Washington Mutual Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Washington Mutual Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Mutual Bank, Fsb 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 839 |
| Total Mortgage Loan Application Amount | $341,532,000 |
| Average Mortgage Loan Application Amount | $467,666 |
| Highest Mortgage Loan Application Amount | $29,700,000 |
| Average Applicant Income | $56,000 |
| Highest Applicant Income | $720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Washington Mutual Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Mutual Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Washington Mutual Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Mutual Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Mutual Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Mutual Bank, Fsb's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 162 | $ 17,716,000 | $ 109,000 | $ 47,000 |
| Ada County Idaho | 61 | $ 6,334,000 | $ 103,000 | $ 83,000 |
| Los Angeles County California | 53 | $ 65,093,000 | $ 1,228,000 | $ 0 |
| Davis County Utah | 47 | $ 5,916,000 | $ 125,000 | $ 47,000 |
| Weber County Utah | 47 | $ 4,208,000 | $ 89,000 | $ 109,000 |
| Utah County Utah | 40 | $ 4,688,000 | $ 117,000 | $ 34,000 |
| Canyon County Idaho | 22 | $ 1,746,000 | $ 79,000 | $ 68,000 |
| Yellowstone County Montana | 21 | $ 2,480,000 | $ 118,000 | $ 45,000 |
| Box Elder County Utah | 19 | $ 2,039,000 | $ 107,000 | $ 51,000 |
| Gallatin County Montana | 17 | $ 2,736,000 | $ 160,000 | $ 46,000 |
| Washington County Utah | 16 | $ 2,248,000 | $ 140,000 | $ 51,000 |
| Lewis and Clark County Montana | 15 | $ 1,544,000 | $ 102,000 | $ 34,000 |
| Cache County Utah | 15 | $ 1,365,000 | $ 91,000 | $ 49,000 |
| Tooele County Utah | 15 | $ 1,639,000 | $ 109,000 | $ 20,000 |
| New York County New York | 13 | $ 48,482,000 | $ 3,729,000 | $ 0 |
| Missoula County Montana | 12 | $ 1,680,000 | $ 140,000 | $ 82,000 |
| Flathead County Montana | 11 | $ 3,032,000 | $ 275,000 | $ 68,000 |
| Kootenai County Idaho | 10 | $ 1,761,000 | $ 176,000 | $ 176,000 |
| Bonneville County Idaho | 9 | $ 836,000 | $ 92,000 | $ 52,000 |
| Twin Falls County Idaho | 8 | $ 1,023,000 | $ 127,000 | $ 168,000 |
| Cascade County Montana | 8 | $ 827,000 | $ 103,000 | $ 38,000 |
| Ravalli County Montana | 7 | $ 843,000 | $ 120,000 | $ 21,000 |
| Uintah County Utah | 7 | $ 827,000 | $ 118,000 | $ 49,000 |
| Bannock County Idaho | 6 | $ 541,000 | $ 90,000 | $ 62,000 |
| Latah County Idaho | 6 | $ 438,000 | $ 73,000 | $ 62,000 |
| Lake County Montana | 6 | $ 802,000 | $ 133,000 | $ 78,000 |
| Summit County Utah | 6 | $ 1,499,000 | $ 249,000 | $ 209,000 |
| San Diego County California | 5 | $ 4,389,000 | $ 877,000 | $ 0 |
| Payette County Idaho | 5 | $ 531,000 | $ 106,000 | $ 53,000 |
| Kings County New York | 5 | $ 10,173,000 | $ 2,034,000 | $ 0 |
| San Francisco County California | 4 | $ 6,731,000 | $ 1,682,000 | $ 0 |
| Washington County Idaho | 4 | $ 315,000 | $ 78,000 | $ 26,000 |
| Beaverhead County Montana | 4 | $ 386,000 | $ 96,000 | $ 19,000 |
| Iron County Utah | 4 | $ 218,000 | $ 54,000 | $ 23,000 |
| Wasatch County Utah | 4 | $ 630,000 | $ 157,000 | $ 37,000 |
| Riverside County California | 3 | $ 7,200,000 | $ 2,400,000 | $ 0 |
| Santa Clara County California | 3 | $ 3,210,000 | $ 1,070,000 | $ 0 |
| Bingham County Idaho | 3 | $ 193,000 | $ 64,000 | $ 20,000 |
| Gem County Idaho | 3 | $ 422,000 | $ 140,000 | $ 41,000 |
| Owyhee County Idaho | 3 | $ 191,000 | $ 63,000 | $ 22,000 |
| Dawson County Montana | 3 | $ 197,000 | $ 65,000 | $ 68,000 |
| Jefferson County Montana | 3 | $ 542,000 | $ 180,000 | $ 55,000 |
