Webster Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Webster Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webster Bank, National Association 145 Bank Street Stamford, CT 06702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,052 |
| Total Mortgage Loan Application Amount | $4,241,320,000 |
| Average Mortgage Loan Application Amount | $363,833 |
| Highest Mortgage Loan Application Amount | $68,905,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $6,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Webster Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webster Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Webster Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webster Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Webster Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webster Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 2,299 | $ 338,415,000 | $ 147,000 | $ 125,000 |
| New Haven County Connecticut | 1,822 | $ 291,550,000 | $ 160,000 | $ 118,000 |
| Fairfield County Connecticut | 1,461 | $ 543,715,000 | $ 372,000 | $ 214,000 |
| Bristol County Massachusetts | 909 | $ 154,065,000 | $ 169,000 | $ 106,000 |
| Middlesex County Massachusetts | 882 | $ 434,750,000 | $ 492,000 | $ 221,000 |
| Litchfield County Connecticut | 704 | $ 106,270,000 | $ 150,000 | $ 107,000 |
| Norfolk County Massachusetts | 585 | $ 272,835,000 | $ 466,000 | $ 228,000 |
| Suffolk County Massachusetts | 527 | $ 375,135,000 | $ 711,000 | $ 210,000 |
| Westchester County New York | 505 | $ 219,655,000 | $ 434,000 | $ 271,000 |
| Providence County Rhode Island | 446 | $ 63,930,000 | $ 143,000 | $ 103,000 |
| Plymouth County Massachusetts | 354 | $ 123,440,000 | $ 348,000 | $ 170,000 |
| Middlesex County Connecticut | 293 | $ 65,405,000 | $ 223,000 | $ 137,000 |
| Essex County Massachusetts | 167 | $ 136,185,000 | $ 815,000 | $ 239,000 |
| Tolland County Connecticut | 155 | $ 23,545,000 | $ 151,000 | $ 122,000 |
| Kent County Rhode Island | 151 | $ 22,605,000 | $ 149,000 | $ 128,000 |
| Washington County Rhode Island | 144 | $ 36,120,000 | $ 250,000 | $ 170,000 |
| Worcester County Massachusetts | 122 | $ 47,750,000 | $ 391,000 | $ 188,000 |
| New London County Connecticut | 113 | $ 25,035,000 | $ 221,000 | $ 198,000 |
| Nassau County New York | 100 | $ 51,200,000 | $ 512,000 | $ 373,000 |
| Newport County Rhode Island | 95 | $ 23,385,000 | $ 246,000 | $ 152,000 |
| Queens County New York | 82 | $ 119,830,000 | $ 1,461,000 | $ 220,000 |
| Barnstable County Massachusetts | 79 | $ 26,015,000 | $ 329,000 | $ 261,000 |
| Suffolk County New York | 79 | $ 81,855,000 | $ 1,036,000 | $ 306,000 |
| Bristol County Rhode Island | 72 | $ 18,040,000 | $ 250,000 | $ 163,000 |
| Nantucket County Massachusetts | 70 | $ 47,100,000 | $ 672,000 | $ 683,000 |
| Hampden County Massachusetts | 63 | $ 7,685,000 | $ 121,000 | $ 119,000 |
| Kings County New York | 50 | $ 26,660,000 | $ 533,000 | $ 287,000 |
| Bergen County New Jersey | 36 | $ 18,060,000 | $ 501,000 | $ 266,000 |
| Bronx County New York | 36 | $ 52,610,000 | $ 1,461,000 | $ 210,000 |
| Rockland County New York | 27 | $ 7,645,000 | $ 283,000 | $ 229,000 |
| Dutchess County New York | 26 | $ 5,050,000 | $ 194,000 | $ 168,000 |
| Windham County Connecticut | 24 | $ 3,370,000 | $ 140,000 | $ 123,000 |
| Orange County New York | 19 | $ 4,445,000 | $ 233,000 | $ 168,000 |
| Putnam County New York | 17 | $ 2,235,000 | $ 131,000 | $ 181,000 |
| Monmouth County New Jersey | 13 | $ 4,625,000 | $ 355,000 | $ 471,000 |
| Rockingham County New Hampshire | 11 | $ 6,455,000 | $ 586,000 | $ 274,000 |
| Dukes County Massachusetts | 10 | $ 8,720,000 | $ 872,000 | $ 354,000 |
| New York County New York | 10 | $ 16,660,000 | $ 1,666,000 | $ 530,000 |
| Richmond County New York | 10 | $ 2,520,000 | $ 252,000 | $ 339,000 |
| Palm Beach County Florida | 9 | $ 2,645,000 | $ 293,000 | $ 272,000 |
| Berkshire County Massachusetts | 9 | $ 2,885,000 | $ 320,000 | $ 313,000 |
| Morris County New Jersey | 8 | $ 3,830,000 | $ 478,000 | $ 214,000 |
| Philadelphia County Pennsylvania | 8 | $ 3,520,000 | $ 440,000 | $ 381,000 |
| Miami-Dade County Florida | 7 | $ 4,295,000 | $ 613,000 | $ 1,176,000 |
| Essex County New Jersey | 7 | $ 3,455,000 | $ 493,000 | $ 308,000 |
| Hudson County New Jersey | 7 | $ 19,745,000 | $ 2,820,000 | $ 184,000 |
| Horry County South Carolina | 6 | $ 850,000 | $ 141,000 | $ 73,000 |
| Polk County Florida | 5 | $ 755,000 | $ 151,000 | $ 113,000 |
| York County Maine | 5 | $ 2,145,000 | $ 429,000 | $ 315,000 |
| Hillsborough County New Hampshire | 5 | $ 23,355,000 | $ 4,671,000 | $ 141,000 |
