Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wesbanco Bank, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,875 |
| Total Mortgage Loan Application Amount | $362,217,000 |
| Average Mortgage Loan Application Amount | $89,666 |
| Highest Mortgage Loan Application Amount | $13,000,000 |
| Average Applicant Income | $57,666 |
| Highest Applicant Income | $5,792,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 319 | $ 24,030,000 | $ 75,000 | $ 51,000 |
| Harrison County West Virginia | 301 | $ 23,546,000 | $ 78,000 | $ 61,000 |
| Ohio County West Virginia | 228 | $ 19,563,000 | $ 85,000 | $ 60,000 |
| Clark County Ohio | 220 | $ 12,111,000 | $ 55,000 | $ 50,000 |
| Kanawha County West Virginia | 204 | $ 16,281,000 | $ 79,000 | $ 75,000 |
| Jackson County Ohio | 183 | $ 13,811,000 | $ 75,000 | $ 55,000 |
| Wood County West Virginia | 183 | $ 15,982,000 | $ 87,000 | $ 54,000 |
| Marion County West Virginia | 146 | $ 14,051,000 | $ 96,000 | $ 44,000 |
| Hamilton County Ohio | 140 | $ 19,151,000 | $ 136,000 | $ 62,000 |
| Franklin County Ohio | 111 | $ 28,920,000 | $ 260,000 | $ 48,000 |
| Marshall County West Virginia | 106 | $ 6,016,000 | $ 56,000 | $ 45,000 |
| Monongalia County West Virginia | 105 | $ 14,029,000 | $ 133,000 | $ 119,000 |
| Preston County West Virginia | 91 | $ 5,096,000 | $ 56,000 | $ 43,000 |
| Wetzel County West Virginia | 88 | $ 4,350,000 | $ 49,000 | $ 51,000 |
| Lawrence County Ohio | 80 | $ 6,995,000 | $ 87,000 | $ 54,000 |
| Washington County Ohio | 72 | $ 6,155,000 | $ 85,000 | $ 49,000 |
| Guernsey County Ohio | 62 | $ 3,366,000 | $ 54,000 | $ 35,000 |
| Ross County Ohio | 61 | $ 4,962,000 | $ 81,000 | $ 55,000 |
| Monroe County Ohio | 59 | $ 3,755,000 | $ 63,000 | $ 51,000 |
| Greene County Ohio | 57 | $ 2,105,000 | $ 36,000 | $ 60,000 |
| Jackson County West Virginia | 57 | $ 2,133,000 | $ 37,000 | $ 34,000 |
| Brooke County West Virginia | 50 | $ 2,465,000 | $ 49,000 | $ 47,000 |
| Scioto County Ohio | 49 | $ 5,200,000 | $ 106,000 | $ 76,000 |
| Montgomery County Ohio | 45 | $ 3,413,000 | $ 75,000 | $ 88,000 |
| Gallia County Ohio | 44 | $ 3,913,000 | $ 88,000 | $ 61,000 |
| Wirt County West Virginia | 44 | $ 1,293,000 | $ 29,000 | $ 48,000 |
| Hancock County West Virginia | 42 | $ 2,138,000 | $ 50,000 | $ 46,000 |
| Washington County Pennsylvania | 38 | $ 3,443,000 | $ 90,000 | $ 70,000 |
| Tyler County West Virginia | 30 | $ 1,923,000 | $ 64,000 | $ 60,000 |
| Jefferson County Ohio | 28 | $ 2,738,000 | $ 97,000 | $ 40,000 |
| Athens County Ohio | 25 | $ 2,334,000 | $ 93,000 | $ 55,000 |
| Butler County Ohio | 25 | $ 5,474,000 | $ 218,000 | $ 182,000 |
| Warren County Ohio | 16 | $ 2,683,000 | $ 167,000 | $ 111,000 |
| Allegheny County Pennsylvania | 16 | $ 5,145,000 | $ 321,000 | $ 92,000 |
| Fairfield County Ohio | 15 | $ 2,368,000 | $ 157,000 | $ 261,000 |
| Pickaway County Ohio | 15 | $ 1,376,000 | $ 91,000 | $ 80,000 |
| Vinton County Ohio | 15 | $ 807,000 | $ 53,000 | $ 38,000 |
| Taylor County West Virginia | 15 | $ 1,173,000 | $ 78,000 | $ 53,000 |
| Clermont County Ohio | 14 | $ 3,727,000 | $ 266,000 | $ 64,000 |
| Noble County Ohio | 14 | $ 1,028,000 | $ 73,000 | $ 39,000 |
| Upshur County West Virginia | 12 | $ 1,468,000 | $ 122,000 | $ 48,000 |
