Wells Fargo Bank, NA Mortgage Lending & HMDA Data, 2003
In 2003, Wells Fargo Bank, NA of Des Moines, IA reported 218,590 mortgage applications totaling $17.0 billion. The average application was for $77,974, and applicants reported an average income of $78,146. 48% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Houston, TX (12,713), Los Angeles-Long Beach, CA (9,399) and Phoenix-Mesa, AZ (8,015) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Bank, NA 1 Home Campus, 4th Floor, Mac X2301-042 Des Moines, IA 50328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 218,590 |
| Total Mortgage Loan Application Amount | $17,044,367,000 |
| Average Mortgage Loan Application Amount | $77,974 |
| Highest Mortgage Loan Application Amount | $75,000,000 |
| Average Applicant Income | $78,146 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston, TX | 12,713 | $ 919,035,000 | $ 72,290 | $ 92,000 |
| Los Angeles-Long Beach, CA | 9,399 | $ 1,172,272,000 | $ 124,723 | $ 112,000 |
| Phoenix-Mesa, AZ | 8,015 | $ 634,937,000 | $ 79,218 | $ 68,000 |
| Dallas, TX | 7,950 | $ 628,894,000 | $ 79,106 | $ 104,000 |
| Riverside-San Bernardino, CA | 6,560 | $ 559,583,000 | $ 85,302 | $ 98,000 |
| Minneapolis-St. Paul, MN-WI | 5,977 | $ 378,027,000 | $ 63,246 | $ 85,000 |
| Fort Worth-Arlington, TX | 5,200 | $ 316,667,000 | $ 60,897 | $ 84,000 |
| Austin-San Marcos, TX | 5,048 | $ 425,187,000 | $ 84,228 | $ 88,000 |
| Denver, CO | 4,157 | $ 353,835,000 | $ 85,117 | $ 77,000 |
| Seattle-Bellevue-Everett, WA | 3,984 | $ 420,231,000 | $ 105,479 | $ 76,000 |
| Omaha, NE-IA | 3,472 | $ 211,245,000 | $ 60,842 | $ 69,000 |
| Oakland, CA | 3,425 | $ 439,774,000 | $ 128,401 | $ 103,000 |
| San Diego, CA | 3,408 | $ 629,017,000 | $ 184,570 | $ 103,000 |
| Sacramento, CA | 3,404 | $ 345,194,000 | $ 101,408 | $ 111,000 |
| Las Vegas, NV-AZ | 3,353 | $ 318,327,000 | $ 94,937 | $ 102,000 |
| Orange County, CA | 3,332 | $ 454,688,000 | $ 136,460 | $ 140,000 |
| Portland-Vancouver, OR-WA | 2,775 | $ 236,871,000 | $ 85,358 | $ 85,000 |
| San Antonio, TX | 2,436 | $ 187,543,000 | $ 76,988 | $ 78,000 |
| Tucson, AZ | 2,103 | $ 151,140,000 | $ 71,868 | $ 58,000 |
| El Paso, TX | 2,071 | $ 117,915,000 | $ 56,936 | $ 74,000 |
| Chicago, IL | 1,916 | $ 94,022,000 | $ 49,072 | $ 88,000 |
| Baltimore, MD | 1,770 | $ 76,311,000 | $ 43,113 | $ 85,000 |
| San Francisco, CA | 1,746 | $ 370,313,000 | $ 212,092 | $ 146,000 |
| San Jose, CA | 1,547 | $ 203,947,000 | $ 131,833 | $ 130,000 |
| Reno, NV | 1,488 | $ 122,807,000 | $ 82,531 | $ 79,000 |
| Brownsville-Harlingen-San Benito, TX | 1,399 | $ 72,687,000 | $ 51,956 | $ 73,000 |
| Philadelphia, PA-NJ | 1,289 | $ 68,554,000 | $ 53,183 | $ 86,000 |
| Albuquerque, NM | 1,276 | $ 85,661,000 | $ 67,132 | $ 66,000 |
| Anchorage, AK | 1,268 | $ 117,346,000 | $ 92,544 | $ 91,000 |
| Salt Lake City-Ogden, UT | 1,234 | $ 172,917,000 | $ 140,127 | $ 62,000 |
| Atlanta, GA | 1,186 | $ 51,826,000 | $ 43,698 | $ 81,000 |
| McAllen-Edinburg-Mission, TX | 1,150 | $ 53,850,000 | $ 46,826 | $ 62,000 |
| New York, NY | 1,123 | $ 104,038,000 | $ 92,642 | $ 89,000 |
| Stockton-Lodi, CA | 1,119 | $ 100,886,000 | $ 90,157 | $ 73,000 |
