Washington Mutual Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Washington Mutual Bank, Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Mutual Bank, Fsb 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,042 |
| Total Mortgage Loan Application Amount | $1,033,512,000 |
| Average Mortgage Loan Application Amount | $4,017,418 |
| Highest Mortgage Loan Application Amount | $27,500,000 |
| Average Applicant Income | $27,093 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Washington Mutual Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Mutual Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Washington Mutual Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Mutual Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Mutual Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Mutual Bank, Fsb's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 980 | $ 134,360,000 | $ 137,000 | $ 70,000 |
| Utah County Utah | 230 | $ 29,244,000 | $ 127,000 | $ 55,000 |
| Missoula County Montana | 223 | $ 34,807,000 | $ 156,000 | $ 57,000 |
| Gallatin County Montana | 197 | $ 36,433,000 | $ 184,000 | $ 99,000 |
| Ada County Idaho | 192 | $ 21,991,000 | $ 114,000 | $ 68,000 |
| Weber County Utah | 135 | $ 12,835,000 | $ 95,000 | $ 48,000 |
| Davis County Utah | 134 | $ 17,054,000 | $ 127,000 | $ 60,000 |
| Kootenai County Idaho | 117 | $ 15,650,000 | $ 133,000 | $ 94,000 |
| Ravalli County Montana | 91 | $ 17,699,000 | $ 194,000 | $ 62,000 |
| Flathead County Montana | 87 | $ 27,206,000 | $ 312,000 | $ 128,000 |
| Yellowstone County Montana | 76 | $ 8,268,000 | $ 108,000 | $ 87,000 |
| Canyon County Idaho | 75 | $ 6,306,000 | $ 84,000 | $ 48,000 |
| Washington County Utah | 71 | $ 9,611,000 | $ 135,000 | $ 48,000 |
| Summit County Utah | 67 | $ 18,389,000 | $ 274,000 | $ 157,000 |
| Bonneville County Idaho | 65 | $ 5,738,000 | $ 88,000 | $ 79,000 |
| Box Elder County Utah | 60 | $ 5,378,000 | $ 89,000 | $ 50,000 |
| Cache County Utah | 57 | $ 6,227,000 | $ 109,000 | $ 67,000 |
| Cascade County Montana | 47 | $ 4,262,000 | $ 90,000 | $ 27,000 |
| Tooele County Utah | 39 | $ 4,497,000 | $ 115,000 | $ 36,000 |
| Lewis and Clark County Montana | 38 | $ 4,056,000 | $ 106,000 | $ 37,000 |
| Park County Montana | 34 | $ 3,705,000 | $ 108,000 | $ 76,000 |
| Twin Falls County Idaho | 32 | $ 2,352,000 | $ 73,000 | $ 40,000 |
| Los Angeles County California | 30 | $ 38,789,000 | $ 1,292,000 | $ 14,000 |
| Bonner County Idaho | 29 | $ 4,340,000 | $ 149,000 | $ 77,000 |
| Lake County Montana | 27 | $ 5,707,000 | $ 211,000 | $ 93,000 |
| Wasatch County Utah | 27 | $ 4,243,000 | $ 157,000 | $ 73,000 |
| Latah County Idaho | 25 | $ 2,759,000 | $ 110,000 | $ 59,000 |
| Jefferson County Montana | 20 | $ 2,456,000 | $ 122,000 | $ 68,000 |
| Iron County Utah | 19 | $ 2,095,000 | $ 110,000 | $ 76,000 |
| Payette County Idaho | 16 | $ 1,449,000 | $ 90,000 | $ 34,000 |
| Uintah County Utah | 15 | $ 1,671,000 | $ 111,000 | $ 44,000 |
| Fremont County Idaho | 14 | $ 1,582,000 | $ 113,000 | $ 59,000 |
| Jefferson County Idaho | 14 | $ 1,074,000 | $ 76,000 | $ 52,000 |
| Kings County New York | 14 | $ 25,663,000 | $ 1,833,000 | $ 0 |
| Dawson County Montana | 13 | $ 747,000 | $ 57,000 | $ 55,000 |
| Bingham County Idaho | 12 | $ 996,000 | $ 83,000 | $ 57,000 |
| Madison County Idaho | 12 | $ 1,786,000 | $ 148,000 | $ 81,000 |
| Bannock County Idaho | 11 | $ 1,143,000 | $ 103,000 | $ 39,000 |
| Valley County Idaho | 11 | $ 991,000 | $ 90,000 | $ 28,000 |
| Sanders County Montana | 11 | $ 1,095,000 | $ 99,000 | $ 46,000 |
| Silver Bow County Montana | 11 | $ 826,000 | $ 75,000 | $ 71,000 |
| Carbon County Montana | 10 | $ 1,072,000 | $ 107,000 | $ 65,000 |
| Madison County Montana | 10 | $ 2,009,000 | $ 200,000 | $ 99,000 |
| Valley County Montana | 10 | $ 726,000 | $ 72,000 | $ 25,000 |
| Queens County New York | 10 | $ 39,400,000 | $ 3,940,000 | $ 0 |
| Grand County Utah | 10 | $ 1,593,000 | $ 159,000 | $ 64,000 |
