Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Webster Bank, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,149 |
| Total Mortgage Loan Application Amount | $1,986,337,000 |
| Average Mortgage Loan Application Amount | $278,666 |
| Highest Mortgage Loan Application Amount | $48,350,000 |
| Average Applicant Income | $136,333 |
| Highest Applicant Income | $13,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 1,223 | $ 207,721,000 | $ 169,000 | $ 98,000 |
| New Haven County Connecticut | 905 | $ 192,354,000 | $ 212,000 | $ 100,000 |
| Fairfield County Connecticut | 626 | $ 320,197,000 | $ 511,000 | $ 208,000 |
| Bristol County Massachusetts | 464 | $ 87,644,000 | $ 188,000 | $ 86,000 |
| Litchfield County Connecticut | 350 | $ 48,248,000 | $ 137,000 | $ 123,000 |
| Middlesex County Massachusetts | 288 | $ 156,573,000 | $ 543,000 | $ 187,000 |
| Westchester County New York | 251 | $ 140,367,000 | $ 559,000 | $ 246,000 |
| Providence County Rhode Island | 238 | $ 45,988,000 | $ 193,000 | $ 92,000 |
| Norfolk County Massachusetts | 171 | $ 100,513,000 | $ 587,000 | $ 234,000 |
| Middlesex County Connecticut | 146 | $ 29,272,000 | $ 200,000 | $ 109,000 |
| Suffolk County Massachusetts | 145 | $ 76,680,000 | $ 528,000 | $ 245,000 |
| Plymouth County Massachusetts | 138 | $ 46,975,000 | $ 340,000 | $ 141,000 |
| Hampden County Massachusetts | 108 | $ 18,344,000 | $ 169,000 | $ 95,000 |
| Tolland County Connecticut | 107 | $ 18,473,000 | $ 172,000 | $ 103,000 |
| New London County Connecticut | 94 | $ 17,895,000 | $ 190,000 | $ 131,000 |
| Kent County Rhode Island | 83 | $ 17,317,000 | $ 208,000 | $ 89,000 |
| Essex County Massachusetts | 78 | $ 60,609,000 | $ 777,000 | $ 191,000 |
| Washington County Rhode Island | 78 | $ 25,182,000 | $ 322,000 | $ 166,000 |
| Worcester County Massachusetts | 65 | $ 25,855,000 | $ 397,000 | $ 176,000 |
| Newport County Rhode Island | 51 | $ 15,950,000 | $ 312,000 | $ 165,000 |
| Nassau County New York | 38 | $ 23,514,000 | $ 618,000 | $ 230,000 |
| Barnstable County Massachusetts | 33 | $ 13,618,000 | $ 412,000 | $ 271,000 |
| Kings County New York | 31 | $ 18,829,000 | $ 607,000 | $ 248,000 |
| Bristol County Rhode Island | 28 | $ 8,355,000 | $ 298,000 | $ 189,000 |
| Bronx County New York | 25 | $ 46,549,000 | $ 1,861,000 | $ 59,000 |
| Windham County Connecticut | 19 | $ 3,120,000 | $ 164,000 | $ 108,000 |
| Rockland County New York | 18 | $ 7,511,000 | $ 417,000 | $ 183,000 |
| Suffolk County New York | 18 | $ 12,833,000 | $ 712,000 | $ 333,000 |
| Putnam County New York | 17 | $ 5,186,000 | $ 305,000 | $ 160,000 |
| Dutchess County New York | 11 | $ 2,596,000 | $ 236,000 | $ 111,000 |
| New York County New York | 10 | $ 8,847,000 | $ 884,000 | $ 290,000 |
| Queens County New York | 10 | $ 4,833,000 | $ 483,000 | $ 121,000 |
| Rockingham County New Hampshire | 8 | $ 3,197,000 | $ 399,000 | $ 103,000 |
| Berkshire County Massachusetts | 7 | $ 2,417,000 | $ 345,000 | $ 153,000 |
| Dukes County Massachusetts | 7 | $ 3,385,000 | $ 483,000 | $ 284,000 |
| Nantucket County Massachusetts | 7 | $ 11,424,000 | $ 1,632,000 | $ 834,000 |
| Sarasota County Florida | 6 | $ 1,361,000 | $ 226,000 | $ 164,000 |
| Orange County New York | 6 | $ 1,677,000 | $ 279,000 | $ 103,000 |
| Richmond County New York | 6 | $ 3,068,000 | $ 511,000 | $ 134,000 |
