Waterstone Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Waterstone Bank, Ssb 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterstone Bank, Ssb 11200 West Plank Court Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 439 |
| Total Mortgage Loan Application Amount | $251,616,000 |
| Average Mortgage Loan Application Amount | $552,333 |
| Highest Mortgage Loan Application Amount | $5,940,000 |
| Average Applicant Income | $78,333 |
| Highest Applicant Income | $2,736,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Waterstone Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterstone Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Waterstone Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterstone Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterstone Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterstone Bank, Ssb's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 139 | $ 70,083,000 | $ 504,000 | $ 72,000 |
| Waukesha County Wisconsin | 35 | $ 19,718,000 | $ 563,000 | $ 109,000 |
| Maricopa County Arizona | 18 | $ 9,771,000 | $ 542,000 | $ 185,000 |
| Washington County Wisconsin | 15 | $ 5,302,000 | $ 353,000 | $ 26,000 |
| Hennepin County Minnesota | 12 | $ 5,070,000 | $ 422,000 | $ 134,000 |
| Pinellas County Florida | 11 | $ 6,949,000 | $ 631,000 | $ 163,000 |
| Dane County Wisconsin | 10 | $ 2,180,000 | $ 218,000 | $ 6,000 |
| Palm Beach County Florida | 8 | $ 6,622,000 | $ 827,000 | $ 300,000 |
| Racine County Wisconsin | 7 | $ 4,287,000 | $ 612,000 | $ 45,000 |
| Orange County California | 6 | $ 4,124,000 | $ 687,000 | $ 211,000 |
| Orange County Florida | 6 | $ 2,888,000 | $ 481,000 | $ 99,000 |
| Tarrant County Texas | 6 | $ 3,535,000 | $ 589,000 | $ 239,000 |
| Dodge County Wisconsin | 6 | $ 8,885,000 | $ 1,480,000 | $ 0 |
| Outagamie County Wisconsin | 5 | $ 5,228,000 | $ 1,045,000 | $ 0 |
| Walworth County Wisconsin | 5 | $ 1,637,000 | $ 327,000 | $ 265,000 |
| Winnebago County Wisconsin | 5 | $ 6,533,000 | $ 1,306,000 | $ 0 |
| Riverside County California | 4 | $ 2,079,000 | $ 519,000 | $ 94,000 |
| Harris County Texas | 4 | $ 1,813,000 | $ 453,000 | $ 135,000 |
| Albemarle County Virginia | 4 | $ 2,408,000 | $ 602,000 | $ 215,000 |
| Brown County Wisconsin | 4 | $ 2,980,000 | $ 745,000 | $ 0 |
| Calumet County Wisconsin | 4 | $ 2,453,000 | $ 613,000 | $ 0 |
| Kenosha County Wisconsin | 4 | $ 1,375,000 | $ 343,000 | $ 85,000 |
| St. Croix County Wisconsin | 4 | $ 1,137,000 | $ 284,000 | $ 77,000 |
| Sussex County Delaware | 3 | $ 1,889,000 | $ 629,000 | $ 219,000 |
| Hillsborough County Florida | 3 | $ 1,752,000 | $ 584,000 | $ 100,000 |
| Fond du Lac County Wisconsin | 3 | $ 4,470,000 | $ 1,490,000 | $ 18,000 |
| Marathon County Wisconsin | 3 | $ 10,397,000 | $ 3,465,000 | $ 0 |
| Ozaukee County Wisconsin | 3 | $ 1,096,000 | $ 365,000 | $ 0 |
| Los Angeles County California | 2 | $ 1,299,000 | $ 649,000 | $ 160,000 |
| Douglas County Colorado | 2 | $ 1,146,000 | $ 573,000 | $ 88,000 |
| Martin County Florida | 2 | $ 884,000 | $ 442,000 | $ 204,000 |
| Seminole County Florida | 2 | $ 879,000 | $ 439,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 1,306,000 | $ 653,000 | $ 300,000 |
| Washington County Minnesota | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 913,000 | $ 456,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,081,000 | $ 540,000 | $ 175,000 |
| Nelson County Virginia | 2 | $ 986,000 | $ 493,000 | $ 83,000 |
| Jefferson County Wisconsin | 2 | $ 485,000 | $ 242,000 | $ 69,000 |
| Sheboygan County Wisconsin | 2 | $ 1,990,000 | $ 995,000 | $ 17,000 |
| Coffee County Alabama | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Monterey County California | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 529,000 | $ 529,000 | $ 280,000 |
| Mesa County Colorado | 1 | $ 575,000 | $ 575,000 | $ 193,000 |
| Bay County Florida | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lake County Florida | 1 | $ 570,000 | $ 570,000 | $ 189,000 |
| Manatee County Florida | 1 | $ 640,000 | $ 640,000 | $ 240,000 |
| Okaloosa County Florida | 1 | $ 212,000 | $ 212,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Cook County Illinois | 1 | $ 668,000 | $ 668,000 | $ 300,000 |
| Lake County Illinois | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Boone County Indiana | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Huntington County Indiana | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Marion County Indiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Boone County Kentucky | 1 | $ 5,940,000 | $ 5,940,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 618,000 | $ 618,000 | $ 299,000 |