| Blaine County Idaho | 9 | $ 1,280,000 | $ 142,000 | $ 123,000 |
| Lincoln County Montana | 9 | $ 1,381,000 | $ 153,000 | $ 154,000 |
| Stillwater County Montana | 9 | $ 940,000 | $ 104,000 | $ 82,000 |
| Sevier County Utah | 9 | $ 783,000 | $ 87,000 | $ 17,000 |
| Alameda County California | 8 | $ 16,337,000 | $ 2,042,000 | $ 0 |
| Gooding County Idaho | 8 | $ 572,000 | $ 71,000 | $ 44,000 |
| Idaho County Idaho | 8 | $ 726,000 | $ 90,000 | $ 43,000 |
| Duchesne County Utah | 8 | $ 765,000 | $ 95,000 | $ 39,000 |
| Juab County Utah | 8 | $ 795,000 | $ 99,000 | $ 26,000 |
| Broadwater County Montana | 7 | $ 818,000 | $ 116,000 | $ 48,000 |
| Custer County Montana | 7 | $ 694,000 | $ 99,000 | $ 14,000 |
| Sheridan County Montana | 7 | $ 382,000 | $ 54,000 | $ 43,000 |
| Sweet Grass County Montana | 7 | $ 1,020,000 | $ 145,000 | $ 39,000 |
| Sanpete County Utah | 7 | $ 879,000 | $ 125,000 | $ 11,000 |
| Orange County California | 6 | $ 7,967,000 | $ 1,327,000 | $ 40,000 |
| Franklin County Idaho | 6 | $ 605,000 | $ 100,000 | $ 37,000 |
| Gem County Idaho | 6 | $ 531,000 | $ 88,000 | $ 17,000 |
| New York County New York | 6 | $ 15,750,000 | $ 2,625,000 | $ 0 |
| Harris County Texas | 6 | $ 22,283,000 | $ 3,713,000 | $ 0 |
| Carbon County Utah | 6 | $ 415,000 | $ 69,000 | $ 16,000 |
| Sacramento County California | 5 | $ 9,941,000 | $ 1,988,000 | $ 0 |
| Santa Clara County California | 5 | $ 16,568,000 | $ 3,313,000 | $ 0 |
| Cassia County Idaho | 5 | $ 440,000 | $ 88,000 | $ 107,000 |
| Jerome County Idaho | 5 | $ 347,000 | $ 69,000 | $ 37,000 |
| Minidoka County Idaho | 5 | $ 397,000 | $ 79,000 | $ 42,000 |
| Nez Perce County Idaho | 5 | $ 546,000 | $ 109,000 | $ 38,000 |
| Big Horn County Montana | 5 | $ 350,000 | $ 70,000 | $ 96,000 |
| Fergus County Montana | 5 | $ 346,000 | $ 69,000 | $ 27,000 |
| Glacier County Montana | 5 | $ 462,000 | $ 92,000 | $ 224,000 |
| Emery County Utah | 5 | $ 456,000 | $ 91,000 | $ 24,000 |
| Spokane County Washington | 5 | $ 1,321,000 | $ 264,000 | $ 38,000 |
| San Diego County California | 4 | $ 1,732,000 | $ 433,000 | $ 23,000 |
| Benewah County Idaho | 4 | $ 523,000 | $ 130,000 | $ 67,000 |
| Boise County Idaho | 4 | $ 546,000 | $ 136,000 | $ 68,000 |
| Elmore County Idaho | 4 | $ 347,000 | $ 86,000 | $ 51,000 |
| Lincoln County Idaho | 4 | $ 356,000 | $ 89,000 | $ 51,000 |
| Owyhee County Idaho | 4 | $ 254,000 | $ 63,000 | $ 28,000 |
| Washington County Idaho | 4 | $ 308,000 | $ 77,000 | $ 0 |
| Musselshell County Montana | 4 | $ 338,000 | $ 84,000 | $ 47,000 |
| Teton County Montana | 4 | $ 432,000 | $ 108,000 | $ 77,000 |
| Dallas County Texas | 4 | $ 27,550,000 | $ 6,887,000 | $ 0 |
| Kane County Utah | 4 | $ 438,000 | $ 109,000 | $ 111,000 |
| Millard County Utah | 4 | $ 333,000 | $ 83,000 | $ 35,000 |
| Morgan County Utah | 4 | $ 573,000 | $ 143,000 | $ 13,000 |
| King County Washington | 4 | $ 1,007,000 | $ 251,000 | $ 90,000 |
| Riverside County California | 3 | $ 1,270,000 | $ 423,000 | $ 139,000 |
| Boundary County Idaho | 3 | $ 299,000 | $ 99,000 | $ 0 |
| Shoshone County Idaho | 3 | $ 361,000 | $ 120,000 | $ 46,000 |
| Beaverhead County Montana | 3 | $ 272,000 | $ 90,000 | $ 0 |
| Hill County Montana | 3 | $ 246,000 | $ 82,000 | $ 40,000 |
| Mineral County Montana | 3 | $ 375,000 | $ 125,000 | $ 32,000 |
| Richland County Montana | 3 | $ 168,000 | $ 56,000 | $ 0 |
| Washington County Oregon | 3 | $ 5,070,000 | $ 1,690,000 | $ 30,000 |
| Shelby County Tennessee | 3 | $ 34,145,000 | $ 11,381,000 | $ 0 |
| Pierce County Washington | 3 | $ 1,708,000 | $ 569,000 | $ 15,000 |
| Snohomish County Washington | 3 | $ 522,000 | $ 174,000 | $ 52,000 |
| Maricopa County Arizona | 2 | $ 11,600,000 | $ 5,800,000 | $ 0 |
| Contra Costa County California | 2 | $ 3,074,000 | $ 1,537,000 | $ 0 |
| Fresno County California | 2 | $ 3,753,000 | $ 1,876,000 | $ 0 |
| San Francisco County California | 2 | $ 22,642,000 | $ 11,321,000 | $ 0 |
| Santa Cruz County California | 2 | $ 921,000 | $ 460,000 | $ 83,000 |
