Wells Fargo Fin'l South Dakota
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Wells Fargo Fin'l South Dakota 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l South Dakota 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,480 |
| Total Mortgage Loan Application Amount | $131,726,000 |
| Average Mortgage Loan Application Amount | $67,666 |
| Highest Mortgage Loan Application Amount | $686,000 |
| Average Applicant Income | $57,666 |
| Highest Applicant Income | $1,253,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Wells Fargo Fin'l South Dakota. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l South Dakota's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Wells Fargo Fin'l South Dakota's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l South Dakota serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l South Dakota, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l South Dakota's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 325 | $ 23,818,000 | $ 73,000 | $ 59,000 |
| Pennington County South Dakota | 292 | $ 36,451,000 | $ 124,000 | $ 61,000 |
| Brown County South Dakota | 95 | $ 7,427,000 | $ 78,000 | $ 68,000 |
| Meade County South Dakota | 82 | $ 10,183,000 | $ 124,000 | $ 61,000 |
| Lincoln County South Dakota | 67 | $ 5,941,000 | $ 88,000 | $ 67,000 |
| Lawrence County South Dakota | 54 | $ 6,022,000 | $ 111,000 | $ 57,000 |
| Brookings County South Dakota | 40 | $ 3,359,000 | $ 83,000 | $ 62,000 |
| Codington County South Dakota | 40 | $ 2,507,000 | $ 62,000 | $ 47,000 |
| Yankton County South Dakota | 37 | $ 2,388,000 | $ 64,000 | $ 50,000 |
| Davison County South Dakota | 34 | $ 2,129,000 | $ 62,000 | $ 60,000 |
| Butte County South Dakota | 32 | $ 2,999,000 | $ 93,000 | $ 84,000 |
| Hughes County South Dakota | 32 | $ 2,946,000 | $ 92,000 | $ 61,000 |
| Union County South Dakota | 28 | $ 3,012,000 | $ 107,000 | $ 75,000 |
| Fall River County South Dakota | 25 | $ 2,779,000 | $ 111,000 | $ 64,000 |
| Custer County South Dakota | 20 | $ 3,258,000 | $ 162,000 | $ 58,000 |
| Lake County South Dakota | 18 | $ 1,325,000 | $ 73,000 | $ 47,000 |
| Grant County South Dakota | 15 | $ 819,000 | $ 54,000 | $ 41,000 |
| Spink County South Dakota | 15 | $ 454,000 | $ 30,000 | $ 36,000 |
| Turner County South Dakota | 15 | $ 1,083,000 | $ 72,000 | $ 46,000 |
| Beadle County South Dakota | 14 | $ 728,000 | $ 52,000 | $ 49,000 |
| McCook County South Dakota | 13 | $ 914,000 | $ 70,000 | $ 51,000 |
| Deuel County South Dakota | 12 | $ 500,000 | $ 41,000 | $ 52,000 |
| Walworth County South Dakota | 12 | $ 709,000 | $ 59,000 | $ 49,000 |
| Bon Homme County South Dakota | 11 | $ 323,000 | $ 29,000 | $ 54,000 |
| Clay County South Dakota | 11 | $ 476,000 | $ 43,000 | $ 61,000 |
| Hutchinson County South Dakota | 9 | $ 527,000 | $ 58,000 | $ 48,000 |
| Marshall County South Dakota | 9 | $ 661,000 | $ 73,000 | $ 48,000 |
| Edmunds County South Dakota | 8 | $ 633,000 | $ 79,000 | $ 42,000 |
| Hamlin County South Dakota | 8 | $ 308,000 | $ 38,000 | $ 45,000 |
| Moody County South Dakota | 8 | $ 648,000 | $ 81,000 | $ 54,000 |
| Roberts County South Dakota | 7 | $ 428,000 | $ 61,000 | $ 46,000 |
| Clark County South Dakota | 6 | $ 373,000 | $ 62,000 | $ 64,000 |
| Dewey County South Dakota | 6 | $ 204,000 | $ 34,000 | $ 77,000 |
| Stanley County South Dakota | 6 | $ 1,065,000 | $ 177,000 | $ 78,000 |
| Bennett County South Dakota | 5 | $ 277,000 | $ 55,000 | $ 45,000 |
| Hanson County South Dakota | 5 | $ 283,000 | $ 56,000 | $ 57,000 |
| Todd County South Dakota | 5 | $ 144,000 | $ 28,000 | $ 27,000 |
| Day County South Dakota | 4 | $ 365,000 | $ 91,000 | $ 59,000 |
| Haakon County South Dakota | 4 | $ 292,000 | $ 73,000 | $ 77,000 |
| Charles Mix County South Dakota | 3 | $ 166,000 | $ 55,000 | $ 46,000 |