| Windham County Vermont | 5 | $ 959,000 | $ 191,000 | $ 155,000 |
| Lee County Florida | 4 | $ 908,000 | $ 227,000 | $ 243,000 |
| Hampshire County Massachusetts | 4 | $ 703,000 | $ 175,000 | $ 107,000 |
| Bergen County New Jersey | 4 | $ 1,129,000 | $ 282,000 | $ 197,000 |
| Philadelphia County Pennsylvania | 4 | $ 41,459,000 | $ 10,364,000 | $ 300,000 |
| Collier County Florida | 3 | $ 811,000 | $ 270,000 | $ 183,000 |
| Miami-Dade County Florida | 3 | $ 1,884,000 | $ 628,000 | $ 817,000 |
| Palm Beach County Florida | 3 | $ 1,295,000 | $ 431,000 | $ 279,000 |
| Hillsborough County New Hampshire | 3 | $ 164,000 | $ 54,000 | $ 145,000 |
| Monroe County New York | 3 | $ 302,000 | $ 100,000 | $ 75,000 |
| Broward County Florida | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Flagler County Florida | 2 | $ 510,000 | $ 255,000 | $ 144,000 |
| Indian River County Florida | 2 | $ 196,000 | $ 98,000 | $ 158,000 |
| Monroe County Florida | 2 | $ 1,103,000 | $ 551,000 | $ 80,000 |
| Pinellas County Florida | 2 | $ 152,000 | $ 76,000 | $ 47,000 |
| Carroll County New Hampshire | 2 | $ 608,000 | $ 304,000 | $ 523,000 |
| Cheshire County New Hampshire | 2 | $ 504,000 | $ 252,000 | $ 143,000 |
| Grafton County New Hampshire | 2 | $ 237,000 | $ 118,000 | $ 181,000 |
| Strafford County New Hampshire | 2 | $ 106,000 | $ 53,000 | $ 60,000 |
| Cape May County New Jersey | 2 | $ 286,000 | $ 143,000 | $ 177,000 |
| Ocean County New Jersey | 2 | $ 335,000 | $ 167,000 | $ 357,000 |
| Warren County New York | 2 | $ 185,000 | $ 92,000 | $ 31,000 |
| Beaufort County South Carolina | 2 | $ 950,000 | $ 475,000 | $ 660,000 |
| Horry County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Bennington County Vermont | 2 | $ 248,000 | $ 124,000 | $ 132,000 |
| Washington County Vermont | 2 | $ 816,000 | $ 408,000 | $ 310,000 |
| Windsor County Vermont | 2 | $ 760,000 | $ 380,000 | $ 1,052,000 |
| Loudoun County Virginia | 2 | $ 21,000,000 | $ 10,500,000 | $ 0 |
| Riverside County California | 1 | $ 424,000 | $ 424,000 | $ 457,000 |
| New Castle County Delaware | 1 | $ 13,000,000 | $ 13,000,000 | $ 0 |
| Brevard County Florida | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Marion County Florida | 1 | $ 74,000 | $ 74,000 | $ 125,000 |
| Martin County Florida | 1 | $ 130,000 | $ 130,000 | $ 149,000 |
| St. Lucie County Florida | 1 | $ 232,000 | $ 232,000 | $ 59,000 |
| Androscoggin County Maine | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Cumberland County Maine | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Kennebec County Maine | 1 | $ 640,000 | $ 640,000 | $ 584,000 |
| York County Maine | 1 | $ 250,000 | $ 250,000 | $ 160,000 |
| Franklin County Massachusetts | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Wright County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 180,000 |
| Coos County New Hampshire | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Burlington County New Jersey | 1 | $ 307,000 | $ 307,000 | $ 170,000 |
| Essex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 400,000 |
| Hudson County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 141,000 |
| Union County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Columbia County New York | 1 | $ 480,000 | $ 480,000 | $ 186,000 |
| Erie County New York | 1 | $ 799,000 | $ 799,000 | $ 4,246,000 |
