Webster Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Webster Bank, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, N.A. 145 Bank St Waterbury, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,690 |
| Total Mortgage Loan Application Amount | $1,141,257,000 |
| Average Mortgage Loan Application Amount | $183,333 |
| Highest Mortgage Loan Application Amount | $12,800,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $2,778,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Webster Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Webster Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,433 | $ 206,205,000 | $ 143,000 | $ 82,000 |
| New Haven County Connecticut | 978 | $ 167,072,000 | $ 170,000 | $ 88,000 |
| Fairfield County Connecticut | 456 | $ 144,593,000 | $ 317,000 | $ 137,000 |
| Bristol County Massachusetts | 413 | $ 63,949,000 | $ 154,000 | $ 74,000 |
| Litchfield County Connecticut | 291 | $ 53,258,000 | $ 183,000 | $ 107,000 |
| Middlesex County Connecticut | 180 | $ 40,524,000 | $ 225,000 | $ 108,000 |
| Providence County Rhode Island | 159 | $ 39,698,000 | $ 249,000 | $ 75,000 |
| Hampden County Massachusetts | 136 | $ 18,250,000 | $ 134,000 | $ 62,000 |
| Plymouth County Massachusetts | 101 | $ 21,389,000 | $ 211,000 | $ 87,000 |
| New London County Connecticut | 100 | $ 21,139,000 | $ 211,000 | $ 106,000 |
| Middlesex County Massachusetts | 98 | $ 30,367,000 | $ 309,000 | $ 129,000 |
| Tolland County Connecticut | 91 | $ 17,731,000 | $ 194,000 | $ 97,000 |
| Worcester County Massachusetts | 87 | $ 19,272,000 | $ 221,000 | $ 94,000 |
| Washington County Rhode Island | 83 | $ 19,163,000 | $ 230,000 | $ 109,000 |
| Norfolk County Massachusetts | 63 | $ 22,398,000 | $ 355,000 | $ 140,000 |
| Kent County Rhode Island | 62 | $ 11,339,000 | $ 182,000 | $ 75,000 |
| Newport County Rhode Island | 49 | $ 12,388,000 | $ 252,000 | $ 112,000 |
| Westchester County New York | 43 | $ 20,544,000 | $ 477,000 | $ 378,000 |
| Essex County Massachusetts | 39 | $ 11,608,000 | $ 297,000 | $ 134,000 |
| Rockingham County New Hampshire | 35 | $ 9,031,000 | $ 258,000 | $ 120,000 |
| Monroe County New York | 34 | $ 4,143,000 | $ 121,000 | $ 70,000 |
| Suffolk County Massachusetts | 33 | $ 14,712,000 | $ 445,000 | $ 169,000 |
| Bristol County Rhode Island | 31 | $ 6,371,000 | $ 205,000 | $ 121,000 |
| Windham County Connecticut | 26 | $ 4,434,000 | $ 170,000 | $ 90,000 |
| Cook County Illinois | 25 | $ 4,976,000 | $ 199,000 | $ 42,000 |
| Barnstable County Massachusetts | 24 | $ 6,845,000 | $ 285,000 | $ 160,000 |
| Cumberland County Maine | 23 | $ 5,725,000 | $ 248,000 | $ 105,000 |
| Hillsborough County New Hampshire | 23 | $ 4,515,000 | $ 196,000 | $ 77,000 |
| Suffolk County New York | 21 | $ 14,725,000 | $ 701,000 | $ 332,000 |
| York County Maine | 17 | $ 3,796,000 | $ 223,000 | $ 150,000 |
| Chittenden County Vermont | 11 | $ 2,089,000 | $ 189,000 | $ 137,000 |
| Merrimack County New Hampshire | 10 | $ 1,627,000 | $ 162,000 | $ 65,000 |
| Dutchess County New York | 10 | $ 2,358,000 | $ 235,000 | $ 134,000 |
| Erie County New York | 9 | $ 1,893,000 | $ 210,000 | $ 85,000 |
| Salt Lake County Utah | 9 | $ 1,773,000 | $ 197,000 | $ 59,000 |
| Maricopa County Arizona | 8 | $ 2,719,000 | $ 339,000 | $ 120,000 |
| Strafford County New Hampshire | 8 | $ 1,413,000 | $ 176,000 | $ 76,000 |
| Mecklenburg County North Carolina | 7 | $ 1,458,000 | $ 208,000 | $ 109,000 |
| Hamilton County Tennessee | 7 | $ 1,109,000 | $ 158,000 | $ 71,000 |
| Hampshire County Massachusetts | 6 | $ 1,257,000 | $ 209,000 | $ 112,000 |
| Rockland County New York | 6 | $ 2,413,000 | $ 402,000 | $ 218,000 |
| Penobscot County Maine | 5 | $ 740,000 | $ 148,000 | $ 47,000 |
| Baltimore County Maryland | 5 | $ 1,054,000 | $ 210,000 | $ 73,000 |
| Prince George's County Maryland | 5 | $ 1,190,000 | $ 238,000 | $ 78,000 |
