Wescom Central Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Wescom Central Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Wescom Central Credit Union 123 S Marengo Avenue Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,987 |
| Total Mortgage Loan Application Amount | $784,315,000 |
| Average Mortgage Loan Application Amount | $247,800 |
| Highest Mortgage Loan Application Amount | $1,735,000 |
| Average Applicant Income | $130,800 |
| Highest Applicant Income | $2,959,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,809 | $ 354,825,000 | $ 196,000 | $ 127,000 |
| Orange County California | 824 | $ 178,140,000 | $ 216,000 | $ 148,000 |
| Riverside County California | 440 | $ 71,590,000 | $ 162,000 | $ 117,000 |
| San Bernardino County California | 285 | $ 44,495,000 | $ 156,000 | $ 110,000 |
| Ventura County California | 240 | $ 50,000,000 | $ 208,000 | $ 134,000 |
| San Diego County California | 79 | $ 17,975,000 | $ 227,000 | $ 160,000 |
| Clark County Nevada | 21 | $ 4,325,000 | $ 205,000 | $ 237,000 |
| Santa Barbara County California | 17 | $ 3,125,000 | $ 183,000 | $ 88,000 |
| Kern County California | 16 | $ 1,160,000 | $ 72,000 | $ 36,000 |
| Stanislaus County California | 14 | $ 2,760,000 | $ 197,000 | $ 69,000 |
| Maricopa County Arizona | 13 | $ 2,745,000 | $ 211,000 | $ 288,000 |
| Sacramento County California | 13 | $ 2,105,000 | $ 161,000 | $ 223,000 |
| San Joaquin County California | 12 | $ 4,050,000 | $ 337,000 | $ 97,000 |
| Fresno County California | 11 | $ 1,985,000 | $ 180,000 | $ 102,000 |
| Tulare County California | 11 | $ 1,885,000 | $ 171,000 | $ 132,000 |
| Alameda County California | 9 | $ 3,415,000 | $ 379,000 | $ 156,000 |
| Mohave County Arizona | 6 | $ 1,150,000 | $ 191,000 | $ 154,000 |
| El Dorado County California | 6 | $ 570,000 | $ 95,000 | $ 142,000 |
| Placer County California | 6 | $ 2,190,000 | $ 365,000 | $ 171,000 |
| San Luis Obispo County California | 6 | $ 2,350,000 | $ 391,000 | $ 220,000 |
| Madera County California | 5 | $ 735,000 | $ 147,000 | $ 102,000 |
| Polk County Iowa | 5 | $ 455,000 | $ 91,000 | $ 58,000 |
| Pima County Arizona | 4 | $ 690,000 | $ 172,000 | $ 197,000 |
| Contra Costa County California | 4 | $ 1,950,000 | $ 487,000 | $ 164,000 |
| Marin County California | 4 | $ 1,530,000 | $ 382,000 | $ 213,000 |
| San Mateo County California | 4 | $ 2,220,000 | $ 555,000 | $ 179,000 |
| Santa Clara County California | 4 | $ 1,580,000 | $ 395,000 | $ 137,000 |
| Tuolumne County California | 4 | $ 790,000 | $ 197,000 | $ 76,000 |
| Cook County Illinois | 4 | $ 830,000 | $ 207,000 | $ 220,000 |
| Mecklenburg County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 133,000 |
| Cuyahoga County Ohio | 4 | $ 170,000 | $ 42,000 | $ 153,000 |
| McLennan County Texas | 4 | $ 1,280,000 | $ 320,000 | $ 90,000 |
| Calaveras County California | 3 | $ 385,000 | $ 128,000 | $ 53,000 |
| Kings County California | 3 | $ 445,000 | $ 148,000 | $ 23,000 |
| Ada County Idaho | 3 | $ 385,000 | $ 128,000 | $ 62,000 |
| Tarrant County Texas | 3 | $ 865,000 | $ 288,000 | $ 286,000 |
| Orleans County Vermont | 3 | $ 495,000 | $ 165,000 | $ 276,000 |
| Clark County Washington | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| Imperial County California | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Napa County California | 2 | $ 220,000 | $ 110,000 | $ 208,000 |
| Nevada County California | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Hillsborough County Florida | 2 | $ 250,000 | $ 125,000 | $ 143,000 |
| Walton County Georgia | 2 | $ 410,000 | $ 205,000 | $ 72,000 |
| Black Hawk County Iowa | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Erie County New York | 2 | $ 330,000 | $ 165,000 | $ 81,000 |
| Lane County Oregon | 2 | $ 700,000 | $ 350,000 | $ 346,000 |
| Washington County Oregon | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Spokane County Washington | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 243,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Butte County California | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Lake County California | 1 | $ 65,000 | $ 65,000 | $ 92,000 |
| Mendocino County California | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Merced County California | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| San Francisco County California | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Shasta County California | 1 | $ 345,000 | $ 345,000 | $ 185,000 |
| Siskiyou County California | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Solano County California | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Sonoma County California | 1 | $ 495,000 | $ 495,000 | $ 133,000 |
| Sutter County California | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Douglas County Colorado | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Huerfano County Colorado | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Greene County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Lumpkin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Boundary County Idaho | 1 | $ 245,000 | $ 245,000 | $ 185,000 |
| Kootenai County Idaho | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Rock Island County Illinois | 1 | $ 95,000 | $ 95,000 | $ 142,000 |