| Essex County New York | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Herkimer County New York | 1 | $ 150,000 | $ 150,000 | $ 115,000 |
| Moore County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Allegheny County Pennsylvania | 1 | $ 2,800,000 | $ 2,800,000 | $ 1,843,000 |
| Delaware County Pennsylvania | 1 | $ 20,509,000 | $ 20,509,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 39,000 |
| Georgetown County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 424,000 |
| Essex County Vermont | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Lamoille County Vermont | 1 | $ 312,000 | $ 312,000 | $ 164,000 |
| Orange County Vermont | 1 | $ 270,000 | $ 270,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,917 | $1,307,143,000 | $448,000 | $48,350,000 | $156,000 | $4,246,000 |
| Refinancing | 2,179 | $521,325,000 | $239,000 | $18,250,000 | $124,000 | $4,800,000 |
| Home Improvement | 1,053 | $157,869,000 | $149,000 | $4,290,000 | $129,000 | $13,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,324 | $1,241,477,000 | $287,000 | $6,500,000 | $151,000 | $13,600,000 |
| Not Provided | 649 | $175,418,000 | $270,000 | $2,000,000 | $150,000 | $1,539,000 |
| Hispanic | 438 | $70,784,000 | $161,000 | $1,303,000 | $85,000 | $2,654,000 |
| Asian | 308 | $128,886,000 | $418,000 | $2,337,000 | $169,000 | $1,772,000 |
| Black or African American | 264 | $45,127,000 | $170,000 | $2,800,000 | $75,000 | $709,000 |
| Not applicable | 146 | $320,721,000 | $2,196,000 | $48,350,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $2,246,000 | $224,000 | $560,000 | $111,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,678,000 | $167,000 | $564,000 | $92,000 | $293,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,864 | $1,927,281,000 | $328,000 | $48,350,000 | $144,000 | $13,600,000 |
| FHA-insured (Federal Housing Administration) | 262 | $53,335,000 | $203,000 | $589,000 | $63,000 | $417,000 |
| VA-guaranteed (Veterans Administration) | 23 | $5,721,000 | $248,000 | $429,000 | $59,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,522 | $1,261,153,000 | $358,000 | $44,000,000 | $150,000 | $4,800,000 |
| Application Denied By Financial Institution | 1,160 | $228,404,000 | $196,000 | $3,296,000 | $111,000 | $13,600,000 |
| Application Withdrawn By Applicant | 500 | $129,495,000 | $258,000 | $13,000,000 | $130,000 | $1,700,000 |
| File Closed For Incompleteness | 438 | $111,260,000 | $254,000 | $2,994,000 | $160,000 | $2,020,000 |
| Application Approved But Not Accepted | 395 | $225,595,000 | $571,000 | $48,350,000 | $150,000 | $1,425,000 |
| Preapproval Denied by Financial Institution | 134 | $30,430,000 | $227,000 | $1,875,000 | $69,000 | $475,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 457 | $101,041,000 | $221,000 | $1,900,000 | $67,000 | $512,000 |
| Credit History | 374 | $62,201,000 | $166,000 | $3,296,000 | $104,000 | $2,654,000 |
| Collateral | 268 | $51,522,000 | $192,000 | $2,000,000 | $126,000 | $870,000 |
| Other | 133 | $20,208,000 | $151,000 | $800,000 | $211,000 | $13,600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $16,386,000 | $565,000 | $2,800,000 | $160,000 | $709,000 |
| Employment History | 21 | $5,520,000 | $262,000 | $1,500,000 | $81,000 | $264,000 |
| Unverifiable Information | 12 | $1,956,000 | $163,000 | $700,000 | $73,000 | $307,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.