Webtreeloan.Com, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Webtreeloan.Com, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Webtreeloan.Com, Inc. 1100 Circle 75 Pkwy, Suite 1100 Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 3,472 |
| Total Mortgage Loan Application Amount | $447,537,000 |
| Average Mortgage Loan Application Amount | $124,000 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $38,500 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Webtreeloan.Com, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Webtreeloan.Com, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Webtreeloan.Com, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Webtreeloan.Com, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Webtreeloan.Com, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Webtreeloan.Com, Inc.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 703 | $ 112,181,000 | $ 159,000 | $ 47,000 |
| BIRMINGHAM-HOOVER, AL | 210 | $ 23,949,000 | $ 114,000 | $ 41,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 135 | $ 13,442,000 | $ 99,000 | $ 36,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 88 | $ 12,439,000 | $ 141,000 | $ 41,000 |
| MOBILE, AL | 82 | $ 8,206,000 | $ 100,000 | $ 41,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 71 | $ 9,452,000 | $ 133,000 | $ 45,000 |
| MONTGOMERY, AL | 63 | $ 6,774,000 | $ 107,000 | $ 45,000 |
| ST. LOUIS, MO-IL | 63 | $ 7,003,000 | $ 111,000 | $ 36,000 |
| DENVER-AURORA, CO | 60 | $ 11,577,000 | $ 192,000 | $ 43,000 |
| HUNTSVILLE, AL | 58 | $ 6,683,000 | $ 115,000 | $ 46,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 53 | $ 5,166,000 | $ 97,000 | $ 41,000 |
| COLUMBUS, GA-AL | 50 | $ 4,787,000 | $ 96,000 | $ 38,500 |
| ORLANDO-KISSIMMEE, FL | 48 | $ 6,690,000 | $ 139,000 | $ 44,000 |
| JACKSONVILLE, FL | 47 | $ 5,660,000 | $ 120,000 | $ 40,000 |
| SAVANNAH, GA | 46 | $ 5,111,000 | $ 111,000 | $ 41,000 |
| KANSAS CITY, MO-KS | 43 | $ 4,799,000 | $ 111,000 | $ 36,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 38 | $ 5,834,000 | $ 153,000 | $ 46,000 |
| LAKELAND, FL | 33 | $ 4,506,000 | $ 136,000 | $ 39,000 |
| CHATTANOOGA, TN-GA | 32 | $ 3,498,000 | $ 109,000 | $ 29,000 |
| MACON, GA | 32 | $ 3,348,000 | $ 104,000 | $ 35,000 |
| TUSCALOOSA, AL | 32 | $ 3,697,000 | $ 115,000 | $ 34,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 31 | $ 6,733,000 | $ 217,000 | $ 40,000 |
| FLORENCE-MUSCLE SHOALS, AL | 29 | $ 2,729,000 | $ 94,000 | $ 44,000 |
| DECATUR, AL | 28 | $ 3,127,000 | $ 111,000 | $ 43,000 |
| GRAND RAPIDS-WYOMING, MI | 27 | $ 3,173,000 | $ 117,000 | $ 33,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 26 | $ 5,138,000 | $ 197,000 | $ 41,000 |
| ALBANY, GA | 25 | $ 3,332,000 | $ 133,000 | $ 59,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 25 | $ 2,784,000 | $ 111,000 | $ 30,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 24 | $ 5,667,000 | $ 236,000 | $ 46,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 23 | $ 6,453,000 | $ 280,000 | $ 61,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 2,620,000 | $ 131,000 | $ 39,000 |
| SARASOTA-BRADENTON-VENICE, FL | 20 | $ 2,739,000 | $ 136,000 | $ 28,000 |
| FLINT, MI | 19 | $ 1,699,000 | $ 89,000 | $ 50,000 |
| RICHMOND, VA | 19 | $ 2,685,000 | $ 141,000 | $ 40,000 |
| AUBURN-OPELIKA, AL | 18 | $ 2,124,000 | $ 118,000 | $ 43,000 |