| St. Landry County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Ingham County Michigan | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| Lafayette County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Washoe County Nevada | 1 | $ 225,000 | $ 225,000 | $ 205,000 |
| Bernalillo County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Iredell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Union County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 188,000 |
| Wilkes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Deschutes County Oregon | 1 | $ 295,000 | $ 295,000 | $ 359,000 |
| Jackson County Oregon | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Multnomah County Oregon | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Polk County Oregon | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Tillamook County Oregon | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| Bucks County Pennsylvania | 1 | $ 635,000 | $ 635,000 | $ 144,000 |
| Shelby County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Carson County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Comal County Texas | 1 | $ 525,000 | $ 525,000 | $ 271,000 |
| Denton County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Harris County Texas | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Hood County Texas | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Travis County Texas | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| Davis County Utah | 1 | $ 485,000 | $ 485,000 | $ 160,000 |
| Iron County Utah | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Utah County Utah | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Washington County Utah | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Weber County Utah | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| Northumberland County Virginia | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| King County Washington | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Thurston County Washington | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Jefferson County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Outagamie County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 7,000 |
| Albany County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Sheridan County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wescom Central Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,313 | $142,745,000 | $108,000 | $805,000 | $137,000 | $1,508,000 |
| Other Purpose | 1,189 | $150,105,000 | $126,000 | $1,495,000 | $121,000 | $2,959,000 |
| Home Purchase | 638 | $216,910,000 | $339,000 | $1,405,000 | $151,000 | $2,433,000 |
| Cash-out Refinancing | 566 | $173,030,000 | $305,000 | $1,005,000 | $118,000 | $620,000 |
| Refinancing | 281 | $101,525,000 | $361,000 | $1,735,000 | $127,000 | $542,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,316 | $266,030,000 | $202,000 | $1,505,000 | $146,000 | $2,959,000 |
| Not Provided | 1,119 | $237,915,000 | $212,000 | $1,735,000 | $125,000 | $1,508,000 |
| Hispanic | 861 | $140,865,000 | $163,000 | $1,295,000 | $107,000 | $756,000 |
| Black or African American | 282 | $43,450,000 | $154,000 | $655,000 | $113,000 | $1,033,000 |
| Asian | 281 | $67,245,000 | $239,000 | $1,255,000 | $168,000 | $1,031,000 |
| American Indian or Alaskan Native | 23 | $3,875,000 | $168,000 | $645,000 | $183,000 | $1,186,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,305,000 | $209,000 | $755,000 | $120,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,927 | $764,605,000 | $194,000 | $1,735,000 | $132,000 | $2,959,000 |
| FHA-insured (Federal Housing Administration) | 51 | $17,365,000 | $340,000 | $725,000 | $84,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,345,000 | $260,000 | $405,000 | $83,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,112 | $399,630,000 | $189,000 | $1,735,000 | $143,000 | $1,508,000 |
| Application Denied By Financial Institution | 1,065 | $209,835,000 | $197,000 | $1,505,000 | $108,000 | $2,433,000 |
| Application Withdrawn By Applicant | 527 | $93,545,000 | $177,000 | $1,295,000 | $132,000 | $2,959,000 |
| File Closed For Incompleteness | 166 | $57,030,000 | $343,000 | $1,395,000 | $141,000 | $634,000 |
| Loan Purchased By The Institution | 77 | $17,045,000 | $221,000 | $675,000 | $102,000 | $359,000 |
| Application Approved But Not Accepted | 40 | $7,230,000 | $180,000 | $605,000 | $115,000 | $260,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,922 | $574,480,000 | $196,000 | $1,735,000 | $139,000 | $2,959,000 |
| Debt-To-Income Ratio | 451 | $80,625,000 | $178,000 | $1,495,000 | $77,000 | $746,000 |
| Credit History | 239 | $37,235,000 | $155,000 | $1,505,000 | $110,000 | $792,000 |
| Other | 186 | $52,970,000 | $284,000 | $1,365,000 | $133,000 | $1,186,000 |
| Collateral | 121 | $19,855,000 | $164,000 | $1,005,000 | $155,000 | $976,000 |
| Unverifiable Information | 46 | $13,080,000 | $284,000 | $1,005,000 | $113,000 | $291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,540,000 | $254,000 | $545,000 | $353,000 | $2,433,000 |
| Credit Application Incomplete | 8 | $3,090,000 | $386,000 | $775,000 | $106,000 | $241,000 |
| Employment History | 4 | $440,000 | $110,000 | $255,000 | $59,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.