Washington Mutual Bank Mortgage Lending & HMDA Data, 2003

In 2003, Washington Mutual Bank of Albion, NY reported 2,031,694 mortgage applications totaling $395.6 billion. The average application was for $194,707, and applicants reported an average income of $56,400. 45% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach, CA (135,655), Chicago, IL (128,346) and Orange County, CA (52,661) (applications in parentheses).

Mortgage Company & Address Washington Mutual Bank
227 East Avenue
Albion, NY 14411
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,031,694
Total Mortgage Loan Application Amount $395,585,438,000
Average Mortgage Loan Application Amount $194,707
Highest Mortgage Loan Application Amount $88,710,000
Average Applicant Income $56,400
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Mutual Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Mutual Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 135,655 $ 37,947,392,000 $ 279,734 $ 66,000
Cook, Illinois 70,382 $ 14,047,928,000 $ 199,595 $ 53,000
Orange, California 52,661 $ 16,355,473,000 $ 310,580 $ 82,000
San Diego, California 52,424 $ 14,530,329,000 $ 277,169 $ 74,000
Maricopa, Arizona 35,609 $ 6,044,124,000 $ 169,735 $ 64,000
Santa Clara, California 30,612 $ 12,123,082,000 $ 396,023 $ 101,000
Harris, Texas 28,768 $ 3,057,550,000 $ 106,283 $ 61,000
Miami-Dade, Florida 26,792 $ 4,301,630,000 $ 160,556 $ 70,000
Riverside, California 25,528 $ 4,828,319,000 $ 189,138 $ 65,000
San Bernardino, California 23,123 $ 3,773,378,000 $ 163,187 $ 64,000
Alameda, California 22,023 $ 6,926,211,000 $ 314,498 $ 93,000
Broward, Florida 19,887 $ 3,277,779,000 $ 164,820 $ 53,000
Middlesex, Massachusetts 18,705 $ 4,659,029,000 $ 249,079 $ 71,000
Clark, Nevada 18,105 $ 2,975,560,000 $ 164,350 $ 57,000
Suffolk, New York 17,613 $ 4,073,548,000 $ 231,280 $ 84,000
DuPage, Illinois 17,139 $ 3,267,009,000 $ 190,618 $ 59,000
Contra Costa, California 17,036 $ 5,610,636,000 $ 329,339 $ 90,000
Palm Beach, Florida 16,771 $ 2,946,870,000 $ 175,712 $ 58,000
Dallas, Texas 16,271 $ 1,942,145,000 $ 119,362 $ 62,000
Sacramento, California 15,781 $ 3,161,587,000 $ 200,341 $ 51,000
Oakland, Michigan 15,780 $ 3,402,013,000 $ 215,590 $ 79,000
San Mateo, California 15,368 $ 6,965,955,000 $ 453,276 $ 129,000
Lake, Illinois 14,758 $ 3,267,159,000 $ 221,382 $ 56,000
Nassau, New York 14,457 $ 3,650,892,000 $ 252,534 $ 87,000
Ventura, California 14,400 $ 3,791,716,000 $ 263,313 $ 79,000
Wayne, Michigan 13,568 $ 1,952,584,000 $ 143,910 $ 46,000
Tarrant, Texas 13,105 $ 1,492,542,000 $ 113,891 $ 74,000
Queens, New York 12,683 $ 2,977,889,000 $ 234,793 $ 58,000
Fairfield, Connecticut 11,653 $ 3,951,617,000 $ 339,107 $ 107,000
Fairfax, Virginia 11,572 $ 2,788,121,000 $ 240,936 $ 70,000
Will, Illinois 10,489 $ 1,730,825,000 $ 165,013 $ 48,000
San Francisco, California 10,336 $ 4,549,929,000 $ 440,202 $ 119,000
St. Louis, Missouri 10,091 $ 1,594,501,000 $ 158,012 $ 50,000
Bergen, New Jersey 9,996 $ 2,474,058,000 $ 247,504 $ 89,000
Montgomery, Maryland 9,970 $ 2,388,145,000 $ 239,533 $ 69,000
Norfolk, Massachusetts 9,846 $ 2,448,355,000 $ 248,664 $ 82,000
Collin, Texas 9,763 $ 1,459,466,000 $ 149,489 $ 61,000
Kings, New York 8,824 $ 2,268,748,000 $ 257,111 $ 68,000
Westchester, New York 8,737 $ 2,620,060,000 $ 299,880 $ 110,000
Sonoma, California 8,713 $ 2,571,928,000 $ 295,182 $ 89,000
Essex, Massachusetts 8,701 $ 1,960,877,000 $ 225,362 $ 61,000
Jefferson, Colorado 8,497 $ 1,727,050,000 $ 203,254 $ 55,000
Arapahoe, Colorado 7,662 $ 1,533,937,000 $ 200,200 $ 65,000
Gwinnett, Georgia 7,556 $ 1,140,970,000 $ 151,001 $ 45,000
Denver, Colorado 7,547 $ 1,585,132,000 $ 210,034 $ 59,000
Kane, Illinois 7,416 $ 1,293,149,000 $ 174,372 $ 85,000
Fresno, California 7,395 $ 1,035,131,000 $ 139,977 $ 51,000
Honolulu, Hawaii 7,318 $ 1,613,012,000 $ 220,417 $ 61,000
Monmouth, New Jersey 7,295 $ 1,598,217,000 $ 219,083 $ 78,000
Bexar, Texas 7,273 $ 769,090,000 $ 105,745 $ 50,000
Orange, Florida 7,243 $ 914,894,000 $ 126,314 $ 44,000
El Paso, Colorado 7,175 $ 1,233,155,000 $ 171,868 $ 64,000
