Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Wesbanco Bank, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,207 |
| Total Mortgage Loan Application Amount | $798,181,000 |
| Average Mortgage Loan Application Amount | $163,000 |
| Highest Mortgage Loan Application Amount | $30,150,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Belmont County Ohio | 316 | $ 34,645,000 | $ 109,000 | $ 67,000 |
| Harrison County West Virginia | 272 | $ 39,471,000 | $ 145,000 | $ 81,000 |
| Franklin County Ohio | 260 | $ 167,168,000 | $ 642,000 | $ 107,000 |
| Kanawha County West Virginia | 237 | $ 37,464,000 | $ 158,000 | $ 70,000 |
| Allegheny County Pennsylvania | 229 | $ 55,670,000 | $ 243,000 | $ 138,000 |
| Hamilton County Ohio | 212 | $ 36,815,000 | $ 173,000 | $ 73,000 |
| Ohio County West Virginia | 204 | $ 30,187,000 | $ 147,000 | $ 104,000 |
| Wood County West Virginia | 180 | $ 22,598,000 | $ 125,000 | $ 42,000 |
| Clark County Ohio | 164 | $ 8,327,000 | $ 50,000 | $ 55,000 |
| Monongalia County West Virginia | 154 | $ 46,318,000 | $ 300,000 | $ 108,000 |
| Scioto County Ohio | 118 | $ 11,439,000 | $ 96,000 | $ 66,000 |
| Ross County Ohio | 117 | $ 12,416,000 | $ 106,000 | $ 61,000 |
| Marion County West Virginia | 115 | $ 15,224,000 | $ 132,000 | $ 69,000 |
| Jackson County Ohio | 102 | $ 7,378,000 | $ 72,000 | $ 57,000 |
| Preston County West Virginia | 96 | $ 7,350,000 | $ 76,000 | $ 52,000 |
| Marshall County West Virginia | 71 | $ 6,721,000 | $ 94,000 | $ 57,000 |
| Montgomery County Ohio | 67 | $ 12,049,000 | $ 179,000 | $ 79,000 |
| Butler County Ohio | 65 | $ 7,467,000 | $ 114,000 | $ 78,000 |
| Delaware County Ohio | 63 | $ 67,373,000 | $ 1,069,000 | $ 141,000 |
| Jefferson County Ohio | 62 | $ 8,006,000 | $ 129,000 | $ 58,000 |
| Lawrence County Ohio | 61 | $ 5,401,000 | $ 88,000 | $ 51,000 |
| Washington County Ohio | 61 | $ 6,924,000 | $ 113,000 | $ 59,000 |
| Brooke County West Virginia | 52 | $ 5,534,000 | $ 106,000 | $ 61,000 |
| Monroe County Ohio | 46 | $ 3,740,000 | $ 81,000 | $ 55,000 |
| Greene County Ohio | 45 | $ 3,656,000 | $ 81,000 | $ 68,000 |
| Guernsey County Ohio | 45 | $ 5,003,000 | $ 111,000 | $ 52,000 |
| Warren County Ohio | 45 | $ 6,307,000 | $ 140,000 | $ 296,000 |
| Hancock County West Virginia | 45 | $ 4,341,000 | $ 96,000 | $ 99,000 |
| Wetzel County West Virginia | 44 | $ 3,647,000 | $ 82,000 | $ 72,000 |
| Jackson County West Virginia | 43 | $ 2,624,000 | $ 61,000 | $ 45,000 |
| Washington County Pennsylvania | 40 | $ 8,814,000 | $ 220,000 | $ 127,000 |
| Butler County Pennsylvania | 38 | $ 9,765,000 | $ 256,000 | $ 115,000 |
| Gallia County Ohio | 37 | $ 3,996,000 | $ 108,000 | $ 59,000 |
| Tyler County West Virginia | 33 | $ 2,518,000 | $ 76,000 | $ 56,000 |
| Harrison County Ohio | 29 | $ 2,568,000 | $ 88,000 | $ 54,000 |
| Wirt County West Virginia | 25 | $ 1,070,000 | $ 42,000 | $ 38,000 |
| Vinton County Ohio | 23 | $ 1,681,000 | $ 73,000 | $ 59,000 |
| Pickaway County Ohio | 21 | $ 2,714,000 | $ 129,000 | $ 61,000 |
| Putnam County West Virginia | 20 | $ 8,670,000 | $ 433,000 | $ 144,000 |
| Athens County Ohio | 19 | $ 5,436,000 | $ 286,000 | $ 66,000 |
| Fairfield County Ohio | 19 | $ 2,735,000 | $ 143,000 | $ 99,000 |
| Taylor County West Virginia | 17 | $ 2,166,000 | $ 127,000 | $ 71,000 |
| Clermont County Ohio | 15 | $ 2,033,000 | $ 135,000 | $ 79,000 |
| Licking County Ohio | 15 | $ 12,669,000 | $ 844,000 | $ 87,000 |
| Beaver County Pennsylvania | 15 | $ 1,533,000 | $ 102,000 | $ 64,000 |
| Pike County Ohio | 12 | $ 1,712,000 | $ 142,000 | $ 68,000 |
| Champaign County Ohio | 11 | $ 663,000 | $ 60,000 | $ 53,000 |
| Noble County Ohio | 11 | $ 1,311,000 | $ 119,000 | $ 61,000 |
