Wells Fargo Fin'l Illinois Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wells Fargo Fin'l Illinois Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Illinois Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,681 |
| Total Mortgage Loan Application Amount | $2,515,035,000 |
| Average Mortgage Loan Application Amount | $117,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Illinois Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Illinois Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Illinois Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Illinois Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Illinois Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Illinois Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 6,310 | $ 1,127,810,000 | $ 178,000 | $ 73,000 |
| Will County Illinois | 1,237 | $ 241,086,000 | $ 194,000 | $ 85,000 |
| Lake County Illinois | 835 | $ 158,133,000 | $ 189,000 | $ 84,000 |
| DuPage County Illinois | 740 | $ 168,664,000 | $ 227,000 | $ 88,000 |
| Kane County Illinois | 642 | $ 134,782,000 | $ 209,000 | $ 85,000 |
| McHenry County Illinois | 551 | $ 115,395,000 | $ 209,000 | $ 86,000 |
| St. Clair County Illinois | 496 | $ 52,107,000 | $ 105,000 | $ 65,000 |
| Madison County Illinois | 446 | $ 44,115,000 | $ 98,000 | $ 59,000 |
| Winnebago County Illinois | 386 | $ 37,784,000 | $ 97,000 | $ 62,000 |
| Rock Island County Illinois | 268 | $ 24,151,000 | $ 90,000 | $ 60,000 |
| McLean County Illinois | 242 | $ 34,020,000 | $ 140,000 | $ 70,000 |
| Peoria County Illinois | 233 | $ 22,423,000 | $ 96,000 | $ 61,000 |
| Sangamon County Illinois | 222 | $ 19,989,000 | $ 90,000 | $ 62,000 |
| Kendall County Illinois | 207 | $ 43,162,000 | $ 208,000 | $ 87,000 |
| Tazewell County Illinois | 200 | $ 19,746,000 | $ 98,000 | $ 63,000 |
| DeKalb County Illinois | 141 | $ 23,740,000 | $ 168,000 | $ 74,000 |
| LaSalle County Illinois | 134 | $ 17,487,000 | $ 130,000 | $ 73,000 |
| Knox County Illinois | 131 | $ 8,345,000 | $ 63,000 | $ 49,000 |
| Champaign County Illinois | 121 | $ 12,735,000 | $ 105,000 | $ 60,000 |
| Henry County Illinois | 119 | $ 11,496,000 | $ 96,000 | $ 64,000 |
| Grundy County Illinois | 114 | $ 20,331,000 | $ 178,000 | $ 78,000 |
| Kankakee County Illinois | 113 | $ 16,434,000 | $ 145,000 | $ 80,000 |
| Macon County Illinois | 104 | $ 7,374,000 | $ 70,000 | $ 53,000 |
| Vermilion County Illinois | 74 | $ 4,770,000 | $ 64,000 | $ 53,000 |
| Macoupin County Illinois | 69 | $ 5,881,000 | $ 85,000 | $ 60,000 |
| Whiteside County Illinois | 67 | $ 5,281,000 | $ 78,000 | $ 57,000 |
| Boone County Illinois | 63 | $ 9,612,000 | $ 152,000 | $ 68,000 |
| Ogle County Illinois | 59 | $ 7,586,000 | $ 128,000 | $ 71,000 |
| Fulton County Illinois | 58 | $ 4,292,000 | $ 74,000 | $ 49,000 |
| Livingston County Illinois | 54 | $ 6,107,000 | $ 113,000 | $ 66,000 |
| Williamson County Illinois | 52 | $ 4,612,000 | $ 88,000 | $ 57,000 |
| Bureau County Illinois | 50 | $ 4,415,000 | $ 88,000 | $ 61,000 |
| Stephenson County Illinois | 46 | $ 3,824,000 | $ 83,000 | $ 56,000 |
| Adams County Illinois | 42 | $ 3,214,000 | $ 76,000 | $ 54,000 |
| Warren County Illinois | 41 | $ 2,527,000 | $ 61,000 | $ 53,000 |
| Christian County Illinois | 40 | $ 3,531,000 | $ 88,000 | $ 58,000 |
| Woodford County Illinois | 39 | $ 4,515,000 | $ 115,000 | $ 69,000 |
| Clinton County Illinois | 37 | $ 4,505,000 | $ 121,000 | $ 76,000 |
