Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Washington Federal Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Washington Federal Bank
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,113
Total Mortgage Loan Application Amount $3,102,471,000
Average Mortgage Loan Application Amount $372,666
Highest Mortgage Loan Application Amount $87,000,000
Average Applicant Income $116,666
Highest Applicant Income $4,080,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2016.

Mortgage Loan Application Totals for Washington Federal Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 1,070 $ 682,760,000 $ 638,000 $ 170,000
Maricopa County Arizona 429 $ 169,437,000 $ 394,000 $ 181,000
Snohomish County Washington 360 $ 145,840,000 $ 405,000 $ 124,000
Pima County Arizona 284 $ 68,792,000 $ 242,000 $ 120,000
Whatcom County Washington 269 $ 108,928,000 $ 404,000 $ 107,000
Salt Lake County Utah 225 $ 115,808,000 $ 514,000 $ 134,000
Skagit County Washington 197 $ 219,672,000 $ 1,115,000 $ 95,000
Clark County Nevada 185 $ 83,855,000 $ 453,000 $ 151,000
Pierce County Washington 180 $ 72,637,000 $ 403,000 $ 129,000
Deschutes County Oregon 152 $ 75,983,000 $ 499,000 $ 129,000
Kitsap County Washington 134 $ 60,308,000 $ 450,000 $ 144,000
Ada County Idaho 133 $ 48,896,000 $ 367,000 $ 137,000
Island County Washington 109 $ 37,750,000 $ 346,000 $ 103,000
Utah County Utah 106 $ 88,889,000 $ 838,000 $ 181,000
San Juan County Washington 81 $ 27,686,000 $ 341,000 $ 141,000
Canyon County Idaho 69 $ 10,816,000 $ 156,000 $ 75,000
Multnomah County Oregon 65 $ 31,799,000 $ 489,000 $ 128,000
Lane County Oregon 56 $ 19,822,000 $ 353,000 $ 121,000
Bernalillo County New Mexico 55 $ 26,937,000 $ 489,000 $ 115,000
Chelan County Washington 55 $ 19,541,000 $ 355,000 $ 140,000
Summit County Utah 53 $ 36,628,000 $ 691,000 $ 198,000
Washington County Oregon 52 $ 22,413,000 $ 431,000 $ 185,000
Clallam County Washington 52 $ 17,119,000 $ 329,000 $ 110,000
Spokane County Washington 52 $ 10,642,000 $ 204,000 $ 80,000
Marion County Oregon 51 $ 20,128,000 $ 394,000 $ 97,000
Clackamas County Oregon 50 $ 25,248,000 $ 504,000 $ 180,000
Davis County Utah 49 $ 19,758,000 $ 403,000 $ 149,000
Jackson County Oregon 45 $ 15,207,000 $ 337,000 $ 196,000
Santa Fe County New Mexico 43 $ 18,158,000 $ 422,000 $ 151,000
Kittitas County Washington 43 $ 18,150,000 $ 422,000 $ 202,000
Cochise County Arizona 42 $ 4,808,000 $ 114,000 $ 58,000
Yavapai County Arizona 41 $ 10,401,000 $ 253,000 $ 100,000
Blaine County Idaho 41 $ 14,902,000 $ 363,000 $ 104,000
Benton County Oregon 41 $ 15,499,000 $ 378,000 $ 151,000
Dallas County Texas 39 $ 48,178,000 $ 1,235,000 $ 133,000
Navajo County Arizona 38 $ 9,830,000 $ 258,000 $ 125,000
Madison County Idaho 38 $ 7,232,000 $ 190,000 $ 137,000
Dona Ana County New Mexico 38 $ 6,436,000 $ 169,000 $ 85,000
Linn County Oregon 38 $ 9,739,000 $ 256,000 $ 105,000
Grant County Washington 36 $ 15,587,000 $ 432,000 $ 82,000
Pinal County Arizona 34 $ 8,874,000 $ 261,000 $ 86,000
Santa Cruz County Arizona 32 $ 6,121,000 $ 191,000 $ 71,000
Bonneville County Idaho 32 $ 5,439,000 $ 169,000 $ 65,000
Klamath County Oregon 32 $ 7,370,000 $ 230,000 $ 110,000
