West Gate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
West Gate Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | West Gate Bank 6003 Old Cheney Road Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,001 |
| Total Mortgage Loan Application Amount | $1,057,335,000 |
| Average Mortgage Loan Application Amount | $173,200 |
| Highest Mortgage Loan Application Amount | $7,565,000 |
| Average Applicant Income | $132,400 |
| Highest Applicant Income | $2,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with West Gate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing West Gate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down West Gate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how West Gate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by West Gate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at West Gate Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 836 | $ 187,640,000 | $ 224,000 | $ 124,000 |
| Douglas County Nebraska | 572 | $ 157,280,000 | $ 274,000 | $ 155,000 |
| Polk County Iowa | 274 | $ 54,500,000 | $ 198,000 | $ 95,000 |
| Buffalo County Nebraska | 226 | $ 46,490,000 | $ 205,000 | $ 102,000 |
| Sarpy County Nebraska | 215 | $ 50,135,000 | $ 233,000 | $ 107,000 |
| Linn County Iowa | 180 | $ 30,930,000 | $ 171,000 | $ 93,000 |
| Johnson County Iowa | 149 | $ 31,785,000 | $ 213,000 | $ 167,000 |
| Black Hawk County Iowa | 146 | $ 24,080,000 | $ 164,000 | $ 0 |
| Madison County Nebraska | 121 | $ 22,345,000 | $ 184,000 | $ 95,000 |
| Dodge County Nebraska | 113 | $ 19,865,000 | $ 175,000 | $ 90,000 |
| Hall County Nebraska | 85 | $ 15,935,000 | $ 187,000 | $ 99,000 |
| York County Nebraska | 80 | $ 14,190,000 | $ 177,000 | $ 96,000 |
| Utah County Utah | 58 | $ 22,060,000 | $ 380,000 | $ 185,000 |
| Dallas County Iowa | 57 | $ 13,605,000 | $ 238,000 | $ 181,000 |
| Washington County Nebraska | 57 | $ 12,505,000 | $ 219,000 | $ 122,000 |
| Hamilton County Nebraska | 53 | $ 12,055,000 | $ 227,000 | $ 126,000 |
| Saunders County Nebraska | 53 | $ 14,145,000 | $ 266,000 | $ 149,000 |
| Platte County Nebraska | 48 | $ 7,670,000 | $ 159,000 | $ 82,000 |
| Seward County Nebraska | 45 | $ 10,145,000 | $ 225,000 | $ 99,000 |
| Fillmore County Nebraska | 44 | $ 5,980,000 | $ 135,000 | $ 78,000 |
| Lubbock County Texas | 44 | $ 9,040,000 | $ 205,000 | $ 91,000 |
| Adams County Nebraska | 42 | $ 7,960,000 | $ 189,000 | $ 126,000 |
| Otoe County Nebraska | 41 | $ 8,285,000 | $ 202,000 | $ 98,000 |
| Pierce County Nebraska | 40 | $ 7,600,000 | $ 190,000 | $ 81,000 |
| Cass County Nebraska | 36 | $ 9,480,000 | $ 263,000 | $ 134,000 |
| Knox County Nebraska | 36 | $ 5,300,000 | $ 147,000 | $ 81,000 |
| Cedar County Nebraska | 35 | $ 4,355,000 | $ 124,000 | $ 66,000 |
| Cuming County Nebraska | 35 | $ 5,995,000 | $ 171,000 | $ 73,000 |
| Dawson County Nebraska | 34 | $ 5,560,000 | $ 163,000 | $ 79,000 |
| Lincoln County Nebraska | 32 | $ 4,560,000 | $ 142,000 | $ 72,000 |
| Washington County Iowa | 31 | $ 4,725,000 | $ 152,000 | $ 66,000 |
| Custer County Nebraska | 28 | $ 4,010,000 | $ 143,000 | $ 81,000 |
| Bremer County Iowa | 27 | $ 4,295,000 | $ 159,000 | $ 0 |
| Frederick County Maryland | 25 | $ 8,105,000 | $ 324,000 | $ 0 |
| Garrett County Maryland | 25 | $ 8,645,000 | $ 345,000 | $ 300,000 |
| Scotts Bluff County Nebraska | 25 | $ 3,155,000 | $ 126,000 | $ 73,000 |
| Wayne County Nebraska | 25 | $ 4,475,000 | $ 179,000 | $ 76,000 |
| Pottawattamie County Iowa | 23 | $ 5,535,000 | $ 240,000 | $ 176,000 |
| Richardson County Nebraska | 21 | $ 1,655,000 | $ 78,000 | $ 55,000 |
| Warren County Iowa | 20 | $ 4,380,000 | $ 219,000 | $ 78,000 |
| Clay County Nebraska | 20 | $ 2,570,000 | $ 128,000 | $ 73,000 |
| Kearney County Nebraska | 20 | $ 2,970,000 | $ 148,000 | $ 56,000 |
| Sweetwater County Wyoming | 20 | $ 5,650,000 | $ 282,000 | $ 138,000 |
| Marion County Iowa | 19 | $ 3,175,000 | $ 167,000 | $ 83,000 |
| Wapello County Iowa | 19 | $ 2,315,000 | $ 121,000 | $ 71,000 |
| Stanton County Nebraska | 19 | $ 3,235,000 | $ 170,000 | $ 106,000 |
| Benton County Iowa | 18 | $ 3,990,000 | $ 221,000 | $ 73,000 |
| Mahaska County Iowa | 18 | $ 2,680,000 | $ 148,000 | $ 99,000 |
| Washington County Maryland | 17 | $ 4,135,000 | $ 243,000 | $ 0 |
| Boone County Nebraska | 17 | $ 3,035,000 | $ 178,000 | $ 89,000 |
| Gage County Nebraska | 17 | $ 3,915,000 | $ 230,000 | $ 121,000 |