| Vallejo-Fairfield-Napa, CA | 1,111 | $ 138,668,000 | $ 124,813 | $ 90,000 |
| Des Moines, IA | 1,093 | $ 54,560,000 | $ 49,917 | $ 68,000 |
| Tacoma, WA | 1,057 | $ 86,182,000 | $ 81,534 | $ 63,000 |
| Lincoln, NE | 1,019 | $ 55,195,000 | $ 54,165 | $ 60,000 |
| Modesto, CA | 995 | $ 97,083,000 | $ 97,570 | $ 75,000 |
| Fresno, CA | 938 | $ 65,767,000 | $ 70,114 | $ 70,000 |
| Fort Wayne, IN | 931 | $ 50,345,000 | $ 54,076 | $ 49,000 |
| Boise City, ID | 917 | $ 67,083,000 | $ 73,154 | $ 61,000 |
| Nassau-Suffolk, NY | 898 | $ 58,597,000 | $ 65,252 | $ 94,000 |
| Milwaukee-Waukesha, WI | 893 | $ 41,403,000 | $ 46,363 | $ 72,000 |
| Bakersfield, CA | 884 | $ 64,546,000 | $ 73,015 | $ 68,000 |
| Boston, MA-NH | 868 | $ 49,259,000 | $ 56,750 | $ 89,000 |
| Ventura, CA | 830 | $ 106,369,000 | $ 128,155 | $ 110,000 |
| Newark, NJ | 793 | $ 59,756,000 | $ 75,354 | $ 91,000 |
| Colorado Springs, CO | 773 | $ 47,231,000 | $ 61,100 | $ 71,000 |
| Corpus Christi, TX | 765 | $ 41,243,000 | $ 53,912 | $ 81,000 |
| Lubbock, TX | 755 | $ 36,921,000 | $ 48,901 | $ 56,000 |
| Yuma, AZ | 707 | $ 45,523,000 | $ 64,388 | $ 50,000 |
| Beaumont-Port Arthur, TX | 659 | $ 43,109,000 | $ 65,415 | $ 71,000 |
| Detroit, MI | 611 | $ 63,930,000 | $ 104,631 | $ 68,000 |
| Brazoria, TX | 586 | $ 42,974,000 | $ 73,334 | $ 86,000 |
| Duluth-Superior, MN-WI | 576 | $ 40,539,000 | $ 70,380 | $ 56,000 |
| Middlesex-Somerset-Hunterdon, NJ | 575 | $ 39,145,000 | $ 68,078 | $ 107,000 |
| Sioux Falls, SD | 562 | $ 27,612,000 | $ 49,131 | $ 81,000 |
| San Angelo, TX | 556 | $ 30,403,000 | $ 54,681 | $ 62,000 |
| Visalia-Tulare-Porterville, CA | 548 | $ 41,241,000 | $ 75,257 | $ 66,000 |
| Spokane, WA | 543 | $ 35,211,000 | $ 64,845 | $ 78,000 |
| Tampa-St. Petersburg-Clearwater, FL | 540 | $ 27,927,000 | $ 51,716 | $ 75,000 |
| Odessa-Midland, TX | 537 | $ 26,873,000 | $ 50,042 | $ 88,000 |
| Amarillo, TX | 521 | $ 31,795,000 | $ 61,026 | $ 75,000 |
| Cedar Rapids, IA | 518 | $ 26,452,000 | $ 51,065 | $ 59,000 |
| Monmouth-Ocean, NJ | 507 | $ 34,975,000 | $ 68,984 | $ 106,000 |
| Salinas, CA | 501 | $ 119,840,000 | $ 239,201 | $ 236,000 |
| Great Falls, MT | 489 | $ 20,450,000 | $ 41,820 | $ 55,000 |
| Santa Rosa, CA | 489 | $ 57,533,000 | $ 117,654 | $ 98,000 |
| St. Louis, MO-IL | 487 | $ 18,180,000 | $ 37,330 | $ 66,000 |
| Salem, OR | 486 | $ 36,309,000 | $ 74,709 | $ 61,000 |
| Davenport-Moline-Rock Island, IA-IL | 481 | $ 25,725,000 | $ 53,482 | $ 52,000 |
| Fort Collins-Loveland, CO | 460 | $ 35,757,000 | $ 77,732 | $ 67,000 |
| Green Bay, WI | 458 | $ 17,996,000 | $ 39,292 | $ 78,000 |
| Bergen-Passaic, NJ | 453 | $ 34,502,000 | $ 76,163 | $ 111,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 450 | $ 17,692,000 | $ 39,315 | $ 80,000 |
| Wichita Falls, TX | 445 | $ 23,205,000 | $ 52,146 | $ 66,000 |
| Galveston-Texas City, TX | 434 | $ 30,681,000 | $ 70,693 | $ 98,000 |
| Grand Junction, CO | 431 | $ 27,709,000 | $ 64,290 | $ 55,000 |
| Orlando, FL | 425 | $ 17,973,000 | $ 42,289 | $ 76,000 |
| Appleton-Oshkosh-Neenah, WI | 408 | $ 14,796,000 | $ 36,264 | $ 81,000 |
