Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Whidbey Island Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Whidbey Island Bank Po Box 7001 Oak Harbor, WA 98277 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,833 |
Total Mortgage Loan Application Amount | $571,499,000 |
Average Mortgage Loan Application Amount | $189,470 |
Highest Mortgage Loan Application Amount | $2,200,000 |
Average Applicant Income | $81,294 |
Highest Applicant Income | $1,208,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Whatcom County Washington | 732 | $ 109,881,000 | $ 150,000 | $ 58,000 |
Island County Washington | 455 | $ 70,835,000 | $ 155,000 | $ 47,000 |
Skagit County Washington | 436 | $ 69,840,000 | $ 160,000 | $ 56,000 |
Klamath County Oregon | 267 | $ 29,530,000 | $ 110,000 | $ 53,000 |
Spokane County Washington | 257 | $ 32,868,000 | $ 127,000 | $ 68,000 |
Snohomish County Washington | 231 | $ 41,525,000 | $ 179,000 | $ 73,000 |
Jackson County Oregon | 120 | $ 18,847,000 | $ 157,000 | $ 87,000 |
King County Washington | 115 | $ 23,424,000 | $ 203,000 | $ 89,000 |
Deschutes County Oregon | 113 | $ 17,768,000 | $ 157,000 | $ 64,000 |
Bonner County Idaho | 91 | $ 10,296,000 | $ 113,000 | $ 62,000 |
Curry County Oregon | 85 | $ 13,913,000 | $ 163,000 | $ 67,000 |
Kootenai County Idaho | 74 | $ 9,432,000 | $ 127,000 | $ 88,000 |
Douglas County Oregon | 72 | $ 9,991,000 | $ 138,000 | $ 62,000 |
Multnomah County Oregon | 44 | $ 6,690,000 | $ 152,000 | $ 99,000 |
Washington County Oregon | 35 | $ 6,029,000 | $ 172,000 | $ 69,000 |
El Paso County Colorado | 34 | $ 6,138,000 | $ 180,000 | $ 69,000 |
Marion County Oregon | 33 | $ 4,767,000 | $ 144,000 | $ 50,000 |
Yakima County Washington | 31 | $ 3,709,000 | $ 119,000 | $ 61,000 |
Josephine County Oregon | 29 | $ 4,208,000 | $ 145,000 | $ 60,000 |
Stevens County Washington | 29 | $ 3,271,000 | $ 112,000 | $ 64,000 |
Pierce County Washington | 28 | $ 4,291,000 | $ 153,000 | $ 72,000 |
Nez Perce County Idaho | 26 | $ 2,521,000 | $ 96,000 | $ 51,000 |
Clackamas County Oregon | 25 | $ 4,913,000 | $ 196,000 | $ 69,000 |
Columbia County Oregon | 24 | $ 3,409,000 | $ 142,000 | $ 69,000 |
Lane County Oregon | 24 | $ 3,539,000 | $ 147,000 | $ 75,000 |
Coos County Oregon | 21 | $ 2,270,000 | $ 108,000 | $ 52,000 |
Lincoln County Oregon | 21 | $ 2,836,000 | $ 135,000 | $ 71,000 |
Clark County Washington | 21 | $ 2,994,000 | $ 142,000 | $ 67,000 |
Jefferson County Oregon | 19 | $ 2,135,000 | $ 112,000 | $ 40,000 |
Crook County Oregon | 18 | $ 2,150,000 | $ 119,000 | $ 48,000 |
Walla Walla County Washington | 18 | $ 1,833,000 | $ 101,000 | $ 45,000 |
Lake County Oregon | 16 | $ 1,532,000 | $ 95,000 | $ 48,000 |
Benton County Washington | 16 | $ 2,027,000 | $ 126,000 | $ 62,000 |
Pend Oreille County Washington | 14 | $ 1,604,000 | $ 114,000 | $ 62,000 |
Kitsap County Washington | 13 | $ 2,245,000 | $ 172,000 | $ 82,000 |
San Juan County Washington | 13 | $ 3,208,000 | $ 246,000 | $ 257,000 |
Grant County Washington | 12 | $ 1,589,000 | $ 132,000 | $ 72,000 |
Thurston County Washington | 11 | $ 1,708,000 | $ 155,000 | $ 84,000 |
Polk County Oregon | 10 | $ 1,677,000 | $ 167,000 | $ 146,000 |
