Wells Fargo Fin'l Iowa 3, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Wells Fargo Fin'l Iowa 3, Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Iowa 3, Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,168 |
| Total Mortgage Loan Application Amount | $483,555,000 |
| Average Mortgage Loan Application Amount | $74,333 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $58,666 |
| Highest Applicant Income | $715,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wells Fargo Fin'l Iowa 3, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Iowa 3, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Wells Fargo Fin'l Iowa 3, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Iowa 3, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Iowa 3, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Iowa 3, Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 946 | $ 91,944,000 | $ 97,000 | $ 63,000 |
| Scott County Iowa | 384 | $ 40,123,000 | $ 104,000 | $ 65,000 |
| Linn County Iowa | 382 | $ 38,466,000 | $ 100,000 | $ 63,000 |
| Black Hawk County Iowa | 230 | $ 21,433,000 | $ 93,000 | $ 60,000 |
| Woodbury County Iowa | 193 | $ 15,899,000 | $ 82,000 | $ 61,000 |
| Pottawattamie County Iowa | 180 | $ 16,242,000 | $ 90,000 | $ 57,000 |
| Dallas County Iowa | 143 | $ 14,506,000 | $ 101,000 | $ 72,000 |
| Clinton County Iowa | 142 | $ 13,209,000 | $ 93,000 | $ 55,000 |
| Warren County Iowa | 112 | $ 11,678,000 | $ 104,000 | $ 70,000 |
| Johnson County Iowa | 98 | $ 12,937,000 | $ 132,000 | $ 77,000 |
| Dubuque County Iowa | 96 | $ 11,519,000 | $ 119,000 | $ 60,000 |
| Cerro Gordo County Iowa | 86 | $ 7,632,000 | $ 88,000 | $ 61,000 |
| Marshall County Iowa | 82 | $ 4,942,000 | $ 60,000 | $ 55,000 |
| Marion County Iowa | 79 | $ 6,771,000 | $ 85,000 | $ 57,000 |
| Muscatine County Iowa | 79 | $ 8,598,000 | $ 108,000 | $ 59,000 |
| Story County Iowa | 78 | $ 8,090,000 | $ 103,000 | $ 80,000 |
| Webster County Iowa | 58 | $ 3,732,000 | $ 64,000 | $ 61,000 |
| Jasper County Iowa | 55 | $ 4,792,000 | $ 87,000 | $ 64,000 |
| Wapello County Iowa | 50 | $ 2,751,000 | $ 55,000 | $ 58,000 |
| Lee County Iowa | 49 | $ 3,789,000 | $ 77,000 | $ 55,000 |
| Boone County Iowa | 47 | $ 4,230,000 | $ 90,000 | $ 70,000 |
| Tama County Iowa | 46 | $ 4,077,000 | $ 88,000 | $ 49,000 |
| Des Moines County Iowa | 45 | $ 4,207,000 | $ 93,000 | $ 62,000 |
| Benton County Iowa | 43 | $ 4,775,000 | $ 111,000 | $ 67,000 |
| Mahaska County Iowa | 42 | $ 3,542,000 | $ 84,000 | $ 68,000 |
| Madison County Iowa | 41 | $ 5,217,000 | $ 127,000 | $ 69,000 |
| Whiteside County Illinois | 37 | $ 3,402,000 | $ 91,000 | $ 52,000 |
| Cedar County Iowa | 33 | $ 3,345,000 | $ 101,000 | $ 54,000 |
| Harrison County Iowa | 32 | $ 2,235,000 | $ 69,000 | $ 56,000 |
| Guthrie County Iowa | 31 | $ 2,368,000 | $ 76,000 | $ 58,000 |
| Henry County Iowa | 31 | $ 3,511,000 | $ 113,000 | $ 62,000 |
| Iowa County Iowa | 31 | $ 3,540,000 | $ 114,000 | $ 74,000 |
| Washington County Iowa | 31 | $ 4,035,000 | $ 130,000 | $ 60,000 |
| Buchanan County Iowa | 30 | $ 2,644,000 | $ 88,000 | $ 56,000 |
| Fayette County Iowa | 29 | $ 2,326,000 | $ 80,000 | $ 47,000 |
| Mills County Iowa | 29 | $ 3,424,000 | $ 118,000 | $ 82,000 |
| Bremer County Iowa | 28 | $ 2,866,000 | $ 102,000 | $ 64,000 |
| Chickasaw County Iowa | 28 | $ 2,836,000 | $ 101,000 | $ 50,000 |
| Greene County Iowa | 28 | $ 1,604,000 | $ 57,000 | $ 50,000 |
| Jackson County Iowa | 28 | $ 2,907,000 | $ 103,000 | $ 59,000 |
| Jones County Iowa | 28 | $ 2,489,000 | $ 88,000 | $ 62,000 |
| Butler County Iowa | 27 | $ 2,690,000 | $ 99,000 | $ 59,000 |
| Grundy County Iowa | 27 | $ 3,888,000 | $ 144,000 | $ 69,000 |
| Cass County Iowa | 26 | $ 1,611,000 | $ 61,000 | $ 53,000 |
| Sioux County Iowa | 26 | $ 2,324,000 | $ 89,000 | $ 57,000 |
| Hardin County Iowa | 24 | $ 1,874,000 | $ 78,000 | $ 52,000 |
| Keokuk County Iowa | 24 | $ 2,302,000 | $ 95,000 | $ 60,000 |
| Monona County Iowa | 24 | $ 2,044,000 | $ 85,000 | $ 59,000 |
