Wilmington Trust Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Wilmington Trust Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Trust Fsb 1100 North Market Street Wilmington, DE 19890 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 259 |
| Total Mortgage Loan Application Amount | $89,996,000 |
| Average Mortgage Loan Application Amount | $333,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $244,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Wilmington Trust Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Trust Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Wilmington Trust Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Trust Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Trust Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Trust Fsb's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 57 | $ 19,167,000 | $ 336,000 | $ 210,000 |
| Cecil County Maryland | 25 | $ 5,218,000 | $ 208,000 | $ 111,000 |
| Delaware County Pennsylvania | 24 | $ 9,337,000 | $ 389,000 | $ 214,000 |
| Philadelphia County Pennsylvania | 12 | $ 6,388,000 | $ 532,000 | $ 510,000 |
| Cape May County New Jersey | 9 | $ 9,301,000 | $ 1,033,000 | $ 1,683,000 |
| Bucks County Pennsylvania | 9 | $ 2,469,000 | $ 274,000 | $ 150,000 |
| Wicomico County Maryland | 7 | $ 683,000 | $ 97,000 | $ 82,000 |
| Montgomery County Pennsylvania | 7 | $ 1,374,000 | $ 196,000 | $ 81,000 |
| Maricopa County Arizona | 5 | $ 1,041,000 | $ 208,000 | $ 137,000 |
| New Castle County Delaware | 5 | $ 1,069,000 | $ 213,000 | $ 113,000 |
| Baltimore County Maryland | 5 | $ 1,337,000 | $ 267,000 | $ 431,000 |
| Harford County Maryland | 5 | $ 1,687,000 | $ 337,000 | $ 195,000 |
| Kent County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 287,000 |
| Talbot County Maryland | 4 | $ 1,407,000 | $ 351,000 | $ 232,000 |
| Palm Beach County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 230,000 |
| Worcester County Maryland | 3 | $ 663,000 | $ 221,000 | $ 228,000 |
| Atlantic County New Jersey | 3 | $ 1,522,000 | $ 507,000 | $ 636,000 |
| Gloucester County New Jersey | 3 | $ 837,000 | $ 279,000 | $ 529,000 |
| Gwinnett County Georgia | 2 | $ 434,000 | $ 217,000 | $ 150,000 |
| Kennebec County Maine | 2 | $ 410,000 | $ 205,000 | $ 267,000 |
| Anne Arundel County Maryland | 2 | $ 565,000 | $ 282,000 | $ 98,000 |
| Baltimore City County Maryland | 2 | $ 369,000 | $ 184,000 | $ 170,000 |
| Frederick County Maryland | 2 | $ 405,000 | $ 202,000 | $ 117,000 |
| Middlesex County Massachusetts | 2 | $ 776,000 | $ 388,000 | $ 133,000 |
| Camden County New Jersey | 2 | $ 1,373,000 | $ 686,000 | $ 450,000 |
| Nassau County New York | 2 | $ 1,080,000 | $ 540,000 | $ 232,000 |
| Luzerne County Pennsylvania | 2 | $ 371,000 | $ 185,000 | $ 151,000 |
| Pima County Arizona | 1 | $ 252,000 | $ 252,000 | $ 156,000 |
| Orange County California | 1 | $ 400,000 | $ 400,000 | $ 79,000 |
| San Diego County California | 1 | $ 2,525,000 | $ 2,525,000 | $ 1,194,000 |
| Sonoma County California | 1 | $ 312,000 | $ 312,000 | $ 1,100,000 |
| Pitkin County Colorado | 1 | $ 788,000 | $ 788,000 | $ 355,000 |
| Fairfield County Connecticut | 1 | $ 239,000 | $ 239,000 | $ 97,000 |
| Indian River County Florida | 1 | $ 220,000 | $ 220,000 | $ 130,000 |
| Lee County Florida | 1 | $ 340,000 | $ 340,000 | $ 135,000 |
| Martin County Florida | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 417,000 | $ 417,000 | $ 572,000 |
| Polk County Florida | 1 | $ 265,000 | $ 265,000 | $ 249,000 |
| St. Lucie County Florida | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Clayton County Georgia | 1 | $ 375,000 | $ 375,000 | $ 1,225,000 |
| Garrett County Maryland | 1 | $ 245,000 | $ 245,000 | $ 346,000 |
| Montgomery County Maryland | 1 | $ 368,000 | $ 368,000 | $ 88,000 |
| Barnstable County Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 99,000 |
