Washington Mutual Bank Mortgage Lending & HMDA Data, 2003
In 2003, Washington Mutual Bank of Albion, NY reported 2,031,694 mortgage applications totaling $395.6 billion. The average application was for $194,707, and applicants reported an average income of $56,400. 45% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach, CA (135,655), Chicago, IL (128,346) and Orange County, CA (52,661) (applications in parentheses).
| Mortgage Company & Address | Washington Mutual Bank 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,031,694 |
| Total Mortgage Loan Application Amount | $395,585,438,000 |
| Average Mortgage Loan Application Amount | $194,707 |
| Highest Mortgage Loan Application Amount | $88,710,000 |
| Average Applicant Income | $56,400 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 135,655 | $ 37,947,392,000 | $ 279,734 | $ 66,000 |
| Chicago, IL | 128,346 | $ 24,936,747,000 | $ 194,293 | $ 55,000 |
| Orange County, CA | 52,661 | $ 16,355,473,000 | $ 310,580 | $ 82,000 |
| San Diego, CA | 52,424 | $ 14,530,329,000 | $ 277,169 | $ 74,000 |
| New York, NY | 49,064 | $ 14,199,342,000 | $ 289,404 | $ 90,000 |
| Riverside-San Bernardino, CA | 48,651 | $ 8,601,697,000 | $ 176,804 | $ 64,000 |
| Boston, MA-NH | 43,298 | $ 10,652,222,000 | $ 246,021 | $ 75,000 |
| Atlanta, GA | 42,142 | $ 6,813,707,000 | $ 161,684 | $ 49,000 |
| Detroit, MI | 39,442 | $ 6,816,349,000 | $ 172,819 | $ 51,000 |
| Oakland, CA | 39,059 | $ 12,536,847,000 | $ 320,972 | $ 92,000 |
| Phoenix-Mesa, AZ | 36,997 | $ 6,218,875,000 | $ 168,091 | $ 58,000 |
| Houston, TX | 36,546 | $ 4,012,423,000 | $ 109,791 | $ 63,000 |
| Dallas, TX | 33,587 | $ 4,421,117,000 | $ 131,631 | $ 62,000 |
| Denver, CO | 33,366 | $ 6,905,854,000 | $ 206,972 | $ 60,000 |
| San Francisco, CA | 32,333 | $ 14,882,294,000 | $ 460,281 | $ 131,000 |
| Nassau-Suffolk, NY | 32,070 | $ 7,724,440,000 | $ 240,861 | $ 86,000 |
| San Jose, CA | 30,612 | $ 12,123,082,000 | $ 396,023 | $ 101,000 |
| Miami, FL | 26,792 | $ 4,301,630,000 | $ 160,556 | $ 70,000 |
| Sacramento, CA | 24,772 | $ 5,460,993,000 | $ 220,450 | $ 72,000 |
| Minneapolis-St. Paul, MN-WI | 20,682 | $ 3,811,715,000 | $ 184,301 | $ 55,000 |
| Fort Lauderdale, FL | 19,887 | $ 3,277,779,000 | $ 164,820 | $ 53,000 |
| St. Louis, MO-IL | 18,798 | $ 2,693,668,000 | $ 143,295 | $ 41,000 |
| Philadelphia, PA-NJ | 18,379 | $ 2,974,033,000 | $ 161,816 | $ 62,000 |
| Las Vegas, NV-AZ | 18,262 | $ 2,993,322,000 | $ 163,909 | $ 55,000 |
| Baltimore, MD | 17,131 | $ 2,876,609,000 | $ 167,918 | $ 53,000 |
| West Palm Beach-Boca Raton, FL | 16,771 | $ 2,946,870,000 | $ 175,712 | $ 58,000 |
| Newark, NJ | 16,381 | $ 3,497,820,000 | $ 213,529 | $ 76,000 |
| Fort Worth-Arlington, TX | 14,525 | $ 1,650,116,000 | $ 113,605 | $ 68,000 |
| Ventura, CA | 14,400 | $ 3,791,716,000 | $ 263,313 | $ 79,000 |
| Bergen-Passaic, NJ | 14,236 | $ 3,266,785,000 | $ 229,473 | $ 73,000 |
| Monmouth-Ocean, NJ | 14,142 | $ 2,750,982,000 | $ 194,525 | $ 74,000 |
| Orlando, FL | 13,426 | $ 1,651,769,000 | $ 123,027 | $ 44,000 |
| Tampa-St. Petersburg-Clearwater, FL | 12,521 | $ 1,720,382,000 | $ 137,399 | $ 48,000 |
| Middlesex-Somerset-Hunterdon, NJ | 11,617 | $ 2,253,361,000 | $ 193,970 | $ 72,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 11,518 | $ 1,508,283,000 | $ 130,950 | $ 37,000 |
