Wells Fargo Fin'l Alabama, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wells Fargo Fin'l Alabama, Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Alabama, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,143 |
| Total Mortgage Loan Application Amount | $834,612,000 |
| Average Mortgage Loan Application Amount | $89,333 |
| Highest Mortgage Loan Application Amount | $1,050,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $962,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Alabama, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Alabama, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Alabama, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Alabama, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Alabama, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Alabama, Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 1,354 | $ 127,195,000 | $ 93,000 | $ 56,000 |
| Mobile County Alabama | 941 | $ 104,336,000 | $ 110,000 | $ 57,000 |
| Madison County Alabama | 664 | $ 78,478,000 | $ 118,000 | $ 67,000 |
| Montgomery County Alabama | 597 | $ 65,615,000 | $ 109,000 | $ 59,000 |
| Tuscaloosa County Alabama | 321 | $ 34,985,000 | $ 108,000 | $ 55,000 |
| Shelby County Alabama | 288 | $ 45,248,000 | $ 157,000 | $ 71,000 |
| Lee County Alabama | 236 | $ 31,239,000 | $ 132,000 | $ 66,000 |
| Baldwin County Alabama | 226 | $ 28,863,000 | $ 127,000 | $ 62,000 |
| Houston County Alabama | 226 | $ 23,163,000 | $ 102,000 | $ 53,000 |
| Elmore County Alabama | 206 | $ 24,795,000 | $ 120,000 | $ 63,000 |
| Morgan County Alabama | 181 | $ 18,468,000 | $ 102,000 | $ 58,000 |
| Calhoun County Alabama | 174 | $ 13,772,000 | $ 79,000 | $ 52,000 |
| Autauga County Alabama | 140 | $ 17,365,000 | $ 124,000 | $ 63,000 |
| Coffee County Alabama | 131 | $ 11,910,000 | $ 90,000 | $ 57,000 |
| Etowah County Alabama | 131 | $ 9,809,000 | $ 74,000 | $ 45,000 |
| Lauderdale County Alabama | 127 | $ 11,331,000 | $ 89,000 | $ 52,000 |
| Colbert County Alabama | 117 | $ 8,643,000 | $ 73,000 | $ 48,000 |
| Cullman County Alabama | 111 | $ 10,236,000 | $ 92,000 | $ 52,000 |
| Dale County Alabama | 111 | $ 9,218,000 | $ 83,000 | $ 58,000 |
| Limestone County Alabama | 110 | $ 10,630,000 | $ 96,000 | $ 59,000 |
| St. Clair County Alabama | 102 | $ 10,038,000 | $ 98,000 | $ 64,000 |
| Talladega County Alabama | 88 | $ 7,017,000 | $ 79,000 | $ 52,000 |
| Russell County Alabama | 84 | $ 7,388,000 | $ 87,000 | $ 54,000 |
| Walker County Alabama | 73 | $ 6,068,000 | $ 83,000 | $ 65,000 |
| Escambia County Alabama | 72 | $ 5,702,000 | $ 79,000 | $ 47,000 |
| Blount County Alabama | 68 | $ 6,600,000 | $ 97,000 | $ 60,000 |
| Tallapoosa County Alabama | 63 | $ 5,982,000 | $ 94,000 | $ 55,000 |
| Macon County Alabama | 57 | $ 5,326,000 | $ 93,000 | $ 51,000 |
| Geneva County Alabama | 56 | $ 4,392,000 | $ 78,000 | $ 48,000 |
| Chambers County Alabama | 53 | $ 4,136,000 | $ 78,000 | $ 52,000 |
| Dallas County Alabama | 52 | $ 5,079,000 | $ 97,000 | $ 62,000 |
| Lawrence County Alabama | 52 | $ 4,306,000 | $ 82,000 | $ 60,000 |
| Marshall County Alabama | 52 | $ 5,223,000 | $ 100,000 | $ 64,000 |
| Chilton County Alabama | 49 | $ 4,557,000 | $ 93,000 | $ 63,000 |
| Covington County Alabama | 49 | $ 3,609,000 | $ 73,000 | $ 52,000 |
| DeKalb County Alabama | 46 | $ 4,164,000 | $ 90,000 | $ 54,000 |
| Monroe County Alabama | 45 | $ 3,415,000 | $ 75,000 | $ 49,000 |
| Pike County Alabama | 44 | $ 3,748,000 | $ 85,000 | $ 46,000 |
| Butler County Alabama | 34 | $ 2,564,000 | $ 75,000 | $ 56,000 |
| Barbour County Alabama | 33 | $ 2,892,000 | $ 87,000 | $ 77,000 |
| Hale County Alabama | 32 | $ 2,825,000 | $ 88,000 | $ 59,000 |
| Henry County Alabama | 32 | $ 2,635,000 | $ 82,000 | $ 52,000 |
| Jackson County Alabama | 30 | $ 2,368,000 | $ 78,000 | $ 51,000 |
| Franklin County Alabama | 29 | $ 2,374,000 | $ 81,000 | $ 51,000 |
| Randolph County Alabama | 29 | $ 2,472,000 | $ 85,000 | $ 45,000 |
| Clay County Alabama | 27 | $ 1,705,000 | $ 63,000 | $ 45,000 |
| Clarke County Alabama | 26 | $ 2,249,000 | $ 86,000 | $ 61,000 |
| Marion County Alabama | 25 | $ 1,802,000 | $ 72,000 | $ 46,000 |
| Winston County Alabama | 25 | $ 2,075,000 | $ 83,000 | $ 52,000 |
| Bibb County Alabama | 24 | $ 1,962,000 | $ 81,000 | $ 50,000 |
| Fayette County Alabama | 23 | $ 1,499,000 | $ 65,000 | $ 52,000 |
| Cleburne County Alabama | 21 | $ 1,527,000 | $ 72,000 | $ 47,000 |
| Marengo County Alabama | 21 | $ 1,818,000 | $ 86,000 | $ 44,000 |
| Crenshaw County Alabama | 20 | $ 1,216,000 | $ 60,000 | $ 44,000 |
| Washington County Alabama | 19 | $ 1,918,000 | $ 100,000 | $ 100,000 |
| Cherokee County Alabama | 18 | $ 1,112,000 | $ 61,000 | $ 52,000 |
| Lamar County Alabama | 18 | $ 1,197,000 | $ 66,000 | $ 50,000 |
| Lowndes County Alabama | 18 | $ 1,610,000 | $ 89,000 | $ 48,000 |