| Clay County Missouri | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| Mercer County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Salem County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 432,000 |
| Union County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 140,000 |
| New York County New York | 1 | $ 730,000 | $ 730,000 | $ 240,000 |
| Rockland County New York | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Westchester County New York | 1 | $ 417,000 | $ 417,000 | $ 211,000 |
| Dare County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 634,000 |
| Delaware County Ohio | 1 | $ 375,000 | $ 375,000 | $ 274,000 |
| Berks County Pennsylvania | 1 | $ 344,000 | $ 344,000 | $ 253,000 |
| Lancaster County Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 96,000 |
| Lehigh County Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 422,000 |
| Northampton County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Charleston County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 284,000 |
| Chittenden County Vermont | 1 | $ 171,000 | $ 171,000 | $ 127,000 |
| Accomack County Virginia | 1 | $ 70,000 | $ 70,000 | $ 86,000 |
| Bedford County Virginia | 1 | $ 413,000 | $ 413,000 | $ 200,000 |
| Orange County Virginia | 1 | $ 300,000 | $ 300,000 | $ 297,000 |
| Page County Virginia | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Spotsylvania County Virginia | 1 | $ 600,000 | $ 600,000 | $ 297,000 |
Mortgage Loan Application Detail Totals for Wilmington Trust Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 187 | $68,316,000 | $365,000 | $3,000,000 | $310,000 | $9,999,000 |
| Home Purchase | 72 | $21,680,000 | $301,000 | $956,000 | $178,000 | $740,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 238 | $84,769,000 | $356,000 | $3,000,000 | $284,000 | $9,999,000 |
| Asian | 7 | $2,368,000 | $338,000 | $738,000 | $163,000 | $342,000 |
| Hispanic | 6 | $1,229,000 | $204,000 | $417,000 | $183,000 | $634,000 |
| Black or African American | 3 | $570,000 | $190,000 | $260,000 | $101,000 | $121,000 |
| Not applicable | 2 | $120,000 | $60,000 | $80,000 | $52,000 | $104,000 |
| Not Provided | 2 | $725,000 | $362,000 | $417,000 | $169,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $215,000 | $215,000 | $215,000 | $183,000 | $183,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 256 | $89,366,000 | $349,000 | $3,000,000 | $276,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 3 | $630,000 | $210,000 | $269,000 | $56,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 197 | $64,138,000 | $325,000 | $3,000,000 | $290,000 | $9,999,000 |
| Application Denied By Financial Institution | 18 | $10,751,000 | $597,000 | $2,925,000 | $265,000 | $840,000 |
| Application Approved But Not Accepted | 14 | $7,232,000 | $516,000 | $2,000,000 | $362,000 | $2,166,000 |
| Preapproval Approved but not Accepted | 13 | $4,011,000 | $308,000 | $600,000 | $125,000 | $202,000 |
| Loan Purchased By The Institution | 10 | $1,716,000 | $171,000 | $269,000 | $67,000 | $183,000 |
| Application Withdrawn By Applicant | 6 | $1,736,000 | $289,000 | $750,000 | $241,000 | $500,000 |
| Preapproval Denied by Financial Institution | 1 | $412,000 | $412,000 | $412,000 | $87,000 | $87,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 8 | $7,595,000 | $949,000 | $2,925,000 | $398,000 | $840,000 |
| Credit History | 3 | $811,000 | $270,000 | $318,000 | $129,000 | $180,000 |
| Debt-To-Income Ratio | 2 | $503,000 | $251,000 | $412,000 | $52,000 | $87,000 |
| Other | 2 | $1,143,000 | $571,000 | $863,000 | $208,000 | $326,000 |
| Unverifiable Information | 2 | $289,000 | $144,000 | $160,000 | $35,000 | $37,000 |
| Credit Application Incomplete | 1 | $260,000 | $260,000 | $260,000 | $118,000 | $118,000 |
| Employment History | 1 | $562,000 | $562,000 | $562,000 | $588,000 | $588,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Trust Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Trust Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.