| Grand Rapids-Muskegon-Holland, MI | 11,045 | $ 1,467,279,000 | $ 132,845 | $ 33,000 |
| Austin-San Marcos, TX | 9,212 | $ 1,291,884,000 | $ 140,239 | $ 61,000 |
| Jacksonville, FL | 9,192 | $ 1,199,211,000 | $ 130,462 | $ 46,000 |
| Indianapolis, IN | 9,161 | $ 1,252,571,000 | $ 136,728 | $ 50,000 |
| Hartford, CT | 8,995 | $ 1,384,418,000 | $ 153,909 | $ 56,000 |
| Santa Rosa, CA | 8,713 | $ 2,571,928,000 | $ 295,182 | $ 89,000 |
| Fresno, CA | 8,599 | $ 1,213,613,000 | $ 141,134 | $ 53,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 8,555 | $ 1,276,125,000 | $ 149,167 | $ 47,000 |
| Pittsburgh, PA | 8,495 | $ 1,013,651,000 | $ 119,323 | $ 53,000 |
| San Antonio, TX | 8,286 | $ 901,136,000 | $ 108,754 | $ 50,000 |
| Nashville, TN | 7,615 | $ 996,211,000 | $ 130,822 | $ 37,000 |
| Louisville, KY-IN | 7,546 | $ 973,877,000 | $ 129,058 | $ 41,000 |
| Milwaukee-Waukesha, WI | 7,480 | $ 1,096,289,000 | $ 146,562 | $ 47,000 |
| Kansas City, MO-KS | 7,361 | $ 892,340,000 | $ 121,225 | $ 44,000 |
| Cincinnati, OH-KY-IN | 7,356 | $ 1,170,146,000 | $ 159,073 | $ 56,000 |
| Honolulu, HI | 7,318 | $ 1,613,012,000 | $ 220,417 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 7,288 | $ 1,527,681,000 | $ 209,615 | $ 41,000 |
| Colorado Springs, CO | 7,175 | $ 1,233,155,000 | $ 171,868 | $ 64,000 |
| Raleigh-Durham-Chapel Hill, NC | 7,055 | $ 1,100,050,000 | $ 155,924 | $ 45,000 |
| Albuquerque, NM | 7,002 | $ 891,792,000 | $ 127,362 | $ 38,000 |
| Boulder-Longmont, CO | 6,952 | $ 1,713,234,000 | $ 246,437 | $ 75,000 |
| Tucson, AZ | 6,810 | $ 901,512,000 | $ 132,380 | $ 53,000 |
| Vallejo-Fairfield-Napa, CA | 6,748 | $ 1,864,320,000 | $ 276,277 | $ 86,000 |
| Stockton-Lodi, CA | 6,707 | $ 1,296,754,000 | $ 193,343 | $ 62,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 6,699 | $ 2,619,011,000 | $ 390,955 | $ 110,000 |
| Cleveland-Lorain-Elyria, OH | 6,659 | $ 866,668,000 | $ 130,149 | $ 43,000 |
| Greensboro--Winston-Salem--High Point, NC | 6,623 | $ 882,044,000 | $ 133,178 | $ 41,000 |
| Columbus, OH | 6,550 | $ 942,569,000 | $ 143,903 | $ 41,000 |
| Omaha, NE-IA | 6,504 | $ 845,706,000 | $ 130,028 | $ 30,000 |
| Ann Arbor, MI | 5,957 | $ 1,165,960,000 | $ 195,729 | $ 58,000 |
| Richmond-Petersburg, VA | 5,800 | $ 793,134,000 | $ 136,747 | $ 37,000 |
| Stamford-Norwalk, CT | 5,682 | $ 2,589,492,000 | $ 455,736 | $ 153,000 |
| New Orleans, LA | 5,556 | $ 641,279,000 | $ 115,420 | $ 38,000 |
| Bakersfield, CA | 5,446 | $ 602,712,000 | $ 110,670 | $ 51,000 |
| Salinas, CA | 5,324 | $ 1,797,614,000 | $ 337,643 | $ 108,000 |
| Sarasota-Bradenton, FL | 5,295 | $ 948,143,000 | $ 179,063 | $ 58,000 |
| Melbourne-Titusville-Palm Bay, FL | 5,248 | $ 572,602,000 | $ 109,108 | $ 41,000 |
| Modesto, CA | 5,236 | $ 856,733,000 | $ 163,623 | $ 62,000 |
| Providence-Fall River-Warwick, RI-MA | 4,999 | $ 790,628,000 | $ 158,157 | $ 63,000 |
| Bridgeport, CT | 4,955 | $ 1,009,101,000 | $ 203,653 | $ 65,000 |
| Fort Myers-Cape Coral, FL | 4,846 | $ 812,264,000 | $ 167,615 | $ 62,000 |
| Santa Cruz-Watsonville, CA | 4,612 | $ 1,492,029,000 | $ 323,510 | $ 96,000 |
| Atlantic-Cape May, NJ | 4,533 | $ 900,339,000 | $ 198,618 | $ 90,000 |
| Madison, WI | 4,464 | $ 639,860,000 | $ 143,337 | $ 45,000 |
| New Haven-Meriden, CT | 4,428 | $ 775,053,000 | $ 175,034 | $ 84,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 4,421 | $ 1,118,073,000 | $ 252,900 | $ 108,000 |