| Bryan-College Station, TX | 405 | $ 27,817,000 | $ 68,683 | $ 73,000 |
| Chico-Paradise, CA | 403 | $ 47,196,000 | $ 117,111 | $ 56,000 |
| Las Cruces, NM | 384 | $ 20,372,000 | $ 53,052 | $ 51,000 |
| Raleigh-Durham-Chapel Hill, NC | 383 | $ 16,254,000 | $ 42,438 | $ 64,000 |
| Bismarck, ND | 382 | $ 15,761,000 | $ 41,259 | $ 73,000 |
| Fort Lauderdale, FL | 380 | $ 34,090,000 | $ 89,710 | $ 91,000 |
| Laredo, TX | 376 | $ 18,280,000 | $ 48,617 | $ 59,000 |
| Madison, WI | 375 | $ 14,562,000 | $ 38,832 | $ 78,000 |
| Victoria, TX | 369 | $ 19,036,000 | $ 51,588 | $ 74,000 |
| St. Cloud, MN | 362 | $ 16,444,000 | $ 45,425 | $ 64,000 |
| Sheboygan, WI | 360 | $ 13,019,000 | $ 36,163 | $ 53,000 |
| Yolo, CA | 349 | $ 38,068,000 | $ 109,077 | $ 60,000 |
| Greeley, CO | 347 | $ 26,517,000 | $ 76,417 | $ 48,000 |
| Fargo-Moorhead, ND-MN | 346 | $ 19,085,000 | $ 55,158 | $ 101,000 |
| Miami, FL | 346 | $ 19,970,000 | $ 57,716 | $ 85,000 |
| Hartford, CT | 345 | $ 25,212,000 | $ 73,078 | $ 75,000 |
| Pittsburgh, PA | 341 | $ 13,740,000 | $ 40,293 | $ 68,000 |
| Redding, CA | 338 | $ 39,371,000 | $ 116,482 | $ 98,000 |
| Wilmington-Newark, DE-MD | 332 | $ 32,987,000 | $ 99,358 | $ 70,000 |
| Waco, TX | 326 | $ 17,245,000 | $ 52,898 | $ 63,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 321 | $ 73,154,000 | $ 227,894 | $ 146,000 |
| Boulder-Longmont, CO | 320 | $ 36,632,000 | $ 114,475 | $ 89,000 |
| Billings, MT | 318 | $ 19,059,000 | $ 59,933 | $ 56,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 315 | $ 13,006,000 | $ 41,288 | $ 71,000 |
| Flagstaff, AZ-UT | 313 | $ 31,167,000 | $ 99,575 | $ 85,000 |
| Honolulu, HI | 297 | $ 19,137,000 | $ 64,434 | $ 98,000 |
| Provo-Orem, UT | 296 | $ 20,847,000 | $ 70,429 | $ 60,000 |
| Richmond-Petersburg, VA | 293 | $ 13,064,000 | $ 44,587 | $ 63,000 |
| Medford-Ashland, OR | 286 | $ 27,269,000 | $ 95,346 | $ 58,000 |
| Greensboro--Winston-Salem--High Point, NC | 284 | $ 10,114,000 | $ 35,612 | $ 52,000 |
| Cheyenne, WY | 282 | $ 21,484,000 | $ 76,184 | $ 89,000 |
| Pocatello, ID | 279 | $ 18,162,000 | $ 65,096 | $ 62,000 |
| Washington, DC-MD-VA-WV | 276 | $ 14,995,000 | $ 54,329 | $ 95,000 |
| Bremerton, WA | 273 | $ 16,749,000 | $ 61,351 | $ 65,000 |
| Jacksonville, FL | 272 | $ 11,297,000 | $ 41,533 | $ 70,000 |
| Yuba City, CA | 259 | $ 20,712,000 | $ 79,969 | $ 80,000 |
| Eugene-Springfield, OR | 255 | $ 19,345,000 | $ 75,862 | $ 91,000 |
| Pueblo, CO | 254 | $ 13,408,000 | $ 52,787 | $ 53,000 |
| Rochester, MN | 253 | $ 9,716,000 | $ 38,403 | $ 72,000 |
| Merced, CA | 248 | $ 20,980,000 | $ 84,596 | $ 56,000 |
| Columbus, OH | 243 | $ 10,491,000 | $ 43,172 | $ 92,000 |
| Cleveland-Lorain-Elyria, OH | 230 | $ 8,495,000 | $ 36,934 | $ 63,000 |
| West Palm Beach-Boca Raton, FL | 219 | $ 16,515,000 | $ 75,410 | $ 124,000 |
| Casper, WY | 217 | $ 12,560,000 | $ 57,880 | $ 45,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 207 | $ 28,872,000 | $ 139,478 | $ 118,000 |
| South Bend, IN | 206 | $ 10,097,000 | $ 49,014 | $ 49,000 |
| Sioux City, IA-NE | 205 | $ 10,344,000 | $ 50,458 | $ 56,000 |
| Indianapolis, IN | 198 | $ 8,324,000 | $ 42,040 | $ 62,000 |