| Adams County Idaho | 2 | $ 119,000 | $ 59,000 | $ 11,000 |
| Bear Lake County Idaho | 2 | $ 103,000 | $ 51,000 | $ 66,000 |
| Butte County Idaho | 2 | $ 171,000 | $ 85,000 | $ 21,000 |
| Clearwater County Idaho | 2 | $ 182,000 | $ 91,000 | $ 15,000 |
| Teton County Idaho | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Pondera County Montana | 2 | $ 176,000 | $ 88,000 | $ 29,000 |
| Powder River County Montana | 2 | $ 187,000 | $ 93,000 | $ 14,000 |
| Powell County Montana | 2 | $ 236,000 | $ 118,000 | $ 26,000 |
| Roosevelt County Montana | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Rosebud County Montana | 2 | $ 111,000 | $ 55,000 | $ 74,000 |
| Toole County Montana | 2 | $ 134,000 | $ 67,000 | $ 90,000 |
| Hudson County New Jersey | 2 | $ 4,100,000 | $ 2,050,000 | $ 0 |
| Bronx County New York | 2 | $ 5,563,000 | $ 2,781,000 | $ 0 |
| Lane County Oregon | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Tarrant County Texas | 2 | $ 8,450,000 | $ 4,225,000 | $ 0 |
| Garfield County Utah | 2 | $ 200,000 | $ 100,000 | $ 13,000 |
| Piute County Utah | 2 | $ 96,000 | $ 48,000 | $ 0 |
| San Juan County Utah | 2 | $ 195,000 | $ 97,000 | $ 65,000 |
| Wayne County Utah | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Stevens County Washington | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| Thurston County Washington | 2 | $ 303,000 | $ 151,000 | $ 125,000 |
| Pima County Arizona | 1 | $ 14,800,000 | $ 14,800,000 | $ 0 |
| Placer County California | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| San Mateo County California | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Santa Barbara County California | 1 | $ 872,000 | $ 872,000 | $ 0 |
| Sonoma County California | 1 | $ 2,821,000 | $ 2,821,000 | $ 0 |
| Stanislaus County California | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Jefferson County Colorado | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Summit County Colorado | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| New London County Connecticut | 1 | $ 5,350,000 | $ 5,350,000 | $ 0 |
| Duval County Florida | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Pinellas County Florida | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Chatham County Georgia | 1 | $ 6,675,000 | $ 6,675,000 | $ 0 |
| Caribou County Idaho | 1 | $ 53,000 | $ 53,000 | $ 46,000 |
| Lemhi County Idaho | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Power County Idaho | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Cook County Illinois | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 7,125,000 | $ 7,125,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 4,136,000 | $ 4,136,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 85,000 |
| Ramsey County Minnesota | 1 | $ 4,750,000 | $ 4,750,000 | $ 0 |
| Chouteau County Montana | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Deer Lodge County Montana | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Fallon County Montana | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Granite County Montana | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Liberty County Montana | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Meagher County Montana | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Phillips County Montana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clark County Nevada | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Camden County New Jersey | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
| Albany County New York | 1 | $ 1,850,000 | $ 1,850,000 | $ 0 |
| Suffolk County New York | 1 | $ 710,000 | $ 710,000 | $ 0 |
| Warren County Ohio | 1 | $ 3,422,000 | $ 3,422,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 3,815,000 | $ 3,815,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 209,000 | $ 209,000 | $ 144,000 |
| Jackson County Oregon | 1 | $ 213,000 | $ 213,000 | $ 80,000 |
| Lincoln County Oregon | 1 | $ 270,000 | $ 270,000 | $ 390,000 |