| Dukes County Massachusetts | 5 | $ 1,570,000 | $ 314,000 | $ 87,000 |
| Cheshire County New Hampshire | 5 | $ 918,000 | $ 183,000 | $ 92,000 |
| Ontario County New York | 5 | $ 742,000 | $ 148,000 | $ 74,000 |
| Bradley County Tennessee | 5 | $ 644,000 | $ 128,000 | $ 55,000 |
| Lake County California | 4 | $ 485,000 | $ 121,000 | $ 86,000 |
| Gwinnett County Georgia | 4 | $ 866,000 | $ 216,000 | $ 95,000 |
| Baltimore City County Maryland | 4 | $ 609,000 | $ 152,000 | $ 62,000 |
| Berkshire County Massachusetts | 4 | $ 1,248,000 | $ 312,000 | $ 94,000 |
| Broome County New York | 4 | $ 432,000 | $ 108,000 | $ 55,000 |
| Kings County New York | 4 | $ 2,264,000 | $ 566,000 | $ 112,000 |
| Nassau County New York | 4 | $ 2,603,000 | $ 650,000 | $ 285,000 |
| Rowan County North Carolina | 4 | $ 465,000 | $ 116,000 | $ 63,000 |
| Franklin County Vermont | 4 | $ 663,000 | $ 165,000 | $ 68,000 |
| Pierce County Washington | 4 | $ 933,000 | $ 233,000 | $ 91,000 |
| Riverside County California | 3 | $ 875,000 | $ 291,000 | $ 87,000 |
| Palm Beach County Florida | 3 | $ 555,000 | $ 185,000 | $ 150,000 |
| Kane County Illinois | 3 | $ 718,000 | $ 239,000 | $ 29,000 |
| Lake County Indiana | 3 | $ 290,000 | $ 96,000 | $ 38,000 |
| Kennebec County Maine | 3 | $ 569,000 | $ 189,000 | $ 74,000 |
| Oxford County Maine | 3 | $ 109,000 | $ 36,000 | $ 55,000 |
| Washington County Maine | 3 | $ 360,000 | $ 120,000 | $ 39,000 |
| Belknap County New Hampshire | 3 | $ 651,000 | $ 217,000 | $ 118,000 |
| Gloucester County New Jersey | 3 | $ 559,000 | $ 186,000 | $ 68,000 |
| Middlesex County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 149,000 |
| Ocean County New Jersey | 3 | $ 1,190,000 | $ 396,000 | $ 211,000 |
| Queens County New York | 3 | $ 1,149,000 | $ 383,000 | $ 95,000 |
| Wayne County New York | 3 | $ 444,000 | $ 148,000 | $ 80,000 |
| York County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 31,000 |
| Greenville County South Carolina | 3 | $ 270,000 | $ 90,000 | $ 46,000 |
| Horry County South Carolina | 3 | $ 628,000 | $ 209,000 | $ 69,000 |
| Davidson County Tennessee | 3 | $ 364,000 | $ 121,000 | $ 64,000 |
| Washington County Vermont | 3 | $ 582,000 | $ 194,000 | $ 93,000 |
| Clark County Washington | 3 | $ 782,000 | $ 260,000 | $ 37,000 |
| Kitsap County Washington | 3 | $ 710,000 | $ 236,000 | $ 61,000 |
| Pima County Arizona | 2 | $ 457,000 | $ 228,000 | $ 576,000 |
| Yavapai County Arizona | 2 | $ 297,000 | $ 148,000 | $ 34,000 |
| Monterey County California | 2 | $ 735,000 | $ 367,000 | $ 101,000 |
| Collier County Florida | 2 | $ 841,000 | $ 420,000 | $ 217,000 |
| Catoosa County Georgia | 2 | $ 193,000 | $ 96,000 | $ 45,000 |
| Forsyth County Georgia | 2 | $ 795,000 | $ 397,000 | $ 249,000 |
| Fulton County Georgia | 2 | $ 506,000 | $ 253,000 | $ 74,000 |
| Walker County Georgia | 2 | $ 195,000 | $ 97,000 | $ 56,000 |
| DuPage County Illinois | 2 | $ 977,000 | $ 488,000 | $ 85,000 |
| Lake County Illinois | 2 | $ 334,000 | $ 167,000 | $ 55,000 |
| Hancock County Maine | 2 | $ 524,000 | $ 262,000 | $ 74,000 |
| Knox County Maine | 2 | $ 469,000 | $ 234,000 | $ 131,000 |
| Charles County Maryland | 2 | $ 332,000 | $ 166,000 | $ 68,000 |
| Carroll County New Hampshire | 2 | $ 512,000 | $ 256,000 | $ 113,000 |
| Coos County New Hampshire | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Grafton County New Hampshire | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Cape May County New Jersey | 2 | $ 668,000 | $ 334,000 | $ 180,000 |
| Essex County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 66,000 |
| Monmouth County New Jersey | 2 | $ 2,330,000 | $ 1,165,000 | $ 50,000 |
| Sussex County New Jersey | 2 | $ 584,000 | $ 292,000 | $ 99,000 |
| Bronx County New York | 2 | $ 915,000 | $ 457,000 | $ 90,000 |
| Brunswick County North Carolina | 2 | $ 527,000 | $ 263,000 | $ 165,000 |
