Wescom Central Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Wescom Central Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Wescom Central Credit Union 123 S Marengo Avenue Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,511 |
| Total Mortgage Loan Application Amount | $1,268,715,000 |
| Average Mortgage Loan Application Amount | $301,000 |
| Highest Mortgage Loan Application Amount | $2,285,000 |
| Average Applicant Income | $167,600 |
| Highest Applicant Income | $5,290,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,881 | $ 534,385,000 | $ 284,000 | $ 164,000 |
| Orange County California | 1,016 | $ 324,380,000 | $ 319,000 | $ 195,000 |
| Riverside County California | 537 | $ 130,565,000 | $ 243,000 | $ 139,000 |
| San Bernardino County California | 382 | $ 91,870,000 | $ 240,000 | $ 130,000 |
| Ventura County California | 260 | $ 66,140,000 | $ 254,000 | $ 153,000 |
| San Diego County California | 74 | $ 23,140,000 | $ 312,000 | $ 222,000 |
| Kern County California | 26 | $ 5,220,000 | $ 200,000 | $ 147,000 |
| Maricopa County Arizona | 24 | $ 8,320,000 | $ 346,000 | $ 176,000 |
| Clark County Nevada | 20 | $ 4,640,000 | $ 232,000 | $ 271,000 |
| Santa Barbara County California | 17 | $ 4,105,000 | $ 241,000 | $ 175,000 |
| San Luis Obispo County California | 14 | $ 3,740,000 | $ 267,000 | $ 479,000 |
| Mohave County Arizona | 11 | $ 2,595,000 | $ 235,000 | $ 342,000 |
| Contra Costa County California | 11 | $ 3,525,000 | $ 320,000 | $ 345,000 |
| Alameda County California | 8 | $ 4,260,000 | $ 532,000 | $ 197,000 |
| Fresno County California | 7 | $ 2,215,000 | $ 316,000 | $ 136,000 |
| San Joaquin County California | 7 | $ 3,215,000 | $ 459,000 | $ 149,000 |
| Santa Clara County California | 7 | $ 3,305,000 | $ 472,000 | $ 195,000 |
| Yavapai County Arizona | 5 | $ 1,175,000 | $ 235,000 | $ 142,000 |
| Sonoma County California | 5 | $ 1,535,000 | $ 307,000 | $ 183,000 |
| Imperial County California | 4 | $ 590,000 | $ 147,000 | $ 126,000 |
| Stanislaus County California | 4 | $ 470,000 | $ 117,000 | $ 93,000 |
| Tulare County California | 4 | $ 980,000 | $ 245,000 | $ 161,000 |
| Snohomish County Washington | 4 | $ 2,360,000 | $ 590,000 | $ 713,000 |
| Jefferson County Alabama | 3 | $ 235,000 | $ 78,000 | $ 110,000 |
| Pima County Arizona | 3 | $ 335,000 | $ 111,000 | $ 155,000 |
| Pulaski County Arkansas | 3 | $ 235,000 | $ 78,000 | $ 138,000 |
| Placer County California | 3 | $ 705,000 | $ 235,000 | $ 105,000 |
| Sacramento County California | 3 | $ 1,325,000 | $ 441,000 | $ 1,217,000 |
| San Mateo County California | 3 | $ 1,095,000 | $ 365,000 | $ 152,000 |
| Broward County Florida | 3 | $ 605,000 | $ 201,000 | $ 139,000 |
| Madison County Florida | 3 | $ 1,685,000 | $ 561,000 | $ 299,000 |
| Nassau County Florida | 3 | $ 945,000 | $ 315,000 | $ 87,000 |
| Kootenai County Idaho | 3 | $ 755,000 | $ 251,000 | $ 63,000 |
| Multnomah County Oregon | 3 | $ 895,000 | $ 298,000 | $ 54,000 |
| Williamson County Tennessee | 3 | $ 1,295,000 | $ 431,000 | $ 158,000 |
| Collin County Texas | 3 | $ 985,000 | $ 328,000 | $ 81,000 |
| Spokane County Washington | 3 | $ 635,000 | $ 211,000 | $ 144,000 |
| Del Norte County California | 2 | $ 390,000 | $ 195,000 | $ 74,000 |
| El Dorado County California | 2 | $ 580,000 | $ 290,000 | $ 136,000 |
| Madera County California | 2 | $ 770,000 | $ 385,000 | $ 150,000 |
| Monterey County California | 2 | $ 350,000 | $ 175,000 | $ 166,000 |
| San Benito County California | 2 | $ 280,000 | $ 140,000 | $ 117,000 |
| Santa Cruz County California | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Shasta County California | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Tehama County California | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| Fremont County Colorado | 2 | $ 750,000 | $ 375,000 | $ 98,000 |
| Hillsborough County Florida | 2 | $ 320,000 | $ 160,000 | $ 98,000 |
| Richmond County Georgia | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| Honolulu County Hawaii | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Maui County Hawaii | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Gem County Idaho | 2 | $ 1,050,000 | $ 525,000 | $ 99,000 |
| Macomb County Michigan | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Oakland County Michigan | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Washoe County Nevada | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| New York County New York | 2 | $ 710,000 | $ 355,000 | $ 351,000 |
