Waypoint Financial Corp
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Waypoint Financial Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Waypoint Financial Corp Po Box 1711 Harrisburg, PA 17105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 4,170 |
| Total Mortgage Loan Application Amount | $440,079,000 |
| Average Mortgage Loan Application Amount | $285,857 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $1,938,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| York County Pennsylvania | 1,154 | $ 104,732,000 | $ 90,000 | $ 56,000 |
| Lancaster County Pennsylvania | 507 | $ 53,004,000 | $ 104,000 | $ 49,000 |
| Cumberland County Pennsylvania | 489 | $ 47,753,000 | $ 97,000 | $ 56,000 |
| Dauphin County Pennsylvania | 435 | $ 38,821,000 | $ 89,000 | $ 54,000 |
| Lebanon County Pennsylvania | 184 | $ 15,161,000 | $ 82,000 | $ 55,000 |
| Washington County Maryland | 169 | $ 20,784,000 | $ 122,000 | $ 72,000 |
| Adams County Pennsylvania | 118 | $ 14,805,000 | $ 125,000 | $ 77,000 |
| Franklin County Pennsylvania | 111 | $ 9,034,000 | $ 81,000 | $ 42,000 |
| Centre County Pennsylvania | 82 | $ 16,332,000 | $ 199,000 | $ 73,000 |
| Baltimore County Maryland | 66 | $ 9,463,000 | $ 143,000 | $ 58,000 |
| Harford County Maryland | 46 | $ 5,964,000 | $ 129,000 | $ 66,000 |
| Perry County Pennsylvania | 43 | $ 4,027,000 | $ 93,000 | $ 56,000 |
| Northampton County Pennsylvania | 17 | $ 1,818,000 | $ 106,000 | $ 75,000 |
| Frederick County Maryland | 12 | $ 1,426,000 | $ 118,000 | $ 45,000 |
| Berks County Pennsylvania | 12 | $ 700,000 | $ 58,000 | $ 44,000 |
| Cecil County Maryland | 10 | $ 2,629,000 | $ 262,000 | $ 105,000 |
| Sussex County Delaware | 9 | $ 1,946,000 | $ 216,000 | $ 114,000 |
| Baltimore City County Maryland | 9 | $ 1,074,000 | $ 119,000 | $ 77,000 |
| Worcester County Maryland | 9 | $ 1,302,000 | $ 144,000 | $ 96,000 |
| Schuylkill County Pennsylvania | 9 | $ 459,000 | $ 51,000 | $ 73,000 |
| Clearfield County Pennsylvania | 7 | $ 326,000 | $ 46,000 | $ 60,000 |
| Huntingdon County Pennsylvania | 6 | $ 536,000 | $ 89,000 | $ 110,000 |
| Lehigh County Pennsylvania | 6 | $ 512,000 | $ 85,000 | $ 68,000 |
| Mifflin County Pennsylvania | 6 | $ 362,000 | $ 60,000 | $ 68,000 |
| Anne Arundel County Maryland | 5 | $ 639,000 | $ 127,000 | $ 43,000 |
| Bedford County Pennsylvania | 5 | $ 225,000 | $ 45,000 | $ 39,000 |
| Clinton County Pennsylvania | 5 | $ 280,000 | $ 56,000 | $ 72,000 |
| Fulton County Pennsylvania | 5 | $ 569,000 | $ 113,000 | $ 78,000 |
| Lycoming County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 37,000 |
| Allegheny County Pennsylvania | 4 | $ 894,000 | $ 223,000 | $ 83,000 |
| Blair County Pennsylvania | 4 | $ 124,000 | $ 31,000 | $ 37,000 |
| Chester County Pennsylvania | 4 | $ 433,000 | $ 108,000 | $ 98,000 |
| Montgomery County Pennsylvania | 4 | $ 399,000 | $ 99,000 | $ 89,000 |
| Berkeley County West Virginia | 4 | $ 389,000 | $ 97,000 | $ 46,000 |
| Carroll County Maryland | 3 | $ 176,000 | $ 58,000 | $ 26,000 |
| Prince George's County Maryland | 3 | $ 645,000 | $ 215,000 | $ 66,000 |
| Luzerne County Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 80,000 |
| Northumberland County Pennsylvania | 3 | $ 41,000 | $ 13,000 | $ 26,000 |
| Philadelphia County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 64,000 |
| Alameda County California | 2 | $ 2,070,000 | $ 1,035,000 | $ 130,000 |
| New Castle County Delaware | 2 | $ 373,000 | $ 186,000 | $ 94,000 |
| Calvert County Maryland | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Howard County Maryland | 2 | $ 302,000 | $ 151,000 | $ 112,000 |
| Atlantic County New Jersey | 2 | $ 383,000 | $ 191,000 | $ 49,000 |
| Cape May County New Jersey | 2 | $ 1,014,000 | $ 507,000 | $ 461,000 |
| Warren County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 64,000 |
| Delaware County Pennsylvania | 2 | $ 291,000 | $ 145,000 | $ 33,000 |
| Lackawanna County Pennsylvania | 2 | $ 91,000 | $ 45,000 | $ 105,000 |
| Monroe County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 31,000 |
| Somerset County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 79,000 |
| Accomack County Virginia | 2 | $ 366,000 | $ 183,000 | $ 111,000 |
| Fairfield County Connecticut | 1 | $ 1,500,000 | $ 1,500,000 | $ 236,000 |
| Kent County Delaware | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Broward County Florida | 1 | $ 256,000 | $ 256,000 | $ 37,000 |
| Collier County Florida | 1 | $ 1,650,000 | $ 1,650,000 | $ 255,000 |
| Osceola County Florida | 1 | $ 500,000 | $ 500,000 | $ 140,000 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 36,000 |
| Caroline County Maryland | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Garrett County Maryland | 1 | $ 40,000 | $ 40,000 | $ 127,000 |
| Kent County Maryland | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Queen Anne's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Somerset County Maryland | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| Wicomico County Maryland | 1 | $ 76,000 | $ 76,000 | $ 100,000 |
