Whitney National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Whitney National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Whitney National Bank 400 Labarre Road, 3Rd Floor Jefferson, LA 70121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,684 |
| Total Mortgage Loan Application Amount | $875,020,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $5,100,000 |
| Average Applicant Income | $110,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Whitney National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Whitney National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Whitney National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Whitney National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Whitney National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Whitney National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Louisiana | 834 | $ 99,773,000 | $ 119,000 | $ 76,000 |
| Orleans County Louisiana | 535 | $ 102,223,000 | $ 191,000 | $ 162,000 |
| St. Tammany County Louisiana | 372 | $ 55,738,000 | $ 149,000 | $ 106,000 |
| East Baton Rouge County Louisiana | 291 | $ 41,658,000 | $ 143,000 | $ 97,000 |
| Mobile County Alabama | 278 | $ 31,759,000 | $ 114,000 | $ 76,000 |
| Harris County Texas | 198 | $ 62,835,000 | $ 317,000 | $ 186,000 |
| Lafayette County Louisiana | 191 | $ 21,078,000 | $ 110,000 | $ 140,000 |
| Ascension County Louisiana | 190 | $ 17,905,000 | $ 94,000 | $ 66,000 |
| Calcasieu County Louisiana | 186 | $ 15,415,000 | $ 82,000 | $ 80,000 |
| Escambia County Florida | 178 | $ 32,256,000 | $ 181,000 | $ 122,000 |
| Terrebonne County Louisiana | 154 | $ 10,866,000 | $ 70,000 | $ 77,000 |
| Baldwin County Alabama | 142 | $ 35,412,000 | $ 249,000 | $ 288,000 |
| St. Mary County Louisiana | 140 | $ 6,064,000 | $ 43,000 | $ 60,000 |
| Okaloosa County Florida | 136 | $ 47,290,000 | $ 347,000 | $ 360,000 |
| Walton County Florida | 133 | $ 72,247,000 | $ 543,000 | $ 318,000 |
| Harrison County Mississippi | 113 | $ 10,858,000 | $ 96,000 | $ 79,000 |
| Lafourche County Louisiana | 92 | $ 6,881,000 | $ 74,000 | $ 59,000 |
| Santa Rosa County Florida | 71 | $ 12,590,000 | $ 177,000 | $ 97,000 |
| St. Charles County Louisiana | 69 | $ 10,123,000 | $ 146,000 | $ 169,000 |
| Manatee County Florida | 63 | $ 13,743,000 | $ 218,000 | $ 82,000 |
| Hancock County Mississippi | 62 | $ 4,737,000 | $ 76,000 | $ 69,000 |
| Autauga County Alabama | 61 | $ 4,648,000 | $ 76,000 | $ 49,000 |
| Butler County Alabama | 59 | $ 1,967,000 | $ 33,000 | $ 50,000 |
| Livingston County Louisiana | 54 | $ 5,551,000 | $ 102,000 | $ 63,000 |
| Tangipahoa County Louisiana | 54 | $ 6,006,000 | $ 111,000 | $ 83,000 |
| Plaquemines County Louisiana | 37 | $ 5,249,000 | $ 141,000 | $ 80,000 |
| St. Bernard County Louisiana | 37 | $ 3,246,000 | $ 87,000 | $ 42,000 |
| Montgomery County Alabama | 33 | $ 2,481,000 | $ 75,000 | $ 77,000 |
| Pasco County Florida | 29 | $ 2,503,000 | $ 86,000 | $ 58,000 |
| Iberia County Louisiana | 25 | $ 1,093,000 | $ 43,000 | $ 64,000 |
| St. John the Baptist County Louisiana | 24 | $ 2,920,000 | $ 121,000 | $ 60,000 |
| St. James County Louisiana | 22 | $ 1,247,000 | $ 56,000 | $ 69,000 |
| Bay County Florida | 20 | $ 5,909,000 | $ 295,000 | $ 560,000 |
| Assumption County Louisiana | 20 | $ 479,000 | $ 23,000 | $ 47,000 |
| St. Landry County Louisiana | 19 | $ 1,270,000 | $ 66,000 | $ 69,000 |
| Fort Bend County Texas | 19 | $ 5,883,000 | $ 309,000 | $ 243,000 |
| Elmore County Alabama | 17 | $ 1,587,000 | $ 93,000 | $ 63,000 |
| Pinellas County Florida | 17 | $ 2,947,000 | $ 173,000 | $ 132,000 |
| Vermilion County Louisiana | 17 | $ 1,326,000 | $ 78,000 | $ 57,000 |