| Poweshiek County Iowa | 16 | $ 2,890,000 | $ 180,000 | $ 89,000 |
| Phelps County Nebraska | 16 | $ 2,270,000 | $ 141,000 | $ 75,000 |
| Grundy County Iowa | 15 | $ 2,175,000 | $ 145,000 | $ 80,000 |
| Butler County Nebraska | 15 | $ 2,455,000 | $ 163,000 | $ 83,000 |
| Jefferson County Nebraska | 15 | $ 2,245,000 | $ 149,000 | $ 84,000 |
| Polk County Nebraska | 15 | $ 1,985,000 | $ 132,000 | $ 66,000 |
| Cedar County Iowa | 13 | $ 2,425,000 | $ 186,000 | $ 0 |
| Dakota County Nebraska | 13 | $ 2,275,000 | $ 175,000 | $ 82,000 |
| Saline County Nebraska | 13 | $ 7,665,000 | $ 589,000 | $ 72,000 |
| Ector County Texas | 13 | $ 4,355,000 | $ 335,000 | $ 219,000 |
| Dawes County Nebraska | 12 | $ 1,640,000 | $ 136,000 | $ 67,000 |
| Nance County Nebraska | 12 | $ 1,630,000 | $ 135,000 | $ 71,000 |
| Millard County Utah | 12 | $ 2,170,000 | $ 180,000 | $ 72,000 |
| Jefferson County Iowa | 11 | $ 1,405,000 | $ 127,000 | $ 61,000 |
| Thayer County Nebraska | 11 | $ 1,225,000 | $ 111,000 | $ 61,000 |
| Iowa County Iowa | 10 | $ 1,960,000 | $ 196,000 | $ 71,000 |
| Jasper County Iowa | 10 | $ 1,480,000 | $ 148,000 | $ 93,000 |
| Geary County Kansas | 10 | $ 1,190,000 | $ 119,000 | $ 78,000 |
| Burt County Nebraska | 10 | $ 1,340,000 | $ 134,000 | $ 136,000 |
| Midland County Texas | 10 | $ 4,080,000 | $ 408,000 | $ 290,000 |
| Appanoose County Iowa | 9 | $ 1,605,000 | $ 178,000 | $ 99,000 |
| Buchanan County Iowa | 9 | $ 1,315,000 | $ 146,000 | $ 139,000 |
| Saline County Kansas | 9 | $ 1,085,000 | $ 120,000 | $ 92,000 |
| Antelope County Nebraska | 9 | $ 1,195,000 | $ 132,000 | $ 84,000 |
| Colfax County Nebraska | 9 | $ 1,065,000 | $ 118,000 | $ 66,000 |
| Dixon County Nebraska | 9 | $ 745,000 | $ 82,000 | $ 78,000 |
| Maricopa County Arizona | 8 | $ 3,490,000 | $ 436,000 | $ 392,000 |
| Fayette County Iowa | 8 | $ 760,000 | $ 95,000 | $ 112,000 |
| Harrison County Iowa | 8 | $ 1,680,000 | $ 210,000 | $ 133,000 |
| Holt County Nebraska | 8 | $ 1,230,000 | $ 153,000 | $ 81,000 |
| Merrick County Nebraska | 8 | $ 940,000 | $ 117,000 | $ 56,000 |
| Butler County Iowa | 7 | $ 735,000 | $ 105,000 | $ 77,000 |
| Madison County Iowa | 7 | $ 1,385,000 | $ 197,000 | $ 42,000 |
| Box Butte County Nebraska | 7 | $ 905,000 | $ 129,000 | $ 73,000 |
| Harlan County Nebraska | 7 | $ 1,125,000 | $ 160,000 | $ 76,000 |
| Red Willow County Nebraska | 7 | $ 1,055,000 | $ 150,000 | $ 98,000 |
| Sheridan County Nebraska | 7 | $ 575,000 | $ 82,000 | $ 80,000 |
| Laramie County Wyoming | 7 | $ 1,805,000 | $ 257,000 | $ 95,000 |
| Lucas County Iowa | 6 | $ 700,000 | $ 116,000 | $ 65,000 |
| Nemaha County Nebraska | 6 | $ 710,000 | $ 118,000 | $ 74,000 |
| Nuckolls County Nebraska | 6 | $ 1,290,000 | $ 215,000 | $ 110,000 |
| Boone County Iowa | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Fremont County Iowa | 5 | $ 565,000 | $ 113,000 | $ 64,000 |
| Henry County Iowa | 5 | $ 685,000 | $ 137,000 | $ 69,000 |
| Monroe County Iowa | 5 | $ 815,000 | $ 163,000 | $ 91,000 |
| Muscatine County Iowa | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Woodbury County Iowa | 5 | $ 925,000 | $ 185,000 | $ 122,000 |
| Frontier County Nebraska | 5 | $ 505,000 | $ 101,000 | $ 79,000 |
| Garfield County Nebraska | 5 | $ 845,000 | $ 169,000 | $ 107,000 |
| Howard County Nebraska | 5 | $ 1,025,000 | $ 205,000 | $ 113,000 |
| Sherman County Nebraska | 5 | $ 865,000 | $ 173,000 | $ 103,000 |
| Webster County Nebraska | 5 | $ 635,000 | $ 127,000 | $ 72,000 |
| Dallas County Texas | 5 | $ 1,695,000 | $ 339,000 | $ 179,000 |
| Hockley County Texas | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Tarrant County Texas | 5 | $ 1,915,000 | $ 383,000 | $ 261,000 |
| Pima County Arizona | 4 | $ 760,000 | $ 190,000 | $ 151,000 |
| Larimer County Colorado | 4 | $ 1,260,000 | $ 315,000 | $ 169,000 |
| Jones County Iowa | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Louisa County Iowa | 4 | $ 450,000 | $ 112,000 | $ 64,000 |
| Mills County Iowa | 4 | $ 1,070,000 | $ 267,000 | $ 138,000 |
| Story County Iowa | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Tama County Iowa | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Republic County Kansas | 4 | $ 800,000 | $ 200,000 | $ 75,000 |
| Anne Arundel County Maryland | 4 | $ 1,380,000 | $ 345,000 | $ 270,000 |
| Franklin County Nebraska | 4 | $ 310,000 | $ 77,000 | $ 51,000 |
| Yankton County South Dakota | 4 | $ 780,000 | $ 195,000 | $ 86,000 |