| Santa Fe, NM | 191 | $ 24,128,000 | $ 126,324 | $ 144,000 |
| Rochester, NY | 185 | $ 7,919,000 | $ 42,805 | $ 60,000 |
| Olympia, WA | 184 | $ 13,841,000 | $ 75,222 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA | 182 | $ 7,323,000 | $ 40,236 | $ 68,000 |
| Rapid City, SD | 178 | $ 10,206,000 | $ 57,337 | $ 62,000 |
| New Haven-Meriden, CT | 177 | $ 8,311,000 | $ 46,954 | $ 83,000 |
| Santa Cruz-Watsonville, CA | 175 | $ 23,501,000 | $ 134,291 | $ 95,000 |
| Albany-Schenectady-Troy, NY | 171 | $ 7,555,000 | $ 44,181 | $ 74,000 |
| Providence-Fall River-Warwick, RI-MA | 169 | $ 8,690,000 | $ 51,420 | $ 88,000 |
| Waterloo-Cedar Falls, IA | 167 | $ 9,051,000 | $ 54,197 | $ 65,000 |
| Kansas City, MO-KS | 164 | $ 5,571,000 | $ 33,969 | $ 77,000 |
| Eau Claire, WI | 162 | $ 7,508,000 | $ 46,345 | $ 83,000 |
| Memphis, TN-AR-MS | 161 | $ 6,105,000 | $ 37,919 | $ 84,000 |
| New Orleans, LA | 161 | $ 6,975,000 | $ 43,322 | $ 64,000 |
| Richland-Kennewick-Pasco, WA | 160 | $ 6,841,000 | $ 42,756 | $ 64,000 |
| Worcester, MA-CT | 158 | $ 6,743,000 | $ 42,677 | $ 105,000 |
| Atlantic-Cape May, NJ | 156 | $ 8,175,000 | $ 52,403 | $ 116,000 |
| Cincinnati, OH-KY-IN | 155 | $ 5,762,000 | $ 37,174 | $ 104,000 |
| Nashville, TN | 150 | $ 6,527,000 | $ 43,513 | $ 71,000 |
| York, PA | 147 | $ 5,350,000 | $ 36,394 | $ 63,000 |
| Lancaster, PA | 140 | $ 6,097,000 | $ 43,550 | $ 72,000 |
| Missoula, MT | 139 | $ 10,829,000 | $ 77,906 | $ 59,000 |
| Dayton-Springfield, OH | 138 | $ 4,677,000 | $ 33,891 | $ 60,000 |
| Yakima, WA | 133 | $ 7,990,000 | $ 60,075 | $ 51,000 |
| Louisville, KY-IN | 129 | $ 4,722,000 | $ 36,604 | $ 72,000 |
| Fort Myers-Cape Coral, FL | 126 | $ 5,503,000 | $ 43,674 | $ 59,000 |
| Little Rock-North Little Rock, AR | 124 | $ 4,367,000 | $ 35,217 | $ 65,000 |
| Springfield, MA | 121 | $ 4,660,000 | $ 38,512 | $ 61,000 |
| Trenton, NJ | 120 | $ 7,706,000 | $ 64,216 | $ 114,000 |
| Harrisburg-Lebanon-Carlisle, PA | 118 | $ 5,087,000 | $ 43,110 | $ 63,000 |
| Oklahoma City, OK | 117 | $ 4,605,000 | $ 39,358 | $ 81,000 |
| Grand Rapids-Muskegon-Holland, MI | 113 | $ 4,165,000 | $ 36,858 | $ 50,000 |
| Sarasota-Bradenton, FL | 111 | $ 5,726,000 | $ 51,585 | $ 84,000 |
| Racine, WI | 105 | $ 3,814,000 | $ 36,323 | $ 69,000 |
| State College, PA | 105 | $ 3,440,000 | $ 32,761 | $ 76,000 |
| Ann Arbor, MI | 104 | $ 6,590,000 | $ 63,365 | $ 83,000 |
| Bellingham, WA | 103 | $ 4,027,000 | $ 39,097 | $ 53,000 |
| Bridgeport, CT | 103 | $ 6,341,000 | $ 61,563 | $ 77,000 |
| Newburgh, NY-PA | 103 | $ 5,360,000 | $ 52,038 | $ 95,000 |
| Daytona Beach, FL | 100 | $ 4,280,000 | $ 42,800 | $ 102,000 |
| La Crosse, WI-MN | 100 | $ 3,777,000 | $ 37,770 | $ 63,000 |
| Manchester, NH | 100 | $ 4,647,000 | $ 46,470 | $ 74,000 |
| Melbourne-Titusville-Palm Bay, FL | 100 | $ 4,047,000 | $ 40,470 | $ 54,000 |
| Corvallis, OR | 99 | $ 7,677,000 | $ 77,545 | $ 63,000 |
| Dutchess County, NY | 98 | $ 5,420,000 | $ 55,306 | $ 85,000 |
| Stamford-Norwalk, CT | 98 | $ 12,687,000 | $ 129,459 | $ 130,000 |
| Jersey City, NJ | 95 | $ 8,737,000 | $ 91,968 | $ 107,000 |
| Akron, OH | 93 | $ 4,638,000 | $ 49,870 | $ 58,000 |
