Waterstone Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Waterstone Bank, Ssb 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterstone Bank, Ssb 11200 West Plank Court Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 524 |
| Total Mortgage Loan Application Amount | $336,300,000 |
| Average Mortgage Loan Application Amount | $521,833 |
| Highest Mortgage Loan Application Amount | $13,125,000 |
| Average Applicant Income | $284,833 |
| Highest Applicant Income | $8,891,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Waterstone Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterstone Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Waterstone Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterstone Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterstone Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterstone Bank, Ssb's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 152 | $ 72,250,000 | $ 475,000 | $ 165,000 |
| Waukesha County Wisconsin | 48 | $ 28,400,000 | $ 591,000 | $ 164,000 |
| Hennepin County Minnesota | 21 | $ 9,555,000 | $ 455,000 | $ 316,000 |
| Maricopa County Arizona | 18 | $ 9,750,000 | $ 541,000 | $ 268,000 |
| Dane County Wisconsin | 17 | $ 4,125,000 | $ 242,000 | $ 169,000 |
| Washington County Wisconsin | 13 | $ 8,635,000 | $ 664,000 | $ 96,000 |
| Albemarle County Virginia | 10 | $ 4,560,000 | $ 456,000 | $ 227,000 |
| Orange County Florida | 6 | $ 3,640,000 | $ 606,000 | $ 211,000 |
| Racine County Wisconsin | 6 | $ 4,550,000 | $ 758,000 | $ 0 |
| Sussex County Delaware | 5 | $ 2,875,000 | $ 575,000 | $ 299,000 |
| Contra Costa County California | 4 | $ 3,930,000 | $ 982,000 | $ 223,000 |
| Riverside County California | 4 | $ 1,830,000 | $ 457,000 | $ 113,000 |
| Seminole County Florida | 4 | $ 2,100,000 | $ 525,000 | $ 271,000 |
| Ada County Idaho | 4 | $ 2,630,000 | $ 657,000 | $ 282,000 |
| Santa Fe County New Mexico | 4 | $ 3,750,000 | $ 937,000 | $ 3,093,000 |
| Collin County Texas | 4 | $ 2,110,000 | $ 527,000 | $ 249,000 |
| Outagamie County Wisconsin | 4 | $ 8,670,000 | $ 2,167,000 | $ 0 |
| Sauk County Wisconsin | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Winnebago County Wisconsin | 4 | $ 6,380,000 | $ 1,595,000 | $ 0 |
| Orange County California | 3 | $ 2,385,000 | $ 795,000 | $ 338,000 |
| Hillsborough County Florida | 3 | $ 1,305,000 | $ 435,000 | $ 183,000 |
| Marion County Florida | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Pinellas County Florida | 3 | $ 1,645,000 | $ 548,000 | $ 821,000 |
| Cerro Gordo County Iowa | 3 | $ 2,565,000 | $ 855,000 | $ 8,891,000 |
| Chester County Pennsylvania | 3 | $ 1,645,000 | $ 548,000 | $ 204,000 |
| Dodge County Wisconsin | 3 | $ 1,545,000 | $ 515,000 | $ 281,000 |
| Fond du Lac County Wisconsin | 3 | $ 6,825,000 | $ 2,275,000 | $ 0 |
| Ozaukee County Wisconsin | 3 | $ 845,000 | $ 281,000 | $ 151,000 |
| St. Croix County Wisconsin | 3 | $ 3,045,000 | $ 1,015,000 | $ 229,000 |
| Walworth County Wisconsin | 3 | $ 875,000 | $ 291,000 | $ 0 |
| Waupaca County Wisconsin | 3 | $ 1,205,000 | $ 401,000 | $ 163,000 |
| Wood County Wisconsin | 3 | $ 4,575,000 | $ 1,525,000 | $ 0 |
| Alameda County California | 2 | $ 2,290,000 | $ 1,145,000 | $ 372,000 |
| Osceola County Florida | 2 | $ 1,320,000 | $ 660,000 | $ 502,000 |
| Palm Beach County Florida | 2 | $ 1,340,000 | $ 670,000 | $ 260,000 |
| DeKalb County Georgia | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Carroll County Iowa | 2 | $ 1,280,000 | $ 640,000 | $ 8,891,000 |
| Anoka County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| Freeborn County Minnesota | 2 | $ 2,520,000 | $ 1,260,000 | $ 8,891,000 |
| Lyon County Minnesota | 2 | $ 2,170,000 | $ 1,085,000 | $ 0 |