| GAINESVILLE, GA | 17 | $ 2,318,000 | $ 136,000 | $ 39,000 |
| OCALA, FL | 17 | $ 2,134,000 | $ 125,000 | $ 36,000 |
| DALTON, GA | 16 | $ 1,539,000 | $ 96,000 | $ 30,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 16 | $ 2,605,000 | $ 162,000 | $ 46,000 |
| INDIANAPOLIS-CARMEL, IN | 16 | $ 1,694,000 | $ 105,000 | $ 38,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 16 | $ 2,439,000 | $ 152,000 | $ 42,000 |
| ANNISTON-OXFORD, AL | 15 | $ 1,657,000 | $ 110,000 | $ 49,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 15 | $ 1,319,000 | $ 87,000 | $ 40,000 |
| MUSKEGON-NORTON SHORES, MI | 14 | $ 1,233,000 | $ 88,000 | $ 36,000 |
| LANSING-EAST LANSING, MI | 13 | $ 1,251,000 | $ 96,000 | $ 29,000 |
| SPRINGFIELD, MO | 13 | $ 1,126,000 | $ 86,000 | $ 22,000 |
| TALLAHASSEE, FL | 13 | $ 1,211,000 | $ 93,000 | $ 21,000 |
| COLORADO SPRINGS, CO | 12 | $ 1,465,000 | $ 122,000 | $ 34,000 |
| GADSDEN, AL | 12 | $ 1,024,000 | $ 85,000 | $ 32,000 |
| ROME, GA | 12 | $ 1,291,000 | $ 107,000 | $ 29,000 |
| KALAMAZOO-PORTAGE, MI | 11 | $ 944,000 | $ 85,000 | $ 22,000 |
| JACKSON, MI | 10 | $ 1,353,000 | $ 135,000 | $ 49,000 |
| BATTLE CREEK, MI | 9 | $ 683,000 | $ 75,000 | $ 20,000 |
| BRUNSWICK, GA | 9 | $ 1,390,000 | $ 154,000 | $ 27,000 |
| DOTHAN, AL | 9 | $ 865,000 | $ 96,000 | $ 102,000 |
| LYNCHBURG, VA | 9 | $ 1,070,000 | $ 118,000 | $ 45,000 |
| NILES-BENTON HARBOR, MI | 9 | $ 560,000 | $ 62,000 | $ 28,000 |
| WARNER ROBINS, GA | 9 | $ 1,036,000 | $ 115,000 | $ 57,000 |
| ANDERSON, IN | 8 | $ 615,000 | $ 76,000 | $ 37,000 |
| GARY, IN | 8 | $ 771,000 | $ 96,000 | $ 31,000 |
| HINESVILLE-FORT STEWART, GA | 8 | $ 829,000 | $ 103,000 | $ 31,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 8 | $ 1,096,000 | $ 137,000 | $ 44,000 |
| PUNTA GORDA, FL | 8 | $ 1,051,000 | $ 131,000 | $ 40,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 630,000 | $ 78,500 | $ 24,500 |
| CHARLOTTESVILLE, VA | 7 | $ 939,000 | $ 134,000 | $ 34,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 1,627,000 | $ 232,000 | $ 48,000 |
| GAINESVILLE, FL | 7 | $ 769,000 | $ 109,000 | $ 33,000 |
| GREELEY, CO | 7 | $ 2,300,000 | $ 328,000 | $ 30,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 7 | $ 701,000 | $ 100,000 | $ 42,000 |
| MONROE, MI | 7 | $ 878,000 | $ 125,000 | $ 59,000 |
| ANN ARBOR, MI | 6 | $ 907,000 | $ 151,000 | $ 50,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 840,000 | $ 140,000 | $ 33,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 689,000 | $ 114,000 | $ 21,000 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 687,000 | $ 114,000 | $ 36,000 |
| PUEBLO, CO | 6 | $ 484,000 | $ 80,000 | $ 27,000 |
| ST. JOSEPH, MO-KS | 6 | $ 686,000 | $ 114,000 | $ 54,000 |
| VALDOSTA, GA | 6 | $ 977,000 | $ 162,000 | $ 35,000 |
| BOULDER, CO | 5 | $ 1,684,000 | $ 336,000 | $ 51,000 |
| COLUMBIA, MO | 5 | $ 382,000 | $ 76,000 | $ 28,000 |
| KOKOMO, IN | 5 | $ 498,000 | $ 99,000 | $ 47,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 862,000 | $ 172,000 | $ 88,000 |
| GRAND JUNCTION, CO | 4 | $ 693,000 | $ 173,000 | $ 55,000 |
| JEFFERSON CITY, MO | 4 | $ 393,000 | $ 98,000 | $ 38,000 |
| ROANOKE, VA | 4 | $ 309,000 | $ 77,000 | $ 25,000 |
| FORT WAYNE, IN | 3 | $ 268,000 | $ 89,000 | $ 55,000 |