| Gaston County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 97,000 |
| Lincoln County North Carolina | 2 | $ 521,000 | $ 260,000 | $ 120,000 |
| New Hanover County North Carolina | 2 | $ 334,000 | $ 167,000 | $ 49,000 |
| Lane County Oregon | 2 | $ 427,000 | $ 213,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 293,000 | $ 146,000 | $ 49,000 |
| Philadelphia County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 572,000 | $ 286,000 | $ 125,000 |
| Blount County Tennessee | 2 | $ 385,000 | $ 192,000 | $ 63,000 |
| Knox County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 117,000 |
| Orange County Vermont | 2 | $ 474,000 | $ 237,000 | $ 93,000 |
| Orleans County Vermont | 2 | $ 269,000 | $ 134,000 | $ 254,000 |
| Windham County Vermont | 2 | $ 596,000 | $ 298,000 | $ 729,000 |
| Henrico County Virginia | 2 | $ 408,000 | $ 204,000 | $ 77,000 |
| Cowlitz County Washington | 2 | $ 507,000 | $ 253,000 | $ 81,000 |
| Douglas County Washington | 2 | $ 718,000 | $ 359,000 | $ 101,000 |
| King County Washington | 2 | $ 766,000 | $ 383,000 | $ 92,000 |
| Snohomish County Washington | 2 | $ 452,000 | $ 226,000 | $ 68,000 |
| Spokane County Washington | 2 | $ 369,000 | $ 184,000 | $ 98,000 |
| Shelby County Alabama | 1 | $ 124,000 | $ 124,000 | $ 214,000 |
| Cochise County Arizona | 1 | $ 495,000 | $ 495,000 | $ 238,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Contra Costa County California | 1 | $ 356,000 | $ 356,000 | $ 87,000 |
| Kern County California | 1 | $ 168,000 | $ 168,000 | $ 39,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Orange County California | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| La Plata County Colorado | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Citrus County Florida | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 3,000,000 | $ 3,000,000 | $ 464,000 |
| Lee County Florida | 1 | $ 115,000 | $ 115,000 | $ 307,000 |
| Manatee County Florida | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Pasco County Florida | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 183,000 | $ 183,000 | $ 254,000 |
| Volusia County Florida | 1 | $ 208,000 | $ 208,000 | $ 44,000 |
| Bartow County Georgia | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Cherokee County Georgia | 1 | $ 250,000 | $ 250,000 | $ 200,000 |
| Cobb County Georgia | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| DeKalb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Jones County Georgia | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Richmond County Georgia | 1 | $ 171,000 | $ 171,000 | $ 62,000 |
| Boise County Idaho | 1 | $ 351,000 | $ 351,000 | $ 820,000 |
| Teton County Idaho | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Bureau County Illinois | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Kendall County Illinois | 1 | $ 233,000 | $ 233,000 | $ 0 |
| McHenry County Illinois | 1 | $ 227,000 | $ 227,000 | $ 119,000 |
| Will County Illinois | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Grant County Indiana | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Pike County Indiana | 1 | $ 90,000 | $ 90,000 | $ 108,000 |
| Porter County Indiana | 1 | $ 227,000 | $ 227,000 | $ 66,000 |
| Wells County Indiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 71,000 | $ 71,000 | $ 46,000 |
| Polk County Iowa | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Tama County Iowa | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Wyandotte County Kansas | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Franklin County Maine | 1 | $ 57,000 | $ 57,000 | $ 120,000 |
| Piscataquis County Maine | 1 | $ 345,000 | $ 345,000 | $ 615,000 |
| Somerset County Maine | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