| Conecuh County Alabama | 16 | $ 1,018,000 | $ 63,000 | $ 43,000 |
| Sumter County Alabama | 15 | $ 1,042,000 | $ 69,000 | $ 48,000 |
| Pickens County Alabama | 14 | $ 941,000 | $ 67,000 | $ 47,000 |
| Greene County Alabama | 12 | $ 951,000 | $ 79,000 | $ 47,000 |
| Bullock County Alabama | 10 | $ 794,000 | $ 79,000 | $ 52,000 |
| Coosa County Alabama | 10 | $ 1,030,000 | $ 103,000 | $ 72,000 |
| Wilcox County Alabama | 9 | $ 789,000 | $ 87,000 | $ 43,000 |
| Perry County Alabama | 8 | $ 642,000 | $ 80,000 | $ 53,000 |
| Choctaw County Alabama | 7 | $ 537,000 | $ 76,000 | $ 51,000 |
| Bay County Florida | 3 | $ 220,000 | $ 73,000 | $ 94,000 |
| Tarrant County Texas | 2 | $ 20,000 | $ 10,000 | $ 47,000 |
| Anchorage County Alaska | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Weld County Colorado | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Jackson County Florida | 1 | $ 107,000 | $ 107,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 244,000 | $ 244,000 | $ 132,000 |
| Cobb County Georgia | 1 | $ 469,000 | $ 469,000 | $ 74,000 |
| Coweta County Georgia | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Douglas County Georgia | 1 | $ 221,000 | $ 221,000 | $ 78,000 |
| Fulton County Georgia | 1 | $ 600,000 | $ 600,000 | $ 185,000 |
| Lanier County Georgia | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Liberty County Georgia | 1 | $ 51,000 | $ 51,000 | $ 68,000 |
| Lowndes County Georgia | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Marion County Georgia | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Peoria County Illinois | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Orleans County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 81,000 |
| Barnstable County Massachusetts | 1 | $ 795,000 | $ 795,000 | $ 303,000 |
| Carver County Minnesota | 1 | $ 380,000 | $ 380,000 | $ 180,000 |
| George County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Hinds County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Jackson County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Warren County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 106,000 |
| Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Monmouth County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Davidson County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Multnomah County Oregon | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Delaware County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Richland County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 149,000 |
| Knox County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Lincoln County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| Bell County Texas | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
| El Paso County Texas | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Harris County Texas | 1 | $ 20,000 | $ 20,000 | $ 182,000 |
| Hidalgo County Texas | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| Hampton County Virginia | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Ferry County Washington | 1 | $ 320,000 | $ 320,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Alabama, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,356 | $719,560,000 | $113,000 | $1,050,000 | $59,000 | $962,000 |
| Home Improvement | 1,758 | $112,380,000 | $63,000 | $800,000 | $54,000 | $642,000 |
| Home Purchase | 29 | $2,672,000 | $92,000 | $380,000 | $87,000 | $660,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,244 | $469,935,000 | $110,000 | $1,006,000 | $62,000 | $962,000 |
| Black or African American | 3,500 | $322,809,000 | $92,000 | $800,000 | $53,000 | $369,000 |
| Not Provided | 144 | $15,103,000 | $104,000 | $1,050,000 | $65,000 | $426,000 |
| American Indian or Alaskan Native | 108 | $10,258,000 | $94,000 | $320,000 | $56,000 | $148,000 |
| Hispanic | 97 | $9,771,000 | $100,000 | $1,050,000 | $58,000 | $351,000 |
| Asian | 40 | $5,876,000 | $146,000 | $600,000 | $69,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $860,000 | $86,000 | $250,000 | $60,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,143 | $834,612,000 | $102,000 | $1,050,000 | $58,000 | $962,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,721 | $367,436,000 | $98,000 | $1,050,000 | $53,000 | $642,000 |
| Loan Originated | 1,946 | $217,367,000 | $111,000 | $676,000 | $60,000 | $318,000 |
| Application Withdrawn By Applicant | 1,691 | $166,034,000 | $98,000 | $1,050,000 | $63,000 | $962,000 |
| File Closed For Incompleteness | 735 | $76,983,000 | $104,000 | $912,000 | $64,000 | $900,000 |
| Application Approved But Not Accepted | 50 | $6,792,000 | $135,000 | $528,000 | $64,000 | $207,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Alabama, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Alabama, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.