Washington Trust Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Washington Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Washington Trust Bank 717 W Sprague Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,404 |
| Total Mortgage Loan Application Amount | $1,378,600,000 |
| Average Mortgage Loan Application Amount | $272,200 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $178,200 |
| Highest Applicant Income | $9,772,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane County Washington | 1,754 | $ 425,990,000 | $ 242,000 | $ 150,000 |
| Kootenai County Idaho | 343 | $ 99,355,000 | $ 289,000 | $ 158,000 |
| King County Washington | 343 | $ 233,595,000 | $ 681,000 | $ 429,000 |
| Ada County Idaho | 323 | $ 89,515,000 | $ 277,000 | $ 143,000 |
| Grant County Washington | 155 | $ 27,165,000 | $ 175,000 | $ 114,000 |
| Canyon County Idaho | 136 | $ 26,030,000 | $ 191,000 | $ 95,000 |
| Whitman County Washington | 126 | $ 29,270,000 | $ 232,000 | $ 136,000 |
| Bonner County Idaho | 121 | $ 39,015,000 | $ 322,000 | $ 189,000 |
| Chelan County Washington | 105 | $ 22,715,000 | $ 216,000 | $ 107,000 |
| Stevens County Washington | 103 | $ 17,985,000 | $ 174,000 | $ 76,000 |
| Douglas County Washington | 80 | $ 18,530,000 | $ 231,000 | $ 98,000 |
| Benton County Washington | 59 | $ 16,505,000 | $ 279,000 | $ 123,000 |
| Latah County Idaho | 53 | $ 21,105,000 | $ 398,000 | $ 185,000 |
| Snohomish County Washington | 51 | $ 27,185,000 | $ 533,000 | $ 202,000 |
| Deschutes County Oregon | 49 | $ 19,735,000 | $ 402,000 | $ 217,000 |
| Lane County Oregon | 48 | $ 14,660,000 | $ 305,000 | $ 97,000 |
| Franklin County Washington | 39 | $ 7,555,000 | $ 193,000 | $ 84,000 |
| Nez Perce County Idaho | 29 | $ 8,185,000 | $ 282,000 | $ 103,000 |
| Maricopa County Arizona | 24 | $ 10,040,000 | $ 418,000 | $ 332,000 |
| Multnomah County Oregon | 22 | $ 8,620,000 | $ 391,000 | $ 256,000 |
| Lincoln County Washington | 22 | $ 3,900,000 | $ 177,000 | $ 89,000 |
| Pierce County Washington | 21 | $ 27,925,000 | $ 1,329,000 | $ 469,000 |
| Kitsap County Washington | 17 | $ 7,795,000 | $ 458,000 | $ 302,000 |
| Valley County Idaho | 16 | $ 8,510,000 | $ 531,000 | $ 561,000 |
| Clackamas County Oregon | 16 | $ 6,740,000 | $ 421,000 | $ 310,000 |
| Clark County Washington | 14 | $ 5,930,000 | $ 423,000 | $ 219,000 |
| Kittitas County Washington | 14 | $ 10,270,000 | $ 733,000 | $ 455,000 |
| Pend Oreille County Washington | 14 | $ 3,820,000 | $ 272,000 | $ 121,000 |
| Jackson County Oregon | 13 | $ 3,245,000 | $ 249,000 | $ 77,000 |
| Washington County Oregon | 13 | $ 4,795,000 | $ 368,000 | $ 501,000 |
| Asotin County Washington | 11 | $ 2,485,000 | $ 225,000 | $ 114,000 |
| Island County Washington | 11 | $ 6,335,000 | $ 575,000 | $ 272,000 |
| Riverside County California | 10 | $ 11,270,000 | $ 1,127,000 | $ 1,355,000 |
| Adams County Washington | 10 | $ 1,320,000 | $ 132,000 | $ 115,000 |
| Blaine County Idaho | 9 | $ 4,525,000 | $ 502,000 | $ 467,000 |
| Linn County Oregon | 8 | $ 2,240,000 | $ 280,000 | $ 129,000 |
| Polk County Oregon | 8 | $ 2,170,000 | $ 271,000 | $ 80,000 |
| Boise County Idaho | 7 | $ 795,000 | $ 113,000 | $ 129,000 |
| Skagit County Washington | 7 | $ 5,245,000 | $ 749,000 | $ 147,000 |
| Yakima County Washington | 7 | $ 2,005,000 | $ 286,000 | $ 105,000 |
| Santa Clara County California | 6 | $ 3,370,000 | $ 561,000 | $ 297,000 |
| Owyhee County Idaho | 6 | $ 760,000 | $ 126,000 | $ 132,000 |
| Clark County Nevada | 6 | $ 26,100,000 | $ 4,350,000 | $ 170,000 |
| Benton County Oregon | 6 | $ 1,620,000 | $ 270,000 | $ 96,000 |
| Denver County Colorado | 5 | $ 2,965,000 | $ 593,000 | $ 149,000 |
| Elmore County Idaho | 5 | $ 805,000 | $ 161,000 | $ 246,000 |
| Shoshone County Idaho | 5 | $ 1,175,000 | $ 235,000 | $ 233,000 |
| Mohave County Arizona | 4 | $ 1,210,000 | $ 302,000 | $ 87,000 |
| Marion County Oregon | 4 | $ 760,000 | $ 190,000 | $ 87,000 |
| Lewis County Washington | 4 | $ 1,020,000 | $ 255,000 | $ 126,000 |
| Okanogan County Washington | 4 | $ 960,000 | $ 240,000 | $ 124,000 |
| Walla Walla County Washington | 4 | $ 750,000 | $ 187,000 | $ 92,000 |
| Pima County Arizona | 3 | $ 1,985,000 | $ 661,000 | $ 512,000 |
| Pinal County Arizona | 3 | $ 805,000 | $ 268,000 | $ 168,000 |
| Alameda County California | 3 | $ 985,000 | $ 328,000 | $ 116,000 |