| Birmingham, AL | 91 | $ 3,344,000 | $ 36,747 | $ 64,000 |
| Knoxville, TN | 91 | $ 3,938,000 | $ 43,274 | $ 73,000 |
| Syracuse, NY | 91 | $ 3,220,000 | $ 35,384 | $ 59,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 90 | $ 3,917,000 | $ 43,522 | $ 79,000 |
| Wausau, WI | 87 | $ 3,973,000 | $ 45,666 | $ 69,000 |
| Nashua, NH | 85 | $ 3,798,000 | $ 44,682 | $ 58,000 |
| Portsmouth-Rochester, NH-ME | 85 | $ 3,829,000 | $ 45,047 | $ 68,000 |
| Reading, PA | 84 | $ 3,208,000 | $ 38,190 | $ 52,000 |
| Lowell, MA-NH | 82 | $ 3,711,000 | $ 45,256 | $ 57,000 |
| Pensacola, FL | 82 | $ 5,022,000 | $ 61,243 | $ 96,000 |
| Hagerstown, MD | 80 | $ 2,903,000 | $ 36,287 | $ 90,000 |
| Killeen-Temple, TX | 80 | $ 4,078,000 | $ 50,975 | $ 121,000 |
| Danbury, CT | 79 | $ 5,522,000 | $ 69,898 | $ 79,000 |
| Iowa City, IA | 79 | $ 4,430,000 | $ 56,075 | $ 112,000 |
| Baton Rouge, LA | 77 | $ 3,130,000 | $ 40,649 | $ 56,000 |
| Mobile, AL | 76 | $ 4,326,000 | $ 56,921 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR | 75 | $ 2,429,000 | $ 32,386 | $ 80,000 |
| Wichita, KS | 75 | $ 2,916,000 | $ 38,880 | $ 55,000 |
| Gary, IN | 74 | $ 3,216,000 | $ 43,459 | $ 60,000 |
| Fayetteville, NC | 73 | $ 2,402,000 | $ 32,904 | $ 86,000 |
| Lakeland-Winter Haven, FL | 67 | $ 2,425,000 | $ 36,194 | $ 51,000 |
| Savannah, GA | 67 | $ 2,996,000 | $ 44,716 | $ 65,000 |
| Lawrence, MA-NH | 66 | $ 3,114,000 | $ 47,181 | $ 57,000 |
| Portland, ME | 65 | $ 3,020,000 | $ 46,461 | $ 86,000 |
| Youngstown-Warren, OH | 65 | $ 2,150,000 | $ 33,076 | $ 59,000 |
| Brockton, MA | 64 | $ 3,186,000 | $ 49,781 | $ 73,000 |
| Fort Pierce-Port St. Lucie, FL | 63 | $ 2,612,000 | $ 41,460 | $ 74,000 |
| Tallahassee, FL | 63 | $ 2,355,000 | $ 37,380 | $ 91,000 |
| Lexington, KY | 62 | $ 2,148,000 | $ 34,645 | $ 264,000 |
| New London-Norwich, CT-RI | 62 | $ 3,752,000 | $ 60,516 | $ 84,000 |
| Peoria-Pekin, IL | 62 | $ 2,145,000 | $ 34,596 | $ 67,000 |
| Tulsa, OK | 62 | $ 2,457,000 | $ 39,629 | $ 75,000 |
| Buffalo-Niagara Falls, NY | 61 | $ 2,176,000 | $ 35,672 | $ 61,000 |
| Greenville-Spartanburg-Anderson, SC | 61 | $ 2,598,000 | $ 42,590 | $ 87,000 |
| Kalamazoo-Battle Creek, MI | 61 | $ 2,534,000 | $ 41,540 | $ 56,000 |
| Grand Forks, ND-MN | 59 | $ 2,607,000 | $ 44,186 | $ 59,000 |
| Hickory-Morganton-Lenoir, NC | 58 | $ 2,491,000 | $ 42,948 | $ 52,000 |
| Waterbury, CT | 58 | $ 2,518,000 | $ 43,413 | $ 57,000 |
| Naples, FL | 56 | $ 2,953,000 | $ 52,732 | $ 102,000 |
| Jacksonville, NC | 54 | $ 1,822,000 | $ 33,740 | $ 78,000 |
| Dover, DE | 53 | $ 2,062,000 | $ 38,905 | $ 75,000 |
| Sherman-Denison, TX | 53 | $ 2,889,000 | $ 54,509 | $ 101,000 |
| Gainesville, FL | 50 | $ 2,062,000 | $ 41,240 | $ 41,000 |
| Hamilton-Middletown, OH | 50 | $ 1,968,000 | $ 39,360 | $ 51,000 |
| Charleston-North Charleston, SC | 49 | $ 2,899,000 | $ 59,163 | $ 121,000 |
| Binghamton, NY | 48 | $ 1,575,000 | $ 32,812 | $ 55,000 |
| Lafayette, LA | 48 | $ 1,919,000 | $ 39,979 | $ 84,000 |
| Springfield, MO | 47 | $ 1,592,000 | $ 33,872 | $ 52,000 |
| Toledo, OH | 47 | $ 1,782,000 | $ 37,914 | $ 45,000 |
| Charlottesville, VA | 46 | $ 6,693,000 | $ 145,500 | $ 78,000 |