| Mellette County South Dakota | 3 | $ 105,000 | $ 35,000 | $ 51,000 |
| Miner County South Dakota | 3 | $ 145,000 | $ 48,000 | $ 37,000 |
| Potter County South Dakota | 3 | $ 159,000 | $ 53,000 | $ 38,000 |
| Sanborn County South Dakota | 3 | $ 98,000 | $ 32,000 | $ 31,000 |
| Tripp County South Dakota | 3 | $ 365,000 | $ 121,000 | $ 44,000 |
| Jackson County Missouri | 2 | $ 574,000 | $ 287,000 | $ 91,000 |
| Brule County South Dakota | 2 | $ 38,000 | $ 19,000 | $ 36,000 |
| Corson County South Dakota | 2 | $ 24,000 | $ 12,000 | $ 33,000 |
| Douglas County South Dakota | 2 | $ 86,000 | $ 43,000 | $ 41,000 |
| Faulk County South Dakota | 2 | $ 75,000 | $ 37,000 | $ 45,000 |
| Hand County South Dakota | 2 | $ 89,000 | $ 44,000 | $ 44,000 |
| Jones County South Dakota | 2 | $ 82,000 | $ 41,000 | $ 25,000 |
| Lyman County South Dakota | 2 | $ 135,000 | $ 67,000 | $ 49,000 |
| Shannon County South Dakota | 2 | $ 145,000 | $ 72,000 | $ 74,000 |
| Kauai County Hawaii | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Lyon County Iowa | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Wyandotte County Kansas | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Dawes County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Sheridan County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 94,000 |
| Clark County Nevada | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Sandoval County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Mountrail County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Aurora County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Gregory County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Jackson County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Kingsbury County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| McPherson County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Perkins County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Weston County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l South Dakota in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,103 | $118,094,000 | $107,000 | $686,000 | $62,000 | $1,253,000 |
| Home Improvement | 359 | $12,516,000 | $34,000 | $275,000 | $50,000 | $512,000 |
| Home Purchase | 18 | $1,116,000 | $62,000 | $170,000 | $61,000 | $316,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,359 | $124,532,000 | $91,000 | $686,000 | $59,000 | $1,253,000 |
| American Indian or Alaskan Native | 48 | $2,583,000 | $53,000 | $171,000 | $55,000 | $143,000 |
| Not Provided | 28 | $1,164,000 | $41,000 | $125,000 | $61,000 | $250,000 |
| Hispanic | 23 | $1,665,000 | $72,000 | $235,000 | $52,000 | $119,000 |
| Asian | 12 | $806,000 | $67,000 | $265,000 | $83,000 | $528,000 |
| Black or African American | 8 | $645,000 | $80,000 | $175,000 | $118,000 | $251,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $331,000 | $165,000 | $217,000 | $54,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,480 | $131,726,000 | $89,000 | $686,000 | $59,000 | $1,253,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 681 | $55,219,000 | $81,000 | $480,000 | $55,000 | $1,253,000 |
| Application Withdrawn By Applicant | 405 | $31,892,000 | $78,000 | $686,000 | $61,000 | $528,000 |
| Loan Originated | 334 | $39,835,000 | $119,000 | $427,000 | $63,000 | $172,000 |
| File Closed For Incompleteness | 56 | $4,371,000 | $78,000 | $265,000 | $66,000 | $249,000 |
| Application Approved But Not Accepted | 4 | $409,000 | $102,000 | $149,000 | $54,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l South Dakota's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l South Dakota's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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