Hennepin, Minnesota 7,143 $ 1,442,382,000 $ 201,929 $ 57,000
New York, New York 7,115 $ 3,656,841,000 $ 513,962 $ 199,000
Boulder, Colorado 6,952 $ 1,713,234,000 $ 246,437 $ 75,000
Plymouth, Massachusetts 6,928 $ 1,458,775,000 $ 210,562 $ 60,000
Ocean, New Jersey 6,847 $ 1,152,765,000 $ 168,360 $ 68,000
Pima, Arizona 6,810 $ 901,512,000 $ 132,380 $ 53,000
Middlesex, New Jersey 6,767 $ 1,174,753,000 $ 173,600 $ 57,000
San Joaquin, California 6,707 $ 1,296,754,000 $ 193,343 $ 62,000
Santa Barbara, California 6,699 $ 2,619,011,000 $ 390,955 $ 110,000
Marin, California 6,629 $ 3,366,410,000 $ 507,830 $ 151,000
Fulton, Georgia 6,608 $ 1,506,531,000 $ 227,985 $ 99,000
Macomb, Michigan 6,585 $ 965,835,000 $ 146,671 $ 41,000
Prince George's, Maryland 6,522 $ 1,030,746,000 $ 158,041 $ 46,000
Jefferson, Kentucky 6,308 $ 798,975,000 $ 126,660 $ 42,000
New Haven, Connecticut 6,275 $ 1,063,027,000 $ 169,406 $ 67,000
Hartford, Connecticut 6,252 $ 975,580,000 $ 156,042 $ 58,000
Placer, California 6,227 $ 1,606,819,000 $ 258,040 $ 89,000
Cobb, Georgia 6,037 $ 965,450,000 $ 159,922 $ 57,000
Kent, Michigan 6,019 $ 807,057,000 $ 134,084 $ 35,000
Duval, Florida 6,007 $ 725,965,000 $ 120,853 $ 43,000
Suffolk, Massachusetts 5,875 $ 1,427,880,000 $ 243,043 $ 75,000
Worcester, Massachusetts 5,703 $ 1,075,153,000 $ 188,524 $ 64,000
Travis, Texas 5,620 $ 833,001,000 $ 148,220 $ 73,000
Bernalillo, New Mexico 5,524 $ 712,039,000 $ 128,899 $ 41,000
Kern, California 5,446 $ 602,712,000 $ 110,670 $ 51,000
Allegheny, Pennsylvania 5,415 $ 630,961,000 $ 116,520 $ 67,000
Fort Bend, Texas 5,410 $ 642,367,000 $ 118,736 $ 67,000
Mecklenburg, North Carolina 5,403 $ 842,302,000 $ 155,895 $ 61,000
Denton, Texas 5,391 $ 766,271,000 $ 142,138 $ 71,000
Hillsborough, New Hampshire 5,375 $ 881,974,000 $ 164,088 $ 51,000
DeKalb, Georgia 5,341 $ 817,987,000 $ 153,152 $ 51,000
Monterey, California 5,324 $ 1,797,614,000 $ 337,643 $ 108,000
McHenry, Illinois 5,285 $ 909,378,000 $ 172,067 $ 48,000
Brevard, Florida 5,248 $ 572,602,000 $ 109,108 $ 41,000
Stanislaus, California 5,236 $ 856,733,000 $ 163,623 $ 62,000
Pinellas, Florida 5,208 $ 764,732,000 $ 146,837 $ 60,000
King, Washington 5,041 $ 1,097,914,000 $ 217,796 $ 53,000
Adams, Colorado 5,024 $ 882,738,000 $ 175,704 $ 45,000
Essex, New Jersey 5,008 $ 1,131,148,000 $ 225,868 $ 66,000
Montgomery, Pennsylvania 4,936 $ 891,260,000 $ 180,563 $ 69,000
Baltimore, Maryland 4,860 $ 733,491,000 $ 150,924 $ 52,000
Lee, Florida 4,846 $ 812,264,000 $ 167,615 $ 62,000
Morris, New Jersey 4,821 $ 1,113,080,000 $ 230,881 $ 84,000
Rockingham, New Hampshire 4,800 $ 856,279,000 $ 178,391 $ 47,000
Hillsborough, Florida 4,777 $ 695,220,000 $ 145,534 $ 50,000
Douglas, Colorado 4,636 $ 1,176,997,000 $ 253,882 $ 81,000
Santa Cruz, California 4,612 $ 1,492,029,000 $ 323,510 $ 96,000
Solano, California 4,597 $ 1,042,935,000 $ 226,872 $ 68,000
Richmond, New York 4,546 $ 952,897,000 $ 209,612 $ 64,000
Hamilton, Ohio 4,519 $ 729,673,000 $ 161,467 $ 67,000
Wake, North Carolina 4,516 $ 730,301,000 $ 161,714 $ 43,000
Dane, Wisconsin 4,464 $ 639,860,000 $ 143,337 $ 45,000
Franklin, Ohio 4,456 $ 608,703,000 $ 136,603 $ 36,000
Camden, New Jersey 4,446 $ 586,439,000 $ 131,902 $ 51,000
San Luis Obispo, California 4,421 $ 1,118,073,000 $ 252,900 $ 108,000
Anne Arundel, Maryland 4,370 $ 830,122,000 $ 189,959 $ 52,000
Philadelphia, Pennsylvania 4,351 $ 439,027,000 $ 100,902 $ 44,000
Washoe, Nevada 4,307 $ 932,927,000 $ 216,607 $ 76,000
Burlington, New Jersey 4,256 $ 638,009,000 $ 149,908 $ 74,000
Passaic, New Jersey 4,240 $ 792,727,000 $ 186,963 $ 57,000
Lancaster, Nebraska 4,236 $ 529,342,000 $ 124,962 $ 19,000
Marion, Indiana 4,232 $ 488,954,000 $ 115,537 $ 50,000
Larimer, Colorado 4,009 $ 707,802,000 $ 176,553 $ 67,000
St. Charles, Missouri 3,961 $ 535,964,000 $ 135,310 $ 37,000
Union, New Jersey 3,862 $ 807,685,000 $ 209,136 $ 63,000
Douglas, Nebraska 3,856 $ 496,776,000 $ 128,831 $ 34,000
Virginia Beach, Virginia 3,812 $ 517,214,000 $ 135,680 $ 49,000
Cuyahoga, Ohio 3,807 $ 487,100,000 $ 127,948 $ 36,000
Milwaukee, Wisconsin 3,786 $ 453,442,000 $ 119,768 $ 37,000