| Salt Lake City-Ogden, UT | 4,395 | $ 629,512,000 | $ 143,233 | $ 26,000 |
| Springfield, MO | 4,393 | $ 535,886,000 | $ 121,986 | $ 41,000 |
| Reno, NV | 4,307 | $ 932,927,000 | $ 216,607 | $ 76,000 |
| Lincoln, NE | 4,236 | $ 529,342,000 | $ 124,962 | $ 19,000 |
| Memphis, TN-AR-MS | 4,186 | $ 553,503,000 | $ 132,227 | $ 31,000 |
| Fort Collins-Loveland, CO | 4,009 | $ 707,802,000 | $ 176,553 | $ 67,000 |
| Worcester, MA-CT | 3,967 | $ 732,615,000 | $ 184,677 | $ 60,000 |
| Oklahoma City, OK | 3,712 | $ 387,169,000 | $ 104,301 | $ 23,000 |
| Dayton-Springfield, OH | 3,680 | $ 396,073,000 | $ 107,628 | $ 43,000 |
| Knoxville, TN | 3,618 | $ 461,113,000 | $ 127,449 | $ 30,000 |
| Little Rock-North Little Rock, AR | 3,601 | $ 406,529,000 | $ 112,893 | $ 22,000 |
| Lexington, KY | 3,539 | $ 450,971,000 | $ 127,428 | $ 34,000 |
| Fort Pierce-Port St. Lucie, FL | 3,520 | $ 521,116,000 | $ 148,044 | $ 54,000 |
| Washington, DC-MD-VA-WV | 3,430 | $ 900,216,000 | $ 262,453 | $ 88,000 |
| Wichita, KS | 3,358 | $ 351,034,000 | $ 104,536 | $ 29,000 |
| Lowell, MA-NH | 3,355 | $ 640,596,000 | $ 190,937 | $ 56,000 |
| Nashua, NH | 3,320 | $ 544,961,000 | $ 164,144 | $ 41,000 |
| Wilmington-Newark, DE-MD | 3,304 | $ 463,767,000 | $ 140,365 | $ 47,000 |
| Jersey City, NJ | 3,303 | $ 665,069,000 | $ 201,353 | $ 66,000 |
| Naples, FL | 3,198 | $ 784,340,000 | $ 245,259 | $ 87,000 |
| Daytona Beach, FL | 3,195 | $ 365,859,000 | $ 114,509 | $ 48,000 |
| Birmingham, AL | 3,186 | $ 388,063,000 | $ 121,802 | $ 24,000 |
| Gary, IN | 3,172 | $ 376,265,000 | $ 118,620 | $ 37,000 |
| Lansing-East Lansing, MI | 3,143 | $ 421,127,000 | $ 133,988 | $ 41,000 |
| Trenton, NJ | 2,944 | $ 541,960,000 | $ 184,089 | $ 67,000 |
| Charleston-North Charleston, SC | 2,861 | $ 514,018,000 | $ 179,663 | $ 60,000 |
| Lawrence, MA-NH | 2,852 | $ 623,426,000 | $ 218,592 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR | 2,832 | $ 344,707,000 | $ 121,718 | $ 21,000 |
| Danbury, CT | 2,755 | $ 761,161,000 | $ 276,283 | $ 109,000 |
| Brockton, MA | 2,731 | $ 502,293,000 | $ 183,922 | $ 59,000 |
| Visalia-Tulare-Porterville, CA | 2,731 | $ 327,317,000 | $ 119,852 | $ 51,000 |
| Appleton-Oshkosh-Neenah, WI | 2,489 | $ 287,143,000 | $ 115,364 | $ 34,000 |
| Allentown-Bethlehem-Easton, PA | 2,462 | $ 317,246,000 | $ 128,857 | $ 46,000 |
| Portland-Vancouver, OR-WA | 2,453 | $ 419,574,000 | $ 171,045 | $ 35,000 |
| Tulsa, OK | 2,451 | $ 271,338,000 | $ 110,705 | $ 22,000 |
| Killeen-Temple, TX | 2,428 | $ 225,443,000 | $ 92,851 | $ 37,000 |
| Greenville-Spartanburg-Anderson, SC | 2,421 | $ 308,378,000 | $ 127,376 | $ 38,000 |
| Harrisburg-Lebanon-Carlisle, PA | 2,383 | $ 297,204,000 | $ 124,718 | $ 48,000 |
| Manchester, NH | 2,356 | $ 383,591,000 | $ 162,814 | $ 58,000 |
| Greeley, CO | 2,351 | $ 412,827,000 | $ 175,596 | $ 74,000 |
| Flint, MI | 2,287 | $ 305,701,000 | $ 133,668 | $ 47,000 |
| Newburgh, NY-PA | 2,281 | $ 382,536,000 | $ 167,705 | $ 71,000 |
| Sioux Falls, SD | 2,223 | $ 268,437,000 | $ 120,754 | $ 26,000 |
| Akron, OH | 2,219 | $ 286,695,000 | $ 129,200 | $ 43,000 |
| Merced, CA | 2,206 | $ 320,173,000 | $ 145,137 | $ 63,000 |
| Lancaster, PA | 2,164 | $ 266,611,000 | $ 123,202 | $ 41,000 |
| Barnstable-Yarmouth, MA | 2,137 | $ 467,435,000 | $ 218,734 | $ 75,000 |