Clark County Washington 32 $ 13,571,000 $ 424,000 $ 132,000
Twin Falls County Idaho 30 $ 5,359,000 $ 178,000 $ 78,000
Gila County Arizona 29 $ 4,477,000 $ 154,000 $ 56,000
Lincoln County Oregon 29 $ 8,402,000 $ 289,000 $ 212,000
Wasatch County Utah 29 $ 16,143,000 $ 556,000 $ 235,000
Jefferson County Idaho 28 $ 5,382,000 $ 192,000 $ 81,000
Crook County Oregon 27 $ 8,791,000 $ 325,000 $ 79,000
Denton County Texas 26 $ 10,454,000 $ 402,000 $ 150,000
Jefferson County Washington 26 $ 8,838,000 $ 339,000 $ 111,000
Thurston County Washington 26 $ 8,171,000 $ 314,000 $ 99,000
Cache County Utah 24 $ 7,035,000 $ 293,000 $ 105,000
Stevens County Washington 24 $ 3,606,000 $ 150,000 $ 68,000
Chaves County New Mexico 23 $ 2,882,000 $ 125,000 $ 83,000
Collin County Texas 23 $ 7,645,000 $ 332,000 $ 110,000
Douglas County Washington 22 $ 5,738,000 $ 260,000 $ 124,000
Washington County Utah 21 $ 8,327,000 $ 396,000 $ 208,000
Josephine County Oregon 20 $ 17,156,000 $ 857,000 $ 70,000
Weber County Utah 20 $ 27,169,000 $ 1,358,000 $ 143,000
Yuma County Arizona 19 $ 2,240,000 $ 117,000 $ 54,000
Polk County Oregon 18 $ 4,659,000 $ 258,000 $ 76,000
Okanogan County Washington 18 $ 3,439,000 $ 191,000 $ 138,000
Bannock County Idaho 17 $ 2,177,000 $ 128,000 $ 65,000
San Juan County New Mexico 17 $ 4,197,000 $ 246,000 $ 110,000
Wasco County Oregon 17 $ 3,142,000 $ 184,000 $ 79,000
Carbon County Utah 16 $ 2,288,000 $ 143,000 $ 75,000
Klickitat County Washington 16 $ 5,736,000 $ 358,000 $ 113,000
Graham County Arizona 15 $ 3,235,000 $ 215,000 $ 80,000
Sandoval County New Mexico 15 $ 3,348,000 $ 223,000 $ 78,000
Box Elder County Utah 15 $ 3,527,000 $ 235,000 $ 101,000
Mason County Washington 15 $ 4,307,000 $ 287,000 $ 112,000
Bonner County Idaho 14 $ 4,783,000 $ 341,000 $ 102,000
Fremont County Idaho 14 $ 5,000,000 $ 357,000 $ 210,000
Valley County Idaho 14 $ 4,325,000 $ 308,000 $ 170,000
Rio Arriba County New Mexico 14 $ 1,362,000 $ 97,000 $ 73,000
Lewis County Washington 14 $ 2,755,000 $ 196,000 $ 103,000
Lincoln County Washington 14 $ 1,964,000 $ 140,000 $ 87,000
Umatilla County Oregon 13 $ 2,076,000 $ 159,000 $ 68,000
Travis County Texas 13 $ 40,909,000 $ 3,146,000 $ 175,000
Coconino County Arizona 12 $ 5,784,000 $ 482,000 $ 223,000
Colfax County New Mexico 12 $ 2,150,000 $ 179,000 $ 155,000
Hood River County Oregon 12 $ 4,240,000 $ 353,000 $ 126,000
Yamhill County Oregon 12 $ 4,902,000 $ 408,000 $ 102,000
Bingham County Idaho 11 $ 1,950,000 $ 177,000 $ 99,000
Lyon County Nevada 11 $ 1,399,000 $ 127,000 $ 39,000
Jefferson County Oregon 11 $ 3,029,000 $ 275,000 $ 66,000
Yakima County Washington 11 $ 4,379,000 $ 398,000 $ 173,000
Lincoln County New Mexico 10 $ 1,162,000 $ 116,000 $ 84,000
Mohave County Arizona 9 $ 6,119,000 $ 679,000 $ 50,000
Jerome County Idaho 9 $ 1,123,000 $ 124,000 $ 48,000
Washoe County Nevada 9 $ 4,279,000 $ 475,000 $ 143,000
Lea County New Mexico 9 $ 1,698,000 $ 188,000 $ 93,000
Walla Walla County Washington 9 $ 1,978,000 $ 219,000 $ 86,000
Kootenai County Idaho 8 $ 2,767,000 $ 345,000 $ 141,000
Eddy County New Mexico 8 $ 1,344,000 $ 168,000 $ 98,000
McKinley County New Mexico 8 $ 940,000 $ 117,000 $ 48,000