Johnson, Kansas 3,732 $ 620,981,000 $ 166,393 $ 66,000
Bucks, Pennsylvania 3,728 $ 670,821,000 $ 179,941 $ 75,000
Shelby, Tennessee 3,662 $ 486,994,000 $ 132,985 $ 34,000
Washtenaw, Michigan 3,587 $ 717,684,000 $ 200,079 $ 68,000
Jackson, Missouri 3,567 $ 416,258,000 $ 116,696 $ 61,000
Somerset, New Jersey 3,521 $ 781,768,000 $ 222,030 $ 88,000
Prince William, Virginia 3,496 $ 663,367,000 $ 189,750 $ 54,000
District of Columbia, District Of Columbia 3,430 $ 900,216,000 $ 262,453 $ 88,000
New Castle, Delaware 3,304 $ 463,767,000 $ 140,365 $ 47,000
Hudson, New Jersey 3,303 $ 665,069,000 $ 201,353 $ 66,000
Bristol, Massachusetts 3,241 $ 589,669,000 $ 181,940 $ 62,000
Collier, Florida 3,198 $ 784,340,000 $ 245,259 $ 87,000
Ottawa, Michigan 3,196 $ 430,663,000 $ 134,750 $ 37,000
Bronx, New York 3,133 $ 803,100,000 $ 256,335 $ 60,000
Seminole, Florida 3,100 $ 386,033,000 $ 124,526 $ 46,000
Greene, Missouri 3,052 $ 382,639,000 $ 125,373 $ 54,000
Rockland, New York 3,044 $ 710,251,000 $ 233,328 $ 108,000
Loudoun, Virginia 3,041 $ 726,665,000 $ 238,955 $ 65,000
Ramsey, Minnesota 3,003 $ 499,221,000 $ 166,240 $ 46,000
Sarasota, Florida 3,002 $ 608,704,000 $ 202,766 $ 67,000
Mercer, New Jersey 2,944 $ 541,960,000 $ 184,089 $ 67,000
Providence, Rhode Island 2,937 $ 424,165,000 $ 144,421 $ 57,000
Barnstable, Massachusetts 2,913 $ 646,670,000 $ 221,994 $ 87,000
Chester, Pennsylvania 2,822 $ 581,363,000 $ 206,010 $ 79,000
Dakota, Minnesota 2,817 $ 507,098,000 $ 180,013 $ 51,000
Sedgwick, Kansas 2,795 $ 294,829,000 $ 105,484 $ 30,000
Guilford, North Carolina 2,769 $ 383,853,000 $ 138,625 $ 42,000
El Dorado, California 2,764 $ 692,587,000 $ 250,574 $ 95,000
Tulare, California 2,731 $ 327,317,000 $ 119,852 $ 51,000
Howard, Maryland 2,694 $ 557,925,000 $ 207,099 $ 64,000
Waukesha, Wisconsin 2,589 $ 458,278,000 $ 177,009 $ 65,000
Williamson, Texas 2,587 $ 330,337,000 $ 127,691 $ 50,000
Gloucester, New Jersey 2,573 $ 338,220,000 $ 131,449 $ 48,000
Salt Lake, Utah 2,544 $ 380,593,000 $ 149,604 $ 32,000
Delaware, Pennsylvania 2,542 $ 391,562,000 $ 154,036 $ 56,000
Davidson, Tennessee 2,540 $ 318,571,000 $ 125,421 $ 44,000
Volusia, Florida 2,394 $ 260,003,000 $ 108,606 $ 46,000
Weld, Colorado 2,351 $ 412,827,000 $ 175,596 $ 74,000
St. Clair, Michigan 2,334 $ 315,825,000 $ 135,314 $ 29,000
St. Clair, Illinois 2,327 $ 278,890,000 $ 119,849 $ 36,000
Atlantic, New Jersey 2,323 $ 324,209,000 $ 139,564 $ 75,000
Anoka, Minnesota 2,322 $ 377,782,000 $ 162,696 $ 47,000
Montgomery, Ohio 2,317 $ 239,378,000 $ 103,313 $ 42,000
Manatee, Florida 2,293 $ 339,439,000 $ 148,032 $ 48,000
Henry, Georgia 2,291 $ 315,589,000 $ 137,751 $ 36,000
Genesee, Michigan 2,287 $ 305,701,000 $ 133,668 $ 47,000
Orange, New York 2,281 $ 382,536,000 $ 167,705 $ 71,000
Fayette, Kentucky 2,264 $ 294,299,000 $ 129,990 $ 43,000
Cape May, New Jersey 2,210 $ 576,130,000 $ 260,692 $ 114,000
Merced, California 2,206 $ 320,173,000 $ 145,137 $ 63,000
Lancaster, Pennsylvania 2,164 $ 266,611,000 $ 123,202 $ 41,000
Madison, Illinois 2,152 $ 249,757,000 $ 116,058 $ 34,000
Napa, California 2,151 $ 821,385,000 $ 381,861 $ 115,000
Jefferson, Alabama 2,147 $ 248,126,000 $ 115,568 $ 23,000
Lake, Indiana 2,146 $ 240,438,000 $ 112,040 $ 34,000
Nevada, California 2,124 $ 518,281,000 $ 244,011 $ 95,000
Livingston, Michigan 2,102 $ 410,287,000 $ 195,188 $ 52,000
Jefferson, Missouri 2,079 $ 253,678,000 $ 122,019 $ 34,000
Cass, North Dakota 2,058 $ 237,612,000 $ 115,457 $ 39,000
Linn, Iowa 2,053 $ 244,062,000 $ 118,880 $ 19,000
Sarpy, Nebraska 2,052 $ 273,203,000 $ 133,139 $ 34,000
Clayton, Georgia 2,051 $ 253,658,000 $ 123,675 $ 34,000
Lubbock, Texas 2,050 $ 195,869,000 $ 95,545 $ 41,000
Bell, Texas 2,044 $ 194,325,000 $ 95,070 $ 40,000
Snohomish, Washington 2,038 $ 396,842,000 $ 194,721 $ 29,000
Montgomery, Texas 2,036 $ 279,638,000 $ 137,346 $ 67,000
St. Lucie, Florida 2,017 $ 225,802,000 $ 111,949 $ 39,000
York, Pennsylvania 2,013 $ 234,793,000 $ 116,638 $ 40,000
Knox, Tennessee 2,006 $ 258,812,000 $ 129,018 $ 30,000
Pulaski, Arkansas 1,996 $ 240,016,000 $ 120,248 $ 26,000