| Harris County Texas | 3 | $ 19,360,000 | $ 6,453,000 | $ 0 |
| Duchesne County Utah | 3 | $ 295,000 | $ 98,000 | $ 23,000 |
| Grand County Utah | 3 | $ 287,000 | $ 95,000 | $ 12,000 |
| Millard County Utah | 3 | $ 233,000 | $ 77,000 | $ 49,000 |
| Sevier County Utah | 3 | $ 186,000 | $ 62,000 | $ 22,000 |
| Orange County California | 2 | $ 5,740,000 | $ 2,870,000 | $ 0 |
| San Mateo County California | 2 | $ 10,600,000 | $ 5,300,000 | $ 0 |
| Sonoma County California | 2 | $ 1,899,000 | $ 949,000 | $ 0 |
| Broward County Florida | 2 | $ 989,000 | $ 494,000 | $ 0 |
| Cassia County Idaho | 2 | $ 195,000 | $ 97,000 | $ 37,000 |
| Jefferson County Idaho | 2 | $ 182,000 | $ 91,000 | $ 62,000 |
| Jerome County Idaho | 2 | $ 294,000 | $ 147,000 | $ 134,000 |
| Minidoka County Idaho | 2 | $ 114,000 | $ 57,000 | $ 46,000 |
| Fallon County Montana | 2 | $ 178,000 | $ 89,000 | $ 34,000 |
| Glacier County Montana | 2 | $ 217,000 | $ 108,000 | $ 49,000 |
| Madison County Montana | 2 | $ 465,000 | $ 232,000 | $ 123,000 |
| Richland County Montana | 2 | $ 237,000 | $ 118,000 | $ 61,000 |
| Sanders County Montana | 2 | $ 211,000 | $ 105,000 | $ 25,000 |
| Teton County Montana | 2 | $ 199,000 | $ 99,000 | $ 52,000 |
| Dallas County Texas | 2 | $ 7,650,000 | $ 3,825,000 | $ 0 |
| Carbon County Utah | 2 | $ 181,000 | $ 90,000 | $ 26,000 |
| Juab County Utah | 2 | $ 291,000 | $ 145,000 | $ 285,000 |
| King County Washington | 2 | $ 4,888,000 | $ 2,444,000 | $ 0 |
| Alameda County California | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Contra Costa County California | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Placer County California | 1 | $ 2,270,000 | $ 2,270,000 | $ 0 |
| Sacramento County California | 1 | $ 380,000 | $ 380,000 | $ 0 |
| San Bernardino County California | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Boise County Idaho | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Bonner County Idaho | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Clark County Idaho | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Elmore County Idaho | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Franklin County Idaho | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Gooding County Idaho | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Idaho County Idaho | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Lincoln County Idaho | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Oneida County Idaho | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Teton County Idaho | 1 | $ 229,000 | $ 229,000 | $ 75,000 |
| Cook County Illinois | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Washington County Minnesota | 1 | $ 29,700,000 | $ 29,700,000 | $ 0 |
| Big Horn County Montana | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Broadwater County Montana | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Carbon County Montana | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Granite County Montana | 1 | $ 340,000 | $ 340,000 | $ 73,000 |
| Liberty County Montana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Lincoln County Montana | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Meagher County Montana | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Park County Montana | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Pondera County Montana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Powell County Montana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Silver Bow County Montana | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Stillwater County Montana | 1 | $ 176,000 | $ 176,000 | $ 42,000 |
| Burlington County New Jersey | 1 | $ 2,325,000 | $ 2,325,000 | $ 0 |