| Davis County Utah | 4 | $ 1,340,000 | $ 335,000 | $ 74,000 |
| Washington County Utah | 4 | $ 2,140,000 | $ 535,000 | $ 287,000 |
| Mohave County Arizona | 3 | $ 835,000 | $ 278,000 | $ 128,000 |
| Denver County Colorado | 3 | $ 1,565,000 | $ 521,000 | $ 964,000 |
| Kit Carson County Colorado | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| Chickasaw County Iowa | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Clayton County Iowa | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Davis County Iowa | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Dickinson County Iowa | 3 | $ 1,065,000 | $ 355,000 | $ 480,000 |
| Floyd County Iowa | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Page County Iowa | 3 | $ 275,000 | $ 91,000 | $ 70,000 |
| Wayne County Iowa | 3 | $ 545,000 | $ 181,000 | $ 122,000 |
| Sedgwick County Kansas | 3 | $ 405,000 | $ 135,000 | $ 83,000 |
| Montgomery County Maryland | 3 | $ 1,265,000 | $ 421,000 | $ 0 |
| Jackson County Missouri | 3 | $ 605,000 | $ 201,000 | $ 139,000 |
| Putnam County Missouri | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Morrill County Nebraska | 3 | $ 405,000 | $ 135,000 | $ 70,000 |
| Pawnee County Nebraska | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Valley County Nebraska | 3 | $ 405,000 | $ 135,000 | $ 89,000 |
| Randall County Texas | 3 | $ 435,000 | $ 145,000 | $ 70,000 |
| Teton County Wyoming | 3 | $ 1,615,000 | $ 538,000 | $ 190,000 |
| Boulder County Colorado | 2 | $ 900,000 | $ 450,000 | $ 292,000 |
| Cheyenne County Colorado | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Pueblo County Colorado | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Weld County Colorado | 2 | $ 650,000 | $ 325,000 | $ 107,000 |
| Hillsborough County Florida | 2 | $ 510,000 | $ 255,000 | $ 152,000 |
| Adair County Iowa | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Allamakee County Iowa | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Carroll County Iowa | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Cerro Gordo County Iowa | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Des Moines County Iowa | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Greene County Iowa | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Guthrie County Iowa | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Keokuk County Iowa | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Lee County Iowa | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| Marshall County Iowa | 2 | $ 330,000 | $ 165,000 | $ 44,000 |
| Dickinson County Kansas | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| Johnson County Kansas | 2 | $ 220,000 | $ 110,000 | $ 95,000 |
| Pottawatomie County Kansas | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Carver County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Buchanan County Missouri | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| St. Louis County Missouri | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Chase County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Garden County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| Gosper County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Greeley County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Johnson County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Keith County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 149,000 |
| Loup County Nebraska | 2 | $ 570,000 | $ 285,000 | $ 111,000 |
| Perkins County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Custer County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 39,000 |
| Lincoln County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 167,000 |
| Union County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 65,000 |
| Bexar County Texas | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| Crane County Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Harris County Texas | 2 | $ 2,500,000 | $ 1,250,000 | $ 574,000 |
| Juab County Utah | 2 | $ 540,000 | $ 270,000 | $ 55,000 |
| Salt Lake County Utah | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Boone County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Carroll County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| San Diego County California | 1 | $ 455,000 | $ 455,000 | $ 736,000 |
