Wells Fargo Fin'l Kentucky Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wells Fargo Fin'l Kentucky Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Kentucky Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,739 |
| Total Mortgage Loan Application Amount | $204,815,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $788,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,210,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wells Fargo Fin'l Kentucky Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Kentucky Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wells Fargo Fin'l Kentucky Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Kentucky Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Kentucky Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Kentucky Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 384 | $ 44,629,000 | $ 116,000 | $ 57,000 |
| Fayette County Kentucky | 109 | $ 14,457,000 | $ 132,000 | $ 65,000 |
| Kenton County Kentucky | 102 | $ 13,774,000 | $ 135,000 | $ 63,000 |
| Boone County Kentucky | 94 | $ 13,798,000 | $ 146,000 | $ 87,000 |
| Hardin County Kentucky | 80 | $ 10,032,000 | $ 125,000 | $ 75,000 |
| Oldham County Kentucky | 58 | $ 12,228,000 | $ 210,000 | $ 82,000 |
| Bullitt County Kentucky | 51 | $ 5,823,000 | $ 114,000 | $ 62,000 |
| Campbell County Kentucky | 45 | $ 6,524,000 | $ 144,000 | $ 74,000 |
| Franklin County Kentucky | 42 | $ 5,370,000 | $ 127,000 | $ 71,000 |
| Scott County Kentucky | 32 | $ 4,273,000 | $ 133,000 | $ 79,000 |
| Warren County Kentucky | 31 | $ 2,816,000 | $ 90,000 | $ 43,000 |
| Shelby County Kentucky | 29 | $ 3,764,000 | $ 129,000 | $ 68,000 |
| Henderson County Kentucky | 27 | $ 2,165,000 | $ 80,000 | $ 63,000 |
| Nelson County Kentucky | 26 | $ 2,991,000 | $ 115,000 | $ 61,000 |
| Daviess County Kentucky | 25 | $ 2,310,000 | $ 92,000 | $ 51,000 |
| Henry County Kentucky | 24 | $ 3,027,000 | $ 126,000 | $ 55,000 |
| Meade County Kentucky | 22 | $ 2,562,000 | $ 116,000 | $ 69,000 |
| Barren County Kentucky | 20 | $ 1,637,000 | $ 81,000 | $ 82,000 |
| Grant County Kentucky | 17 | $ 2,010,000 | $ 118,000 | $ 70,000 |
| Christian County Kentucky | 16 | $ 1,149,000 | $ 71,000 | $ 48,000 |
| Madison County Kentucky | 16 | $ 2,219,000 | $ 138,000 | $ 58,000 |
| Anderson County Kentucky | 15 | $ 2,029,000 | $ 135,000 | $ 67,000 |
| Clark County Kentucky | 15 | $ 1,978,000 | $ 131,000 | $ 70,000 |
| McCracken County Kentucky | 15 | $ 1,262,000 | $ 84,000 | $ 69,000 |
| Harrison County Kentucky | 14 | $ 1,211,000 | $ 86,000 | $ 57,000 |
| Hopkins County Kentucky | 14 | $ 974,000 | $ 69,000 | $ 58,000 |
| Jessamine County Kentucky | 14 | $ 1,834,000 | $ 131,000 | $ 60,000 |
| Bourbon County Kentucky | 13 | $ 1,285,000 | $ 98,000 | $ 49,000 |
| Pendleton County Kentucky | 13 | $ 1,523,000 | $ 117,000 | $ 88,000 |
| Pike County Kentucky | 13 | $ 927,000 | $ 71,000 | $ 52,000 |
| Montgomery County Kentucky | 12 | $ 1,554,000 | $ 129,000 | $ 52,000 |
| Woodford County Kentucky | 12 | $ 1,492,000 | $ 124,000 | $ 61,000 |
| Laurel County Kentucky | 11 | $ 722,000 | $ 65,000 | $ 44,000 |
| Trimble County Kentucky | 11 | $ 1,633,000 | $ 148,000 | $ 88,000 |
| Boyd County Kentucky | 10 | $ 879,000 | $ 87,000 | $ 70,000 |
| Grayson County Kentucky | 10 | $ 1,207,000 | $ 120,000 | $ 44,000 |
| Muhlenberg County Kentucky | 10 | $ 739,000 | $ 73,000 | $ 40,000 |
| Spencer County Kentucky | 10 | $ 1,750,000 | $ 175,000 | $ 53,000 |
| Whitley County Kentucky | 9 | $ 680,000 | $ 75,000 | $ 56,000 |
| Butler County Kentucky | 8 | $ 652,000 | $ 81,000 | $ 36,000 |
