Wells Fargo Fin'l America, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l America, Inc 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l America, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,980 |
| Total Mortgage Loan Application Amount | $1,331,265,000 |
| Average Mortgage Loan Application Amount | $114,840 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $710,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l America, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l America, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l America, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l America, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l America, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l America, Inc's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 2,006 | $ 245,069,000 | $ 122,000 | $ 54,000 |
| Oakland County Michigan | 1,026 | $ 204,574,000 | $ 199,000 | $ 80,000 |
| Macomb County Michigan | 901 | $ 144,131,000 | $ 159,000 | $ 70,000 |
| Hartford County Connecticut | 560 | $ 83,093,000 | $ 148,000 | $ 71,000 |
| New Haven County Connecticut | 513 | $ 74,393,000 | $ 145,000 | $ 71,000 |
| Kent County Michigan | 479 | $ 69,196,000 | $ 144,000 | $ 54,000 |
| Fairfield County Connecticut | 422 | $ 97,886,000 | $ 231,000 | $ 96,000 |
| Ingham County Michigan | 217 | $ 24,054,000 | $ 110,000 | $ 65,000 |
| Berrien County Michigan | 195 | $ 21,750,000 | $ 111,000 | $ 54,000 |
| Washtenaw County Michigan | 179 | $ 33,835,000 | $ 189,000 | $ 77,000 |
| Ottawa County Michigan | 139 | $ 19,371,000 | $ 139,000 | $ 60,000 |
| Kalamazoo County Michigan | 131 | $ 16,728,000 | $ 127,000 | $ 63,000 |
| Litchfield County Connecticut | 118 | $ 19,231,000 | $ 162,000 | $ 82,000 |
| Livingston County Michigan | 109 | $ 24,908,000 | $ 228,000 | $ 83,000 |
| Middlesex County Connecticut | 107 | $ 20,917,000 | $ 195,000 | $ 79,000 |
| Monroe County Michigan | 101 | $ 15,790,000 | $ 156,000 | $ 82,000 |
| New London County Connecticut | 96 | $ 14,326,000 | $ 149,000 | $ 73,000 |
| Calhoun County Michigan | 93 | $ 9,787,000 | $ 105,000 | $ 54,000 |
| Genesee County Michigan | 93 | $ 11,541,000 | $ 124,000 | $ 72,000 |
| Eaton County Michigan | 92 | $ 11,931,000 | $ 129,000 | $ 63,000 |
| St. Clair County Michigan | 82 | $ 12,979,000 | $ 158,000 | $ 64,000 |
| Saginaw County Michigan | 79 | $ 7,370,000 | $ 93,000 | $ 42,000 |
| Van Buren County Michigan | 77 | $ 8,154,000 | $ 105,000 | $ 50,000 |
| Allegan County Michigan | 76 | $ 9,817,000 | $ 129,000 | $ 47,000 |
| Lenawee County Michigan | 68 | $ 10,634,000 | $ 156,000 | $ 68,000 |
| Windham County Connecticut | 65 | $ 8,742,000 | $ 134,000 | $ 67,000 |
| Cass County Michigan | 65 | $ 8,105,000 | $ 124,000 | $ 52,000 |
| Tolland County Connecticut | 63 | $ 8,815,000 | $ 139,000 | $ 63,000 |
| Jackson County Michigan | 59 | $ 7,345,000 | $ 124,000 | $ 56,000 |
| Barry County Michigan | 58 | $ 8,605,000 | $ 148,000 | $ 58,000 |
| Ionia County Michigan | 57 | $ 7,444,000 | $ 130,000 | $ 53,000 |
| Bay County Michigan | 55 | $ 5,191,000 | $ 94,000 | $ 49,000 |
| Clinton County Michigan | 53 | $ 7,286,000 | $ 137,000 | $ 52,000 |
| St. Joseph County Michigan | 53 | $ 5,056,000 | $ 95,000 | $ 39,000 |
| Muskegon County Michigan | 50 | $ 5,413,000 | $ 108,000 | $ 44,000 |