| Jersey County Illinois | 37 | $ 3,610,000 | $ 97,000 | $ 57,000 |
| Monroe County Illinois | 36 | $ 4,166,000 | $ 115,000 | $ 66,000 |
| Mercer County Illinois | 34 | $ 3,501,000 | $ 102,000 | $ 65,000 |
| Franklin County Illinois | 32 | $ 1,961,000 | $ 61,000 | $ 54,000 |
| Lee County Illinois | 30 | $ 3,010,000 | $ 100,000 | $ 62,000 |
| Jackson County Illinois | 29 | $ 2,245,000 | $ 77,000 | $ 62,000 |
| De Witt County Illinois | 28 | $ 2,948,000 | $ 105,000 | $ 65,000 |
| Randolph County Illinois | 28 | $ 2,832,000 | $ 101,000 | $ 65,000 |
| Iroquois County Illinois | 25 | $ 3,033,000 | $ 121,000 | $ 68,000 |
| Coles County Illinois | 24 | $ 1,821,000 | $ 75,000 | $ 52,000 |
| Logan County Illinois | 22 | $ 1,681,000 | $ 76,000 | $ 60,000 |
| Carroll County Illinois | 21 | $ 1,622,000 | $ 77,000 | $ 58,000 |
| Pike County Illinois | 20 | $ 1,238,000 | $ 61,000 | $ 47,000 |
| Marshall County Illinois | 19 | $ 1,700,000 | $ 89,000 | $ 61,000 |
| Morgan County Illinois | 18 | $ 1,317,000 | $ 73,000 | $ 61,000 |
| Effingham County Illinois | 17 | $ 1,272,000 | $ 74,000 | $ 51,000 |
| Mason County Illinois | 17 | $ 1,425,000 | $ 83,000 | $ 46,000 |
| Montgomery County Illinois | 17 | $ 1,388,000 | $ 81,000 | $ 53,000 |
| Piatt County Illinois | 17 | $ 2,203,000 | $ 129,000 | $ 65,000 |
| Marion County Illinois | 16 | $ 1,134,000 | $ 70,000 | $ 66,000 |
| McDonough County Illinois | 16 | $ 836,000 | $ 52,000 | $ 56,000 |
| Menard County Illinois | 16 | $ 1,540,000 | $ 96,000 | $ 68,000 |
| White County Illinois | 16 | $ 1,219,000 | $ 76,000 | $ 55,000 |
| Jefferson County Illinois | 15 | $ 1,213,000 | $ 80,000 | $ 88,000 |
| Saline County Illinois | 15 | $ 927,000 | $ 61,000 | $ 61,000 |
| Ford County Illinois | 13 | $ 1,221,000 | $ 93,000 | $ 50,000 |
| Jo Daviess County Illinois | 13 | $ 1,513,000 | $ 116,000 | $ 54,000 |
| Perry County Illinois | 13 | $ 1,100,000 | $ 84,000 | $ 58,000 |
| Bond County Illinois | 12 | $ 1,196,000 | $ 99,000 | $ 61,000 |
| Shelby County Illinois | 12 | $ 780,000 | $ 65,000 | $ 44,000 |
| Stark County Illinois | 12 | $ 619,000 | $ 51,000 | $ 45,000 |
| Union County Illinois | 12 | $ 1,054,000 | $ 87,000 | $ 51,000 |
| Washington County Illinois | 12 | $ 1,203,000 | $ 100,000 | $ 59,000 |
| Fayette County Illinois | 11 | $ 745,000 | $ 67,000 | $ 55,000 |
| Hancock County Illinois | 11 | $ 623,000 | $ 56,000 | $ 47,000 |
| Greene County Illinois | 10 | $ 594,000 | $ 59,000 | $ 54,000 |
| Richland County Illinois | 10 | $ 606,000 | $ 60,000 | $ 55,000 |
| Lake County Indiana | 8 | $ 670,000 | $ 83,000 | $ 55,000 |
| Alexander County Illinois | 7 | $ 236,000 | $ 33,000 | $ 55,000 |
| Cumberland County Illinois | 7 | $ 508,000 | $ 72,000 | $ 66,000 |
| Douglas County Illinois | 7 | $ 564,000 | $ 80,000 | $ 52,000 |
| Henderson County Illinois | 7 | $ 718,000 | $ 102,000 | $ 44,000 |
| Pulaski County Illinois | 7 | $ 328,000 | $ 46,000 | $ 51,000 |
| Massac County Illinois | 6 | $ 360,000 | $ 60,000 | $ 44,000 |
| Wabash County Illinois | 6 | $ 459,000 | $ 76,000 | $ 42,000 |
| Wayne County Illinois | 6 | $ 554,000 | $ 92,000 | $ 62,000 |
| Brown County Illinois | 5 | $ 244,000 | $ 48,000 | $ 50,000 |
| Cass County Illinois | 5 | $ 316,000 | $ 63,000 | $ 59,000 |
| Clay County Illinois | 5 | $ 394,000 | $ 78,000 | $ 73,000 |
| Crawford County Illinois | 5 | $ 474,000 | $ 94,000 | $ 49,000 |