| Bronx County New York | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Nassau County New York | 1 | $ 12,750,000 | $ 12,750,000 | $ 0 |
| Suffolk County New York | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Washington County Oregon | 1 | $ 959,000 | $ 959,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Beaver County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Morgan County Utah | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sanpete County Utah | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Wayne County Utah | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Kitsap County Washington | 1 | $ 830,000 | $ 830,000 | $ 0 |
| Pierce County Washington | 1 | $ 1,230,000 | $ 1,230,000 | $ 0 |
| Spokane County Washington | 1 | $ 43,000 | $ 43,000 | $ 97,000 |
| Whatcom County Washington | 1 | $ 956,000 | $ 956,000 | $ 0 |
| Yakima County Washington | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Washington Mutual Bank, Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 588 | $111,939,000 | $190,000 | $13,385,000 | $53,000 | $720,000 |
| Home Purchase | 194 | $227,091,000 | $1,170,000 | $29,700,000 | $39,000 | $332,000 |
| Home Improvement | 57 | $2,502,000 | $43,000 | $210,000 | $76,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 575 | $68,380,000 | $118,000 | $1,238,000 | $60,000 | $720,000 |
| Not applicable | 111 | $244,876,000 | $2,206,000 | $29,700,000 | $0 | $0 |
| Not Provided | 97 | $12,919,000 | $133,000 | $1,238,000 | $59,000 | $345,000 |
| Hispanic | 33 | $5,422,000 | $164,000 | $2,065,000 | $48,000 | $332,000 |
| Asian | 11 | $8,726,000 | $793,000 | $4,400,000 | $58,000 | $131,000 |
| Black or African American | 5 | $592,000 | $118,000 | $261,000 | $119,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $387,000 | $96,000 | $142,000 | $31,000 | $63,000 |
| American Indian or Alaskan Native | 3 | $230,000 | $76,000 | $94,000 | $23,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 832 | $340,829,000 | $409,000 | $29,700,000 | $52,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 5 | $507,000 | $101,000 | $155,000 | $22,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 2 | $196,000 | $98,000 | $145,000 | $22,000 | $44,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 512 | $280,639,000 | $548,000 | $29,700,000 | $38,000 | $668,000 |
| Application Denied By Financial Institution | 219 | $30,949,000 | $141,000 | $2,200,000 | $75,000 | $474,000 |
| Application Approved But Not Accepted | 52 | $4,578,000 | $88,000 | $228,000 | $46,000 | $474,000 |
| Preapproval Denied by Financial Institution | 27 | $4,699,000 | $174,000 | $450,000 | $79,000 | $250,000 |
| Application Withdrawn By Applicant | 17 | $19,365,000 | $1,139,000 | $12,750,000 | $57,000 | $177,000 |
| File Closed For Incompleteness | 12 | $1,302,000 | $108,000 | $210,000 | $132,000 | $720,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 55 | $8,790,000 | $159,000 | $1,200,000 | $80,000 | $303,000 |
| Credit History | 54 | $5,638,000 | $104,000 | $417,000 | $75,000 | $330,000 |
| Other | 48 | $8,813,000 | $183,000 | $2,200,000 | $111,000 | $474,000 |
| Debt-To-Income Ratio | 47 | $6,184,000 | $131,000 | $295,000 | $40,000 | $120,000 |
| Collateral | 20 | $2,467,000 | $123,000 | $260,000 | $73,000 | $332,000 |
| Unverifiable Information | 18 | $3,428,000 | $190,000 | $376,000 | $73,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $271,000 | $90,000 | $120,000 | $47,000 | $61,000 |
| Employment History | 1 | $57,000 | $57,000 | $57,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Mutual Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Mutual Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.