| Chattanooga, TN-GA | 46 | $ 1,732,000 | $ 37,652 | $ 67,000 |
| Biloxi-Gulfport-Pascagoula, MS | 45 | $ 1,745,000 | $ 38,777 | $ 58,000 |
| Macon, GA | 45 | $ 1,608,000 | $ 35,733 | $ 58,000 |
| Abilene, TX | 44 | $ 1,649,000 | $ 37,477 | $ 75,000 |
| Erie, PA | 44 | $ 1,240,000 | $ 28,181 | $ 58,000 |
| Wilmington, NC | 43 | $ 1,983,000 | $ 46,116 | $ 65,000 |
| Augusta-Aiken, GA-SC | 42 | $ 1,664,000 | $ 39,619 | $ 75,000 |
| Montgomery, AL | 42 | $ 1,768,000 | $ 42,095 | $ 50,000 |
| Tyler, TX | 40 | $ 2,439,000 | $ 60,975 | $ 82,000 |
| Flint, MI | 39 | $ 1,283,000 | $ 32,897 | $ 41,000 |
| Asheville, NC | 38 | $ 1,951,000 | $ 51,342 | $ 55,000 |
| Lansing-East Lansing, MI | 37 | $ 1,532,000 | $ 41,405 | $ 44,000 |
| Rockford, IL | 37 | $ 1,216,000 | $ 32,864 | $ 62,000 |
| Charleston, WV | 36 | $ 1,349,000 | $ 37,472 | $ 55,000 |
| Utica-Rome, NY | 36 | $ 1,382,000 | $ 38,388 | $ 75,000 |
| Barnstable-Yarmouth, MA | 35 | $ 2,772,000 | $ 79,200 | $ 110,000 |
| Fort Walton Beach, FL | 35 | $ 1,672,000 | $ 47,771 | $ 60,000 |
| Ocala, FL | 35 | $ 1,164,000 | $ 33,257 | $ 71,000 |
| Fitchburg-Leominster, MA | 34 | $ 1,291,000 | $ 37,970 | $ 38,000 |
| Springfield, IL | 33 | $ 1,218,000 | $ 36,909 | $ 33,000 |
| Columbia, SC | 32 | $ 1,249,000 | $ 39,031 | $ 67,000 |
| Elkhart-Goshen, IN | 32 | $ 1,164,000 | $ 36,375 | $ 48,000 |
| Roanoke, VA | 31 | $ 1,592,000 | $ 51,354 | $ 51,000 |
| Huntsville, AL | 30 | $ 1,011,000 | $ 33,700 | $ 65,000 |
| Janesville-Beloit, WI | 30 | $ 4,613,000 | $ 153,766 | $ 61,000 |
| Saginaw-Bay City-Midland, MI | 30 | $ 1,328,000 | $ 44,266 | $ 57,000 |
| Canton-Massillon, OH | 29 | $ 1,018,000 | $ 35,103 | $ 35,000 |
| Longview-Marshall, TX | 29 | $ 1,395,000 | $ 48,103 | $ 77,000 |
| Bloomington-Normal, IL | 28 | $ 895,000 | $ 31,964 | $ 103,000 |
| Columbus, GA-AL | 27 | $ 1,370,000 | $ 50,740 | $ 69,000 |
| Shreveport-Bossier City, LA | 27 | $ 1,293,000 | $ 47,888 | $ 52,000 |
| Athens, GA | 26 | $ 1,210,000 | $ 46,538 | $ 62,000 |
| Jackson, MS | 26 | $ 954,000 | $ 36,692 | $ 43,000 |
| Mansfield, OH | 26 | $ 595,000 | $ 22,884 | $ 50,000 |
| Lewiston-Auburn, ME | 25 | $ 971,000 | $ 38,840 | $ 62,000 |
| New Bedford, MA | 25 | $ 1,235,000 | $ 49,400 | $ 74,000 |
| Goldsboro, NC | 24 | $ 605,000 | $ 25,208 | $ 43,000 |
| Kenosha, WI | 24 | $ 788,000 | $ 32,833 | $ 63,000 |
| Burlington, VT | 23 | $ 1,736,000 | $ 75,478 | $ 66,000 |
| Jackson, TN | 23 | $ 672,000 | $ 29,217 | $ 51,000 |
| Benton Harbor, MI | 22 | $ 980,000 | $ 44,545 | $ 63,000 |
| Jackson, MI | 22 | $ 966,000 | $ 43,909 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 22 | $ 860,000 | $ 39,090 | $ 54,000 |
| Champaign-Urbana, IL | 21 | $ 746,000 | $ 35,523 | $ 26,000 |
| Elmira, NY | 21 | $ 657,000 | $ 31,285 | $ 56,000 |
| Johnstown, PA | 21 | $ 731,000 | $ 34,809 | $ 54,000 |
| Lake Charles, LA | 21 | $ 825,000 | $ 39,285 | $ 111,000 |
| Rocky Mount, NC | 21 | $ 551,000 | $ 26,238 | $ 42,000 |
| Topeka, KS | 21 | $ 581,000 | $ 27,666 | $ 79,000 |
| Lafayette, IN | 20 | $ 642,000 | $ 32,100 | $ 52,000 |
| Lynchburg, VA | 20 | $ 765,000 | $ 38,250 | $ 49,000 |