| Jackson County Mississippi | 15 | $ 2,783,000 | $ 185,000 | $ 107,000 |
| Pearl River County Mississippi | 15 | $ 2,947,000 | $ 196,000 | $ 170,000 |
| St. Martin County Louisiana | 14 | $ 1,693,000 | $ 120,000 | $ 64,000 |
| Iberville County Louisiana | 10 | $ 1,169,000 | $ 116,000 | $ 66,000 |
| Lowndes County Alabama | 9 | $ 60,000 | $ 6,000 | $ 34,000 |
| Beauregard County Louisiana | 9 | $ 334,000 | $ 37,000 | $ 65,000 |
| Acadia County Louisiana | 8 | $ 375,000 | $ 46,000 | $ 60,000 |
| West Baton Rouge County Louisiana | 7 | $ 355,000 | $ 50,000 | $ 51,000 |
| Montgomery County Texas | 7 | $ 1,721,000 | $ 245,000 | $ 195,000 |
| Travis County Texas | 7 | $ 4,162,000 | $ 594,000 | $ 765,000 |
| Hillsborough County Florida | 6 | $ 895,000 | $ 149,000 | $ 77,000 |
| Lee County Alabama | 5 | $ 619,000 | $ 123,000 | $ 448,000 |
| Sarasota County Florida | 5 | $ 518,000 | $ 103,000 | $ 77,000 |
| Crenshaw County Alabama | 4 | $ 70,000 | $ 17,000 | $ 42,000 |
| Hernando County Florida | 4 | $ 166,000 | $ 41,000 | $ 28,000 |
| Palm Beach County Florida | 4 | $ 1,327,000 | $ 331,000 | $ 180,000 |
| Cameron County Louisiana | 4 | $ 83,000 | $ 20,000 | $ 8,000 |
| Pointe Coupee County Louisiana | 4 | $ 432,000 | $ 108,000 | $ 73,000 |
| West Feliciana County Louisiana | 4 | $ 1,205,000 | $ 301,000 | $ 417,000 |
| Lafayette County Mississippi | 4 | $ 448,000 | $ 112,000 | $ 368,000 |
| Brazoria County Texas | 4 | $ 750,000 | $ 187,000 | $ 103,000 |
| Covington County Alabama | 3 | $ 91,000 | $ 30,000 | $ 72,000 |
| Jefferson County Alabama | 3 | $ 407,000 | $ 135,000 | $ 132,000 |
| Shelby County Alabama | 3 | $ 576,000 | $ 192,000 | $ 182,000 |
| Collier County Florida | 3 | $ 2,113,000 | $ 704,000 | $ 539,000 |
| Miami-Dade County Florida | 3 | $ 2,261,000 | $ 753,000 | $ 414,000 |
| Fulton County Georgia | 3 | $ 660,000 | $ 220,000 | $ 346,000 |
| Washington County Louisiana | 3 | $ 438,000 | $ 146,000 | $ 33,000 |
| Adams County Mississippi | 3 | $ 282,000 | $ 94,000 | $ 237,000 |
| Walthall County Mississippi | 3 | $ 313,000 | $ 104,000 | $ 43,000 |
| Galveston County Texas | 3 | $ 859,000 | $ 286,000 | $ 192,000 |
| Dale County Alabama | 2 | $ 233,000 | $ 116,000 | $ 239,000 |
| Escambia County Alabama | 2 | $ 86,000 | $ 43,000 | $ 24,000 |
| Tallapoosa County Alabama | 2 | $ 880,000 | $ 440,000 | $ 183,000 |
| Tuscaloosa County Alabama | 2 | $ 605,000 | $ 302,000 | $ 184,000 |
| Wilcox County Alabama | 2 | $ 64,000 | $ 32,000 | $ 35,000 |
| Santa Clara County California | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Alachua County Florida | 2 | $ 364,000 | $ 182,000 | $ 92,000 |
| Lee County Florida | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Orange County Florida | 2 | $ 5,451,000 | $ 2,725,000 | $ 100,000 |
| DeKalb County Georgia | 2 | $ 336,000 | $ 168,000 | $ 107,000 |
| St. Helena County Louisiana | 2 | $ 193,000 | $ 96,000 | $ 97,000 |
| Lamar County Mississippi | 2 | $ 217,000 | $ 108,000 | $ 48,000 |
| Pike County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Stone County Mississippi | 2 | $ 76,000 | $ 38,000 | $ 122,000 |
| Mecklenburg County North Carolina | 2 | $ 222,000 | $ 111,000 | $ 59,000 |
| Horry County South Carolina | 2 | $ 810,000 | $ 405,000 | $ 439,000 |
| Davidson County Tennessee | 2 | $ 1,275,000 | $ 637,000 | $ 198,000 |
| Shelby County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 188,000 |
| Bexar County Texas | 2 | $ 591,000 | $ 295,000 | $ 116,000 |
| Dallas County Texas | 2 | $ 590,000 | $ 295,000 | $ 220,000 |
| Guadalupe County Texas | 2 | $ 500,000 | $ 250,000 | $ 347,000 |