| Columbia, SC | 2,115 | $ 273,589,000 | $ 129,356 | $ 39,000 |
| Huntsville, AL | 2,100 | $ 262,228,000 | $ 124,870 | $ 82,000 |
| Fargo-Moorhead, ND-MN | 2,058 | $ 237,612,000 | $ 115,457 | $ 39,000 |
| Cedar Rapids, IA | 2,053 | $ 244,062,000 | $ 118,880 | $ 19,000 |
| Lubbock, TX | 2,050 | $ 195,869,000 | $ 95,545 | $ 41,000 |
| Albany-Schenectady-Troy, NY | 2,029 | $ 241,130,000 | $ 118,841 | $ 55,000 |
| York, PA | 2,013 | $ 234,793,000 | $ 116,638 | $ 40,000 |
| Portsmouth-Rochester, NH-ME | 1,998 | $ 366,700,000 | $ 183,533 | $ 56,000 |
| Kalamazoo-Battle Creek, MI | 1,988 | $ 247,865,000 | $ 124,680 | $ 44,000 |
| Hamilton-Middletown, OH | 1,984 | $ 260,436,000 | $ 131,268 | $ 46,000 |
| Chico-Paradise, CA | 1,897 | $ 273,205,000 | $ 144,019 | $ 62,000 |
| Clarksville-Hopkinsville, TN-KY | 1,872 | $ 191,152,000 | $ 102,111 | $ 31,000 |
| Galveston-Texas City, TX | 1,866 | $ 203,703,000 | $ 109,165 | $ 61,000 |
| Baton Rouge, LA | 1,847 | $ 227,225,000 | $ 123,023 | $ 43,000 |
| El Paso, TX | 1,821 | $ 154,984,000 | $ 85,109 | $ 44,000 |
| Des Moines, IA | 1,806 | $ 231,050,000 | $ 127,934 | $ 48,000 |
| Duluth-Superior, MN-WI | 1,791 | $ 211,630,000 | $ 118,163 | $ 38,000 |
| Augusta-Aiken, GA-SC | 1,775 | $ 190,227,000 | $ 107,170 | $ 23,000 |
| Yolo, CA | 1,758 | $ 367,415,000 | $ 208,996 | $ 72,000 |
| Mobile, AL | 1,736 | $ 202,976,000 | $ 116,921 | $ 28,000 |
| Wilmington, NC | 1,727 | $ 256,799,000 | $ 148,696 | $ 67,000 |
| Reading, PA | 1,718 | $ 209,753,000 | $ 122,091 | $ 34,000 |
| Redding, CA | 1,716 | $ 247,864,000 | $ 144,442 | $ 53,000 |
| Rockford, IL | 1,684 | $ 171,275,000 | $ 101,707 | $ 34,000 |
| Lakeland-Winter Haven, FL | 1,675 | $ 170,618,000 | $ 101,861 | $ 36,000 |
| Grand Junction, CO | 1,620 | $ 209,381,000 | $ 129,247 | $ 34,000 |
| Tacoma, WA | 1,576 | $ 243,258,000 | $ 154,351 | $ 48,000 |
| Saginaw-Bay City-Midland, MI | 1,575 | $ 174,478,000 | $ 110,779 | $ 42,000 |
| Brazoria, TX | 1,529 | $ 171,760,000 | $ 112,334 | $ 61,000 |
| Kenosha, WI | 1,501 | $ 194,260,000 | $ 129,420 | $ 37,000 |
| Corpus Christi, TX | 1,485 | $ 155,351,000 | $ 104,613 | $ 40,000 |
| Gainesville, FL | 1,484 | $ 178,414,000 | $ 120,225 | $ 37,000 |
| Billings, MT | 1,476 | $ 171,393,000 | $ 116,119 | $ 17,000 |
| Burlington, VT | 1,439 | $ 240,347,000 | $ 167,023 | $ 31,000 |
| Pensacola, FL | 1,393 | $ 149,680,000 | $ 107,451 | $ 35,000 |
| Fayetteville, NC | 1,382 | $ 128,868,000 | $ 93,247 | $ 38,000 |
| Rochester, NY | 1,378 | $ 138,356,000 | $ 100,403 | $ 45,000 |
| Boise City, ID | 1,370 | $ 159,341,000 | $ 116,307 | $ 18,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1,361 | $ 128,235,000 | $ 94,221 | $ 41,000 |
| Fort Smith, AR-OK | 1,349 | $ 134,297,000 | $ 99,553 | $ 20,000 |
| Peoria-Pekin, IL | 1,341 | $ 147,421,000 | $ 109,933 | $ 37,000 |
| Erie, PA | 1,336 | $ 132,143,000 | $ 98,909 | $ 55,000 |
| Savannah, GA | 1,303 | $ 169,490,000 | $ 130,076 | $ 35,000 |
| Bloomington-Normal, IL | 1,290 | $ 173,133,000 | $ 134,211 | $ 51,000 |
| Wichita Falls, TX | 1,284 | $ 114,188,000 | $ 88,931 | $ 27,000 |
| Canton-Massillon, OH | 1,275 | $ 150,931,000 | $ 118,377 | $ 30,000 |
| Buffalo-Niagara Falls, NY | 1,253 | $ 116,293,000 | $ 92,811 | $ 47,000 |
| Portland, ME | 1,253 | $ 200,323,000 | $ 159,874 | $ 41,000 |
| Iowa City, IA | 1,245 | $ 192,841,000 | $ 154,892 | $ 28,000 |