| Panama City, FL | 20 | $ 966,000 | $ 48,300 | $ 57,000 |
| Punta Gorda, FL | 20 | $ 801,000 | $ 40,050 | $ 71,000 |
| Tuscaloosa, AL | 20 | $ 747,000 | $ 37,350 | $ 56,000 |
| Auburn-Opelika, AL | 19 | $ 856,000 | $ 45,052 | $ 34,000 |
| Bangor, ME | 19 | $ 830,000 | $ 43,684 | $ 106,000 |
| Fort Smith, AR-OK | 18 | $ 516,000 | $ 28,666 | $ 44,000 |
| Lima, OH | 18 | $ 775,000 | $ 43,055 | $ 54,000 |
| Evansville-Henderson, IN-KY | 17 | $ 568,000 | $ 33,411 | $ 116,000 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 481,000 | $ 28,294 | $ 47,000 |
| Altoona, PA | 16 | $ 579,000 | $ 36,187 | $ 66,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 16 | $ 654,000 | $ 40,875 | $ 64,000 |
| Jonesboro, AR | 16 | $ 647,000 | $ 40,437 | $ 76,000 |
| Williamsport, PA | 16 | $ 492,000 | $ 30,750 | $ 63,000 |
| Alexandria, LA | 15 | $ 508,000 | $ 33,866 | $ 129,000 |
| Sharon, PA | 15 | $ 776,000 | $ 51,733 | $ 55,000 |
| Texarkana, TX-AR | 15 | $ 595,000 | $ 39,666 | $ 58,000 |
| Florence, AL | 13 | $ 525,000 | $ 40,384 | $ 36,000 |
| Joplin, MO | 13 | $ 447,000 | $ 34,384 | $ 28,000 |
| Lawton, OK | 13 | $ 273,000 | $ 21,000 | $ 63,000 |
| Albany, GA | 12 | $ 590,000 | $ 49,166 | $ 704,000 |
| Houma, LA | 12 | $ 520,000 | $ 43,333 | $ 66,000 |
| Myrtle Beach, SC | 12 | $ 445,000 | $ 37,083 | $ 65,000 |
| Pittsfield, MA | 12 | $ 539,000 | $ 44,916 | $ 41,000 |
| Clarksville-Hopkinsville, TN-KY | 11 | $ 493,000 | $ 44,818 | $ 56,000 |
| Dothan, AL | 11 | $ 345,000 | $ 31,363 | $ 50,000 |
| Glens Falls, NY | 11 | $ 441,000 | $ 40,090 | $ 88,000 |
| Parkersburg-Marietta, WV-OH | 11 | $ 414,000 | $ 37,636 | $ 41,000 |
| Greenville, NC | 10 | $ 351,000 | $ 35,100 | $ 127,000 |
| Hattiesburg, MS | 10 | $ 327,000 | $ 32,700 | $ 11,000 |
| Jamestown, NY | 10 | $ 289,000 | $ 28,900 | $ 30,000 |
| St. Joseph, MO | 10 | $ 283,000 | $ 28,300 | $ 55,000 |
| Wheeling, WV-OH | 10 | $ 370,000 | $ 37,000 | $ 82,000 |
| Bloomington, IN | 9 | $ 374,000 | $ 41,555 | $ 43,000 |
| Decatur, IL | 9 | $ 197,000 | $ 21,888 | $ 41,000 |
| Dubuque, IA | 9 | $ 295,000 | $ 32,777 | $ 7,000 |
| Kankakee, IL | 9 | $ 235,000 | $ 26,111 | $ 50,000 |
| Lawrence, KS | 9 | $ 337,000 | $ 37,444 | $ 89,000 |
| Monroe, LA | 9 | $ 513,000 | $ 57,000 | $ 54,000 |
| Pine Bluff, AR | 9 | $ 205,000 | $ 22,777 | $ 47,000 |
| Terre Haute, IN | 9 | $ 343,000 | $ 38,111 | $ 49,000 |
| Kokomo, IN | 8 | $ 680,000 | $ 85,000 | $ 80,000 |
| Cumberland, MD-WV | 7 | $ 304,000 | $ 43,428 | $ 36,000 |
| Danville, VA | 7 | $ 236,000 | $ 33,714 | $ 46,000 |
| Decatur, AL | 7 | $ 311,000 | $ 44,428 | $ 69,000 |
| Muncie, IN | 7 | $ 165,000 | $ 23,571 | $ 15,000 |
| Columbia, MO | 6 | $ 168,000 | $ 28,000 | $ 64,000 |
| Sumter, SC | 6 | $ 248,000 | $ 41,333 | $ 61,000 |
| Anniston, AL | 5 | $ 170,000 | $ 34,000 | $ 99,000 |
| Florence, SC | 2 | $ 25,000 | $ 12,500 | $ 24,000 |
| Gadsden, AL | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Owensboro, KY | 2 | $ 54,000 | $ 27,000 | $ 119,000 |
| Enid, OK | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 27,000 | $ 27,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wells Fargo Bank, NA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 150,409 | $12,931,418,000 | $62,884 | $7,500,000 | $67,461 | $9,999,000 |