| Edgar County Illinois | 5 | $ 255,000 | $ 51,000 | $ 47,000 |
| Hamilton County Illinois | 5 | $ 306,000 | $ 61,000 | $ 42,000 |
| Moultrie County Illinois | 5 | $ 501,000 | $ 100,000 | $ 46,000 |
| Calhoun County Illinois | 4 | $ 493,000 | $ 123,000 | $ 47,000 |
| Edwards County Illinois | 3 | $ 153,000 | $ 51,000 | $ 46,000 |
| Hardin County Illinois | 3 | $ 105,000 | $ 35,000 | $ 51,000 |
| Maricopa County Arizona | 2 | $ 127,000 | $ 63,000 | $ 148,000 |
| Eagle County Colorado | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Broward County Florida | 2 | $ 597,000 | $ 298,000 | $ 100,000 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 187,000 |
| Hillsborough County Florida | 2 | $ 383,000 | $ 191,000 | $ 94,000 |
| Sarasota County Florida | 2 | $ 426,000 | $ 213,000 | $ 96,000 |
| Clark County Illinois | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Johnson County Illinois | 2 | $ 198,000 | $ 99,000 | $ 91,000 |
| Lawrence County Illinois | 2 | $ 123,000 | $ 61,000 | $ 45,000 |
| Putnam County Illinois | 2 | $ 124,000 | $ 62,000 | $ 71,000 |
| Schuyler County Illinois | 2 | $ 133,000 | $ 66,000 | $ 80,000 |
| Scott County Illinois | 2 | $ 62,000 | $ 31,000 | $ 39,000 |
| Orleans County Louisiana | 2 | $ 186,000 | $ 93,000 | $ 45,000 |
| Erie County New York | 2 | $ 132,000 | $ 66,000 | $ 36,000 |
| Hidalgo County Texas | 2 | $ 20,000 | $ 10,000 | $ 18,000 |
| Tarrant County Texas | 2 | $ 259,000 | $ 129,000 | $ 84,000 |
| Door County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 143,000 |
| Milwaukee County Wisconsin | 2 | $ 53,000 | $ 26,000 | $ 109,000 |
| Walworth County Wisconsin | 2 | $ 1,513,000 | $ 756,000 | $ 427,000 |
| Coconino County Arizona | 1 | $ 66,000 | $ 66,000 | $ 79,000 |
| Alameda County California | 1 | $ 200,000 | $ 200,000 | $ 420,000 |
| Los Angeles County California | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Riverside County California | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Sacramento County California | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| San Bernardino County California | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| San Diego County California | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Douglas County Colorado | 1 | $ 90,000 | $ 90,000 | $ 210,000 |
| Montezuma County Colorado | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Charlotte County Florida | 1 | $ 244,000 | $ 244,000 | $ 168,000 |
| Duval County Florida | 1 | $ 32,000 | $ 32,000 | $ 115,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Miami-Dade County Florida | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| Monroe County Florida | 1 | $ 100,000 | $ 100,000 | $ 480,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Palm Beach County Florida | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Cassia County Idaho | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Gallatin County Illinois | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Jasper County Illinois | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Delaware County Indiana | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Jasper County Indiana | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Marion County Indiana | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Ripley County Indiana | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Starke County Indiana | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Middlesex County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 169,000 |