| Greenup County Kentucky | 8 | $ 975,000 | $ 121,000 | $ 91,000 |
| Logan County Kentucky | 8 | $ 792,000 | $ 99,000 | $ 65,000 |
| Mercer County Kentucky | 8 | $ 950,000 | $ 118,000 | $ 62,000 |
| Boyle County Kentucky | 7 | $ 635,000 | $ 90,000 | $ 70,000 |
| Breckinridge County Kentucky | 7 | $ 510,000 | $ 72,000 | $ 39,000 |
| Simpson County Kentucky | 7 | $ 524,000 | $ 74,000 | $ 49,000 |
| Trigg County Kentucky | 7 | $ 588,000 | $ 84,000 | $ 58,000 |
| Allen County Kentucky | 6 | $ 578,000 | $ 96,000 | $ 73,000 |
| Ballard County Kentucky | 6 | $ 226,000 | $ 37,000 | $ 70,000 |
| Calloway County Kentucky | 6 | $ 392,000 | $ 65,000 | $ 40,000 |
| Gallatin County Kentucky | 6 | $ 495,000 | $ 82,000 | $ 49,000 |
| Graves County Kentucky | 6 | $ 531,000 | $ 88,000 | $ 55,000 |
| Hart County Kentucky | 6 | $ 481,000 | $ 80,000 | $ 55,000 |
| Larue County Kentucky | 6 | $ 441,000 | $ 73,000 | $ 43,000 |
| Lincoln County Kentucky | 6 | $ 362,000 | $ 60,000 | $ 51,000 |
| Ohio County Kentucky | 6 | $ 517,000 | $ 86,000 | $ 53,000 |
| Powell County Kentucky | 6 | $ 328,000 | $ 54,000 | $ 33,000 |
| Pulaski County Kentucky | 6 | $ 591,000 | $ 98,000 | $ 50,000 |
| Webster County Kentucky | 6 | $ 623,000 | $ 103,000 | $ 57,000 |
| Hancock County Kentucky | 5 | $ 399,000 | $ 79,000 | $ 52,000 |
| Letcher County Kentucky | 5 | $ 358,000 | $ 71,000 | $ 46,000 |
| Monroe County Kentucky | 5 | $ 308,000 | $ 61,000 | $ 35,000 |
| Taylor County Kentucky | 5 | $ 445,000 | $ 89,000 | $ 52,000 |
| Todd County Kentucky | 5 | $ 684,000 | $ 136,000 | $ 58,000 |
| Bath County Kentucky | 4 | $ 913,000 | $ 228,000 | $ 125,000 |
| Carroll County Kentucky | 4 | $ 258,000 | $ 64,000 | $ 74,000 |
| Floyd County Kentucky | 4 | $ 423,000 | $ 105,000 | $ 56,000 |
| Garrard County Kentucky | 4 | $ 213,000 | $ 53,000 | $ 43,000 |
| Marion County Kentucky | 4 | $ 152,000 | $ 38,000 | $ 46,000 |
| Marshall County Kentucky | 4 | $ 644,000 | $ 161,000 | $ 127,000 |
| McCreary County Kentucky | 4 | $ 135,000 | $ 33,000 | $ 44,000 |
| Robertson County Kentucky | 4 | $ 369,000 | $ 92,000 | $ 68,000 |
| Rowan County Kentucky | 4 | $ 487,000 | $ 121,000 | $ 87,000 |
| Washington County Kentucky | 4 | $ 435,000 | $ 108,000 | $ 54,000 |
| Adair County Kentucky | 3 | $ 248,000 | $ 82,000 | $ 63,000 |
| Estill County Kentucky | 3 | $ 279,000 | $ 93,000 | $ 67,000 |
| Harlan County Kentucky | 3 | $ 217,000 | $ 72,000 | $ 42,000 |
| Lee County Kentucky | 3 | $ 231,000 | $ 77,000 | $ 34,000 |
| Lewis County Kentucky | 3 | $ 199,000 | $ 66,000 | $ 49,000 |
| Metcalfe County Kentucky | 3 | $ 180,000 | $ 60,000 | $ 26,000 |
| Owen County Kentucky | 3 | $ 340,000 | $ 113,000 | $ 35,000 |
| Bell County Kentucky | 2 | $ 119,000 | $ 59,000 | $ 61,000 |
| Bracken County Kentucky | 2 | $ 256,000 | $ 128,000 | $ 50,000 |
| Caldwell County Kentucky | 2 | $ 26,000 | $ 13,000 | $ 46,000 |
| Carter County Kentucky | 2 | $ 85,000 | $ 42,000 | $ 80,000 |
| Casey County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Green County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 35,000 |
| Johnson County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Leslie County Kentucky | 2 | $ 298,000 | $ 149,000 | $ 99,000 |
| Lyon County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 71,000 |
| McLean County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Perry County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 39,000 |
| New Haven County Connecticut | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Broward County Florida | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Barrow County Georgia | 1 | $ 148,000 | $ 148,000 | $ 123,000 |