| Lapeer County Michigan | 34 | $ 6,419,000 | $ 188,000 | $ 62,000 |
| Montcalm County Michigan | 31 | $ 3,312,000 | $ 106,000 | $ 56,000 |
| Shiawassee County Michigan | 26 | $ 3,965,000 | $ 152,000 | $ 73,000 |
| Tuscola County Michigan | 23 | $ 2,470,000 | $ 107,000 | $ 70,000 |
| Branch County Michigan | 22 | $ 2,337,000 | $ 106,000 | $ 66,000 |
| Midland County Michigan | 22 | $ 2,214,000 | $ 100,000 | $ 56,000 |
| Marquette County Michigan | 21 | $ 1,062,000 | $ 50,000 | $ 39,000 |
| Menominee County Michigan | 17 | $ 1,242,000 | $ 73,000 | $ 49,000 |
| Delta County Michigan | 16 | $ 1,138,000 | $ 71,000 | $ 58,000 |
| Newaygo County Michigan | 14 | $ 1,393,000 | $ 99,000 | $ 58,000 |
| Grand Traverse County Michigan | 13 | $ 2,187,000 | $ 168,000 | $ 54,000 |
| Hillsdale County Michigan | 13 | $ 1,144,000 | $ 88,000 | $ 40,000 |
| Dickinson County Michigan | 12 | $ 711,000 | $ 59,000 | $ 38,000 |
| Antrim County Michigan | 11 | $ 1,360,000 | $ 123,000 | $ 53,000 |
| Sanilac County Michigan | 10 | $ 1,753,000 | $ 175,000 | $ 43,000 |
| Iron County Michigan | 9 | $ 594,000 | $ 66,000 | $ 47,000 |
| Mason County Michigan | 8 | $ 910,000 | $ 113,000 | $ 56,000 |
| Gratiot County Michigan | 7 | $ 414,000 | $ 59,000 | $ 34,000 |
| Mecosta County Michigan | 7 | $ 665,000 | $ 95,000 | $ 65,000 |
| Presque Isle County Michigan | 7 | $ 886,000 | $ 126,000 | $ 58,000 |
| Alpena County Michigan | 6 | $ 510,000 | $ 85,000 | $ 40,000 |
| Crawford County Michigan | 5 | $ 407,000 | $ 81,000 | $ 65,000 |
| Gladwin County Michigan | 5 | $ 516,000 | $ 103,000 | $ 59,000 |
| Houghton County Michigan | 5 | $ 261,000 | $ 52,000 | $ 37,000 |
| Huron County Michigan | 5 | $ 485,000 | $ 97,000 | $ 80,000 |
| Manistee County Michigan | 5 | $ 230,000 | $ 46,000 | $ 39,000 |
| Otsego County Michigan | 5 | $ 359,000 | $ 71,000 | $ 39,000 |
| Roscommon County Michigan | 5 | $ 481,000 | $ 96,000 | $ 74,000 |
| Alger County Michigan | 4 | $ 279,000 | $ 69,000 | $ 30,000 |
| Charlevoix County Michigan | 4 | $ 482,000 | $ 120,000 | $ 63,000 |
| Clare County Michigan | 4 | $ 247,000 | $ 61,000 | $ 52,000 |
| Emmet County Michigan | 4 | $ 649,000 | $ 162,000 | $ 96,000 |
| Benzie County Michigan | 3 | $ 399,000 | $ 133,000 | $ 48,000 |
| Cheboygan County Michigan | 3 | $ 667,000 | $ 222,000 | $ 48,000 |
| Chippewa County Michigan | 3 | $ 411,000 | $ 137,000 | $ 65,000 |
| Gogebic County Michigan | 3 | $ 115,000 | $ 38,000 | $ 44,000 |
| Iosco County Michigan | 3 | $ 270,000 | $ 90,000 | $ 30,000 |
| Ogemaw County Michigan | 3 | $ 254,000 | $ 84,000 | $ 77,000 |
| Oscoda County Michigan | 3 | $ 331,000 | $ 110,000 | $ 47,000 |
| Schoolcraft County Michigan | 3 | $ 574,000 | $ 191,000 | $ 92,000 |
| Arenac County Michigan | 2 | $ 104,000 | $ 52,000 | $ 25,000 |
| Isabella County Michigan | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Kalkaska County Michigan | 2 | $ 266,000 | $ 133,000 | $ 60,000 |
| Mackinac County Michigan | 2 | $ 214,000 | $ 107,000 | $ 50,000 |
| Oceana County Michigan | 2 | $ 97,000 | $ 48,000 | $ 27,000 |
| Osceola County Michigan | 2 | $ 153,000 | $ 76,000 | $ 52,000 |
| Hinds County Mississippi | 2 | $ 45,000 | $ 22,000 | $ 34,000 |