| Marion County Oregon | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 1,283,000 | $ 1,283,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Philadelphia County Pennsylvania | 1 | $ 27,500,000 | $ 27,500,000 | $ 0 |
| Montgomery County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Nueces County Texas | 1 | $ 10,664,000 | $ 10,664,000 | $ 0 |
| Travis County Texas | 1 | $ 1,138,000 | $ 1,138,000 | $ 0 |
| Beaver County Utah | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Rich County Utah | 1 | $ 514,000 | $ 514,000 | $ 128,000 |
| Manassas County Virginia | 1 | $ 18,108,000 | $ 18,108,000 | $ 0 |
| Franklin County Washington | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| Grays Harbor County Washington | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Kittitas County Washington | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Skagit County Washington | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Yakima County Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank, Fsb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,862 | $558,739,000 | $4,313,875 | $27,500,000 | $31,812 | $3,006,000 |
| Home Purchase | 1,083 | $438,680,000 | $3,921,052 | $18,108,000 | $25,157 | $9,999,000 |
| Home Improvement | 97 | $36,093,000 | $3,653,375 | $7,125,000 | $22,250 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,957 | $408,922,000 | $255,222 | $2,716,000 | $67,555 | $9,999,000 |
| Not Provided | 752 | $134,863,000 | $276,555 | $4,000,000 | $52,222 | $1,279,000 |
| Hispanic | 142 | $15,959,000 | $161,833 | $480,000 | $61,166 | $167,000 |
| Not applicable | 116 | $459,783,000 | $6,434,200 | $27,500,000 | $6,450 | $129,000 |
| Asian | 42 | $6,334,000 | $238,666 | $590,000 | $58,166 | $278,000 |
| American Indian or Alaskan Native | 18 | $2,436,000 | $135,000 | $320,000 | $49,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,871,000 | $793,000 | $3,500,000 | $33,600 | $104,000 |
| Black or African American | 3 | $344,000 | $114,666 | $131,000 | $33,666 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,940 | $1,025,158,000 | $5,102,250 | $27,500,000 | $20,291 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 66 | $4,810,000 | $96,500 | $167,000 | $21,500 | $66,000 |
| VA-guaranteed (Veterans Administration) | 36 | $3,544,000 | $135,500 | $256,000 | $20,500 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,516 | $793,258,000 | $6,101,181 | $27,500,000 | $16,454 | $2,966,000 |
| Application Denied By Financial Institution | 847 | $130,703,000 | $1,698,500 | $7,500,000 | $51,875 | $3,006,000 |
| Application Approved But Not Accepted | 303 | $43,777,000 | $717,750 | $4,100,000 | $36,750 | $1,743,000 |
| Application Withdrawn By Applicant | 113 | $25,561,000 | $594,181 | $2,500,000 | $39,818 | $543,000 |
| Preapproval Approved but not Accepted | 109 | $19,255,000 | $176,000 | $500,000 | $74,000 | $245,000 |
| Preapproval Denied by Financial Institution | 106 | $15,777,000 | $148,000 | $560,000 | $94,000 | $9,999,000 |
| File Closed For Incompleteness | 48 | $5,181,000 | $108,000 | $316,000 | $82,000 | $300,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 280 | $32,521,000 | $140,400 | $1,450,000 | $66,200 | $444,000 |
| Unverifiable Information | 162 | $29,757,000 | $189,000 | $1,900,000 | $63,600 | $575,000 |
| Credit Application Incomplete | 141 | $20,998,000 | $364,000 | $2,411,000 | $126,714 | $9,999,000 |
| Other | 132 | $21,845,000 | $792,200 | $3,422,000 | $49,400 | $700,000 |
| Debt-To-Income Ratio | 127 | $26,502,000 | $1,580,166 | $7,500,000 | $33,500 | $430,000 |
| Collateral | 76 | $9,878,000 | $134,250 | $537,000 | $88,000 | $873,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $4,047,000 | $136,500 | $594,000 | $67,750 | $335,000 |
| Employment History | 5 | $932,000 | $188,666 | $310,000 | $72,666 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank, Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.