Wells Fargo Fin'l Missouri Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Missouri Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Missouri Inc 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,482 |
| Total Mortgage Loan Application Amount | $484,874,000 |
| Average Mortgage Loan Application Amount | $62,550 |
| Highest Mortgage Loan Application Amount | $9,600,000 |
| Average Applicant Income | $52,150 |
| Highest Applicant Income | $545,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Missouri Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Missouri Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Missouri Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Missouri Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Missouri Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Missouri Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,085 | $ 129,395,000 | $ 119,000 | $ 66,000 |
| Jackson County Missouri | 821 | $ 70,923,000 | $ 86,000 | $ 67,000 |
| St. Charles County Missouri | 536 | $ 54,425,000 | $ 101,000 | $ 77,000 |
| St. Louis City County Missouri | 307 | $ 24,623,000 | $ 80,000 | $ 53,000 |
| Jefferson County Missouri | 256 | $ 20,339,000 | $ 79,000 | $ 58,000 |
| Greene County Missouri | 234 | $ 15,770,000 | $ 67,000 | $ 70,000 |
| Clay County Missouri | 208 | $ 18,511,000 | $ 88,000 | $ 64,000 |
| Buchanan County Missouri | 159 | $ 10,098,000 | $ 63,000 | $ 53,000 |
| Cass County Missouri | 103 | $ 10,892,000 | $ 105,000 | $ 60,000 |
| St. Francois County Missouri | 103 | $ 9,483,000 | $ 92,000 | $ 53,000 |
| Jasper County Missouri | 91 | $ 5,552,000 | $ 61,000 | $ 54,000 |
| Cape Girardeau County Missouri | 77 | $ 7,649,000 | $ 99,000 | $ 71,000 |
| Butler County Missouri | 60 | $ 4,206,000 | $ 70,000 | $ 45,000 |
| Platte County Missouri | 60 | $ 6,394,000 | $ 106,000 | $ 69,000 |
| Scott County Missouri | 58 | $ 3,830,000 | $ 66,000 | $ 45,000 |
| Franklin County Missouri | 56 | $ 4,942,000 | $ 88,000 | $ 53,000 |
| Christian County Missouri | 50 | $ 3,712,000 | $ 74,000 | $ 53,000 |
| Boone County Missouri | 46 | $ 3,378,000 | $ 73,000 | $ 59,000 |
| Newton County Missouri | 44 | $ 2,554,000 | $ 58,000 | $ 40,000 |
| Lincoln County Missouri | 43 | $ 2,895,000 | $ 67,000 | $ 55,000 |
| Ray County Missouri | 41 | $ 2,815,000 | $ 68,000 | $ 55,000 |
| Wyandotte County Kansas | 40 | $ 2,771,000 | $ 69,000 | $ 43,000 |
| Stoddard County Missouri | 40 | $ 2,833,000 | $ 70,000 | $ 48,000 |
| Lafayette County Missouri | 37 | $ 3,366,000 | $ 90,000 | $ 62,000 |
| Johnson County Missouri | 34 | $ 3,652,000 | $ 107,000 | $ 64,000 |
| Warren County Missouri | 34 | $ 2,577,000 | $ 75,000 | $ 44,000 |
| Andrew County Missouri | 33 | $ 2,491,000 | $ 75,000 | $ 46,000 |
| Ste. Genevieve County Missouri | 29 | $ 2,558,000 | $ 88,000 | $ 58,000 |
| Lawrence County Missouri | 28 | $ 1,343,000 | $ 47,000 | $ 42,000 |
| Clinton County Missouri | 25 | $ 1,731,000 | $ 69,000 | $ 57,000 |
| Webster County Missouri | 25 | $ 1,663,000 | $ 66,000 | $ 55,000 |
| Ripley County Missouri | 21 | $ 1,270,000 | $ 60,000 | $ 38,000 |
| Callaway County Missouri | 20 | $ 1,777,000 | $ 88,000 | $ 53,000 |
| Cole County Missouri | 20 | $ 1,838,000 | $ 91,000 | $ 68,000 |