| Caroline County Maryland | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Frederick County Maryland | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Harford County Maryland | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Worcester County Maryland | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Franklin County Massachusetts | 1 | $ 129,000 | $ 129,000 | $ 70,000 |
| Macomb County Michigan | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Clay County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Clay County Missouri | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Jackson County Missouri | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Lincoln County Missouri | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Big Horn County Montana | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Missoula County Montana | 1 | $ 230,000 | $ 230,000 | $ 45,000 |
| Sanders County Montana | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Atlantic County New Jersey | 1 | $ 366,000 | $ 366,000 | $ 144,000 |
| Bergen County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 360,000 |
| Morris County New Jersey | 1 | $ 588,000 | $ 588,000 | $ 175,000 |
| Passaic County New Jersey | 1 | $ 371,000 | $ 371,000 | $ 109,000 |
| Union County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 214,000 |
| Dona Ana County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Albany County New York | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Chemung County New York | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Delaware County New York | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| Genesee County New York | 1 | $ 97,000 | $ 97,000 | $ 31,000 |
| Greene County New York | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Livingston County New York | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Niagara County New York | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Oneida County New York | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Orange County New York | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| Putnam County New York | 1 | $ 417,000 | $ 417,000 | $ 356,000 |
| Richmond County New York | 1 | $ 260,000 | $ 260,000 | $ 155,000 |
| Saratoga County New York | 1 | $ 80,000 | $ 80,000 | $ 168,000 |
| Seneca County New York | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| St. Lawrence County New York | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Ulster County New York | 1 | $ 796,000 | $ 796,000 | $ 115,000 |
| Cabarrus County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 173,000 |
| Catawba County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 72,000 |
| Dare County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Granville County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 118,000 |
| Jackson County North Carolina | 1 | $ 332,000 | $ 332,000 | $ 59,000 |
| Transylvania County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 120,000 |
| Union County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 168,000 |
| Knox County Ohio | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Marion County Ohio | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Columbia County Oregon | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Marion County Oregon | 1 | $ 242,000 | $ 242,000 | $ 94,000 |
| Washington County Oregon | 1 | $ 286,000 | $ 286,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 244,000 |
| Carbon County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Lackawanna County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| Lebanon County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Monroe County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Montgomery County Pennsylvania | 1 | $ 313,000 | $ 313,000 | $ 74,000 |
| Pickens County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Jefferson County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