| Washington County Minnesota | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 1,300,000 | $ 650,000 | $ 252,000 |
| Marion County Oregon | 2 | $ 1,130,000 | $ 565,000 | $ 152,000 |
| Denton County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 243,000 |
| Fort Bend County Texas | 2 | $ 1,090,000 | $ 545,000 | $ 262,000 |
| Harris County Texas | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Rockwall County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 180,000 |
| Tarrant County Texas | 2 | $ 820,000 | $ 410,000 | $ 343,000 |
| Alexandria County Virginia | 2 | $ 2,430,000 | $ 1,215,000 | $ 378,000 |
| Hanover County Virginia | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Jefferson County Wisconsin | 2 | $ 2,260,000 | $ 1,130,000 | $ 48,000 |
| Kenosha County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 307,000 |
| Manitowoc County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Marathon County Wisconsin | 2 | $ 6,530,000 | $ 3,265,000 | $ 94,000 |
| Portage County Wisconsin | 2 | $ 2,480,000 | $ 1,240,000 | $ 0 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 1,135,000 | $ 1,135,000 | $ 8,891,000 |
| Santa Barbara County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Santa Clara County California | 1 | $ 855,000 | $ 855,000 | $ 208,000 |
| Solano County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Douglas County Colorado | 1 | $ 805,000 | $ 805,000 | $ 275,000 |
| Weld County Colorado | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Fairfield County Connecticut | 1 | $ 1,225,000 | $ 1,225,000 | $ 364,000 |
| Kent County Delaware | 1 | $ 255,000 | $ 255,000 | $ 0 |
| New Castle County Delaware | 1 | $ 605,000 | $ 605,000 | $ 153,000 |
| Broward County Florida | 1 | $ 705,000 | $ 705,000 | $ 157,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lee County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Volusia County Florida | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Canyon County Idaho | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cook County Illinois | 1 | $ 605,000 | $ 605,000 | $ 199,000 |
| Kane County Illinois | 1 | $ 365,000 | $ 365,000 | $ 321,000 |
| McHenry County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
| Gibson County Indiana | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Monroe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dallas County Iowa | 1 | $ 1,385,000 | $ 1,385,000 | $ 340,000 |
| Madison County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Union County Iowa | 1 | $ 345,000 | $ 345,000 | $ 8,891,000 |
| Wapello County Iowa | 1 | $ 1,155,000 | $ 1,155,000 | $ 8,891,000 |
| Howard County Maryland | 1 | $ 855,000 | $ 855,000 | $ 389,000 |
| Montgomery County Maryland | 1 | $ 705,000 | $ 705,000 | $ 210,000 |
| Allegan County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Macomb County Michigan | 1 | $ 235,000 | $ 235,000 | $ 248,000 |
| Newaygo County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Pine County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Wright County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 199,000 |
| Bernalillo County New Mexico | 1 | $ 585,000 | $ 585,000 | $ 557,000 |
| Los Alamos County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 181,000 |
| Mecklenburg County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Wake County North Carolina | 1 | $ 1,095,000 | $ 1,095,000 | $ 365,000 |
| Cuyahoga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 585,000 | $ 585,000 | $ 270,000 |
| Licking County Ohio | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lucas County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 525,000 | $ 525,000 | $ 157,000 |
| Bucks County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 765,000 | $ 765,000 | $ 677,000 |