| New Madrid County Missouri | 20 | $ 1,114,000 | $ 55,000 | $ 50,000 |
| Audrain County Missouri | 19 | $ 811,000 | $ 42,000 | $ 47,000 |
| Washington County Missouri | 19 | $ 1,474,000 | $ 77,000 | $ 44,000 |
| Pettis County Missouri | 18 | $ 883,000 | $ 49,000 | $ 48,000 |
| Polk County Missouri | 18 | $ 1,227,000 | $ 68,000 | $ 37,000 |
| Johnson County Kansas | 17 | $ 2,772,000 | $ 163,000 | $ 101,000 |
| Mississippi County Missouri | 17 | $ 841,000 | $ 49,000 | $ 49,000 |
| Taney County Missouri | 17 | $ 1,229,000 | $ 72,000 | $ 64,000 |
| Stone County Missouri | 16 | $ 1,749,000 | $ 109,000 | $ 52,000 |
| Vernon County Missouri | 16 | $ 491,000 | $ 30,000 | $ 50,000 |
| Perry County Missouri | 15 | $ 1,476,000 | $ 98,000 | $ 52,000 |
| Carter County Missouri | 14 | $ 918,000 | $ 65,000 | $ 48,000 |
| Barry County Missouri | 13 | $ 955,000 | $ 73,000 | $ 46,000 |
| Dunklin County Missouri | 12 | $ 618,000 | $ 51,000 | $ 35,000 |
| Saline County Missouri | 12 | $ 679,000 | $ 56,000 | $ 48,000 |
| St. Clair County Illinois | 11 | $ 885,000 | $ 80,000 | $ 61,000 |
| Bollinger County Missouri | 11 | $ 711,000 | $ 64,000 | $ 53,000 |
| Iron County Missouri | 11 | $ 1,048,000 | $ 95,000 | $ 53,000 |
| Phelps County Missouri | 11 | $ 663,000 | $ 60,000 | $ 86,000 |
| Pike County Missouri | 11 | $ 706,000 | $ 64,000 | $ 52,000 |
| Pulaski County Missouri | 11 | $ 713,000 | $ 64,000 | $ 63,000 |
| Madison County Missouri | 10 | $ 770,000 | $ 77,000 | $ 59,000 |
| Randolph County Missouri | 10 | $ 666,000 | $ 66,000 | $ 47,000 |
| Wayne County Missouri | 10 | $ 308,000 | $ 30,000 | $ 56,000 |
| Madison County Illinois | 9 | $ 477,000 | $ 53,000 | $ 50,000 |
| Bourbon County Kansas | 9 | $ 346,000 | $ 38,000 | $ 56,000 |
| Crawford County Kansas | 9 | $ 354,000 | $ 39,000 | $ 85,000 |
| Leavenworth County Kansas | 9 | $ 740,000 | $ 82,000 | $ 57,000 |
| Livingston County Missouri | 9 | $ 476,000 | $ 52,000 | $ 55,000 |
| Marion County Missouri | 9 | $ 231,000 | $ 25,000 | $ 66,000 |
| Doniphan County Kansas | 8 | $ 355,000 | $ 44,000 | $ 54,000 |
| Camden County Missouri | 8 | $ 1,012,000 | $ 126,000 | $ 60,000 |
| Gentry County Missouri | 8 | $ 355,000 | $ 44,000 | $ 49,000 |
| Holt County Missouri | 8 | $ 335,000 | $ 41,000 | $ 40,000 |
| Laclede County Missouri | 8 | $ 298,000 | $ 37,000 | $ 42,000 |
| McDonald County Missouri | 8 | $ 397,000 | $ 49,000 | $ 53,000 |
| Jackson County Illinois | 7 | $ 872,000 | $ 124,000 | $ 108,000 |
| Cherokee County Kansas | 7 | $ 246,000 | $ 35,000 | $ 53,000 |
| Caldwell County Missouri | 7 | $ 468,000 | $ 66,000 | $ 35,000 |
| Dallas County Missouri | 7 | $ 495,000 | $ 70,000 | $ 51,000 |
| Gasconade County Missouri | 7 | $ 512,000 | $ 73,000 | $ 49,000 |
| Dade County Missouri | 6 | $ 582,000 | $ 97,000 | $ 54,000 |
| Howell County Missouri | 6 | $ 356,000 | $ 59,000 | $ 53,000 |
| Nodaway County Missouri | 6 | $ 310,000 | $ 51,000 | $ 56,000 |
| Ottawa County Oklahoma | 6 | $ 209,000 | $ 34,000 | $ 41,000 |
| Alexander County Illinois | 5 | $ 235,000 | $ 47,000 | $ 45,000 |
| Monroe County Illinois | 5 | $ 416,000 | $ 83,000 | $ 85,000 |
| Crawford County Missouri | 5 | $ 335,000 | $ 67,000 | $ 66,000 |
| Daviess County Missouri | 5 | $ 162,000 | $ 32,000 | $ 35,000 |
