Wells Fargo Fin'l Sys Virginia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Wells Fargo Fin'l Sys Virginia 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Sys Virginia 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,587 |
| Total Mortgage Loan Application Amount | $708,736,000 |
| Average Mortgage Loan Application Amount | $86,958 |
| Highest Mortgage Loan Application Amount | $980,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $924,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Fin'l Sys Virginia. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Sys Virginia's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Wells Fargo Fin'l Sys Virginia's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Sys Virginia serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Sys Virginia, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Sys Virginia's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 434 | $ 108,640,000 | $ 250,000 | $ 95,000 |
| Prince William County Virginia | 424 | $ 97,597,000 | $ 230,000 | $ 88,000 |
| Virginia Beach County Virginia | 266 | $ 30,936,000 | $ 116,000 | $ 66,000 |
| Spotsylvania County Virginia | 256 | $ 46,667,000 | $ 182,000 | $ 84,000 |
| Henrico County Virginia | 217 | $ 24,606,000 | $ 113,000 | $ 60,000 |
| Stafford County Virginia | 191 | $ 42,773,000 | $ 223,000 | $ 94,000 |
| Chesterfield County Virginia | 181 | $ 22,623,000 | $ 124,000 | $ 73,000 |
| Chesapeake County Virginia | 162 | $ 18,802,000 | $ 116,000 | $ 65,000 |
| Hampton County Virginia | 154 | $ 15,110,000 | $ 98,000 | $ 61,000 |
| Newport News County Virginia | 151 | $ 17,650,000 | $ 116,000 | $ 58,000 |
| Norfolk County Virginia | 140 | $ 15,777,000 | $ 112,000 | $ 52,000 |
| Loudoun County Virginia | 127 | $ 31,845,000 | $ 250,000 | $ 101,000 |
| Richmond City County Virginia | 92 | $ 7,981,000 | $ 86,000 | $ 47,000 |
| Roanoke City County Virginia | 82 | $ 7,650,000 | $ 93,000 | $ 45,000 |
| Portsmouth County Virginia | 69 | $ 6,371,000 | $ 92,000 | $ 53,000 |
| Albemarle County Virginia | 63 | $ 13,137,000 | $ 208,000 | $ 54,000 |
| Alexandria County Virginia | 62 | $ 10,660,000 | $ 171,000 | $ 118,000 |
| Suffolk County Virginia | 59 | $ 9,005,000 | $ 152,000 | $ 71,000 |
| Louisa County Virginia | 53 | $ 6,472,000 | $ 122,000 | $ 47,000 |
| Fluvanna County Virginia | 45 | $ 6,598,000 | $ 146,000 | $ 69,000 |
| Frederick County Virginia | 43 | $ 4,976,000 | $ 115,000 | $ 74,000 |
| Caroline County Virginia | 42 | $ 6,640,000 | $ 158,000 | $ 63,000 |
| Roanoke County Virginia | 42 | $ 4,964,000 | $ 118,000 | $ 82,000 |
| Hanover County Virginia | 40 | $ 6,046,000 | $ 151,000 | $ 70,000 |
| Orange County Virginia | 40 | $ 6,801,000 | $ 170,000 | $ 56,000 |
| Fauquier County Virginia | 39 | $ 7,597,000 | $ 194,000 | $ 106,000 |
| Culpeper County Virginia | 36 | $ 6,679,000 | $ 185,000 | $ 65,000 |
| James City County Virginia | 32 | $ 4,126,000 | $ 128,000 | $ 65,000 |
| Warren County Virginia | 32 | $ 4,271,000 | $ 133,000 | $ 65,000 |
| Bedford County Virginia | 31 | $ 2,962,000 | $ 95,000 | $ 54,000 |
| King George County Virginia | 30 | $ 6,694,000 | $ 223,000 | $ 64,000 |
| Isle of Wight County Virginia | 29 | $ 3,676,000 | $ 126,000 | $ 65,000 |
| Pittsylvania County Virginia | 29 | $ 2,409,000 | $ 83,000 | $ 47,000 |
| Arlington County Virginia | 27 | $ 5,161,000 | $ 191,000 | $ 71,000 |
| Augusta County Virginia | 27 | $ 3,493,000 | $ 129,000 | $ 60,000 |