| Arapahoe County Colorado | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Jefferson County Colorado | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Lincoln County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Routt County Colorado | 1 | $ 425,000 | $ 425,000 | $ 291,000 |
| Broward County Florida | 1 | $ 315,000 | $ 315,000 | $ 207,000 |
| Lee County Florida | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Okaloosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Glynn County Georgia | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Delaware County Iowa | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Franklin County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Hamilton County Iowa | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Hardin County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Kossuth County Iowa | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monona County Iowa | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Ringgold County Iowa | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sioux County Iowa | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Taylor County Iowa | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union County Iowa | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Van Buren County Iowa | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Webster County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Winnebago County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Winneshiek County Iowa | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wright County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Atchison County Kansas | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Butler County Kansas | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Ellis County Kansas | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Labette County Kansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| McPherson County Kansas | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Morris County Kansas | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Phillips County Kansas | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Prince George's County Maryland | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Worcester County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cook County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Dakota County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 493,000 |
| Hennepin County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Atchison County Missouri | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Christian County Missouri | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Greene County Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Holt County Missouri | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Johnson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Morgan County Missouri | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Platte County Missouri | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Polk County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Stone County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Boyd County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Brown County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Cherry County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Dundy County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Kimball County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Thomas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Thurston County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Wheeler County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Santa Fe County New Mexico | 1 | $ 495,000 | $ 495,000 | $ 594,000 |
| Clackamas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Multnomah County Oregon | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Bennett County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Bon Homme County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Brookings County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Clay County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Gregory County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Lawrence County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Minnehaha County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Pennington County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 192,000 |