| Williamson County Tennessee | 1 | $ 795,000 | $ 795,000 | $ 175,000 |
| Wilson County Tennessee | 1 | $ 735,000 | $ 735,000 | $ 153,000 |
| Dallas County Texas | 1 | $ 565,000 | $ 565,000 | $ 143,000 |
| Williamson County Texas | 1 | $ 505,000 | $ 505,000 | $ 21,000 |
| Charlottesville County Virginia | 1 | $ 635,000 | $ 635,000 | $ 339,000 |
| Goochland County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Louisa County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Nelson County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 2,015,000 | $ 2,015,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 3,095,000 | $ 3,095,000 | $ 0 |
| Lincoln County Wisconsin | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 5,205,000 | $ 5,205,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Rock County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Sheboygan County Wisconsin | 1 | $ 655,000 | $ 655,000 | $ 212,000 |
| Vernon County Wisconsin | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
Mortgage Loan Application Detail Totals for Waterstone Bank, Ssb in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 404 | $252,340,000 | $624,000 | $13,125,000 | $753,000 | $8,891,000 |
| Cash-out Refinancing | 55 | $49,625,000 | $902,000 | $7,605,000 | $209,000 | $844,000 |
| Refinancing | 42 | $25,720,000 | $612,000 | $6,205,000 | $206,000 | $821,000 |
| Other Purpose | 10 | $1,280,000 | $128,000 | $365,000 | $85,000 | $85,000 |
| Not Applicable | 9 | $6,975,000 | $775,000 | $1,655,000 | $299,000 | $677,000 |
| Home Improvement | 4 | $360,000 | $90,000 | $225,000 | $157,000 | $307,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 304 | $210,910,000 | $693,000 | $11,925,000 | $0 | $0 |
| White | 172 | $99,510,000 | $578,000 | $13,125,000 | $728,000 | $8,891,000 |
| Not Provided | 19 | $12,495,000 | $657,000 | $2,215,000 | $202,000 | $629,000 |
| Black or African American | 14 | $8,940,000 | $638,000 | $1,285,000 | $218,000 | $536,000 |
| Hispanic | 8 | $2,010,000 | $251,000 | $605,000 | $118,000 | $235,000 |
| Asian | 4 | $1,930,000 | $482,000 | $795,000 | $137,000 | $231,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 524 | $336,300,000 | $641,000 | $13,125,000 | $612,000 | $8,891,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 250 | $221,270,000 | $885,000 | $11,925,000 | $392,000 | $8,891,000 |
| Loan Purchased By The Institution | 137 | $36,085,000 | $263,000 | $705,000 | $0 | $0 |
| Application Approved But Not Accepted | 47 | $42,415,000 | $902,000 | $13,125,000 | $308,000 | $3,203,000 |
| Application Denied By Financial Institution | 43 | $18,325,000 | $426,000 | $1,225,000 | $131,000 | $364,000 |
| Application Withdrawn By Applicant | 30 | $14,140,000 | $471,000 | $1,575,000 | $3,328,000 | $8,891,000 |
| File Closed For Incompleteness | 7 | $1,865,000 | $266,000 | $585,000 | $110,000 | $340,000 |
| Preapproval Approved but not Accepted | 6 | $1,390,000 | $231,000 | $405,000 | $97,000 | $166,000 |
| Preapproval Denied by Financial Institution | 4 | $810,000 | $202,000 | $235,000 | $92,000 | $181,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 477 | $317,165,000 | $664,000 | $13,125,000 | $724,000 | $8,891,000 |
| Credit History | 21 | $7,275,000 | $346,000 | $1,005,000 | $128,000 | $280,000 |
| Debt-To-Income Ratio | 9 | $4,605,000 | $511,000 | $1,005,000 | $94,000 | $236,000 |
| Other | 9 | $3,175,000 | $352,000 | $1,225,000 | $157,000 | $364,000 |
| Collateral | 6 | $3,720,000 | $620,000 | $1,205,000 | $180,000 | $235,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Employment History | 1 | $235,000 | $235,000 | $235,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterstone Bank, Ssb's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterstone Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.