| Toledo, OH | 1,223 | $ 141,697,000 | $ 115,860 | $ 41,000 |
| New London-Norwich, CT-RI | 1,217 | $ 190,426,000 | $ 156,471 | $ 58,000 |
| Dutchess County, NY | 1,205 | $ 228,668,000 | $ 189,765 | $ 69,000 |
| Waterbury, CT | 1,198 | $ 197,902,000 | $ 165,193 | $ 62,000 |
| Tyler, TX | 1,183 | $ 139,727,000 | $ 118,112 | $ 53,000 |
| Macon, GA | 1,170 | $ 122,914,000 | $ 105,054 | $ 33,000 |
| Tallahassee, FL | 1,170 | $ 136,106,000 | $ 116,329 | $ 36,000 |
| Montgomery, AL | 1,169 | $ 126,305,000 | $ 108,045 | $ 25,000 |
| Syracuse, NY | 1,151 | $ 102,829,000 | $ 89,338 | $ 40,000 |
| Springfield, MA | 1,144 | $ 140,815,000 | $ 123,090 | $ 48,000 |
| Columbus, GA-AL | 1,124 | $ 131,001,000 | $ 116,548 | $ 22,000 |
| Sheboygan, WI | 1,119 | $ 125,326,000 | $ 111,998 | $ 38,000 |
| Dubuque, IA | 1,100 | $ 126,799,000 | $ 115,271 | $ 25,000 |
| Amarillo, TX | 1,092 | $ 105,504,000 | $ 96,615 | $ 24,000 |
| Shreveport-Bossier City, LA | 1,088 | $ 108,670,000 | $ 99,880 | $ 26,000 |
| Sioux City, IA-NE | 1,077 | $ 100,157,000 | $ 92,996 | $ 29,000 |
| Ocala, FL | 1,075 | $ 106,486,000 | $ 99,056 | $ 35,000 |
| Athens, GA | 1,074 | $ 143,818,000 | $ 133,908 | $ 28,000 |
| Yuba City, CA | 1,029 | $ 155,952,000 | $ 151,556 | $ 53,000 |
| Green Bay, WI | 1,024 | $ 135,619,000 | $ 132,440 | $ 41,000 |
| Las Cruces, NM | 1,021 | $ 121,841,000 | $ 119,334 | $ 28,000 |
| Racine, WI | 1,011 | $ 122,273,000 | $ 120,942 | $ 30,000 |
| Bismarck, ND | 999 | $ 104,591,000 | $ 104,695 | $ 16,000 |
| Fort Walton Beach, FL | 998 | $ 124,066,000 | $ 124,314 | $ 67,000 |
| Lawrence, KS | 994 | $ 134,815,000 | $ 135,628 | $ 43,000 |
| Chattanooga, TN-GA | 991 | $ 113,190,000 | $ 114,217 | $ 20,000 |
| Eugene-Springfield, OR | 985 | $ 127,714,000 | $ 129,658 | $ 21,000 |
| Provo-Orem, UT | 981 | $ 153,977,000 | $ 156,959 | $ 37,000 |
| Lafayette, LA | 961 | $ 103,340,000 | $ 107,533 | $ 36,000 |
| Fort Wayne, IN | 938 | $ 96,041,000 | $ 102,389 | $ 32,000 |
| Youngstown-Warren, OH | 921 | $ 81,223,000 | $ 88,190 | $ 24,000 |
| Pueblo, CO | 916 | $ 101,328,000 | $ 110,620 | $ 46,000 |
| Davenport-Moline-Rock Island, IA-IL | 909 | $ 107,338,000 | $ 118,083 | $ 31,000 |
| St. Cloud, MN | 906 | $ 108,354,000 | $ 119,596 | $ 37,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 880 | $ 90,755,000 | $ 103,130 | $ 20,000 |
| Waco, TX | 877 | $ 89,843,000 | $ 102,443 | $ 37,000 |
| Lafayette, IN | 876 | $ 102,028,000 | $ 116,470 | $ 29,000 |
| Punta Gorda, FL | 869 | $ 109,423,000 | $ 125,918 | $ 48,000 |
| Myrtle Beach, SC | 865 | $ 111,186,000 | $ 128,538 | $ 75,000 |
| New Bedford, MA | 862 | $ 145,571,000 | $ 168,875 | $ 67,000 |
| Lynchburg, VA | 836 | $ 108,696,000 | $ 130,019 | $ 26,000 |
| Joplin, MO | 823 | $ 83,223,000 | $ 101,121 | $ 14,000 |
| Cheyenne, WY | 818 | $ 97,690,000 | $ 119,425 | $ 20,000 |
| Panama City, FL | 810 | $ 95,912,000 | $ 118,409 | $ 40,000 |
| Rapid City, SD | 810 | $ 90,492,000 | $ 111,718 | $ 18,000 |
| Asheville, NC | 808 | $ 116,295,000 | $ 143,929 | $ 59,000 |
| Flagstaff, AZ-UT | 805 | $ 146,330,000 | $ 181,776 | $ 76,000 |
| Roanoke, VA | 805 | $ 91,584,000 | $ 113,768 | $ 37,000 |
| Dover, DE | 794 | $ 97,383,000 | $ 122,648 | $ 51,000 |
| Abilene, TX | 782 | $ 72,388,000 | $ 92,567 | $ 30,000 |
| Jonesboro, AR | 764 | $ 82,034,000 | $ 107,374 | $ 23,000 |