| Charlottesville County Virginia | 27 | $ 3,558,000 | $ 131,000 | $ 44,000 |
| Manassas County Virginia | 27 | $ 4,404,000 | $ 163,000 | $ 103,000 |
| Franklin County Virginia | 26 | $ 2,205,000 | $ 84,000 | $ 42,000 |
| Lynchburg County Virginia | 26 | $ 1,977,000 | $ 76,000 | $ 43,000 |
| Henry County Virginia | 25 | $ 1,861,000 | $ 74,000 | $ 44,000 |
| Montgomery County Virginia | 25 | $ 2,937,000 | $ 117,000 | $ 62,000 |
| Botetourt County Virginia | 24 | $ 2,949,000 | $ 122,000 | $ 64,000 |
| Petersburg County Virginia | 23 | $ 1,801,000 | $ 78,000 | $ 40,000 |
| York County Virginia | 23 | $ 3,889,000 | $ 169,000 | $ 70,000 |
| Campbell County Virginia | 21 | $ 2,138,000 | $ 101,000 | $ 55,000 |
| Greene County Virginia | 21 | $ 2,494,000 | $ 118,000 | $ 55,000 |
| Gloucester County Virginia | 20 | $ 2,402,000 | $ 120,000 | $ 57,000 |
| Halifax County Virginia | 17 | $ 1,598,000 | $ 94,000 | $ 39,000 |
| Prince George County Virginia | 17 | $ 2,444,000 | $ 143,000 | $ 70,000 |
| Pulaski County Virginia | 17 | $ 1,363,000 | $ 80,000 | $ 43,000 |
| Rockingham County Virginia | 17 | $ 1,643,000 | $ 96,000 | $ 56,000 |
| Carroll County Virginia | 16 | $ 1,264,000 | $ 79,000 | $ 40,000 |
| Goochland County Virginia | 16 | $ 1,793,000 | $ 112,000 | $ 61,000 |
| Shenandoah County Virginia | 16 | $ 1,404,000 | $ 87,000 | $ 57,000 |
| Danville County Virginia | 14 | $ 834,000 | $ 59,000 | $ 38,000 |
| Page County Virginia | 14 | $ 1,125,000 | $ 80,000 | $ 43,000 |
| Patrick County Virginia | 14 | $ 1,098,000 | $ 78,000 | $ 43,000 |
| Powhatan County Virginia | 14 | $ 1,800,000 | $ 128,000 | $ 54,000 |
| Washington County Virginia | 14 | $ 1,328,000 | $ 94,000 | $ 49,000 |
| Waynesboro County Virginia | 13 | $ 1,742,000 | $ 134,000 | $ 45,000 |
| Westmoreland County Virginia | 13 | $ 1,787,000 | $ 137,000 | $ 82,000 |
| Manassas Park County Virginia | 12 | $ 3,110,000 | $ 259,000 | $ 69,000 |
| New Kent County Virginia | 12 | $ 1,575,000 | $ 131,000 | $ 66,000 |
| King William County Virginia | 11 | $ 827,000 | $ 75,000 | $ 66,000 |
| Wise County Virginia | 11 | $ 973,000 | $ 88,000 | $ 84,000 |
| Staunton County Virginia | 10 | $ 1,080,000 | $ 108,000 | $ 54,000 |
| Amherst County Virginia | 9 | $ 490,000 | $ 54,000 | $ 51,000 |
| Southampton County Virginia | 9 | $ 829,000 | $ 92,000 | $ 56,000 |
| Winchester County Virginia | 9 | $ 1,015,000 | $ 112,000 | $ 51,000 |
| Accomack County Virginia | 8 | $ 649,000 | $ 81,000 | $ 64,000 |
| Dinwiddie County Virginia | 8 | $ 775,000 | $ 96,000 | $ 45,000 |
| Hopewell County Virginia | 8 | $ 814,000 | $ 101,000 | $ 50,000 |
| Prince George's County Maryland | 7 | $ 1,766,000 | $ 252,000 | $ 89,000 |
| Amelia County Virginia | 7 | $ 995,000 | $ 142,000 | $ 72,000 |
| Clarke County Virginia | 7 | $ 1,683,000 | $ 240,000 | $ 96,000 |
| Cumberland County Virginia | 7 | $ 371,000 | $ 53,000 | $ 42,000 |
| Fredericksburg County Virginia | 7 | $ 1,209,000 | $ 172,000 | $ 39,000 |
| Nelson County Virginia | 7 | $ 1,277,000 | $ 182,000 | $ 111,000 |
| Alleghany County Virginia | 6 | $ 671,000 | $ 111,000 | $ 61,000 |
| Colonial Heights County Virginia | 6 | $ 448,000 | $ 74,000 | $ 51,000 |
| Fairfax City County Virginia | 6 | $ 2,089,000 | $ 348,000 | $ 99,000 |
| Mecklenburg County Virginia | 6 | $ 434,000 | $ 72,000 | $ 70,000 |
| Covington County Virginia | 5 | $ 431,000 | $ 86,000 | $ 40,000 |