| Berrien County Michigan | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Cass County Michigan | 1 | $ 300,000 | $ 300,000 | $ 333,000 |
| Kalamazoo County Michigan | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Macomb County Michigan | 1 | $ 250,000 | $ 250,000 | $ 29,000 |
| Menominee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Anoka County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 220,000 |
| Dodge County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Camden County Missouri | 1 | $ 139,000 | $ 139,000 | $ 236,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Flathead County Montana | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Clark County Nevada | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
| Lewis County New York | 1 | $ 41,000 | $ 41,000 | $ 150,000 |
| Washington County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Greene County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Shelby County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 190,000 |
| Cameron County Texas | 1 | $ 84,000 | $ 84,000 | $ 137,000 |
| Harris County Texas | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Kenosha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Racine County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 69,000 |
| Rock County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Sauk County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Natrona County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Illinois Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,036 | $2,331,474,000 | $178,000 | $4,000,000 | $75,000 | $1,069,000 |
| Home Improvement | 2,580 | $176,598,000 | $68,000 | $1,050,000 | $66,000 | $1,200,000 |
| Home Purchase | 65 | $6,963,000 | $107,000 | $993,000 | $82,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,985 | $1,453,910,000 | $161,000 | $4,000,000 | $76,000 | $1,200,000 |
| Black or African American | 3,716 | $536,877,000 | $144,000 | $1,000,000 | $66,000 | $400,000 |
| Hispanic | 1,493 | $262,518,000 | $175,000 | $1,300,000 | $68,000 | $768,000 |
| Not Provided | 972 | $154,076,000 | $158,000 | $1,110,000 | $73,000 | $720,000 |
| Asian | 279 | $64,926,000 | $232,000 | $920,000 | $94,000 | $420,000 |
| American Indian or Alaskan Native | 173 | $27,720,000 | $160,000 | $900,000 | $76,000 | $552,000 |
| Native Hawaiian or Other Pacific Islander | 63 | $15,008,000 | $238,000 | $835,000 | $94,000 | $216,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,681 | $2,515,035,000 | $160,000 | $4,000,000 | $73,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6,939 | $1,096,509,000 | $158,000 | $4,000,000 | $68,000 | $1,069,000 |
| Application Withdrawn By Applicant | 3,853 | $591,185,000 | $153,000 | $859,000 | $78,000 | $720,000 |
| Loan Originated | 3,255 | $551,187,000 | $169,000 | $801,000 | $76,000 | $611,000 |
| File Closed For Incompleteness | 1,549 | $261,059,000 | $168,000 | $1,000,000 | $78,000 | $1,200,000 |
| Application Approved But Not Accepted | 85 | $15,095,000 | $177,000 | $573,000 | $74,000 | $219,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Illinois Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Illinois Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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