| Pleasants County West Virginia | 11 | $ 1,335,000 | $ 121,000 | $ 49,000 |
| Upshur County West Virginia | 11 | $ 1,382,000 | $ 125,000 | $ 86,000 |
| Doddridge County West Virginia | 9 | $ 1,047,000 | $ 116,000 | $ 56,000 |
| Dearborn County Indiana | 8 | $ 1,217,000 | $ 152,000 | $ 84,000 |
| Greenup County Kentucky | 8 | $ 941,000 | $ 117,000 | $ 113,000 |
| Madison County Ohio | 8 | $ 2,303,000 | $ 287,000 | $ 93,000 |
| Union County Ohio | 8 | $ 2,748,000 | $ 343,000 | $ 176,000 |
| Muskingum County Ohio | 7 | $ 1,190,000 | $ 170,000 | $ 141,000 |
| Westmoreland County Pennsylvania | 7 | $ 2,404,000 | $ 343,000 | $ 165,000 |
| Meigs County Ohio | 6 | $ 663,000 | $ 110,000 | $ 50,000 |
| Tucker County West Virginia | 6 | $ 899,000 | $ 149,000 | $ 97,000 |
| Columbiana County Ohio | 5 | $ 400,000 | $ 80,000 | $ 33,000 |
| Fayette County Pennsylvania | 5 | $ 656,000 | $ 131,000 | $ 90,000 |
| Somerset County Pennsylvania | 5 | $ 2,604,000 | $ 520,000 | $ 324,000 |
| Horry County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 537,000 |
| Barbour County West Virginia | 5 | $ 649,000 | $ 129,000 | $ 73,000 |
| Lewis County West Virginia | 5 | $ 1,127,000 | $ 225,000 | $ 150,000 |
| Lincoln County West Virginia | 5 | $ 508,000 | $ 101,000 | $ 85,000 |
| Ritchie County West Virginia | 5 | $ 501,000 | $ 100,000 | $ 88,000 |
| Cabell County West Virginia | 4 | $ 382,000 | $ 95,000 | $ 98,000 |
| Randolph County West Virginia | 4 | $ 727,000 | $ 181,000 | $ 61,000 |
| Kenton County Kentucky | 3 | $ 302,000 | $ 100,000 | $ 77,000 |
| Knox County Ohio | 3 | $ 379,000 | $ 126,000 | $ 69,000 |
| Lawrence County Pennsylvania | 3 | $ 470,000 | $ 156,000 | $ 75,000 |
| Clay County West Virginia | 3 | $ 157,000 | $ 52,000 | $ 25,000 |
| Fayette County West Virginia | 3 | $ 523,000 | $ 174,000 | $ 45,000 |
| Lee County Florida | 2 | $ 968,000 | $ 484,000 | $ 1,046,000 |
| Fulton County Georgia | 2 | $ 346,000 | $ 173,000 | $ 70,000 |
| Lewis County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 38,000 |
| Adams County Ohio | 2 | $ 297,000 | $ 148,000 | $ 94,000 |
| Clinton County Ohio | 2 | $ 126,000 | $ 63,000 | $ 52,000 |
| Hancock County Ohio | 2 | $ 238,000 | $ 119,000 | $ 62,000 |
| Highland County Ohio | 2 | $ 239,000 | $ 119,000 | $ 38,000 |
| Hocking County Ohio | 2 | $ 422,000 | $ 211,000 | $ 156,000 |
| Logan County Ohio | 2 | $ 239,000 | $ 119,000 | $ 53,000 |
| Beaufort County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Logan County West Virginia | 2 | $ 346,000 | $ 173,000 | $ 93,000 |
| Mason County West Virginia | 2 | $ 31,000 | $ 15,000 | $ 29,000 |
| Summit County Colorado | 1 | $ 675,000 | $ 675,000 | $ 356,000 |
| Fairfield County Connecticut | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,285,000 |
| Collier County Florida | 1 | $ 267,000 | $ 267,000 | $ 133,000 |
| Hillsborough County Florida | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Miami-Dade County Florida | 1 | $ 609,000 | $ 609,000 | $ 1,285,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 339,000 |
| Cook County Illinois | 1 | $ 1,500,000 | $ 1,500,000 | $ 600,000 |
| Decatur County Indiana | 1 | $ 179,000 | $ 179,000 | $ 159,000 |
| Franklin County Indiana | 1 | $ 209,000 | $ 209,000 | $ 867,000 |
| Switzerland County Indiana | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Anderson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Campbell County Kentucky | 1 | $ 366,000 | $ 366,000 | $ 157,000 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 339,000 |
| Ashland County Ohio | 1 | $ 74,000 | $ 74,000 | $ 127,000 |
| Auglaize County Ohio | 1 | $ 57,000 | $ 57,000 | $ 94,000 |
| Brown County Ohio | 1 | $ 74,000 | $ 74,000 | $ 66,000 |