| Home Improvement (one-to-four family) | 39,302 | $1,400,008,000 | $31,788 | $1,500,000 | $74,673 | $9,999,000 |
| Home Purchase (one-to-four family) | 28,441 | $1,901,297,000 | $60,961 | $70,119,000 | $95,000 | $9,707,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 438 | $811,644,000 | $1,766,075 | $75,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 119,841 | $9,366,852,000 | $57,769 | $7,000,000 | $83,365 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 47,614 | $3,070,420,000 | $54,057 | $7,500,000 | $74,192 | $9,999,000 |
| Hispanic | 25,778 | $1,857,867,000 | $49,666 | $1,500,000 | $64,000 | $3,600,000 |
| Asian or Pacific Islander | 8,445 | $794,312,000 | $57,700 | $3,000,000 | $73,820 | $4,017,000 |
| Black | 6,227 | $405,044,000 | $49,959 | $3,068,000 | $79,897 | $8,663,000 |
| Not applicable | 5,635 | $1,123,160,000 | $314,440 | $75,000,000 | $6,380 | $4,900,000 |
| Other | 3,735 | $332,759,000 | $56,285 | $2,000,000 | $72,632 | $2,800,000 |
| American Indian or Alaskan Native | 1,315 | $93,953,000 | $49,717 | $1,000,000 | $85,195 | $1,111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 218,571 | $17,031,888,000 | $58,673 | $75,000,000 | $74,403 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 12 | $12,039,000 | $523,200 | $6,200,000 | $81,800 | $300,000 |
| VA-guaranteed (Veterans Administration) | 4 | $214,000 | $53,500 | $101,000 | $46,750 | $58,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $226,000 | $75,333 | $188,000 | $120,666 | $225,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105,319 | $9,251,863,000 | $67,215 | $70,119,000 | $85,333 | $9,999,000 |
| Application Denied By Financial Institution | 68,142 | $4,877,075,000 | $51,634 | $5,563,000 | $74,326 | $9,610,000 |
| Application Approved But Not Accepted | 36,106 | $2,307,764,000 | $51,634 | $22,000,000 | $72,423 | $4,017,000 |
| Loan Purchased By The Institution | 6,711 | $301,870,000 | $39,960 | $500,000 | $20,607 | $1,410,000 |
| Application Withdrawn By Applicant | 1,940 | $290,907,000 | $95,490 | $75,000,000 | $80,784 | $1,634,000 |
| File Closed For Incompleteness | 372 | $14,888,000 | $36,673 | $450,000 | $63,428 | $1,740,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 27,397 | $1,783,121,000 | $44,980 | $1,236,000 | $82,230 | $9,610,000 |
| Debt-To-Income Ratio | 14,455 | $1,136,334,000 | $60,826 | $3,000,000 | $44,865 | $967,000 |
| Other | 11,916 | $985,357,000 | $59,307 | $5,563,000 | $74,596 | $7,680,000 |
| Collateral | 11,418 | $725,548,000 | $49,745 | $795,000 | $91,215 | $6,000,000 |
| Unverifiable Information | 1,511 | $143,437,000 | $64,717 | $500,000 | $52,564 | $668,000 |
| Employment History | 830 | $58,607,000 | $51,348 | $500,000 | $71,790 | $1,608,000 |
| Credit Application Incomplete | 604 | $43,168,000 | $53,914 | $1,000,000 | $75,085 | $761,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,503,000 | $158,666 | $389,000 | $28,666 | $55,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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