| Pinal County Arizona | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Marin County California | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Broward County Florida | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| Lee County Florida | 1 | $ 30,000 | $ 30,000 | $ 132,000 |
| Palm Beach County Florida | 1 | $ 85,000 | $ 85,000 | $ 519,000 |
| Pinellas County Florida | 1 | $ 59,000 | $ 59,000 | $ 170,000 |
| Volusia County Florida | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Lowndes County Georgia | 1 | $ 47,000 | $ 47,000 | $ 14,000 |
| Steuben County Indiana | 1 | $ 9,000 | $ 9,000 | $ 27,000 |
| Suffolk County Massachusetts | 1 | $ 423,000 | $ 423,000 | $ 84,000 |
| Alcona County Michigan | 1 | $ 206,000 | $ 206,000 | $ 80,000 |
| Lake County Michigan | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| Montmorency County Michigan | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Winona County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Warren County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| St. Charles County Missouri | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Sullivan County Missouri | 1 | $ 41,000 | $ 41,000 | $ 38,000 |
| Clark County Nevada | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| San Miguel County New Mexico | 1 | $ 32,000 | $ 32,000 | $ 106,000 |
| Westchester County New York | 1 | $ 225,000 | $ 225,000 | $ 300,000 |
| Forsyth County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 234,000 |
| Gaston County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 35,000 |
| Marshall County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Washington County Utah | 1 | $ 440,000 | $ 440,000 | $ 450,000 |
| Marinette County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l America, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,191 | $1,255,912,000 | $148,666 | $1,300,000 | $89,000 | $702,000 |
| Home Improvement | 765 | $73,277,000 | $128,875 | $750,000 | $146,750 | $710,000 |
| Home Purchase | 24 | $2,076,000 | $62,750 | $500,000 | $56,250 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,000 | $929,593,000 | $114,500 | $1,275,000 | $104,428 | $710,000 |
| Black or African American | 1,772 | $217,838,000 | $146,000 | $1,144,000 | $57,200 | $400,000 |
| Not Provided | 620 | $95,572,000 | $172,250 | $1,300,000 | $127,250 | $600,000 |
| Hispanic | 393 | $56,940,000 | $87,500 | $590,000 | $66,750 | $380,000 |
| American Indian or Alaskan Native | 99 | $15,088,000 | $177,500 | $800,000 | $63,500 | $306,000 |
| Asian | 77 | $14,073,000 | $189,000 | $483,000 | $70,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $2,161,000 | $102,500 | $228,000 | $61,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,980 | $1,331,265,000 | $122,888 | $1,300,000 | $99,944 | $710,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,324 | $795,192,000 | $142,090 | $1,275,000 | $96,272 | $702,000 |
| Application Withdrawn By Applicant | 1,546 | $231,512,000 | $96,000 | $1,300,000 | $116,500 | $710,000 |
| Loan Originated | 1,483 | $214,294,000 | $157,000 | $968,000 | $69,000 | $400,000 |
| Application Approved But Not Accepted | 627 | $90,267,000 | $161,500 | $800,000 | $83,500 | $350,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l America, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l America, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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