| Los Angeles County California | 3 | $ 1,795,000 | $ 598,000 | $ 149,000 |
| Orange County California | 3 | $ 1,365,000 | $ 455,000 | $ 848,000 |
| Boundary County Idaho | 3 | $ 665,000 | $ 221,000 | $ 105,000 |
| Gem County Idaho | 3 | $ 415,000 | $ 138,000 | $ 214,000 |
| Flathead County Montana | 3 | $ 1,045,000 | $ 348,000 | $ 201,000 |
| Tillamook County Oregon | 3 | $ 925,000 | $ 308,000 | $ 339,000 |
| Umatilla County Oregon | 3 | $ 715,000 | $ 238,000 | $ 119,000 |
| Columbia County Washington | 3 | $ 555,000 | $ 185,000 | $ 95,000 |
| San Juan County Washington | 3 | $ 3,105,000 | $ 1,035,000 | $ 850,000 |
| Thurston County Washington | 3 | $ 845,000 | $ 281,000 | $ 92,000 |
| Whatcom County Washington | 3 | $ 2,395,000 | $ 798,000 | $ 198,000 |
| Coconino County Arizona | 2 | $ 560,000 | $ 280,000 | $ 193,000 |
| San Joaquin County California | 2 | $ 430,000 | $ 215,000 | $ 45,000 |
| Santa Cruz County California | 2 | $ 1,340,000 | $ 670,000 | $ 188,000 |
| Fairfield County Connecticut | 2 | $ 1,550,000 | $ 775,000 | $ 316,000 |
| Adams County Idaho | 2 | $ 570,000 | $ 285,000 | $ 156,000 |
| Benewah County Idaho | 2 | $ 560,000 | $ 280,000 | $ 117,000 |
| Idaho County Idaho | 2 | $ 390,000 | $ 195,000 | $ 119,000 |
| Camden County Missouri | 2 | $ 590,000 | $ 295,000 | $ 138,000 |
| Lake County Montana | 2 | $ 1,370,000 | $ 685,000 | $ 98,000 |
| Transylvania County North Carolina | 2 | $ 1,350,000 | $ 675,000 | $ 463,000 |
| Clatsop County Oregon | 2 | $ 550,000 | $ 275,000 | $ 1,619,000 |
| Crook County Oregon | 2 | $ 2,260,000 | $ 1,130,000 | $ 413,000 |
| Knox County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 48,000 |
| Dallas County Texas | 2 | $ 420,000 | $ 210,000 | $ 66,000 |
| Cache County Utah | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 780,000 | $ 390,000 | $ 683,000 |
| Clallam County Washington | 2 | $ 790,000 | $ 395,000 | $ 314,000 |
| Jefferson County Washington | 2 | $ 880,000 | $ 440,000 | $ 106,000 |
| Mason County Washington | 2 | $ 530,000 | $ 265,000 | $ 121,000 |
| Kenai Peninsula County Alaska | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Santa Cruz County Arizona | 1 | $ 185,000 | $ 185,000 | $ 290,000 |
| Yuma County Arizona | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| San Benito County California | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| San Diego County California | 1 | $ 365,000 | $ 365,000 | $ 764,000 |
| San Francisco County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 505,000 | $ 505,000 | $ 1,077,000 |
| San Mateo County California | 1 | $ 1,115,000 | $ 1,115,000 | $ 227,000 |
| Sonoma County California | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Grand County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 975,000 | $ 975,000 | $ 186,000 |
| Hernando County Florida | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Indian River County Florida | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Palm Beach County Florida | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Chatham County Georgia | 1 | $ 735,000 | $ 735,000 | $ 295,000 |
| Honolulu County Hawaii | 1 | $ 655,000 | $ 655,000 | $ 30,000 |
| Kauai County Hawaii | 1 | $ 1,005,000 | $ 1,005,000 | $ 592,000 |
| Maui County Hawaii | 1 | $ 445,000 | $ 445,000 | $ 249,000 |
| Custer County Idaho | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Payette County Idaho | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Twin Falls County Idaho | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Washington County Idaho | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Grundy County Illinois | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Allen County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Grant County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Hampshire County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 212,000 |
| Carver County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 797,000 |
| Lee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Sanders County Montana | 1 | $ 365,000 | $ 365,000 | $ 53,000 |
| Washoe County Nevada | 1 | $ 415,000 | $ 415,000 | $ 124,000 |
| Merrimack County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Durham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 203,000 |
| Baker County Oregon | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Hood River County Oregon | 1 | $ 465,000 | $ 465,000 | $ 457,000 |