Ingham, Michigan 1,995 $ 261,113,000 $ 130,883 $ 45,000
Butler, Ohio 1,984 $ 260,436,000 $ 131,268 $ 46,000
Chesterfield, Virginia 1,976 $ 264,082,000 $ 133,644 $ 37,000
Rutherford, Tennessee 1,955 $ 226,877,000 $ 116,049 $ 23,000
Washington, Minnesota 1,902 $ 357,102,000 $ 187,750 $ 64,000
Butte, California 1,897 $ 273,205,000 $ 144,019 $ 62,000
Oklahoma, Oklahoma 1,887 $ 202,092,000 $ 107,096 $ 21,000
Jefferson, Louisiana 1,879 $ 205,612,000 $ 109,426 $ 35,000
Montgomery, Tennessee 1,872 $ 191,152,000 $ 102,111 $ 31,000
Galveston, Texas 1,866 $ 203,703,000 $ 109,165 $ 61,000
Hamilton, Indiana 1,856 $ 347,740,000 $ 187,359 $ 69,000
El Paso, Texas 1,821 $ 154,984,000 $ 85,109 $ 44,000
Baltimore City, Maryland 1,818 $ 188,858,000 $ 103,882 $ 48,000
Madison, Alabama 1,805 $ 230,343,000 $ 127,613 $ 107,000
St. Louis, Minnesota 1,791 $ 211,630,000 $ 118,163 $ 38,000
Sussex, New Jersey 1,788 $ 297,416,000 $ 166,340 $ 124,000
Clay, Missouri 1,786 $ 223,218,000 $ 124,982 $ 25,000
Charleston, South Carolina 1,779 $ 385,636,000 $ 216,771 $ 91,000
Pasco, Florida 1,777 $ 189,727,000 $ 106,768 $ 40,000
St. Tammany, Louisiana 1,766 $ 212,132,000 $ 120,120 $ 44,000
Chesapeake, Virginia 1,763 $ 244,818,000 $ 138,864 $ 39,000
Yolo, California 1,758 $ 367,415,000 $ 208,996 $ 72,000
Minnehaha, South Dakota 1,748 $ 199,502,000 $ 114,131 $ 30,000
Forsyth, North Carolina 1,738 $ 237,820,000 $ 136,835 $ 46,000
Summit, Ohio 1,729 $ 220,234,000 $ 127,376 $ 39,000
Forsyth, Georgia 1,727 $ 327,403,000 $ 189,579 $ 55,000
Berks, Pennsylvania 1,718 $ 209,753,000 $ 122,091 $ 34,000
Shasta, California 1,716 $ 247,864,000 $ 144,442 $ 53,000
Cherokee, Georgia 1,716 $ 273,935,000 $ 159,635 $ 56,000
Tulsa, Oklahoma 1,714 $ 196,706,000 $ 114,764 $ 25,000
Litchfield, Connecticut 1,708 $ 483,540,000 $ 283,103 $ 140,000
Henrico, Virginia 1,683 $ 243,583,000 $ 144,731 $ 43,000
Polk, Florida 1,675 $ 170,618,000 $ 101,861 $ 36,000
Maui, Hawaii 1,663 $ 396,640,000 $ 238,508 $ 68,000
Harford, Maryland 1,660 $ 248,729,000 $ 149,836 $ 43,000
Osceola, Florida 1,657 $ 184,308,000 $ 111,229 $ 42,000
Mesa, Colorado 1,620 $ 209,381,000 $ 129,247 $ 34,000
Frederick, Maryland 1,614 $ 288,874,000 $ 178,980 $ 47,000
Yavapai, Arizona 1,608 $ 247,407,000 $ 153,860 $ 58,000
Arlington, Virginia 1,599 $ 356,605,000 $ 223,017 $ 69,000
St. Louis City, Missouri 1,581 $ 168,583,000 $ 106,630 $ 43,000
Pierce, Washington 1,576 $ 243,258,000 $ 154,351 $ 48,000
Brazoria, Texas 1,529 $ 171,760,000 $ 112,334 $ 61,000
Martin, Florida 1,503 $ 295,314,000 $ 196,483 $ 79,000
Kenosha, Wisconsin 1,501 $ 194,260,000 $ 129,420 $ 37,000
Kendall, Illinois 1,499 $ 235,795,000 $ 157,301 $ 42,000
Benton, Arkansas 1,496 $ 179,783,000 $ 120,175 $ 21,000
Alachua, Florida 1,484 $ 178,414,000 $ 120,225 $ 37,000
Yellowstone, Montana 1,476 $ 171,393,000 $ 116,119 $ 17,000
Polk, Iowa 1,468 $ 183,032,000 $ 124,681 $ 39,000
Clay, Florida 1,426 $ 169,975,000 $ 119,197 $ 29,000
Lake, Florida 1,426 $ 166,534,000 $ 116,784 $ 41,000
Tolland, Connecticut 1,420 $ 205,356,000 $ 144,616 $ 56,000
Pinal, Arizona 1,388 $ 174,751,000 $ 125,901 $ 37,000
Warren, Ohio 1,385 $ 239,368,000 $ 172,828 $ 57,000
Cumberland, North Carolina 1,382 $ 128,868,000 $ 93,247 $ 38,000
Carroll, Maryland 1,373 $ 239,418,000 $ 174,375 $ 49,000
Charles, Maryland 1,362 $ 231,667,000 $ 170,093 $ 51,000
Chittenden, Vermont 1,350 $ 226,679,000 $ 167,910 $ 30,000
Cumberland, Maine 1,343 $ 214,174,000 $ 159,474 $ 45,000
St. Johns, Florida 1,342 $ 242,757,000 $ 180,891 $ 72,000
Washington, Arkansas 1,336 $ 164,924,000 $ 123,446 $ 21,000
Erie, Pennsylvania 1,336 $ 132,143,000 $ 98,909 $ 55,000
Hunterdon, New Jersey 1,329 $ 296,840,000 $ 223,355 $ 81,000
Sussex, Delaware 1,318 $ 241,747,000 $ 183,419 $ 104,000
McLean, Illinois 1,290 $ 173,133,000 $ 134,211 $ 51,000
East Baton Rouge, Louisiana 1,279 $ 160,123,000 $ 125,193 $ 50,000
Greenville, South Carolina 1,277 $ 168,581,000 $ 132,013 $ 42,000
New London, Connecticut 1,264 $ 196,212,000 $ 155,231 $ 56,000
Nueces, Texas 1,260 $ 131,651,000 $ 104,484 $ 42,000
