institution | 168 | $82,262,000 | $489,000 | $1,178,000 | $0 | $0 |
| Application Approved But Not Accepted | 62 | $22,966,000 | $370,000 | $1,100,000 | $135,000 | $426,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 816 | $256,496,000 | $314,000 | $2,422,000 | $70,000 | $561,000 |
| Credit History | 357 | $86,302,000 | $241,000 | $1,800,000 | $105,000 | $1,327,000 |
| Other | 212 | $83,249,000 | $392,000 | $2,560,000 | $153,000 | $1,039,000 |
| Collateral | 151 | $41,214,000 | $272,000 | $1,400,000 | $122,000 | $1,095,000 |
| Employment History | 102 | $26,594,000 | $260,000 | $1,200,000 | $86,000 | $405,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 75 | $26,194,000 | $349,000 | $1,100,000 | $129,000 | $637,000 |
| Unverifiable Information | 18 | $6,871,000 | $381,000 | $1,800,000 | $97,000 | $525,000 |
| Credit Application Incomplete | 6 | $1,573,000 | $262,000 | $598,000 | $119,000 | $379,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.