| HOLLAND-GRAND HAVEN, MI | 3 | $ 599,000 | $ 199,000 | $ 40,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 405,000 | $ 135,000 | $ 27,000 |
| BAY CITY, MI | 2 | $ 277,000 | $ 138,000 | $ 36,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 2 | $ 495,000 | $ 247,000 | $ 91,000 |
| JOPLIN, MO | 2 | $ 131,000 | $ 65,000 | $ 32,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 204,000 | $ 102,000 | $ 52,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 99,000 | $ 99,000 | $ 14,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1 | $ 123,000 | $ 123,000 | $ 25,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 100,000 | $ 100,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| COLUMBUS, IN | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| JACKSON, TN | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| LONGVIEW, WA | 1 | $ 37,000 | $ 37,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1 | $ 128,000 | $ 128,000 | $ 37,000 |
| PHILADELPHIA, PA | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Webtreeloan.Com, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,134 | $407,569,000 | $130,000 | $950,000 | $42,000 | $1,000,000 |
| Home Purchase | 338 | $39,968,000 | $118,000 | $1,850,000 | $35,000 | $140,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,488 | $205,670,000 | $138,000 | $950,000 | $46,000 | $1,000,000 |
| Black or African American | 1,153 | $131,106,000 | $113,000 | $547,000 | $37,000 | $241,000 |
| Not Provided | 619 | $81,007,000 | $130,000 | $1,850,000 | $39,000 | $518,000 |
| Hispanic | 127 | $17,302,000 | $136,000 | $400,000 | $41,000 | $172,000 |
| American Indian or Alaskan Native | 51 | $6,246,000 | $122,000 | $405,000 | $39,000 | $107,000 |
| Asian | 25 | $4,929,000 | $197,000 | $940,000 | $58,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,277,000 | $141,000 | $240,000 | $52,000 | $111,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,472 | $447,537,000 | $128,000 | $1,850,000 | $42,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,519 | $211,646,000 | $139,000 | $1,850,000 | $45,000 | $1,000,000 |
| Application Denied By Financial Institution | 1,416 | $167,801,000 | $118,000 | $950,000 | $35,000 | $300,000 |
| File Closed For Incompleteness | 344 | $43,880,000 | $127,000 | $567,000 | $46,000 | $250,000 |
| Loan Originated | 189 | $23,800,000 | $125,000 | $373,000 | $56,000 | $491,000 |
| Application Approved But Not Accepted | 4 | $410,000 | $102,000 | $138,000 | $50,000 | $77,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 650 | $74,847,000 | $115,000 | $547,000 | $34,000 | $300,000 |
| Debt-To-Income Ratio | 383 | $48,067,000 | $125,000 | $950,000 | $28,000 | $173,000 |
| Collateral | 271 | $31,301,000 | $115,000 | $660,000 | $43,000 | $241,000 |
| Other | 33 | $3,734,000 | $113,000 | $315,000 | $43,000 | $156,000 |
| Unverifiable Information | 31 | $3,779,000 | $121,000 | $520,000 | $39,000 | $156,000 |
| Employment History | 19 | $2,593,000 | $136,000 | $450,000 | $33,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $1,965,000 | $109,000 | $202,000 | $42,000 | $164,000 |
| Credit Application Incomplete | 8 | $1,178,000 | $147,000 | $280,000 | $25,000 | $74,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Webtreeloan.Com, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Webtreeloan.Com, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.