| Mercer County New Jersey | 5 | $ 2,895,000 | $ 579,000 | $ 296,000 |
| Ocean County New Jersey | 5 | $ 2,785,000 | $ 557,000 | $ 352,000 |
| Union County New Jersey | 5 | $ 2,955,000 | $ 591,000 | $ 197,000 |
| Monroe County New York | 5 | $ 815,000 | $ 163,000 | $ 442,000 |
| Windsor County Vermont | 5 | $ 855,000 | $ 171,000 | $ 271,000 |
| Collier County Florida | 4 | $ 880,000 | $ 220,000 | $ 326,000 |
| Lake County Florida | 4 | $ 490,000 | $ 122,000 | $ 136,000 |
| Lee County Florida | 4 | $ 780,000 | $ 195,000 | $ 186,000 |
| St. Lucie County Florida | 4 | $ 650,000 | $ 162,000 | $ 289,000 |
| Cumberland County Maine | 4 | $ 3,100,000 | $ 775,000 | $ 323,000 |
| Carroll County New Hampshire | 4 | $ 1,530,000 | $ 382,000 | $ 331,000 |
| Burlington County New Jersey | 4 | $ 1,650,000 | $ 412,000 | $ 214,000 |
| Middlesex County New Jersey | 4 | $ 1,440,000 | $ 360,000 | $ 197,000 |
| Somerset County New Jersey | 4 | $ 2,080,000 | $ 520,000 | $ 237,000 |
| Montgomery County Pennsylvania | 4 | $ 36,000,000 | $ 9,000,000 | $ 264,000 |
| Rutland County Vermont | 4 | $ 940,000 | $ 235,000 | $ 278,000 |
| Broward County Florida | 3 | $ 315,000 | $ 105,000 | $ 107,000 |
| Manatee County Florida | 3 | $ 495,000 | $ 165,000 | $ 154,000 |
| Sarasota County Florida | 3 | $ 495,000 | $ 165,000 | $ 147,000 |
| Hampshire County Massachusetts | 3 | $ 1,705,000 | $ 568,000 | $ 179,000 |
| Belknap County New Hampshire | 3 | $ 1,275,000 | $ 425,000 | $ 379,000 |
| Grafton County New Hampshire | 3 | $ 835,000 | $ 278,000 | $ 264,000 |
| Ulster County New York | 3 | $ 815,000 | $ 271,000 | $ 294,000 |
| Charlotte County Florida | 2 | $ 790,000 | $ 395,000 | $ 160,000 |
| Osceola County Florida | 2 | $ 120,000 | $ 60,000 | $ 59,000 |
| Pinellas County Florida | 2 | $ 180,000 | $ 90,000 | $ 127,000 |
| St. Johns County Florida | 2 | $ 520,000 | $ 260,000 | $ 101,000 |
| Gloucester County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 128,000 |
| Passaic County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Albany County New York | 2 | $ 420,000 | $ 210,000 | $ 98,000 |
| Broome County New York | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Erie County New York | 2 | $ 520,000 | $ 260,000 | $ 101,000 |
| Herkimer County New York | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| Saratoga County New York | 2 | $ 17,510,000 | $ 8,755,000 | $ 318,000 |
| Mecklenburg County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 128,000 |
| Bucks County Pennsylvania | 2 | $ 1,080,000 | $ 540,000 | $ 494,000 |
| Charleston County South Carolina | 2 | $ 2,070,000 | $ 1,035,000 | $ 516,000 |
| Manitowoc County Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 290,000 |
| Brevard County Florida | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 198,000 |
| Santa Rosa County Florida | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Seminole County Florida | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Cherokee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Cobb County Georgia | 1 | $ 48,005,000 | $ 48,005,000 | $ 0 |
| Fulton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Cook County Illinois | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| St. Joseph County Indiana | 1 | $ 19,805,000 | $ 19,805,000 | $ 0 |
| Oxford County Maine | 1 | $ 295,000 | $ 295,000 | $ 319,000 |
| Montgomery County Maryland | 1 | $ 37,005,000 | $ 37,005,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Dakota County Minnesota | 1 | $ 24,375,000 | $ 24,375,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 291,000 |
| Clark County Nevada | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Cheshire County New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Coos County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Merrimack County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 405,000 |
| Strafford County New Hampshire | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Camden County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 230,000 |
| Sussex County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 133,000 |
| Delaware County New York | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Niagara County New York | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Ontario County New York | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Otsego County New York | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Schenectady County New York | 1 | $ 135,000 | $ 135,000 | $ 303,000 |
| Tompkins County New York | 1 | $ 665,000 | $ 665,000 | $ 725,000 |