| Kendall County Texas | 2 | $ 268,000 | $ 134,000 | $ 152,000 |
| Tarrant County Texas | 2 | $ 283,000 | $ 141,000 | $ 308,000 |
| Barbour County Alabama | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Chilton County Alabama | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Conecuh County Alabama | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Etowah County Alabama | 1 | $ 183,000 | $ 183,000 | $ 35,000 |
| Macon County Alabama | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Monroe County Alabama | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Pima County Arizona | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Yuma County Arizona | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Garland County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Pulaski County Arkansas | 1 | $ 263,000 | $ 263,000 | $ 134,000 |
| Riverside County California | 1 | $ 268,000 | $ 268,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 373,000 | $ 373,000 | $ 546,000 |
| Teller County Colorado | 1 | $ 499,000 | $ 499,000 | $ 903,000 |
| Baker County Florida | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Brevard County Florida | 1 | $ 118,000 | $ 118,000 | $ 104,000 |
| Broward County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 765,000 |
| Indian River County Florida | 1 | $ 117,000 | $ 117,000 | $ 98,000 |
| Polk County Florida | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Washington County Florida | 1 | $ 62,000 | $ 62,000 | $ 7,000 |
| Douglas County Georgia | 1 | $ 4,000 | $ 4,000 | $ 104,000 |
| Harris County Georgia | 1 | $ 321,000 | $ 321,000 | $ 117,000 |
| Lanier County Georgia | 1 | $ 50,000 | $ 50,000 | $ 258,000 |
| Walton County Georgia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Porter County Indiana | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Avoyelles County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 59,000 |
| Concordia County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 345,000 |
| Jefferson Davis County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Lincoln County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 1,913,000 |
| Ouachita County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 140,000 |
| Sabine County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Amite County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Clarke County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 155,000 |
| Forrest County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| George County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Rankin County Mississippi | 1 | $ 428,000 | $ 428,000 | $ 696,000 |
| Kings County New York | 1 | $ 300,000 | $ 300,000 | $ 46,000 |
| Westchester County New York | 1 | $ 410,000 | $ 410,000 | $ 113,000 |
| Macon County North Carolina | 1 | $ 504,000 | $ 504,000 | $ 302,000 |
| Pasquotank County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 125,000 |
| Watauga County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 304,000 |
| Beaufort County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 60,000 |
| Anderson County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 72,000 |
| DeKalb County Tennessee | 1 | $ 399,000 | $ 399,000 | $ 83,000 |
| Sevier County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 226,000 |
| Austin County Texas | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Bell County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Collin County Texas | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Franklin County Texas | 1 | $ 45,000 | $ 45,000 | $ 319,000 |
| Grimes County Texas | 1 | $ 443,000 | $ 443,000 | $ 200,000 |