| Howard County Maryland | 1 | $ 752,000 | $ 752,000 | $ 135,000 |
| Worcester County Maryland | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 830,000 | $ 830,000 | $ 325,000 |
| Oakland County Michigan | 1 | $ 556,000 | $ 556,000 | $ 443,000 |
| Ottawa County Michigan | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Freeborn County Minnesota | 1 | $ 925,000 | $ 925,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Rice County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 544,000 | $ 544,000 | $ 330,000 |
| Darke County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hancock County Ohio | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Hardin County Ohio | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Henry County Ohio | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Lake County Ohio | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Benton County Oregon | 1 | $ 1,133,000 | $ 1,133,000 | $ 275,000 |
| Linn County Oregon | 1 | $ 591,000 | $ 591,000 | $ 90,000 |
| Fairfield County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 665,000 | $ 665,000 | $ 170,000 |
| Collin County Texas | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Parker County Texas | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Summit County Utah | 1 | $ 1,782,000 | $ 1,782,000 | $ 850,000 |
| Augusta County Virginia | 1 | $ 651,000 | $ 651,000 | $ 214,000 |
| Charlottesville County Virginia | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Greene County Virginia | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Hanover County Virginia | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 623,000 | $ 623,000 | $ 180,000 |
| Buffalo County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 121,000 |
| Columbia County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Door County Wisconsin | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Green County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Jackson County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Manitowoc County Wisconsin | 1 | $ 3,328,000 | $ 3,328,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 910,000 | $ 910,000 | $ 0 |
| Wood County Wisconsin | 1 | $ 535,000 | $ 535,000 | $ 0 |
Mortgage Loan Application Detail Totals for Waterstone Bank, Ssb in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 353 | $203,679,000 | $576,000 | $5,940,000 | $89,000 | $2,736,000 |
| Refinancing | 61 | $35,379,000 | $579,000 | $4,900,000 | $119,000 | $1,238,000 |
| Home Improvement | 25 | $12,558,000 | $502,000 | $2,200,000 | $27,000 | $340,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 274 | $173,577,000 | $633,000 | $5,940,000 | $0 | $37,000 |
| White | 124 | $63,714,000 | $513,000 | $1,782,000 | $257,000 | $2,736,000 |
| Not Provided | 16 | $9,053,000 | $565,000 | $1,425,000 | $298,000 | $1,000,000 |
| Black or African American | 13 | $1,739,000 | $133,000 | $662,000 | $108,000 | $283,000 |
| Asian | 6 | $2,312,000 | $385,000 | $784,000 | $153,000 | $541,000 |
| Hispanic | 5 | $556,000 | $111,000 | $250,000 | $85,000 | $213,000 |
| American Indian or Alaskan Native | 1 | $665,000 | $665,000 | $665,000 | $170,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 439 | $251,616,000 | $573,000 | $5,940,000 | $90,000 | $2,736,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 258 | $189,899,000 | $736,000 | $5,940,000 | $132,000 | $2,736,000 |
| Loan Purchased By The Institution | 115 | $31,670,000 | $275,000 | $500,000 | $0 | $0 |
| Application Denied By Financial Institution | 25 | $6,968,000 | $278,000 | $1,500,000 | $82,000 | $418,000 |
| Application Approved But Not Accepted | 19 | $20,297,000 | $1,068,000 | $4,900,000 | $25,000 | $194,000 |
| Preapproval Denied by Financial Institution | 11 | $949,000 | $86,000 | $300,000 | $45,000 | $104,000 |
| Application Withdrawn By Applicant | 10 | $1,733,000 | $173,000 | $336,000 | $225,000 | $1,740,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $4,854,000 | $211,000 | $1,500,000 | $79,000 | $418,000 |
| Other | 9 | $1,601,000 | $177,000 | $321,000 | $70,000 | $182,000 |
| Debt-To-Income Ratio | 3 | $1,134,000 | $378,000 | $424,000 | $38,000 | $45,000 |
| Collateral | 1 | $328,000 | $328,000 | $328,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterstone Bank, Ssb's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterstone Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.