| Howard County Missouri | 5 | $ 537,000 | $ 107,000 | $ 67,000 |
| Miller County Missouri | 5 | $ 305,000 | $ 61,000 | $ 44,000 |
| Wright County Missouri | 5 | $ 303,000 | $ 60,000 | $ 68,000 |
| Union County Illinois | 4 | $ 261,000 | $ 65,000 | $ 48,000 |
| Bates County Missouri | 4 | $ 131,000 | $ 32,000 | $ 44,000 |
| Carroll County Missouri | 4 | $ 724,000 | $ 181,000 | $ 45,000 |
| DeKalb County Missouri | 4 | $ 104,000 | $ 26,000 | $ 28,000 |
| Grundy County Missouri | 4 | $ 96,000 | $ 24,000 | $ 34,000 |
| Montgomery County Missouri | 4 | $ 221,000 | $ 55,000 | $ 95,000 |
| Randolph County Illinois | 3 | $ 147,000 | $ 49,000 | $ 49,000 |
| Williamson County Illinois | 3 | $ 212,000 | $ 70,000 | $ 40,000 |
| Atchison County Kansas | 3 | $ 83,000 | $ 27,000 | $ 38,000 |
| Atchison County Missouri | 3 | $ 33,000 | $ 11,000 | $ 44,000 |
| Barton County Missouri | 3 | $ 293,000 | $ 97,000 | $ 51,000 |
| Cedar County Missouri | 3 | $ 60,000 | $ 20,000 | $ 40,000 |
| Chariton County Missouri | 3 | $ 143,000 | $ 47,000 | $ 37,000 |
| Harrison County Missouri | 3 | $ 197,000 | $ 65,000 | $ 40,000 |
| Henry County Missouri | 3 | $ 223,000 | $ 74,000 | $ 44,000 |
| Hickory County Missouri | 3 | $ 104,000 | $ 34,000 | $ 54,000 |
| Reynolds County Missouri | 3 | $ 112,000 | $ 37,000 | $ 49,000 |
| St. Clair County Missouri | 3 | $ 158,000 | $ 52,000 | $ 38,000 |
| Richardson County Nebraska | 3 | $ 255,000 | $ 85,000 | $ 89,000 |
| Clay County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Hardin County Illinois | 2 | $ 276,000 | $ 138,000 | $ 69,000 |
| Brown County Kansas | 2 | $ 106,000 | $ 53,000 | $ 66,000 |
| Labette County Kansas | 2 | $ 98,000 | $ 49,000 | $ 64,000 |
| Montgomery County Kansas | 2 | $ 75,000 | $ 37,000 | $ 26,000 |
| Benton County Missouri | 2 | $ 287,000 | $ 143,000 | $ 57,000 |
| Cooper County Missouri | 2 | $ 114,000 | $ 57,000 | $ 41,000 |
| Lewis County Missouri | 2 | $ 76,000 | $ 38,000 | $ 45,000 |
| Linn County Missouri | 2 | $ 93,000 | $ 46,000 | $ 50,000 |
| Macon County Missouri | 2 | $ 53,000 | $ 26,000 | $ 38,000 |
| Morgan County Missouri | 2 | $ 24,000 | $ 12,000 | $ 19,000 |
| Osage County Missouri | 2 | $ 185,000 | $ 92,000 | $ 56,000 |
| Ralls County Missouri | 2 | $ 26,000 | $ 13,000 | $ 26,000 |
| Nowata County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 42,000 |
| Hartford County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Duval County Florida | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Clayton County Georgia | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Bond County Illinois | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Johnson County Illinois | 1 | $ 72,000 | $ 72,000 | $ 80,000 |
| Massac County Illinois | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Perry County Illinois | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Saline County Illinois | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Allen County Kansas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Franklin County Kansas | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Linn County Kansas | 1 | $ 3,000 | $ 3,000 | $ 79,000 |
| Shawnee County Kansas | 1 | $ 8,000 | $ 8,000 | $ 69,000 |