| Craig County Virginia | 5 | $ 628,000 | $ 125,000 | $ 61,000 |
| Madison County Virginia | 5 | $ 645,000 | $ 129,000 | $ 55,000 |
| Radford County Virginia | 5 | $ 567,000 | $ 113,000 | $ 61,000 |
| Rockbridge County Virginia | 5 | $ 241,000 | $ 48,000 | $ 40,000 |
| Smyth County Virginia | 5 | $ 267,000 | $ 53,000 | $ 31,000 |
| Surry County Virginia | 5 | $ 399,000 | $ 79,000 | $ 57,000 |
| Wythe County Virginia | 5 | $ 262,000 | $ 52,000 | $ 43,000 |
| Charles City County Virginia | 4 | $ 490,000 | $ 122,000 | $ 62,000 |
| Charlotte County Virginia | 4 | $ 303,000 | $ 75,000 | $ 36,000 |
| Essex County Virginia | 4 | $ 271,000 | $ 67,000 | $ 30,000 |
| Grayson County Virginia | 4 | $ 328,000 | $ 82,000 | $ 39,000 |
| Greensville County Virginia | 4 | $ 125,000 | $ 31,000 | $ 52,000 |
| Middlesex County Virginia | 4 | $ 330,000 | $ 82,000 | $ 42,000 |
| Poquoson County Virginia | 4 | $ 621,000 | $ 155,000 | $ 56,000 |
| Richmond County Virginia | 4 | $ 229,000 | $ 57,000 | $ 68,000 |
| Russell County Virginia | 4 | $ 144,000 | $ 36,000 | $ 66,000 |
| Salem County Virginia | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| Tazewell County Virginia | 4 | $ 327,000 | $ 81,000 | $ 54,000 |
| Wake County North Carolina | 3 | $ 200,000 | $ 66,000 | $ 48,000 |
| Bristol County Virginia | 3 | $ 186,000 | $ 62,000 | $ 42,000 |
| Floyd County Virginia | 3 | $ 369,000 | $ 123,000 | $ 45,000 |
| Giles County Virginia | 3 | $ 194,000 | $ 64,000 | $ 35,000 |
| Lancaster County Virginia | 3 | $ 360,000 | $ 120,000 | $ 67,000 |
| Martinsville County Virginia | 3 | $ 178,000 | $ 59,000 | $ 28,000 |
| Prince Edward County Virginia | 3 | $ 153,000 | $ 51,000 | $ 49,000 |
| Scott County Virginia | 3 | $ 244,000 | $ 81,000 | $ 35,000 |
| Sussex County Virginia | 3 | $ 182,000 | $ 60,000 | $ 48,000 |
| Maricopa County Arizona | 2 | $ 134,000 | $ 67,000 | $ 104,000 |
| El Paso County Colorado | 2 | $ 235,000 | $ 117,000 | $ 95,000 |
| Worcester County Maryland | 2 | $ 185,000 | $ 92,000 | $ 102,000 |
| Robeson County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 90,000 |
| Appomattox County Virginia | 2 | $ 97,000 | $ 48,000 | $ 36,000 |
| Falls Church County Virginia | 2 | $ 434,000 | $ 217,000 | $ 51,000 |
| Galax County Virginia | 2 | $ 140,000 | $ 70,000 | $ 30,000 |
| King and Queen County Virginia | 2 | $ 54,000 | $ 27,000 | $ 46,000 |
| Lee County Virginia | 2 | $ 107,000 | $ 53,000 | $ 52,000 |
| Cochise County Arizona | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Riverside County California | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Summit County Colorado | 1 | $ 30,000 | $ 30,000 | $ 213,000 |
| Miami-Dade County Florida | 1 | $ 100,000 | $ 100,000 | $ 119,000 |
| St. Lucie County Florida | 1 | $ 64,000 | $ 64,000 | $ 44,000 |
| Aroostook County Maine | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Baltimore County Maryland | 1 | $ 302,000 | $ 302,000 | $ 240,000 |
| Baltimore City County Maryland | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Calvert County Maryland | 1 | $ 340,000 | $ 340,000 | $ 101,000 |
| Cecil County Maryland | 1 | $ 328,000 | $ 328,000 | $ 85,000 |
| Frederick County Maryland | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Montgomery County Maryland | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| St. Mary's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Gloucester County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 163,000 |