| Plymouth County Iowa | 24 | $ 2,172,000 | $ 90,000 | $ 67,000 |
| Delaware County Iowa | 23 | $ 1,962,000 | $ 85,000 | $ 52,000 |
| Lucas County Iowa | 23 | $ 1,087,000 | $ 47,000 | $ 45,000 |
| Poweshiek County Iowa | 23 | $ 2,325,000 | $ 101,000 | $ 59,000 |
| Carroll County Illinois | 22 | $ 1,824,000 | $ 82,000 | $ 51,000 |
| Floyd County Iowa | 22 | $ 1,648,000 | $ 74,000 | $ 52,000 |
| Wright County Iowa | 21 | $ 1,390,000 | $ 66,000 | $ 57,000 |
| Clay County Iowa | 20 | $ 1,687,000 | $ 84,000 | $ 56,000 |
| Kossuth County Iowa | 20 | $ 1,114,000 | $ 55,000 | $ 51,000 |
| Palo Alto County Iowa | 20 | $ 976,000 | $ 48,000 | $ 54,000 |
| Rock Island County Illinois | 19 | $ 2,842,000 | $ 149,000 | $ 62,000 |
| Buena Vista County Iowa | 19 | $ 1,380,000 | $ 72,000 | $ 54,000 |
| Dickinson County Iowa | 19 | $ 2,037,000 | $ 107,000 | $ 50,000 |
| Jefferson County Iowa | 19 | $ 1,740,000 | $ 91,000 | $ 54,000 |
| Franklin County Iowa | 18 | $ 1,169,000 | $ 64,000 | $ 48,000 |
| Clayton County Iowa | 17 | $ 1,470,000 | $ 86,000 | $ 47,000 |
| Union County Iowa | 17 | $ 899,000 | $ 52,000 | $ 49,000 |
| Carroll County Iowa | 16 | $ 1,035,000 | $ 64,000 | $ 56,000 |
| Hamilton County Iowa | 16 | $ 1,149,000 | $ 71,000 | $ 43,000 |
| Crawford County Iowa | 15 | $ 965,000 | $ 64,000 | $ 46,000 |
| Humboldt County Iowa | 15 | $ 1,167,000 | $ 77,000 | $ 58,000 |
| Calhoun County Iowa | 14 | $ 849,000 | $ 60,000 | $ 47,000 |
| Winnebago County Iowa | 14 | $ 1,235,000 | $ 88,000 | $ 61,000 |
| Louisa County Iowa | 13 | $ 1,298,000 | $ 99,000 | $ 53,000 |
| Lyon County Iowa | 13 | $ 723,000 | $ 55,000 | $ 59,000 |
| Montgomery County Iowa | 13 | $ 741,000 | $ 57,000 | $ 58,000 |
| Appanoose County Iowa | 12 | $ 787,000 | $ 65,000 | $ 69,000 |
| Clarke County Iowa | 12 | $ 786,000 | $ 65,000 | $ 54,000 |
| Decatur County Iowa | 12 | $ 733,000 | $ 61,000 | $ 42,000 |
| Fremont County Iowa | 11 | $ 703,000 | $ 63,000 | $ 63,000 |
| Hancock County Iowa | 11 | $ 882,000 | $ 80,000 | $ 75,000 |
| Monroe County Iowa | 10 | $ 388,000 | $ 38,000 | $ 52,000 |
| Pocahontas County Iowa | 10 | $ 368,000 | $ 36,000 | $ 61,000 |
| Dakota County Nebraska | 10 | $ 1,113,000 | $ 111,000 | $ 73,000 |
| Cherokee County Iowa | 9 | $ 541,000 | $ 60,000 | $ 44,000 |
| Mitchell County Iowa | 9 | $ 687,000 | $ 76,000 | $ 50,000 |
| Worth County Iowa | 9 | $ 621,000 | $ 69,000 | $ 51,000 |
| Lee County Illinois | 8 | $ 676,000 | $ 84,000 | $ 72,000 |
| Adair County Iowa | 8 | $ 550,000 | $ 68,000 | $ 52,000 |
| Audubon County Iowa | 8 | $ 551,000 | $ 68,000 | $ 46,000 |
| Page County Iowa | 8 | $ 378,000 | $ 47,000 | $ 38,000 |
| Davis County Iowa | 7 | $ 471,000 | $ 67,000 | $ 72,000 |
| Howard County Iowa | 7 | $ 585,000 | $ 83,000 | $ 56,000 |
| Taylor County Iowa | 7 | $ 383,000 | $ 54,000 | $ 56,000 |
| Jo Daviess County Illinois | 6 | $ 958,000 | $ 159,000 | $ 69,000 |
| O'Brien County Iowa | 6 | $ 590,000 | $ 98,000 | $ 60,000 |
| Winneshiek County Iowa | 6 | $ 870,000 | $ 145,000 | $ 52,000 |
| Emmet County Iowa | 5 | $ 206,000 | $ 41,000 | $ 37,000 |
| Osceola County Iowa | 5 | $ 426,000 | $ 85,000 | $ 86,000 |
| Shelby County Iowa | 5 | $ 495,000 | $ 99,000 | $ 44,000 |
| Van Buren County Iowa | 5 | $ 544,000 | $ 108,000 | $ 64,000 |
| Wayne County Iowa | 5 | $ 366,000 | $ 73,000 | $ 44,000 |
| Henry County Illinois | 4 | $ 533,000 | $ 133,000 | $ 77,000 |
| Adams County Iowa | 4 | $ 244,000 | $ 61,000 | $ 44,000 |
| Ida County Iowa | 4 | $ 274,000 | $ 68,000 | $ 55,000 |
| Ringgold County Iowa | 4 | $ 132,000 | $ 33,000 | $ 45,000 |
| Winnebago County Illinois | 3 | $ 244,000 | $ 81,000 | $ 49,000 |
| Allamakee County Iowa | 3 | $ 203,000 | $ 67,000 | $ 45,000 |
| Dixon County Nebraska | 3 | $ 132,000 | $ 44,000 | $ 41,000 |
| Peoria County Illinois | 2 | $ 302,000 | $ 151,000 | $ 131,000 |
| Douglas County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Val Verde County Texas | 2 | $ 63,000 | $ 31,000 | $ 39,000 |