Winnebago, Illinois 1,252 $ 115,406,000 $ 92,177 $ 34,000
Stark, Ohio 1,249 $ 148,165,000 $ 118,626 $ 31,000
Johnson, Iowa 1,245 $ 192,841,000 $ 154,892 $ 28,000
Clermont, Ohio 1,241 $ 179,469,000 $ 144,616 $ 41,000
Richland, South Carolina 1,241 $ 159,085,000 $ 128,190 $ 40,000
Wichita, Texas 1,218 $ 108,152,000 $ 88,794 $ 29,000
Stafford, Virginia 1,214 $ 227,610,000 $ 187,487 $ 56,000
Dutchess, New York 1,205 $ 228,668,000 $ 189,765 $ 69,000
Madera, California 1,204 $ 178,482,000 $ 148,240 $ 56,000
Bradley, Tennessee 1,201 $ 135,886,000 $ 113,144 $ 17,000
Alexandria, Virginia 1,196 $ 259,013,000 $ 216,566 $ 69,000
Orleans, Louisiana 1,190 $ 149,005,000 $ 125,214 $ 41,000
Smith, Texas 1,183 $ 139,727,000 $ 118,112 $ 53,000
Indian River, Florida 1,178 $ 203,229,000 $ 172,520 $ 80,000
Spotsylvania, Virginia 1,164 $ 193,779,000 $ 166,476 $ 48,000
Winnebago, Wisconsin 1,161 $ 135,542,000 $ 116,745 $ 36,000
Westmoreland, Pennsylvania 1,158 $ 136,496,000 $ 117,872 $ 49,000
Middlesex, Connecticut 1,157 $ 213,322,000 $ 184,375 $ 79,000
Paulding, Georgia 1,145 $ 145,057,000 $ 126,687 $ 27,000
Douglas, Georgia 1,138 $ 150,340,000 $ 132,108 $ 38,000
Kalamazoo, Michigan 1,132 $ 142,382,000 $ 125,779 $ 35,000
Coweta, Georgia 1,125 $ 161,473,000 $ 143,531 $ 49,000
Northampton, Pennsylvania 1,121 $ 149,381,000 $ 133,256 $ 49,000
Sheboygan, Wisconsin 1,119 $ 125,326,000 $ 111,998 $ 38,000
Fayette, Georgia 1,101 $ 202,052,000 $ 183,516 $ 60,000
Dubuque, Iowa 1,100 $ 126,799,000 $ 115,271 $ 25,000
Lehigh, Pennsylvania 1,100 $ 145,315,000 $ 132,104 $ 45,000
Durham, North Carolina 1,099 $ 154,446,000 $ 140,533 $ 47,000
Leon, Florida 1,093 $ 128,404,000 $ 117,478 $ 38,000
Hawaii, Hawaii 1,092 $ 217,593,000 $ 199,260 $ 62,000
Sandoval, New Mexico 1,084 $ 138,541,000 $ 127,805 $ 37,000
DeKalb, Illinois 1,083 $ 142,563,000 $ 131,637 $ 33,000
Woodbury, Iowa 1,077 $ 100,157,000 $ 92,996 $ 29,000
Newport News, Virginia 1,077 $ 120,034,000 $ 111,452 $ 31,000
Marion, Florida 1,075 $ 106,486,000 $ 99,056 $ 35,000
Cumberland, Pennsylvania 1,057 $ 130,796,000 $ 123,742 $ 50,000
Norfolk, Virginia 1,047 $ 117,237,000 $ 111,974 $ 41,000
Erie, New York 1,046 $ 98,588,000 $ 94,252 $ 49,000
Allegan, Michigan 1,030 $ 139,733,000 $ 135,663 $ 35,000
Porter, Indiana 1,026 $ 135,827,000 $ 132,384 $ 43,000
Brown, Wisconsin 1,024 $ 135,619,000 $ 132,440 $ 41,000
Dona Ana, New Mexico 1,021 $ 121,841,000 $ 119,334 $ 28,000
Hall, Georgia 1,015 $ 158,852,000 $ 156,504 $ 42,000
Racine, Wisconsin 1,011 $ 122,273,000 $ 120,942 $ 30,000
Okaloosa, Florida 998 $ 124,066,000 $ 124,314 $ 67,000
Kent, Rhode Island 998 $ 154,226,000 $ 154,535 $ 50,000
Douglas, Kansas 994 $ 134,815,000 $ 135,628 $ 43,000
Monroe, New York 993 $ 103,364,000 $ 104,092 $ 54,000
York, Maine 992 $ 148,531,000 $ 149,728 $ 44,000
Lane, Oregon 985 $ 127,714,000 $ 129,658 $ 21,000
Putnam, New York 982 $ 209,556,000 $ 213,397 $ 102,000
Utah, Utah 981 $ 153,977,000 $ 156,959 $ 37,000
Hamilton, Tennessee 962 $ 110,364,000 $ 114,723 $ 21,000
Ada, Idaho 961 $ 118,673,000 $ 123,489 $ 23,000
Beaufort, South Carolina 958 $ 238,857,000 $ 249,328 $ 126,000
Davis, Utah 956 $ 136,174,000 $ 142,441 $ 16,000
Outagamie, Wisconsin 955 $ 107,999,000 $ 113,087 $ 34,000
New Hanover, North Carolina 945 $ 133,607,000 $ 141,383 $ 45,000
Imperial, California 943 $ 105,022,000 $ 111,370 $ 48,000
Sebastian, Arkansas 940 $ 96,460,000 $ 102,617 $ 23,000
Multnomah, Oregon 940 $ 157,784,000 $ 167,855 $ 30,000
Richmond, Georgia 937 $ 86,119,000 $ 91,909 $ 19,000
Hampden, Massachusetts 933 $ 110,681,000 $ 118,629 $ 53,000
Lucas, Ohio 926 $ 100,634,000 $ 108,676 $ 38,000
Christian, Missouri 924 $ 111,853,000 $ 121,053 $ 32,000
Union, North Carolina 924 $ 154,419,000 $ 167,120 $ 53,000
Kings, California 923 $ 110,006,000 $ 119,183 $ 55,000
Summit, Colorado 922 $ 239,289,000 $ 259,532 $ 123,000
Monroe, Pennsylvania 918 $ 108,599,000 $ 118,299 $ 59,000
Pueblo, Colorado 916 $ 101,328,000 $ 110,620 $ 46,000
Scott, Iowa 909 $ 107,338,000 $ 118,083 $ 31,000
Scott, Minnesota 908 $ 183,784,000 $ 202,405 $ 66,000
Williamson, Tennessee 906 $ 171,273,000 $ 189,043 $ 84,000