| Alamance County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Indiana County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 42,000 |
| Lexington County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 85,000 |
| Putnam County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 176,000 |
| Shelby County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 148,000 |
| Denton County Texas | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| Ellis County Texas | 2 | $ 830,000 | $ 415,000 | $ 251,000 |
| McLennan County Texas | 2 | $ 560,000 | $ 280,000 | $ 96,000 |
| Clark County Washington | 2 | $ 630,000 | $ 315,000 | $ 117,000 |
| Limestone County Alabama | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Madison County Alabama | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Coconino County Arizona | 1 | $ 505,000 | $ 505,000 | $ 210,000 |
| Navajo County Arizona | 1 | $ 505,000 | $ 505,000 | $ 211,000 |
| Pinal County Arizona | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Benton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Saline County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Humboldt County California | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Kings County California | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Marin County California | 1 | $ 995,000 | $ 995,000 | $ 190,000 |
| Merced County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Nevada County California | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| San Francisco County California | 1 | $ 245,000 | $ 245,000 | $ 208,000 |
| Solano County California | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Sutter County California | 1 | $ 315,000 | $ 315,000 | $ 15,000 |
| Douglas County Colorado | 1 | $ 605,000 | $ 605,000 | $ 190,000 |
| Garfield County Colorado | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Summit County Colorado | 1 | $ 685,000 | $ 685,000 | $ 102,000 |
| Fairfield County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Miami-Dade County Florida | 1 | $ 275,000 | $ 275,000 | $ 1,515,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Sarasota County Florida | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 52,000 |
| Glynn County Georgia | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Lumpkin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Hawaii County Hawaii | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Kauai County Hawaii | 1 | $ 475,000 | $ 475,000 | $ 2,491,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| DuPage County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Kendall County Illinois | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| McHenry County Illinois | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| St. Clair County Illinois | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Tippecanoe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Vanderburgh County Indiana | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Jefferson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| East Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 308,000 |
| Lafayette County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Webster County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Middlesex County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 90,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Jackson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Platte County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Stone County Missouri | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Cascade County Montana | 1 | $ 145,000 | $ 145,000 | $ 237,000 |
| Ravalli County Montana | 1 | $ 305,000 | $ 305,000 | $ 300,000 |
| Carson City County Nevada | 1 | $ 745,000 | $ 745,000 | $ 1,591,000 |
| Douglas County Nevada | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Bernalillo County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| McKinley County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Erie County New York | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Westchester County New York | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Davie County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Mecklenburg County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Stark County Ohio | 1 | $ 175,000 | $ 175,000 | $ 187,000 |