Asotin County Washington | 10 | $ 1,259,000 | $ 125,000 | $ 85,000 |
Lincoln County Washington | 10 | $ 922,000 | $ 92,000 | $ 66,000 |
Mason County Washington | 10 | $ 926,000 | $ 92,000 | $ 69,000 |
Denver County Colorado | 9 | $ 1,430,000 | $ 158,000 | $ 72,000 |
Douglas County Colorado | 8 | $ 1,940,000 | $ 242,000 | $ 107,000 |
Benton County Oregon | 7 | $ 1,116,000 | $ 159,000 | $ 147,000 |
Yamhill County Oregon | 7 | $ 1,105,000 | $ 157,000 | $ 72,000 |
Clallam County Washington | 7 | $ 1,255,000 | $ 179,000 | $ 64,000 |
Franklin County Washington | 7 | $ 768,000 | $ 109,000 | $ 52,000 |
Kittitas County Washington | 7 | $ 915,000 | $ 130,000 | $ 81,000 |
Okanogan County Washington | 6 | $ 680,000 | $ 113,000 | $ 71,000 |
Whitman County Washington | 6 | $ 647,000 | $ 107,000 | $ 65,000 |
Jefferson County Colorado | 5 | $ 1,098,000 | $ 219,000 | $ 84,000 |
Linn County Oregon | 5 | $ 1,077,000 | $ 215,000 | $ 109,000 |
Maricopa County Arizona | 4 | $ 787,000 | $ 196,000 | $ 98,000 |
Shoshone County Idaho | 4 | $ 255,000 | $ 63,000 | $ 57,000 |
Adams County Washington | 4 | $ 268,000 | $ 67,000 | $ 35,000 |
Chelan County Washington | 4 | $ 792,000 | $ 198,000 | $ 195,000 |
Lewis County Washington | 4 | $ 369,000 | $ 92,000 | $ 70,000 |
Adams County Colorado | 3 | $ 581,000 | $ 193,000 | $ 63,000 |
Boulder County Colorado | 3 | $ 666,000 | $ 222,000 | $ 60,000 |
Ada County Idaho | 3 | $ 303,000 | $ 101,000 | $ 104,000 |
Benewah County Idaho | 3 | $ 167,000 | $ 55,000 | $ 63,000 |
Latah County Idaho | 3 | $ 366,000 | $ 122,000 | $ 35,000 |
Tillamook County Oregon | 3 | $ 896,000 | $ 298,000 | $ 337,000 |
Columbia County Washington | 3 | $ 401,000 | $ 133,000 | $ 82,000 |
Ferry County Washington | 3 | $ 362,000 | $ 120,000 | $ 49,000 |
Pima County Arizona | 2 | $ 401,000 | $ 200,000 | $ 184,000 |
Siskiyou County California | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
Arapahoe County Colorado | 2 | $ 544,000 | $ 272,000 | $ 86,000 |
Larimer County Colorado | 2 | $ 556,000 | $ 278,000 | $ 137,000 |
Pueblo County Colorado | 2 | $ 269,000 | $ 134,000 | $ 75,000 |
Lincoln County Montana | 2 | $ 341,000 | $ 170,000 | $ 151,000 |
Clark County Nevada | 2 | $ 295,000 | $ 147,000 | $ 60,000 |
Clatsop County Oregon | 2 | $ 204,000 | $ 102,000 | $ 49,000 |
Malheur County Oregon | 2 | $ 112,000 | $ 56,000 | $ 60,000 |
Morrow County Oregon | 2 | $ 261,000 | $ 130,000 | $ 91,000 |
Umatilla County Oregon | 2 | $ 381,000 | $ 190,000 | $ 103,000 |
Grays Harbor County Washington | 2 | $ 299,000 | $ 149,000 | $ 74,000 |
Jefferson County Washington | 2 | $ 456,000 | $ 228,000 | $ 139,000 |
Alameda County California | 1 | $ 319,000 | $ 319,000 | $ 78,000 |
Lassen County California | 1 | $ 147,000 | $ 147,000 | $ 124,000 |
Orange County California | 1 | $ 310,000 | $ 310,000 | $ 140,000 |
Placer County California | 1 | $ 272,000 | $ 272,000 | $ 174,000 |
Sacramento County California | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
Eagle County Colorado | 1 | $ 279,000 | $ 279,000 | $ 336,000 |
Fremont County Colorado | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
Morgan County Colorado | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