| Bryan-College Station, TX | 752 | $ 86,370,000 | $ 114,853 | $ 56,000 |
| Fitchburg-Leominster, MA | 728 | $ 110,663,000 | $ 152,009 | $ 46,000 |
| Beaumont-Port Arthur, TX | 726 | $ 57,765,000 | $ 79,566 | $ 41,000 |
| Hickory-Morganton-Lenoir, NC | 725 | $ 92,167,000 | $ 127,126 | $ 36,000 |
| Champaign-Urbana, IL | 718 | $ 83,497,000 | $ 116,291 | $ 43,000 |
| McAllen-Edinburg-Mission, TX | 670 | $ 61,494,000 | $ 91,782 | $ 52,000 |
| Vineland-Millville-Bridgeton, NJ | 667 | $ 70,252,000 | $ 105,325 | $ 38,000 |
| Longview-Marshall, TX | 664 | $ 67,439,000 | $ 101,564 | $ 39,000 |
| San Angelo, TX | 663 | $ 57,336,000 | $ 86,479 | $ 37,000 |
| Great Falls, MT | 642 | $ 69,727,000 | $ 108,609 | $ 14,000 |
| Monroe, LA | 635 | $ 76,682,000 | $ 120,759 | $ 38,000 |
| Charlottesville, VA | 629 | $ 94,306,000 | $ 149,930 | $ 41,000 |
| Tuscaloosa, AL | 602 | $ 72,576,000 | $ 120,558 | $ 9,000 |
| Hagerstown, MD | 587 | $ 77,223,000 | $ 131,555 | $ 35,000 |
| Grand Forks, ND-MN | 577 | $ 63,517,000 | $ 110,081 | $ 21,000 |
| Bremerton, WA | 574 | $ 85,024,000 | $ 148,125 | $ 23,000 |
| Benton Harbor, MI | 549 | $ 93,137,000 | $ 169,648 | $ 61,000 |
| Decatur, AL | 540 | $ 56,335,000 | $ 104,324 | $ 22,000 |
| Yuma, AZ | 539 | $ 53,602,000 | $ 99,447 | $ 38,000 |
| Spokane, WA | 537 | $ 61,122,000 | $ 113,821 | $ 28,000 |
| State College, PA | 532 | $ 67,457,000 | $ 126,798 | $ 67,000 |
| Williamsport, PA | 531 | $ 53,558,000 | $ 100,862 | $ 66,000 |
| Odessa-Midland, TX | 528 | $ 49,254,000 | $ 93,284 | $ 32,000 |
| Decatur, IL | 523 | $ 51,657,000 | $ 98,770 | $ 17,000 |
| Salem, OR | 514 | $ 71,452,000 | $ 139,011 | $ 15,000 |
| Florence, AL | 483 | $ 49,521,000 | $ 102,527 | $ 13,000 |
| Topeka, KS | 480 | $ 48,531,000 | $ 101,106 | $ 23,000 |
| Jackson, MI | 457 | $ 60,350,000 | $ 132,056 | $ 33,000 |
| Santa Fe, NM | 437 | $ 88,543,000 | $ 202,615 | $ 64,000 |
| South Bend, IN | 437 | $ 44,622,000 | $ 102,109 | $ 30,000 |
| Elkhart-Goshen, IN | 431 | $ 48,089,000 | $ 111,575 | $ 21,000 |
| Brownsville-Harlingen-San Benito, TX | 424 | $ 39,291,000 | $ 92,667 | $ 47,000 |
| Jacksonville, NC | 408 | $ 40,898,000 | $ 100,240 | $ 46,000 |
| Olympia, WA | 402 | $ 64,436,000 | $ 160,288 | $ 17,000 |
| Greenville, NC | 401 | $ 48,143,000 | $ 120,057 | $ 37,000 |
| St. Joseph, MO | 399 | $ 38,054,000 | $ 95,373 | $ 23,000 |
| Lewiston-Auburn, ME | 390 | $ 40,672,000 | $ 104,287 | $ 22,000 |
| Albany, GA | 384 | $ 41,176,000 | $ 107,229 | $ 30,000 |
| Lawton, OK | 381 | $ 30,881,000 | $ 81,052 | $ 12,000 |
| Rochester, MN | 375 | $ 53,672,000 | $ 143,125 | $ 51,000 |
| Florence, SC | 373 | $ 44,671,000 | $ 119,761 | $ 27,000 |
| Texarkana, TX-AR | 372 | $ 41,494,000 | $ 111,543 | $ 29,000 |
| Sherman-Denison, TX | 365 | $ 39,445,000 | $ 108,068 | $ 59,000 |
| Lake Charles, LA | 362 | $ 38,501,000 | $ 106,356 | $ 46,000 |
| Dothan, AL | 348 | $ 33,993,000 | $ 97,681 | $ 18,000 |
| Auburn-Opelika, AL | 336 | $ 40,144,000 | $ 119,476 | $ 15,000 |
| Springfield, IL | 335 | $ 32,830,000 | $ 98,000 | $ 47,000 |
| Richland-Kennewick-Pasco, WA | 327 | $ 39,947,000 | $ 122,162 | $ 17,000 |
| Charleston, WV | 315 | $ 30,510,000 | $ 96,857 | $ 36,000 |
| Rocky Mount, NC | 305 | $ 34,482,000 | $ 113,055 | $ 26,000 |
| Kankakee, IL | 299 | $ 34,869,000 | $ 116,618 | $ 43,000 |
| Altoona, PA | 291 | $ 26,984,000 | $ 92,728 | $ 37,000 |