| Will County Illinois | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Switzerland County Indiana | 1 | $ 95,000 | $ 95,000 | $ 19,000 |
| Vanderburgh County Indiana | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Breathitt County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Clay County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Crittenden County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 61,000 |
| Cumberland County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Edmonson County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Fulton County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Hickman County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| Jackson County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 25,000 |
| Knott County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 54,000 |
| Knox County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Lawrence County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Magoffin County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Martin County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Mason County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Morgan County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Nicholas County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Russell County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Union County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Wayne County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Baltimore City County Maryland | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Clinton County Ohio | 1 | $ 67,000 | $ 67,000 | $ 87,000 |
| Travis County Texas | 1 | $ 157,000 | $ 157,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Kentucky Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,477 | $190,603,000 | $129,000 | $788,000 | $63,000 | $445,000 |
| Home Improvement | 257 | $13,768,000 | $53,000 | $321,000 | $63,000 | $1,210,000 |
| Home Purchase | 5 | $444,000 | $88,000 | $179,000 | $102,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,428 | $175,016,000 | $122,000 | $788,000 | $65,000 | $1,210,000 |
| Black or African American | 199 | $18,008,000 | $90,000 | $473,000 | $52,000 | $155,000 |
| Not Provided | 64 | $5,951,000 | $92,000 | $422,000 | $57,000 | $177,000 |
| Hispanic | 30 | $3,748,000 | $124,000 | $383,000 | $72,000 | $142,000 |
| American Indian or Alaskan Native | 10 | $1,219,000 | $121,000 | $431,000 | $64,000 | $242,000 |
| Asian | 6 | $803,000 | $133,000 | $227,000 | $58,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $70,000 | $35,000 | $55,000 | $41,000 | $61,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,739 | $204,815,000 | $117,000 | $788,000 | $63,000 | $1,210,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 728 | $86,465,000 | $118,000 | $741,000 | $59,000 | $307,000 |
| Application Withdrawn By Applicant | 498 | $57,332,000 | $115,000 | $788,000 | $68,000 | $1,210,000 |
| Loan Originated | 360 | $46,763,000 | $129,000 | $633,000 | $67,000 | $290,000 |
| File Closed For Incompleteness | 136 | $11,661,000 | $85,000 | $473,000 | $57,000 | $350,000 |
| Application Approved But Not Accepted | 17 | $2,594,000 | $152,000 | $296,000 | $74,000 | $139,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Kentucky Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Kentucky Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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