| Pender County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Wake County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 346,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Carbon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 230,000 |
| Delaware County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 240,000 |
| Erie County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Berkeley County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Nueces County Texas | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Tarrant County Texas | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Bennington County Vermont | 1 | $ 605,000 | $ 605,000 | $ 539,000 |
| Lamoille County Vermont | 1 | $ 585,000 | $ 585,000 | $ 375,000 |
| Windham County Vermont | 1 | $ 195,000 | $ 195,000 | $ 362,000 |
| Portsmouth County Virginia | 1 | $ 33,505,000 | $ 33,505,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Waukesha County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 0 |
Mortgage Loan Application Detail Totals for Webster Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,426 | $1,432,730,000 | $264,000 | $34,005,000 | $169,000 | $6,760,000 |
| Home Purchase | 2,937 | $1,788,855,000 | $609,000 | $68,905,000 | $186,000 | $1,750,000 |
| Home Improvement | 1,859 | $252,345,000 | $135,000 | $30,005,000 | $138,000 | $5,000,000 |
| Other Purpose | 1,769 | $202,295,000 | $114,000 | $2,005,000 | $145,000 | $4,064,000 |
| Cash-out Refinancing | 544 | $317,690,000 | $583,000 | $59,005,000 | $160,000 | $1,500,000 |
| Not Applicable | 517 | $247,405,000 | $478,000 | $3,215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,356 | $2,256,500,000 | $241,000 | $11,505,000 | $164,000 | $6,760,000 |
| Not Provided | 1,250 | $365,450,000 | $292,000 | $2,375,000 | $200,000 | $6,000,000 |
| Not applicable | 749 | $1,226,205,000 | $1,637,000 | $68,905,000 | $104,000 | $267,000 |
| Asian | 660 | $216,520,000 | $328,000 | $2,305,000 | $189,000 | $2,406,000 |
| Hispanic | 598 | $109,140,000 | $182,000 | $4,005,000 | $104,000 | $1,151,000 |
| Black or African American | 393 | $59,895,000 | $152,000 | $845,000 | $114,000 | $5,090,000 |
| American Indian or Alaskan Native | 35 | $5,935,000 | $169,000 | $765,000 | $108,000 | $568,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,315,000 | $146,000 | $505,000 | $82,000 | $157,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,903 | $4,205,565,000 | $325,000 | $68,905,000 | $165,000 | $6,760,000 |
| FHA-insured (Federal Housing Administration) | 140 | $33,290,000 | $237,000 | $675,000 | $68,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,465,000 | $273,000 | $455,000 | $86,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,896 | $2,151,530,000 | $311,000 | $68,905,000 | $180,000 | $3,600,000 |
| Application Denied By Financial Institution | 2,907 | $780,065,000 | $268,000 | $52,005,000 | $132,000 | $5,090,000 |
| Application Withdrawn By Applicant | 1,088 | $609,170,000 | $559,000 | $59,005,000 | $173,000 | $6,760,000 |
| Loan Purchased By The Institution | 682 | $296,150,000 | $434,000 | $3,215,000 | $109,000 | $340,000 |
| File Closed For Incompleteness | 654 | $145,140,000 | $221,000 | $5,505,000 | $165,000 | $2,911,000 |
| Application Approved But Not Accepted | 589 | $191,595,000 | $325,000 | $25,005,000 | $166,000 | $1,567,000 |
| Preapproval Denied by Financial Institution | 119 | $32,365,000 | $271,000 | $1,505,000 | $87,000 | $548,000 |
| Preapproval Approved but not Accepted | 117 | $35,305,000 | $301,000 | $1,005,000 | $114,000 | $762,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,026 | $3,428,890,000 | $341,000 | $68,905,000 | $176,000 | $6,760,000 |
| Debt-To-Income Ratio | 864 | $209,300,000 | $242,000 | $7,995,000 | $85,000 | $1,451,000 |
| Collateral | 761 | $118,235,000 | $155,000 | $2,005,000 | $155,000 | $5,000,000 |
| Credit History | 669 | $98,245,000 | $146,000 | $1,095,000 | $130,000 | $5,090,000 |
| Other | 615 | $348,195,000 | $566,000 | $52,005,000 | $158,000 | $3,959,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $22,750,000 | $406,000 | $1,825,000 | $169,000 | $467,000 |
| Unverifiable Information | 41 | $7,705,000 | $187,000 | $945,000 | $161,000 | $1,938,000 |
| Employment History | 18 | $7,860,000 | $436,000 | $1,435,000 | $151,000 | $451,000 |
| Credit Application Incomplete | 2 | $140,000 | $70,000 | $85,000 | $15,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webster Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webster Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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