Western Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Western Financial Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Western Financial Llc 6061 S Syracuse Way, Second Floor Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 864 |
| Total Mortgage Loan Application Amount | $141,867,000 |
| Average Mortgage Loan Application Amount | $161,500 |
| Highest Mortgage Loan Application Amount | $1,380,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $1,438,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Western Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Western Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Western Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Western Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Western Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Western Financial Llc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver County Colorado | 108 | $ 17,304,000 | $ 160,000 | $ 84,000 |
| Arapahoe County Colorado | 106 | $ 15,546,000 | $ 146,000 | $ 73,000 |
| Douglas County Colorado | 95 | $ 17,046,000 | $ 179,000 | $ 91,000 |
| Adams County Colorado | 92 | $ 13,196,000 | $ 143,000 | $ 67,000 |
| El Paso County Colorado | 87 | $ 13,964,000 | $ 160,000 | $ 83,000 |
| Jefferson County Colorado | 84 | $ 15,924,000 | $ 189,000 | $ 75,000 |
| Weld County Colorado | 30 | $ 4,107,000 | $ 136,000 | $ 70,000 |
| Pima County Arizona | 23 | $ 3,470,000 | $ 150,000 | $ 75,000 |
| Boulder County Colorado | 21 | $ 4,441,000 | $ 211,000 | $ 63,000 |
| Larimer County Colorado | 15 | $ 2,846,000 | $ 189,000 | $ 100,000 |
| Elbert County Colorado | 14 | $ 2,231,000 | $ 159,000 | $ 287,000 |
| Yavapai County Arizona | 12 | $ 1,850,000 | $ 154,000 | $ 74,000 |
| Park County Colorado | 8 | $ 932,000 | $ 116,000 | $ 47,000 |
| Broomfield County Colorado | 6 | $ 1,161,000 | $ 193,000 | $ 89,000 |
| Teller County Colorado | 6 | $ 1,095,000 | $ 182,000 | $ 81,000 |
| Morgan County Colorado | 5 | $ 322,000 | $ 64,000 | $ 64,000 |
| Harris County Texas | 5 | $ 614,000 | $ 122,000 | $ 139,000 |
| Laramie County Wyoming | 5 | $ 509,000 | $ 101,000 | $ 75,000 |
| Orange County California | 4 | $ 1,738,000 | $ 434,000 | $ 148,000 |
| La Plata County Colorado | 4 | $ 561,000 | $ 140,000 | $ 111,000 |
| Pueblo County Colorado | 4 | $ 614,000 | $ 153,000 | $ 55,000 |
| Broward County Florida | 4 | $ 1,068,000 | $ 267,000 | $ 96,000 |
| Maricopa County Arizona | 3 | $ 817,000 | $ 272,000 | $ 160,000 |
| San Bernardino County California | 3 | $ 721,000 | $ 240,000 | $ 100,000 |
| Summit County Colorado | 3 | $ 1,154,000 | $ 384,000 | $ 198,000 |
| Anchorage County Alaska | 2 | $ 385,000 | $ 192,000 | $ 86,000 |
| Fairbanks North Star County Alaska | 2 | $ 221,000 | $ 110,000 | $ 59,000 |
| Wrangell-Petersburg County Alaska | 2 | $ 288,000 | $ 144,000 | $ 92,000 |
| Cochise County Arizona | 2 | $ 201,000 | $ 100,000 | $ 62,000 |
| Chaffee County Colorado | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Clear Creek County Colorado | 2 | $ 164,000 | $ 82,000 | $ 20,000 |
| Delta County Colorado | 2 | $ 307,000 | $ 153,000 | $ 42,000 |
| Grand County Colorado | 2 | $ 599,000 | $ 299,000 | $ 145,000 |
| Lake County Colorado | 2 | $ 413,000 | $ 206,000 | $ 61,000 |
| Montrose County Colorado | 2 | $ 248,000 | $ 124,000 | $ 72,000 |
| Litchfield County Connecticut | 2 | $ 145,000 | $ 72,000 | $ 52,000 |
| Bay County Florida | 2 | $ 139,000 | $ 69,000 | $ 42,000 |
| Brevard County Florida | 2 | $ 343,000 | $ 171,000 | $ 111,000 |
| Indian River County Florida | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Polk County Florida | 2 | $ 257,000 | $ 128,000 | $ 56,000 |
| Marion County Indiana | 2 | $ 163,000 | $ 81,000 | $ 43,000 |
| Tuscola County Michigan | 2 | $ 232,000 | $ 116,000 | $ 45,000 |
| Wayne County Michigan | 2 | $ 201,000 | $ 100,000 | $ 33,000 |
| St. Louis County Missouri | 2 | $ 977,000 | $ 488,000 | $ 180,000 |
| Sandoval County New Mexico | 2 | $ 223,000 | $ 111,000 | $ 53,000 |
| Lane County Oregon | 2 | $ 242,000 | $ 121,000 | $ 78,000 |
| Salt Lake County Utah | 2 | $ 189,000 | $ 94,000 | $ 77,000 |
| King County Washington | 2 | $ 345,000 | $ 172,000 | $ 114,000 |
| Pierce County Washington | 2 | $ 156,000 | $ 78,000 | $ 30,000 |
| Whatcom County Washington | 2 | $ 493,000 | $ 246,000 | $ 27,000 |
| Baldwin County Alabama | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Kenai Peninsula County Alaska | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Matanuska-Susitna County Alaska | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Nome County Alaska | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Yuma County Arizona | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Fresno County California | 1 | $ 67,000 | $ 67,000 | $ 109,000 |
| Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Riverside County California | 1 | $ 116,000 | $ 116,000 | $ 22,000 |
| Solano County California | 1 | $ 474,000 | $ 474,000 | $ 277,000 |
| Costilla County Colorado | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Eagle County Colorado | 1 | $ 1,380,000 | $ 1,380,000 | $ 600,000 |
| Gilpin County Colorado | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Jackson County Colorado | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| Logan County Colorado | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Mesa County Colorado | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Mineral County Colorado | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Routt County Colorado | 1 | $ 296,000 | $ 296,000 | $ 58,000 |