| Lane County Oregon | 1 | $ 655,000 | $ 655,000 | $ 119,000 |
| Lincoln County Oregon | 1 | $ 565,000 | $ 565,000 | $ 177,000 |
| Marion County Oregon | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Washington County Oregon | 1 | $ 305,000 | $ 305,000 | $ 27,000 |
| Montgomery County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 336,000 |
| Beaufort County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 197,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Greenville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Carter County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Overton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Kaufman County Texas | 1 | $ 295,000 | $ 295,000 | $ 222,000 |
| Montgomery County Texas | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Somervell County Texas | 1 | $ 405,000 | $ 405,000 | $ 341,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Williamson County Texas | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Weber County Utah | 1 | $ 365,000 | $ 365,000 | $ 38,000 |
| Roanoke County Virginia | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Pierce County Washington | 1 | $ 215,000 | $ 215,000 | $ 268,000 |
| Whatcom County Washington | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Jefferson County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Langlade County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Rock County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Wescom Central Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,182 | $197,870,000 | $167,000 | $1,035,000 | $199,000 | $4,200,000 |
| Other Purpose | 1,062 | $222,510,000 | $209,000 | $1,605,000 | $162,000 | $4,558,000 |
| Cash-out Refinancing | 973 | $362,595,000 | $372,000 | $1,265,000 | $140,000 | $2,988,000 |
| Refinancing | 761 | $272,935,000 | $358,000 | $2,005,000 | $157,000 | $5,290,000 |
| Home Purchase | 533 | $212,805,000 | $399,000 | $2,285,000 | $180,000 | $3,364,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,393 | $397,135,000 | $285,000 | $2,005,000 | $138,000 | $5,290,000 |
| White | 1,294 | $364,770,000 | $281,000 | $2,285,000 | $197,000 | $5,280,000 |
| Hispanic | 1,004 | $257,440,000 | $256,000 | $1,175,000 | $147,000 | $3,113,000 |
| Asian | 368 | $125,880,000 | $342,000 | $1,225,000 | $230,000 | $3,621,000 |
| Black or African American | 310 | $81,990,000 | $264,000 | $1,265,000 | $163,000 | $4,200,000 |
| Not applicable | 20 | $7,100,000 | $355,000 | $845,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $4,790,000 | $266,000 | $675,000 | $141,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,750,000 | $291,000 | $605,000 | $216,000 | $582,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,511 | $1,268,715,000 | $281,000 | $2,285,000 | $168,000 | $5,290,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,643 | $756,755,000 | $286,000 | $2,285,000 | $160,000 | $4,558,000 |
| Application Denied By Financial Institution | 865 | $231,915,000 | $268,000 | $2,005,000 | $148,000 | $4,200,000 |
| Application Withdrawn By Applicant | 747 | $193,925,000 | $259,000 | $1,205,000 | $212,000 | $5,290,000 |
| File Closed For Incompleteness | 174 | $62,740,000 | $360,000 | $1,005,000 | $224,000 | $5,280,000 |
| Application Approved But Not Accepted | 62 | $16,280,000 | $262,000 | $1,175,000 | $143,000 | $630,000 |
| Loan Purchased By The Institution | 20 | $7,100,000 | $355,000 | $845,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,646 | $1,036,800,000 | $284,000 | $2,285,000 | $173,000 | $5,290,000 |
| Debt-To-Income Ratio | 335 | $84,685,000 | $252,000 | $2,005,000 | $83,000 | $501,000 |
| Other | 185 | $53,575,000 | $289,000 | $1,605,000 | $172,000 | $2,768,000 |
| Credit History | 140 | $31,170,000 | $222,000 | $885,000 | $222,000 | $4,200,000 |
| Collateral | 92 | $16,420,000 | $178,000 | $945,000 | $169,000 | $2,253,000 |
| Credit Application Incomplete | 79 | $31,865,000 | $403,000 | $1,475,000 | $153,000 | $1,251,000 |
| Unverifiable Information | 21 | $8,765,000 | $417,000 | $1,475,000 | $272,000 | $2,938,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $4,560,000 | $456,000 | $745,000 | $240,000 | $1,591,000 |
| Employment History | 3 | $875,000 | $291,000 | $375,000 | $460,000 | $1,200,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.