Dauphin, Pennsylvania 903 $ 118,790,000 $ 131,550 $ 52,000
Warren, New Jersey 902 $ 148,491,000 $ 164,624 $ 54,000
Hendricks, Indiana 901 $ 120,535,000 $ 133,779 $ 38,000
Troup, Georgia 897 $ 101,440,000 $ 113,088 $ 16,000
Weber, Utah 895 $ 112,745,000 $ 125,972 $ 24,000
Lorain, Ohio 893 $ 108,857,000 $ 121,900 $ 77,000
Mohave, Arizona 881 $ 92,173,000 $ 104,623 $ 76,000
Baldwin, Alabama 880 $ 119,848,000 $ 136,190 $ 33,000
Washington, Rhode Island 880 $ 167,463,000 $ 190,298 $ 111,000
Cleveland, Oklahoma 879 $ 87,968,000 $ 100,077 $ 18,000
McLennan, Texas 877 $ 89,843,000 $ 102,443 $ 37,000
Lexington, South Carolina 874 $ 114,504,000 $ 131,011 $ 38,000
Lake, Ohio 872 $ 111,762,000 $ 128,167 $ 39,000
Charlotte, Florida 869 $ 109,423,000 $ 125,918 $ 48,000
Hampton, Virginia 869 $ 93,981,000 $ 108,148 $ 26,000
Horry, South Carolina 865 $ 111,186,000 $ 128,538 $ 75,000
Escambia, Florida 863 $ 90,078,000 $ 104,377 $ 35,000
Mobile, Alabama 856 $ 83,128,000 $ 97,112 $ 23,000
Delaware, Ohio 853 $ 165,871,000 $ 194,456 $ 57,000
Onondaga, New York 851 $ 78,871,000 $ 92,680 $ 43,000
Clay, Minnesota 847 $ 90,054,000 $ 106,321 $ 32,000
Douglas, Nevada 846 $ 229,217,000 $ 270,942 $ 114,000
York, South Carolina 845 $ 123,405,000 $ 146,041 $ 42,000
Ellis, Texas 836 $ 91,580,000 $ 109,545 $ 59,000
Calvert, Maryland 823 $ 149,146,000 $ 181,222 $ 48,000
Saline, Arkansas 822 $ 86,110,000 $ 104,756 $ 19,000
Cabarrus, North Carolina 820 $ 107,005,000 $ 130,493 $ 39,000
Merrimack, New Hampshire 819 $ 123,327,000 $ 150,582 $ 68,000
Laramie, Wyoming 818 $ 97,690,000 $ 119,425 $ 20,000
Tippecanoe, Indiana 816 $ 95,991,000 $ 117,636 $ 33,000
Bay, Florida 810 $ 95,912,000 $ 118,409 $ 40,000
Pennington, South Dakota 810 $ 90,492,000 $ 111,718 $ 18,000
Muscogee, Georgia 806 $ 88,162,000 $ 109,382 $ 23,000
Coconino, Arizona 805 $ 146,330,000 $ 181,776 $ 76,000
Flagler, Florida 801 $ 105,856,000 $ 132,154 $ 50,000
Peoria, Illinois 800 $ 84,838,000 $ 106,047 $ 36,000
Muskegon, Michigan 800 $ 89,826,000 $ 112,282 $ 24,000
Johnson, Missouri 797 $ 85,489,000 $ 107,263 $ 21,000
Sumner, Tennessee 796 $ 103,084,000 $ 129,502 $ 27,000
Kent, Delaware 794 $ 97,383,000 $ 122,648 $ 51,000
Chatham, Georgia 791 $ 107,314,000 $ 135,668 $ 43,000
Walton, Georgia 791 $ 109,794,000 $ 138,804 $ 41,000
Newton, Georgia 789 $ 96,801,000 $ 122,688 $ 30,000
Eagle, Colorado 786 $ 310,184,000 $ 394,636 $ 255,000
Brunswick, North Carolina 782 $ 123,192,000 $ 157,534 $ 92,000
Taylor, Texas 782 $ 72,388,000 $ 92,567 $ 30,000
Lewis and Clark, Montana 779 $ 90,808,000 $ 116,569 $ 10,000
Buncombe, North Carolina 777 $ 112,014,000 $ 144,162 $ 56,000
San Benito, California 776 $ 218,869,000 $ 282,047 $ 88,000
Baxter, Arkansas 773 $ 70,838,000 $ 91,640 $ 14,000
Henderson, North Carolina 773 $ 101,747,000 $ 131,626 $ 29,000
Craighead, Arkansas 764 $ 82,034,000 $ 107,374 $ 23,000
Columbia, Georgia 761 $ 96,161,000 $ 126,361 $ 29,000
Hernando, Florida 759 $ 70,703,000 $ 93,152 $ 30,000
Montgomery, Alabama 758 $ 80,796,000 $ 106,591 $ 27,000
Monroe, Florida 755 $ 209,114,000 $ 276,972 $ 123,000
Albany, New York 753 $ 95,648,000 $ 127,022 $ 55,000
Stearns, Minnesota 752 $ 89,277,000 $ 118,719 $ 36,000
Washington, Oregon 752 $ 130,523,000 $ 173,567 $ 46,000
Brazos, Texas 752 $ 86,370,000 $ 114,853 $ 56,000
Johnson, Indiana 749 $ 100,734,000 $ 134,491 $ 55,000
Platte, Missouri 745 $ 107,841,000 $ 144,753 $ 32,000
Shelby, Alabama 741 $ 106,676,000 $ 143,962 $ 27,000
Luzerne, Pennsylvania 735 $ 69,790,000 $ 94,952 $ 45,000
Clark, Washington 734 $ 113,298,000 $ 154,356 $ 25,000
Kenton, Kentucky 731 $ 89,196,000 $ 122,019 $ 39,000
Butler, Pennsylvania 730 $ 105,578,000 $ 144,627 $ 46,000
Otter Tail, Minnesota 729 $ 85,030,000 $ 116,639 $ 35,000
Randall, Texas 728 $ 76,292,000 $ 104,796 $ 26,000
Strafford, New Hampshire 727 $ 112,792,000 $ 155,147 $ 45,000
Wilson, Tennessee 726 $ 95,475,000 $ 131,508 $ 22,000
Champaign, Illinois 718 $ 83,497,000 $ 116,291 $ 43,000
Gaston, North Carolina 715 $ 80,445,000 $ 112,510 $ 29,000
Lafayette, Louisiana 710 $ 80,439,000 $ 113,294 $ 40,000