Socorro County New Mexico 8 $ 1,103,000 $ 137,000 $ 93,000
Ferry County Washington 8 $ 941,000 $ 117,000 $ 98,000
Whitman County Washington 8 $ 1,835,000 $ 229,000 $ 141,000
Lemhi County Idaho 7 $ 1,451,000 $ 207,000 $ 117,000
White Pine County Nevada 7 $ 876,000 $ 125,000 $ 57,000
Grant County New Mexico 7 $ 790,000 $ 112,000 $ 56,000
Columbia County Oregon 7 $ 2,307,000 $ 329,000 $ 89,000
Coos County Oregon 7 $ 1,537,000 $ 219,000 $ 87,000
Churchill County Nevada 6 $ 770,000 $ 128,000 $ 76,000
Lake County Oregon 6 $ 817,000 $ 136,000 $ 50,000
Union County Oregon 6 $ 892,000 $ 148,000 $ 53,000
Grays Harbor County Washington 6 $ 821,000 $ 136,000 $ 89,000
Pend Oreille County Washington 6 $ 1,031,000 $ 171,000 $ 92,000
Gem County Idaho 5 $ 1,123,000 $ 224,000 $ 127,000
Gooding County Idaho 5 $ 883,000 $ 176,000 $ 69,000
Payette County Idaho 5 $ 987,000 $ 197,000 $ 110,000
Otero County New Mexico 5 $ 1,031,000 $ 206,000 $ 94,000
Boise County Idaho 4 $ 614,000 $ 153,000 $ 240,000
Elko County Nevada 4 $ 889,000 $ 222,000 $ 123,000
Malheur County Oregon 4 $ 399,000 $ 99,000 $ 43,000
Tarrant County Texas 4 $ 1,449,000 $ 362,000 $ 149,000
Emery County Utah 4 $ 457,000 $ 114,000 $ 71,000
Tooele County Utah 4 $ 1,188,000 $ 297,000 $ 128,000
Asotin County Washington 4 $ 953,000 $ 238,000 $ 90,000
Skamania County Washington 4 $ 1,161,000 $ 290,000 $ 275,000
Custer County Idaho 3 $ 591,000 $ 197,000 $ 290,000
Franklin County Idaho 3 $ 642,000 $ 214,000 $ 84,000
Lincoln County Idaho 3 $ 382,000 $ 127,000 $ 31,000
Minidoka County Idaho 3 $ 386,000 $ 128,000 $ 89,000
Nez Perce County Idaho 3 $ 444,000 $ 148,000 $ 33,000
Teton County Idaho 3 $ 736,000 $ 245,000 $ 62,000
San Miguel County New Mexico 3 $ 765,000 $ 255,000 $ 144,000
Bexar County Texas 3 $ 11,200,000 $ 3,733,000 $ 0
El Paso County Texas 3 $ 503,000 $ 167,000 $ 51,000
Ellis County Texas 3 $ 1,506,000 $ 502,000 $ 127,000
Rich County Utah 3 $ 689,000 $ 229,000 $ 218,000
Columbia County Washington 3 $ 343,000 $ 114,000 $ 52,000
Apache County Arizona 2 $ 400,000 $ 200,000 $ 115,000
La Paz County Arizona 2 $ 734,000 $ 367,000 $ 138,000
Cassia County Idaho 2 $ 372,000 $ 186,000 $ 53,000
Elmore County Idaho 2 $ 214,000 $ 107,000 $ 59,000
Latah County Idaho 2 $ 358,000 $ 179,000 $ 51,000
Curry County New Mexico 2 $ 167,000 $ 83,000 $ 10,000
Curry County Oregon 2 $ 356,000 $ 178,000 $ 106,000
Morrow County Oregon 2 $ 220,000 $ 110,000 $ 46,000
Tillamook County Oregon 2 $ 227,000 $ 113,000 $ 93,000
Grayson County Texas 2 $ 561,000 $ 280,000 $ 42,000
Wise County Texas 2 $ 97,000 $ 48,000 $ 68,000
Morgan County Utah 2 $ 557,000 $ 278,000 $ 71,000
Adams County Washington 2 $ 216,000 $ 108,000 $ 49,000
Greenlee County Arizona 1 $ 61,000 $ 61,000 $ 35,000
Boundary County Idaho 1 $ 370,000 $ 370,000 $ 96,000
Idaho County Idaho 1 $ 124,000 $ 124,000 $ 47,000
Lewis County Idaho 1 $ 72,000 $ 72,000 $ 63,000
Owyhee County Idaho 1 $ 48,000 $ 48,000 $ 33,000
Power County Idaho 1 $ 105,000 $ 105,000 $ 126,000
Shoshone County Idaho 1 $ 55,000 $ 55,000 $ 43,000
Washington County Idaho 1 $ 58,000 $ 58,000 $ 20,000
Nye County Nevada 1 $ 99,000 $ 99,000 $ 31,000