| Jefferson County Texas | 1 | $ 206,000 | $ 206,000 | $ 300,000 |
| Lee County Texas | 1 | $ 108,000 | $ 108,000 | $ 121,000 |
| Llano County Texas | 1 | $ 196,000 | $ 196,000 | $ 228,000 |
| Newton County Texas | 1 | $ 87,000 | $ 87,000 | $ 234,000 |
| Tyler County Texas | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Waller County Texas | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Williamson County Texas | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Fauquier County Virginia | 1 | $ 1,100,000 | $ 1,100,000 | $ 400,000 |
Mortgage Loan Application Detail Totals for Whitney National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,870 | $564,817,000 | $196,000 | $5,100,000 | $137,000 | $9,999,000 |
| Home Improvement | 1,465 | $38,643,000 | $26,000 | $450,000 | $58,000 | $1,500,000 |
| Refinancing | 1,349 | $271,560,000 | $201,000 | $3,600,000 | $136,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,349 | $737,699,000 | $169,000 | $3,600,000 | $133,000 | $9,999,000 |
| Black or African American | 811 | $60,552,000 | $74,000 | $1,803,000 | $64,000 | $9,999,000 |
| Hispanic | 266 | $29,909,000 | $112,000 | $1,000,000 | $65,000 | $940,000 |
| Not applicable | 100 | $26,436,000 | $264,000 | $5,100,000 | $0 | $0 |
| Asian | 71 | $10,298,000 | $145,000 | $500,000 | $80,000 | $384,000 |
| Not Provided | 63 | $7,272,000 | $115,000 | $1,391,000 | $91,000 | $908,000 |
| American Indian or Alaskan Native | 20 | $2,497,000 | $124,000 | $772,000 | $89,000 | $743,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $357,000 | $89,000 | $147,000 | $47,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,174 | $813,363,000 | $157,000 | $5,100,000 | $124,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 438 | $50,771,000 | $115,000 | $246,000 | $41,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 67 | $10,249,000 | $152,000 | $342,000 | $58,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $637,000 | $127,000 | $158,000 | $36,000 | $43,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,450 | $578,656,000 | $167,000 | $5,100,000 | $135,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,016 | $60,862,000 | $59,000 | $1,500,000 | $58,000 | $865,000 |
| Application Withdrawn By Applicant | 422 | $106,415,000 | $252,000 | $3,600,000 | $152,000 | $2,741,000 |
| Application Approved But Not Accepted | 352 | $63,117,000 | $179,000 | $3,150,000 | $124,000 | $2,999,000 |
| Preapproval Denied by Financial Institution | 206 | $26,480,000 | $128,000 | $425,000 | $43,000 | $168,000 |
| Preapproval Approved but not Accepted | 152 | $23,594,000 | $155,000 | $500,000 | $61,000 | $342,000 |
| File Closed For Incompleteness | 86 | $15,896,000 | $184,000 | $875,000 | $118,000 | $2,244,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 582 | $30,921,000 | $53,000 | $1,100,000 | $52,000 | $520,000 |
| Debt-To-Income Ratio | 426 | $30,728,000 | $72,000 | $1,150,000 | $46,000 | $479,000 |
| Collateral | 80 | $8,824,000 | $110,000 | $980,000 | $97,000 | $865,000 |
| Other | 61 | $10,644,000 | $174,000 | $1,500,000 | $112,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $4,704,000 | $112,000 | $320,000 | $48,000 | $162,000 |
| Employment History | 22 | $553,000 | $25,000 | $91,000 | $33,000 | $91,000 |
| Credit Application Incomplete | 7 | $622,000 | $88,000 | $200,000 | $88,000 | $384,000 |
| Unverifiable Information | 2 | $346,000 | $173,000 | $203,000 | $77,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Whitney National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Whitney National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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