Lapeer, Michigan 701 $ 111,160,000 $ 158,573 $ 41,000
Saginaw, Michigan 695 $ 72,376,000 $ 104,138 $ 47,000
Davidson, North Carolina 694 $ 79,796,000 $ 114,979 $ 34,000
Walworth, Wisconsin 694 $ 109,287,000 $ 157,474 $ 79,000
Burleigh, North Dakota 693 $ 76,276,000 $ 110,066 $ 17,000
Becker, Minnesota 688 $ 81,014,000 $ 117,752 $ 44,000
Dodge, Wisconsin 686 $ 79,747,000 $ 116,249 $ 28,000
Garfield, Colorado 684 $ 154,022,000 $ 225,178 $ 67,000
Carver, Minnesota 683 $ 136,359,000 $ 199,647 $ 72,000
Oldham, Kentucky 681 $ 113,127,000 $ 166,118 $ 52,000
Suffolk, Virginia 681 $ 97,565,000 $ 143,267 $ 31,000
Franklin, Missouri 679 $ 92,325,000 $ 135,972 $ 41,000
Mendocino, California 677 $ 132,257,000 $ 195,357 $ 97,000
Calaveras, California 674 $ 124,682,000 $ 184,988 $ 104,000
Hays, Texas 671 $ 90,732,000 $ 135,219 $ 48,000
Hidalgo, Texas 670 $ 61,494,000 $ 91,782 $ 52,000
Cumberland, New Jersey 667 $ 70,252,000 $ 105,325 $ 38,000
Tom Green, Texas 663 $ 57,336,000 $ 86,479 $ 37,000
Allen, Indiana 662 $ 69,196,000 $ 104,525 $ 37,000
Johnson, Texas 659 $ 63,665,000 $ 96,608 $ 51,000
Boone, Kentucky 656 $ 91,844,000 $ 140,006 $ 43,000
Washington, Wisconsin 654 $ 99,723,000 $ 152,481 $ 45,000
Johnston, North Carolina 653 $ 79,317,000 $ 121,465 $ 26,000
Tuolumne, California 644 $ 106,065,000 $ 164,697 $ 81,000
St. Mary's, Maryland 643 $ 100,543,000 $ 156,365 $ 51,000
Cascade, Montana 642 $ 69,727,000 $ 108,609 $ 14,000
Rockwall, Texas 639 $ 86,565,000 $ 135,469 $ 71,000
Sutter, California 637 $ 97,093,000 $ 152,422 $ 58,000
Riley, Kansas 635 $ 74,323,000 $ 117,044 $ 28,000
Ouachita, Louisiana 635 $ 76,682,000 $ 120,759 $ 38,000
Caddo, Louisiana 632 $ 59,196,000 $ 93,664 $ 26,000
Houston, Georgia 630 $ 67,621,000 $ 107,334 $ 29,000
LaPorte, Indiana 621 $ 71,902,000 $ 115,784 $ 48,000
Humboldt, California 620 $ 87,454,000 $ 141,054 $ 63,000
Eaton, Michigan 613 $ 82,530,000 $ 134,632 $ 35,000
Wright, Minnesota 611 $ 101,184,000 $ 165,603 $ 57,000
Medina, Ohio 609 $ 87,477,000 $ 143,640 $ 30,000
Richmond City, Virginia 607 $ 75,788,000 $ 124,856 $ 55,000
Tuscaloosa, Alabama 602 $ 72,576,000 $ 120,558 $ 9,000
Iredell, North Carolina 602 $ 105,332,000 $ 174,970 $ 88,000
Hanover, Virginia 600 $ 93,068,000 $ 155,113 $ 38,000
Washington, Pennsylvania 596 $ 80,028,000 $ 134,275 $ 49,000
Pope, Arkansas 594 $ 57,795,000 $ 97,297 $ 19,000
Washington, Maryland 587 $ 77,223,000 $ 131,555 $ 35,000
Bartow, Georgia 586 $ 71,276,000 $ 121,631 $ 31,000
Clackamas, Oregon 585 $ 105,972,000 $ 181,148 $ 39,000
York, Virginia 580 $ 91,337,000 $ 157,477 $ 33,000
Carroll, Georgia 577 $ 70,113,000 $ 121,512 $ 30,000
Grand Forks, North Dakota 577 $ 63,517,000 $ 110,081 $ 21,000
Rockdale, Georgia 574 $ 79,596,000 $ 138,668 $ 37,000
Kitsap, Washington 574 $ 85,024,000 $ 148,125 $ 23,000
Routt, Colorado 567 $ 182,079,000 $ 321,126 $ 136,000
Glynn, Georgia 566 $ 114,604,000 $ 202,480 $ 82,000
Alamance, North Carolina 566 $ 74,680,000 $ 131,943 $ 36,000
Codington, South Dakota 565 $ 58,020,000 $ 102,690 $ 24,000
Emmet, Michigan 560 $ 95,193,000 $ 169,987 $ 120,000
Bullitt, Kentucky 557 $ 61,775,000 $ 110,906 $ 28,000
Lake, California 556 $ 90,523,000 $ 162,811 $ 71,000
Warren, Kentucky 554 $ 72,627,000 $ 131,095 $ 33,000
Berkeley, South Carolina 552 $ 62,768,000 $ 113,710 $ 34,000
Worcester, Maryland 551 $ 89,737,000 $ 162,862 $ 83,000
Berrien, Michigan 549 $ 93,137,000 $ 169,648 $ 61,000
Ward, North Dakota 546 $ 49,725,000 $ 91,071 $ 23,000
Licking, Ohio 546 $ 72,606,000 $ 132,978 $ 35,000
Carson City, Nevada 543 $ 84,694,000 $ 155,974 $ 47,000
Yuma, Arizona 539 $ 53,602,000 $ 99,447 $ 38,000
Clarke, Georgia 539 $ 66,630,000 $ 123,617 $ 33,000
Parker, Texas 538 $ 68,269,000 $ 126,894 $ 66,000
Cass, Missouri 537 $ 68,429,000 $ 127,428 $ 90,000
Randolph, North Carolina 537 $ 59,778,000 $ 111,318 $ 26,000
Spokane, Washington 537 $ 61,122,000 $ 113,821 $ 28,000
Clinton, Michigan 535 $ 77,484,000 $ 144,829 $ 39,000
Greene, Ohio 535 $ 68,992,000 $ 128,957 $ 41,000
Cecil, Maryland 533 $ 78,502,000 $ 147,283 $ 45,000