| Josephine County Oregon | 1 | $ 595,000 | $ 595,000 | $ 436,000 |
| Wallowa County Oregon | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Erie County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Washington County Rhode Island | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Meade County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Cannon County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Montgomery County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Williamson County Tennessee | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Harris County Texas | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Travis County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Iron County Utah | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Sevier County Utah | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Washington County Utah | 1 | $ 515,000 | $ 515,000 | $ 589,000 |
| Alexandria County Virginia | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Grays Harbor County Washington | 1 | $ 35,000 | $ 35,000 | $ 174,000 |
| Wahkiakum County Washington | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Washington Trust Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,341 | $470,565,000 | $350,000 | $20,005,000 | $211,000 | $9,772,000 |
| Home Purchase | 1,146 | $434,630,000 | $379,000 | $8,005,000 | $166,000 | $4,480,000 |
| Cash-out Refinancing | 1,091 | $328,485,000 | $301,000 | $7,005,000 | $142,000 | $2,082,000 |
| Other Purpose | 484 | $106,660,000 | $220,000 | $2,595,000 | $232,000 | $3,028,000 |
| Home Improvement | 342 | $38,260,000 | $111,000 | $1,805,000 | $140,000 | $1,500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,109 | $861,705,000 | $277,000 | $10,005,000 | $154,000 | $5,156,000 |
| Not Provided | 918 | $311,840,000 | $339,000 | $3,005,000 | $271,000 | $9,772,000 |
| Hispanic | 149 | $30,765,000 | $206,000 | $875,000 | $88,000 | $852,000 |
| Not applicable | 95 | $123,405,000 | $1,299,000 | $20,005,000 | $0 | $0 |
| Asian | 56 | $25,170,000 | $449,000 | $1,325,000 | $197,000 | $720,000 |
| American Indian or Alaskan Native | 28 | $5,960,000 | $212,000 | $725,000 | $93,000 | $301,000 |
| Black or African American | 26 | $7,350,000 | $282,000 | $685,000 | $314,000 | $4,480,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $500,000 | $250,000 | $315,000 | $52,000 | $52,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,163 | $1,313,715,000 | $315,000 | $20,005,000 | $184,000 | $9,772,000 |
| FHA-insured (Federal Housing Administration) | 130 | $31,420,000 | $241,000 | $555,000 | $67,000 | $227,000 |
| VA-guaranteed (Veterans Administration) | 98 | $30,300,000 | $309,000 | $855,000 | $97,000 | $552,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $3,165,000 | $243,000 | $405,000 | $63,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,976 | $983,610,000 | $330,000 | $20,005,000 | $198,000 | $9,772,000 |
| Application Withdrawn By Applicant | 668 | $213,160,000 | $319,000 | $2,395,000 | $170,000 | $4,480,000 |
| Application Denied By Financial Institution | 612 | $141,820,000 | $231,000 | $3,255,000 | $99,000 | $1,200,000 |
| File Closed For Incompleteness | 85 | $20,575,000 | $242,000 | $1,465,000 | $121,000 | $790,000 |
| Application Approved But Not Accepted | 38 | $9,980,000 | $262,000 | $1,285,000 | $324,000 | $3,332,000 |
| Loan Purchased By The Institution | 25 | $9,455,000 | $378,000 | $715,000 | $97,000 | $240,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,792 | $1,236,780,000 | $326,000 | $20,005,000 | $192,000 | $9,772,000 |
| Debt-To-Income Ratio | 229 | $55,585,000 | $242,000 | $3,005,000 | $70,000 | $655,000 |
| Credit History | 192 | $32,970,000 | $171,000 | $1,485,000 | $100,000 | $1,069,000 |
| Collateral | 111 | $28,365,000 | $255,000 | $2,595,000 | $129,000 | $803,000 |
| Other | 31 | $10,435,000 | $336,000 | $3,255,000 | $169,000 | $1,047,000 |
| Credit Application Incomplete | 21 | $6,225,000 | $296,000 | $1,505,000 | $179,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $5,145,000 | $467,000 | $2,165,000 | $83,000 | $203,000 |
| Unverifiable Information | 10 | $1,900,000 | $190,000 | $455,000 | $87,000 | $213,000 |
| Employment History | 7 | $1,195,000 | $170,000 | $245,000 | $54,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.