| Lewis County West Virginia | 11 | $ 1,487,000 | $ 135,000 | $ 50,000 |
| Putnam County West Virginia | 11 | $ 3,946,000 | $ 358,000 | $ 64,000 |
| Licking County Ohio | 10 | $ 3,217,000 | $ 321,000 | $ 79,000 |
| Champaign County Ohio | 9 | $ 536,000 | $ 59,000 | $ 49,000 |
| Pike County Ohio | 9 | $ 1,427,000 | $ 158,000 | $ 95,000 |
| Dearborn County Indiana | 8 | $ 1,294,000 | $ 161,000 | $ 77,000 |
| Delaware County Ohio | 8 | $ 14,152,000 | $ 1,769,000 | $ 33,000 |
| Harrison County Ohio | 8 | $ 444,000 | $ 55,000 | $ 38,000 |
| Barbour County West Virginia | 8 | $ 823,000 | $ 102,000 | $ 63,000 |
| Meigs County Ohio | 7 | $ 823,000 | $ 117,000 | $ 73,000 |
| Mason County West Virginia | 7 | $ 474,000 | $ 67,000 | $ 46,000 |
| Brown County Ohio | 6 | $ 554,000 | $ 92,000 | $ 63,000 |
| Miami County Ohio | 6 | $ 567,000 | $ 94,000 | $ 44,000 |
| Cabell County West Virginia | 6 | $ 1,288,000 | $ 214,000 | $ 23,000 |
| Greenup County Kentucky | 5 | $ 373,000 | $ 74,000 | $ 55,000 |
| Randolph County West Virginia | 5 | $ 508,000 | $ 101,000 | $ 84,000 |
| Ritchie County West Virginia | 5 | $ 362,000 | $ 72,000 | $ 43,000 |
| Franklin County Indiana | 4 | $ 522,000 | $ 130,000 | $ 69,000 |
| Hocking County Ohio | 4 | $ 473,000 | $ 118,000 | $ 48,000 |
| Morgan County Ohio | 4 | $ 216,000 | $ 54,000 | $ 48,000 |
| Westmoreland County Pennsylvania | 4 | $ 559,000 | $ 139,000 | $ 23,000 |
| Braxton County West Virginia | 4 | $ 548,000 | $ 137,000 | $ 36,000 |
| Doddridge County West Virginia | 4 | $ 277,000 | $ 69,000 | $ 54,000 |
| Pleasants County West Virginia | 4 | $ 131,000 | $ 32,000 | $ 43,000 |
| Campbell County Kentucky | 3 | $ 382,000 | $ 127,000 | $ 39,000 |
| Columbiana County Ohio | 3 | $ 186,000 | $ 62,000 | $ 38,000 |
| Coshocton County Ohio | 3 | $ 282,000 | $ 94,000 | $ 40,000 |
| Muskingum County Ohio | 3 | $ 238,000 | $ 79,000 | $ 58,000 |
| Kenton County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 46,000 |
| Erie County Ohio | 2 | $ 476,000 | $ 238,000 | $ 0 |
| Greene County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Horry County South Carolina | 2 | $ 669,000 | $ 334,000 | $ 44,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 500,000 |
| Lee County Florida | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Lake County Illinois | 1 | $ 332,000 | $ 332,000 | $ 123,000 |
| Whitley County Indiana | 1 | $ 233,000 | $ 233,000 | $ 53,000 |
| Lawrence County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 149,000 |
| Lewis County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
| Menifee County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Garrett County Maryland | 1 | $ 300,000 | $ 300,000 | $ 177,000 |
| Cabarrus County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 56,000 |
| Adams County Ohio | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Auglaize County Ohio | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Knox County Ohio | 1 | $ 267,000 | $ 267,000 | $ 64,000 |
| Lorain County Ohio | 1 | $ 99,000 | $ 99,000 | $ 76,000 |
| Madison County Ohio | 1 | $ 187,000 | $ 187,000 | $ 155,000 |
| Marion County Ohio | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
| Medina County Ohio | 1 | $ 88,000 | $ 88,000 | $ 49,000 |