| Ocean County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Cuyahoga County Ohio | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Bradford County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Bucks County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 59,000 |
| Cambria County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Cameron County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Carbon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Erie County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Fayette County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 23,000 |
| Juniata County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 134,000 |
| Potter County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Snyder County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Susquehanna County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 21,000 |
| Tioga County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Washington County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Wyoming County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 121,000 |
| Beaufort County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 170,000 |
| Charleston County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 504,000 |
| Alexandria County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Caroline County Virginia | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Fairfax County Virginia | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| Loudoun County Virginia | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Northumberland County Virginia | 1 | $ 78,000 | $ 78,000 | $ 76,000 |
| Orange County Virginia | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Jefferson County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 39,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Waypoint Financial Corp in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,303 | $292,932,000 | $307,700 | $3,800,000 | $92,100 | $896,000 |
| Refinancing | 1,359 | $133,921,000 | $353,875 | $3,200,000 | $118,000 | $1,938,000 |
| Home Improvement | 508 | $13,226,000 | $31,666 | $250,000 | $57,333 | $375,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,412 | $356,362,000 | $429,909 | $3,800,000 | $136,454 | $1,938,000 |
| Not Provided | 263 | $32,574,000 | $110,285 | $469,000 | $55,000 | $372,000 |
| Black or African American | 180 | $15,345,000 | $103,833 | $500,000 | $58,666 | $565,000 |
| Hispanic | 115 | $9,701,000 | $108,666 | $1,348,000 | $42,333 | $384,000 |
| Not applicable | 113 | $17,251,000 | $140,600 | $1,155,000 | $5,800 | $29,000 |
| Asian | 65 | $6,939,000 | $120,333 | $444,000 | $54,000 | $390,000 |
| American Indian or Alaskan Native | 13 | $1,078,000 | $101,500 | $244,000 | $71,500 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $829,000 | $99,500 | $147,000 | $56,500 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,912 | $411,162,000 | $389,166 | $3,800,000 | $117,666 | $1,938,000 |
| FHA-insured (Federal Housing Administration) | 216 | $23,656,000 | $127,750 | $258,000 | $38,750 | $102,000 |
| VA-guaranteed (Veterans Administration) | 38 | $4,979,000 | $116,666 | $347,000 | $38,666 | $121,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $282,000 | $66,000 | $100,000 | $27,000 | $31,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,773 | $309,225,000 | $410,454 | $3,200,000 | $124,909 | $1,938,000 |
| Application Denied By Financial Institution | 514 | $29,373,000 | $179,666 | $715,000 | $64,000 | $720,000 |
| Preapproval Approved but not Accepted | 410 | $54,001,000 | $131,000 | $504,000 | $50,000 | $299,000 |
| Application Approved But Not Accepted | 188 | $18,030,000 | $112,000 | $400,000 | $55,666 | $565,000 |
| Application Withdrawn By Applicant | 146 | $15,408,000 | $121,500 | $3,800,000 | $86,500 | $775,000 |
| Preapproval Denied by Financial Institution | 123 | $12,892,000 | $104,000 | $347,000 | $35,000 | $121,000 |
| File Closed For Incompleteness | 16 | $1,150,000 | $86,000 | $320,000 | $51,500 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 338 | $20,013,000 | $66,000 | $500,000 | $40,500 | $273,000 |
| Debt-To-Income Ratio | 145 | $12,104,000 | $258,000 | $715,000 | $68,750 | $154,000 |
| Collateral | 103 | $5,940,000 | $79,666 | $171,000 | $50,333 | $720,000 |
| Other | 39 | $2,989,000 | $97,666 | $299,000 | $39,333 | $210,000 |
| Unverifiable Information | 5 | $686,000 | $108,500 | $280,000 | $25,500 | $70,000 |
| Employment History | 4 | $187,000 | $81,000 | $150,000 | $46,000 | $65,000 |
| Credit Application Incomplete | 2 | $170,000 | $85,000 | $90,000 | $14,000 | $28,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $176,000 | $176,000 | $176,000 | $22,000 | $22,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.