Pershing County Nevada 1 $ 139,000 $ 139,000 $ 0
Storey County Nevada 1 $ 482,000 $ 482,000 $ 260,000
Taos County New Mexico 1 $ 555,000 $ 555,000 $ 412,000
Torrance County New Mexico 1 $ 150,000 $ 150,000 $ 39,000
Baker County Oregon 1 $ 260,000 $ 260,000 $ 73,000
Clatsop County Oregon 1 $ 555,000 $ 555,000 $ 0
Douglas County Oregon 1 $ 165,000 $ 165,000 $ 42,000
Wallowa County Oregon 1 $ 215,000 $ 215,000 $ 112,000
Wheeler County Oregon 1 $ 140,000 $ 140,000 $ 104,000
Hunt County Texas 1 $ 390,000 $ 390,000 $ 103,000
Rockwall County Texas 1 $ 134,000 $ 134,000 $ 59,000
Benton County Washington 1 $ 850,000 $ 850,000 $ 432,000
Cowlitz County Washington 1 $ 192,000 $ 192,000 $ 39,000
Franklin County Washington 1 $ 700,000 $ 700,000 $ 257,000
Pacific County Washington 1 $ 172,000 $ 172,000 $ 87,000

Mortgage Loan Application Detail Totals for Washington Federal Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,434 $2,475,604,000 $455,000 $79,800,000 $133,000 $4,080,000
Refinancing 1,549 $590,042,000 $380,000 $87,000,000 $123,000 $3,084,000
Home Improvement 130 $36,825,000 $283,000 $2,000,000 $94,000 $1,576,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,153 $2,029,126,000 $393,000 $87,000,000 $135,000 $4,080,000
Not Provided 629 $264,922,000 $421,000 $3,800,000 $176,000 $1,760,000
Hispanic 534 $113,259,000 $212,000 $1,680,000 $83,000 $900,000
Asian 448 $165,084,000 $368,000 $2,064,000 $127,000 $1,663,000
Not applicable 210 $481,777,000 $2,294,000 $41,661,000 $0 $0
Black or African American 70 $27,730,000 $396,000 $1,500,000 $156,000 $1,488,000
American Indian or Alaskan Native 41 $12,018,000 $293,000 $1,040,000 $102,000 $650,000
Native Hawaiin or Other Pacific Islander 28 $8,555,000 $305,000 $688,000 $107,000 $345,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,113 $3,102,471,000 $436,000 $87,000,000 $130,000 $4,080,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,458 $1,711,187,000 $494,000 $87,000,000 $142,000 $4,080,000
Application Denied By Financial Institution 1,410 $545,875,000 $387,000 $79,800,000 $97,000 $1,655,000
File Closed For Incompleteness 1,101 $417,751,000 $379,000 $3,800,000 $145,000 $1,760,000
Application Withdrawn By Applicant 619 $206,862,000 $334,000 $5,000,000 $121,000 $3,084,000
Application Approved But Not Accepted 445 $168,838,000 $379,000 $4,005,000 $136,000 $1,680,000
Loan Purchased By The Institution 80 $51,958,000 $649,000 $1,215,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 751 $255,298,000 $339,000 $3,750,000 $76,000 $1,353,000
Credit History 351 $98,504,000 $280,000 $2,160,000 $107,000 $1,488,000
Other 99 $41,743,000 $421,000 $2,650,000 $166,000 $1,206,000
Collateral 98 $104,966,000 $1,071,000 $79,800,000 $122,000 $754,000
Insufficient Cash (Downpayment, Closing Cost) 52 $24,772,000 $476,000 $3,461,000 $164,000 $1,655,000
Employment History 47 $13,233,000 $281,000 $1,500,000 $81,000 $240,000
Unverifiable Information 7 $6,170,000 $881,000 $2,500,000 $269,000 $802,000
Credit Application Incomplete 5 $1,189,000 $237,000 $483,000 $70,000 $141,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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