| Johnstown, PA | 268 | $ 22,852,000 | $ 85,268 | $ 32,000 |
| Muncie, IN | 265 | $ 23,579,000 | $ 88,977 | $ 34,000 |
| Laredo, TX | 264 | $ 27,353,000 | $ 103,609 | $ 35,000 |
| Parkersburg-Marietta, WV-OH | 261 | $ 22,796,000 | $ 87,340 | $ 37,000 |
| Janesville-Beloit, WI | 236 | $ 26,538,000 | $ 112,449 | $ 32,000 |
| Bloomington, IN | 235 | $ 28,383,000 | $ 120,778 | $ 37,000 |
| Waterloo-Cedar Falls, IA | 234 | $ 22,339,000 | $ 95,465 | $ 56,000 |
| Wausau, WI | 233 | $ 25,209,000 | $ 108,193 | $ 33,000 |
| Glens Falls, NY | 232 | $ 33,920,000 | $ 146,206 | $ 103,000 |
| Mansfield, OH | 231 | $ 21,736,000 | $ 94,095 | $ 29,000 |
| Missoula, MT | 231 | $ 29,683,000 | $ 128,497 | $ 27,000 |
| Jackson, TN | 219 | $ 25,177,000 | $ 114,963 | $ 22,000 |
| Evansville-Henderson, IN-KY | 217 | $ 22,108,000 | $ 101,880 | $ 33,000 |
| Pine Bluff, AR | 215 | $ 20,557,000 | $ 95,613 | $ 16,000 |
| Goldsboro, NC | 212 | $ 22,049,000 | $ 104,004 | $ 23,000 |
| Medford-Ashland, OR | 210 | $ 31,315,000 | $ 149,119 | $ 32,000 |
| Houma, LA | 207 | $ 20,705,000 | $ 100,024 | $ 30,000 |
| Casper, WY | 200 | $ 21,309,000 | $ 106,545 | $ 17,000 |
| Sumter, SC | 198 | $ 17,500,000 | $ 88,383 | $ 22,000 |
| Bellingham, WA | 196 | $ 29,164,000 | $ 148,795 | $ 33,000 |
| Anniston, AL | 194 | $ 16,888,000 | $ 87,051 | $ 28,000 |
| Utica-Rome, NY | 188 | $ 15,062,000 | $ 80,117 | $ 39,000 |
| Columbia, MO | 179 | $ 22,428,000 | $ 125,296 | $ 34,000 |
| Alexandria, LA | 172 | $ 16,531,000 | $ 96,110 | $ 29,000 |
| Jamestown, NY | 162 | $ 15,207,000 | $ 93,870 | $ 73,000 |
| Yakima, WA | 162 | $ 18,892,000 | $ 116,617 | $ 20,000 |
| Bangor, ME | 158 | $ 17,296,000 | $ 109,468 | $ 8,000 |
| Victoria, TX | 157 | $ 13,295,000 | $ 84,681 | $ 31,000 |
| Binghamton, NY | 153 | $ 14,369,000 | $ 93,915 | $ 40,000 |
| Lima, OH | 151 | $ 13,671,000 | $ 90,536 | $ 29,000 |
| Terre Haute, IN | 145 | $ 14,224,000 | $ 98,096 | $ 34,000 |
| Eau Claire, WI | 141 | $ 16,107,000 | $ 114,234 | $ 41,000 |
| Pittsfield, MA | 139 | $ 24,731,000 | $ 177,920 | $ 88,000 |
| Kokomo, IN | 133 | $ 13,228,000 | $ 99,458 | $ 29,000 |
| Danville, VA | 131 | $ 12,183,000 | $ 93,000 | $ 19,000 |
| Owensboro, KY | 126 | $ 10,927,000 | $ 86,722 | $ 28,000 |
| Gadsden, AL | 122 | $ 12,535,000 | $ 102,745 | $ 20,000 |
| Corvallis, OR | 117 | $ 16,031,000 | $ 137,017 | $ 21,000 |
| Cumberland, MD-WV | 105 | $ 9,623,000 | $ 91,647 | $ 38,000 |
| Huntington-Ashland, WV-KY-OH | 101 | $ 9,009,000 | $ 89,198 | $ 26,000 |
| Anchorage, AK | 92 | $ 15,595,000 | $ 169,510 | $ 19,000 |
| Sharon, PA | 86 | $ 11,620,000 | $ 135,116 | $ 67,000 |
| Pocatello, ID | 82 | $ 8,372,000 | $ 102,097 | $ 18,000 |
| La Crosse, WI-MN | 73 | $ 9,921,000 | $ 135,904 | $ 43,000 |
| Wheeling, WV-OH | 67 | $ 5,933,000 | $ 88,552 | $ 43,000 |
| Steubenville-Weirton, OH-WV | 56 | $ 4,413,000 | $ 78,803 | $ 25,000 |
| Elmira, NY | 47 | $ 3,394,000 | $ 72,212 | $ 27,000 |
| Enid, OK | 45 | $ 3,508,000 | $ 77,955 | $ 10,000 |
| Biloxi-Gulfport-Pascagoula, MS | 41 | $ 4,157,000 | $ 101,390 | $ 1,000 |
| Jackson, MS | 29 | $ 3,563,000 | $ 122,862 | $ 2,000 |
| Hattiesburg, MS | 10 | $ 939,000 | $ 93,900 | $ 4,000 |
| Aguadilla, PR | 1 | $ 231,000 | $ 231,000 | $ 0 |
| San Juan-Bayamon, PR | 1 | $ 156,000 | $ 156,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,605,488 | $302,095,027,000 | $149,576 | $12,500,000 | $42,076 | $9,999,000 |