| Monroe County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Montgomery County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 128,000 |
| Polk County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| Rutherford County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Wilson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Bexar County Texas | 1 | $ 113,000 | $ 113,000 | $ 67,000 |
| Collin County Texas | 1 | $ 218,000 | $ 218,000 | $ 101,000 |
| Caledonia County Vermont | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Rutland County Vermont | 1 | $ 129,000 | $ 129,000 | $ 150,000 |
| Windsor County Vermont | 1 | $ 375,000 | $ 375,000 | $ 111,000 |
| Alexandria County Virginia | 1 | $ 400,000 | $ 400,000 | $ 70,000 |
| Loudoun County Virginia | 1 | $ 560,000 | $ 560,000 | $ 247,000 |
| Shenandoah County Virginia | 1 | $ 416,000 | $ 416,000 | $ 208,000 |
| Virginia Beach County Virginia | 1 | $ 204,000 | $ 204,000 | $ 36,000 |
| Wahkiakum County Washington | 1 | $ 228,000 | $ 228,000 | $ 98,000 |
| Milwaukee County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,606 | $583,372,000 | $223,000 | $12,800,000 | $102,000 | $2,778,000 |
| Home Purchase | 1,953 | $444,634,000 | $227,000 | $11,745,000 | $97,000 | $2,777,000 |
| Home Improvement | 1,131 | $113,251,000 | $100,000 | $3,450,000 | $87,000 | $2,504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,010 | $796,956,000 | $198,000 | $3,450,000 | $100,000 | $2,777,000 |
| Not Provided | 641 | $135,563,000 | $211,000 | $1,500,000 | $126,000 | $2,778,000 |
| Hispanic | 404 | $62,604,000 | $154,000 | $980,000 | $62,000 | $472,000 |
| Black or African American | 396 | $63,678,000 | $160,000 | $579,000 | $66,000 | $1,229,000 |
| Asian | 131 | $32,007,000 | $244,000 | $1,100,000 | $115,000 | $717,000 |
| Not applicable | 85 | $47,052,000 | $553,000 | $12,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $2,594,000 | $185,000 | $415,000 | $95,000 | $228,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $803,000 | $89,000 | $312,000 | $61,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,918 | $987,228,000 | $200,000 | $12,800,000 | $102,000 | $2,778,000 |
| FHA-insured (Federal Housing Administration) | 747 | $148,637,000 | $198,000 | $521,000 | $66,000 | $644,000 |
| VA-guaranteed (Veterans Administration) | 25 | $5,392,000 | $215,000 | $383,000 | $75,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,983 | $620,505,000 | $208,000 | $12,800,000 | $107,000 | $2,778,000 |
| Application Denied By Financial Institution | 1,299 | $223,076,000 | $171,000 | $3,450,000 | $83,000 | $2,777,000 |
| Application Approved But Not Accepted | 738 | $156,059,000 | $211,000 | $1,300,000 | $98,000 | $2,504,000 |
| Application Withdrawn By Applicant | 310 | $65,232,000 | $210,000 | $1,500,000 | $95,000 | $1,000,000 |
| File Closed For Incompleteness | 184 | $39,367,000 | $213,000 | $2,060,000 | $88,000 | $820,000 |
| Preapproval Denied by Financial Institution | 121 | $24,982,000 | $206,000 | $680,000 | $63,000 | $365,000 |
| Loan Purchased By The Institution | 55 | $12,036,000 | $218,000 | $1,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 621 | $107,002,000 | $172,000 | $1,500,000 | $56,000 | $944,000 |
| Collateral | 346 | $56,898,000 | $164,000 | $1,190,000 | $101,000 | $1,346,000 |
| Credit History | 290 | $50,147,000 | $172,000 | $1,400,000 | $99,000 | $2,777,000 |
| Other | 109 | $18,012,000 | $165,000 | $588,000 | $106,000 | $580,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $9,479,000 | $364,000 | $3,450,000 | $123,000 | $815,000 |
| Unverifiable Information | 15 | $4,177,000 | $278,000 | $850,000 | $76,000 | $218,000 |
| Employment History | 11 | $1,741,000 | $158,000 | $616,000 | $63,000 | $268,000 |
| Mortgage Insurance Denied | 2 | $602,000 | $301,000 | $407,000 | $76,000 | $110,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.