| Fayette County Ohio | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Geauga County Ohio | 1 | $ 398,000 | $ 398,000 | $ 197,000 |
| Mahoning County Ohio | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Miami County Ohio | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Morrow County Ohio | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Ottawa County Ohio | 1 | $ 350,000 | $ 350,000 | $ 37,000 |
| Perry County Ohio | 1 | $ 29,000 | $ 29,000 | $ 91,000 |
| Tuscarawas County Ohio | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| Wayne County Ohio | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Wyandot County Ohio | 1 | $ 84,000 | $ 84,000 | $ 95,000 |
| Greene County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 69,000 |
| Lackawanna County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 198,000 |
| Mercer County Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 112,000 |
| Sevier County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 226,000 |
| Summit County Utah | 1 | $ 1,390,000 | $ 1,390,000 | $ 1,123,000 |
| Braxton County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Calhoun County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
| Greenbrier County West Virginia | 1 | $ 273,000 | $ 273,000 | $ 120,000 |
| Hampshire County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Nicholas County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 172,000 |
| Pendleton County West Virginia | 1 | $ 186,000 | $ 186,000 | $ 85,000 |
| Pocahontas County West Virginia | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 127,000 | $ 127,000 | $ 142,000 |
| Wayne County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 418,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,964 | $497,805,000 | $253,000 | $30,150,000 | $88,000 | $9,999,000 |
| Refinancing | 1,356 | $260,960,000 | $192,000 | $4,800,000 | $99,000 | $1,793,000 |
| Home Improvement | 887 | $39,416,000 | $44,000 | $2,465,000 | $50,000 | $710,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,765 | $484,052,000 | $128,000 | $4,000,000 | $86,000 | $9,999,000 |
| Not applicable | 172 | $273,543,000 | $1,590,000 | $30,150,000 | $0 | $0 |
| Not Provided | 102 | $11,619,000 | $113,000 | $1,375,000 | $98,000 | $647,000 |
| Black or African American | 81 | $8,377,000 | $103,000 | $990,000 | $56,000 | $321,000 |
| Asian | 45 | $14,701,000 | $326,000 | $2,200,000 | $242,000 | $1,345,000 |
| Hispanic | 27 | $3,556,000 | $131,000 | $612,000 | $92,000 | $500,000 |
| American Indian or Alaskan Native | 9 | $672,000 | $74,000 | $179,000 | $52,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,661,000 | $276,000 | $515,000 | $126,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,874 | $757,748,000 | $195,000 | $30,150,000 | $86,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 191 | $20,842,000 | $109,000 | $275,000 | $50,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 86 | $13,657,000 | $158,000 | $341,000 | $69,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $5,934,000 | $105,000 | $182,000 | $40,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,005 | $657,026,000 | $218,000 | $30,150,000 | $91,000 | $9,999,000 |
| Application Denied By Financial Institution | 810 | $71,805,000 | $88,000 | $3,188,000 | $60,000 | $1,864,000 |
| Application Withdrawn By Applicant | 274 | $53,970,000 | $196,000 | $14,460,000 | $75,000 | $1,199,000 |
| Application Approved But Not Accepted | 116 | $14,957,000 | $128,000 | $2,812,000 | $68,000 | $777,000 |
| File Closed For Incompleteness | 1 | $320,000 | $320,000 | $320,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $103,000 | $103,000 | $103,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.