| Santa Cruz County Arizona | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Pulaski County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 116,000 |
| Fresno County California | 1 | $ 11,000 | $ 11,000 | $ 27,000 |
| El Paso County Colorado | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Jefferson County Colorado | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Fairfield County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Polk County Florida | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| DeKalb County Georgia | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Mercer County Illinois | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Ogle County Illinois | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Owen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Sedgwick County Kansas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Cass County Michigan | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Cass County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 256,000 |
| Coahoma County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Camden County Missouri | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Clark County Missouri | 1 | $ 58,000 | $ 58,000 | $ 34,000 |
| Mercer County Missouri | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Cedar County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Cuming County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
| Thurston County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Cass County North Dakota | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Griggs County North Dakota | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Kent County Rhode Island | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Union County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Cocke County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Loudon County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 40,000 |
| Collin County Texas | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Albemarle County Virginia | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Boone County West Virginia | 1 | $ 210,000 | $ 210,000 | $ 56,000 |
| Sheboygan County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Iowa 3, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,923 | $426,905,000 | $108,000 | $1,235,000 | $63,000 | $712,000 |
| Home Improvement | 1,214 | $54,436,000 | $44,000 | $348,000 | $56,000 | $715,000 |
| Home Purchase | 31 | $2,214,000 | $71,000 | $263,000 | $57,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,560 | $439,439,000 | $96,000 | $1,235,000 | $62,000 | $715,000 |
| Hispanic | 176 | $11,593,000 | $65,000 | $290,000 | $50,000 | $227,000 |
| Black or African American | 161 | $11,855,000 | $73,000 | $343,000 | $56,000 | $191,000 |
| Not Provided | 131 | $9,342,000 | $71,000 | $348,000 | $64,000 | $712,000 |
| Asian | 70 | $5,506,000 | $78,000 | $398,000 | $60,000 | $291,000 |
| American Indian or Alaskan Native | 64 | $5,508,000 | $86,000 | $254,000 | $59,000 | $162,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $312,000 | $52,000 | $112,000 | $69,000 | $95,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,168 | $483,555,000 | $93,000 | $1,235,000 | $61,000 | $715,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,185 | $195,221,000 | $89,000 | $1,235,000 | $55,000 | $511,000 |
| Application Withdrawn By Applicant | 1,514 | $132,949,000 | $87,000 | $957,000 | $67,000 | $715,000 |
| Loan Originated | 1,122 | $125,865,000 | $112,000 | $514,000 | $65,000 | $450,000 |
| File Closed For Incompleteness | 332 | $28,256,000 | $85,000 | $480,000 | $64,000 | $560,000 |
| Application Approved But Not Accepted | 15 | $1,264,000 | $84,000 | $251,000 | $56,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Iowa 3, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Iowa 3, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.