| Onondaga County New York | 1 | $ 10,000 | $ 10,000 | $ 9,000 |
| Dare County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Fulton County Ohio | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Comanche County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Berkeley County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| McCormick County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Bexar County Texas | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Harris County Texas | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Bath County Virginia | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Brunswick County Virginia | 1 | $ 22,000 | $ 22,000 | $ 75,000 |
| Buchanan County Virginia | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Buckingham County Virginia | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Buena Vista County Virginia | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Dickenson County Virginia | 1 | $ 28,000 | $ 28,000 | $ 29,000 |
| Franklin City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Mathews County Virginia | 1 | $ 88,000 | $ 88,000 | $ 20,000 |
| Northampton County Virginia | 1 | $ 500,000 | $ 500,000 | $ 78,000 |
| Norton County Virginia | 1 | $ 138,000 | $ 138,000 | $ 101,000 |
| Nottoway County Virginia | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Rappahannock County Virginia | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| King County Washington | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Berkeley County West Virginia | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Kanawha County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| Wyoming County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Sys Virginia in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,853 | $495,829,000 | $121,000 | $980,000 | $79,125 | $924,000 |
| Home Improvement | 1,704 | $209,026,000 | $70,307 | $980,000 | $71,384 | $500,000 |
| Home Purchase | 30 | $3,881,000 | $68,333 | $457,000 | $71,666 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,559 | $393,831,000 | $76,500 | $980,000 | $76,916 | $500,000 |
| Black or African American | 1,439 | $214,984,000 | $115,142 | $895,000 | $79,714 | $328,000 |
| Hispanic | 226 | $40,646,000 | $162,000 | $600,000 | $71,333 | $230,000 |
| Not Provided | 172 | $24,731,000 | $182,333 | $660,000 | $90,333 | $924,000 |
| Asian | 113 | $22,558,000 | $132,000 | $690,000 | $86,500 | $262,000 |
| American Indian or Alaskan Native | 59 | $8,908,000 | $81,500 | $450,000 | $64,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,078,000 | $162,000 | $381,000 | $71,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,587 | $708,736,000 | $77,687 | $980,000 | $74,750 | $924,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,822 | $231,095,000 | $69,923 | $980,000 | $64,076 | $924,000 |
| Application Withdrawn By Applicant | 1,535 | $265,418,000 | $100,222 | $950,000 | $89,444 | $600,000 |
| Loan Originated | 1,115 | $193,254,000 | $99,666 | $980,000 | $66,666 | $295,000 |
| Application Approved But Not Accepted | 115 | $18,969,000 | $219,000 | $640,000 | $114,000 | $213,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Sys Virginia's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Sys Virginia's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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