| Home Purchase (one-to-four family) | 401,807 | $83,946,769,000 | $163,156 | $10,600,000 | $45,058 | $9,999,000 |
| Home Improvement (one-to-four family) | 17,593 | $773,147,000 | $30,954 | $2,500,000 | $76,000 | $9,999,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 6,806 | $8,770,495,000 | $3,647,833 | $88,710,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 953,241 | $198,476,878,000 | $156,941 | $12,500,000 | $50,411 | $9,999,000 |
| Not applicable | 526,834 | $87,386,055,000 | $149,230 | $88,710,000 | $0 | $130,000 |
| Information not provided by applicant in mail or telephone application | 203,336 | $43,434,113,000 | $153,372 | $15,750,000 | $74,901 | $9,999,000 |
| Hispanic | 148,500 | $23,879,821,000 | $134,627 | $7,313,000 | $37,862 | $9,999,000 |
| Asian or Pacific Islander | 104,669 | $26,852,187,000 | $165,640 | $5,120,000 | $53,320 | $9,999,000 |
| Black | 74,664 | $10,958,285,000 | $125,784 | $6,300,000 | $38,333 | $9,999,000 |
| Other | 16,475 | $3,866,630,000 | $164,693 | $4,400,000 | $56,081 | $9,999,000 |
| American Indian or Alaskan Native | 3,975 | $731,469,000 | $140,340 | $12,000,000 | $46,640 | $3,401,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,778,657 | $365,311,947,000 | $158,634 | $88,710,000 | $55,730 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 164,895 | $19,912,793,000 | $117,176 | $1,385,000 | $14,470 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 87,646 | $10,318,440,000 | $117,196 | $327,000 | $11,941 | $1,590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 496 | $42,258,000 | $100,300 | $261,000 | $38,400 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 921,688 | $200,996,796,000 | $151,176 | $55,000,000 | $69,980 | $9,999,000 |
| Loan Purchased By The Institution | 749,791 | $116,397,940,000 | $144,788 | $7,050,000 | $0 | $0 |
| Application Denied By Financial Institution | 214,760 | $47,303,949,000 | $161,686 | $32,600,000 | $76,509 | $9,999,000 |
| Application Approved But Not Accepted | 97,586 | $20,714,975,000 | $150,080 | $17,875,000 | $64,880 | $9,999,000 |
| Application Withdrawn By Applicant | 31,763 | $6,861,344,000 | $170,098 | $88,710,000 | $102,215 | $9,999,000 |
| File Closed For Incompleteness | 16,106 | $3,310,434,000 | $155,687 | $7,000,000 | $70,104 | $9,999,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 67,222 | $16,879,337,000 | $179,081 | $7,500,000 | $91,632 | $9,999,000 |
| Credit History | 50,865 | $7,985,454,000 | $135,340 | $12,000,000 | $76,860 | $9,999,000 |
| Debt-To-Income Ratio | 32,158 | $6,494,037,000 | $158,163 | $10,313,000 | $51,938 | $9,999,000 |
| Credit Application Incomplete | 27,158 | $6,110,676,000 | $164,117 | $10,000,000 | $78,176 | $9,999,000 |
| Other | 23,012 | $6,031,983,000 | $174,686 | $32,600,000 | $79,470 | $9,360,000 |
| Collateral | 9,603 | $2,477,371,000 | $172,816 | $20,000,000 | $85,816 | $8,520,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3,208 | $1,000,697,000 | $196,068 | $6,250,000 | $101,568 | $9,999,000 |
| Employment History | 1,462 | $304,372,000 | $148,595 | $2,500,000 | $65,380 | $1,649,000 |
| Mortgage Insurance Denied | 72 | $20,022,000 | $245,941 | $4,225,000 | $166,352 | $3,091,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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