| Graves County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
| Hardin County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 30,000 |
| Marshall County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Adair County Missouri | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
| Clark County Missouri | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Dent County Missouri | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Maries County Missouri | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Mercer County Missouri | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Moniteau County Missouri | 1 | $ 1,000 | $ 1,000 | $ 48,000 |
| Monroe County Missouri | 1 | $ 90,000 | $ 90,000 | $ 64,000 |
| Oregon County Missouri | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Pemiscot County Missouri | 1 | $ 48,000 | $ 48,000 | $ 63,000 |
| Shannon County Missouri | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Sullivan County Missouri | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Cherokee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 59,000 |
| Comanche County Oklahoma | 1 | $ 1,000 | $ 1,000 | $ 31,000 |
| Craig County Oklahoma | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Delaware County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Jefferson County Texas | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Wilbarger County Texas | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Missouri Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,865 | $451,651,000 | $74,900 | $9,600,000 | $53,100 | $545,000 |
| Home Improvement | 506 | $24,319,000 | $43,500 | $487,000 | $51,333 | $270,000 |
| Home Purchase | 111 | $8,904,000 | $60,250 | $600,000 | $51,000 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,733 | $342,938,000 | $64,800 | $9,600,000 | $53,700 | $480,000 |
| Not Provided | 891 | $77,818,000 | $69,000 | $1,523,000 | $50,500 | $519,000 |
| Black or African American | 655 | $49,421,000 | $66,666 | $568,000 | $48,333 | $218,000 |
| Not applicable | 76 | $5,000,000 | $60,500 | $180,000 | $1,000 | $49,000 |
| Hispanic | 72 | $6,423,000 | $86,000 | $337,000 | $71,333 | $492,000 |
| American Indian or Alaskan Native | 27 | $1,201,000 | $31,333 | $159,000 | $54,666 | $144,000 |
| Asian | 18 | $1,296,000 | $72,000 | $189,000 | $105,000 | $545,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $777,000 | $77,000 | $145,000 | $67,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,482 | $484,874,000 | $65,636 | $9,600,000 | $52,090 | $545,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 2,136 | $159,330,000 | $59,888 | $9,600,000 | $43,333 | $545,000 |
| Loan Originated | 2,004 | $217,279,000 | $70,833 | $593,000 | $56,833 | $359,000 |
| Application Withdrawn By Applicant | 1,184 | $96,969,000 | $76,000 | $1,600,000 | $66,875 | $492,000 |
| Application Approved But Not Accepted | 83 | $6,317,000 | $68,750 | $405,000 | $61,250 | $215,000 |
| Loan Purchased By The Institution | 75 | $4,979,000 | $61,000 | $180,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Missouri Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Missouri Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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