Pitkin County Colorado | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
Teller County Colorado | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
Idaho County Idaho | 1 | $ 204,000 | $ 204,000 | $ 133,000 |
Valley County Idaho | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
Johnson County Kansas | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
Flathead County Montana | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
Missoula County Montana | 1 | $ 124,000 | $ 124,000 | $ 97,000 |
Douglas County Nevada | 1 | $ 525,000 | $ 525,000 | $ 225,000 |
Washoe County Nevada | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
Grant County Oregon | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
Harney County Oregon | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
Sherman County Oregon | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
Union County Oregon | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
Wasco County Oregon | 1 | $ 122,000 | $ 122,000 | $ 59,000 |
Wheeler County Oregon | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
Cowlitz County Washington | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
Garfield County Washington | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
Pacific County Washington | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 2,835 | $431,250,000 | $174,666 | $981,000 | $83,555 | $1,208,000 |
Home Purchase (one-to-four family) | 989 | $134,836,000 | $149,714 | $541,000 | $90,000 | $779,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 9 | $5,413,000 | $601,000 | $2,200,000 | $0 | $0 |
Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,516 | $520,399,000 | $168,777 | $943,000 | $87,222 | $1,208,000 |
Hispanic | 101 | $12,219,000 | $110,000 | $440,000 | $74,750 | $275,000 |
Information not provided by applicant in mail or telephone application | 86 | $14,235,000 | $157,400 | $556,000 | $96,200 | $436,000 |
Asian or Pacific Islander | 66 | $9,819,000 | $189,500 | $323,000 | $88,750 | $384,000 |
American Indian or Alaskan Native | 30 | $4,155,000 | $129,333 | $320,000 | $66,333 | $300,000 |
Not applicable | 15 | $7,444,000 | $496,000 | $2,200,000 | $0 | $0 |
Black | 14 | $2,423,000 | $165,500 | $302,000 | $70,000 | $234,000 |
Other | 5 | $805,000 | $165,000 | $265,000 | $38,500 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,704 | $553,095,000 | $172,666 | $2,200,000 | $88,666 | $1,208,000 |
VA-guaranteed (Veterans Administration) | 97 | $14,133,000 | $130,000 | $293,000 | $55,750 | $102,000 |
FHA-insured (Federal Housing Administration) | 32 | $4,271,000 | $133,000 | $222,000 | $47,500 | $103,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,818 | $416,122,000 | $178,375 | $2,200,000 | $93,000 | $1,208,000 |
Application Denied By Financial Institution | 499 | $74,465,000 | $144,200 | $650,000 | $61,600 | $626,000 |
File Closed For Incompleteness | 423 | $65,593,000 | $147,000 | $748,000 | $67,400 | $813,000 |
Application Withdrawn By Applicant | 55 | $8,782,000 | $179,666 | $634,000 | $102,333 | $494,000 |
Application Approved But Not Accepted | 38 | $6,537,000 | $164,250 | $543,000 | $65,750 | $294,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.