| Fairfield County Connecticut | 1 | $ 42,000 | $ 42,000 | $ 240,000 |
| Hartford County Connecticut | 1 | $ 64,000 | $ 64,000 | $ 70,000 |
| Tolland County Connecticut | 1 | $ 207,000 | $ 207,000 | $ 40,000 |
| Citrus County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Collier County Florida | 1 | $ 217,000 | $ 217,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Lake County Florida | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Leon County Florida | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Manatee County Florida | 1 | $ 187,000 | $ 187,000 | $ 46,000 |
| Orange County Florida | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Palm Beach County Florida | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Santa Rosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Volusia County Florida | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Madison County Iowa | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Baltimore County Maryland | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 142,000 | $ 142,000 | $ 138,000 |
| Chippewa County Michigan | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Lenawee County Michigan | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Washtenaw County Michigan | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Olmsted County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Audrain County Missouri | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Barry County Missouri | 1 | $ 169,000 | $ 169,000 | $ 45,000 |
| Hickory County Missouri | 1 | $ 157,000 | $ 157,000 | $ 66,000 |
| Newton County Missouri | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| St. Francois County Missouri | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Burt County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Oklahoma County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Sequoyah County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Clackamas County Oregon | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Deschutes County Oregon | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Multnomah County Oregon | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Washington County Oregon | 1 | $ 169,000 | $ 169,000 | $ 98,000 |
| Providence County Rhode Island | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Collin County Texas | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Fort Bend County Texas | 1 | $ 50,000 | $ 50,000 | $ 103,000 |
| Galveston County Texas | 1 | $ 380,000 | $ 380,000 | $ 360,000 |
| Johnson County Texas | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Adams County Washington | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Clallam County Washington | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Kitsap County Washington | 1 | $ 184,000 | $ 184,000 | $ 47,000 |
| Yakima County Washington | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Teton County Wyoming | 1 | $ 562,000 | $ 562,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Western Financial Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 540 | $92,270,000 | $170,000 | $1,000,000 | $79,000 | $360,000 |
| Home Purchase | 324 | $49,597,000 | $153,000 | $1,380,000 | $87,000 | $1,438,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 704 | $116,995,000 | $166,000 | $1,000,000 | $84,000 | $1,438,000 |
| Hispanic | 76 | $9,899,000 | $130,000 | $417,000 | $66,000 | $287,000 |
| Not Provided | 35 | $7,641,000 | $218,000 | $1,380,000 | $112,000 | $600,000 |
| Black or African American | 30 | $3,731,000 | $124,000 | $300,000 | $50,000 | $102,000 |
| Asian | 12 | $2,154,000 | $179,000 | $417,000 | $92,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,141,000 | $190,000 | $417,000 | $84,000 | $180,000 |
| American Indian or Alaskan Native | 1 | $306,000 | $306,000 | $306,000 | $98,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 751 | $121,666,000 | $162,000 | $1,380,000 | $86,000 | $1,438,000 |
| FHA-insured (Federal Housing Administration) | 101 | $17,843,000 | $176,000 | $306,000 | $60,000 | $210,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,358,000 | $196,000 | $262,000 | $49,000 | $82,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 675 | $113,003,000 | $167,000 | $1,380,000 | $85,000 | $1,438,000 |
| Application Approved But Not Accepted | 75 | $11,374,000 | $151,000 | $618,000 | $70,000 | $288,000 |
| Application Withdrawn By Applicant | 54 | $9,369,000 | $173,000 | $734,000 | $81,000 | $285,000 |
| Application Denied By Financial Institution | 51 | $7,226,000 | $141,000 | $506,000 | $71,000 | $360,000 |
| File Closed For Incompleteness | 9 | $895,000 | $99,000 | $158,000 | $48,000 | $64,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 17 | $2,210,000 | $130,000 | $380,000 | $64,000 | $360,000 |
| Credit History | 8 | $1,159,000 | $144,000 | $262,000 | $47,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $466,000 | $93,000 | $228,000 | $83,000 | $144,000 |
| Other | 5 | $618,000 | $123,000 | $207,000 | $90,000 | $120,000 |
| Unverifiable Information | 5 | $545,000 | $109,000 | $232,000 | $51,000 | $92,000 |
| Credit Application Incomplete | 3 | $654,000 | $218,000 | $506,000 | $185,000 | $197,000 |
| Employment History | 3 | $503,000 | $167,000 | $197,000 | $41,000 | $46,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Western Financial Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Western Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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