Muskogee, Oklahoma 532 $ 48,484,000 $ 91,135 $ 15,000
Centre, Pennsylvania 532 $ 67,457,000 $ 126,798 $ 67,000
Saratoga, New York 531 $ 71,944,000 $ 135,487 $ 65,000
Lycoming, Pennsylvania 531 $ 53,558,000 $ 100,862 $ 66,000
Santa Rosa, Florida 530 $ 59,602,000 $ 112,456 $ 35,000
Dorchester, South Carolina 530 $ 65,614,000 $ 123,800 $ 43,000
Portsmouth, Virginia 530 $ 50,483,000 $ 95,250 $ 28,000
Sherburne, Minnesota 528 $ 83,871,000 $ 158,846 $ 47,000
Jefferson, Texas 524 $ 38,954,000 $ 74,339 $ 45,000
Macon, Illinois 523 $ 51,657,000 $ 98,770 $ 17,000
Carlton, Minnesota 522 $ 60,701,000 $ 116,285 $ 30,000
Calhoun, Michigan 521 $ 55,747,000 $ 107,000 $ 37,000
Aiken, South Carolina 521 $ 52,794,000 $ 101,332 $ 27,000
Clark, Ohio 514 $ 52,267,000 $ 101,686 $ 54,000
Jasper, Missouri 513 $ 50,093,000 $ 97,647 $ 14,000
Dukes, Massachusetts 506 $ 206,780,000 $ 408,656 $ 184,000
Moore, North Carolina 505 $ 66,249,000 $ 131,186 $ 40,000
Newport, Rhode Island 503 $ 120,813,000 $ 240,184 $ 128,000
Page:

Mortgage Loan Application Detail Totals for Washington Mutual Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,605,488 $302,095,027,000 $149,576 $12,500,000 $42,076 $9,999,000
Home Purchase (one-to-four family) 401,807 $83,946,769,000 $163,156 $10,600,000 $45,058 $9,999,000
Home Improvement (one-to-four family) 17,593 $773,147,000 $30,954 $2,500,000 $76,000 $9,999,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 6,806 $8,770,495,000 $3,647,833 $88,710,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 953,241 $198,476,878,000 $156,941 $12,500,000 $50,411 $9,999,000
Not applicable 526,834 $87,386,055,000 $149,230 $88,710,000 $0 $130,000
Information not provided by applicant in mail or telephone application 203,336 $43,434,113,000 $153,372 $15,750,000 $74,901 $9,999,000
Hispanic 148,500 $23,879,821,000 $134,627 $7,313,000 $37,862 $9,999,000
Asian or Pacific Islander 104,669 $26,852,187,000 $165,640 $5,120,000 $53,320 $9,999,000
Black 74,664 $10,958,285,000 $125,784 $6,300,000 $38,333 $9,999,000
Other 16,475 $3,866,630,000 $164,693 $4,400,000 $56,081 $9,999,000
American Indian or Alaskan Native 3,975 $731,469,000 $140,340 $12,000,000 $46,640 $3,401,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,778,657 $365,311,947,000 $158,634 $88,710,000 $55,730 $9,999,000
FHA-insured (Federal Housing Administration) 164,895 $19,912,793,000 $117,176 $1,385,000 $14,470 $9,999,000
VA-guaranteed (Veterans Administration) 87,646 $10,318,440,000 $117,196 $327,000 $11,941 $1,590,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 496 $42,258,000 $100,300 $261,000 $38,400 $600,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 921,688 $200,996,796,000 $151,176 $55,000,000 $69,980 $9,999,000
Loan Purchased By The Institution 749,791 $116,397,940,000 $144,788 $7,050,000 $0 $0
Application Denied By Financial Institution 214,760 $47,303,949,000 $161,686 $32,600,000 $76,509 $9,999,000
Application Approved But Not Accepted 97,586 $20,714,975,000 $150,080 $17,875,000 $64,880 $9,999,000
Application Withdrawn By Applicant 31,763 $6,861,344,000 $170,098 $88,710,000 $102,215 $9,999,000
File Closed For Incompleteness 16,106 $3,310,434,000 $155,687 $7,000,000 $70,104 $9,999,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 67,222 $16,879,337,000 $179,081 $7,500,000 $91,632 $9,999,000
Credit History 50,865 $7,985,454,000 $135,340 $12,000,000 $76,860 $9,999,000
Debt-To-Income Ratio 32,158 $6,494,037,000 $158,163 $10,313,000 $51,938 $9,999,000
Credit Application Incomplete 27,158 $6,110,676,000 $164,117 $10,000,000 $78,176 $9,999,000
Other 23,012 $6,031,983,000 $174,686 $32,600,000 $79,470 $9,360,000
Collateral 9,603 $2,477,371,000 $172,816 $20,000,000 $85,816 $8,520,000
Insufficient Cash (Downpayment, Closing Cost) 3,208 $1,000,697,000 $196,068 $6,250,000 $101,568 $9,999,000
Employment History 1,462 $304,372,000 $148,595 $2,500,000 $65,380 $1,649,000
Mortgage Insurance Denied 72 $20,022,000 $245,941 $4,225,000 $166,352 $3,091,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Mutual Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List