| Ottawa County Ohio | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Perry County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Preble County Ohio | 1 | $ 179,000 | $ 179,000 | $ 77,000 |
| Sandusky County Ohio | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Stark County Ohio | 1 | $ 685,000 | $ 685,000 | $ 108,000 |
| Butler County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 124,000 |
| Indiana County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 101,000 |
| Georgetown County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Prince William County Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Calhoun County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Clay County West Virginia | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Mineral County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Monroe County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 22,000 |
| Raleigh County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Roane County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tucker County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 557,000 |
| Wayne County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,559 | $194,409,000 | $124,000 | $13,000,000 | $60,000 | $5,792,000 |
| Home Improvement | 1,176 | $29,907,000 | $25,000 | $1,600,000 | $43,000 | $1,211,000 |
| Refinancing | 1,140 | $137,901,000 | $120,000 | $2,500,000 | $70,000 | $3,306,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,460 | $270,719,000 | $78,000 | $1,080,000 | $59,000 | $5,792,000 |
| Not applicable | 135 | $58,289,000 | $431,000 | $13,000,000 | $1,000 | $178,000 |
| Not Provided | 127 | $19,218,000 | $151,000 | $7,120,000 | $74,000 | $2,166,000 |
| Black or African American | 101 | $8,283,000 | $82,000 | $625,000 | $52,000 | $346,000 |
| Hispanic | 22 | $2,026,000 | $92,000 | $685,000 | $105,000 | $561,000 |
| Asian | 16 | $2,425,000 | $151,000 | $408,000 | $82,000 | $326,000 |
| American Indian or Alaskan Native | 12 | $1,183,000 | $98,000 | $652,000 | $31,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $74,000 | $37,000 | $66,000 | $33,000 | $39,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,247 | $299,431,000 | $92,000 | $13,000,000 | $60,000 | $5,792,000 |
| FHA-insured (Federal Housing Administration) | 556 | $53,670,000 | $96,000 | $325,000 | $45,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 72 | $9,116,000 | $126,000 | $363,000 | $59,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $220,327,000 | $102,000 | $13,000,000 | $66,000 | $5,792,000 |
| Application Denied By Financial Institution | 840 | $43,827,000 | $52,000 | $2,100,000 | $41,000 | $624,000 |
| Application Withdrawn By Applicant | 455 | $62,780,000 | $137,000 | $7,120,000 | $62,000 | $1,020,000 |
| Preapproval Denied by Financial Institution | 225 | $17,102,000 | $76,000 | $350,000 | $35,000 | $120,000 |
| Application Approved But Not Accepted | 182 | $14,802,000 | $81,000 | $745,000 | $62,000 | $411,000 |
| File Closed For Incompleteness | 14 | $2,508,000 | $179,000 | $1,600,000 | $35,000 | $89,000 |
| Preapproval Approved but not Accepted | 12 | $871,000 | $72,000 | $200,000 | $62,000 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.