| Brazos County Texas | 1 | $ 135,000 | $ 135,000 | $ 693,000 |
| Collin County Texas | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| Crosby County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Deaf Smith County Texas | 1 | $ 215,000 | $ 215,000 | $ 381,000 |
| Fort Bend County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Gaines County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Garza County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Gray County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hale County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Haskell County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Martin County Texas | 1 | $ 455,000 | $ 455,000 | $ 300,000 |
| Mills County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nueces County Texas | 1 | $ 605,000 | $ 605,000 | $ 297,000 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Rockwall County Texas | 1 | $ 445,000 | $ 445,000 | $ 302,000 |
| Taylor County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Travis County Texas | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Wise County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| King County Washington | 1 | $ 545,000 | $ 545,000 | $ 498,000 |
| Albany County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Platte County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Sublette County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for West Gate Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,749 | $552,125,000 | $200,000 | $3,125,000 | $104,000 | $2,750,000 |
| Refinancing | 1,355 | $333,685,000 | $246,000 | $7,565,000 | $130,000 | $1,258,000 |
| Cash-out Refinancing | 819 | $162,815,000 | $198,000 | $775,000 | $112,000 | $617,000 |
| Other Purpose | 53 | $5,915,000 | $111,000 | $475,000 | $173,000 | $2,652,000 |
| Home Improvement | 25 | $2,795,000 | $111,000 | $485,000 | $143,000 | $616,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,188 | $653,260,000 | $204,000 | $1,505,000 | $112,000 | $2,750,000 |
| Not applicable | 1,484 | $331,210,000 | $223,000 | $7,565,000 | $0 | $0 |
| Not Provided | 156 | $40,750,000 | $261,000 | $2,005,000 | $155,000 | $1,269,000 |
| Hispanic | 102 | $14,830,000 | $145,000 | $455,000 | $69,000 | $300,000 |
| Black or African American | 31 | $7,645,000 | $246,000 | $485,000 | $117,000 | $548,000 |
| Asian | 28 | $7,240,000 | $258,000 | $745,000 | $138,000 | $500,000 |
| American Indian or Alaskan Native | 9 | $1,675,000 | $186,000 | $365,000 | $111,000 | $238,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $725,000 | $241,000 | $285,000 | $55,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,628 | $989,920,000 | $213,000 | $7,565,000 | $117,000 | $2,750,000 |
| VA-guaranteed (Veterans Administration) | 162 | $41,010,000 | $253,000 | $605,000 | $101,000 | $535,000 |
| FHA-insured (Federal Housing Administration) | 109 | $15,295,000 | $140,000 | $315,000 | $66,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $11,110,000 | $108,000 | $265,000 | $48,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,145 | $680,745,000 | $216,000 | $7,565,000 | $116,000 | $2,750,000 |
| Loan Purchased By The Institution | 1,415 | $287,395,000 | $203,000 | $1,075,000 | $0 | $0 |
| Application Approved But Not Accepted | 283 | $59,345,000 | $209,000 | $1,505,000 | $108,000 | $1,050,000 |
| Application Denied By Financial Institution | 139 | $23,735,000 | $170,000 | $545,000 | $65,000 | $300,000 |
| Application Withdrawn By Applicant | 14 | $5,440,000 | $388,000 | $2,485,000 | $134,000 | $269,000 |
| File Closed For Incompleteness | 5 | $675,000 | $135,000 | $325,000 | $61,000 | $139,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,862 | $1,033,600,000 | $212,000 | $7,565,000 | $115,000 | $2,750,000 |
| Debt-To-Income Ratio | 70 | $14,710,000 | $210,000 | $545,000 | $59,000 | $215,000 |
| Credit History | 53 | $6,295,000 | $118,000 | $435,000 | $64,000 | $238,000 |
| Unverifiable Information | 7 | $1,495,000 | $213,000 | $455,000 | $121,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $745,000 | $149,000 | $255,000 | $89,000 | $233,000 |
| Other | 3 | $365,000 | $121,000 | $205,000 | $59,000 | $79,000 |
| Collateral | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into West Gate Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess West Gate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.